Search found 652 matches

by scouter
Tue Jun 20, 2017 12:01 pm
Forum: Personal Consumer Issues
Topic: Free Cell Phone Plans for a Year @ Sprint
Replies: 29
Views: 3609

Re: Free Cell Phone Plans for a Year @ Sprint

I believe it is only available online and not in a Sprint store. I just ordered my new SIM card today and it was very easy. Will report back when the SIM card arrives and I am attempt to port my number from Verizon to Sprint. Anyone take advantage of this offer yet? Any info or suggestions on the p...
by scouter
Sun Dec 25, 2016 5:10 pm
Forum: Personal Consumer Issues
Topic: Quartz versus granite
Replies: 44
Views: 4259

Re: Quartz versus granite

We chose quartz nine years ago when remodeling our kitchen and loved it, though we noticed that the patterns in it are more "regular" and look man-made when compared to the random patterns in granite. But this year we used quartz for our two bathrooms and were pleasantly surprised to see h...
by scouter
Sat Dec 03, 2016 9:04 am
Forum: Personal Consumer Issues
Topic: removing mildew/mold from sidewalk
Replies: 45
Views: 34422

Re: removing mildew/mold from sidewalk

"Wet and Forget". I repeat, "Wet and Forget!" Very easy and all you need to know.
by scouter
Sat Oct 29, 2016 10:28 pm
Forum: Personal Consumer Issues
Topic: Shipping a car
Replies: 13
Views: 1489

Re: Shipping a car

Thanks for all the great suggestions and recommendations. The Bogleheads come through again!
by scouter
Sat Oct 29, 2016 12:25 pm
Forum: Personal Consumer Issues
Topic: Shipping a car
Replies: 13
Views: 1489

Re: Shipping a car

Does the Air Force have any recommendations? When S relocated for his fed job, the fed govt recommended a mover and everything went well. For his car, he and our D had a nice road trip from LA to SF to Tahoe to Chicago and ultimately DC. His employer, the fed govt reimbursed for travel, including l...
by scouter
Sat Oct 29, 2016 12:23 pm
Forum: Personal Consumer Issues
Topic: Shipping a car
Replies: 13
Views: 1489

Re: Shipping a car

navyasw02 wrote:Why not drive and do a partial DITY (do it yourself) move?


My daughter has to report for duty on Monday so she doesn't have time to drive. If I drove it out there, the gas, meals, hotels, and return flight would cost way more than the shipping, plus I would need to take a week off work.
by scouter
Sat Oct 29, 2016 9:43 am
Forum: Personal Consumer Issues
Topic: Shipping a car
Replies: 13
Views: 1489

Shipping a car

Need to ship our daughter's car from TN to CA, where she'll be stationed in the Air Force. Anyone have any advice or recommendations for car transport companies?
by scouter
Tue Oct 11, 2016 8:06 am
Forum: Personal Consumer Issues
Topic: Velux skylights
Replies: 27
Views: 3160

Re: Velux skylights

We have 3 Velux skylights (stationary, non-opening) installed 17 years ago, no problems with any of the three. We also have two Solatubes in our rec room, installed about 12 years ago. Again, non-opening,sealed skylight tubes for light only. Also, no problems. Highly recommend both, but personally I...
by scouter
Mon Oct 03, 2016 5:05 pm
Forum: Personal Consumer Issues
Topic: Roadside assistance Programs
Replies: 41
Views: 4263

Re: Roadside assistance Programs

I asked our State Farm agent if our rates would go up after using Emergency Road Service. He said only if we were towed 3X in one year.
by scouter
Fri Sep 09, 2016 1:44 pm
Forum: Personal Consumer Issues
Topic: Attic Fan for Ventilation
Replies: 11
Views: 1250

Re: Attic Fan for Ventilation

Attic ventilation fans rarely save energy: Several studies show that even in a house with a tight ceiling, a powered attic ventilator uses more electricity than it saves. m Thanks for this article! We have two powered attic fans that have both burned out and I was trying to decide whether to replac...
by scouter
Thu Sep 08, 2016 11:18 pm
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1756

Re: Archiving Videos

Multiple hard drives at home, some only run when backing up.

Backed up to the cloud through CrashPlan.

Videos also uploaded as private videos to YouTube.

Photos also uploaded to Amazon Cloud.
by scouter
Thu Aug 04, 2016 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Gifting equally when children are in very different tax brackets?
Replies: 19
Views: 2833

Re: Gifting equally when children are in very different tax brackets?

I'm a big proponent of parents gifting to kids as evenly and fairly as possible. In this case, that would mean ignoring tax brackets or need and gifting the same to each. I say this because I've seen how unequal treatment has played a part in tearing my wife's siblings apart, while equal gifting pla...
by scouter
Sat Jun 11, 2016 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Obamacare pricing ?
Replies: 15
Views: 2003

Re: Obamacare pricing ?

When I looked in early 2015, some of the ACA plans (with the same name and deductible) had narrower networks than the same plans purchased directly through the provider. In my case, an important doctor who saved my life two years ago was not in the ACA plans I looked at. And the ACA website doesn't ...
by scouter
Tue Jun 07, 2016 10:04 pm
Forum: Personal Consumer Issues
Topic: Things to Do and See on Kauai, Hawaii
Replies: 72
Views: 6680

Re: Things to Do and See on Kauai, Hawaii

We did a doors-off helicopter tour of Kauai several years ago and while it was thrilling and beautiful, I knew it was somewhat dangerous. Three days after we got home a similar helicopter tour crashed on Molokai, killing the pilot and 4 sightseers.
by scouter
Tue May 31, 2016 5:22 pm
Forum: Personal Consumer Issues
Topic: Things to Do and See on Kauai, Hawaii
Replies: 72
Views: 6680

Re: Things to Do and See on Kauai, Hawaii

Poipu is a good beach for swimming, sunning, snorkeling (great protected cove with lots of beautiful fish), and I took surfing lessons there as well. Also, at the top of the canyon you can take a hike to the highest swamp in the world.
by scouter
Wed May 25, 2016 9:30 pm
Forum: Personal Consumer Issues
Topic: Do mold test kits work?
Replies: 5
Views: 667

Re: Do mold test kits work?

I've used those kits and they are helpful. You do an outdoor sample as a control and an indoor sample in the room you want to test, and compare them. The cheap kits don't tell you exactly what kind of mold you're seeing, but you get a good idea of whether the room has more mold than outside and how ...
by scouter
Tue Apr 26, 2016 8:58 pm
Forum: Personal Consumer Issues
Topic: Upgrading car stereo speakers
Replies: 11
Views: 979

Re: Upgrading car stereo speakers

I've noticed that car companies have begun to use cheap speakers in their regular audio systems and make up for it with a corrective Eq curve built into the standard amp. (it costs them a lot less to build the eq into the amp than to use better speakers.) So if you replace the speakers with higher q...
by scouter
Sun Apr 24, 2016 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Please help with my home office
Replies: 8
Views: 1407

Re: Please help with my home office

Main thing is to make the space exclusively for business use. The IRS frowns on rooms that are dual-use being claimed for offices. So, no TV unless that's needed in your business. A couch is okay if you have clients that would sit there or if you use it while working. A bed is probably a no-no unles...
by scouter
Sun Apr 17, 2016 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: How Did You File Your Income Taxes for 2015?
Replies: 101
Views: 7643

Re: How Did You File Your Income Taxes for 2015?

Prepared with H&R Block software, mailed paper returns for both Fed and State.
by scouter
Tue Apr 12, 2016 9:41 am
Forum: Personal Consumer Issues
Topic: Pay TV channels - streaming only
Replies: 15
Views: 2431

Re: Pay TV channels - streaming only

Acorn TV has all the British series, at $5/month.
by scouter
Wed Mar 23, 2016 9:43 am
Forum: Personal Finance (Not Investing)
Topic: When does hiring lawyer for auto accident makes sense?
Replies: 26
Views: 2779

Re: When does hiring lawyer for auto accident makes sense?

I would certainly get a lawyer if I were your friend.
by scouter
Tue Mar 01, 2016 10:17 am
Forum: Personal Finance (Not Investing)
Topic: File taxes via mail or electronically
Replies: 87
Views: 7832

Re: File taxes via mail or electronically

I've got a good reason to file by paper. I filed electronically for several years until a few years ago when I got an IRS letter saying I had miscalculated our taxes and owed about $2k. I checked my Turbotax file and couldn't find any errors but noticed that the amount they claimed I owed was exactl...
by scouter
Wed Feb 17, 2016 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Should I bother itemizing tax deductions?
Replies: 70
Views: 9200

Re: Should I bother itemizing tax deductions?

EmergDoc wrote:Life isn't fair. The sooner you realize that, accept it, learn the rules, and start making it unfair to your benefit, the better off you'll be.


If I had a nickel for every time I've told my kids this...
by scouter
Thu Jan 28, 2016 11:36 am
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 11113

Re: perfectly happy with cable

We came to despise both cable and satellite and cut the cord a few years ago. It bothered me that we were paying for 300 channels which were full of ads, many of them were all infomercials! (I'm paying to watch infomercials?! That's like paying to hear a timeshare pitch.) So many evenings we'd sit d...
by scouter
Wed Jan 27, 2016 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Properly Assessing Public Schools
Replies: 55
Views: 5795

Re: Properly Assessing Public Schools

We used an old-fashioned method I haven't seen mentioned. When we were considering a move to the county where we now live, we made appointments with the principals of every elementary and middle school in the Northern half of the county, about 12 schools. Actually touring the schools, getting to kno...
by scouter
Tue Jan 12, 2016 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Parent Help: Filing Taxes - Music Royalties as Alimony
Replies: 6
Views: 836

Re: Parent Help: Filing Taxes - Music Royalties as Alimony

The taxing of royalties depends on the situation. If the musical royalties are from her work then she reports them on Schedule C. If they are from someone else's work then she reports them on Schedule E. See here . Alimony is taxable when received and goes on Form 1040 line 11. See here . +1 on thi...
by scouter
Thu Jan 07, 2016 5:20 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 202
Views: 24642

Re: Netflix, Your Current Favorite Show

+1 for Foyle's War
by scouter
Mon Jan 04, 2016 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Saved half of income last year - struggling to see the point
Replies: 62
Views: 12507

Re: Saved half of income last year - struggling to see the point

Things can change a lot between your thirties and your fifties. No matter how satisfied you are now with your jobs and where you live, that could all be drastically different and beyond your control in a few decades. The career I loved and dedicated my life too ended due to changes beyond my control...
by scouter
Sat Jan 02, 2016 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: 1/2/16 Deal - H&R Block 2015 @ Amazon
Replies: 30
Views: 3134

Re: 1/2/16 Deal - H&R Block 2015 @ Amazon

Not to change the subject too much, but has anyone used H& R Block for foreign tax credits?
by scouter
Mon Dec 28, 2015 11:13 am
Forum: Personal Consumer Issues
Topic: Probably A Dumb Question [Put tennis shoes in dryer?]
Replies: 35
Views: 4585

Re: Probably A Dumb Question [Put tennis shoes in dryer?]

I used to occasionally wash tennis shoes in the washer and dry them in the dryer (along with towels or jeans), but I noticed that they didn't last as long as when I didn't wash them. Seems like the stitching would start to come undone sooner and the shoes would fall apart. So now I only wash them on...
by scouter
Sun Nov 29, 2015 2:51 pm
Forum: Personal Consumer Issues
Topic: I received 'Money' magazine for free. Anyone read it?
Replies: 40
Views: 5781

Re: I received 'Money' magazine for free. Anyone read it?

It was an article in "Money" where I first learned about this new thing called the Individual 401(K) Plan. Since then my 401 has grown to a tax-sheltered $350,000. I don't read "Money" anymore but I'm glad I saw that article!
by scouter
Mon Oct 26, 2015 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: 2016 HC.gov health insurance pricing is up
Replies: 51
Views: 5520

Re: 2016 HC.gov health insurance pricing is up

Ours is increasing by 36%. Ouch.
by scouter
Fri Oct 02, 2015 12:38 pm
Forum: Personal Consumer Issues
Topic: Suggestions from Netlfix (or possibly Amazon) fans?
Replies: 62
Views: 6781

Re: Suggestions from Netlfix (or possibly Amazon) fans?

Foyle's War. Possibly the best TV series I've seen. Note that each episode is about 90 minutes.
by scouter
Tue Sep 29, 2015 1:37 pm
Forum: Personal Consumer Issues
Topic: Name your top favorite tv shows
Replies: 188
Views: 30197

Re: Name your top favorite tv shows

Foyle's War
by scouter
Sat Sep 19, 2015 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Records of belongings for insurance purposes
Replies: 8
Views: 1235

Re: Records of belongings for insurance purposes

I do ours with video so I can narrate at the same time.
by scouter
Wed Sep 16, 2015 4:52 pm
Forum: Personal Consumer Issues
Topic: 20th Century Stereo in a 21st Century World
Replies: 71
Views: 7957

Re: 20th Century Stereo in a 21st Century World

I use the Apple Airport Express (3 of them) to receive music from our home computer on each of three different old-school stereo systems around the house, all in sync. Our music library includes all our old vinyl and CDs as uncompressed WAV files and I use a program called "Airfoil" to man...
by scouter
Wed Sep 16, 2015 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Home Office Tax Deduction
Replies: 35
Views: 2580

Re: Home Office Tax Deduction

2. If you sell the house later, you have to subtract all the deductions you took from the cost basis of the house as part of the capital gain calculation. By the time you dig out all the records and pay the tax guy to figure out the reports, where's the benefit? As long as you don't claim the home ...
by scouter
Sun Aug 30, 2015 3:13 pm
Forum: Personal Consumer Issues
Topic: Prius owners and rest of Bogleheads
Replies: 44
Views: 5639

Re: Prius owners and rest of Bogleheads

Really hard to beat the Prius overall, especially when considering reliability. A recent Consumer Reports mentioned that their auto testers are always questioned at parties and dinners and their stock answer is "just get a Prius."
by scouter
Mon Aug 17, 2015 7:20 pm
Forum: Personal Consumer Issues
Topic: How to soundproof interior walls
Replies: 24
Views: 3654

Re: How to soundproof interior walls

Sorry to say that acoustic foam won't do hardly anything except dampen reflections within your room, and it will only dampen high freq. unless it's extremely thick. To stop sound transmission through the wall you'll have to add mass and decouple the new layer from the existing layer using resilient ...
by scouter
Thu Aug 13, 2015 11:13 pm
Forum: Personal Consumer Issues
Topic: Anyone not own a Smartphone
Replies: 76
Views: 5850

Re: Anyone not own a Smartphone

No smart phone here, don't want to be one of the zombies. I look around in airports and lobbies of public buildings and it's comical to see 50-100 people all lost in their phones. Half of them trying to walk at the same time. It could have been a 70s SNL sketch about the future.
by scouter
Sat Aug 01, 2015 9:01 pm
Forum: Personal Consumer Issues
Topic: Odd skunk smell inside the house
Replies: 28
Views: 94664

Re: Odd skunk smell inside the house

Examine the area around your HVAC unit(s). Skunks like to burrow under the units, (even under a cement slab under the unit) to get under the house. They can get in through a tiny hole that doesn't look big enough for a squirrel. They're quiet, you might not hear them under there.
by scouter
Fri Jul 24, 2015 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: negotiating pain and suffering claim for minor car accident
Replies: 23
Views: 8929

Re: negotiating pain and suffering claim for minor car accident

One detail you should check on is the statute of limitations in your state. In our state it's one year, so you must either settle or file a lawsuit before the anniversary of the accident, or the insurance company is relieved of all responsibility and they won't pay anything. You can always go back t...
by scouter
Wed Jul 22, 2015 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: honda civic or Prius?
Replies: 86
Views: 14555

Re: honda civic or Prius?

Prius.
by scouter
Wed Jul 15, 2015 9:18 am
Forum: Personal Finance (Not Investing)
Topic: I tipped 15% and got a dirty look
Replies: 129
Views: 9979

Re: I tipped 15% and got a dirty look

For dirty looks, I tip 0%.
by scouter
Wed Jul 15, 2015 9:17 am
Forum: Personal Finance (Not Investing)
Topic: I tipped 15% and got a dirty look
Replies: 129
Views: 9979

Re: I tipped 15% and got a dirty look

russelljohnson wrote:15% for acceptable service
0%-15% for bad service
15% - 20% for exceptional service

90% of the time, I receive acceptable service.


+1
by scouter
Fri Jul 10, 2015 9:50 am
Forum: Personal Consumer Issues
Topic: Worst financial book you have read (or will admit you have read)
Replies: 94
Views: 14395

Re: Worst financial book you have read (or will admit you have read)

- "Your Money or Your Life" by Robin. Some good points, but very wordy. Did not finish. - "The Only Investment Guide You'll Ever Need" by Tobias. As above. Wow, surprising! Tobias' book was the first financial book I read (when it first came out) and I would say it was directly ...
by scouter
Sun Jun 28, 2015 2:34 pm
Forum: Personal Consumer Issues
Topic: Under the sink reverse osmosis water filter recommendations?
Replies: 20
Views: 4081

Re: Under the sink reverse osmosis water filter recommendations?

Also know that RO filters waste 5 gallons for every gallon of filtered water. When I found that out, we got rid of ours and went with a simpler 2-stage filter.
by scouter
Sun Jun 28, 2015 2:30 pm
Forum: Personal Consumer Issues
Topic: 2014 Lexus ES350
Replies: 37
Views: 6537

Re: 2014 Lexus ES350

We recently bought a 2011 ES 350 (30k miles) for $23k, and it's a very nice car. The ES models take regular gas. We've owned Camrys and driven Avalons, and the Lexus is very different- much quieter, rides much smoother, feels heavier, doors are more substantial. Also, the seats are more comfortable ...
by scouter
Mon Jun 15, 2015 10:10 am
Forum: Personal Consumer Issues
Topic: Do I need to keep my landline number?
Replies: 58
Views: 10881

Re: Do I need to keep my landline number?

5. In a mass emergency (think 9/11/2001), land lines still work when cell networks get overloaded.
by scouter
Mon May 04, 2015 9:51 am
Forum: Personal Consumer Issues
Topic: Will you buy self-driving car?
Replies: 235
Views: 17961

Re: Will you buy self-driving car?

We lost 3000 Americans on 9/11 and the country is still mourning them. But we lose that many people every month on our roads, month after month, year after year. I don't see any memorials or fund-raising concerts for all those victims, we've just accepted it as a normal danger because we lose them o...