Search found 407 matches

by Yooper
Tue May 26, 2020 6:13 am
Forum: Personal Investments
Topic: Air conditioner stocks
Replies: 27
Views: 1771

Re: Air conditioner stocks

ThisJustIn, The tough part is to know when to sell - I personally wouldn't know. I don't buy the "it's already priced in" theory 100% of the time. A lot of the time yes, but not all of the time. So there are opportunities for those that think outside the box and get lucky. For giggles and grins abou...
by Yooper
Mon May 25, 2020 2:02 pm
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 124
Views: 10050

Re: Pandemic buys that have improved quality of life?

Food. I've never experienced empty shelves before (at least at home, overseas I had). It was a real eye opener. We've always had at least one extra of everything (i.e. when you take a ketchup out of the pantry to replace one that's used up - ketchup goes on the shopping list), but empty shelves of s...
by Yooper
Sun May 24, 2020 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: My Social Security login problem
Replies: 16
Views: 1903

Re: My Social Security login problem

OK, I was able to log in last night, but I had to go through password change. When I couldn't log in on Sunday it never even asked me the challenge questions, so no clue. All data looks fine -- maybe their system just had a glitch? I think, I think that it has to do with your password having expire...
by Yooper
Fri May 22, 2020 5:58 am
Forum: Personal Consumer Issues
Topic: What to look for when buying a table saw?
Replies: 52
Views: 2406

Re: What to look for when buying a table saw?

A roller stand (https://www.harborfreight.com/132-lb-ca ... 68898.html). Didn't have one for years and when I got one it was a game changer. Kicked myself for not having one earlier.
by Yooper
Fri May 15, 2020 12:53 pm
Forum: Personal Consumer Issues
Topic: Flag Pole Light
Replies: 16
Views: 1135

Re: Flag Pole Light

In my experience, almost all solar lighting is temporary at best. The solar cells used to power the lights are low grade and wear out after a number of years, so you have to end up replacing them. You are generally money ahead running a new hard wire circuit out to your pole and never having to wor...
by Yooper
Sat May 09, 2020 9:20 am
Forum: Personal Investments
Topic: College age kid wrecked his car...
Replies: 113
Views: 6044

Re: College age kid wrecked his car...

Unless it was a VERY unusual accident, and he intentionally sought out a deer to hit - NO, the deer wrecked his car, not him. So no need to blame the son. I'm not privy to the details of the accident, but perhaps he did the right thing by hitting it, "don't veer for deer" was an advertising theme s...
by Yooper
Sat May 09, 2020 8:52 am
Forum: Personal Investments
Topic: College age kid wrecked his car...
Replies: 113
Views: 6044

Re: College age kid wrecked his car...

Unless it was a VERY unusual accident, and he intentionally sought out a deer to hit - NO, the deer wrecked his car, not him. So no need to blame the son. I'm not privy to the details of the accident, but perhaps he did the right thing by hitting it, "don't veer for deer" was an advertising theme so...
by Yooper
Fri May 01, 2020 3:55 pm
Forum: Personal Investments
Topic: Starting life over from scratch at 33
Replies: 32
Views: 6254

Re: Starting life over from scratch at 33

1. Haha! Not at all. I honestly didn't start saving in ANY meaningful way until I was 30, and it worked out OK. I did save as aggressively as I could from that point forward though. 4. This is entirely in your hands. It's been my experience, if you want something bad enough - you'll get it. Figure o...
by Yooper
Sun Apr 26, 2020 6:25 am
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 24326

Re: IRS Get My Payment up and running

Filed via TurboTax for 2018 and 2019 tax years. Got a direct deposit refund for 2018 taxes, paid taxes due via direct debit for 2019. Went to Get My Payment on the 15th and lo and behold they said they needed my banking information.... Provided it. Now GMP shows that I'm eligible for payment, but n...
by Yooper
Wed Apr 22, 2020 11:30 am
Forum: Personal Consumer Issues
Topic: Fence Paint Peeling
Replies: 26
Views: 1645

Re: Fence Paint Peeling

If it's pressure treated wood it's even tougher. I've NEVER had much luck getting paint to adhere long term to treated lumber, even when it's well dried out (i.e. wait a year before painting). So I'm resigned to painting once it starts to peel/crack. If I had to do it again I'd go with a good stain ...
by Yooper
Tue Apr 21, 2020 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 24326

Re: IRS Get My Payment up and running

I'm going to ask again because either no one knew earlier or no one responded. Does anyone know what time of day the site is updated? The fact that the site simply warns that it is updated only once a day doesn't help nearly as much if we don't know what time it might change. According to GMP "Data...
by Yooper
Tue Apr 21, 2020 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 24326

Re: IRS Get My Payment up and running

Filed via TurboTax for 2018 and 2019 tax years. Got a direct deposit refund for 2018 taxes, paid taxes due via direct debit for 2019. Went to Get My Payment on the 15th and lo and behold they said they needed my banking information.... Provided it. Now GMP shows that I'm eligible for payment, but no...
by Yooper
Tue Apr 14, 2020 9:37 am
Forum: Personal Consumer Issues
Topic: Lawn tractor not starting
Replies: 35
Views: 1482

Re: Lawn tractor not starting

For what it's worth I have a Kawasaki Mule. Battery was made in March 2014. Kept in an outbuilding during winters on a battery tender. Last time I used it was November 2019 in below freezing weather, started right up. Went out last week to crank it over and all I got was a click. Got a replacement b...
by Yooper
Thu Apr 02, 2020 8:29 am
Forum: Personal Finance (Not Investing)
Topic: how much cash do you keep at home?
Replies: 130
Views: 8594

Re: how much cash do you keep at home?

A few times in life, one can get in a jam. At these times it's really good to have something of value like a handful of bills or a Rolex watch. (which I will never own...but are well known worldwide) I fall into this camp. At a formative point in my life I worked overseas in a rather "unstable" cou...
by Yooper
Sat Mar 28, 2020 4:55 pm
Forum: Personal Consumer Issues
Topic: Stand Mixer
Replies: 59
Views: 2831

Re: Stand Mixer

I second the counter space availability point. If you have it (to be there permanently), then by all means get one. If you don't, then don't. I got one 30 years ago that I used a LOT, and liked it. But when I moved I didn't have the counter space and as a result it sits in it's box in the basement. ...
by Yooper
Sun Mar 22, 2020 9:08 pm
Forum: Personal Consumer Issues
Topic: Winter tires in spring/summer?
Replies: 7
Views: 325

Re: Winter tires in spring/summer?

I leave ours on until the days are consistently in the 40's and there's little chance of snow. Actually, not so much for the snow but for the accompanying ice that late spring snows bring. I also put them in the fall on when the temps drop down to the 40's. I wouldn't worry about running them a litt...
by Yooper
Sun Mar 22, 2020 9:03 pm
Forum: Personal Consumer Issues
Topic: Need recommendation on a trampoline
Replies: 23
Views: 1458

Re: Need recommendation on a trampoline

We got a Skywalker 15-Feet Round Trampoline and Enclosure with Spring Pad off of Amazon in 2015. Used heavily, often with 7 kids at a time on it. End of last summer the jumping mat finally started giving out (the fabric holding a couple of the V hooks began fraying) so I'll need to get a replacement...
by Yooper
Sun Feb 23, 2020 5:20 pm
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27265

Re: Protection Against Home Intruders

....I can tell you how this goes. Your heart is pounding, you can barely breath your hands are shaking, you cannot think straight. .... Tell me about it. I enjoy range time. I can put rounds downrange (long gun or pistol) quite accurately. Pre-season sight in days I'm still right on target. Opening...
by Yooper
Wed Feb 12, 2020 8:47 pm
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27265

Re: Protection Against Home Intruders

I own guns. Quite a few of them (most of the ones previously mentioned). I enjoy them. I enjoy using them for sport and casual shooting. However I would never encourage anyone who has never expressed an interest in guns before, to get one "for safety". In my opinion, that's just a bad idea. All othe...
by Yooper
Thu Feb 06, 2020 6:09 pm
Forum: Personal Consumer Issues
Topic: Do you buy plastic bags for your home trash bins?
Replies: 99
Views: 7173

Re: Do you buy plastic bags for your home trash bins?

We purchase 13 gallon bags for everything that's non-burnable. The burnable stuff goes into a small can, which uses the grocery store type plastic bags, and then eventually to the burn barrel in the back yard. Ashes into the garden.
by Yooper
Tue Jan 28, 2020 10:53 am
Forum: Personal Consumer Issues
Topic: Dog repellent when biking
Replies: 63
Views: 2910

Re: Dog repellent when biking

I'd also familiarize yourself with your state's laws concerning dogs. For example, Michigan's law is https://www.legislature.mi.gov/documents/mcl/pdf/mcl-Act-339-of-1919.pdf (section 287.279 is pretty clear if you're being attacked). That way if something should come up, at least you'd feel more com...
by Yooper
Mon Jan 20, 2020 6:56 pm
Forum: Personal Consumer Issues
Topic: Our little girl is turning one soon!
Replies: 47
Views: 3409

Re: Our little girl is turning one soon!

If you do trees, do two types. One that's long lived but grows slow (deciduous) - that one's for you and your memories, and one that grows fast (conifer) - that one's for them. I had each of my kids plant an oak tree years ago, they're still small (grin). Boring.... But a pine or spruce, now THAT wi...
by Yooper
Sun Jan 19, 2020 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: Q/A for early retirees who retired before 50 and have been retired for at least 5 years.
Replies: 23
Views: 4520

Re: Q/A for early retirees who retired before 50 and have been retired for at least 5 years.

That's a tough question, only because it depends on what your individual situation is like and what you're like. I.e. If you don't have a pension, then responses from those that do have pensions would not be applicable. If you're not a self starter (and there's nothing wrong with that) then a person...
by Yooper
Sun Jan 19, 2020 6:02 pm
Forum: Personal Consumer Issues
Topic: Best Way to Resolve Property Line/Fence Issue with Heirs
Replies: 53
Views: 4048

Re: Best Way to Resolve Property Line/Fence Issue with Heirs

Right now, my plan is to have the surveyor come out and stake the line. I think I'll have to video/photograph the stakes in case they're tampered with. Then, depending on the reaction of the heirs, I'll either schedule the fence construction or call a lawyer. I don't know who the agent is yet they'...
by Yooper
Tue Jan 14, 2020 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: New Child- Steps to take (will/trust)
Replies: 39
Views: 2341

Re: New Child- Steps to take (will/trust)

I have advised our own children they do not need to do their first wills until they have decided who they would want to raise their children if they and their spouse should die, and that person or couple has agreed to do so. I'd submit that this is really bad advice. Yes - I agree. In my opinion, n...
by Yooper
Wed Jan 08, 2020 10:08 pm
Forum: Personal Consumer Issues
Topic: Irrational Fear of Injury in Small Car?
Replies: 124
Views: 8080

Re: Irrational Fear of Injury in Small Car?

randomguy wrote:
Wed Jan 08, 2020 9:23 pm
And . whatever you do, don't buy a pickup. Those things are death traps.
Just curious, and not picking a fight, but why are pickups so bad? I'm serious.
by Yooper
Wed Jan 08, 2020 10:03 pm
Forum: Personal Consumer Issues
Topic: Jumper cables
Replies: 83
Views: 5447

Re: Jumper cables

The set of jumper cables I keep in the trunk of my car mysteriously disappeared, and I want to replace them. Your recommendations, please. My car is a 2001 Camry V6; the battery is under 2 years old. But this would be for emergency situations--mine or someone else's. I do not live or drive in a col...
by Yooper
Mon Jan 06, 2020 11:27 am
Forum: Personal Consumer Issues
Topic: Jumper cables
Replies: 83
Views: 5447

Re: Jumper cables

If you're thinking about buying a battery jump starter but don't have a clue where to begin, you might want to check out this video. At least it's a starting point.
https://www.youtube.com/watch?v=JN8A2nIMUWA
by Yooper
Sun Jan 05, 2020 3:01 pm
Forum: Personal Consumer Issues
Topic: Jumper cables
Replies: 83
Views: 5447

Re: Jumper cables

I like longer cables because sometimes you cannot get the two vehicles close enough for a shorter cable to reach. Always wear eye protection when using jumper cables. I agree, went with 25 foot cables. Nothing worse than being just a little bit short when you need it. And since I'm not the sharpest...
by Yooper
Sun Jan 05, 2020 8:33 am
Forum: Personal Consumer Issues
Topic: Help me locate the wired doorbell chime
Replies: 32
Views: 2201

Re: Help me locate the wired doorbell chime

But, since it's a home you recently moved in to and know nothing about - - you might as well take a screwdriver to the electrical box in the photos, open it up and see what IS inside it. You're going to need to know eventually, better you do it now when you want to, as opposed to some time in the fu...
by Yooper
Tue Dec 17, 2019 10:04 pm
Forum: Personal Consumer Issues
Topic: Quality Power-Tool Brands
Replies: 93
Views: 5981

Re: Quality Power-Tool Brands

I'd say figure out what tools you'd like (entirely new item or replace something you presently have), and then research that particular tool, comparing brand reviews. Once you've done that, get something that's mid to upper range of your budget (upper range if you think you'll be using it a lot, mid...
by Yooper
Sun Dec 15, 2019 7:23 pm
Forum: Personal Consumer Issues
Topic: Installing grab bars in fiberglass shower stall
Replies: 16
Views: 1180

Re: Installing grab bars in fiberglass shower stall

For what it's worth, here's my situation, it may or may not be applicable. I was intrigued with your post, and curious about how it could be resolved. I recently put in a small bathroom which has a fiberglass tub/shower so I grabbed my studfinder (older Zircon Studsensor Pro SL) and went to work. 1....
by Yooper
Wed Dec 11, 2019 5:35 pm
Forum: Personal Consumer Issues
Topic: Re: Amazon Echo, Alexa, and privacy concerns
Replies: 41
Views: 2536

Re: Amazon Echo, Alexa, and privacy concerns

It even "listens" to Bogleheads. A day after the topic is raised.....:

https://www.bloomberg.com/news/features ... -listen-in
by Yooper
Thu Nov 28, 2019 8:10 pm
Forum: Personal Consumer Issues
Topic: How to divert water from garage gym platform?
Replies: 6
Views: 882

Re: How to divert water from garage gym platform?

Something like this might help (https://www.amazon.com/gp/product/B001J ... UTF8&psc=1) or any other garage threshold door seal. I've used the above for diverting water towards the drain and am happy with it.
by Yooper
Sun Nov 10, 2019 7:51 pm
Forum: US Chapters
Topic: U. S. Marine Corps Birthday
Replies: 22
Views: 1942

Re: U. S. Marine Corps Birthday

Folks, is this post appropriate to the forum? Without the heroism of Marines past and present, this forum might not be possible. I think this post is wildly appropriate. 82-88. C'mon, this forum would've been here regardless if Marines were around or not. Oh my goodness, maybe Army, Navy, Airforce,...
by Yooper
Fri Nov 08, 2019 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Should I buy the family cottage?
Replies: 99
Views: 9257

Re: Should I buy the family cottage?

(it's in Northern Michigan). If none of my siblings want to buy it, he’ll put it up for sale and keep the money in case he needs it for nursing home care. He told me multiple times that he doesn’t need any money for it. He’s in great shape financially. I'll buy it now. By next spring any controvers...
by Yooper
Tue Nov 05, 2019 7:47 am
Forum: Personal Consumer Issues
Topic: Stinky Front Loader (Washer)
Replies: 66
Views: 6134

Re: Stinky Front Loader (Washer)

Our front loader is 9 years old and we've avoided the odor problem, but we religiously run the sanitation cycle once per month with the Tide cleaning packet, and leave the door open when not in use. Never wiped down the seal and only occasionally clean out the filter trap. Although I keep telling my...
by Yooper
Tue Oct 22, 2019 7:17 pm
Forum: Personal Consumer Issues
Topic: are laser distance measurers /rulers worth it
Replies: 8
Views: 1053

Re: are laser distance measurers /rulers worth it

I picked up a Bosch GLM15 a few years ago. I'm very pleased with it (think it's minus 1/16" off). Is it the end all of tools? Of course not. It's a tool, designed for a specific purpose. It's not going to replace my tape measure, my tape measure isn't going to replace my 4' aluminum ruler, my 4' alu...
by Yooper
Fri Sep 20, 2019 5:00 pm
Forum: Personal Consumer Issues
Topic: Condensing furnace condensate
Replies: 7
Views: 931

Re: Condensing furnace condensate

My high efficiency natural gas furnace is plumbed just as you described. Been 10 years and no problems. It had to pass code so I'm assuming there isn't a problem with doing it that way.
by Yooper
Wed Sep 18, 2019 6:14 pm
Forum: Personal Consumer Issues
Topic: [Buying 1/2 pint milk in bulk for school lunches?]
Replies: 68
Views: 4854

Re: [Buying 1/2 pint milk in bulk for school lunches?]

Elementary kids? They eat whatever the dessert is and toss everything else (half way serious). Go have lunch with your kids some time - the amount of food waste is staggering. At least that's my observation.
by Yooper
Fri Sep 06, 2019 5:58 am
Forum: Non-US Investing
Topic: Keep new house unoccupied or let sibling mind it rent free? [ex-pat in UAE]
Replies: 31
Views: 2973

Re: Keep new house unoccupied or let sibling mind it rent free?b

I don't see any downsides. You obviously know your brother well enough to consider the idea, and speak of him highly. If you had any qualms, you could ask your parents to check out the place from time to time, but this doesn't appear to be necessary. Hopefully he'd volunteer to cover utilities witho...
by Yooper
Fri Aug 30, 2019 12:47 pm
Forum: Personal Investments
Topic: Investing Father's Assets Who Is In Nursing Home (POA)
Replies: 68
Views: 5046

Re: Investing Father's Assets Who Is In Nursing Home (POA)

I am co-trustee of my 87yo dad's Living Revocable Trust mid 6 figures. Every penny that my dad saved and invested will be used for his confort and care during his twilight years. Any assets remaining will equally go heirs including the sale of his home. Just make sure that's what he wants. I've bee...
by Yooper
Fri Aug 30, 2019 4:52 am
Forum: Personal Investments
Topic: Investing Father's Assets Who Is In Nursing Home (POA)
Replies: 68
Views: 5046

Re: Investing Father's Assets Who Is In Nursing Home (POA)

I am co-trustee of my 87yo dad's Living Revocable Trust mid 6 figures. Every penny that my dad saved and invested will be used for his confort and care during his twilight years. Any assets remaining will equally go heirs including the sale of his home. Just make sure that's what he wants. I've bee...
by Yooper
Wed Aug 21, 2019 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Buying land - no metes and bounds description
Replies: 14
Views: 1066

Re: Buying land - no metes and bounds description

... a survey by a licensed surveyor trumps anyone's claim to the boundaries of said property. What about adverse possession if a neighbor has been using the property for say maybe 12 years or so? Then it might get dicey. But adverse possession is harder to prove than many think (https://www.youtube...
by Yooper
Wed Aug 21, 2019 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Buying land - no metes and bounds description
Replies: 14
Views: 1066

Re: Buying land - no metes and bounds description

Easy. Tell the seller you're interested but want to have it surveyed first. Odds are they probably won't offer to pay for it (although you could ask). Have it surveyed and if it ends up being the size and shape you thought it was, buy it (using the legal description in the survey for your title sear...
by Yooper
Tue Aug 06, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: Shed foundation
Replies: 33
Views: 2511

Re: Shed foundation

Four pieces of 4x4wood hammer them into the ground using metal stakes, fill it with gravel from a local company. Level it with a shovel or screed. Tamp down. Set shed on. I would not get a plastic shed, I have seen the roofs melt but that is up to you. +1 We put in a 10 x 12 wooden shed. Scrape off...
by Yooper
Sun Aug 04, 2019 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Employee Burn or Sick Leave [before retirement]
Replies: 125
Views: 10493

Re: Federal Employee Burn or Sick Leave [before retirement]

Yeah, people just don't understand the numbers. As you said if during the course of their career they use up 1 year of annual leave (credit time, comp time, etc.) instead of sick leave, they are throwing away one full year of salary to get 1% extra on a pension that is somewhere in the neighborhood...
by Yooper
Wed Jul 24, 2019 6:57 am
Forum: Personal Consumer Issues
Topic: Can anyone recommend a good low cost generator?
Replies: 42
Views: 9902

Re: Can anyone recommend a good low cost generator?

I'm looking into purchasing Predator 3500 watt inverter generator from Harbor Freight along with a manual transfer switch. The generator cost $700 with coupon. Not low cost, but seems to have good reviews. Does anyone use this model? How has it performed? I'm considering the inverter type to be con...
by Yooper
Thu Jul 18, 2019 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: Explaining the magic of compound interest to teenagers
Replies: 107
Views: 6961

Re: Explaining the magic of compound interest to teenagers

I'm visual. The calculators on Dinkytown.net are fun to play with and give a great visual representation of savings and income growth. Teens would get a kick out of https://www.dinkytown.net/java/cool-million-calculator.html and https://www.dinkytown.net/java/compound-savings-calculator.html might f...
by Yooper
Fri Jun 28, 2019 6:14 pm
Forum: Personal Consumer Issues
Topic: Indoor fly traps - what do Bogleheads recommend?
Replies: 24
Views: 1425

Re: Indoor fly traps - kill the bugs

Bogle7 wrote:
Fri Jun 28, 2019 5:46 pm
These work well and are recommended by Good Housekeeping.
Image
Too funny! I clearly remember those things from my childhood, and boy did they work GREAT! Evidently a little too great according to the FDA... But thanks for the memories.