Search found 32 matches

by jacksprat
Fri Jan 22, 2021 2:14 pm
Forum: Personal Consumer Issues
Topic: What to expect when retiring to NC?
Replies: 43
Views: 3996

Re: What to expect when retiring to NC?

HI.... Most new developments in that part of Wake Co. are from the 'big box' builders and most have a HOA. Probably what you've heard about is the enforcement in some of the very affluent neighborhoods - not going to mention any by name, but some are not far from the Holly Springs area. Those are no...
by jacksprat
Sat May 30, 2020 8:56 am
Forum: Investing - Theory, News & General
Topic: This article is scaring me. [Roubini predicting depression]
Replies: 109
Views: 12470

Re: This article is scaring me. [Roubini predicting depression]

. Perspective is most important. My parents lived through some awful conditions and ultimately thrived - and - yet were happier than most people I meet today. I am not scared. [quote=SilverGirl post_id=5276927 time=1590556565 user_id=126010] [color=#800000][Thread title edited by moderator oldcomput...
by jacksprat
Tue May 30, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: Firefox painfully slow
Replies: 34
Views: 5707

Re: Firefox painfully slow

Why not use the built in browser capabilities.. ?? Under Tools, choose 'web developer', then either the 'performance' tab or 'network' tab to begin recording/showing what's causing the issue. Usually it's a slow script or stylesheet that is slowing FF down.. If it's a script, you can disable it from...
by jacksprat
Wed May 03, 2017 1:15 pm
Forum: Personal Consumer Issues
Topic: Mail Order Pharmacy for my Mom?
Replies: 39
Views: 3298

Re: Mail Order Pharmacy for my Mom?

In the supply chain, temperature sensitive medications are shipped from suppliers to pharmacies in special containers that contain a temperature tracking device and/or special cooled shipping containers. If out of range when received, then those are returned and replaced at the manufacturers or supp...
by jacksprat
Tue May 02, 2017 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity retirement planning
Replies: 22
Views: 3829

Re: Fidelity retirement planning

I have had two one-on-one meetings with a Fidelity rep in the last couple of months for retirement planning and overall thought the process was thoughtful and more detailed than what the Vanguard Personal Advisor provided. He did recommend a GLWB deferred annuity from New York Life, but to be fair, ...
by jacksprat
Tue May 02, 2017 12:57 pm
Forum: Personal Investments
Topic: Vanguard PAS -- typical portfolio?
Replies: 13
Views: 2508

Re: Vanguard PAS -- typical portfolio?

New retiree here. I have a mix of taxable & tIRA in 2 accounts and the overall recommendation was about 55% bonds / 45% equities . In tIRA I wanted to keep my existing Primecap (VPMCX) & High Dividend Yield (VHDYX), which they allowed, so across both accounts the suggested funds were: Vangua...
by jacksprat
Fri Apr 07, 2017 12:33 pm
Forum: Personal Investments
Topic: My First Vanguard Account - VPAS, May Move from Schwab
Replies: 12
Views: 1717

Re: My First Vanguard Account - VPAS, May Move from Schwab

How 'comprehensive' is VPAS plan? For someone starting out in their financial journey, it is probably fine. They give you basic advice and provide the confidence and direction you may need. The report I received was informative and provided what they promised -if not very detailed- but again should...
by jacksprat
Wed Apr 05, 2017 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1083
Views: 339279

Re: Retiree Portfolio Model

It's obvious that a lot of work has gone into this. Thank you Bigfoot48 For those that are using the results of this model, how long did it take you to feel comfortable with the results ? I'm in no way being critical , nor am I questioning the accuracy of the model -- I'm saying that with all the in...
by jacksprat
Sat Jul 11, 2015 11:32 am
Forum: Personal Consumer Issues
Topic: Best Cell Plan?
Replies: 45
Views: 20939

Re: Best Cell Plan?

"Best" is a moving target. For me, this article helped. http://bestmvno.com/sprint-mvnos.html FreedomPop is interesting . According to RootMetrics http://www.rootmetrics.com/us , Sprint has/is improving coverage in most areas. While Verizon and AT&T top the charts, all networks are get...
by jacksprat
Tue Jul 07, 2015 5:16 pm
Forum: Personal Consumer Issues
Topic: Internet storage and backup for Mac. Dropbox, iCloud, others?
Replies: 54
Views: 19840

Re: Internet storage and backup for Mac. Dropbox, iCloud, others?

Having tried many of those listed above, each has their own set of issues.. And then I discovered Amazon SSS (S3) . Placing my multi terabytes of data into their glacier storage is absolutely the least expensive option out there. The only issue is that AWS does not have a dedicated client, but there...
by jacksprat
Sat Apr 25, 2015 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Pharmacy School Loan Advice
Replies: 17
Views: 3564

Re: Pharmacy School Loan Advice

Hi Billp. Pharmacist here also. Graduated 40 yrs ago though. Is this school a private or state college ? Have they considered other schools ? How are their grades? I work for a mega university medical center - which doesn't have a pharmacy school - but for the other professional schools here, there ...
by jacksprat
Tue Apr 14, 2015 6:52 pm
Forum: Personal Consumer Issues
Topic: How should I name my home Wi-Fi network?
Replies: 55
Views: 19458

Re: How should I name my home Wi-Fi network?

If you WANT lots of traffic, how about this SSID :

Google

Like others have said, doesn't matter. Even if you choose to not broadcast the SSID, there are sniffers to detect the presence of your router.
by jacksprat
Fri Jul 18, 2014 5:47 pm
Forum: Personal Consumer Issues
Topic: Adding Backup Boot Disk - Windows 7 - Clone or Image?
Replies: 15
Views: 1736

Re: Adding Backup Boot Disk - Windows 7 - Clone or Image?

Are your disks NTFS ? Back in the DOS days, then yes, the actual sector may have been very important. I THINK that now, the MFT and associated metadata would'nt care about a different sector. I may be completely wrong though. The important thing for you is, to decide on a strategy and TEST it to the...
by jacksprat
Thu Jul 17, 2014 3:27 pm
Forum: Personal Consumer Issues
Topic: Adding Backup Boot Disk - Windows 7 - Clone or Image?
Replies: 15
Views: 1736

Re: Adding Backup Boot Disk - Windows 7 - Clone or Image?

+1 Macrium Reflect for Imaging It can restore from / to disks of different partition size(s) - as long a the restore is to a partition or disk of = size or larger Supports GPT (GUID) disks (haven't tried that though.) Never had to use WinPE to restore b/c/o a hardware failure on the primary drive/pa...
by jacksprat
Thu Jul 17, 2014 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: It is time to retire when you .......
Replies: 104
Views: 13500

Re: It is time to retire when you .......

.. When a BAD day fishing is better than a GOOD day at work ..

But then fishing is always better than work.. Think I'll retire now :?
by jacksprat
Thu Apr 10, 2014 3:52 pm
Forum: Personal Consumer Issues
Topic: Inexpensive Win7 laptop that will support 2 to 3 monitors?
Replies: 37
Views: 5177

Re: Inexpensive Win7 laptop that will support 2 to 3 monitor

I don't know if employees still get incentives/discounts anymore.. Just a thought

There was an outlet store at one time in your area. Again , not sure if that still exists.

The online store maybe worth a look...

http://outlet.lenovo.com/outlet_us/
by jacksprat
Wed Apr 09, 2014 9:58 am
Forum: Personal Consumer Issues
Topic: Inexpensive Win7 laptop that will support 2 to 3 monitors?
Replies: 37
Views: 5177

Re: Inexpensive Win7 laptop that will support 2 to 3 monitor

Do you know anyone working at lenovo in Morrisville/Raleigh ??

Check their outlet store ...
by jacksprat
Wed Feb 20, 2013 8:08 pm
Forum: Personal Consumer Issues
Topic: Technological alternatives to do not call list
Replies: 16
Views: 2257

Re: Technological alternatives to do not call list

I have google voice set to ask any unknown caller (not in the gv contact list I maintain) to state their name. If they do leave their name, then the call proceeds & rings my forwarded phone. Most humans hang up and don't state their name and the call does not forward, but some robo calls go thro...
by jacksprat
Fri Feb 15, 2013 2:35 pm
Forum: Personal Consumer Issues
Topic: Using Clear.com for home internet?
Replies: 10
Views: 1648

Re: Using Clear.com for home internet?

We had Clear and it worked well - throughput varied a lot though. The device(receiver/modem) needs to be placed in a good location . This is( or was, probably still is) wimax @ 2.5Ghz, so it's line of sight communication. Not unlike most cellular spectrum - maybe higher path loss though. For the mon...
by jacksprat
Sun Jan 20, 2013 9:54 am
Forum: Personal Consumer Issues
Topic: Stereo Receiver Suggestion
Replies: 70
Views: 11274

Re: Stereo Receiver Suggestion

OP, I'd venture to say that ALL audio equipment made today- in the price range of your NAD- may sound good but is made to be disposable / non-repairable. That being said, why not get yours repaired ? Equipment of that era has mostly discrete components - not surface mounted or wave soldered - and un...
by jacksprat
Thu Dec 27, 2012 5:14 pm
Forum: Personal Consumer Issues
Topic: Computer/internet security
Replies: 5
Views: 1415

Re: Computer/internet security

I assume you are using a home grade, commodity type router.. probably running a linux variant.. You can modify your hosts file on your router OR your PC to block known malware sites. There are several sites that maintain and update these lists. Take a look at this: http://msmvps.com/blogs/hostsnews/...
by jacksprat
Mon Dec 03, 2012 10:27 am
Forum: Personal Consumer Issues
Topic: Vanguard is on the Password Hall of Shame.
Replies: 250
Views: 51099

Re: Vanguard is on the Password Hall of Shame.

On the bottom of the website mentioned by the OP, there is a link to crackstation ! "Free Password Hash Cracker" So we're actually supposed to believe these folks are acting in our best interest? Really ? This all looks like some snotty nose high schoolers attempt to gain notoriety ..
by jacksprat
Mon Nov 26, 2012 5:22 pm
Forum: Personal Consumer Issues
Topic: Electronic Network & Backup of Personal Finance Data
Replies: 23
Views: 2233

Re: Electronic Network & Backup of Personal Finance Data

+1 for crashplan. If you chose to, one of the NO COST backup destinations can be another PC (running crash plan as well. ) .. I back up to my son's PC ( actually his NAS ) . It's encrypted so I don't worry about theft , nor can he view the data . Other Crashplan options cost (to their cloud service)...
by jacksprat
Sun Nov 04, 2012 10:25 am
Forum: Investing - Theory, News & General
Topic: Windows 8: Time to Short Microsoft?
Replies: 57
Views: 7382

Re: Windows 8: Time to Short Microsoft?

No, I would not short MS . That said, in our corporate desktop environment mostly still on XP, there will be movement to win 7 however, we're seeing a shift to BYOD where possible and because of that, movement to Win 7 desktops will be done only where absolutely necessary. I do think that MS has a c...
by jacksprat
Mon Sep 17, 2012 10:31 pm
Forum: Personal Consumer Issues
Topic: Most underrated band of all time [that you listen to]?
Replies: 342
Views: 22353

Re: Most underrated band of all time [that you listen to]?

Alice Cooper ( Billion Dollar Babies ) - great music and entertainment in one package...
by jacksprat
Fri Mar 30, 2012 10:41 pm
Forum: Personal Consumer Issues
Topic: Backup Software
Replies: 47
Views: 3787

Re: Backup Software

for windows, try Macrium reflect free ftw.

Wonderful imaging software plus easy restore in case of a major failure .

Plus the images are browsable.

http://www.macrium.com/reflectfree.aspx [url]http://www.macrium.com/reflectfree.aspx[/url]
by jacksprat
Fri Feb 24, 2012 8:24 am
Forum: Investing - Theory, News & General
Topic: OK, I gotta ask... [why market up so much]
Replies: 49
Views: 5492

Re: OK, I gotta ask... [why market up so much]

OK, I gotta ask you. WHY does it matter ? :?:

Seriously, If your're investing and making money then would understanding the why change the outcome or alter your direction ?

Mr. Market is irrational IMHO, so there is no rational answer to your question I think.

Regards,

jacksprat
by jacksprat
Thu Jun 16, 2011 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Are you OK with giving ID/Password to Quicken/Mint
Replies: 82
Views: 17380

..

tough to answer. I think that need to see a net value in doing this vs the risk. Consider how much effort/time would be involved in remedying the effects of a hack.. Does the convenience overweigh the risk? I have a love/hate relationship with Q***ken and have tried MANY of those similar products to...
by jacksprat
Mon Jun 13, 2011 3:37 pm
Forum: Personal Consumer Issues
Topic: Raleigh, North Carolina opinions?
Replies: 34
Views: 3813

nice, but overrated IMO

Pros: diverse economy, good healthcare & education Cons : HOT. Very HOT and humid in the summer. not much of the south left here. urban sprawl taking it's toll ( traffic and strip malls.) It's kinda funny when you hear after moving here, someone complaining that their neighbors are from where th...
by jacksprat
Thu May 13, 2010 6:57 am
Forum: Personal Finance (Not Investing)
Topic: Quicken alternative for tracking Vanguard funds
Replies: 15
Views: 4402

Thanks everyone for the help.. Fundmanagersoftware is worth a further look. Nino, Thanks for the detailed explanation of what's going on.. Sounds like you have first hand knowledge of these issues .. :D I've tried correcting and removing those entries as you described, but when viewing the portfolio...
by jacksprat
Mon May 10, 2010 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken alternative for tracking Vanguard funds
Replies: 15
Views: 4402

A couple of things have happened. First, after upgrading to a newer version, I decided to start over with a new account and set up web connect to get the transactions from Vanguard. But it appears you can only get 18 months of history, so Quicken adds in 'placeholders' to 'fix' what it thinks are er...
by jacksprat
Sun May 09, 2010 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken alternative for tracking Vanguard funds
Replies: 15
Views: 4402

Quicken alternative for tracking Vanguard funds

Hello. Looking for advice from other Bogleheads. Trying to find software other than Quicken to track my portfolio of Vanguard funds. One of the key things I'd like to see is a cost basis and/or average cost per share.. Funny thing, when I called Vanguard to ask why those two were not visible when vi...