Bogleheads.org

rotorhead

Once again, P. T. Barnum is being proven right! I wonder what Bernie Madoff must be thinking about this craze. Perhaps, "Wow! If i'd had this, I could have done it all much easier; and wouldn't have had to pay the price." And one of my favorite quotes from President Truman, who often said,...

rotorhead

gwe67, I just tried it on my wife's account; and website seems to be responding properly. I have found sometimes when a website responds in a strange way, I turn off my browser's pop-up blocker, and/or the ad blocker; and that clears it up. Have you tried logging in from different computer; or from ...

rotorhead

Re: Old Apple iPhone - Worth Replacing Battery? Post by Dicast » Sat Jan 16, 2021 5:47 pm I have fixed a few of my iphones and replaced a few batteries over time. Buy the tool kit from ifixit and then just buy the batteries if you want to save money. https://www.ifixit.com/Guide/iPhone+SE+ ... ment...

rotorhead

OP & others, My wife and I both are Aetna customers; she for 3 years now, and I'm in my second year of coverage. We received a number of calls "on behalf of Aetna", for this type of service. I believe they are a contractor that Aetna has enlisted to do this. As others have stated, I be...

rotorhead

Re: Weird Phone Conversation with Fidelity
Post by Jack FFR1846 » Sat Jan 09, 2021 7:04 am

Dave's not here, man.

Love that! Maybe not too many here remember Cheech & Chong.

What a pair!

rotorhead

OP, Svensk Anga has it right. If you do the after tax 401a and don’t get the option to back door it to Roth, you are signing up for tracking your basis for the life of your tax deferred accounts, in order to avoid paying tax on it twice. Your heirs may not know of the basis and get over taxed. I am ...

rotorhead

Why don't you just ask Florida & Alabama? Seems simple enough to go straight to the source.

rotorhead

I thought I would resurrect this thread with fresh information in case it might be helpful to others. Mailed wife's passport renewal application via Certified Mail, to Philadelphia office on Nov 9th. Was delivered to PP office on Nov 19. Check deposited on Nov 23rd. We paid extra for expedited handl...

rotorhead

ChicagoWolverine, I did just this sort of thing some years ago with my widowed mother. I did it with Vanguard. Opened a Joint Account, which permitted me to access the account and do all the admin stuff, plus direct the investment; and effectively manage the account. In her case, since it was a taxa...

rotorhead

Small Law Survivor, the internet is your friend. Here are just a couple of links to some very informative web sites. https://www.mayoclinic.org/ https://www.webmd.com/ I have found that just typing into your url bar what information you seek, you'll get enough hits that you can find what you are loo...

rotorhead

Have just made my donation. Would also like to add my thanks and appreciation to all the folks that make this wonderful resource what it is! Without question, Bogleheads.org is the finest "go to place" for personal investors, for wide variety of financial matters. Thank you all again, so v...

rotorhead

HKexpat, welcome to the forum. Since you will be a "non U.S." person after relocating to Hong Kong, it might be good idea to not continue the Vanguard account. Mis-representing your physical address to Vanguard might become an issue that would come back and bite you later on. Who knows? If...

rotorhead

I don't use the cloud for storage; but use the Samsung "Smart Switch" application to transfer data; and back up my Samsung S8. https://www.samsung.com/us/apps/smart-switch/ Easy to set up; and works very well for me. Have been very pleased with my S8 by the way; so if S10 is as good or bet...

rotorhead

Re: FSKAX down 1.43% today? Post by FIREchief » Fri Dec 11, 2020 7:11 pm rotorhead wrote: ↑Fri Dec 11, 2020 6:56 pm It's a good thing, you now have more shares. Unless, of course, the investor has turned off automatic reinvestment (for good reasons like TLH opportunities). 8-) True; but I should th...

rotorhead

S00pr sav3r, I see from your number of posts, you're fairly new to the forum. Every year, in December, many funds pay dividends/distributions, etc. On the day that occurs, the fund value drops proportionally. Value of your holdings doesn't change. It's a good thing, you now have more shares. I'm loo...

rotorhead

We switched to Consumer Cellular 6 years ago, & haven't looked back. 3 phones, unlimited talk & text, + 3.0 gb data for $60+ tax per month. Port your existing numbers over first, before cancelling the ATT service. You can buy new unlocked phones from anyone. Lots of good deals on ebay. We ha...

rotorhead

Don't obsess over credit score. I closed out a card I had had for nearly 50 years; barely made a dent in my score. If you don't need them close them.

rotorhead

Re: which bond funds for a 6 year term? Post by anthro » Fri Nov 06, 2020 1:28 pm Again, thanks for the replies. Tim, I've thought about the total bond index, but I've worried that if interest rates go up, the value of the shares might go down too much. What I don't understand is---if the duration ...

rotorhead

anthro, I'm not a bond "expert" by any means; but also, I do not believe in letting money just sit there earning virtually nothing. I think you can invest this trust's money safely; and get some return in the process. Sure, interest rates can go up, and bonds go down; but this doesn't happ...

rotorhead

Op, having fun and playing with your money is one thing; but growing your investment to achieve a comfortable and happy retirement is another. Not too long ago, on one of the discussion threads here, someone posted an adage, "Handling your money is like handling a bar of soap. The more you touc...

rotorhead

Re: Can Appraisal from recent refinance be used for HELOC? And other HELOC questions Unread post by itsallaboutme » Fri Oct 02, 2020 7:24 pm rotorhead wrote: ↑Fri Oct 02, 2020 4:31 pm OP, we currently have a 10-year HELOC with Third Federal; and have found them most co-operative to deal with. It's ...

rotorhead

OP, we currently have a 10-year HELOC with Third Federal; and have found them most co-operative to deal with. It's been 3 years now. They did a "desktop" appraisal of our home; which was unencumbered at the time; so it was pretty straightforward. Might be a bit different in your case. Our ...

rotorhead

Autotrader.com is great resource to scan what's available in your area, & the asking prices. I have found it very useful.

rotorhead

This is a great thread, OP. Lots of good advice here. There’s no question you need newer clubs, not necessarily new clubs; & most likely senior shafts. The technology has improved dramatically in the past 20 years. Lots of good, used clubs for sale – Ebay is good source. The bigger golf stores h...

rotorhead

Don't obsess over your credit score. Life goes on. Several years ago I cancelled my American Express card after having had it for nearly 50 years. No appreciable difference in credit score. High 800's for long time now.

rotorhead

Re: Is Ting messing with us? Post by Tubes » Mon Aug 17, 2020 6:32 am Consumer Cellular may be marketed to old people, but I like it. They run on either T-mobile or AT&T network. They will likely try to default you to the T-mobile network. However, you can request and insist on a AT&T SIM. ...

rotorhead

We've had good luck with our GE appliances, and not sure we'll buy them in future; but our current side-by-side GE fridge/freezer is still going strong after 25 years. Model TFX22ZRS. Bit noisy now, but bearable; and I did replace the water module about 10 years ago. Been working fine since. Also ha...

rotorhead

Congratulations investingdad on your accomplishment. Your dedication to the effort is admirable. I haven't read the whole thread here; but your account reminds me of a story I read quite some years ago written by a man who decided to do similar thing. I can't remember if the instrument was the violi...

rotorhead

ThankYouJack, you should narrow your search a bit, to a specific area of Florida; and perhaps you'll get better, more appropriate responses. Florida is actually a very large state; and there is a heck of lot of difference between Pensacola and Key West, or Naples and Jacksonville, or Miami and Tampa...

rotorhead

I wouldn't do it, Elysium. Have you ever been an absentee landlord? If you haven't been, you should talk to some people who have been. I live in Florida, Atlantic side; and wild horses couldn't drag me to the Orlando area. The heat and the humidity in summertime is absolutely brutal. It's also way o...

rotorhead

Margin trading is not a big Boglehead thing as far as I understand. Not sure what the actionable issue is.

rotorhead

sunny skies, I too, strongly endorse the Vanguard Intermediate Bond Fund, VBILX. That is the bond holding in my wife's IRA for more than 7 years now; and we've been extremely pleased with the returns.

rotorhead

Tripleleaf444, sounds like you've given this a lot of thought; and have been doing appropriate research. If you haven't looked at AutoTrader.com, I suggest you take a look there: https://www.autotrader.com/ Great resource. Just go to the site, type in your zip code, and follow the bouncing ball. Als...

rotorhead

I would not buy the house jointly. Many years ago we were faced with similar situation. To accommodate my disabled father, and my mother; at our insistance, they sold their home and put the money in the bank. My wife and I purchased a house in our names , and concurrently had an attorney draw up a c...

rotorhead

Appliance Parts Pro is your friend. Very helpful website. I have repaired dishwasher, dryer and refrigerator with their help. Take a look. https://www.appliancepartspros.com/

rotorhead

Summertime golf in South FL is brutal. I find eating a banana (or 2) during the round, plus a pkg of Ritz peanut butter crackers helps; and I drink 2-3 .5 liter bottles of water spiked with Propel. Strawberry/Kiwi is my favorite. I don't know if it really helps or not; but, I think it does.

rotorhead

We have had HELOC with Third Federal for several years now; and found them very easy to do business with. We haven't any balance on the account right now, and just pay the $65 yearly fee to keep it active. Pretty cheap back up plan for the "just in case" event.

rotorhead

Hello AAA, I too, like to carry a key case. It protects my keys, and my clothes very nicely. I find the "squeeze" top opening very convenient. The one I presently have is German made; very nice one, but I can't make out the name since it's worn so much now. Have had this one about 5 years ...

rotorhead

I have done several cell phone upgrades over the years. None with Xfinity; but I believe at some point in the exercise, you must register the the phone's IMEI (International Mobile Equipment Identity) with your provider, so their network will recognize it as you. I use a MVNO who uses the AT&T n...

rotorhead

Loved the Turbo Encabulator video! What a hoot!

Sounds a lot like some of the free lunch financial presentations being touted here in South Florida during snowbird season.

rotorhead

FinKnight19, I see by your bio you've been a Boglehead little over a year, but this is your first post. If you have been reading any of the discussions on this forum, I'm surprised that you would even post such a question about such a dubious investment. Forgive my bluntness, but the old adage of &q...

rotorhead

Canadian cars have lots of differences to their U.S. counterparts; none the least of which are the gauges, instruments, etc are in metric. I believe lighting & emissions are different as well, though not certain about that.

rotorhead

OP, check out this website - https://www.appliancepartspros.com/ for possible helpful information, and repair help. We are still using nearly 25 year old GE fridge/freezer with their help. I replaced the water module about 10 years ago; and it has been making plenty of ice so far. Must admit, the fr...

rotorhead

OP, I have no experience actually using the Dual Sim features of the phone, but I have had a Samsung S8 Duos for about 8 months now; and it is very good phone. The phone I got was actually manufactured for use in UAE; so I can understand its usefulness in area like that. I use the extra slot for Mic...

rotorhead

My wife's 2002 RX300 just passed 100,000 miles few months ago; and she is still very pleased with it. The car still looks new. It was replacement for her 1994 ES300 Anniversary Edition. That was a beautiful car. Lexus do make fine cars; but they are not impervious to failure. Guess we were just unlu...

rotorhead

I have no experience with Mint Mobile; but we switched 6 years ago from AT&T to Consumer Cellular, and haven't looked back since. They use the AT&T &T-Mobile networks, so the coverage and speed is good pretty much everywhere. Presently 3 phones on the plan, plus 2GB data use per month at...

rotorhead

Batman2020, that 70k is not going to generate a lot of income; but it might be enough depending on her overall situation. Since her investment is in taxable account, consider the Vanguard Intermediate Tax Exempt Bond Fund, VWITX. https://investor.vanguard.com/mutual-funds/profile/overview/vwitx It's...

rotorhead

Hello FlatPicker, and welcome to the forum. No need to move any funds to MMF to fund RMD in my opinion. Stay invested, and continue to take advantage of the market; and just do it directly from your Vanguard Target 2020 Fund. I am in my 8th year of RMD now. My account is with Fidelity; and I have my...

rotorhead

Some good recommendations above, especially the Fisher House.

Here is helpful link for more info. http://www.military-money-matters.com/c ... tings.html

rotorhead

Captain Marvel, if you switch to Consumer Cellular, the answer to all your questions is yes. We have been CC customer for nearly 6 years now; and could not be more pleased with the service and the plan. We currently have 3 phones on the plan, with unlimited talk and text + 3 GB data per month, for t...

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