Search found 596 matches

by eucalyptus
Fri May 17, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: Why do plumbers get paid so well?
Replies: 84
Views: 6128

Re: Why do plumbers get paid so well?

OP, Atlanta and many other places are experiencing explosions of construction. A qualified tradesman can almost name his or her price. If you are in the construction business, you develop great respect for carpenters, plumbers and electricians who are experienced and have a good work ethic. They’re ...
by eucalyptus
Sat May 04, 2019 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Move to South Florida or Baltimore?
Replies: 29
Views: 2826

Re: Move to South Florida or Baltimore?

The phrase “south Florida” is almost meaningless because of the many different communities stretching from Jupiter to Miami. If you mean Miami, I also love its international vibe. In fact, a lot of money has fled South America and sought refuge in Miami real estate. If you have any sort of connectio...
by eucalyptus
Fri May 03, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2019?
Replies: 183
Views: 15849

Re: What non fiction book will you be reading in 2019?

The Myth of Disenchantment by Josephson-Storm. An comprehensive critique of the argument that the Enlightenment resulted in (supposedly Max Weber's phrase) the "disenchantment of the world." Weber didn't like the idea of a disenchanted world and, looking around, I don't see much sign of it. Excellen...
by eucalyptus
Wed May 01, 2019 1:02 pm
Forum: Personal Consumer Issues
Topic: Hiring a contractor to cut down some trees....what should I be aware of?
Replies: 89
Views: 5003

Re: Hiring a contractor to cut down some trees....what should I be aware of?

Yes, you should check to see if you city/town requires any permit to remove trees. For example, my city requires residents obtain a permit to remove any tree over 24 inches in circumference. Once an application for a permit is filed, the town posts a notice on the property and sends an arborist to ...
by eucalyptus
Wed Apr 24, 2019 2:11 pm
Forum: Personal Consumer Issues
Topic: Do you get value out of Clear (airport screening)?
Replies: 18
Views: 1663

Re: Do you get value out of Clear (airport screening)?

Clear is horrible. A complete rip-off! Spread the word far and wide!*



*Those of us who are already loyal customers don’t want anyone else to sign up. We like it the way it is.
by eucalyptus
Mon Apr 08, 2019 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: IRS 2% bounced check fee!!
Replies: 42
Views: 5446

Re: IRS 2% bounced check fee!!

OP, 2% is absurd. Not sure why people here want to condemn you. Unlike so many others, you intended to and in fact paid. That should mean something. There are plenty of other changes in enforcement and indeed tax policy that would increase collections far more than this silly fee. You’ve done everyo...
by eucalyptus
Mon Apr 01, 2019 3:01 pm
Forum: Personal Consumer Issues
Topic: Travel tips/guide for Athens Greece and Santorini?
Replies: 6
Views: 469

Re: Travel tips/guide for Athens Greece and Santorini?

A little caution about Santorini: it can be absolutely terrible when several cruise ships turn up at the same time. By “terrible,” I mean, for example, people shoving to get on buses, mobs in the narrow walkways, no taxis. Against no doubt the majority of visitors, I found Santorini vastly overrated...
by eucalyptus
Tue Mar 26, 2019 1:37 am
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 146
Views: 19961

Re: Bogleheads with $100K+ MSRP cars?

Do you guys with high end sports cars ever track them? I can't fathom having such a high performance car and confining it to the street. I'd much rather put the money into club racing. Spend $20k on a well built Spec Miata and take it racing. THEN you're having fun. You'll burn that $100k soon enou...
by eucalyptus
Fri Mar 22, 2019 5:58 am
Forum: Investing - Theory, News & General
Topic: The $4,026,858.95 Car or a Worry-Free Retirement?
Replies: 245
Views: 11722

Re: The $4,026,858.95 Car or a Worry-Free Retirement?

Don’t spread the agony over a lifetime, just go ahead and buy that $4 million car. The Koenigsegg Jeska - if you prefer modern cars - would be an excellent choice, if not already sold out. And there are many lovely vintage cars to be had for the money. Rejoice!
by eucalyptus
Mon Mar 18, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: Paris - Is It Safe?
Replies: 143
Views: 8873

Re: Paris - Is It Safe?

While we're discussing dangerous destinations:

https://www.diplomatie.gouv.fr/fr/conse ... /#securite
by eucalyptus
Sun Mar 17, 2019 3:23 pm
Forum: Personal Consumer Issues
Topic: Paris - Is It Safe?
Replies: 143
Views: 8873

Re: Paris - Is It Safe?

I was in Paris a few weeks ago, staying at a hotel across from The Louvre. On Saturday, areas near the Grand Palais were fenced off and there was a heavy police presence. The protestors' plans seemed well known, and their presence limited to a relatively small area. During our 10 day stay, we rode t...
by eucalyptus
Sun Mar 17, 2019 10:36 am
Forum: Personal Consumer Issues
Topic: What's Your Opinion on Nest Thermostats
Replies: 62
Views: 4956

Re: What's Your Opinion on Nest Thermostats

I think Google has actually persuaded people to pay to have their personal information collected - information Google will monetize. Brilliant.
by eucalyptus
Sun Feb 17, 2019 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Parents fell for scam: sent cash -- what now?
Replies: 46
Views: 5185

Re: Parents fell for scam: sent cash -- what now?

My quite healthy, educated and intelligent mother-in-law was almost scammed. A caller claimed to be a friend of her grandson, told her the grandson was in legal trouble and that he desperately needed cash for an attorney. She actually went somewhere - Walmart? - to send the cash but a manager stoppe...
by eucalyptus
Sun Feb 17, 2019 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Life As A Negative Asset
Replies: 30
Views: 2603

Re: Life As A Negative Asset

Anyways, do you think it's useful to look at base expenses (or total expenses) as a negatively valued asset? Finance or philosophy? More of an income statement/budget/projections issue than a balance sheet issue, at least for me. Ecclesiastes? Job? Nah. “Throw me in the shallow water before I get t...
by eucalyptus
Fri Jan 25, 2019 10:23 am
Forum: Personal Consumer Issues
Topic: Where to stay in Naples, Italy and along Amalfi coast
Replies: 36
Views: 2010

Re: Where to stay in Naples, Italy and along Amalfi coast

Le Sirenuse, Positano, if budget permits.
by eucalyptus
Wed Jan 09, 2019 7:26 am
Forum: Investing - Theory, News & General
Topic: Fell in Love with Fidelity
Replies: 103
Views: 12702

Re: Fell in Love with Fidelity

Our new cash and some of the old is going to Fidelity. Things I would dread doing at Vanguard can be accomplished easily at Fidelity’s office 2 miles from my home. Vanguard’s brokerage account stupidity caused us great inconvenience and was the last push I needed to seek an alternative. I’ve been ve...
by eucalyptus
Sun Jan 06, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: Water seepage in basement
Replies: 23
Views: 1571

Re: Water seepage in basement

Similar problem, house built in 1920s, impossible to excavate the foundation to address the problem from the exterior. Grading, downspout work did not help. We had a drain similar to what you describe installed as follows: a path was cut in the slab beside the problematic wall. A perforated pipe was...
by eucalyptus
Fri Nov 30, 2018 5:48 pm
Forum: Personal Consumer Issues
Topic: moving an expensive car across several states
Replies: 9
Views: 620

Re: moving an expensive car across several states

Reliable Carriers and Horseless Carriage move a lot of collector cars. Intercity also works with at least one of the major auction houses. I've used the first two and been happy.
by eucalyptus
Tue Nov 20, 2018 9:25 am
Forum: Investing - Theory, News & General
Topic: How This All Happened (to the US economy)
Replies: 44
Views: 7652

Re: How This All Happened (to the US economy)

Zygmunt Bauman tried to capture this in his book Liquid Life. Interesting piece, but I feel like it understates the profound effects of economic globalization. Arguably the biggest impacts of globalization have been cultural - that sense of cultural displacement. The dual impacts of the internet mak...
by eucalyptus
Sat Aug 25, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: $65K Fun Daily Driver
Replies: 112
Views: 8952

Re: $65K Fun Daily Driver

You have a 911 Turbo. You’re thinking about an R8 or a McLaren. Very, very respectfully, as a fellow car guy, I’m not sure you’re going to be happy without something special. I just see you wanting back into the game in a few years. There are a few R8s and more 12Cs at the hundredish level. Ferrari ...
by eucalyptus
Thu Aug 23, 2018 7:56 am
Forum: Personal Consumer Issues
Topic: If you buy a classic car in Europe and aim to keep to drive it daily for 50 years
Replies: 26
Views: 1904

Re: If you buy a classic car in Europe and aim to keep to drive it daily for 50 years

I love your choice of cars. But I’ve owned cars of that era and I just can’t see living with one as a daily driver given the likely reliability issues. The cars tend to need a nanny.

Good luck! Wonderful cars.
by eucalyptus
Fri Aug 17, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Reckless driving ticket in VA-Help!
Replies: 124
Views: 7944

Re: Reckless driving ticket in VA-Help!

20 over is a lot in Virginia. My daughter went through a well known southern Virginia I95 speed trap at 20 over. I hired a reputable local lawyer who specializes in traffic law and got the charge reduced. I was once clocked at 95 in a 55 in Maryland (exuberance in a brand new sportscar). Hired a law...
by eucalyptus
Fri Jul 13, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 36493

Re: Concierge medicine Worth It????

Yes most group practices will have their partners or their doctors available for existing patients. That has been my experience with group practices as well. I should have been clearer. My father's ER visits have been genuine emergencies, eg severe reaction to chemo. He was transported by ambulance...
by eucalyptus
Fri Jul 13, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 317
Views: 36493

Re: Concierge medicine Worth It????

Two points: Teaching hospitals - my father has stage 4 pancreatic cancer and his oncologist teaches at one of the best known teaching hospitals. One issue you may find is that your doctor sees patients only one day a week, and may be very difficult to reach on other days. You may find yourself visit...
by eucalyptus
Tue Jul 10, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Amazon won't sell this book to me.
Replies: 68
Views: 8972

Re: Amazon won't sell this book to me.

Do what I do and buy all your books from Barnes and Noble, the last national bookseller. If B&N fails, the US publishing industry, a cornerstone of our culture, will be in the hands of a predator.
by eucalyptus
Sat Jun 02, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Travel advice for an engineer
Replies: 65
Views: 5113

Re: Travel advice for an engineer

Great thread, great lists.

Has anyone mentioned the walled cities of San Gimignano, Siena and Lucca? Especially San Gimignano, at least for me.
by eucalyptus
Mon Feb 26, 2018 7:44 am
Forum: Personal Consumer Issues
Topic: major remodel: do we need architect to oversee project?
Replies: 10
Views: 1049

Re: major remodel: do we need architect to oversee project?

This is a great question. My experience is two new home builds and a seven figure remodel. I'm also involved with a small custom builder, though not hands on. I emphatically agree with MSK that someone needs to do quality control. Should that consultant be your architect? That depends on your archit...
by eucalyptus
Mon Feb 19, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 146
Views: 19961

Re: Bogleheads with $100K+ MSRP cars?

‘17 Vanquish. Wanted an old school 12 cyl with relatively understated styling. Hey! Get off my frugality forum! :D That car's amazing in every way. Not quite as "understated" as Astons used to be. It's a big responsibility. And to think I worry about scuffing my shoes Wasn't sure if this was a trol...
by eucalyptus
Mon Feb 19, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 146
Views: 19961

Re: Bogleheads with $100K+ MSRP cars?

‘17 Vanquish. Wanted an old school 12 cyl with relatively understated styling.
by eucalyptus
Thu Feb 15, 2018 11:11 am
Forum: Personal Investments
Topic: Simple Vanguard Deposit Question
Replies: 10
Views: 1050

Re: Simple Vanguard Deposit Question

Perfect. Thank you!!
by eucalyptus
Thu Feb 15, 2018 10:34 am
Forum: Personal Investments
Topic: Simple Vanguard Deposit Question
Replies: 10
Views: 1050

Simple Vanguard Deposit Question

Does anyone know whether Vanguard will accept a deposit submitted with a hand-written note asking for deposit to a particular account? I threw in a photocopy of a check for the account. No, I don't have any deposit slips or prepaid envelopes. Does VG even provide these any longer? By contrast, I am ...
by eucalyptus
Tue Jan 02, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Seeking Advice: Buying Antique Furniture Online
Replies: 0
Views: 237

Seeking Advice: Buying Antique Furniture Online

Do? Don’t? Dos and don’ts? Recommended sites?

All advice welcomed.

Interested in Federal style furniture.

Thank you.
by eucalyptus
Fri Dec 29, 2017 1:08 pm
Forum: Investing - Theory, News & General
Topic: This is Unbelievable - another Vanguard customer support odyssey
Replies: 69
Views: 16071

Re: This is Unbelievable - another Vanguard customer support odyssey

Work with Vanguard quite a bit and they will tell you that they have a difficult time keeping certain online clients due to perceived poor service. To my ears, this sounds like client blaming. I work with a lot of financial institutions online and by phone and have difficulties only with Vanguard. ...
by eucalyptus
Fri Dec 29, 2017 12:54 pm
Forum: Investing - Theory, News & General
Topic: This is Unbelievable - another Vanguard customer support odyssey
Replies: 69
Views: 16071

Re: This is Unbelievable - another Vanguard customer support odyssey

We have invested with Vanguard for many years. After another bad experience today, I don't dare trust Vanguard with any account I might need help with someday. My elderly father needs to resign as trustee of a trust for my daughter. Vanguard cannot accomplish this task. More and more of our money is...
by eucalyptus
Sun Oct 01, 2017 11:01 am
Forum: Personal Consumer Issues
Topic: Comfort level re: tracking at physical shopping centers
Replies: 51
Views: 6165

Re: Comfort level re: tracking at physical shopping centers

The problem with not worrying about privacy because you have nothing to hide is that you're not the judge of whether you have something to hide.
by eucalyptus
Wed Sep 27, 2017 2:46 pm
Forum: Personal Consumer Issues
Topic: High end cruising suggestions.
Replies: 26
Views: 3679

Re: High end cruising suggestions.

We have stayed in the Owners Suite on Seabourn's Odyssey - it was a bit over the top, but fun. We too prefer the smaller ships, and cruise only with Seabourn. We once tried Silversea, luxurious but not for us. The Silversea butler concept seemed a little silly and pretentious. Age of passengers in o...
by eucalyptus
Mon Sep 25, 2017 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Question for those familiar with Classic Car Insurance & Umbrella Policy
Replies: 12
Views: 1152

Re: Question for those familiar with Classic Car Insurance & Umbrella Policy

Not sure I understand your hesitation about agreed value. I had an agreed value policy on a valuable collector car that burned to the ground - got a check in less than 3 weeks. Was very happy with the result.

In any event, good luck!
by eucalyptus
Sat Sep 23, 2017 4:00 pm
Forum: Personal Consumer Issues
Topic: Luxury Car Purchase
Replies: 47
Views: 4940

Re: Luxury Car Purchase

You probably already know this, but out of warranty repairs on exotics can be brutal. You can run through $10k in no time.

Also, insurance costs also likely will be ... invigorating.
by eucalyptus
Fri Sep 15, 2017 4:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3741
Views: 1077959

Re: What Book Are You Currently Reading? Part VI

re: famous first sentences My personal favorite is "You can't just die. You got to do it by the book.", even though technically that is two sentences. (Casey Agonistes, by Richard McKenna) More first sentences, and the paragraphs they introduce. There are so many possibilities. Nabokov: "Lolita, li...
by eucalyptus
Fri Sep 15, 2017 4:10 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3741
Views: 1077959

Re: What Book Are You Currently Reading? Part VI

Two excellent books touching on American politics, both by academics. These are not quick reads penned by pundits; they are scholarly, but IMO very readable. Political Order and Political Decay , by Francis Fukuyama, which includes his diagnosis of current problems with the efficient functioning of ...
by eucalyptus
Fri Sep 15, 2017 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Wiki article - Credit freeze
Replies: 52
Views: 9460

Re: Wiki article - Credit freeze

With which credit reporting agencies should one institute a freeze? The three national agencies, of course. Innovis? Chex Systems? The many others listed in investor4life's helpful post? I wish I could provide an answer .... Also, I've read that both spouses must place a freeze - important to note i...
by eucalyptus
Tue Jul 25, 2017 1:32 pm
Forum: Personal Consumer Issues
Topic: Rhoombas, Home Mapping and Privacy
Replies: 15
Views: 1582

Re: Rhoombas, Home Mapping and Privacy

Hey, if you have nothing to hide, you have nothing to fear.

:|
by eucalyptus
Sun Jul 23, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 17337

Re: Books not to read.

NYT Bestseller Sapiens.

About a quarter or third of a fine work of history.

Too much of the rest comprises a mediocre book of philosophy.
by eucalyptus
Thu Jun 29, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: Luxury Car
Replies: 109
Views: 13781

Re: Luxury Car

I recently went to Speed Vegas and drove an Audi R8 around the track. Got up to 119 on the half mile straightaway. Navigating the turns at high speeds even more fun. It was probably the most fun I've ever had in my life. I only wish I had paid for an even faster car. If I could afford it I wouldn't...
by eucalyptus
Mon Mar 06, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: Sonos Wireless sound?
Replies: 19
Views: 2670

Re: Sonos Wireless sound?

I have Sonos but prefer my Sprout. Worth a thought.

psaudio.com
by eucalyptus
Mon Jan 16, 2017 7:39 am
Forum: Investing - Theory, News & General
Topic: "Stealth Wealth: I’m Just an Ordinary Average Guy"
Replies: 333
Views: 75768

Re: "Stealth Wealth: I’m Just an Ordinary Average Guy"

Congrats to the OP, you caught me! I have infinite needs and insecurities. All the curated lifestyle advice and ads you see everywhere - they're all for me. I've got the basics covered: I drive an expensive car just to impress people. I fly business or first class everywhere just to impress people. ...
by eucalyptus
Wed Nov 30, 2016 6:43 am
Forum: Personal Finance (Not Investing)
Topic: Miami- be very careful buying RE here
Replies: 25
Views: 4102

Re: Miami- be very careful buying RE here

As far as I can tell, real estate values - from Vero Beach through Palm Beach down to Miami Beach - aren't even properly discounted for hurricane risk. People self insure expensive residences bought with expatriated cash looking for a home, or with fun money looking for a part year residence. Other ...
by eucalyptus
Fri Oct 07, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: Luxury Cars - Am I missing out on creature comforts by not driving one?
Replies: 92
Views: 10219

Re: Luxury Cars - Am I missing out on creature comforts by not driving one?

Just test drive the cars you have an eye on. You might drive a Bentley, to pick an absurdly expensive example, and love the furniture quality wood trim, Breitling clock in the dash, fantastic sound system, wonderful leather, lovely interior styling and the overall way the car just embraces you. Or y...
by eucalyptus
Tue Sep 13, 2016 1:45 pm
Forum: Personal Consumer Issues
Topic: Amazon consumer review programs
Replies: 26
Views: 2983

Re: Amazon consumer review programs

Amazon must already know whether such reviews skew positive.

http://www.xojane.com/fun/becoming-an-amazon-reviewer