Search found 150 matches

by scooter
Tue Jul 07, 2020 2:17 pm
Forum: Personal Consumer Issues
Topic: Boglehead Way to buy an Audi
Replies: 91
Views: 5843

Re: Boglehead Way to buy an Audi

Since you said "best way to buy" an Audi, I will assume that is your choice. That last two vehicles I purchased were done on line and this works well based on following criteria 1. You have test driven the vehicle and know exactly what you want 2. You don't have a vehicle to trade in 3 you have have...
by scooter
Wed Jun 24, 2020 1:13 pm
Forum: US Chapters
Topic: Happy Birthday Mel Lindauer - 6/22/2020
Replies: 58
Views: 3831

Re: Happy Birthday Mel Lindauer - 6/22/2020

Happy birthday and thanks for steering me into paper I bonds and mid caps years ago
by scooter
Fri Jun 19, 2020 8:01 am
Forum: Personal Consumer Issues
Topic: Rain barrel questions
Replies: 28
Views: 2396

Re: Rain barrel questions

Years ago I built a rain barrel collection system by finding from various places blue plastic 50 gal barrels that were use for non toxic material. After collecting three barrels I removed the two plugs from one of the barrels. Note: one is a course thread and one is a fine thread, and went to Home D...
by scooter
Wed Jun 17, 2020 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: When does purchasing Umbrella Insurance Coverage makes sense?
Replies: 108
Views: 7153

Re: When does purchasing Umbrella Insurance Coverage makes sense?

I purchased a million dollar policy 30 years ago when i installed swimming pool and it also covered additional car insurance.

I know a million dollar policy doesn't seem like much today but I thought it was more than sufficient at that time
by scooter
Tue Jun 09, 2020 11:28 am
Forum: Personal Consumer Issues
Topic: Looking at buying house with in-ground pool. What questions should we ask?
Replies: 62
Views: 3890

Re: Looking at buying house with in-ground pool. What questions should we ask?

I live in the Northeast and had a 16x32 vinyl in ground pool for 38 years and did all maintenance as well as closed and opened it each year. Filled it in 2 years ago due to lack of use and close proximity to ocean. Replaced liner after 15 years and pump motor once. I super shocked it at beginning of...
by scooter
Mon Jun 08, 2020 7:38 am
Forum: Personal Consumer Issues
Topic: Struggling on Purchasing the Right Car
Replies: 54
Views: 4045

Re: Struggling on Purchasing the Right Car

When ever buying any car new or used ask for the out the door price up front to include all charges prep, sales tax , license plates etc. You agree to pay only that price. I recently purchased 2 new cars when I test drove my choices by buying off the internet and requesting from every dealer within ...
by scooter
Wed Apr 08, 2020 2:56 pm
Forum: Investing - Theory, News & General
Topic: I Bonds are a screaming buy - Tipswatch
Replies: 138
Views: 23076

Re: I Bonds are a screaming buy - Tipswatch

I have owned paper I bonds for 15 years and always used the i bond wizard to update very month and of course the government decided to delete it.

Does anyone else have trouble saving the inventory in savings bond calculator which is not working for my Mozilla or google chrome.
by scooter
Tue Mar 31, 2020 10:19 am
Forum: Personal Investments
Topic: I am 16, Bogleheads help me be rich one day
Replies: 114
Views: 8049

Re: I am 16, Bogleheads help me be rich one day

The very best investment you can make is to INVEST in YOURSELF by getting a good education in something you will enjoy, be it a college education or meaningful trade.
by scooter
Fri Mar 27, 2020 11:57 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 367
Views: 46449

Re: Don't pay full price for SiriusXM radio

The app is included in the price and is available on Iphone or ipad and I play music in the house on Bose mini sound link wireless speaker that I move from room to room
by scooter
Fri Mar 27, 2020 11:51 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 367
Views: 46449

Re: Don't pay full price for SiriusXM radio

I negotiate the same price every year.

The app is also available in ipad or Iphone and I play Sirius radio in the house on Bose wireless Soundlink mini
by scooter
Mon Mar 16, 2020 7:35 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 196531

Re: Bogleheads community discussion - Coronavirus

I have not seen once on any white house briefings about taking ones temperature at home with a thermometer as the first step and staying home if you have a temperature.

I see people being checked at press room meetings and at checkpoints around the world.
by scooter
Sun Feb 16, 2020 3:45 pm
Forum: Personal Investments
Topic: Finding particular companies in Vanguard mutual funds
Replies: 10
Views: 705

Finding particular companies in Vanguard mutual funds

I know that I can see the top 10 or so companies that make up my particular mutual funs by percentage.

Is there a way to search for one of the biggest companies for instance like Apple, Microsoft or Amazon for examples to see in which funds they are included?

Thanks
by scooter
Sun Feb 16, 2020 3:25 pm
Forum: Personal Investments
Topic: Help Me Break My Love Affair With Fidelity Low Priced Stock
Replies: 93
Views: 13012

Re: Help Me Break My Love Affair With Fidelity Low Priced Stock

Why?

My wife has had that fund in her IRA forever and is one of two Fidelity funds we own with all the rest in Vanguard.

It has done very well so "if it isn't broken, leave it alone"
by scooter
Sat Feb 15, 2020 10:25 am
Forum: Personal Investments
Topic: PSA : Turbotax cannot import vanguard brokerage 1099 ?
Replies: 25
Views: 2594

Re: PSA : Turbotax cannot import vanguard brokerage 1099 ?

No problem importing 1099 and brokerage
by scooter
Wed Jan 29, 2020 5:39 pm
Forum: Personal Consumer Issues
Topic: Considering an iPad. Is it worth it?
Replies: 116
Views: 7117

Re: Considering an iPad. Is it worth it?

I still have IPad 4 for 6+ years that isn't being upgraded anymore but use it constantly Read downloaded books and magazines for free from local library Take pictures Rather send emails than use upgraded iPhone because big keys to type on Multi task while watching baseball on TV Use it much more tha...
by scooter
Mon Nov 18, 2019 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Is this a fair price for a wealth manager financial advisor?
Replies: 43
Views: 3727

Re: Is this a fair price for a wealth manager financial advisor?

Maybe you should hire Taylor and Mel as a team from this site if they are willing.

They have helped many of us thru the years
by scooter
Thu Nov 07, 2019 12:51 pm
Forum: Personal Consumer Issues
Topic: Madza CX-5 2018 vs 2019
Replies: 14
Views: 1142

Re: Madza CX-5 2018 vs 2019

Bought the grand touring model 2018 in 2018 and love the car and leather seats
by scooter
Wed Oct 16, 2019 12:03 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 10902

Re: Alternatives to Subaru Outback?

Bought wife a Mazda cx5 touring with all safety features (non turbo) 2018 for 31K
by scooter
Wed Oct 16, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: car battery change or not? 2 year old battery
Replies: 118
Views: 7989

Re: car battery change or not? 2 year old battery

Most batteries are good for 5 years unless you live in places like Arizona so drive it until it dies or needs a jump start.
by scooter
Mon Sep 30, 2019 8:06 am
Forum: Personal Consumer Issues
Topic: Buying expensive TVs online
Replies: 54
Views: 4595

Re: Buying expensive TVs online

Look at Crutchfield on line

Bought 2 Sony tvs and their price beat big box stores

Also have excellent knowledgeable people to help.
by scooter
Wed Sep 18, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 10902

Re: Alternatives to Subaru Outback?

Bought the wife a CX5 touring model... no turbo for about 31K with all bells and whistles Average over 27MPG excellent rear camera senses a car coming in plaza before you even see it in camera. Once decided on exact car w/ options, I sent out requests to all dealers for best out the door price to in...
by scooter
Wed Sep 18, 2019 8:20 am
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 10902

Re: Alternatives to Subaru Outback?

Bought the wife a CX5 touring model... no turbo for about 31K with all bells and whistles Average over 27MPG excellent rear camera senses a car coming in plaza before you even see it in camera. Once decided on exact car w/ options, I sent out requests to all dealers for best out the door price to in...
by scooter
Tue May 28, 2019 11:19 am
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 109
Views: 16864

Re: No more print Money magazine

Check your library if they offer FREE digital magazines on line.

I read Kiplinger every month in addition to several magazines as well as e-books
by scooter
Fri Apr 12, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1734

Re: Another lawn mower thread:

I owned a snapper self propelled mulch/bagger for 18 years before settling on a snapper rider because of my age and 9000 SQ. ft of lawn
by scooter
Fri Apr 12, 2019 11:30 am
Forum: Personal Consumer Issues
Topic: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...
Replies: 72
Views: 9384

Re: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...

Hi
I purchased the 2018 cx5 grand touring which does not have turbo and it has plenty of zip and would not buy a turbo since Honda has problems first time out and I believe I read less MPG with turbo.

I had Mazda tribute for 15 years and absolutely loved it
by scooter
Tue Apr 09, 2019 11:17 am
Forum: Personal Consumer Issues
Topic: pool heat pump vs gas heater in northeast US
Replies: 15
Views: 1200

Re: pool heat pump vs gas heater in northeast US

I had an in ground pool for 36 years and as others have said, buy a solar cover and attache it to a roll up reel and roll it back when circulation pump is running only as the first step. I only had to vacuum mine every 15 days because the cover keep most of leaves off and they fell at one end when c...
by scooter
Sat Apr 06, 2019 9:53 am
Forum: Personal Investments
Topic: Grandparents gifting options for grandkids college
Replies: 48
Views: 3568

Re: Grandparents gifting options for grandkids college

I had my son set up a 529 plan for granddaughter and he invests money in fund each month which is supplied by me.

He can also invest in the plan as well.

After 4 years we have seen its total grow to where we have the equivalent of a free year of investment.
by scooter
Sat Apr 06, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: trade in or sell 2007 Toyota Camry?
Replies: 15
Views: 1292

Re: trade in or sell 2007 Toyota Camry?

I would sell it outright since it makes negotiating a lot easier. I bought my last two cars of the internet from the dealer. I found the car I wanted after test driving at a dealership. I sent an email to several dealers requesting the specific model with color preferences and any options like cargo...
by scooter
Sat Apr 06, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: trade in or sell 2007 Toyota Camry?
Replies: 15
Views: 1292

Re: trade in or sell 2007 Toyota Camry?

I would sell it outright since it makes negotiating a lot easier. I bought my last two cars of the internet from the dealer. I found the car I wanted after test driving at a dealership. I sent an email to several dealers requesting the specific model with color preferences and any options like cargo...
by scooter
Thu Nov 15, 2018 4:35 pm
Forum: Personal Investments
Topic: First grandchild
Replies: 21
Views: 2001

Re: First grandchild

I have a 4 yr old granddaughter and had son set up a vanguard 529 plan at 1 year old. They offer different funds for 0-3 yrs and change as child gets older however we customized and picked our own funds My son is primary with his wife as secondary and I give him the money to invest each month. I may...
by scooter
Wed Jul 25, 2018 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Giving money to adult kids
Replies: 23
Views: 4217

Re: Giving money to adult kids

I give money to my adult children annually and specify that it be applied to the principal of there mortgage
by scooter
Sat Jun 02, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: 36" or 42" wide Refrigerator?
Replies: 33
Views: 5851

Re: 36" or 42" wide Refrigerator?

You need to allow enough clearance for height also if going under cabinets.

I recently bought a refrigerator and cut the face lip at bottom of cabinets to fit it in my 10 year old kitchen
by scooter
Tue Jan 23, 2018 12:23 pm
Forum: Personal Investments
Topic: Thinking of leaving my IRA split between my wife and sons
Replies: 6
Views: 819

Thinking of leaving my IRA split between my wife and sons

Need to know pros and cons in doing so and was wondering if there a post or article on site that address the subject.

1. does it protect it if I should enter a nursing home
2. can wife roll her share of it over to sons upon her death
Any help or directions to more info would be appreciated
by scooter
Sat Dec 23, 2017 12:37 pm
Forum: US Chapters
Topic: @@Happy Holidays Bogleheads. How others here helped you?
Replies: 49
Views: 5796

Re: Happy Holidays Bogleheads. How others here helped you?

Merry Christmas to ALL and especially Taylor and Mel
Enjoying a great retirement because of them and reading their advice for many years

Total Stock, Total bond, I bonds, and love those Midcaps

bob
by scooter
Wed Nov 08, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Negotiating for a new car purchase
Replies: 86
Views: 11921

Re: Negotiating for a new car purchase

I purchased my last suv Acura 2016 thru internet

Sent email to each dealer within 75 miles and asked for price with deadline date

Asked for certain model, color and out the door price to include all fees and taxes.

Picked the lowest price which happened to also be the closet dealer.

Worked great.
by scooter
Mon Nov 06, 2017 4:50 pm
Forum: Personal Investments
Topic: Help Me Break My Love Affair With Fidelity Low Priced Stock
Replies: 93
Views: 13012

Re: Help Me Break My Love Affair With Fidelity Low Priced Stock

I have owned it forever and it has been a winner forever and is only one of a few non index funds I own.

If it is not broken leave it alone.
by scooter
Wed Oct 25, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Looking for Mazda CX-9 Feedback
Replies: 45
Views: 6541

Re: Looking for Mazda CX-9 Feedback

Look at the Acura rdx with acura watch which is in the middle range. Tech pkg not worth extra $4K Bought a new 2016 and love the car. rides and handles nicely gas mileage around town 19-20 get 29-30 on steady highway great cruise control that slows car down when other cars pull in front of you at sl...
by scooter
Fri Oct 13, 2017 6:46 pm
Forum: Personal Consumer Issues
Topic: Anyone Ever Jackhammered a Concrete Patio?
Replies: 27
Views: 2323

Re: Anyone Ever Jackhammered a Concrete Patio?

A lot of good comments have been made. The first thing I would do is determine the thickness of the concrete since that will dictate equipment needed. Start at 6-8 inches in from two corners. Drill a 1" hole with impact drill and insert chisel for concrete and pound away with a sledge hammer to dete...
by scooter
Wed Sep 20, 2017 10:41 am
Forum: US Chapters
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 15480

Re: Bogleheads you would most like to meet and why?

Taylor and Mel.

They are the ones I read many, many years ago when I first found this site.

Taylor got me started at that time on Tot. Stk Mkt and Tot. bond as my first two funds

Mel for I bonds in the early years and good old Midcaps.

Thanks to both
by scooter
Thu Aug 31, 2017 7:14 am
Forum: Personal Investments
Topic: Is it possible to find what funds carry a particular stock
Replies: 9
Views: 961

Re: Is it possible to find what funds carry a particular stock

Thanks to all for your answers.

Yes I was looking as the example for funds owning a particular stock.
by scooter
Wed Aug 30, 2017 3:58 pm
Forum: Personal Investments
Topic: Is it possible to find what funds carry a particular stock
Replies: 9
Views: 961

Re: Is it possible to find what funds carry a particular stock

BB I tied it and it works well and can even search several ways
by scooter
Wed Aug 30, 2017 3:46 pm
Forum: Personal Investments
Topic: Is it possible to find what funds carry a particular stock
Replies: 9
Views: 961

Is it possible to find what funds carry a particular stock

I know that you can find the top 10 stocks in a mutual fund and what % of the total they account for in that fund.

Instead of buying any particular stock outright, I was looking to see what funds may carry that stock.

Is it possible?
by scooter
Fri Jul 28, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Free Reading
Replies: 67
Views: 9605

Re: Free Reading

I use overdrive from local library to download books.

I take pictures of book covers at BJs with my cell phone and add them to my library wish list.

My library also has ....zinnio that allows reading several free magazines
by scooter
Thu Jul 27, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: Lazy Investor Seeks Lazy Grass Watering System
Replies: 18
Views: 2407

Re: Lazy Investor Seeks Lazy Grass Watering System

I have one main hose with a sprinkler that will water the majority of the back yard. For front and side yards I picked up hoses on trash day and connected a swivel head sprinkler (about $7) to 10 -15 feet of hose and connected them to a multi head infeed ($2-$3) to each faucet. Each swivel head does...
by scooter
Tue Jun 27, 2017 11:07 am
Forum: Investing - Theory, News & General
Topic: Got a Question for the Experts Panel at the Bogleheads Conference?
Replies: 37
Views: 12908

Re: Got a Question for the Experts Panel at the Bogleheads Conference?

Retired with 50% stock funds, 30% bond funds and 20%mm funds.

Is 20% in MM enough to offset a big market correction, if it happens and don't need any of money for next three years.

Thanks
by scooter
Thu May 25, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: Should I get a dual-action polisher for my working car?
Replies: 18
Views: 3047

Re: Should I get a dual-action polisher for my working car?

I have a sears buffer from years ago and stopped using it when waxes improved. I do a very thorough car wash. I use Mothers cleaner to get all of grit off after car wash. Apply a coat of Mothers carnauba wax. Removes very easy unlike old paste waxes of years ago. I apply both in spring and fall and ...
by scooter
Fri May 05, 2017 11:48 am
Forum: Investing - Theory, News & General
Topic: Tips From Older Bogleheads?
Replies: 51
Views: 7105

Re: Tips From Older Bogleheads?

Save a minimum of 16% every paycheck and start as early as possible. Pay yourself first then other bills. Pay credit card bill off every month leaving zero balance. If you invest only when you have money left over, then your priorities are wrong. Index mutual funds instead of stocks. Maximize any co...
by scooter
Fri Mar 31, 2017 12:00 pm
Forum: Personal Consumer Issues
Topic: Cheap, User Friendly Printer
Replies: 34
Views: 5319

Re: Cheap, User Friendly Printer

Before you buy any printer walk over to ink cartridge area and check ink prices.

Some inks cost as much or more than printer