I have done what you are deliberating myself, because I dislike paying taxes unnecessarily.curo wrote: ↑Thu Mar 23, 2023 5:34 pm I presently have two accounts:
2.5 m in taxable
1.5 m IRA
I'm using the core 4 principle for both accounts (60/40). Since these accounts are close to a 60/40 split. Would it be wise to allocate my IRA account (40%) to fix income and my taxable account (60%) to equities. And consider these two accounts as one when I rebalance.
The wiki describes it as 'tax-efficient fund placement' (or tax-efficient asset location).