Search found 2 matches

by randy1k4
Sun May 09, 2021 8:34 am
Forum: Personal Finance (Not Investing)
Topic: New Job, New 401K Offerings
Replies: 3
Views: 388

New Job, New 401K Offerings

Hi folks, My previous job only offered funds from American Funds, which are all actively-managed funds. I picked the one with the lowest expense ratio, but even then, the fund (RGABX) has an expense ratio of 1.40%. My new job offers VFIAX, with an expense ratio of (0.04%), and I'd like to move my mo...
by randy1k4
Sun May 02, 2021 9:39 pm
Forum: Personal Investments
Topic: Investing in TIPS (SCHP)
Replies: 6
Views: 664

Investing in TIPS (SCHP)

Hi folks, So I have a little bit of money that is sitting in my checking account earning less than 0.1% APY, and I've decided to invest that money in a TIPS ETF (in my case, SCHP). I am not taking any counter-party risk (since the securities are backed by the full faith and credit of the U.S.), the ...