Search found 291 matches

by Yooper
Thu Feb 22, 2018 7:15 pm
Forum: Investing - Help with Personal Investments
Topic: <gulp> Expensive mistake
Replies: 49
Views: 7317

Re: <gulp> Expensive mistake

mouses wrote:
Thu Feb 22, 2018 6:24 pm
TSP = teaspoon.
Au contraire, NEVER capitalized, otherwise I'd think they meant Tablespoon and forgot the B...
by Yooper
Tue Feb 06, 2018 7:06 am
Forum: Investing - Help with Personal Investments
Topic: Stay the course?
Replies: 65
Views: 7154

Re: Stay the course?

Thanks. I’m not even going to check my balance then. Don’t wanna know. :shock: Which is probably the best. The only way I was able to "check my balance" from 1993 to about 2003 was when I'd get my paper statements once a month. I was auto contributing the entire time and didn't know any better, so ...
by Yooper
Mon Jan 29, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Best epoxy/glue for sticking plastic to plastic
Replies: 29
Views: 1710

Re: Best epoxy/glue for sticking plastic to plastic

I always like Hardman (https://www.theepoxysource.com/Epoxy.htm). Find out what type you need based on what you're bonding, then look for the quantity you need on line.
by Yooper
Sun Jan 28, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 8724

Re: WHY do wireless routers need periodic reboots?

Add me to the rarely reboot club. Picked up the cheapest one I could find at Walmart years ago. The only time it's been rebooted is when there's been a power outage (perhaps once a year), and it works like a champ. It gets heavy usage (when everyone's home in the evening we're talking 5 or so device...
by Yooper
Sun Jan 28, 2018 12:46 pm
Forum: Personal Consumer Issues
Topic: Career "advice" for someone without college
Replies: 39
Views: 1940

Re: Career "advice" for someone without college

If he's personable, smart, and driven, he could do very well. Exactly. In fact, if he's the above he CAN do very well in ANY job. I've always felt that if a person has goals and decides they WILL achieve them - they do. No limits. I also second the idea of trades (plumber, electrician, etc.) Might ...
by Yooper
Sat Jan 20, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Discussing a 529 with your kids
Replies: 79
Views: 5374

Re: Discussing a 529 with your kids

I think "staythecourse" 's paragraphs were directly related, and perhaps should have been one paragraph. I.e., if you want my money to pay for your school, I'm willing to fund this, but not that. I don't think they were saying they would dictate WHAT their child studied, just what type of studies th...
by Yooper
Sat Jan 20, 2018 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Discussing a 529 with your kids
Replies: 79
Views: 5374

Re: Discussing a 529 with your kids

Our plan is to basically tell them, "Your 529 is x amount. Our suggestion would be for you to go to college xyz, or any other college/university that your 529 would cover all costs. However, it's your money so you can spend it any way you'd like. Keep in mind though, anything that's in excess of wha...
by Yooper
Sun Jan 07, 2018 5:36 pm
Forum: Personal Consumer Issues
Topic: "Sharing" Internet/WiFi with neighbors?
Replies: 38
Views: 2408

Re: "Sharing" Internet/WiFi with neighbors?

In which case, utilize the nifty little exclamation point icon in the upper right hand corner of a post you feel should be called to the attention of moderators and they'll review. That's what it's there for.
by Yooper
Sat Jan 06, 2018 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Earning with your hands vs. investing
Replies: 9
Views: 1143

Re: Earning with your hands vs. investing

No advice, but I admire her principles. That sort of person would be interesting to have a cup of coffee with and talk. I'm sure I'd come away having gained something.
by Yooper
Mon Jan 01, 2018 5:42 pm
Forum: Investing - Help with Personal Investments
Topic: Help my 7 year old daughter invest $50 of her Christmas money
Replies: 30
Views: 2393

Re: Help my 7 year old daughter invest $50 of her Christmas money

"wise girls" would buy mom and dad a $50 gift card to their favorite restaurant and when presenting it to them would smile and say something along the lines of "You're the best mom and dad in the world. You do so much for me that now I saved up some money I can do something for you!" Talk about "goo...
by Yooper
Mon Jan 01, 2018 10:38 am
Forum: Personal Consumer Issues
Topic: Well pump froze; no water.
Replies: 11
Views: 1584

Re: Well pump froze; no water.

You sure it's frozen? Normally up north when well diggers dig a well and put in a pitless adapter it's well below the frostline for that region. The pipe to your house connects to the adapter and then any number of configurations can be used. In my case the pipe (plastic) runs 300' from the well to ...
by Yooper
Sun Dec 31, 2017 12:08 pm
Forum: Personal Consumer Issues
Topic: help me optimize new snow tires
Replies: 30
Views: 1617

Re: help me optimize new snow tires

For what it's worth, note that Blizzaks must be mounted correctly so they rotate in the correct direction. This is easy, there's a stylish arrow on the sidewall showing which way the rotation is supposed to be so you mount it on the correct side of the vehicle. It is easy, but I only mention this be...
by Yooper
Mon Dec 25, 2017 9:32 pm
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 6788

Re: manual car for new teen driver

For a new driver, nothing comes without effort. They must think about everything that is going on, especially what they are doing along with the things other drivers are doing. They are not able to anticipate what is about to happen because they don't have the experience to recognize situations as ...
by Yooper
Tue Dec 19, 2017 9:42 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 5967

Re: Kidde fire extinguisher recall

OMG, after my notice on the 11th, that the two I entered for replacement were back ordered, FOUR just showed up on my porch with a ship date of the 13th. I hope they don't expect 4 returns! Nope. I got my 7 replacements last Friday, return shipped the bad units, and today 7 more showed up! Called K...
by Yooper
Tue Dec 19, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: New Car - Always use parking brake ?
Replies: 72
Views: 7109

Re: New Car - Always use parking brake ?

The argument against is that actual failures of the parking pawl are very rare, and some folks think that the parking brake can cause the pads to get stuck... especially if its a parking brake that has not been used in years. When I had a manual transmission I always used the parking brake. Since m...
by Yooper
Mon Dec 18, 2017 7:38 am
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 102
Views: 11208

Re: Any Instant Pot users here?

My wife's been eyeing one but I'm not convinced it's the answer she's looking for. I do the majority of the cooking and we've already got a pressure cooker (love it), rice cooker, yogurt maker, and a crock pot so I don't see where a Instant Pot would fit in. My experience is that a tool/appliance/wh...
by Yooper
Sun Dec 17, 2017 10:31 am
Forum: Personal Consumer Issues
Topic: New job offer - background check
Replies: 140
Views: 7665

Re: New job offer - background check

I'm not even sure they're doing a background check. It's a $50 million privately held company, private equity backed. They were a mom and pop until about 2010. The CEO and CFO both emailed me separately to say they were thrilled that I accepted and they will see me on January 8. The CFO said that t...
by Yooper
Sun Dec 17, 2017 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Home owner liablity questions - parcel delivery
Replies: 19
Views: 1959

Re: Home owner liablity questions - parcel delivery

Instances where homeowners get sued because of a guests injury are almost unheard of, to my knowledge. Interesting you should say this. I got called in to my insurance agent last week for a review of my policies. When she touched on the personal liability part of my homeowners insurance I asked her...
by Yooper
Fri Dec 15, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: Takata Airbag Class Action Settlement
Replies: 25
Views: 2967

Re: Takata Airbag Class Action Settlement

I got one. I've been waiting for the dealer to get the part since late August. My understanding is that if you're interested in responding to the card, you must FIRST get your airbag replaced, then you're eligible to file. I'm no lawyer, but I see no reason not to file - the bag needs to get replace...
by Yooper
Fri Dec 15, 2017 6:51 pm
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 147
Views: 7086

Re: Snow Tires? Worth it?

Pinotage wrote:
Fri Dec 15, 2017 6:14 pm
For those of you that have winter tires swapped in for the season, do you tip the installer?
No, but my wife sleeps with him so it's a pretty good deal.


Sorry, couldn't resist. I'm the installer........
by Yooper
Fri Dec 15, 2017 1:25 pm
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 147
Views: 7086

Re: Snow Tires? Worth it?

What a coincidence. Today my snow tires paid for themselves (again). About every other winter they do. Pulled up two a 4 way stop. From a dead stop, I proceed through the intersection. Halfway through a van, coming from the right, began sliding directly towards the passenger side of my truck. Phone ...
by Yooper
Thu Dec 14, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 5967

Re: Kidde fire extinguisher recall

I received an email today informing me that both of my replacements are backordered. I'm not pleased with the delay in obtaining what I consider essential safety equipment. Does Kidde have any obligation to ensure a timely remedy to the problem, perhaps by offering reimbursement for purchase of a d...
by Yooper
Tue Dec 12, 2017 3:50 pm
Forum: Personal Consumer Issues
Topic: Kerosene Heater (for power-out emergencies)
Replies: 33
Views: 1917

Re: Kerosene Heater (for power-out emergencies)

Apologies for the diversion: Yooper, I'd be interested to hear about the practicalities of your heater - approx size and insulation of cabin, how much propane it takes per day/month/whatever in such an outdoor temp, etc. I'm wondering about a similar setup and don't have any feel at all oro the pro...
by Yooper
Tue Dec 12, 2017 1:12 pm
Forum: Personal Consumer Issues
Topic: Kerosene Heater (for power-out emergencies)
Replies: 33
Views: 1917

Re: Kerosene Heater (for power-out emergencies)

Final note: I called my local hardware store, and spoke to the guy that works the floor. He said they had Mr. Heater's in stock (propane). When I asked him if they were safe for indoor use, he gave me an emphatic "no". I'm at a dead end at the moment. Wouldn't you think that the manufacturer of Mr ...
by Yooper
Tue Dec 12, 2017 12:24 pm
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 147
Views: 7086

Re: Snow Tires? Worth it?

I find TPMS worthless. I check my pressure. If it is down a few pounds I fill up the tire, but my TPMS has not alerted me. My TPMS does generate plenty of false alarms, claiming the pressure is low when it is not. If it give me the alarm I always check, but the only time it was right I already knew...
by Yooper
Tue Dec 12, 2017 10:07 am
Forum: Personal Consumer Issues
Topic: Access to landlocked timber blocked by landowner
Replies: 30
Views: 3334

Re: Access to landlocked timber blocked by landowner

I may be way off on this, but it sounds like deer hunting is the primary focus and not hiking. It also sounds like you've probably set up a nice blind on the North because the deer bed in the South and you're waiting for them to come in. You don't want to stir them up on your way to the blind (if yo...
by Yooper
Tue Dec 12, 2017 7:32 am
Forum: Personal Consumer Issues
Topic: Access to landlocked timber blocked by landowner
Replies: 30
Views: 3334

Re: Access to landlocked timber blocked by landowner

If it were me, and I wasn't too emotionally invested in the land, I'd sell it and walk away (if you don't get good news from your lawyer). Landlocked land is usually bad news, particularly if you don't have hard and fast legal access. Even if you get this sorted out and everything goes back to norma...
by Yooper
Mon Dec 11, 2017 9:54 pm
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 147
Views: 7086

Re: Snow Tires? Worth it?

Yes - particularly with a wife and more so with a child. In my younger days (no family), I wouldn't have. But I'm a little older, slightly wiser, and with family obligations MUCH more cautious. It was a no brainer for me. You still can't go Mad Max on snow and ice, but every little advantage you can...
by Yooper
Sun Dec 03, 2017 9:21 am
Forum: Investing - Help with Personal Investments
Topic: Want to sell my Bitcoin, but when?
Replies: 90
Views: 8924

Re: Want to sell my Bitcoin, but when?

I'm risk adverse. I'd sell $7000 now to recoup my initial money. Now I'm even (and have my emotions under control). Then I'd simply start taking out any future gains on the remainder on a weekly basis. Once it dropped a predetermined amount (just for giggles and grins lets say I decided 10%) I'd sel...
by Yooper
Sat Dec 02, 2017 4:30 pm
Forum: Personal Consumer Issues
Topic: Best small Drone
Replies: 11
Views: 776

Re: Best small Drone

I fly an inspire 1. Stupid easy to fly, relatively in expensive. Fast, great pictures etc... The thing that’s $1750 on Amazon? From DIJ? :shock: I was expecting to find something <$100 when I read inexpensive, but I guess it is indeed relative ;) But I think it ships with a pilot. Provide room and ...
by Yooper
Sun Nov 26, 2017 8:59 pm
Forum: Personal Consumer Issues
Topic: best cordless drill??
Replies: 71
Views: 4873

Re: best cordless drill??

Stop it! Just stop it! I've been waiting for an excuse to replace my existing cordless drill. This thread pushed me over the edge. Like everything in life, there's "mission creep", I opted for a drill AND impact driver kit (I confess, I love tools). Rigid. Ordered it. Then I started second guessing ...
by Yooper
Sat Nov 25, 2017 7:43 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 5967

Re: Kidde fire extinguisher recall

Thanks! I've got 6 and submitted their info for replacement. I was hoping they'd tell us to dispose of locally, in which case I could let my kids do a real live fire extinguisher drill (that'd be a hoot!), but alas, if I'm reading the previous posts correctly they want them back intact....
by Yooper
Wed Nov 22, 2017 1:12 pm
Forum: Investing - Help with Personal Investments
Topic: Did you end up overfunding a 529?
Replies: 13
Views: 1116

Re: Did you end up overfunding a 529?

My current plan: I am currently aiming to fund enough to have be able to pay In-state tuition for all 4 years x 2 kids today. In my state I checked and the Instate tuition for the most expensive state university is shown to be ~$15K/annually, I have 2 kids.. so I am targeting $120K ($15K * 8 years)...
by Yooper
Sat Nov 11, 2017 11:09 am
Forum: Investing - Theory, News & General
Topic: Retirees: I got this!!
Replies: 82
Views: 10359

Re: Retirees: I got this!!

Hard to say. On one hand, with each passing year I subconsciously get more comfortable since it's one less year I have to worry about finances and being comfortable up to the bitter end. A bit macabre, but I won't live forever. On the other hand, I haven't been through a downturn so I don't know how...
by Yooper
Sat Nov 11, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Septic tank - deal killer?
Replies: 47
Views: 4431

Re: Septic tank - deal killer?

My understanding is that the pumping process removes material at the bottom that cannot/will not degrade. If it's not done there's a risk of solids getting into the drain field and causing serious problems. Problems you do NOT want to have. The frequency of pumping is based on the size of your tank,...
by Yooper
Fri Nov 10, 2017 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Inactive accounts closed?
Replies: 30
Views: 2486

Re: Inactive accounts closed?

I've just had Bank of America try and close two old cards I have with them. That's the only bank that has ever tried that on me. It was after three years of inactivity. They sent me emails in advance, though, saying that each card would be closed unless I used it in the next 30 days. (I just keep t...
by Yooper
Wed Nov 08, 2017 7:49 am
Forum: Personal Finance (Not Investing)
Topic: How old are you and how much do you save for retirement a year
Replies: 150
Views: 14350

Re: How old are you and how much do you save for retirement a year

do the best you can. This is spot on. My mantra (when working), was "Save until it hurts. And then just a little bit more..." But it's a very individual thing. Again, do the best YOU can and you'll sleep well at night knowing there's nothing more you could have done. Don't worry about others, it co...
by Yooper
Tue Oct 31, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: portable propane heater that's easy to turn on?
Replies: 10
Views: 732

Re: portable propane heater that's easy to turn on?

Not to hijack this thread, but since it's probably going to catch the eyes of people interested in propane heaters I thought I'd toss this out. I have a Mr. Heater and I like it. I also have a small (16x12) one room hunting cabin that's completely off the grid. For heat I thought Mr. Heater would be...
by Yooper
Tue Oct 31, 2017 5:22 pm
Forum: Personal Consumer Issues
Topic: portable propane heater that's easy to turn on?
Replies: 10
Views: 732

Re: portable propane heater that's easy to turn on?

I wonder if the one you got was faulty? I've got a Mr. Heater (Model MH9BX) which sounds similar, but it doesn't take much effort to push down the control knob (and hold for 30 seconds after ignition). I'm not Hercules so I can't help but think the control knob might have been sticky on the unit you...
by Yooper
Sat Oct 28, 2017 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 16750

Re: What was the main reason you retired?

Was eligible for the pension, which essentially meant I was taking a 50% paycut. I.e., if I don't show up for work at all (retire) I get 50% of my current salary. If I do show up and put in the 8 hours, I get 100% of salary. Oh sure, there are other things (TSP matching, additional savings, etc.) th...
by Yooper
Fri Oct 27, 2017 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire today?
Replies: 132
Views: 8478

Re: Can I retire today?

OP, If I have enough money to retire, why would I stressed out with my manager? I just say no to anything that I do not like. The stress would be on my boss. Anyhow, this is just my opinion. KlangFool KlangFool, I agree with your sentiment. It has been difficult to walk away until now because a fam...
by Yooper
Mon Oct 23, 2017 5:51 am
Forum: Personal Consumer Issues
Topic: What service do you pay for that you could easily do yourself?
Replies: 57
Views: 5222

Re: What service do you pay for that you could easily do yourself?

painting... With the internet and youtube, there are so many projects that can be done by the homeowner. The problem is knowing just enough to think you can do something...but realize about half way through you had no business trying to do it yourself. Too funny! But too true... After watching some...
by Yooper
Sun Oct 22, 2017 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: How does/can Walmart offer such inexpensive prescriptions?
Replies: 107
Views: 7767

Re: How does/can Walmart offer such inexpensive prescriptions?

On the flip side, Walmart charges me $30 for 90 days of generic Lipitor, whereas I can get it for free from Meijor (a Michigan chain) just down the road.
by Yooper
Thu Oct 19, 2017 6:48 pm
Forum: Personal Consumer Issues
Topic: Landscapers lack of a permit becomes my problem
Replies: 19
Views: 2665

Re: Landscapers lack of a permit becomes my problem

In all seriousness, at $250 a day - I'd fly out there asap and get things sorted out. It would be money well spent. Especially if you dropped by the city offices and mention why you're in town. It'd show them that even though you're an "absentee landowner" you take your ownership/responsibilities (a...
by Yooper
Sun Oct 15, 2017 12:08 pm
Forum: Personal Consumer Issues
Topic: Storing Lawn Tractor over the Winter
Replies: 36
Views: 2367

Re: Storing Lawn Tractor over the Winter

I use ethanol free gas in all my small gas engines. I also add stabil to the gas year round. For me, the cost incurred in using stabil year round is far outweighed by the convenience of not having to wait until the last time I use the equipment to add stabil, and running until I think the treated fu...
by Yooper
Wed Oct 11, 2017 5:26 pm
Forum: Personal Consumer Issues
Topic: How Often Should I Have Chimney Cleaned (New England)?
Replies: 17
Views: 1828

Re: How Often Should I Have Chimney Cleaned (New England)?

Do you actually have a enclosed fireplace insert? If not, I'd seriously consider getting one. Open fireplaces allow most of the heat to get wasted up the chimney. In the worst cases, they can actually draw so much room air out of the house that although the room the fireplace is in may be warmer, t...
by Yooper
Sat Sep 30, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: Waxing my car!
Replies: 48
Views: 4759

Re: Waxing my car!

I abhor waxing vehicles and consequently only did it (grudgingly) before and after winter. Until I got one of these (https://www.amazon.com/gp/product/B002654I46/ref=oh_aui_detailpage_o05_s00?ie=UTF8&psc=1). I still don't like it, but can do one in a fraction of the time I did before - with ease. Ha...
by Yooper
Sat Sep 23, 2017 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 83
Views: 5746

Re: Bogleheads monthly costs of dog ownership?

Don't forget incidentals like chewed up posts on your deck, picking up dog messes around your yard, taking it for walks when you've got TONS of stuff to do and/or are in the middle of something, figuring out what to do with it when you're not around (vacations, trips out of town, all day "day trips"...
by Yooper
Sun Sep 17, 2017 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: How long did it take for Equifax to email you a security sign up?
Replies: 69
Views: 6075

Re: How long did it take for Equifax to email you a security sign up?

My "date" was last Tuesday and I filled out the form. Still no response re pin number, etc from Equifax. I wrote that last Friday. Yesterday I received the email and joined trustedid.com. However, I then received an error message advising me to call customer support. The line was busy. Twice. I cal...
by Yooper
Tue Sep 12, 2017 6:08 am
Forum: Investing - Help with Personal Investments
Topic: Retirees-anyone miscalculate how much was needed?
Replies: 71
Views: 9877

Re: Retirees-anyone miscalculate how much was needed?

Regular ongoing expenses are a little more than what I thought they would be, and of course there are expenses that I hadn't really thought about before, so we're spending more than I'd planned on. But things are rolling along just fine. If I had to do it again I'd pad my "Retirement Calculations" s...