Search found 280 matches

by magazinewriter
Sun May 20, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: Birmingham AL and Gainesville FL (?)
Replies: 7
Views: 785

Re: Birmingham AL and Gainesville FL (?)

I’ve also lived in Gainesville (UF undergrad and grad) and love it. BUT summers are brutal, much worse than the Florida coastal area where I live now.
by magazinewriter
Sun May 13, 2018 10:01 am
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 608
Views: 68592

Re: Netflix, Your Current Favorite Show

BigFoot48 wrote:
Sun May 13, 2018 8:16 am
Just finished the 8-part "Safe" UK series. Well acted, interesting missing person/crime drama.
I just watched the first episode last night. Looks good.
by magazinewriter
Tue May 08, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 608
Views: 68592

Re: Netflix, Your Current Favorite Show

bubbadog wrote:
Fri May 04, 2018 8:02 pm
The Marvelous Mrs. Maisel was really good!
Loved it. It’s on Amazon Prime. We should have season 2 soon.
by magazinewriter
Tue May 08, 2018 6:48 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 608
Views: 68592

Re: Netflix, Your Current Favorite Show

Occupied - Love it. I hope we’ll have a season 3 at some point.

Collateral - BBC/Netflix timely political drama with Carey Mulligan. Only 4 episodes.
by magazinewriter
Sat Apr 28, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to subscribe to the NY Times
Replies: 9
Views: 1043

Re: Cheapest way to subscribe to the NY Times

The NYT frequently offers 1/2 price for digital for a year, $7.50/month. Follow them on Twitter and you'll probably see it. Or just call and ask.
by magazinewriter
Tue Apr 24, 2018 9:26 am
Forum: Personal Finance (Not Investing)
Topic: CDs & Early Withdrawal Penalties
Replies: 7
Views: 767

Re: CDs & Early Withdrawal Penalties

I recently inherited my mom’s CDs. I was already a joint owner on most of them. One bank charges a 5% withdrawal penalty even though the interest rate is only 1%. To me this is highway robbery. It’s not so much the money and I don’t need to break the CD, it’s the principle. Luckily she only had one ...
by magazinewriter
Thu Apr 05, 2018 5:27 pm
Forum: Personal Consumer Issues
Topic: Want/need some income in semi-retirement
Replies: 90
Views: 6681

Re: Want/need some income in semi-retirement

Any musical talent? A friend’s husband was laid off in his late 50s from a stressful sales job. He started a one-man musical performance business (not sure what to call it). He plays guitar and sings. He came up with a catchy name and printed business cards. At first he tried to get jobs at the bars...
by magazinewriter
Tue Mar 27, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 38
Views: 3314

Re: Hulu, Your Current Favorite Show

Any comments on The Looming Towers. Thinking of starting it since I finished The Wrong Mans. I'm really enjoying The Looming Towers. I watched episode 6 last night (bombing of the Cole) and episode 7 will be released tomorrow. I like how they intersperse real news clips with the story. Jeff Daniels...
by magazinewriter
Sun Mar 25, 2018 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Should a Power of Attorney be Local?
Replies: 9
Views: 390

Re: Should a Power of Attorney be Local?

Thinking mostly of a POA to handle money. But the POA for medical directives is probably more important and I need to consider that, too. Three realms to handle, in order of importance: your healthcare when you are not conscious, your money when you can't manage it yourself, and where your accumula...
by magazinewriter
Sun Mar 25, 2018 11:14 am
Forum: Personal Finance (Not Investing)
Topic: How to Endorse a Check Made out to an Estate
Replies: 16
Views: 1358

Re: How to Endorse a Check Made out to an Estate

I recently ran into this problem with my mom’s estate. I did as Chip suggested and got the issuer to reissue the check in my mom’s name, deceased. This only happened once but it was a pretty big check ($1,400) for homeowner’s Insurance that mom paid shortly before her death. It was a pain and they p...
by magazinewriter
Sun Mar 25, 2018 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Should a Power of Attorney be Local?
Replies: 9
Views: 390

Re: Should a Power of Attorney be Local?

Pajamas wrote:
Sun Mar 25, 2018 10:39 am
Would it be possible to appoint one as primary and then the other as secondary in case of the primary one's death or incapacitation? Might save you trouble later, might not.
Yes, that’s what I’m planning and have now. One primary and then a secondary (that I call “backup”).
by magazinewriter
Sun Mar 25, 2018 11:03 am
Forum: Personal Finance (Not Investing)
Topic: Should a Power of Attorney be Local?
Replies: 9
Views: 390

Re: Should a Power of Attorney be Local?

Flobes wrote:
Sun Mar 25, 2018 10:35 am
Are you asking about a POA for your medical directives? Or POA to handle your money?
Thinking mostly of a POA to handle money. But the POA for medical directives is probably more important and I need to consider that, too.
by magazinewriter
Sun Mar 25, 2018 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Should a Power of Attorney be Local?
Replies: 9
Views: 390

Re: Should a Power of Attorney be Local?

cheese_breath wrote:
Sun Mar 25, 2018 10:28 am
This is a question to ask the lawyer when you see him or her.
Yes, just trying to get a variety of experiences here.
by magazinewriter
Sun Mar 25, 2018 11:00 am
Forum: Personal Finance (Not Investing)
Topic: Anxious about age, career, and housing costs
Replies: 60
Views: 5444

Re: Anxious about age, career, and housing costs

How about buying a small vacation property that you could make your own, maybe a cottage.
by magazinewriter
Sun Mar 25, 2018 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Should a Power of Attorney be Local?
Replies: 9
Views: 390

Should a Power of Attorney be Local?

Next week, I have an appointment with a lawyer to draft new legal documents. My question is should a power of attorney be local? My closest relative, my mom, passed away late last year. I’m not married and have no children or siblings. I’m planning to have a very good trusted friend as my power of a...
by magazinewriter
Sat Mar 10, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: Cheapest way to get spare car keys
Replies: 32
Views: 4069

Re: Cheapest way to get spare car keys

Keys have become a lot more complicated and expensive in current cars. This thread is mind-blowing. My wife and I each carry a copy of a key to both of our cars. If one got lost, I'd just take the other one to Home Depot and have them make me another for a few bucks. You better also have access to ...
by magazinewriter
Sun Feb 25, 2018 5:07 pm
Forum: Personal Consumer Issues
Topic: Hulu, Your Current Favorite Show
Replies: 38
Views: 3314

Re: Hulu, Your Current Favorite Show

I signed up for a free one-week trial of Hulu Live in order to watch the Olympic figure skating content on NBCsn. I didn’t want to continue with that ($39.99) so when the trial ended yesterday switched to basic Hulu. I have Netflix and Prime but the previews for The Looming Towers look good. (Love J...
by magazinewriter
Sun Jan 28, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Someone Needs To Pay For What They Did (Advice sought)
Replies: 44
Views: 7720

Re: Someone Needs To Pay For What They Did (Advice sought)

Well done.

To many the extra $264 might not seem worth the effort. But I can definitely remember a time that such an amount would hit my monthly budget hard. I would have tried to get some relief from the landlord, too.
by magazinewriter
Tue Jan 16, 2018 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Flood Insurance in excess of federal plan
Replies: 5
Views: 526

Re: Flood Insurance in excess of federal plan

This has been more than 10 years so I’m not sure it is still an option. But a co-worker bought a waterfront home here in Florida worth about $1 million and got his flood insurance through Lloyds of London. It was expensive even back then at $600/month.
by magazinewriter
Tue Jan 09, 2018 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: How to financially assist DD to help continue her Obamacare
Replies: 54
Views: 4192

Re: How to financially assist DD to help continue her Obamacare

1.) I’m pretty confident there is no minimum amount of income to qualify for Obamacare. In other words, you can make $1 and still get Medicaid. 2.) Pre-existing conditions are covered by every insurance company in the U.S. now, Obamacare or not. Someone correct me if I’m wrong. Neither of these two...
by magazinewriter
Sun Dec 31, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 608
Views: 68592

Re: Netflix, Your Current Favorite Show

Occupied - A Norwegian show (mostly subtitles) set in the future. A Green Party candidate becomes prime minister of Norway and decides to stop oil production to focus on clean energy. The EU is furious and enlists the help of Russia. Russia moves into Norway (no guns, just threats) and restarts oil ...
by magazinewriter
Mon Sep 18, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: After Irma in need of............
Replies: 25
Views: 2613

Re: After Irma in need of............

Using a hand crank/solar device sounds wonderful in theory, but it relies on the rechargeable battery inside being viable. If you stick your device into a closet for several years, it might not work when you need it. You might instead want something that uses regular alkaline batteries, and just be...
by magazinewriter
Mon Sep 18, 2017 2:48 pm
Forum: Personal Consumer Issues
Topic: After Irma in need of............
Replies: 25
Views: 2613

Re: After Irma in need of............

Using a hand crank/solar device sounds wonderful in theory, but it relies on the rechargeable battery inside being viable. If you stick your device into a closet for several years, it might not work when you need it. You might instead want something that uses regular alkaline batteries, and just be...
by magazinewriter
Mon Sep 18, 2017 6:51 am
Forum: Personal Consumer Issues
Topic: After Irma in need of............
Replies: 25
Views: 2613

Re: After Irma in need of............

Using a hand crank/solar device sounds wonderful in theory, but it relies on the rechargeable battery inside being viable. If you stick your device into a closet for several years, it might not work when you need it. You might instead want something that uses regular alkaline batteries, and just be...
by magazinewriter
Fri Aug 04, 2017 5:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3531
Views: 1004559

Re: What Movie Have You Recently Watched?

Ninnie wrote:Their Finest. A different kind of story about Dunkirk. I really enjoyed it. If you enjoyed the series Foyle's War, you would like this.
+1

I really enjoyed this, too.
by magazinewriter
Tue Jul 11, 2017 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Is Medicaid eligibility based only on income or are assets included too?
Replies: 21
Views: 2389

Re: Is Medicaid eligibility based only on income or are assets included too?

I believe that in the states that expanded Medicaid, only income is looked at to obtain healthcare. BUT, I've read that the state can come after assets in the estate after death. Not sure if that is correct but it is something for your friends to explore.
by magazinewriter
Tue Jul 11, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 133
Views: 13861

Re: What do you splurge on?

Good garden tools. I like Felco pruners and lopping tools and Silky saws.
by magazinewriter
Mon Jul 10, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: [Amazon Prime Day]
Replies: 87
Views: 11152

Re: Amazon prime day

I just bought an Amazon Echo for $90 (50% off). I purchased an Echo for my mostly blind mom when they first came out and she enjoys it. Before I set it up at her house I tried it at my house and I've missed having one since I gave it to mom. I've never seen them this cheap, probably because they wil...
by magazinewriter
Fri Jun 23, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 31844

Re: Early Retirement - what to do about healthcare?

Fellow Bogleheads Great thoughts. One other option to the exchanges: I was on the phone with an insurance broker today. Apparently there are ways (I live in Connecticut) to enroll in a union-related plan for medical. The example he cited was something associated with the International Brotherhood o...
by magazinewriter
Sat Jun 17, 2017 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Medicaid Planning
Replies: 32
Views: 2760

Re: Medicaid Planning

I guess it's O.K. if you want to go into a Medicaid nursing home so badly that you're willing to give away the money that otherwise would let you have some options as to facilities and accommodations. Where I live, you'd have to be very strange indeed to put yourself into a Medicaid nursing home vo...
by magazinewriter
Fri Jun 02, 2017 2:32 pm
Forum: Personal Consumer Issues
Topic: Favorite Biographies and Memoirs
Replies: 33
Views: 2887

Re: Favorite Biographies and Memoirs

I love biographies and memoirs, too.

Two of my favorites:

Leap of Faith - Queen Noor
My Beloved World - Supreme Court Justice Sonia Sotomayor
by magazinewriter
Wed May 24, 2017 3:12 pm
Forum: Personal Consumer Issues
Topic: Well-made quality handbags
Replies: 32
Views: 4213

Re: Well-made quality handbags

Had to laugh at this thread, as I have a huge problem emotionally discarding anything that has useful life left...from appliances to handbags and clothing. I've owned a Stone Mountain bag (from Stone Mountain GA, a tiny town made famous by Kenny on 30 Rock for anyone who watched that show!) for clo...
by magazinewriter
Sun May 21, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: Computing device for elderly relative
Replies: 34
Views: 2438

Re: Computing device for elderly relative

In addition to whichever device you select, take a look at the Amazon Echo (Alexa) and see if it might be useful and fun for your relative. Alexa answers simple questions, gives date, time, weather and a news report, plays music and radio stations, lets you make a list of shopping needs and even tel...
by magazinewriter
Wed May 17, 2017 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Delay SS, but claim if market plunges
Replies: 49
Views: 5385

Re: Delay SS, but claim if market plunges

You can look at it in that manner for your situation if you wish. As for me? I retired in early 2007 at age 59. Within the next two years I took quite a hit (as most folks in the market at the time). I did not have the option to take SS at that time (too young). However, I did have 3+ years in cash...
by magazinewriter
Mon May 15, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3531
Views: 1004559

Re: What Movie Have You Recently Watched?

The Sense of an Ending A British man pushing 70 revisits the 1960s and a long ago love after someone bequeaths him a diary in their will. Jim Broadbent is excellent in the lead. Nice film. 8/10 This sounds interesting. Thanks for mentioning it. I just watched the trailer. I see that it will be on D...
by magazinewriter
Mon May 15, 2017 3:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3531
Views: 1004559

Re: What Movie Have You Recently Watched?

The Founder - the story of Ray Kroc and the brothers who actually came up with the idea for McDonalds and opened the first restaurant. Not a documentary at all. I really enjoyed it. Kroc was ruthless. If you rent the DVD, as I did from Redbox, it includes a panel discussion with the actors and the g...
by magazinewriter
Mon May 08, 2017 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Individual health insurance
Replies: 59
Views: 4583

Re: Individual health insurance

I have read that PPOs are not available on the exchange in most parts of New York so I think that is why you are sceptical of the exchange. In other states it is different. I have a PPO, no referrals to specialists needed and a wide network of physicians/hospitals in my network, and the cost is a li...
by magazinewriter
Thu May 04, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: Visiting Paris for 8 days - what to do?
Replies: 47
Views: 4361

Re: Visiting Paris for 8 days - what to do?

Another out of town trip you can do in a day is Mont St Michel. You can take ~ 730 train out of Paris to Dol De Bratagne, and they have a bus that drops you off at the visitor center. Bus picks you up a little after 4 to take you back to the station with time to spare to catch the train back to Par...
by magazinewriter
Tue May 02, 2017 3:07 pm
Forum: Personal Consumer Issues
Topic: Buying couches the Boglehead way
Replies: 36
Views: 5265

Re: Buying couches the Boglehead way

I suggest getting a sofa with tight back cushions not loose pillows. Loose pillows will always look messy.

I like Ethan Allen but I'm not sure if the quality is as good today.
by magazinewriter
Tue May 02, 2017 3:02 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 33674

Re: Where to Live on $60K or Less a Year?

I was surprised to see Washington D.C. on your list. I lived there (Va. suburbs) years ago and enjoyed it but housing is expensive and $60k a year won't go far.

In a later post it looks like you have almost eliminated D.C. which I think is smart.
by magazinewriter
Fri Apr 28, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 77
Views: 12120

Re: Senior Lifetime National Parks Pass Fee Going Up

htdrag11 -- go to this page where there is a link to the application.

https://www.nps.gov/planyourvisit/passe ... MP_5088578

Thanks to the OP I sent mine in awhile ago and have received it. I turned 62 last year so I was lucky that I just qualified.

Good luck.
by magazinewriter
Tue Apr 25, 2017 4:37 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3531
Views: 1004559

Re: What Movie Have You Recently Watched?

A Street Cat Named Bob -- on Netflix

This is based on a true story of a U.K. homeless musician/drug addict who turned his life around with the help of a cat. Heartwarming.
by magazinewriter
Sun Apr 16, 2017 8:51 am
Forum: Personal Consumer Issues
Topic: Home remodel / addition plans
Replies: 17
Views: 2582

Re: Home remodel / addition plans

One small idea for the powder room near your entry. Consider a pocket door instead of a regular door. It makes a difference for such a small room.
by magazinewriter
Sun Apr 16, 2017 8:38 am
Forum: Personal Consumer Issues
Topic: What do you do with your coins?
Replies: 76
Views: 6141

Re: What do you do with your coins?

Use them to play Ms. Pacman, The Claw and jukebox at Pizza Hut. Also, use them to make purchases at Target - always cash only at Target. Why do you pay cash at Target? If you get a Red card you'll get a 5% discount. Do most Pizza Huts still have Ms. Pacman? I have good memories of playing that game...
by magazinewriter
Sun Apr 16, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: What do you do with your coins?
Replies: 76
Views: 6141

Re: What do you do with your coins?

I'm very old school. I always roll my coins and take them to the bank. The bank still gives out free coin wrappers if you ask. When I'm rolling my pennies, I always look for wheat pennies and hold those out. I know they aren't worth anything but I save them anyway. I also have one Indian head penny ...
by magazinewriter
Fri Apr 14, 2017 7:50 pm
Forum: Personal Consumer Issues
Topic: Where to find business appropriate clothing [womens small sizes]
Replies: 8
Views: 1095

Re: Where to find business appropriate clothing [womens small sizes]

Take a look at the blog ExtraPetite.com. The woman who writes this is about your size, 00 in most clothes. She shows a lot of casual clothes but also some business attire. The thing I like is she goes into detail on fit and length. Most of the items are from Ann Taylor, Banana Republic, Talbots, Lof...
by magazinewriter
Fri Mar 24, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: Do you purposely spend with companies in your investment portfolio?
Replies: 42
Views: 2955

Re: Do you purposely spend with companies in your investment portfolio?

Years ago, before I'd ever even heard of Vanguard, I invested in Home Depot stock. It has been very good to me and I still own a lot of it. So I do favor HD over Lowes for many purchases.
by magazinewriter
Thu Feb 02, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Simple small countertop microwave for 90-year-old mother?
Replies: 11
Views: 1100

Re: Simple small countertop microwave for 90-year-old mother?

My mom is 92 and almost blind. Her GE microwave has been acting strange so we looked at new ones at Walmart and found the following one. It also comes in white. https://www.walmart.com/ip/Mainstays-0.7-cu-ft-Microwave-Oven-Black/53986440 I agree that the quick one-minute or 30-second button is very ...
by magazinewriter
Fri Nov 25, 2016 9:54 am
Forum: Personal Consumer Issues
Topic: recommendations on frugal living forums?
Replies: 18
Views: 5142

Re: recommendations on frugal living forums?

Getting something for 90% off is still a lot more expensive than not buying it. This is the best advice you'll find on any frugal blog. Additionally, here are some things I apply to my life that I don't feel are too overboard: Cut the cable cord. Use a cheap cell phone carrier who utilizes the "big...