Search found 29 matches

by Jack44
Tue Jul 17, 2018 4:29 pm
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement [2FA: Two-factor authentication]
Replies: 185
Views: 13446

Re: New Vanguard Security Code Requirement

I gotta a [boat load --admin LadyGeek] of money sitting at Vanguard. Good for them. Let's face it, most people aren't going to go to password managers and unique, complex 12 character passwords for each of their accounts. [OT comment removed by admin LadyGeek] I too am glad for any extra measure of...
by Jack44
Wed Jul 11, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?
Replies: 96
Views: 9361

Re: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?

For me, I think it would depend on which location offers the best ice fishing opportunities. Both seem to have an ample amount of water nearby, but Minneapolis would probably have the better climate (for sufficient ice thickness for the longer amount of time). Even now, I am pining for the coming wi...
by Jack44
Thu May 31, 2018 7:48 am
Forum: Personal Finance (Not Investing)
Topic: GEICO vs. USAA auto insurance
Replies: 59
Views: 21842

Re: GEICO vs. USAA auto insurance

USAA's Subscriber Savings Account and Senior Subscriber Savings Account may be the best loyalty bonuses that I know. Further, I have never had any problems with claims nor adjustments with USAA. They are a 'most admired' organization. Good luck & great profits! I will second the above sentiments. I...
by Jack44
Sat Jul 16, 2016 10:52 am
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 168
Views: 17094

Re: What kind of car do Bogleheads like to drive?

Two Subaru Foresters.....a 2001 and 2002. I like to buy cars new and run them as long as possible. Am thinking of a newer car in light of safety advances over the last 10-15 years but they both still run well. Maybe we will treat ourselves to an upgrade like a Subaru Outback this time. If I were a m...
by Jack44
Sun Jun 22, 2014 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 12961

Re: USAA Auto Insurance?

I have been with USAA for over 45 years since my days in the Navy (makes me feel very old). I carry both auto and homeowner's insurance with them as well as a Visa card. In all that time, I have never experienced anything but superior service at very competitive rates. Every survey I have ever read ...
by Jack44
Tue Feb 11, 2014 6:40 pm
Forum: Investing - Theory, News & General
Topic: Ding! Check engine light is now on. [PE10 exceeds 25]
Replies: 108
Views: 13774

Re: Ding! Check engine light is now on.

could we have a nice long-term chart showing how many of those indicators have been yellow, month by month, so that we can judge whether two out of seven is unusual? That would be cool! There isn't data for all of them going back to 1929, and I don't have time to collate all of that right now, but ...
by Jack44
Tue Feb 11, 2014 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: USAA Auto Insurance?
Replies: 70
Views: 12961

Re: USAA Auto Insurance?

I've been with USAA for over 45 years for both home and auto and would never consider changing. The service is unparalleled and the rates are competitive and cheaper than most. You might save a few dollars a month in some market areas, but absolute cost is not everything, so I would strongly suggest...
by Jack44
Sat Feb 08, 2014 10:27 am
Forum: Personal Consumer Issues
Topic: Any less expensive sources for Lipitor?
Replies: 54
Views: 4672

Re: Any less expensive sources for Lipitor?

If you look on the website for Lipitor (Lipitor.com) you will see they have a program that they instituted a couple of years to compete with the generics. They will send you a prescription card that reduces your co-pay to $4 per month. I'm not sure how they work this with the insurance companies, or...
by Jack44
Thu Oct 10, 2013 12:16 pm
Forum: Investing - Theory, News & General
Topic: TSP Time to fly to Safety in G Fund?
Replies: 54
Views: 7899

Re: TSP Time to fly to Safety in G Fund?

For me, TSP funds are in one of the L funds. Ample percentage of G fund sufficient to provide some stability and risk reduction. Enough in equities to increase long-term retun. Since I don't know what the future holds, I choose to "Set and Forget".
by Jack44
Fri Aug 23, 2013 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed Rewards Point Change?
Replies: 63
Views: 37247

Re: PenFed Rewards Point Change?

I kept my 5% cash back PenFed gas card - and I'm happy I did. Still getting 5% cashback on Gas. And that's all I use the card for. Me too.....it's now strictly a gas card and one other card for all else. I find it really tedious to keep up with all these competing offers, which change so often you ...
by Jack44
Mon Jul 22, 2013 11:10 am
Forum: Investing - Theory, News & General
Topic: is "age in bonds" really good Bogleheads advice?
Replies: 94
Views: 12164

Re: is "age in bonds" really good Bogleheads advice?

A lot of the "Age In Bonds" discussions seem to be affected by recent events. Notwithstanding the fact that it is just a rule of thumb, with the rise in equities we have experienced of late there are a lot of opinions expressed that Age In Bonds is an invalid concept and far too conservative for the...
by Jack44
Sat Aug 18, 2012 7:48 am
Forum: Personal Consumer Issues
Topic: Brooks Brothers / Armpit staining
Replies: 8
Views: 5149

Re: Brooks Brothers / Armpit staining

There is a fairly new product out from Mennen.............Speedstick Stainguard. It is an antiperspirant formulated to prevent staining. Works for me.
by Jack44
Mon Jul 16, 2012 6:02 pm
Forum: Personal Consumer Issues
Topic: TV music theme recommendations?
Replies: 59
Views: 3705

Re: TV music theme recommendations?

cheese_breath wrote:Showing my age a little, Peter Gunn.
What he said. Hard to beat Mancini. And the show was the epitome of cool.
by Jack44
Sat Apr 21, 2012 8:50 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1495743

Re: What Book Are You Currently Reading? Part V

Am currently into a re-reading of "The Frontiersmen: A Narrative" by Allan W. Eckert. It is a "novelized" history of the early years of the country and the first volume of his Pulitzer nominated series "The Winning of America". Eckert has a unique ability to bring history to life through reconstruct...
by Jack44
Sat Apr 07, 2012 7:05 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1115
Views: 274162

Re:

once again, you and others who are either too gullible,have weak ethics and lack integrity to buy or defend those who buy fake watches have "swung and missed" ! You will forever go through life as you are now,faking who you are with no idea of what a real fine timepiece is,when in fact you have no ...
by Jack44
Tue Oct 11, 2011 3:44 pm
Forum: Personal Consumer Issues
Topic: Netlfix changes tune, will not split off DVD business.
Replies: 33
Views: 3293

I will keep the DVD service and cancel the streaming. The selection of DVDs is vastly better than streamed material and the picture quality of streaming is mediocre at best and does not approach BluRay. Cable providers like Comcast already provide a limited amount of streamed stuff for instant grati...
by Jack44
Wed Sep 28, 2011 6:57 pm
Forum: Investing - Help with Personal Investments
Topic: 28. Government Employee - Clueless, but would love to learn.
Replies: 40
Views: 4696

Just as a heads up (I am also a federal employee), the TSP L2050 re-allocates your equity into securities only, rather than into a mixture of bonds and securities. I don't like this strategy because upon retirement, only 10% of your portfolio will be in bonds. In fact, bonds will never make up more...
by Jack44
Fri Feb 11, 2011 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Retire or plod on?
Replies: 62
Views: 13056

Re: Retire or plod on?

I work for Uncle Sam, and there is no easy way to go part time as a transition. You are correct in that it is not easy to do on a routine basis. I retired from DoD in 2008, and was lucky to obtain an offer to return to the same agency as a contractor working part time, 3 days per week. It's actuall...
by Jack44
Thu Dec 16, 2010 9:52 am
Forum: Investing - Theory, News & General
Topic: International Investing
Replies: 29
Views: 2868

So your only hope to invest in the US is to overweight small-cap value stocks, right? If that's what you are trying to accomplish. I guess you might logically assume that small companies have less international revenue than large companies, although I don't know of any hard data. My point in postin...
by Jack44
Thu Dec 16, 2010 8:16 am
Forum: Investing - Theory, News & General
Topic: International Investing
Replies: 29
Views: 2868

International Investing

I came across this article regarding jobs and U.S trade policy yesterday. It references the administration, but is not overtly political or partisan in nature, so I think I am safe in posting it. What jumped out at me was the number quoted for the percent of revenues of S&P 500 companies from intern...
by Jack44
Tue Nov 16, 2010 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: birthday freebies... would you take a Denny's grand slam???
Replies: 47
Views: 6844

Re: Grand Slam

All the major food groups are represented:

Grease
Fat
Starch
Caffeine

I would be there in a heartbeat!
by Jack44
Tue Nov 02, 2010 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: FEHB - Drop Medicare Part B???
Replies: 20
Views: 10124

Hello. I am a federal retiree and am covered under the FEHB. My carrier is BC/BS and since becoming eligible for Medicare part A, Medicare is primary and BC/BS is secondary regardless of whether you have part B coverage or not. Part B, which is an additional expense, is entirely voluntary. However, ...
by Jack44
Fri Oct 15, 2010 4:52 pm
Forum: Investing - Help with Personal Investments
Topic: Taylor
Replies: 138
Views: 22430

Best Wishes Taylor

Best wishes for a full and speedy recovery, Taylor. Your selfless devotion to helping others is an inspiration to us all.
by Jack44
Sat Aug 07, 2010 9:53 pm
Forum: Personal Consumer Issues
Topic: What do Bogleheads do for a living?
Replies: 108
Views: 19623

Currently retired. Was an Analyst for the Dept of Army in my former life.
by Jack44
Fri Jul 30, 2010 7:24 am
Forum: Investing - Help with Personal Investments
Topic: Including gold in AA
Replies: 25
Views: 2595

I would place it in the same category as tulips.
by Jack44
Tue Jul 13, 2010 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: Any knife collectors out there?
Replies: 54
Views: 6474

Not really a collection, but have several Buck knives that will cut anything that needs to be cut. Buck has been making solid, utilitarian working knives that will take and hold an edge since I was a kid (that was not recently, either). Also have a couple of older Schrade pocket folders that are pre...
by Jack44
Sun Jul 11, 2010 4:00 pm
Forum: Investing - Theory, News & General
Topic: Your worst investing mistake
Replies: 145
Views: 36793

My greatest mistake is hard to put a specific dollar value to, but I'm sure it's substantial. It's the valuable time wasted until I finally took the time to educate myself in the rudiments of investing know-how. All the years wasted chasing performance, chasing the "hot" fund, going with the celebri...
by Jack44
Thu Jun 03, 2010 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: How much would you pay for curbside trash pickup?
Replies: 55
Views: 8599

In our township (suburban/semi-rural PA) we pay by the bag. We purchase stickers at $2.75 ea an affix to the bag w/30 lb limit.
by Jack44
Sun May 09, 2010 11:09 am
Forum: Investing - Help with Personal Investments
Topic: Thanks From A Newbie
Replies: 3
Views: 986

Thanks From A Newbie

Hello All. I'd just like to introduce myself to the Bogleheads....am a 65 year old recent federal retiree with a modest portfolio (emphasis on modest) who has been lurking on this board for the last couple of years. I'd like to take this occasion to say "Thanks" to you all for taking the time and en...