Search found 300 matches

by Dan999
Tue Jun 06, 2017 7:37 am
Forum: Personal Consumer Issues
Topic: Are people aware that Verizon email is being terminated?
Replies: 55
Views: 8265

Re: Are people aware that Verizon email is being terminated?

I got my email switch notice from Verizon and switched over to aol, very seamless and ez. I am using the Alto app to get emails on my Android. I get a lot fewer spam emails now. They are blocked in the spam filter, but at least I do not have to filter them from my inbox. However I encountered a prob...
by Dan999
Wed May 24, 2017 1:18 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

Just finished Hacksaw Ridge. A true story about a Conscientious Objector in WW II. Really good and really really violent, and bloody.
My wife did not watch it. I knew it was not her cup of tea.
I thought is was a great war movie, if you are into that sort of thing.
Dan999
by Dan999
Fri May 19, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: How long do I really need to keep tax returns?
Replies: 18
Views: 1947

Re: How long do I really need to keep tax returns?

So, I have decades of tax returns with the detail. During these years I bought a home to live in, then traded up to new more expensive homes. I am confused about how the exclusion on the sale of a house works. We are retired and if we go into a CCRF, our net proceeds will be around $500,000. Our cur...
by Dan999
Sun May 14, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

Queen of the desert with Nicole Kidman. True story about a highly educated and determined English woman who ventured into various Arab cultures around the first world war.
Wife and I both enjoyed it.
Dan999
by Dan999
Sat May 13, 2017 11:52 am
Forum: Personal Consumer Issues
Topic: Out of town neighbor received FTD del.What to do.
Replies: 13
Views: 1776

Re: Out of town neighbor received FTD del.What to do.

Ok. I left them bundled up so then would not droop. Hopefully they will be back before they open up. BTW I used the FTD chat just now, and they were very helpful as opposed to the useless 800 customer support. They left a message for the sender and have a 7 day guarantee. They said put in water, add...
by Dan999
Sat May 13, 2017 11:07 am
Forum: Personal Consumer Issues
Topic: Out of town neighbor received FTD del.What to do.
Replies: 13
Views: 1776

Re: Out of town neighbor received FTD del.What to do.

When I went to put them in water, I saw that they are stargazer and iris.
I followed the directions, cutting stems 1" at angle put in the packet of granular compound that came with them and will keep them in a cool garage.
I feel good about that now, and the neighbors should be happy.
by Dan999
Sat May 13, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: Out of town neighbor received FTD del.What to do.
Replies: 13
Views: 1776

Re: Out of town neighbor received FTD del.What to do.

Thanks all.
I agree that I will put them in water. I can justify that more than just letting them wilt in the garage.
That is what I would want someone to do for me.

Thanks Much
by Dan999
Sat May 13, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: Out of town neighbor received FTD del.What to do.
Replies: 13
Views: 1776

Re: Out of town neighbor received FTD del.What to do.

Yesterday, I spend 20 minutes talking and waiting on hold with a customer service rep who would offer no help whatsoever, even though I had the order number and recipient. I was thinking about calling the local FTD shop and see what they have to say. They will be swamped, but that might be the best ...
by Dan999
Sat May 13, 2017 8:04 am
Forum: Personal Consumer Issues
Topic: Out of town neighbor received FTD del.What to do.
Replies: 13
Views: 1776

Out of town neighbor received FTD del.What to do.

My neighbor went out of town until Tuesday, and asked me to get their mail and newspaper. Friday (yesterday), FTD delivered a box of cut flowers that I put in my cool garage. I have no way of contacting them. So the question is, do I take the flowers out of the box and put them in water, and possibl...
by Dan999
Sat Apr 29, 2017 8:23 am
Forum: Personal Finance (Not Investing)
Topic: CCRC Tax Deduction?
Replies: 14
Views: 1339

Re: CCRC Tax Deduction?

Taking money out of the IRA and doing a Roth conversion might work for me. I will keep this note in my worksheet and when the time comes I will see how it works.
Good tips. Thanks
I have no taxable gains. All tax deferred.
Dan999
by Dan999
Fri Apr 28, 2017 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: CCRC Tax Deduction?
Replies: 14
Views: 1339

Re: CCRC Tax Deduction?

But if the new tax law removes medical deductions, this may have an impact on my thoughts. I will have to wait until the new law comes out, to see what the net effect has on my proposed total taxes. I have lots of time to wait and see. Nobody knows what the final new law will be at this point. But, ...
by Dan999
Thu Apr 27, 2017 12:13 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

I watched "There will be blood" yesterday. The acting was good, but the storyline was very depressing and wish I had not watched it.
I guess there are people like that, but fortunately, most people in the world are not. Maybe rugged oil men at the turn of the century had to be.
Dan999
by Dan999
Mon Apr 24, 2017 1:04 pm
Forum: Personal Consumer Issues
Topic: Are CCRCs a good deal? [Continuing Care Retirement Community]
Replies: 30
Views: 3492

Re: Are CCRCs a good deal?

We are looking in to the CCRC landscape. The above links are very useful. We found an excellent place that is very expensive to get into, and has the highest monthly fee around the area. It has 3-5 year waiting list for a 2 bedroom unit. They have one bedrooms available immediately. The waiting list...
by Dan999
Sun Apr 23, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

Lion,
A really good movie that both my wife and I enjoyed.
I highly recommend it.
Dan999
by Dan999
Tue Apr 18, 2017 11:36 am
Forum: Investing - Theory, News & General
Topic: RMD Question
Replies: 6
Views: 849

Re: RMD Question

For a while, I had RMD service from Vanguard and Fidelity. Both worked very similar and were no problem. They each distributed a portion of the amount they had in my accounts. Eventually I moved if all over to VG after the last December payment and before January 1, so their would be no complications.
by Dan999
Mon Apr 17, 2017 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: "Vanguard's free RMD Service: Sign up before you turn 70½"
Replies: 23
Views: 3116

Re: "Vanguard's free RMD Service: Sign up before you turn 70½"

I use this service and it has been great. Always the correct amount and correct taxes withheld. You can change the funds withdrawn from, account receiving the funds, day of withdrawal and tax %. The only problem I had was making a change within a couple of days before the exchange. Then it did not s...
by Dan999
Wed Apr 05, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: Are people aware that Verizon email is being terminated?
Replies: 55
Views: 8265

Re: Are people aware that Verizon email is being terminated?

I have not received an email telling me to convert to AOL. I got concerned that I may have my account inactivated/deleted.
So I calledVwerizpn and was transferred a couple of times and finally was told that I was not yet scheduled to convert and not to worry.
I said ok. Crossing my fingers.
Dan999
by Dan999
Sat Apr 01, 2017 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: I'm thinking "no" on Medicare - pls confirm
Replies: 32
Views: 4050

Re: I'm thinking "no" on Medicare - pls confirm

+1
That is what I did and all conventional wisdom says to do this.
by Dan999
Sun Mar 19, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

Passengers My expectations were low, but decided to give it a try. It exceeded my expectations, but was slow in some places. My wife is really into sci fi / space so she liked it also. Considering what is on tv these days, it was pretty good, and I would do it over. Besides Jennifer Lawrence makes i...
by Dan999
Sat Mar 18, 2017 12:43 pm
Forum: Investing - Help with Personal Investments
Topic: VWELX [Vanguard Wellington]
Replies: 40
Views: 4780

Re: VWELX [Vanguard Wellington]

I did it online. I did not own any shares but had in the past, and It was an available fund to choose from when doing and exchange online.
Dan999
by Dan999
Sat Mar 18, 2017 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: rewriting will
Replies: 17
Views: 1483

Re: rewriting will

A daughter is a daughter all her life, a son is a son until he gets a wife.
Dan999
by Dan999
Sat Mar 18, 2017 12:17 pm
Forum: Investing - Help with Personal Investments
Topic: VWELX [Vanguard Wellington]
Replies: 40
Views: 4780

Re: VWELX [Vanguard Wellington]

This fund is open. I bought some shares today.
Dan999
by Dan999
Tue Mar 07, 2017 1:51 pm
Forum: Personal Consumer Issues
Topic: Are Fiat Cars Junk?
Replies: 71
Views: 6479

Re: Are Fiat Cars Junk?

From USA today, JD Power survey on new cars: "Buyers are increasingly avoiding models with poor reputations for dependability, so manufacturers can't afford to let their quality slip," says Dave Sargent, vice president of global automotive at J.D. Power, in a statement. As for best brands,...
by Dan999
Fri Feb 24, 2017 1:11 pm
Forum: Personal Consumer Issues
Topic: Banks with 2 factor authentication?
Replies: 18
Views: 3171

Re: Banks with 2 factor authentication?

I use Wells Fargo and selected the token authorization. You need to log in and then input the 6 digit number from the token. They send you the token and the cost is $25. Well worth it in my opinion. But I never got charged for the token anyway. The number changes every few seconds. I think they also...
by Dan999
Fri Feb 17, 2017 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Web Site Down?
Replies: 98
Views: 6211

Re: Vanguard seems to have gone off the grid

I do not mind the 1 or 2 hour downtime, it is the fact that things do go wrong, and this is a reminder.
I have been with Vanguard for 20 years.
Dan999
by Dan999
Fri Feb 17, 2017 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Web Site Down?
Replies: 98
Views: 6211

Re: Vanguard seems to have gone off the grid

I just got in.
by Dan999
Fri Feb 17, 2017 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Web Site Down?
Replies: 98
Views: 6211

Re: Vanguard seems to have gone off the grid

I had split my $ between Fido and Vanguard just for this reason. Then last year I combined it all into Vanguard.
Maybe not such a good idea. I will give them this one, but if it happens again, I guess I will take half back to Fidelity.
Dan999
by Dan999
Fri Feb 17, 2017 10:06 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Web Site Down?
Replies: 98
Views: 6211

Re: Vanguard seems to have gone off the grid

I also can not see my data. At first, I could not login in, then I was able to log in, but a message comes at giving various phone numbers to call, depending on what type of account you have. Yesterday, when logging in, my access number that they send by text to complete the login did not arrive for...
by Dan999
Mon Feb 13, 2017 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: Power of attorney question
Replies: 13
Views: 1082

Re: Power of attorney question

Thanks much. This is very clear and very helpful. It does at least let me be assured that the daughter could not squander the assets if any are left. The aunt is in a nursing home on a temporary basis after surgery. Medicare is picking up the first few months, and if she is not release and has to st...
by Dan999
Mon Feb 13, 2017 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Power of attorney question
Replies: 13
Views: 1082

Re: Power of attorney question

No the daughter is not a co executor in the will. The will was hand written and signed by my aunt but not witnessed. I have decided this is one of those situations, in which I will stay out of it since my input was not requested. I did say she should have had the will notarized or witnessed 2 years ...
by Dan999
Sun Feb 12, 2017 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Power of attorney question
Replies: 13
Views: 1082

Re: Power of attorney question

Thanks, that helps. The chain letter part is very clear and helpful.
Dan999
by Dan999
Sun Feb 12, 2017 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Power of attorney question
Replies: 13
Views: 1082

Power of attorney question

My brother a has power of attorney for our aunt, and is executor of her estate. She is in her 90's but doing ok. He is to distribute the assets as he sees fit when she passes. My brother is in very poor health, so his daughter has a power of attorney over him. They are not using an attorney for the ...
by Dan999
Wed Feb 01, 2017 11:10 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Personal Advisor Services Experiences: Tell Me About Your Experience
Replies: 34
Views: 6720

Re: Vanguard Personal Advisor Services Experiences: Tell Me About Your Experience

I had a preliminary discussion with VPAS. For someone in their 70's they were suggesting stocks of 40 to 50%. Too aggressive for me. They would split the money between: Vanguard Total Stock Market a Vanguard bond fund Vanguard International Stock Fund. Vanguard International Bond Fund This sounds ve...
by Dan999
Wed Feb 01, 2017 10:55 am
Forum: Investing - Theory, News & General
Topic: Vanguard's Wellesley Income fund is incredible
Replies: 133
Views: 33927

Re: Vanguard's Wellesley Income fund is incredible

So other than the expense ratio, why switch to Equity income at 40% and Bond funds at60%?
by Dan999
Sun Jan 29, 2017 10:53 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

Saw Inferno last night. Really good film with Tom Hanks. Lots of twists turns and action.
You have to make it through the first several minutes of flashback/ psyhchedellic (sp) scenes, but it is worth it once you get through that.
Dan999
by Dan999
Sat Jan 28, 2017 1:33 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

Light Between 2 oceans. My wife wanted to see this for her Birthday evening, so I went with it. In my opinion it is a movie that has good acting and a good story. My wife liked it a lot and I thought it was pretty good. The decisions that people have to make in life are not easy and have consequence...
by Dan999
Mon Jan 09, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 920210

Re: What Movie Have You Recently Watched?

I started to watch a preview of "A man Called Ove", and accidentally hit the rent button. It was ok, I got used to the subtitles quickly. They were large and clear. The move was somewhat enjoyable, but I would not rent it again, nor say it was a great movie. It was informative on how other...
by Dan999
Wed Dec 21, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: Grocery cart rolls into side of car, dent, scratched
Replies: 92
Views: 8112

Re: Grocery cart rolls into side of car, dent, scratched

Update and conclusion I got an estimate for the damage and it involved body work. Amount $627. I called the regional chains' headquarters and spoke to the President's assistant and asked him he do the right thing and pay for the repairs to my car. His secretary called back and he agreed to pay for i...
by Dan999
Sun Dec 18, 2016 8:45 pm
Forum: Personal Consumer Issues
Topic: Grocery cart rolls into side of car, dent, scratched
Replies: 92
Views: 8112

Re: Grccery cart rolls into side of car, dent, scratched

Thanks everyone.
I will give it a good try, even though I agree it is unlikely I will succeed.
Dan999
by Dan999
Sun Dec 18, 2016 7:02 pm
Forum: Personal Consumer Issues
Topic: Grocery cart rolls into side of car, dent, scratched
Replies: 92
Views: 8112

Grocery cart rolls into side of car, dent, scratched

I went to the supermarket today, and as usual, parked my 7 year old like new car on the far end of the lot. I came out and a cart had rolled down the lot and hit the door hard enough to crease the metal and break the paint. So I went to the manger and of course he said it was the responsibility of t...
by Dan999
Sun Dec 18, 2016 12:13 pm
Forum: Personal Consumer Issues
Topic: Snowblower: lubricating discharge chute?
Replies: 20
Views: 3040

Re: Snowblower: lubricating discharge chute?

I used to use WD-40 many years ago, but that snow cone ice build up still clogs. You need a stick to clear it. NOT YOUR FINGERS.
Dan999
by Dan999
Tue Dec 13, 2016 10:25 am
Forum: Investing - Theory, News & General
Topic: Fidelity Announces Short-Term Trading Fee Removal
Replies: 26
Views: 5184

Re: Fidelity Announces Short-Term Trading Fee Removal

At Vanguard, you can always sell a fund, but you would be locked out of buying it back on line for 30 days. You can always buy it b U S Mail Another easy way than U.S. Mail is to setup an automatic transfer for the next day with the frequency of once per year. Once the transfer is done, delete the ...
by Dan999
Mon Dec 12, 2016 9:49 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Announces Short-Term Trading Fee Removal
Replies: 26
Views: 5184

Re: Fidelity Announces Short-Term Trading Fee Removal

This is where you incur the round trip violations. You must hold the funds 30 days or incur the violation.
Four of these in a rolling 12 month period and you are forbidden from buying any funds for up to a year.
The penalties start at 3 I think.
Dan999
by Dan999
Fri Dec 09, 2016 4:59 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Announces Short-Term Trading Fee Removal
Replies: 26
Views: 5184

Re: Fidelity Announces Short-Term Trading Fee Removal

I had to pull my funds out of Fidelity because of their round trip policy. Once you bought a fund you had to hold it for a certain period, say 30 days. If you decided you make a mistake or market conditions changed, you could not sell the funds in 30 days, or incur a trading violation. If you have 4...
by Dan999
Tue Nov 22, 2016 10:19 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Customer Service
Replies: 301
Views: 33741

Re: Vanguard Customer Service

I tried to move some funds from Fidelity to Vanguard and it was a truly frustrating experience with the wait times and transfer of calls.
I did it but was not happy with the telephone wait time.
The Vanguard people are nice, but the Fidelity are really nice and appreciate my business.
Dan999
by Dan999
Mon Oct 31, 2016 1:58 pm
Forum: Personal Consumer Issues
Topic: Knee Replacement questions
Replies: 11
Views: 1382

Re: Knee Replacement questions

Oh, and another thing, she must walk a lot every day, increasing the time and distance. Walking is the best thing for the knee, in addition to the daily exercise and therapy. She should graduate from walker to cane very quickly. Back and forth down the hall many times until you can get out and walk ...
by Dan999
Mon Oct 31, 2016 1:05 pm
Forum: Personal Consumer Issues
Topic: Knee Replacement questions
Replies: 11
Views: 1382

Re: Knee Replacement questions

My wife had a full knee replacement this spring and is getting the other one done in a few weeks. Choose a doctor and facility that does a lot of these. Practice makes perfect. Exercise the knee muscles before surgery. Follow directions to the letter. Rehab is vital to get full range of motion. Both...
by Dan999
Wed Oct 19, 2016 12:55 pm
Forum: Personal Consumer Issues
Topic: Samsung Exploding Washing Machines & CPSC Involvement
Replies: 51
Views: 7391

Re: Samsung Exploding Washing Machines & CPSC Involvement

I replaced my Samsung top loader Washer this year because the pulsator cap kept breaking weekly. It also was rusting around the top. This was one of the worst quality machines I ever owned. I replaced it with a Maytag top loader and have been very happy. One big difference I noticed is the top spin ...
by Dan999
Mon Oct 17, 2016 6:43 am
Forum: Forum Issues and Administration
Topic: Bogleheads is back!!!
Replies: 83
Views: 10022

Re: Bogleheads is back!!!

Thanks to all who manage this site. I really missed it and I am glad it is back.
Dan999
by Dan999
Tue Oct 11, 2016 3:44 pm
Forum: Personal Consumer Issues
Topic: packaged food expired best buy dates
Replies: 57
Views: 4047

Re: packaged food expired best buy dates

I have old gallon jugs of water that are sometimes 6 years past expiration date. I keep them until the leak, then I take a swig of them to see how they taste and if I suffer any effects. After many taste tests over the years, I did not find the water off taste and no illness. But the leaching of pla...