Search found 606 matches

by HoosierJim
Fri Sep 13, 2019 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 5552

Re: Whistleblowing / Going Rogue at Work

.... I've seen a company who failed twice on a SAP implementation that basically meant a few million dollars went down the drain. Have seen this too, upper management was in COMPLETE support of the company wasting the money and were brainwashed by world class consultants (rhymes with finzi) that AL...
by HoosierJim
Sat Sep 07, 2019 1:00 pm
Forum: US Chapters
Topic: Chicagoland virtual meeting
Replies: 7
Views: 835

Re: Chicagoland virtual meeting

We have the meeting every first Wednesday of the month at 8 pm central. So October 2, November 6, December 4th. Meetings last 1 hour but you can drop off early if you want. This month we discussed term life insurance, guardianship, small business, and other topics brought up during the meeting. Send...
by HoosierJim
Wed Sep 04, 2019 10:52 am
Forum: US Chapters
Topic: Chicagoland virtual meeting
Replies: 7
Views: 835

Re: Chicagoland virtual meeting

Just a reminder, we are meeting tonight Wednesday September 4th at 8 PM CENTRAL. Private message me with your email if you would like to join.
by HoosierJim
Tue Sep 03, 2019 2:20 pm
Forum: Personal Consumer Issues
Topic: Old house with old flooring and no subfloor -- put new flooring on top?
Replies: 13
Views: 1292

Re: Old house with old flooring and no subfloor -- put new flooring on top?

We had a similar situation: tongue and groove douglas fir plank flooring with no subfloor (only the joists exist beneath the flooring). Put a 1/4 " subfloor over the old stuff - then used vinyl tile - this worked for about 5 years till we did a major remodel. Pulled that up and put oak floaring 3/4"...
by HoosierJim
Tue Sep 03, 2019 10:13 am
Forum: US Chapters
Topic: Chicagoland virtual meeting
Replies: 7
Views: 835

Re: Chicagoland virtual meeting

The second Chicago virtual meeting is Wednesday September 4th at 8 PM CENTRAL.

Private Message me with your email address to get on the meeting distribution and calendar reminder.

If you have a suggestion for a talking point, post it here.
by HoosierJim
Tue Sep 03, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: Water alarm just saved me a lot of $$$. Do you have them?
Replies: 58
Views: 5895

Re: Water alarm just saved me a lot of $$$. Do you have them?

We have them under every sink and in the basement. Also have a dishwasher pan with a detector there too. Had a sink drip out of the blue that could have caused damage but the alarm alerted to us. Best to put a pan under the sinks so a slow drip turns into a puddle so the alarm goes off.
by HoosierJim
Tue Sep 03, 2019 9:15 am
Forum: Personal Consumer Issues
Topic: My new car buying experience.
Replies: 60
Views: 15854

Re: My new car buying experience.

Watty wrote:
Sat Jan 27, 2018 11:16 am

They needed to get the color car I wanted from a different dealership so we set up a time for me to pick it up on Friday.
Did you find out which dealer the car actually came from? Was this one of your dealers queried?
by HoosierJim
Mon Sep 02, 2019 7:05 pm
Forum: Personal Consumer Issues
Topic: Not gaining weight on vacation?
Replies: 115
Views: 5339

Re: Not gaining weight on vacation?

I have the inverse of the problem.
by HoosierJim
Sat Aug 31, 2019 11:48 am
Forum: Personal Consumer Issues
Topic: Any Happy DVC owners here? [Disney Vacation Club]
Replies: 61
Views: 4976

Re: Any Happy DVC owners here?

Continued growth of airbnb and other short term rentals will keep hotel pricing reasonable. Don't sign up for a commitment that won't save you anything. I know a few DVC people - Stockholm Syndrome.
by HoosierJim
Wed Aug 14, 2019 5:20 pm
Forum: Personal Consumer Issues
Topic: Vehicle Air horn
Replies: 29
Views: 2371

Re: Vehicle Air horn

For the people that rarely use their vehicle horn, what do you do when the light turns green and the person in front of you is continuing to read their facebook, compose a 3 page email or is in the middle of "tinder swipe right" episode? My eternal optimism makes me like to think these people are do...
by HoosierJim
Wed Aug 14, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: Vehicle Air horn
Replies: 29
Views: 2371

Re: Vehicle Air horn

Nice bike horn!!! Cycling in traffic these days is no joke. Keep your head on a swivel!! Installed the bike horn today. Only tool needed was a small phillips for the battery compartment and it came with a small phillips screwdriver!. Bike mounting uses the black rubber band mountings and a nice rac...
by HoosierJim
Tue Aug 13, 2019 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: How to start a small (tiny) business?
Replies: 4
Views: 687

Re: How to start a small (tiny) business?

Individual 401K - Here's a link to a Kiplinger article

If you are so inclined, you can contribute most or all of the side income.

Image
by HoosierJim
Sun Aug 11, 2019 9:26 pm
Forum: Personal Consumer Issues
Topic: Vehicle Air horn
Replies: 29
Views: 2371

Re: Vehicle Air horn

Had a friend install one of these after starting to tow a camper. He said the horn has prevented a few accidents especially with distracted drivers that tend to pull right in front of him or want to merge into him while on their phones. I think I need one for my bicycle since the bell I have not is ...
by HoosierJim
Wed Aug 07, 2019 4:33 pm
Forum: US Chapters
Topic: Chicagoland virtual meeting
Replies: 7
Views: 835

Re: Chicagoland virtual meeting

Just a reminder, we are meeting tonight Wednesday August 7th 8 PM CENTRAL. Private message me with your email if you would like to join.
by HoosierJim
Tue Aug 06, 2019 8:30 am
Forum: US Chapters
Topic: Chicagoland virtual meeting
Replies: 7
Views: 835

Re: Chicagoland virtual meeting

Thank you for moving it to the chapters forum. I couldn't figure out how to do this. We are thinking about a meet and greet then a quick review of Firecalc and some ideas for the next meeting. The first Chicago virtual meeting is Wednesday August 7th 8 PM CENTRAL. Private Message me with your email ...
by HoosierJim
Sun Aug 04, 2019 7:08 pm
Forum: US Chapters
Topic: Chicagoland virtual meeting
Replies: 7
Views: 835

Chicagoland virtual meeting

Due to travel time and schedule coordination, a few of us have decided to start a Chicagoland (although not strictly restricted) virtual meeting. The first Chicago virtual meeting is Wednesday August 7th 8 PM CENTRAL. Private Message me with your email address to get on the meeting distribution and ...
by HoosierJim
Sat Aug 03, 2019 6:07 am
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 6585

Re: Whole-house generators - Generac, Kohler, or Briggs?

... with a portable, you need to be home to bring it out to power it up, Another small issue with portables, I have a 5700 watt unit that takes quite a pull to start up. No way the spouse could start it alone. So look at battery start units but maintaining the battery is another issue so it works w...
by HoosierJim
Fri Aug 02, 2019 4:33 pm
Forum: Personal Consumer Issues
Topic: Pluto tv - free internet tv
Replies: 11
Views: 1280

Re: Pluto tv - free internet tv

Trader Joe wrote:
Fri Aug 02, 2019 4:24 pm

I took a look, but I do not recognize any of their TV channels.
Here's a few I recognized.

Image
by HoosierJim
Fri Aug 02, 2019 4:22 pm
Forum: Personal Consumer Issues
Topic: Pluto tv - free internet tv
Replies: 11
Views: 1280

Re: Pluto tv - free internet tv

batpot wrote:
Fri Aug 02, 2019 3:31 pm
downloadable on Roku?
Yes - here's the link https://channelstore.roku.com/details/74519/pluto-tv-it's-free-tv
by HoosierJim
Fri Aug 02, 2019 3:17 pm
Forum: Personal Consumer Issues
Topic: Pluto tv - free internet tv
Replies: 11
Views: 1280

Re: Pluto tv - free internet tv

open_circuit wrote:
Fri Aug 02, 2019 3:13 pm
..linked on Vizio TVs with a dedicated virtual input as well.
Yes - nice on the phone or chromebook too.
by HoosierJim
Fri Aug 02, 2019 3:11 pm
Forum: Personal Consumer Issues
Topic: Pluto tv - free internet tv
Replies: 11
Views: 1280

Pluto tv - free internet tv

Found this based on a livehacker article This app is kind of like free cable

I like to use the Viacom PlutoTV service to get a quick business update from Bloomberg and their weather nation.
by HoosierJim
Fri Aug 02, 2019 12:40 pm
Forum: US Chapters
Topic: Chicagoland Master Thread
Replies: 40
Views: 10582

Re: Chicagoland Master Thread

I would be interested in this option, especially if it boosts our attendance. OK - let's do this. Please send me your email via Private Message if you would like to participate. I will setup a Zoom meeting - just arbitrarily selected the 1st Wednesday of the month 8 pm central time. First meeting c...
by HoosierJim
Fri Aug 02, 2019 8:10 am
Forum: US Chapters
Topic: Chicagoland Master Thread
Replies: 40
Views: 10582

Re: Chicagoland Master Thread

Is there any interest in a Chicago virtual meeting? Travel time and attendance has been problem for me.
by HoosierJim
Sun Jul 21, 2019 2:27 pm
Forum: Personal Consumer Issues
Topic: Digitize VCR to computer
Replies: 8
Views: 647

Re: Digitize VCR to computer

Used this ClearClick vhs converter .

Works.
by HoosierJim
Thu Jul 18, 2019 7:40 pm
Forum: Personal Finance (Not Investing)
Topic: Harrassed at work, what steps to take to protect her future employment
Replies: 93
Views: 8424

Re: Harrassed at work, what steps to take to protect her future employment

Hate to have to suggest this but companies are ruthless. Have her tell her HR and her boss that she has began thinking about the process of transitioning.. Technically if she can give it some thought she is not lying and depending on the state, may have legal protections.
by HoosierJim
Thu Jul 18, 2019 7:32 pm
Forum: Personal Consumer Issues
Topic: Repair Bosch Dishwasher or Buy New?
Replies: 35
Views: 3243

Re: Repair Bosch Dishwasher or Buy New?

The biggest concern you have is you might do something that causes a slow leak in the dishwasher, and it leaks under your cabinet with you knowing, and rots out your subfloor. That can be very expensive..... You can get a tray for under the dishwasher to bring all leaks forward - or put a bead of c...
by HoosierJim
Tue Jul 09, 2019 11:17 am
Forum: Investing - Theory, News & General
Topic: Americans believe they need $1.7 million, on average, to retire
Replies: 284
Views: 28689

Re: Americans believe they need $1.7 million, on average, to retire

neilpilot wrote:
Mon Jul 08, 2019 10:46 am
$1.7 in 401k is very different from that balance in Roth or after tax account.
Assuming $68K - MFJ - about $5,000 in federal taxes (excluding state) so it's $63,000 / year. More with SS.
by HoosierJim
Tue Jun 18, 2019 9:16 am
Forum: Personal Consumer Issues
Topic: 2013 Cadillac SRX - Corroded / Pitted Wheels
Replies: 12
Views: 835

Re: 2013 Cadillac SRX - Corroded / Pitted Wheels

Friend with DeVille had same problem and bought 4 new tires and wheels from Discount Tire. Approx $1600. Coincidencely saw woot has Escalade wheels today.

https://sellout.woot.com/offers/platinu ... ource=mweb
by HoosierJim
Sun Jun 16, 2019 8:45 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 5118

Re: Anyone buy Security Cams from Costco?

I have a general question about these systems that maybe someone can help with. We own an old family homestead with other family members that has scenic views. Can these types of systems be activated remotely to view real-time scenery, weather conditions, etc. or are they strictly automatic motion ...
by HoosierJim
Fri Jun 14, 2019 6:51 am
Forum: Personal Consumer Issues
Topic: The Upper Peninsula (UP) in August....What to do, Where to stay?
Replies: 36
Views: 2913

Re: The Upper Peninsula (UP) in August....What to do, Where to stay?

Beautiful place - my kind of population density, Make sure you are prepared for the black flies, mosquitos or can't-see-ums. August should be better but you never know. We noticed a big difference between the upper lower and upper penninsula when we attempted to circumnavigate Lake Michigan. Peak b...
by HoosierJim
Thu Jun 13, 2019 8:44 am
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 3755

Re: Do you repair your own appliances?

I repair everything. Me too. Just got a $15 carburetor kit fo r my 10 year old weed wacker - kit came with new carb, air filter, spark plug, gas hoses, carb adjustment tool and gas filter stones. Added clean mixed gas and started on first pull. If you have a rough running or hard to start small gas...
by HoosierJim
Thu Jun 13, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 5748

Re: (Water Filtration System) Miracle we are all not dead

We had neighbors fall for this scam. What proved it was a "plumber" installed it late on a Saturday night and messed it up causing all sorts of water damage. The rush to install was probably so our neighbor could not use the contract cancellation The real markers for this scam is the apocalyptic wat...
by HoosierJim
Thu Jun 13, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: Where to sit at Wrigley?
Replies: 18
Views: 1419

Re: Where to sit at Wrigley?

Would advise to keep your kids off their phones (and yourselves) - or don't waste the money. Saw a Sox v Washington game the other night - except for people behind the plate, about 1/4 of the people were staring at their phones. Try talking to the kids about the game strategy and stay in the moment....
by HoosierJim
Thu Jun 13, 2019 7:54 am
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 5118

Re: Anyone buy Security Cams from Costco?

ponyboy wrote:
Thu Jun 13, 2019 6:15 am
Wyze are ok but they only record for 10 or 15 seconds...
Wyze cameras also support Real Time Streaming Protocol (RTSP)
by HoosierJim
Wed Jun 12, 2019 7:21 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 5118

Re: Anyone buy Security Cams from Costco?

Add a google.mesh network to improve wifi coverage and then go with wyze. I have 6 cameras. 4 were online in the first hour due to convenient power sources. The other two took about 4 hours to get setup. If you have existing outdoor lighting, you can use USB light sockets to supply power with a ligh...
by HoosierJim
Sat Jun 01, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: Painting Cabinets - Is it that hard ?
Replies: 38
Views: 3090

Re: Painting Cabinets - Is it that hard ?

If you procrastinate, wood grain will be back in style. Search YouTube for 2019 kitchen designs and you will see that 90% of designs are white cabinets with whitish countertops. Just talked to a lumberyard kitchen designer (sells lots of kitchens and supplies new home builders too.). He said tide is...
by HoosierJim
Wed May 22, 2019 7:28 pm
Forum: Personal Consumer Issues
Topic: Expensive front load washer/dryer worth it?
Replies: 53
Views: 3526

Re: Expensive front load washer/dryer worth it?

Instead of the premium price the front load units we used the money to buy higher capacity units from Maytag. Sticker says made in USA and we can wash any blanket or comforter. Very happy.


see it here from Lowes
by HoosierJim
Tue May 21, 2019 12:16 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 948
Views: 99885

Re: What frugal thing did you do today?

Was thinking about a new toolbox for power tool storage and then found TWO! ETHAN ALLEN bookcases at the curb in the neighborhood. Looks like this bookcase but in oak.

Power tools will be living like kings.
by HoosierJim
Mon Apr 29, 2019 4:29 am
Forum: Personal Consumer Issues
Topic: Toilets that never get used
Replies: 38
Views: 5725

Re: Toilets that never get used

Antifreeze is a toxic chemical. I would not recommend you put that down into the sewer system. You cannot rely on the sewage treatment system being able to deal with it. There must be non-toxic alternatives available. I would only use anti-freeze if the toilet is in danger of freezing - then use RV...
by HoosierJim
Sun Apr 21, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: Tips for getting the most out of your cruise?
Replies: 60
Views: 4413

Re: Tips for getting the most out of your cruise?

The one thing I learned from the first cruise is: When coming from a northern climate to a southern cruise and wearing heavy cloths for the trip, carry on the first 1/2 days clothes - light shirt, trunks, proper shoes to enjoy your first few hours while waiting for your cabin/luggage.
by HoosierJim
Fri Apr 19, 2019 3:38 pm
Forum: Personal Consumer Issues
Topic: Video Camera to check in on Elderly Parent
Replies: 76
Views: 5303

Re: Video Camera to check in on Elderly Parent

....You could have a separate phone ( landline , flip phone, bar phone - whatever person is able to use), that only you have the number for. Landlines have become unusable due to robo calling, telemarketing, etc. Neighbor just got rid of theirs and commented that at least 30 calls came in for every...
by HoosierJim
Thu Apr 18, 2019 11:05 pm
Forum: Investing - Theory, News & General
Topic: Can 401k type retirement plans provide safe retirement income? - Thaler & Milevsky
Replies: 16
Views: 3015

Re: Can 401k type retirement plans provide safe retirement income? - Thaler & Milevsky

A couple of things that I noticed when listening. 1. Although I am not at the RMD age yet - a couple of speakers talked about needed RMD reform due to their onerous processes. I have never heard a great uproar about this problem - could the rmd'ers out their comment on how bad the process is? One s...
by HoosierJim
Thu Apr 18, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Video Camera to check in on Elderly Parent
Replies: 76
Views: 5303

Re: Video Camera to check in on Elderly Parent

Has the house already been "senior proofed"? Things like grab bars, no loose rugs, stair lifts. These guys are selling medical alert systems but their suggestions on SENIOR PROOFING TO PREVENT FALLS are good.
by HoosierJim
Thu Apr 18, 2019 12:39 pm
Forum: Investing - Theory, News & General
Topic: Reverse Mortgage for Sequence of return risk
Replies: 30
Views: 1450

Re: Reverse Mortgage for Sequence of return risk

You have to absolutely certain you will age-out and pass away in your home. Most people don't. I don't understand this. Can you explain your thinking? Let's say after 5 years of the reverse mortgage, your previously childless son/daughter announces they are having quintuplets and moving to Seattle ...
by HoosierJim
Thu Apr 18, 2019 12:08 pm
Forum: Investing - Theory, News & General
Topic: Reverse Mortgage for Sequence of return risk
Replies: 30
Views: 1450

Re: Reverse Mortgage for Sequence of return risk

You have to absolutely certain you will age-out and pass away in your home. Most people don't.
by HoosierJim
Thu Apr 18, 2019 11:49 am
Forum: Personal Consumer Issues
Topic: Video Camera to check in on Elderly Parent
Replies: 76
Views: 5303

Re: Video Camera to check in on Elderly Parent

Another vote for the Wyze cam. Yet another vote for Wyze. You could also put them by the front and rear doorways pointing onto a porch or entrance way. Our police blotter shows at least one incident per week of an elder being talked to at the front door while the partner in crime goes through the b...
by HoosierJim
Thu Apr 18, 2019 11:48 am
Forum: Personal Consumer Issues
Topic: Video Camera to check in on Elderly Parent
Replies: 76
Views: 5303

Re: Video Camera to check in on Elderly Parent

Another vote for the Wyze cam. Yet another vote for Wyze. You could also put them by the front and rear doorways pointing onto a porch or entrance way. Our police blotter shows an elder being talked to at the front door while the partner in crime goes through the back door. With the motion detectio...
by HoosierJim
Thu Apr 18, 2019 11:14 am
Forum: Investing - Theory, News & General
Topic: Can 401k type retirement plans provide safe retirement income? - Thaler & Milevsky
Replies: 16
Views: 3015

Re: Can 401k type retirement plans provide safe retirement income? - Thaler & Milevsky

A couple of things that I noticed when listening. 1. Although I am not at the RMD age yet - a couple of speakers talked about needed RMD reform due to their onerous processes. I have never heard a great uproar about this problem - could the rmd'ers out their comment on how bad the process is? One su...
by HoosierJim
Tue Apr 16, 2019 3:20 pm
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 145
Views: 12738

Re: What Are Your Simple Pleasures?

Sailing - with just enough but not too much wind.