Search found 134 matches

by scooter
Mon Nov 18, 2019 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Is this a fair price for a wealth manager financial advisor?
Replies: 43
Views: 3483

Re: Is this a fair price for a wealth manager financial advisor?

Maybe you should hire Taylor and Mel as a team from this site if they are willing.

They have helped many of us thru the years
by scooter
Thu Nov 07, 2019 12:51 pm
Forum: Personal Consumer Issues
Topic: Madza CX-5 2018 vs 2019
Replies: 14
Views: 1021

Re: Madza CX-5 2018 vs 2019

Bought the grand touring model 2018 in 2018 and love the car and leather seats
by scooter
Wed Oct 16, 2019 12:03 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 8421

Re: Alternatives to Subaru Outback?

Bought wife a Mazda cx5 touring with all safety features (non turbo) 2018 for 31K
by scooter
Wed Oct 16, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: car battery change or not? 2 year old battery
Replies: 118
Views: 6622

Re: car battery change or not? 2 year old battery

Most batteries are good for 5 years unless you live in places like Arizona so drive it until it dies or needs a jump start.
by scooter
Mon Sep 30, 2019 8:06 am
Forum: Personal Consumer Issues
Topic: Buying expensive TVs online
Replies: 54
Views: 4120

Re: Buying expensive TVs online

Look at Crutchfield on line

Bought 2 Sony tvs and their price beat big box stores

Also have excellent knowledgeable people to help.
by scooter
Wed Sep 18, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 8421

Re: Alternatives to Subaru Outback?

Bought the wife a CX5 touring model... no turbo for about 31K with all bells and whistles Average over 27MPG excellent rear camera senses a car coming in plaza before you even see it in camera. Once decided on exact car w/ options, I sent out requests to all dealers for best out the door price to in...
by scooter
Wed Sep 18, 2019 8:20 am
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Outback?
Replies: 84
Views: 8421

Re: Alternatives to Subaru Outback?

Bought the wife a CX5 touring model... no turbo for about 31K with all bells and whistles Average over 27MPG excellent rear camera senses a car coming in plaza before you even see it in camera. Once decided on exact car w/ options, I sent out requests to all dealers for best out the door price to in...
by scooter
Tue May 28, 2019 11:19 am
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 109
Views: 15968

Re: No more print Money magazine

Check your library if they offer FREE digital magazines on line.

I read Kiplinger every month in addition to several magazines as well as e-books
by scooter
Fri Apr 12, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: Another lawn mower thread:
Replies: 23
Views: 1607

Re: Another lawn mower thread:

I owned a snapper self propelled mulch/bagger for 18 years before settling on a snapper rider because of my age and 9000 SQ. ft of lawn
by scooter
Fri Apr 12, 2019 11:30 am
Forum: Personal Consumer Issues
Topic: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...
Replies: 72
Views: 6168

Re: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...

Hi
I purchased the 2018 cx5 grand touring which does not have turbo and it has plenty of zip and would not buy a turbo since Honda has problems first time out and I believe I read less MPG with turbo.

I had Mazda tribute for 15 years and absolutely loved it
by scooter
Tue Apr 09, 2019 11:17 am
Forum: Personal Consumer Issues
Topic: pool heat pump vs gas heater in northeast US
Replies: 15
Views: 903

Re: pool heat pump vs gas heater in northeast US

I had an in ground pool for 36 years and as others have said, buy a solar cover and attache it to a roll up reel and roll it back when circulation pump is running only as the first step. I only had to vacuum mine every 15 days because the cover keep most of leaves off and they fell at one end when c...
by scooter
Sat Apr 06, 2019 9:53 am
Forum: Personal Investments
Topic: Grandparents gifting options for grandkids college
Replies: 48
Views: 3429

Re: Grandparents gifting options for grandkids college

I had my son set up a 529 plan for granddaughter and he invests money in fund each month which is supplied by me.

He can also invest in the plan as well.

After 4 years we have seen its total grow to where we have the equivalent of a free year of investment.
by scooter
Sat Apr 06, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: trade in or sell 2007 Toyota Camry?
Replies: 15
Views: 1235

Re: trade in or sell 2007 Toyota Camry?

I would sell it outright since it makes negotiating a lot easier. I bought my last two cars of the internet from the dealer. I found the car I wanted after test driving at a dealership. I sent an email to several dealers requesting the specific model with color preferences and any options like cargo...
by scooter
Sat Apr 06, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: trade in or sell 2007 Toyota Camry?
Replies: 15
Views: 1235

Re: trade in or sell 2007 Toyota Camry?

I would sell it outright since it makes negotiating a lot easier. I bought my last two cars of the internet from the dealer. I found the car I wanted after test driving at a dealership. I sent an email to several dealers requesting the specific model with color preferences and any options like cargo...
by scooter
Thu Nov 15, 2018 4:35 pm
Forum: Personal Investments
Topic: First grandchild
Replies: 21
Views: 1950

Re: First grandchild

I have a 4 yr old granddaughter and had son set up a vanguard 529 plan at 1 year old. They offer different funds for 0-3 yrs and change as child gets older however we customized and picked our own funds My son is primary with his wife as secondary and I give him the money to invest each month. I may...
by scooter
Wed Jul 25, 2018 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Giving money to adult kids
Replies: 23
Views: 4156

Re: Giving money to adult kids

I give money to my adult children annually and specify that it be applied to the principal of there mortgage
by scooter
Sat Jun 02, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: 36" or 42" wide Refrigerator?
Replies: 33
Views: 5024

Re: 36" or 42" wide Refrigerator?

You need to allow enough clearance for height also if going under cabinets.

I recently bought a refrigerator and cut the face lip at bottom of cabinets to fit it in my 10 year old kitchen
by scooter
Tue Jan 23, 2018 12:23 pm
Forum: Personal Investments
Topic: Thinking of leaving my IRA split between my wife and sons
Replies: 6
Views: 794

Thinking of leaving my IRA split between my wife and sons

Need to know pros and cons in doing so and was wondering if there a post or article on site that address the subject.

1. does it protect it if I should enter a nursing home
2. can wife roll her share of it over to sons upon her death
Any help or directions to more info would be appreciated
by scooter
Sat Dec 23, 2017 12:37 pm
Forum: US Chapters
Topic: @@Happy Holidays Bogleheads. How others here helped you?
Replies: 49
Views: 5617

Re: Happy Holidays Bogleheads. How others here helped you?

Merry Christmas to ALL and especially Taylor and Mel
Enjoying a great retirement because of them and reading their advice for many years

Total Stock, Total bond, I bonds, and love those Midcaps

bob
by scooter
Wed Nov 08, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Negotiating for a new car purchase
Replies: 86
Views: 11450

Re: Negotiating for a new car purchase

I purchased my last suv Acura 2016 thru internet

Sent email to each dealer within 75 miles and asked for price with deadline date

Asked for certain model, color and out the door price to include all fees and taxes.

Picked the lowest price which happened to also be the closet dealer.

Worked great.
by scooter
Mon Nov 06, 2017 4:50 pm
Forum: Personal Investments
Topic: Help Me Break My Love Affair With Fidelity Low Priced Stock
Replies: 77
Views: 9315

Re: Help Me Break My Love Affair With Fidelity Low Priced Stock

I have owned it forever and it has been a winner forever and is only one of a few non index funds I own.

If it is not broken leave it alone.
by scooter
Wed Oct 25, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Looking for Mazda CX-9 Feedback
Replies: 45
Views: 6219

Re: Looking for Mazda CX-9 Feedback

Look at the Acura rdx with acura watch which is in the middle range. Tech pkg not worth extra $4K Bought a new 2016 and love the car. rides and handles nicely gas mileage around town 19-20 get 29-30 on steady highway great cruise control that slows car down when other cars pull in front of you at sl...
by scooter
Fri Oct 13, 2017 6:46 pm
Forum: Personal Consumer Issues
Topic: Anyone Ever Jackhammered a Concrete Patio?
Replies: 27
Views: 2297

Re: Anyone Ever Jackhammered a Concrete Patio?

A lot of good comments have been made. The first thing I would do is determine the thickness of the concrete since that will dictate equipment needed. Start at 6-8 inches in from two corners. Drill a 1" hole with impact drill and insert chisel for concrete and pound away with a sledge hammer to dete...
by scooter
Wed Sep 20, 2017 10:41 am
Forum: US Chapters
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 14969

Re: Bogleheads you would most like to meet and why?

Taylor and Mel.

They are the ones I read many, many years ago when I first found this site.

Taylor got me started at that time on Tot. Stk Mkt and Tot. bond as my first two funds

Mel for I bonds in the early years and good old Midcaps.

Thanks to both
by scooter
Thu Aug 31, 2017 7:14 am
Forum: Personal Investments
Topic: Is it possible to find what funds carry a particular stock
Replies: 9
Views: 941

Re: Is it possible to find what funds carry a particular stock

Thanks to all for your answers.

Yes I was looking as the example for funds owning a particular stock.
by scooter
Wed Aug 30, 2017 3:58 pm
Forum: Personal Investments
Topic: Is it possible to find what funds carry a particular stock
Replies: 9
Views: 941

Re: Is it possible to find what funds carry a particular stock

BB I tied it and it works well and can even search several ways
by scooter
Wed Aug 30, 2017 3:46 pm
Forum: Personal Investments
Topic: Is it possible to find what funds carry a particular stock
Replies: 9
Views: 941

Is it possible to find what funds carry a particular stock

I know that you can find the top 10 stocks in a mutual fund and what % of the total they account for in that fund.

Instead of buying any particular stock outright, I was looking to see what funds may carry that stock.

Is it possible?
by scooter
Fri Jul 28, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Free Reading
Replies: 67
Views: 9321

Re: Free Reading

I use overdrive from local library to download books.

I take pictures of book covers at BJs with my cell phone and add them to my library wish list.

My library also has ....zinnio that allows reading several free magazines
by scooter
Thu Jul 27, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: Lazy Investor Seeks Lazy Grass Watering System
Replies: 18
Views: 2363

Re: Lazy Investor Seeks Lazy Grass Watering System

I have one main hose with a sprinkler that will water the majority of the back yard. For front and side yards I picked up hoses on trash day and connected a swivel head sprinkler (about $7) to 10 -15 feet of hose and connected them to a multi head infeed ($2-$3) to each faucet. Each swivel head does...
by scooter
Tue Jun 27, 2017 11:07 am
Forum: Investing - Theory, News & General
Topic: Got a Question for the Experts Panel at the Bogleheads Conference?
Replies: 37
Views: 12527

Re: Got a Question for the Experts Panel at the Bogleheads Conference?

Retired with 50% stock funds, 30% bond funds and 20%mm funds.

Is 20% in MM enough to offset a big market correction, if it happens and don't need any of money for next three years.

Thanks
by scooter
Thu May 25, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: Should I get a dual-action polisher for my working car?
Replies: 18
Views: 2895

Re: Should I get a dual-action polisher for my working car?

I have a sears buffer from years ago and stopped using it when waxes improved. I do a very thorough car wash. I use Mothers cleaner to get all of grit off after car wash. Apply a coat of Mothers carnauba wax. Removes very easy unlike old paste waxes of years ago. I apply both in spring and fall and ...
by scooter
Fri May 05, 2017 11:48 am
Forum: Investing - Theory, News & General
Topic: Tips From Older Bogleheads?
Replies: 51
Views: 6933

Re: Tips From Older Bogleheads?

Save a minimum of 16% every paycheck and start as early as possible. Pay yourself first then other bills. Pay credit card bill off every month leaving zero balance. If you invest only when you have money left over, then your priorities are wrong. Index mutual funds instead of stocks. Maximize any co...
by scooter
Fri Mar 31, 2017 12:00 pm
Forum: Personal Consumer Issues
Topic: Cheap, User Friendly Printer
Replies: 34
Views: 5229

Re: Cheap, User Friendly Printer

Before you buy any printer walk over to ink cartridge area and check ink prices.

Some inks cost as much or more than printer
by scooter
Fri Mar 24, 2017 1:13 pm
Forum: Personal Consumer Issues
Topic: Vegetable Gardening - seeds vs seedlings?
Replies: 29
Views: 3662

Re: Vegetable Gardening - seeds vs seedlings?

Also from Mass North shore. Have used the square foot for years around the perimeter of my garden but not in raised beds. Plant tomatoes and bush beans in rows. Plant beans in a wide row 1 foot and stagger the beans two wide in row. 3rd or 4th week in May is safe. Starting sooner requires covering a...
by scooter
Sun Mar 19, 2017 8:10 am
Forum: Investing - Theory, News & General
Topic: Risks of MLPs
Replies: 29
Views: 4491

Re: Risks of MLPs

I would not do it.

Early in my life i was convinced by my planner to bur one.

1 I lost money in the end
2. Every year my taxes were delayed until April waiting for K1 forms

Dumped my K1 and my planner and switched 99% to vanguard and life is good
by scooter
Mon Mar 13, 2017 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: How do you keep spouse informed of family finances?
Replies: 38
Views: 6827

Re: How do you keep spouse informed of family finances?

My spouse doesn't have the interest as well so I have covered the basic survival steps to function on a daily basis for spending and income flow. I have a detailed sheet showing: insurance policy's and telephone numbers company pension plans and telephone numbers company death insurance policy When ...
by scooter
Thu Mar 09, 2017 2:25 pm
Forum: Personal Investments
Topic: Thinking of setting up a Vanguard brokerage account
Replies: 7
Views: 1055

Re: Thinking of setting up a Vanguard brokerage account

Thank you silk.

If I read your link correctly it would group everything I currently own into a new brokerage account and after reading some of the negative comments, I am not sure I want 99% of my money in the brokerage account.
by scooter
Thu Mar 09, 2017 2:20 pm
Forum: Personal Investments
Topic: Thinking of setting up a Vanguard brokerage account
Replies: 7
Views: 1055

Re: Thinking of setting up a Vanguard brokerage account

That was the reason for my question since I have gotten mixed signals by reading comments on this site about van. brokerage.
I am only looking at a couple dividend paying mutual funds and they are not in the fidelity etc family's.
by scooter
Thu Mar 09, 2017 2:13 pm
Forum: Personal Investments
Topic: Thinking of setting up a Vanguard brokerage account
Replies: 7
Views: 1055

Thinking of setting up a Vanguard brokerage account

Most of my moneys are in Vanguard mutual funds but am interested in purchasing a couple funds from another family. I thought a Vanguard brokerage account might be a good way to do this and wonder what people think of Vanguard brokerage. I am a flagship member and trades would only be a handful per y...
by scooter
Tue Feb 28, 2017 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Ugh, why is buying a new car so painful?
Replies: 75
Views: 11763

Re: Ugh, why is buying a new car so painful?

I bought my SUV in 2016 after doing the test driving etc and knew exactly what I wanted. I contacted all of the dealers via the internet and set up initial online meeting. Contacted them all a week later and asked for an out the door price including all charges listed in their quote I specified all ...
by scooter
Fri Feb 10, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Terrible negotiator - need help with words to use [Buying a car]
Replies: 103
Views: 11240

Re: Terrible negotiation - need help with words to use [Buying a car]

Once you have determined the vehicle you want with all off the features including color or colors use the internet. I took to the internet and found all dealers within 50 miles and asked them for a final out the door price so there would be no last minute additions. I told them all that they had one...
by scooter
Fri Jul 22, 2016 8:29 am
Forum: Investing - Theory, News & General
Topic: Discussing investing with spouse
Replies: 49
Views: 5786

Re: Discussing investing with spouse

My spouse doesn't have the interest as well so I have covered the basic survival steps to function on a daily basis for spending and income flow. I have a detailed sheet showing: insurance policy's and telephone numbers company pension plans and telephone numbers company death insurance policy When ...
by scooter
Tue May 03, 2016 11:20 am
Forum: Personal Consumer Issues
Topic: Second IRS Final Notice Filing Law Suit Phone Call
Replies: 19
Views: 2922

Re: Second IRS Final Notice Filing Law Suit Phone Call

Try to install nomorobo if your phone carrier is listed as one.

I installed it 2 years ago and it kills all robo calls.

I get 4-5 a day and always wait for the second ring. If the call is legit, phone will ring beyond the first ring.

It does not work on cell phones.
by scooter
Thu Apr 07, 2016 4:01 pm
Forum: Personal Consumer Issues
Topic: Experience with Honda Sensing?
Replies: 41
Views: 15348

Re: Experience with Honda Sensing?

I have a new Acura RDX and use the Adaptive cruise control only on the highway where I can for the most part run at 60-70 miles per hour. The way it works is if a car pulls in front of you at say 60 miles per hour, when your cruise control is set to 70, your car automatically slows down to 60 and wi...
by scooter
Mon Apr 04, 2016 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: How much house? (New England Market)
Replies: 18
Views: 2487

Re: How much house? (New England Market)

You don't say where in Mass you want to live.

You need to consider your commute time to work.

The school systems are going to be important in the future.

I live on the North shore and house are selling fast depending on the community.

You can get a nice house for 500 - 550
by scooter
Tue Mar 01, 2016 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage
Replies: 21
Views: 1469

Re: Vanguard brokerage

Thanks
by scooter
Tue Mar 01, 2016 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard brokerage
Replies: 21
Views: 1469

Vanguard brokerage

I have used vanguard for all my mutual funds and was looking to buy one stock.

Would a Vanguard brokerage account be a good choice for service, cost and ease of transfer.
by scooter
Mon Feb 22, 2016 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Boston Auto Insurance
Replies: 5
Views: 599

Re: Boston Auto Insurance

Check out Amica.

I have had them for over 40 years and you deal directly with them and not through an agent.

I get dividends back each year after having good driving records.