Search found 354 matches

by magazinewriter
Wed Nov 06, 2019 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Lost Check
Replies: 12
Views: 737

Re: Lost Check

Just FYI, Many of the payments that you make online are paid by the bank mailing a paper check. I used to handle the deposits for my subdivisions HOA and more than half the checks we got were mailed to us from banks. They would often batch these up and mail several checks in the same envelope. That...
by magazinewriter
Wed Nov 06, 2019 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Options For FIRE Newly Diagnosed with Cancer
Replies: 22
Views: 2462

Re: Health Insurance Options For FIRE Newly Diagnosed with Cancer

When someone is applying for health insurance on healthcare.gov website, will there be a question about past cancer identification? If so, I am curious to see if the premiums change based on the answer to the question. No, that is the beauty of the ACA and healthcare.gov. Pre-existing conditions ar...
by magazinewriter
Wed Nov 06, 2019 7:26 am
Forum: Personal Finance (Not Investing)
Topic: Lost Check
Replies: 12
Views: 737

Re: Lost Check

Stop payments are time limited, so even if you ordered one, if the check ends up somewhere, say at cap one, they could cash it once the stop payment expires. I'm curious. Why are you sending paper checks when electronic payment is available? Yes, I’m starting to wonder that myself about paper check...
by magazinewriter
Wed Nov 06, 2019 6:17 am
Forum: Personal Finance (Not Investing)
Topic: Lost Check
Replies: 12
Views: 737

Lost Check

A paper check I wrote to pay my Capital One credit card bill seems to have been lost in the mail. I found out when I received an email from Capital One saying that my payment was due. Looked at my checking account and the check hasn’t cleared. I waited a few days and then paid the bill electronicall...
by magazinewriter
Sat Sep 28, 2019 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 shaking up savings accounts
Replies: 34
Views: 11238

Re: Capital One 360 shaking up savings accounts

I also thank the OP for posting these changes. I have kept my 360 savings account even with the poor interest rate because I only keep it for quick access to a small emergency fund. I had about six different accounts for things like health, household, new a/c etc. but I didn’t have a lot in each one...
by magazinewriter
Sat Sep 14, 2019 7:36 am
Forum: Personal Consumer Issues
Topic: Calling all iPhone SE Bogleheads
Replies: 61
Views: 4862

Re: Calling all iPhone SE Bogleheads

I’ve had my SE for a year and love it. When I decided to switch from Android and saw the deal to get the SE for $179 from Verizon Wireless Prepaid I wondered if it would be too small. But I love the size and would not want a larger phone. I have an iPad for watching movies and videos.
by magazinewriter
Wed Sep 11, 2019 9:07 am
Forum: Personal Finance (Not Investing)
Topic: Beach City / Town in Florida
Replies: 64
Views: 7508

Re: Beach City / Town in Florida

St. Petersburg. It’s not your grandparents’ green bench and shuffleboard town any more. Lots of $1 million + condos in the walkable downtown with many, many restaurants. USF St. Petersburg campus brings lots of young people and opportunity to take free classes for those over age 60. It is very much ...
by magazinewriter
Sun Sep 08, 2019 7:48 am
Forum: Personal Consumer Issues
Topic: To buy or to rent/new financial situation
Replies: 12
Views: 1387

Re: To buy or to rent/new financial situation

Thanks for the information. I think I get stuck when I realize that the $6500 is before taxes. Guessing 30% and that number becomes $4550 per month. This is if I buy a condo for around $300,000. Renting means $24,000 goes away forever per year. In 4 years I will be out $100,000. By not buying my ca...
by magazinewriter
Sun Sep 08, 2019 7:30 am
Forum: Personal Consumer Issues
Topic: Elderly Parents have 3 day layover in Fort Lauderdale. What to do?
Replies: 24
Views: 2384

Re: Elderly Parents have 3 day layover in Fort Lauderdale. What to do?

I would NOT recommend that they use Silver Airways because I believe they are unreliable as to their schedule and cancel flights at the last minute. I’m from the west coast of Florida but visited Fort Lauderdale last year. One possible excursion fairly nearby are the Morikami Museum and Gardens in D...
by magazinewriter
Sat Sep 07, 2019 10:56 am
Forum: Personal Consumer Issues
Topic: Financial Movies and Shows
Replies: 80
Views: 7660

Re: Financial Movies and Shows

I just started watching Billions on the recommendation of a friend. Love it. Season one was free on Amazon Prime last month. I signed up for a 7-day Showtime trial to watch Season Two and part of Season Three. Picked up the DVD set of Season Three yesterday at the library to finish watching that sea...
by magazinewriter
Sat Sep 07, 2019 10:44 am
Forum: Personal Consumer Issues
Topic: To buy or to rent/new financial situation
Replies: 12
Views: 1387

Re: To buy or to rent/new financial situation

So $20,400 + $30,000 + 4% withdrawal of $700,000 ($28,000) = $78,400 or $6,500/month. It sounds like you live in a moderate cost of living area. To me it sounds like a comfortable financial life unless you like to travel extensively. Put together a list of your expected monthly costs for necessities...
by magazinewriter
Mon Aug 12, 2019 3:27 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 16137

Re: What is your hobby and how did it come to be your hobby?

My primary hobby is genealogy/family history. We have a very active genealogy club in my area. Two of my recent vacations, to England and Canada, revolved around visiting places my ancestors lived. I’ve traced my grandparents on mom’s side to England (1850s emigrated to the U.S.) and Canada (New Bru...
by magazinewriter
Mon Aug 12, 2019 3:19 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 16137

Re: What is your hobby and how did it come to be your hobby?

Alabama football. Best vacation days are spent traveling to Tide games. Best people, best food and best football. Last week I attended an Alabama-themed Celebration of Life for a neighbor and I must say it was the most upbeat, least sad passing I’ve ever attended. This was in Florida. The widow and...
by magazinewriter
Sun Aug 11, 2019 9:03 am
Forum: Personal Consumer Issues
Topic: Healthy fast food
Replies: 152
Views: 10947

Re: Healthy fast food

So many great ideas — thank you all for replying! For some reason the idea of hitting the grocery store salad bar had completely skipped my mind when I put together my post. I think that’s an excellent idea and something I certainly will implement when on the road. Lots of other very helpful sugges...
by magazinewriter
Sat Aug 10, 2019 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Ideas for Little Charges to keep Cards active
Replies: 87
Views: 5138

Re: Ideas for Little Charges to keep Cards active

Lots of good ideas. I use NYT digital subscription Prepaid cell phone PBS monthly donation One card I have a hard time keeping current is Target Red Card. Twice, including once this month, they’ve told me the card will be cancelled if I don’t charge something. I don’t shop Target very often but I wa...
by magazinewriter
Sat Aug 10, 2019 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Pretty much broke --- what would you advise?
Replies: 85
Views: 9934

Re: Pretty much broke --- what would you advise?

Him: Age 73 Health problems Social Security Income: $1,100 Other income: None Work: None Her: Age 62 Social Security Income: None now ($1,200 if she takes it now) Work: None (Laid off) Career experience: Administrative Assistant Assets: Savings: $20,000 IRA (currently in Target Fund 2020): $30,000 ...
by magazinewriter
Thu Jul 25, 2019 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Broker or Not
Replies: 26
Views: 1210

Re: Medigap Broker or Not

Thanks everyone. I will talk to a broker and I’m taking another look at Plan G.
by magazinewriter
Wed Jul 24, 2019 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Broker or Not
Replies: 26
Views: 1210

Re: Medigap Broker or Not

One key to remember is not all states are the same, second factor is typically you can move down in coverage quality, but not up without underwriting. Third, and I am not sure on this item, but I think your first year is the same deductible even though you do not have a full year, to cover that ded...
by magazinewriter
Wed Jul 24, 2019 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Broker or Not
Replies: 26
Views: 1210

Medigap Broker or Not

I turn 65 in September. I’ve received my Medicare card for Part A and B. I’ve decided on Medigap plan F plan after looking at the Medicare Advantage options in my area. I’ve picked out a Medigap insurer and a Part D drug plan. Is there a reason I should work with a broker rather than sending in the ...
by magazinewriter
Wed Jul 24, 2019 11:46 am
Forum: Personal Consumer Issues
Topic: Uber Without Smartphone
Replies: 103
Views: 7843

Re: Uber Without Smartphone

Although you don't want a smartphone, you need one. +1 I am not a heavy cell phone user and had a flip phone for a long time but I have found having a smart phone is nice to have. There are a number of low cost options but I have found that Tracfone works well for me at a modest cost. When I have b...
by magazinewriter
Mon Jul 15, 2019 9:14 am
Forum: Personal Consumer Issues
Topic: Alamo Airport Car Rentals
Replies: 10
Views: 1321

Re: Alamo Airport Car Rentals

I don’t know the specifics on Alamo - But with most rental car companies, I’ve been able to sign up for their “rewards” program, and be able to bypass the counter. I give a credit card number and other information to the website. No penalty to cancel the reservation. Alamo has this at a good number...
by magazinewriter
Tue Jun 11, 2019 11:42 am
Forum: Personal Consumer Issues
Topic: Luxembourg--worth visiting?
Replies: 31
Views: 2642

Re: Luxembourg--worth visiting?

Watch a few episodes of the quirky show Patriot on Amazon Prime and you’ll want to go for a visit. Just don’t get into any trouble with the Luxembourg police LOL.
by magazinewriter
Sun Jun 09, 2019 11:24 am
Forum: Personal Consumer Issues
Topic: Switching From Medicare Advantage to Traditional Medicare
Replies: 18
Views: 2594

Re: Switching From Medicare Advantage to Traditional Medicare

I’m the original poster with an update. After considerable research, my friend says that United Healthcare will allow him to but a Traditional Medicare supplement for about $200/month. He will have to buy a Part D (Rx plan) as well. He claims that there are only 3 questions that have to be satisfie...
by magazinewriter
Wed Mar 20, 2019 8:43 pm
Forum: Personal Consumer Issues
Topic: What is the official nail clippers of the Boglehead Community?
Replies: 30
Views: 2479

Re: What is the official nail clippers of the Boglehead Community?

Doom&Gloom wrote:
Wed Mar 20, 2019 7:29 pm
Hanging onto this thread by my fingernails.

I got the Seki clippers after a recommendation I saw elsewhere. Sharp and sturdy. Best clippers I ever had. Liked them so much I bought an additional pair to put in my travel bag so I would always have a pair handy.
+1 Seki - super sharp
by magazinewriter
Mon Mar 18, 2019 9:22 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4794
Views: 1248537

Re: What Movie Have You Recently Watched?

Green Book

Rented from Redbox. I really enjoyed it. Mahershala Ali won an Oscar but I thought that Viggo Mortensen was as good if not better.
by magazinewriter
Wed Mar 13, 2019 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Home/Condo Insurance in Florida Recommendation
Replies: 15
Views: 1313

Re: Home/Condo Insurance in Florida Recommendation

I have UPC Insurance which is based in St. Petersburg. I’ve never had a claim but their premiums have stayed steady in the 4-5 years I’ve had them When State Farm pulled out of my area, I had to go with the “insurer of last resort”, the state-run insurance pool, Citizens, for several years. I was th...
by magazinewriter
Wed Jan 16, 2019 8:28 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 57528

Re: John Bogle is dead at 89

What sad news. I guess I thought he was invincible. A truly honest man who put his customers first.

Rest In Peace, Jack.
by magazinewriter
Mon Dec 24, 2018 11:52 am
Forum: Personal Finance (Not Investing)
Topic: Open social secuity
Replies: 41
Views: 3142

Re: Open social secuity

When the spouse with the lower PIA delays filing, it increases the amount the couple receives as long as both people are still alive. So it's a worse deal for this person to delay than it would be for an unmarried person. (And in turn it's a worse deal for an unmarried person to delay than it is fo...
by magazinewriter
Fri Dec 21, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: London Neighborhood Recommendation
Replies: 37
Views: 2873

Re: London Neighborhood Recommendation

I stayed at the Nadler Victoria (in the Victoria neighborhood) this year and found it to be ideal. +1 I stayed there in September. Right around the corner from Buckingham Palace and Victoria Station where the Circle, District and Victoria Tube lines come together. Walk to Westminster Abbey, Big Ben...
by magazinewriter
Sat Dec 15, 2018 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire
Replies: 126
Views: 10758

Re: Can I retire

What will you do about health insurance?

It sounds like you might be a UK citizen. Would you be willing to return home for health care?
by magazinewriter
Sat Dec 15, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Obamacare (ACA) Ruled Unconstitutional by Texas Federal Court
Replies: 190
Views: 15377

Re: OBAMACARE RULED ILLEGAL BY TEXAS COURT

I thought I would start this topic. It sounds like this will end up in the Supreme Court. My concern is losing the ability to cover children until age 26. That is an easy thing to cover and will likely survive in some form. Young people are cheap to insure. The difficult thing is pre-existing condi...
by magazinewriter
Thu Dec 13, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Where does one purchase correctly-sized petite trousers?
Replies: 28
Views: 1578

Re: Where does one purchase correctly-sized petite trousers?

Zendelta’s recommendation of the brand Theory is a good one. Quality simple styles. Here is a blog that might interest your partner, ExtraPetite. https://www.extrapetite.com/2018/11/theory-sweaters-mens-belvin-coat.html The woman who writes this is in her 30s and posts a lot of casual clothes but al...
by magazinewriter
Mon Dec 10, 2018 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"
Replies: 225
Views: 33134

Re: "Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"

See here https://www.doctorofcredit.com/bank-of-america-cash-rewards-card-now-lets-you-choose-your-3-category/ https://newsroom.bankofamerica.com/press-releases/consumer-banking/bank-america-clients-have-power-choose-new-cash-rewards-credit-card "Bank of America has announced that on January 14th c...
by magazinewriter
Thu Dec 06, 2018 5:36 pm
Forum: Personal Consumer Issues
Topic: California 8 days road trip LA-SFO
Replies: 40
Views: 2420

Re: California 8 days road trip LA-SFO

It’s been many years, but I’d suggest having lunch at Nepenthe on Route 1 in Big Sur. Gorgeous views from the rooftop deck.

https://www.nepenthe.com/
by magazinewriter
Mon Nov 12, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4794
Views: 1248537

Re: What Movie Have You Recently Watched?

Puzzle In proximity of NYC, a witty, intelligent woman in a blue collar neighborhood takes care of the needs of her family and friends while neglecting her own aspirations and fulfillment. She discovers an uncanny knack for rapidly solving jigsaw puzzles and finds there are others who share this in...
by magazinewriter
Mon Nov 12, 2018 9:31 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4794
Views: 1248537

Re: What Movie Have You Recently Watched?

Puzzle In proximity of NYC, a witty, intelligent woman in a blue collar neighborhood takes care of the needs of her family and friends while neglecting her own aspirations and fulfillment. She discovers an uncanny knack for rapidly solving jigsaw puzzles and finds there are others who share this in...
by magazinewriter
Mon Nov 12, 2018 9:29 am
Forum: Personal Consumer Issues
Topic: Florida BCBS through ACA: experiences/reviews
Replies: 10
Views: 780

Re: Florida BCBS through ACA: experiences/reviews

I’m in Florida and have Florida Blue through healthcare.gov. I’ve been happy with it and have not had any problems. I have not had any major illness or hospitalization so my experience is limited. There are various types of Florida Blue plans and I have what I consider the best one, BlueOptions whic...
by magazinewriter
Sun Nov 11, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Help Me Buy A New Front Door
Replies: 16
Views: 1351

Re: Help Me Buy A New Front Door

I can't speak about Home Depot, but Lowe's was a mess when I ordered a storm door. It turns out their employees do not do the installation, they hire apparently random people to do it, and if you call Lowe's and ask for the manager, you can get any one of maybe five people since they have multiple ...
by magazinewriter
Thu Nov 08, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 137
Views: 11793

Re: Favorite "free stuff"?

Community recreation center where I use the treadmill.
Library.
Starbucks and Amazon giftcards earned using Bing search engine
by magazinewriter
Tue Nov 06, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: Jitterbug flip phone or alternative?
Replies: 8
Views: 1188

Re: Jitterbug flip phone or alternative?

I think the Snapfon is a good choice speaking from experience with my 93-year-old mom. She had a TracFone from Alcatel that looks like this exact phone and it worked well for her. She had macular degeneration so I put tactile markers like this on some of the buttons. (Because of this, a flip phone d...
by magazinewriter
Mon Nov 05, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4794
Views: 1248537

Re: What Movie Have You Recently Watched?

Game Night - loved it.

22July on Netflix - based on real life terror event in Oslo and at children’s camp in Norway. Probably not for everyone (some scenes hard to watch) but I thought it was fast paced and really well done.
by magazinewriter
Thu Nov 01, 2018 10:58 am
Forum: Personal Consumer Issues
Topic: Planning first international trip - London/Paris
Replies: 74
Views: 4836

Re: Planning first international trip - London/Paris

I was in London in September. I stayed at the Nadler Victoria Hotel and loved it. (Someone on here mentioned it and I checked it out.) It is right around the corner from Buckingham Palace and an easy walk to the Victoria Underground station. You don’t even have to cross a street. Also I walked to We...
by magazinewriter
Sat Oct 27, 2018 9:44 am
Forum: Personal Finance (Not Investing)
Topic: 2019 ACA plans available for review
Replies: 30
Views: 3193

Re: 2019 ACA plans available for review

Looks like my plan is up $20/month (with a subsidy) but everything is subject to the deductible. This year I have co-pays of $35 primary and $75 specialist. I already have one specialist appt. for 2019. There is another plan with those same co-pays but $80/month higher premium above the basic plan s...
by magazinewriter
Wed Oct 10, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8692

Re: Black Friday is coming.. what's on your list?

New iPad if there are any good deals. I'm thinking maybe at Target.
by magazinewriter
Wed Oct 10, 2018 7:10 pm
Forum: Personal Consumer Issues
Topic: Advice on Three-Night English Road Trip
Replies: 30
Views: 2334

Re: Advice on Three-Night English Road Trip

Just a suggestion to research ahead of time where to park in Bath. One idea is the Southgate Shopping Center which is near the train station and an easy walk to the Roman Baths. I don't know the cost but it looked like a pretty convenient location. Bath Bus Tours run inexpensive hop-on, hop-off city...
by magazinewriter
Sat Oct 06, 2018 10:40 am
Forum: Personal Consumer Issues
Topic: Advice on Three-Night English Road Trip
Replies: 30
Views: 2334

Re: Advice on Three-Night English Road Trip

I took the fast train from London to Bath last month and it was great, only 1 1/2 hours. I bought my ticket in advance and saved 40% on the fare. I didn’t go to Wells but took several buses from Bath to surrounding towns (ancestor locations) and they were scenic and efficient and cheap, £6.50 for an...
by magazinewriter
Thu Oct 04, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Your Favorite [Travel Destination] on Earth: Where and Why?
Replies: 184
Views: 21634

Re: Your Favorite [Travel Destination] on Earth: Where and Why?

Dottie57 wrote:
Wed Oct 03, 2018 12:20 pm
magazinewriter wrote:
Wed Oct 03, 2018 10:37 am
London
What is it about London that you love?
Architecture, gardens, museums, Thames River, different neighborhoods.
by magazinewriter
Thu Oct 04, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Question
Replies: 11
Views: 1552

Re: Medicare Question

Others will have more details, but my understanding is that Medicare will only pay for inpatient rehab directly after a three-night hospital stay. So I don’t believe your mom will qualify even if she takes Medicare early. Plus, since it is already October I don’t see how she could get Medicare this ...
by magazinewriter
Mon Oct 01, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: Can old perfumes/cologne be used?
Replies: 15
Views: 1445

Re: Can old perfumes/cologne be used?

I came across a forgotten small bottle of my favorite perfume, Fracas, and it’s been in a drawer for at least 20 years. It still smells the same, wonderful.