Search found 11 matches

by rockH
Tue Dec 27, 2011 7:03 pm
Forum: Personal Investments
Topic: tax loss harvest Help! Total Intnl ???
Replies: 19
Views: 1397

Re: tax loss harvest HELP! TOTAL INTNL ???

I did that exact trade today - sold Total Intl to harvest loss (purchased Jan 2011) and bought FTSE ex-US. Boglenaut and others got it right, its not even close to being considered the same fund. Because of Total Intl's advantages, especially including small caps and significantly larger number of d...
by rockH
Tue Jan 05, 2010 12:57 am
Forum: Personal Investments
Topic: Why no historical average returns info on the Vanguard site?
Replies: 4
Views: 1071

yeah i had the same problem. for part of the weekend they had no 3 yr, 5yr, 10 yr return data on the website. they had it fixed by monday a.m. must have been updating the info with year end 2009 numbers.
by rockH
Mon Jan 21, 2008 5:48 pm
Forum: Investing - Theory, News & General
Topic: Historical High-Yield Corp Fund yields/market timing
Replies: 1
Views: 857

Historical High-Yield Corp Fund yields/market timing

Does anyone know where I can find historical Vanguard fund Yield-to-Maturity information? The same yield info that they post daily on their website. Thanks in advance for any assistance. Here's why I'm asking: I sold the Vanguard High-Yield Corp Fund in Feb 2007 when its Yield-to-maturity was 7.3% a...
by rockH
Tue Dec 18, 2007 11:14 pm
Forum: Personal Investments
Topic: Question for tax experts re: Rollover IRA to Roth IRA
Replies: 8
Views: 1712

don't forget tuition credits

As a law school student, you will be eligible for IRS tuition credits...if you use the Lifetime Learning Credit its good for a tax credit of up to $2,000 each year (20% of up to 10,000 in tuition). Note: its a tax credit not a deduction...dollar for dollar reduction in tax liability! This should all...
by rockH
Mon Jul 09, 2007 6:22 pm
Forum: Personal Investments
Topic: going to med school in the fall, need financial advice
Replies: 18
Views: 4987

don't forget tuition credit

If you're paying tuition, you probably won't have any tax worries. Taking the lifetime learing credit can give you up to a $2,000 a year tax credit (credit not deduction!). This can cover some pretty good dividends or capital gains. I think you have to be financially independent (IRS definition) to ...
by rockH
Mon Jun 25, 2007 11:06 pm
Forum: Personal Investments
Topic: Admiral Treasury Money Market Fund
Replies: 22
Views: 8574

admiral T MM

To the best of my recollection the Vg rep told me that you need $50K to open the Admiral T MM acount, but that your balance could drop and stay below $50K afterwards with no problems. Mine has been up and down, including under $50K for long periods, and I haven't heard anything from Vg. On other Adm...
by rockH
Sat Jun 23, 2007 10:45 am
Forum: Investing - Theory, News & General
Topic: what if you’re wrong?
Replies: 41
Views: 15983

need to define "wrong"

wrong because hi fee funds outperform low cost funds for 25 years? unlikely wrong because all stock pickers have fantastic results while the averages lag? mathematically impossible wrong because all of wall streets brokers and financial advisors really have our best interests at heart and aren't try...
by rockH
Sat Jun 09, 2007 11:03 pm
Forum: Investing - Theory, News & General
Topic: Has anyone here retired in their 40's or aspires to?
Replies: 90
Views: 40903

Retired at 48 in 2004. Saved like a maniac for 10 years to do it. Had a good run of bonuses and stock options during that period, and a severance package on the way out, and I banked 100% of them after-tax. I dollar-cost-averaged most of it into Total Stock Market and Total International in the 2001...
by rockH
Tue May 15, 2007 12:57 am
Forum: Investing - Theory, News & General
Topic: Hedge Fund Billionaires: where does this money come from?
Replies: 27
Views: 9175

hedge fund investor pay the billions

The article is about the fees being earned by the fund managers. They generally charge a 2% management fee plus a 20% carry (20% of realized capital gains). As noted in the article, some charge as high as 5% management fee plus 44% carry. So if the manager has raised a $1 billion fund and charges 2+...
by rockH
Sun Apr 22, 2007 1:37 pm
Forum: Investing - Theory, News & General
Topic: To be a quant? Seeking suggestion on financial career path
Replies: 10
Views: 4526

here's another website with lots of information on careers in quantitative finance - 10-20 years ago Wall Street hired mostly PhDs from academia and industry for their quant positions. They still hire PhDs but are also hiring graduates of the Masters...
by rockH
Thu Apr 19, 2007 2:30 pm
Forum: Investing - Theory, News & General
Topic: Are private elite universities worth it?
Replies: 139
Views: 65343

I remember reading about a study a few years ago. They tracked kids who were admitted to both a top tier school and a state school, and decided to attend the state school (UPenn and Penn State maybe?). Then they followed the kids after graduation to see what they earned. There was no difference. Can...