Search found 10 matches

by jollymon
Sat Oct 26, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: How to get a refund from Norwegian Airlines
Replies: 16
Views: 1310

How to get a refund from Norwegian Airlines

Six weeks ago my Norwegian Flight (DY7059) from Paris to Orlando was cancelled after a > 5 hour delay. Since the next Norwegian flight to Orlando was 3 days later, my wife and I had to buy tickets from Delta on a flight leaving the next day at $3200/each. I applied for a refund from Norwegian on 9/1...
by jollymon
Thu Jul 09, 2015 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Charitable Remainder Unitrust Fees
Replies: 2
Views: 455

Charitable Remainder Unitrust Fees

My wife and I are in the process of forming a CRUT with our alma mater as the trustee and beneficiary. We understand the tax implications of the trust, including on income, capital gains and estate taxes. I have discussed this with my accountant and estate attorney, although the latter has not yet r...
by jollymon
Sat Apr 05, 2014 10:52 pm
Forum: Investing - Theory, News & General
Topic: High Frequency Trading: No "Secret Sauce"
Replies: 2
Views: 518

High Frequency Trading: No "Secret Sauce"

I read "The Quants" in 2010 and "The Physics of Wall Street" in 2013. Although I enjoyed the books, I did not understand how sophisticated mathematics and/or the laws of physics could enable HFT's to achieve consistent, high returns. I just finished "The Flash Boys" by Michael Lewis. Now I understan...
by jollymon
Sat Jan 25, 2014 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Transferring Defined Contribution Plan to R/O IRA
Replies: 16
Views: 1158

Re: Transferring Defined Contribution Plan to R/O IRA

My wife is still working for the company. The plan is described as a "Retirement Plan." It is not described as 401K. The plan description states re Direct Rollovers: "Certain benefits which are payable to you may be paid directly to another retirement plan, individual retirement account or individua...
by jollymon
Sat Jan 25, 2014 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Transferring Defined Contribution Plan to R/O IRA
Replies: 16
Views: 1158

Transferring Defined Contribution Plan to R/O IRA

My wife has worked for a medium sized company for about 25 years. There is a defined contribution plan through the Principal Financial Group. No employer contributions have been made to the plan. She has a current total balance of about $200,000. Due to her concern about the very high fees in this p...
by jollymon
Sun Mar 04, 2012 10:50 am
Forum: Personal Consumer Issues
Topic: 3M Window Films
Replies: 1
Views: 551

3M Window Films

I live in North Florida (Tallahassee), with many windows facing south with no shade. In summer, heat gain is a major problem. The sun is also a problem for furniture and art work. Nine years ago, we had a 3M film applied to our windows and doors which are double paned, with reasonably good results. ...
by jollymon
Thu Aug 04, 2011 8:15 pm
Forum: Investing - Theory, News & General
Topic: Post your WRONG predictions here
Replies: 76
Views: 7266

Wrong Predictions

When Duke hired Mike Krzyzewski as basketball coach in 1980, I predicted he wouldn't last more than 3-4 years. I no longer make predictions.
by jollymon
Sun Jul 31, 2011 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Denied Delta SkyMiles AMEX Card
Replies: 9
Views: 2974

Thanks for the helpful responses. Our Merrill Visa card is treated like a credit card in terms of fraud protection and protection in disputes with vendors. We use this for our day to day purchases, online shopping and air fare purchases. It serves our needs well. We also have a bank debit card. Unin...
by jollymon
Sun Jul 31, 2011 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Denied Delta SkyMiles AMEX Card
Replies: 9
Views: 2974

Denied Delta SkyMiles AMEX Card

Two months ago I applied for a Delta SkyMiles card, primarily because on the free checked bag offer. Within a week, I received an email notifying me of my rejection. I was told verification of my income was needed, and that IRS Form 4506T would provide this. I mailed this to AMEX, and two weeks late...
by jollymon
Sat Aug 30, 2008 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Umbrella Insurance
Replies: 4
Views: 1503

Umbrella Insurance

I just transferred the title of my 21 yo son's car to him. If he gets his own car insurance, can I remove him from my umbrella policy and be relatively isolated from his liability? He is in college in another state, is partially supported by me and his permanent address is mine. I am currently payin...