Search found 10 matches

by James Cody
Sat Apr 14, 2012 2:34 pm
Forum: Personal Investments
Topic: Mint.com and Vanguard Online Fraud Policy
Replies: 3
Views: 1933

Re: Mint.com and Vanguard Online Fraud Policy

Below is my reply with my two suggestions: Thank you very much for your response. If I may, I would like to make two recommendations. First, I suggest that Vanguard revise its Online Fraud Policy to make it clear that sharing your username and password with mint.com or similar services can result in...
by James Cody
Sat Apr 14, 2012 2:27 pm
Forum: Personal Investments
Topic: Mint.com and Vanguard Online Fraud Policy
Replies: 3
Views: 1933

Mint.com and Vanguard Online Fraud Policy

I’ve been researching a lot of past threads about Vanguard’s Online Fraud Policy, and it seems that a somewhat unsettled issue in this forum (and elsewhere) is whether using mint.com or another aggregator of financial information violates the Online Fraud Policy (because you’ve given your username a...
by James Cody
Fri Apr 13, 2012 10:20 am
Forum: Personal Consumer Issues
Topic: Hacked account [Can this happen at Vanguard?]
Replies: 3
Views: 2729

Hacked account [Can this happen at Vanguard?]

My account at another institution was hacked. Fortunately, everything turned out ok. I know that with banks, customers will be reimbursed for an unauthorized transaction. Does anyone know what happens if your Vanguard investment account gets hacked (by phishing, pharming, or some other means) and ca...
by James Cody
Thu Apr 05, 2012 8:55 am
Forum: Personal Investments
Topic: Wash sale with tax-managed international - plz help
Replies: 4
Views: 456

Wash sale with tax-managed international - plz help

I own tax-managed international (VTMGX) and have decided to sell and exchange it for total-international ETF (VXUS) since I can sell VTMGX for a loss. The reason is not to tax-loss harvest, but because I think I made a bad initial decision to buy VTMGX instead of VXUS because VTMGX doesn't have expo...
by James Cody
Sat Nov 13, 2010 3:15 pm
Forum: Personal Investments
Topic: Deflation, small value, and Japan
Replies: 1
Views: 746

Deflation, small value, and Japan

I seem to recall that there is an argument that small value isn't really riskier than large or growth, and that small value shouldn't be expected to outperform large or growth over the long term. Instead, it's simply that inflation favors small value, deflation favors large and growth, and we've bee...
by James Cody
Sun Jul 18, 2010 1:49 pm
Forum: Personal Investments
Topic: TSP: Anyone else having problem accessing their TSP account?
Replies: 14
Views: 2394

That's pretty funny. All these years, I never realized it wasn't counting anything after the first 8 characters. Anyway, I just tried again and again, and it worked the third time. Must be some glitch with the website change.

Thanks to all for your assistance!
by James Cody
Sun Jul 18, 2010 10:23 am
Forum: Personal Investments
Topic: TSP: Anyone else having problem accessing their TSP account?
Replies: 14
Views: 2394

TSP: Anyone else having problem accessing their TSP account?

TSP seems to have recently changed their website, and now I can't access my account. I noticed that it's asking for my "8 character password," even though the password I've used for years is more than 8 characters. Anyone else having problems accessing their accounts? Did the TSP change th...
by James Cody
Sun May 30, 2010 9:21 am
Forum: Personal Investments
Topic: Is employer match taxed on rollover to Roth IRA?
Replies: 12
Views: 2086

Thanks

Thanks to everyone for your responses, you've been very helpful.
by James Cody
Sat May 29, 2010 2:25 pm
Forum: Personal Investments
Topic: Is employer match taxed on rollover to Roth IRA?
Replies: 12
Views: 2086

Is employer match taxed on rollover to Roth IRA?

I am trying to calculate how much taxes I would owe if I roll over my non-Roth 401(k) into my Roth IRA. Are the employer match portions of the 401(k) taxed when rolled over to the Roth IRA? Many thanks.
by James Cody
Sat Apr 03, 2010 12:07 pm
Forum: Personal Investments
Topic: TSP "G" Fund; Considered bonds or cash
Replies: 69
Views: 10758

I spent a while wondering if my nominal bond less portfolio was missing something, but decided to just leave my fixed income allocation as 50% G and 50% TIPS. I actually treat the G fund as a replacement for TIPS. My thinking is as follows. Diversification suggests to go 50/50 on TIPS and conventio...