Search found 274 matches
- Fri Jan 03, 2020 10:23 am
- Forum: Investing - Theory, News & General
- Topic: OFFICIAL REGISTRATION FOR THE 2020 BOGLEHEAD CONTEST
- Replies: 688
- Views: 22936
- Sat May 12, 2018 10:17 am
- Forum: Personal Finance (Not Investing)
- Topic: Advice on building a timeless mens wardrobe?
- Replies: 68
- Views: 8450
Re: Advice on building a timeless mens wardrobe?
The Arthur Fonzarelli line works for me.
- Sun Jan 01, 2017 8:23 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST
- Replies: 711
- Views: 47882
- Fri Jan 01, 2016 8:36 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
- Replies: 667
- Views: 50571
- Mon Mar 23, 2015 11:15 am
- Forum: Investing - Theory, News & General
- Topic: Vanguard Ex-US Small Cap Value Petition
- Replies: 24
- Views: 5025
Re: Vanguard Ex-US Small Cap Value Petition
I'd welcome a Vanguard ISV fund, as well as a better ILV option than VTRIX.
- Fri Jan 30, 2015 4:58 pm
- Forum: Investing - Theory, News & General
- Topic: Would anyone go 100% bonds if...
- Replies: 41
- Views: 5227
Re: Would anyone go 100% bonds if...
[OT link removed by admin LadyGeek]
- Sun Jan 04, 2015 2:46 pm
- Forum: Investing - Theory, News & General
- Topic: 2015 BOGLEHEAD CONTEST REGISTRATION
- Replies: 557
- Views: 48916
- Mon Sep 01, 2014 4:29 pm
- Forum: Personal Investments
- Topic: Seeking wisdom and guidance
- Replies: 10
- Views: 1419
Re: Seeking wisdom and guidance
The advice you've gotten so far is very good, but I don't think it would do any harm to put a percent or so into blackface Fenders.
- Mon Mar 24, 2014 10:48 pm
- Forum: Investing - Theory, News & General
- Topic: Really confused by Bernstein
- Replies: 168
- Views: 18619
Re: Really confused by Bernstein
I'm pretty sure Dr. Bernstein said several years ago that he'd changed his mind about the ability of well-informed investors to manage their own portfolios adequately. I think watching investor behavior during the more recent downturn has made him even less hopeful about the prospects for DIY'ers, t...
- Sun Mar 02, 2014 11:05 am
- Forum: Investing - Theory, News & General
- Topic: Wade Pfau feautured in latest Money magazine
- Replies: 8
- Views: 2926
Re: Wade Pfau feautured in latest Money magazine
Wade appears more confidence in how various market sectors will perform in the coming decades than I do.
- Thu Feb 27, 2014 11:25 am
- Forum: Investing - Theory, News & General
- Topic: Bionic Beta! It's a 1970s thing made new with Smart Beta
- Replies: 2
- Views: 858
Re: Bionic Beta! It's a 1970s thing made new with Smart Beta
...a May 1978 issue of Institutional Investor made Rosenberg a cult figure. The cover depicted him sitting in a pink robe on top of a mountain with hands lifted in the air, flowers around his neck and shoulders, and throngs of money manager giving praise to this disciple... Google Images didn't fin...
- Tue Feb 25, 2014 12:36 pm
- Forum: Personal Consumer Issues
- Topic: Best Stereo Headphones under $100
- Replies: 33
- Views: 3318
Re: Best Stereo Headphones under $100
I love the AKG K240 Studio . These have a replaceable cord. The headphones sound great, very flat response, and should last a lifetime. The main thing that's likely to break on well-made headphones is the cord which can be replaced on this model. Some time ago I bought Sennheiser HD280's, and while...
- Fri Feb 21, 2014 10:22 am
- Forum: Investing - Theory, News & General
- Topic: Robert Merton-Meeting challenges of funding retirement
- Replies: 1
- Views: 547
Re: Robert Merton-Meeting challenges of funding retirement
Thanks for posting that...gonna watch it later.
- Sun Feb 02, 2014 12:57 pm
- Forum: Investing - Theory, News & General
- Topic: 22 multiple rule
- Replies: 42
- Views: 5753
Re: 22 multiple rule
...AFAIK, you can follow the Pied Piper's and math wizards of 4% and higher inflation indexed withdrawals, but do so at your own risk understanding you are making the later golden year's cat food and life under the bridge bet... This sort of thing turns up in most SWR threads. I wonder what % of th...
- Thu Jan 02, 2014 1:21 pm
- Forum: Investing - Theory, News & General
- Topic: [Poll] What was your 2013 return?
- Replies: 209
- Views: 15992
Re: What was your 2013 return?
This era of lower returns I've been reading about the past few years has been brutal.
- Wed Jan 01, 2014 12:01 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST
- Replies: 537
- Views: 35333
- Sat Dec 21, 2013 6:02 pm
- Forum: Investing - Theory, News & General
- Topic: Commodities Funds: A Decade of Disaster
- Replies: 196
- Views: 23171
Re: Commodities Funds: A Decade of Disaster
I gave up and sold this disastrous asset class a while back, but unfortunately, piled the proceeds into the toxic, hazardous waste asset class instead.
- Mon Oct 14, 2013 11:42 am
- Forum: Investing - Theory, News & General
- Topic: When Bogleheads tell you it's different this time
- Replies: 49
- Views: 6234
Re: When Bogleheads tell you it's different this time
Indeed.Grt2bOutdoors wrote:Experience can be a harsh taskmaster.louis c wrote:
I think those who are changing their stock allocation because they don't like current bond yields are making a mistake.
The past ~18 months haven't been so harsh though. If the market drops ~27% we'll be back to even.
- Mon Oct 14, 2013 9:00 am
- Forum: Investing - Theory, News & General
- Topic: When Bogleheads tell you it's different this time
- Replies: 49
- Views: 6234
Re: When Bogleheads tell you it's different this time
I think we're paying a high price for a dollar of earnings in bond markets these days. After reading Warren Buffett's Feb 2012 piece in Fortune magazine in which he mentioned bonds currently being priced to provide "return-free risk" I abandoned my plan to double our bond allocation upon m...
- Sun Oct 06, 2013 2:37 pm
- Forum: Investing - Theory, News & General
- Topic: "Optimal Portfolios for the Long Run."
- Replies: 65
- Views: 10513
Re: "Optimal Portfolios for the Long Run."
I think some Bogleheads just carry a sandwedge and a putter.pkcrafter wrote:Ned, funny you were thinking about a golf analogy, so was I. In this way...
In golf you need to keep your balance during the swing, same as in investing.
Paul
- Tue Oct 01, 2013 10:52 pm
- Forum: Personal Investments
- Topic: Worried that I'm light in bonds
- Replies: 51
- Views: 6951
Re: Worried that I'm light in bonds
Fungus, you might want to review this thread: http://www.bogleheads.org/forum/viewtop ... st=1816556
- Wed Sep 04, 2013 9:42 am
- Forum: Personal Consumer Issues
- Topic: Boxing (for fitness/workout)
- Replies: 19
- Views: 2022
Re: Boxing (for fitness/workout)
Seems like a high-impact method of exercising for a guitar player to consider.
- Mon Aug 05, 2013 2:04 pm
- Forum: Investing - Theory, News & General
- Topic: Variable Percentage Withdrawal (VPW)
- Replies: 1113
- Views: 364379
Re: Variable Percentage Withdrawal
I don't know if there's much interest for all this as nobody is commenting. I'm keeping an eye on this thread. I welcome your work on variable withdrawals. I've previously modeled variable withdrawals using FIREcalc, simulating various degrees of % of remaining portfolio WD schemes by pumping up FI...
- Sun May 05, 2013 8:35 am
- Forum: Personal Finance (Not Investing)
- Topic: FIRECalc Question
- Replies: 15
- Views: 3099
Re: FIRECalc Question
It would be great if there were some way that the baton could be passed to have FIRECalc be carried on into the future once the originator decides that he no longer has the time nor ability to continue with it. The guy who created FIREcalc and found the associated Early Retirement forum ("Dory...
- Sat May 04, 2013 10:39 pm
- Forum: Personal Investments
- Topic: 4% rule and dying broke
- Replies: 62
- Views: 7344
Re: 4% rule and dying broke
I hate to be the bearer of sad tidings, but at today's super low real interest rates the 4% rule will have a very high failure rate. The studies of SWR's that have looked at past historical periods don't include extended periods where real LT interest rates are negative, as they are today. :( :( Bo...
- Fri Mar 15, 2013 11:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Do we have enough to retire?
- Replies: 108
- Views: 23712
Re: Do we have enough to retire?
In view of their work backgrounds, if the market were to crater in the early years of their retirement they might still be able to find some sort of work, like delivering pizzas or mowing lawns to address any shortfall that might appear.
Cb
Cb

- Mon Feb 04, 2013 5:09 pm
- Forum: Investing - Theory, News & General
- Topic: International Explorer vs the index fund
- Replies: 10
- Views: 1579
Re: International Explorer vs the index fund
Makes sense to me. I expect that Vanguard will lower the ER and reduce or eliminate the in & out fees at some point, but until then International Explorer looks like the better choice to me.
- Tue Jan 08, 2013 11:41 am
- Forum: Investing - Theory, News & General
- Topic: Achieving a Higher Safe Withdrawal Rate
- Replies: 109
- Views: 9728
Re: Achieving a Higher Safe Withdrawal Rate
.... The issue is: 1) what is the most comfortable system for adjusting withdrawals? 2) If you're going to make flexible adjustments, what's the evidence that any set of numerical rules is going to work any better than Taylor Larimore's system : "We simply withdrew what we needed and kept an e...
- Fri Jan 04, 2013 1:09 am
- Forum: Investing - Theory, News & General
- Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
- Replies: 481
- Views: 30773
- Tue Aug 07, 2012 12:03 pm
- Forum: Investing - Theory, News & General
- Topic: Jeremy Grantham July Letter
- Replies: 4
- Views: 1100
Re: Jeremy Grantham July Letter
30 years ago my grandmother fell under the spell of a succession of newsletter writers, each more pessimistic/paranoid than the last. It drove my father bonkers back then. For the past decade my father has done the same thing. In the event that there is a dominant gene at play here, I'm going to mak...
- Wed Aug 01, 2012 4:13 pm
- Forum: Personal Investments
- Topic: Why does my bond allocation need to be so high?
- Replies: 33
- Views: 3987
Re: Why does my bond allocation need to be so high?
I think people's tolerance for risk varies MUCH more than you'd guess by reading this board. Some people are comfortable deriving their income from a small business, while others wouldn't dream of leaving a corporate gig to do that. Similarly, some people are comfortable scuba diving, flying private...
- Sun Jul 22, 2012 12:35 am
- Forum: Investing - Theory, News & General
- Topic: Wiki: Asset Allocation - Update "Age in Bonds"?
- Replies: 99
- Views: 30503
Re: Wiki: Asset Allocation - Update "Age in Bonds"?
...I'm certainly not opposed to including it if that is what Jack actually means all the time - rather than a comment that might have applied to a situation or a comment about a way to do things as opposed to the way to do things. I'm just not convinced yet, but I'll keep an open mind. I'm not at a...
- Sat Jul 21, 2012 5:50 pm
- Forum: Investing - Theory, News & General
- Topic: Wiki: Asset Allocation - Update "Age in Bonds"?
- Replies: 99
- Views: 30503
Re: Wiki: Asset Allocation - Update "Age in Bonds"?
I agree with Starboard...to intentionally omit a (rather significant) portion of Mr. Bogle's comments is a misrepresentation of his stated views.
- Sun Jul 15, 2012 4:06 pm
- Forum: Personal Consumer Issues
- Topic: Verizon or other prepaid cell phone service?
- Replies: 22
- Views: 3963
Re: Verizon or other prepaid cell phone service?
I just bought a Tracfone. Mine uses AT&Ts network but they have phones that use Verizon. Here is a site that will tell you how to figure out what phone to get based on which network you want to use. http://www.prepaidphonenews.com/2011/12/how-to-get-tracfone-net10-or-straight.html You might be ...
- Sun Jul 15, 2012 12:23 pm
- Forum: Personal Consumer Issues
- Topic: Verizon or other prepaid cell phone service?
- Replies: 22
- Views: 3963
Verizon or other prepaid cell phone service?
We've used Verizon cell service for a single user for several years now and haven't had any complaints. Upon her retirement my wife had to surrender her company-paid Blackberry. We're looking over our expenses and have decided to let go of our land-line phone and get a second cell phone. We're out-o...
- Tue Jun 26, 2012 10:21 am
- Forum: Investing - Theory, News & General
- Topic: The riskiest day of the rest of your life
- Replies: 50
- Views: 7339
Re: The riskiest day of the rest of your life
To say that one has exhausted their human capital upon retirement is an exaggeration in most cases.
Cb
Cb
- Wed Jun 06, 2012 4:09 pm
- Forum: Investing - Theory, News & General
- Topic: Small value performance
- Replies: 131
- Views: 10042
Re: Small value performance
I think he's already found a quote he likes.Beagler wrote:Will you concede that in the hard light of day, Dr. Bernstein still tilts his portfolios to small and value, even today (as has fairly recently been communicated through Mel)?yobria wrote: Then what point is Dr. Bernstein wrong about here?:
- Thu Apr 12, 2012 11:35 am
- Forum: Personal Investments
- Topic: Can a person have no risk tolerance?
- Replies: 63
- Views: 3673
Re: Can a person have no risk tolerance?
I found Warren Buffet's recent thoughts on equities vs bonds to be compelling:
http://finance.fortune.cnn.com/2012/02/ ... er-letter/
Cb
http://finance.fortune.cnn.com/2012/02/ ... er-letter/
Cb
- Sun Jan 29, 2012 5:13 pm
- Forum: Personal Investments
- Topic: Future of Social Security: Boglehead View?
- Replies: 60
- Views: 4739
Re: Future of Social Security: Boglehead View?
You're already 54, and I think the likelihood of the government addressing SS funding challenges within the next 12 months is about zero. Once you make 55 I think you can count on 100% of the SS projections, but it'd probably be reasonable for a middle-class couple to lop off a couple percent becaus...
- Thu Jan 12, 2012 3:00 pm
- Forum: Personal Consumer Issues
- Topic: Can Adele Sing?
- Replies: 56
- Views: 5597
Re: Can Adele Sing?
I'd give up my Boglehead's book and maybe two Rick Ferri's to play in a band with a woman who could sing like Adele. She's a one in a million performer, IMO.
Some of y'all are kRaZIe.
Cb
Some of y'all are kRaZIe.
Cb

- Sun Jan 01, 2012 11:42 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR 2012 BOGLEHEAD CONTEST
- Replies: 408
- Views: 25155
- Sat Dec 17, 2011 10:45 pm
- Forum: Personal Consumer Issues
- Topic: Knee replacement surgery
- Replies: 52
- Views: 6147
Re: Knee replacement surgery
...Thanks again to everyone who replied. I would welcome more information. I'm 52 and get Synvisc injections every 6 months trying to delay TKR until I'm 60 or so. I found this series of Youtubes fascinating - these are the lectures from a UC-Berkely graduate bio-engineering course on the design &a...
- Thu Dec 15, 2011 10:59 pm
- Forum: Personal Consumer Issues
- Topic: What musical instrument do you play
- Replies: 33
- Views: 1986
Re: What musical instrument do you play
Downright bass in 2 bands, electric guitar in another. I'm on bass in this one:
http://youtu.be/vYkP6nXu6Mk
Cb
http://youtu.be/vYkP6nXu6Mk
Cb

- Wed Aug 24, 2011 10:48 pm
- Forum: Investing - Theory, News & General
- Topic: Test your feelings about "safe withdrawal" failure
- Replies: 34
- Views: 4395
A number of years ago as I was preparing to retire at 46 my little sister emailed me link to an article on the potential for runaway healthcare costs in the future laying waste to retirement plans, and asked if I was frightened about a scenario like that. I replied saying that if things really went ...
- Thu May 26, 2011 4:13 pm
- Forum: Personal Consumer Issues
- Topic: undershirts
- Replies: 40
- Views: 6153
- Wed May 18, 2011 2:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Did you consider the financial aspects of having children?
- Replies: 151
- Views: 14958
- Wed Mar 16, 2011 10:41 pm
- Forum: Investing - Theory, News & General
- Topic: Simba's backtesting spreadsheet [a Bogleheads community project]
- Replies: 1220
- Views: 730883
- Fri Mar 11, 2011 11:01 am
- Forum: Investing - Theory, News & General
- Topic: PIMCO Cuts Management Fees
- Replies: 13
- Views: 3556
- Sun Mar 06, 2011 11:31 am
- Forum: Investing - Theory, News & General
- Topic: Is 100% equities really that risky for young investors?
- Replies: 127
- Views: 19745
- Fri Mar 04, 2011 11:45 pm
- Forum: Personal Consumer Issues
- Topic: Any guitar players here?
- Replies: 30
- Views: 3847