Search found 259 matches

by magazinewriter
Mon Sep 18, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: After Irma in need of............
Replies: 25
Views: 2297

Re: After Irma in need of............

Using a hand crank/solar device sounds wonderful in theory, but it relies on the rechargeable battery inside being viable. If you stick your device into a closet for several years, it might not work when you need it. You might instead want something that uses regular alkaline batteries, and just be...
by magazinewriter
Mon Sep 18, 2017 2:48 pm
Forum: Personal Consumer Issues
Topic: After Irma in need of............
Replies: 25
Views: 2297

Re: After Irma in need of............

Using a hand crank/solar device sounds wonderful in theory, but it relies on the rechargeable battery inside being viable. If you stick your device into a closet for several years, it might not work when you need it. You might instead want something that uses regular alkaline batteries, and just be...
by magazinewriter
Mon Sep 18, 2017 6:51 am
Forum: Personal Consumer Issues
Topic: After Irma in need of............
Replies: 25
Views: 2297

Re: After Irma in need of............

Using a hand crank/solar device sounds wonderful in theory, but it relies on the rechargeable battery inside being viable. If you stick your device into a closet for several years, it might not work when you need it. You might instead want something that uses regular alkaline batteries, and just be...
by magazinewriter
Fri Aug 04, 2017 5:02 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885149

Re: What Movie Have You Recently Watched?

Ninnie wrote:Their Finest. A different kind of story about Dunkirk. I really enjoyed it. If you enjoyed the series Foyle's War, you would like this.
+1

I really enjoyed this, too.
by magazinewriter
Tue Jul 11, 2017 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Is Medicaid eligibility based only on income or are assets included too?
Replies: 21
Views: 1623

Re: Is Medicaid eligibility based only on income or are assets included too?

I believe that in the states that expanded Medicaid, only income is looked at to obtain healthcare. BUT, I've read that the state can come after assets in the estate after death. Not sure if that is correct but it is something for your friends to explore.
by magazinewriter
Tue Jul 11, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 133
Views: 12137

Re: What do you splurge on?

Good garden tools. I like Felco pruners and lopping tools and Silky saws.
by magazinewriter
Mon Jul 10, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: [Amazon Prime Day]
Replies: 87
Views: 10105

Re: Amazon prime day

I just bought an Amazon Echo for $90 (50% off). I purchased an Echo for my mostly blind mom when they first came out and she enjoys it. Before I set it up at her house I tried it at my house and I've missed having one since I gave it to mom. I've never seen them this cheap, probably because they wil...
by magazinewriter
Fri Jun 23, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 27577

Re: Early Retirement - what to do about healthcare?

Fellow Bogleheads Great thoughts. One other option to the exchanges: I was on the phone with an insurance broker today. Apparently there are ways (I live in Connecticut) to enroll in a union-related plan for medical. The example he cited was something associated with the International Brotherhood o...
by magazinewriter
Sat Jun 17, 2017 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Medicaid Planning
Replies: 32
Views: 2263

Re: Medicaid Planning

I guess it's O.K. if you want to go into a Medicaid nursing home so badly that you're willing to give away the money that otherwise would let you have some options as to facilities and accommodations. Where I live, you'd have to be very strange indeed to put yourself into a Medicaid nursing home vo...
by magazinewriter
Fri Jun 02, 2017 2:32 pm
Forum: Personal Consumer Issues
Topic: Favorite Biographies and Memoirs
Replies: 33
Views: 2265

Re: Favorite Biographies and Memoirs

I love biographies and memoirs, too.

Two of my favorites:

Leap of Faith - Queen Noor
My Beloved World - Supreme Court Justice Sonia Sotomayor
by magazinewriter
Wed May 24, 2017 3:12 pm
Forum: Personal Consumer Issues
Topic: Well-made quality handbags
Replies: 32
Views: 3629

Re: Well-made quality handbags

Had to laugh at this thread, as I have a huge problem emotionally discarding anything that has useful life left...from appliances to handbags and clothing. I've owned a Stone Mountain bag (from Stone Mountain GA, a tiny town made famous by Kenny on 30 Rock for anyone who watched that show!) for clo...
by magazinewriter
Sun May 21, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: Computing device for elderly relative
Replies: 34
Views: 1993

Re: Computing device for elderly relative

In addition to whichever device you select, take a look at the Amazon Echo (Alexa) and see if it might be useful and fun for your relative. Alexa answers simple questions, gives date, time, weather and a news report, plays music and radio stations, lets you make a list of shopping needs and even tel...
by magazinewriter
Wed May 17, 2017 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Delay SS, but claim if market plunges
Replies: 49
Views: 4829

Re: Delay SS, but claim if market plunges

You can look at it in that manner for your situation if you wish. As for me? I retired in early 2007 at age 59. Within the next two years I took quite a hit (as most folks in the market at the time). I did not have the option to take SS at that time (too young). However, I did have 3+ years in cash...
by magazinewriter
Mon May 15, 2017 3:49 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885149

Re: What Movie Have You Recently Watched?

The Sense of an Ending A British man pushing 70 revisits the 1960s and a long ago love after someone bequeaths him a diary in their will. Jim Broadbent is excellent in the lead. Nice film. 8/10 This sounds interesting. Thanks for mentioning it. I just watched the trailer. I see that it will be on D...
by magazinewriter
Mon May 15, 2017 3:40 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885149

Re: What Movie Have You Recently Watched?

The Founder - the story of Ray Kroc and the brothers who actually came up with the idea for McDonalds and opened the first restaurant. Not a documentary at all. I really enjoyed it. Kroc was ruthless. If you rent the DVD, as I did from Redbox, it includes a panel discussion with the actors and the g...
by magazinewriter
Mon May 08, 2017 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Individual health insurance
Replies: 59
Views: 3989

Re: Individual health insurance

I have read that PPOs are not available on the exchange in most parts of New York so I think that is why you are sceptical of the exchange. In other states it is different. I have a PPO, no referrals to specialists needed and a wide network of physicians/hospitals in my network, and the cost is a li...
by magazinewriter
Thu May 04, 2017 7:39 am
Forum: Personal Consumer Issues
Topic: Visiting Paris for 8 days - what to do?
Replies: 47
Views: 3639

Re: Visiting Paris for 8 days - what to do?

Another out of town trip you can do in a day is Mont St Michel. You can take ~ 730 train out of Paris to Dol De Bratagne, and they have a bus that drops you off at the visitor center. Bus picks you up a little after 4 to take you back to the station with time to spare to catch the train back to Par...
by magazinewriter
Tue May 02, 2017 3:07 pm
Forum: Personal Consumer Issues
Topic: Buying couches the Boglehead way
Replies: 36
Views: 4732

Re: Buying couches the Boglehead way

I suggest getting a sofa with tight back cushions not loose pillows. Loose pillows will always look messy.

I like Ethan Allen but I'm not sure if the quality is as good today.
by magazinewriter
Tue May 02, 2017 3:02 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 29721

Re: Where to Live on $60K or Less a Year?

I was surprised to see Washington D.C. on your list. I lived there (Va. suburbs) years ago and enjoyed it but housing is expensive and $60k a year won't go far.

In a later post it looks like you have almost eliminated D.C. which I think is smart.
by magazinewriter
Fri Apr 28, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 77
Views: 10886

Re: Senior Lifetime National Parks Pass Fee Going Up

htdrag11 -- go to this page where there is a link to the application.

https://www.nps.gov/planyourvisit/passe ... MP_5088578

Thanks to the OP I sent mine in awhile ago and have received it. I turned 62 last year so I was lucky that I just qualified.

Good luck.
by magazinewriter
Tue Apr 25, 2017 4:37 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885149

Re: What Movie Have You Recently Watched?

A Street Cat Named Bob -- on Netflix

This is based on a true story of a U.K. homeless musician/drug addict who turned his life around with the help of a cat. Heartwarming.
by magazinewriter
Sun Apr 16, 2017 8:51 am
Forum: Personal Consumer Issues
Topic: Home remodel / addition plans
Replies: 17
Views: 2217

Re: Home remodel / addition plans

One small idea for the powder room near your entry. Consider a pocket door instead of a regular door. It makes a difference for such a small room.
by magazinewriter
Sun Apr 16, 2017 8:38 am
Forum: Personal Consumer Issues
Topic: What do you do with your coins?
Replies: 76
Views: 5282

Re: What do you do with your coins?

Use them to play Ms. Pacman, The Claw and jukebox at Pizza Hut. Also, use them to make purchases at Target - always cash only at Target. Why do you pay cash at Target? If you get a Red card you'll get a 5% discount. Do most Pizza Huts still have Ms. Pacman? I have good memories of playing that game...
by magazinewriter
Sun Apr 16, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: What do you do with your coins?
Replies: 76
Views: 5282

Re: What do you do with your coins?

I'm very old school. I always roll my coins and take them to the bank. The bank still gives out free coin wrappers if you ask. When I'm rolling my pennies, I always look for wheat pennies and hold those out. I know they aren't worth anything but I save them anyway. I also have one Indian head penny ...
by magazinewriter
Fri Apr 14, 2017 7:50 pm
Forum: Personal Consumer Issues
Topic: Where to find business appropriate clothing [womens small sizes]
Replies: 8
Views: 953

Re: Where to find business appropriate clothing [womens small sizes]

Take a look at the blog ExtraPetite.com. The woman who writes this is about your size, 00 in most clothes. She shows a lot of casual clothes but also some business attire. The thing I like is she goes into detail on fit and length. Most of the items are from Ann Taylor, Banana Republic, Talbots, Lof...
by magazinewriter
Fri Mar 24, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: Do you purposely spend with companies in your investment portfolio?
Replies: 42
Views: 2797

Re: Do you purposely spend with companies in your investment portfolio?

Years ago, before I'd ever even heard of Vanguard, I invested in Home Depot stock. It has been very good to me and I still own a lot of it. So I do favor HD over Lowes for many purchases.
by magazinewriter
Thu Feb 02, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Simple small countertop microwave for 90-year-old mother?
Replies: 11
Views: 966

Re: Simple small countertop microwave for 90-year-old mother?

My mom is 92 and almost blind. Her GE microwave has been acting strange so we looked at new ones at Walmart and found the following one. It also comes in white. m I agree that the quick one-minute or 30-second button is very helpful. You might consider putting a small piece of felt on that button so...
by magazinewriter
Fri Nov 25, 2016 9:54 am
Forum: Personal Consumer Issues
Topic: recommendations on frugal living forums?
Replies: 18
Views: 4694

Re: recommendations on frugal living forums?

Getting something for 90% off is still a lot more expensive than not buying it. This is the best advice you'll find on any frugal blog. Additionally, here are some things I apply to my life that I don't feel are too overboard: Cut the cable cord. Use a cheap cell phone carrier who utilizes the &quo...
by magazinewriter
Fri Nov 25, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Black Friday - is this overdone?
Replies: 77
Views: 9312

Re: Black Friday - is this overdone?

Yes, Black Friday is way overdone. It is almost meaningless now because stores have moved to pre-Black Friday sales.

My favorite Black Friday sale was 10% off of $300 in Target gift cards a few years ago.
by magazinewriter
Fri Oct 21, 2016 7:14 am
Forum: Personal Consumer Issues
Topic: Looking for a bright floor lamp
Replies: 10
Views: 1199

Re: Looking for a bright floor lamp

I am not sure that any floor lamp will light up a room, but here is a floor lamp with four bulbs for less than $100.

http://www.lampsplus.com/products/monte ... t8240.html

My elderly mom has very poor eyesight and she has a similar lamp (from a local store a few years ago) and loves it.
by magazinewriter
Thu Oct 13, 2016 4:55 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885149

Re: What Movie Have You Recently Watched?

Ricola wrote:Money Monster, directed by Jodie Foster includes George Clooney & Julia Roberts. We enjoyed it.

+1
I watched it a few nights ago and enjoyed it, too.
by magazinewriter
Thu Oct 13, 2016 4:10 pm
Forum: Personal Consumer Issues
Topic: Kitchen Remodel question
Replies: 44
Views: 3867

Re: Kitchen Remodel question

In my kitchen, which is ridiculously high end, we have a shelf specific for a microwave that is part of the cabinetry and has a plug in the back - but not a built-in one since we have a double side by side oven and a separate range with a decorative range hood. This is what I would choose. About 10...
by magazinewriter
Thu Aug 11, 2016 8:14 am
Forum: Personal Finance (Not Investing)
Topic: why the limit of six withdrawals on a savings account
Replies: 22
Views: 3959

Re: why the limit of six withdrawals on a savings account

I avoid the six withdrawal issue by using the subaccount feature on Capital One 360, formerly ING Direct. One subaccount is mostly for paying credit card bills, another for health bills, another for pet expenses, another for vacations. I usually make more than six total transfers to the checking ac...
by magazinewriter
Fri Jul 22, 2016 5:17 pm
Forum: Personal Consumer Issues
Topic: What really happens to people who run out of their money in retirement
Replies: 61
Views: 9903

Re: What really happens to people who run out of their money in retirement

Many people live solely on Social Security. It has COLA increases in most years. They make do with what they get. Yesterday, I "helped" an elderly woman (looked to be 80) sitting in her wheelchair dressed in many layers (probably all her earthly possessions). Her skin was dark and leather...
by magazinewriter
Mon Jul 18, 2016 1:28 pm
Forum: Personal Consumer Issues
Topic: When to Buy New Tires
Replies: 10
Views: 1200

Re: When to Buy New Tires

Thank you everyone. I'm going to see if the garage can find the leak and repair it. I trust the garage. I'm wondering about the patch put on the leak two years ago. Would a tire patch normally fail? I think there is a difference between patching a tire and plugging it and I looked at my old receipt ...
by magazinewriter
Mon Jul 18, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: When to Buy New Tires
Replies: 10
Views: 1200

When to Buy New Tires

My Honda Accord will be four years old next month. I only have a little over 15,000 miles on it. Two years ago, one of the tires developed a very slow leak. The tire light would come on every two to three weeks. I finally had it patched at a local garage and it has been fine until a few months ago. ...
by magazinewriter
Mon Jul 18, 2016 7:54 am
Forum: Personal Consumer Issues
Topic: discount cards for prescriptions?
Replies: 27
Views: 2316

Re: discount cards for prescriptions?

I can't say enough good stuff about the Publix pharmacy if there's one near you. Not only will they accept your coupons, they will actively search for other coupons for you. +1 That has been my experience with Publix, too. They actively look for a coupon to lower the price. I used to use Target pha...
by magazinewriter
Sun Jun 19, 2016 9:26 am
Forum: Personal Finance (Not Investing)
Topic: One more mortgage payoff thread...
Replies: 47
Views: 4508

Re: One more mortgage payoff thread...

Congratulations! I credit my ability to retire at 55 with my mortgage payoff at age 50. I've never been sorry. When I paid off my mortgage my rate was 6.88% (which I thought was low at the time) so I know that today's low rates make it a tougher decision for some people. I know two people getting re...
by magazinewriter
Fri Jun 03, 2016 3:06 pm
Forum: Personal Consumer Issues
Topic: What TYPE of books do you like to read?
Replies: 48
Views: 3155

Re: What TYPE of books do you like to read?

Biographies and autobiographies.

I'm currently reading President Jimmy Carter's book about his boyhood growing up on a farm in Plains, An Hour Before Daylight. Very interesting.
by magazinewriter
Thu Jun 02, 2016 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurance for Retirees ?
Replies: 35
Views: 5869

Re: Health Insurance for Retirees ?

When you are shopping for an individual health insurance policy, whether on healthcare.gov or through a broker, look at the following: 1. Network of doctors and hospitals. To me this is one of the most important things. This may not be the case for everyone, but I have found better networks for each...
by magazinewriter
Tue May 31, 2016 4:22 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885149

Re: What Movie Have You Recently Watched?

Spotlight.

Great film.
by magazinewriter
Tue May 31, 2016 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance for Retirees ?
Replies: 35
Views: 5869

Re: Health Insurance for Retirees ?

Check out Healthcare.gov.
by magazinewriter
Mon May 23, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: Ineffective/Dangerous Sunscreens
Replies: 34
Views: 3401

Re: Ineffective/Dangerous Sunscreens

Be sure that your sunscreen is not out-of-date, also. Sunscreen is one product that loses its effectiveness. There was just a story on our local news (in Florida) a week ago.
by magazinewriter
Fri Apr 15, 2016 7:49 am
Forum: Personal Consumer Issues
Topic: Stopping unwanted "junk" newspaper
Replies: 44
Views: 11214

Re: Stopping unwanted "junk" newspaper

It's a good way to get to know your neighbors: recycle their newspapers when they are gone and they will recycle yours when you are gone. +1 When a neighbor on my mom's street moved before her house was sold, I always picked up the free papers in her driveway. I actually appreciate getting the bags...
by magazinewriter
Fri Apr 15, 2016 7:36 am
Forum: Personal Finance (Not Investing)
Topic: When was the most stressful financial time in your life?
Replies: 94
Views: 13425

Re: When was the most stressful financial time in your life?

My most stressful financial time was in 2010, a year after I took early retirement. My company decided to eliminate all of its retiree health benefits for early retirees like me and also for Medicare-age retirees. I have a chronic health condition and was afraid that I would not be able to buy an in...
by magazinewriter
Fri Apr 08, 2016 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: is keeping employer health insurance a good reason to stay in a bad job
Replies: 29
Views: 2490

Re: is keeping employer health insurance a good reason to stay in a bad job

I have found a few loopholes in ACA that can really mess things up. Without a job you have no earned income, in my state those with income levels below ~$14k for an individual or ~$29k for a family (Social security doesn't count) cannot enroll in ACA and MUST go onto the state's medicaid system. Yo...
by magazinewriter
Mon Feb 15, 2016 5:08 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3019
Views: 885149

Re: What Movie Have You Recently Watched?

Bustoff wrote:Rented The Martian from Redbox. Very entertaining. I liked it much more than Gravity


+1 for The Martian. I watched it last night and really enjoyed it.
by magazinewriter
Sun Feb 14, 2016 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Decision! was: Can I retire in 2017?
Replies: 53
Views: 9164

Re: Can I retire in 2017?

Mandy, I think you should go for it and retire in 2017. You sound excited about the prospect and ready to leave your job. I am also a single woman with no heirs and I retired at 55. Best thing ever! I had more money in savings/investments than you do but a much smaller defined benefit pension with n...
by magazinewriter
Sat Jan 30, 2016 8:17 pm
Forum: Personal Consumer Issues
Topic: Manual can opener recommendation
Replies: 45
Views: 4782

Re: Manual can opener recommendation

I'd like to second the Zyliss nomination. Zyliss has spoiled me for other can openers. The first one I bought was made in Switzerland. Now they seem to be made in China. They seem to work as well as they did before. It opens the most difficult of cans with ease. Even persons with wrist pain or weak...