Search found 200 matches

by burgrat
Fri Aug 03, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: Dental implant in Tijuana
Replies: 37
Views: 3918

Re: Dental implant in Tijuana

I am an oral surgeon close enough to the border that I regularly see patients who have had dental work in Mexico. I support this because these re-do's are sending my kids to college. Please go to Mexico. I'm an orthodontist that used to practice in South Texas. Occasionally I'd have patients go acr...
by burgrat
Thu Aug 02, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Best BBQ in San Antonio
Replies: 41
Views: 3011

Re: Best BBQ in San Antonio

Please don't insult Rudy's by calling it the McDonald's of barbecue. Dickey's is the McDonald's of barbecue. Rudy's is at least the Whataburger/In-N-Out/Five Guys (whatever your preference) of barbecue. It's still fast food, but at least it's good fast food. I think that's fair. I would agree I low...
by burgrat
Wed Jul 11, 2018 9:15 am
Forum: Personal Consumer Issues
Topic: Tool cabinets?
Replies: 32
Views: 2266

Re: Tool cabinets?

I have a few cabinets and a workbench from Sam's Club. The brand is Seville Classics and they are really nice quality and affordable. Perhaps not as specific for tool storage as the one you posted, but may be something you could use. Here's a link to see what they have: https://www.samsclub.com/sams...
by burgrat
Tue Apr 10, 2018 5:53 pm
Forum: Personal Consumer Issues
Topic: Periodontist at fault?
Replies: 33
Views: 3592

Re: Periodontist at fault?

Fast forward to now, the dentist found there is now an abscess tooth after looking at x-rays and said that this periodontist is partially at fault. She was referred to the same periodontist and discovered she will need the tooth extracted, bone graft and implant done. Even with insurance it is look...
by burgrat
Sun Feb 04, 2018 10:23 am
Forum: Personal Consumer Issues
Topic: What would you do with this car?
Replies: 37
Views: 3285

Re: What would you do with this car?

I too will say not to sell it to Carmax. I think that would be a guaranteed way to lose the most money.
by burgrat
Tue Jan 23, 2018 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need a will? Can I do it online?
Replies: 17
Views: 1690

Re: Do I need a will? Can I do it online?

Thanks for all the replies. Very helpful!
by burgrat
Tue Jan 23, 2018 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need a will? Can I do it online?
Replies: 17
Views: 1690

Do I need a will? Can I do it online?

I am a 48y/o man, not married and no children. I have a seven-figure portfolio, own a home, and no debt (except mortgage). I have listed my brother as my beneficiary on my accounts, but I am assuming that it's time that I get a will to avoid probate and simplify everything in case I keel over. Do I ...
by burgrat
Mon Aug 07, 2017 11:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Is the Munchkin MAN still alive?
Replies: 16
Views: 6051

Re: Is the Munchkin MAN still alive?

Has anyone tried to PM (private message) him?
by burgrat
Sat Apr 15, 2017 7:46 pm
Forum: Personal Consumer Issues
Topic: What do you do with your coins?
Replies: 76
Views: 6502

Re: What do you do with your coins?

I put my daily change in a container. When it gets close to full, I take it to the local Coinstar and cash the coins in for an Amazon gift card. There is no charge for this, otherwise I would take it to a bank or a local casino (I'm in Nevada) and cash it in. The amount is usually around $60 to $80 ...
by burgrat
Sun Feb 19, 2017 10:25 am
Forum: Personal Consumer Issues
Topic: Temptooth?
Replies: 3
Views: 822

Re: Temptooth?

It's $30. It's worth a try if you don't want to spend the money for a flipper.
by burgrat
Wed Feb 08, 2017 10:46 am
Forum: Investing - Help with Personal Investments
Topic: Wow, Vanguard Flagship service is bad. Really bad.
Replies: 170
Views: 32268

Re: Wow, Vanguard Flagship service is bad. Really bad.

FIREchief wrote: Is it because of the 2.75 Million dollars that they treat you so much better than other posters? :confused
The OP has 3x this amount (almost $10 million) and received poor customer service. They should be bending over backwards to help him!
by burgrat
Sun Jan 22, 2017 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: No home - do I need Umbrella Insurance?
Replies: 19
Views: 3098

Re: No home - do I need Umbrella Insurance?

I still have a few more companies to contact but Geico seems to offer the most affordable combination of auto/renter's/umbrella. They'll require that I get renter's insurance if I want umbrella insurance I don't believe this is correct. I believe you need only to have auto insurance with GEICO in o...
by burgrat
Thu Jan 05, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 263
Views: 31992

Re: How much is your cell phone bill?

I have an iPhone 5 on Straight Talk (uses Verizon towers).

$43/mo. Unlimited calls, data, text. I love it. I bought the phone for $150 new, so I own it. That was the only expensive thing.
by burgrat
Mon Dec 26, 2016 12:04 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 56384

Re: Flaunt Your High-Mileage Car

110,000 miles on my 2008 Acura TL. Purchased it as a Certified Pre-Owned car from an Acura dealership in 2011. It was 3 years old and had only 4,000 miles on it! Paid around $24k. I recently put 4 new tires, front brakes and rotors, timing belt, and water pump. All needed, routine maintenance. Drive...
by burgrat
Sun Nov 27, 2016 11:04 am
Forum: Personal Consumer Issues
Topic: Roku 3 v. Apple TV v. ???
Replies: 44
Views: 5616

Re: Roku 3 v. Apple TV v. ???

I have a Roku 3 and a Roku Stick and I actually prefer the Roku Stick. For some reason, I've had more problems with the Roku 3 (freezing up, running slowly, etc.). The Roku Stick has been without an issue and seems to work just as fast, if not faster. Maybe I have a bad Roku 3, but if you are unsure...
by burgrat
Thu Nov 19, 2015 9:45 pm
Forum: Personal Consumer Issues
Topic: Shoe Orthotics
Replies: 24
Views: 3800

Re: Shoe Orthotics

I had plantar fasciitis and it got bad enough that I went to a podiatrist. She recommended custom orthotics which would cost around $450. I decided to try the Superfeet insoles and they have been a godsend. No more issues with plantar fasciitis now and my feet are doing well. I will never go back to...
by burgrat
Sat Sep 12, 2015 9:09 am
Forum: Personal Finance (Not Investing)
Topic: Dog / Pet insurance - is it worth it?
Replies: 33
Views: 3532

Re: Dog / Pet insurance - is it worth it?

I've considered it, but never bought it. I adopted a 5 yr. old cat earlier this year and she has been the most wonderful pet. She recently developed an inner ear polyp which required several visits, a CT scan, biopsy, and medication to treat initially. Totaled about $2,500. She will need another pro...
by burgrat
Mon Jun 15, 2015 8:59 pm
Forum: Personal Consumer Issues
Topic: LastPass.com Breach
Replies: 155
Views: 22712

Re: LastPass.com Breach

Image
by burgrat
Sat May 09, 2015 5:12 pm
Forum: Personal Consumer Issues
Topic: Anyone ever ship a bicycle?
Replies: 18
Views: 3110

Re: Anyone ever ship a bicycle?

I've shipped bikes before and the cost can vary widely. I ride a lot and know how to disassemble a bike, so I usually get a bike box from a local bike shop (they'll usually give you one - these are the boxes they receive their bike in and usually throw them away or recycle them) and I pack it that w...
by burgrat
Thu Apr 23, 2015 11:53 pm
Forum: Personal Consumer Issues
Topic: Best (Available)Red Wine for under $15 preferrably under $10
Replies: 110
Views: 29634

Re: Best (Available)Red Wine for under $15 preferrably under

Bogle, of course! Seriously, the Old Vine Zinfandel and Cabernet Sauvignon are both good. I get them at Costco for about $8 to $9 a bottle.

Image
by burgrat
Tue Mar 03, 2015 7:05 pm
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 346
Views: 67302

Re: What are Costco's best deals?

Costco's muffins are great. Always a hit when I bring some to work. Don't look at the calories though!
by burgrat
Tue Mar 03, 2015 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: new car battery
Replies: 45
Views: 6143

Re: new car battery

I got mine at Costco. It was a Kirkland brand and it died at just under 36 months. I took it to Costco and they replaced it at no charge with a new Interstate battery. The only pains were that I didn't get the expected life out of the original battery and I had to switch it out myself. I'm pretty ha...
by burgrat
Tue Feb 10, 2015 10:01 am
Forum: Personal Consumer Issues
Topic: Recommend me a iphone podcast app that does manual playlists
Replies: 10
Views: 1110

Re: Recommend me a iphone podcast app that does manual playl

I use Pocket Casts. I had Downcasts, but switched over because of better interface and features.
I just checked and they don't have a good option for playlists, so never mind my rec, it won't work for you.
by burgrat
Mon Dec 29, 2014 11:02 am
Forum: Personal Consumer Issues
Topic: Downhill and cross country ski destination
Replies: 18
Views: 2479

Re: Downhill and cross country ski destination

Take a look at Sugar Bowl: http://www.sugarbowl.com/home Besides being a downhill ski resort, Sugar Bowl also runs Royal Gorge: http://www.royalgorge.com/home If you don't mind staying at a rustic lodge, this is where I stay: http://vault.sierraclub.org/outings/lodges/ctl/ If that doesn't work, try...
by burgrat
Wed Dec 17, 2014 9:15 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking Advice About Self-Employed 401(K) Plan
Replies: 22
Views: 2584

Re: Seeking Advice About Self-Employed 401(K) Plan

Regarding fees for the Solo 401k at Vanguard, here is what they state: "Account service fees: $20 per year for each Vanguard fund held in a Vanguard Individual 401(k) account. If at least one participant qualifies for Flagship Select™, Flagship®, Voyager Select®, or Voyager® Services, the account se...
by burgrat
Thu Oct 23, 2014 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: HSA contribution question
Replies: 3
Views: 675

Re: HSA contribution question

I just retired from my job, and switched over to an hsa plan for cobra and had the same question. After researching it, the answer is YES, but you have to keep a high deductible plan for 1 year. They don't want you to put your hsa money in, get the tax deduction, then switch to a non-hsa plan in th...
by burgrat
Thu Oct 23, 2014 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: HSA contribution question
Replies: 3
Views: 675

HSA contribution question

I recently left my job at the end of August and I kept my medical coverage through COBRA. I will be cancelling that coverage at the end of this month because the new plan that my previous employer is doing will significantly increase my premiums (they just completed open enrollment and my new premiu...
by burgrat
Sun Sep 07, 2014 2:39 pm
Forum: Personal Consumer Issues
Topic: Texas - Recommendation Where To Live
Replies: 60
Views: 5700

Re: Texas - Recommendation Where To Live

letsgobobby wrote: TX is nowhere on this list if weather is important. And if you want clean air that rules out Houston, which often rivals LA for the worst air (and the worst traffic) in the country.
If you are in Texas, you are going to sweat. They better be flexible on the weather or rule out Texas.
by burgrat
Mon Sep 01, 2014 11:15 pm
Forum: Personal Finance (Not Investing)
Topic: Once your house appreciates +$250k, sell it?
Replies: 42
Views: 5587

Re: Once your house appreciates +$250k, sell it?

Gambler wrote: This looks too easy.
What's the catch (if you're single, no kids)?
You're assuming the house will go up in value.
by burgrat
Sat Aug 30, 2014 8:49 am
Forum: Personal Consumer Issues
Topic: Ideas for thanking a doctor
Replies: 75
Views: 9813

Re: Ideas for thanking a doctor

I'm not a "real doctor", I'm an orthodontist :D and I have received a simple thank you card from time to time and that really means a lot. Just the simple act of them taking the time to thank me is very heartfelt. Any gifts, like chocolates, etc., I will share with my staff. For me, any more than th...
by burgrat
Thu Aug 14, 2014 9:44 pm
Forum: Personal Consumer Issues
Topic: The (un)freshness of Starbucks bakery products
Replies: 49
Views: 15570

Re: The (un)freshness of Starbucks bakery products

I've never seen a Starbucks scone served in "original plastic packaging". Whenever I get one, it's taken from the display case by the barista and placed in a small paper bag or on a plate.
by burgrat
Sat Jul 26, 2014 3:23 pm
Forum: Personal Consumer Issues
Topic: Looking for insights on San Antonio
Replies: 33
Views: 2377

Re: Looking for insights on San Antonio

(for my $300k home, my yearly taxes are about $5,700). But that's a 4000 sq ft, 5 br, 4 ba home on a big lot with maybe a swimming pool, too. More like 2,400 sq ft, 3 br, 3 ba, no pool in NW San Antonio (Alamo Ranch). Just sold it this month for $312k (paid $296k in 2010). I am actually moving from...
by burgrat
Sat Jul 26, 2014 3:20 pm
Forum: Personal Consumer Issues
Topic: Looking for insights on San Antonio
Replies: 33
Views: 2377

Re: Looking for insights on San Antonio

livesoft wrote:
burgrat wrote:(for my $300k home, my yearly taxes are about $5,700).
But that's a 4000 sq ft, 5 br, 4 ba home on a big lot with maybe a swimming pool, too.
More like 2,400 sq ft, 3 br, 3 ba, no pool in NW San Antonio (Alamo Ranch)
by burgrat
Sat Jul 26, 2014 11:26 am
Forum: Personal Consumer Issues
Topic: Looking for insights on San Antonio
Replies: 33
Views: 2377

Re: Looking for insights on San Antonio

I have lived in San Antonio for the last 6 years and I think the post by TexasDiver nails it . SA is very spread out and you pretty much have to drive everywhere, like a lot of cities. Traffic has continued to get worse in my time here due the growth exceeding the infrastructure capacity. As others ...
by burgrat
Tue Jul 08, 2014 2:26 pm
Forum: Personal Consumer Issues
Topic: Toys for a Lazy Cat
Replies: 46
Views: 6271

Re: Toys for a Lazy Cat

I agree with getting another cat. That may liven things up. They seem to like boxes too:

Image
by burgrat
Fri Jul 04, 2014 9:32 am
Forum: Personal Consumer Issues
Topic: What to do with old Macbook Pro?
Replies: 24
Views: 4289

What to do with old Macbook Pro?

I have a 2009 13" Macbook Pro laptop computer. It's has been an awesome computer and I have had no problems in 5 years of ownership. I am wanting to upgrade to something lighter and more easily carried around (flights, travel, etc.) My question is how to sell the Macbook Pro safely and hopefully, fo...
by burgrat
Sat Jun 21, 2014 11:09 am
Forum: Personal Consumer Issues
Topic: water bottles and road trip
Replies: 32
Views: 3006

Re: water bottles and road trip

I recently purchased a small stainless steel water bottle from REI for use at work. The brand is Hydro Flask and it is awesome. It's really well insulated and it keeps the contents cold all day. They have bigger ones, but they are pricey. Well worth it in my opinion and I'm not throwing plastic bott...
by burgrat
Tue Jun 17, 2014 10:43 pm
Forum: Personal Consumer Issues
Topic: What smartphone plan do you use?- off contract
Replies: 100
Views: 8798

Re: What smartphone plan do you use?- off contract

As a current StraightTalk user, I'm 100% certain StraightTalk charges me tax. It may just be state sales tax, so if you live in a tax free state then it would be a flat $45. Are you paying via an online account with them, or buying the refill cards at Walmart? I think you pay sales tax if you buy t...
by burgrat
Thu May 29, 2014 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off huge student loan vs Investing
Replies: 49
Views: 6349

Re: Pay off huge student loan vs Investing

I am in a similar situation in that I have a large student loan at 2% fixed rate. The original amount was around $240,000 and I've paid it down to about $120,000 at this point (after 7 years). I could pay it off at this point, but I've decided to pay extra from time to time instead. I am also making...
by burgrat
Sun May 25, 2014 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Found Gift Card with $100 Bal; Any way to ID owner?
Replies: 7
Views: 2709

Re: Found Gift Card with $100 Bal; Any way to ID owner?

A lot of gift cards state to "treat this card like cash" and to register it on their respective website. If that person did register it, they can cancel it and have another one issued to them. If not, then it's like cash lost. Maybe they just lost it and will go to the site and cancel it. You should...
by burgrat
Fri May 09, 2014 12:39 pm
Forum: Personal Consumer Issues
Topic: Unethical Dentist? Advice please!
Replies: 42
Views: 4037

Re: Unethical Dentist? Advice please!

Get over it and move on. Otherwise you'll be seeing a different medical practitioner for ulcers. Please have some sympathy. If someone intentionally physically harmed you, wouldn't you be upset? Of course, we don't know for sure this happened, and we don't know both sides of the story, but why disc...
by burgrat
Mon May 05, 2014 11:26 pm
Forum: Investing - Help with Personal Investments
Topic: 14 yr. old nephew wants to invest $600
Replies: 16
Views: 2458

Re: 14 yr. old nephew wants to invest $600

He can buy exactly one share of Apple today. It's a sign! :mrgreen:
by burgrat
Fri Apr 11, 2014 9:07 am
Forum: Personal Consumer Issues
Topic: Passport, TSA Pre-Check, and Global Entry
Replies: 65
Views: 8941

Re: Passport, TSA Pre-Check, and Global Entry

I recently applied for Global Entry because I plan to do quite a bit of traveling over the next few years. Paid my $100 fee and applied, then a few days later received provisional approval after which I have to do the in-person interview. Well, I'm in San Antonio and the website says the interview c...
by burgrat
Wed Apr 02, 2014 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: "Investing" in gift cards
Replies: 32
Views: 4251

Re: "Investing" in gift cards

Hey $10 is $10. I wouldn't load up on any more of the cards or go over the amount you bought, but it's not a bad thing to buy the $200 gas card if you know you'll be using it over the next 1.5-2 months.
by burgrat
Fri Mar 28, 2014 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: best cash back credit card
Replies: 185
Views: 865132

Re: best cash back credit card

tj wrote:I believe there are offers for 50,000 miles, so I wouldn't go for one that is 30,000.
Here's the link the 50k mile offer:

http://www.aa.com/pubcontent/en_US/disc ... PLATHV.jsp
by burgrat
Tue Mar 25, 2014 8:10 pm
Forum: Personal Consumer Issues
Topic: Cheapest tablet for Skype/video chat?
Replies: 6
Views: 3283

Re: Cheapest tablet for Skype/video chat?

With an iPad, you can use FaceTime which is free over wifi. The other person must have a FaceTime-enabled device, such as an iPad, iPod, iPhone, MacBook, etc. (basically an Apple device). That may be a deal breaker, but I use FaceTime a lot to talk to my friend in the Netherlands and it works great....
by burgrat
Tue Mar 18, 2014 8:26 pm
Forum: Personal Consumer Issues
Topic: Best car rental website?
Replies: 50
Views: 6488

Re: Best car rental website?

I use Hotwire as well. They are almost always the best price.