Search found 780 matches

by cheesepep
Mon Nov 12, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: tipping for grocery delivery
Replies: 53
Views: 3999

Re: tipping for grocery delivery

I don't tip ANYONE, except at restaurants (only because I'm forced to) and the Uber/Lyft driver if they do a good job (not just a normal job).
by cheesepep
Sun Nov 11, 2018 12:44 am
Forum: Personal Consumer Issues
Topic: question from "not the smartest personal computer guy in the world"
Replies: 12
Views: 1685

Re: question from "not the smartest personal computer guy in the world"

Although google does a good job of protecting your dat through use of chrome, it is still and foremost an ad company. There is a reason why their products are free or super cheap. I make very little use of most google products myself. I still use some google stuff but I use alternatives when possibl...
by cheesepep
Fri Nov 09, 2018 7:58 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett Books
Replies: 54
Views: 6180

Re: Warren Buffett Books

Kind of related, but I encourage people to read books on Ray Kroc and mcdonalds and also on Walmart. Interesting reads.
by cheesepep
Tue Oct 30, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: Painting fireplace; what to do with hearth?
Replies: 18
Views: 1158

Re: Painting fireplace; what to do with hearth?

I'm trying to buy a house without a fireplace (SoCal) as it is one of the useless things in the world for a house. It also takes up a huge amount of room better left off to a built in bookcase or another couch or a play area. Want heat? Buy an electric heater. Want that flame look? Again, electric f...
by cheesepep
Mon Oct 29, 2018 12:01 am
Forum: Personal Consumer Issues
Topic: Additional charges for kids in Las Vegas hotels
Replies: 25
Views: 2681

Re: Additional charges for kids in Las Vegas hotels

On a related question but overseas at a four star horel, I booked a room with two twin or full beds and I guess I clicked on one person when I booked online. I came to the hotel desk and the person charged me for more than the amount I was initially billed because I had two people. I complained and ...
by cheesepep
Thu Oct 11, 2018 10:30 am
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5908

Re: Anyone done a Hair Transplant?

Sorry for some of the people who just say shave the hair all off. Some people look absolutely horrible with a shaved head (depends on head structure among other things) or just look a ton better with a full head of hair (or the like). For me, my brother is basically bald and I'm luckily with most of...
by cheesepep
Sat Sep 29, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Costco vision / first time at Costco
Replies: 21
Views: 1911

Re: Costco vision / first time at Costco

I go to Costco overseas for my glasses. I pay cash. I get great glasses at a great price. No silly two year prescription needed also. Love it.
by cheesepep
Sat Sep 22, 2018 3:12 am
Forum: Investing - Theory, News & General
Topic: Simple-minded sayings?
Replies: 37
Views: 3121

Re: Simple-minded sayings?

Be like water.

-Bruce Lee

Probably applies to investing also. Don’t be fixated on one thing.
by cheesepep
Sat Sep 15, 2018 5:27 am
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5559

Re: [Wearing] Shorts in Egypt

I try not to wear shorts in foreign countries. Insects love me too much. Wear inside hotel room.
by cheesepep
Fri Aug 31, 2018 12:06 am
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 157
Views: 10487

Re: How do you save money on groceries?

If you really want to save money, you got to eat differently — at least different from an average American meal. No silly hamburgers, pizzas, fake meat, salads, etc. eat more “ethnic” food with loads with cooked veggies, rice with every meal, tea, soup (clear soup, no cream soups) and fruit for dess...
by cheesepep
Sat Aug 25, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: $65K Fun Daily Driver
Replies: 112
Views: 8763

Re: $65K Fun Daily Driver

Fully loaded Model 3. Thank me later.
by cheesepep
Wed Aug 22, 2018 5:01 am
Forum: Personal Consumer Issues
Topic: Landlord Nightmare
Replies: 90
Views: 9681

Re: Landlord Nightmare

I was a landlord before renting in a low-income primarily hispanic area. I was showing a house for open house one day for prospective buyers, who, if interested, fill out a personal information form. The personal information form asked for SSN (optional( for, I guess, income check verification (whic...
by cheesepep
Mon Aug 20, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: New 2018 Honda Odyssey Problem - Need Advice
Replies: 50
Views: 17856

Re: New 2018 Honda Odyssey Problem - Need Advice

Totally your wife's fault, don't blame the car. Take the loss, if needed. It is not a truck platform, it is on a crossover platform (if that), which is more car than truck.
by cheesepep
Sat Aug 18, 2018 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 49
Views: 39920

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

Love Costco glasses, especially overseas. Will not buy another pair elsewhere.
by cheesepep
Tue Aug 14, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 151
Views: 15110

Re: As an American, where are some great places in the world to retire?

Speaking of retiring (not that I am close to it) in a foreign country, generally speaking, how does one become a resident in that foreign country (or is it even needed?)? I know working there is one option, but you are retired, so you don't want to work, but besides that and marriage, how do people ...
by cheesepep
Wed Aug 08, 2018 9:56 pm
Forum: Investing - Theory, News & General
Topic: Jamie Dimon: Higher rates are coming
Replies: 42
Views: 6814

Re: Jamie Dimon: Higher rates are coming

I’m like Buffet — interest rates play no factor in my investing decisions.
by cheesepep
Wed Aug 01, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: My experience with CloudReady (convert your PC or Mac into a Chromebook)
Replies: 23
Views: 2326

Re: My experience with CloudReady (convert your PC or Mac into a Chromebook)

I only use Google search and Google maps, no other services. There is absolutely no way that I would trust my (personal) data to an ad company. There is a reason why Chromebooks are so cheap. Not only that, but there is no way that I would trust my personal data to be online (Google, Dropbox, Apple,...
by cheesepep
Mon Jul 23, 2018 3:38 am
Forum: Personal Consumer Issues
Topic: Engineers come in.
Replies: 108
Views: 8334

Re: Engineers come in.

Seems more like sheer laziness.
by cheesepep
Thu Jul 19, 2018 12:24 am
Forum: Personal Consumer Issues
Topic: suit shoe combo?
Replies: 49
Views: 3431

Re: suit shoe combo?

Ok, on a related note, for a business casual look, do the shoes need to match the belt? Brown belt and brown shoes or does it matter?
by cheesepep
Wed Jul 18, 2018 12:47 am
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 9239

Re: Be Careful Using Mailboxes

My neighborhood has a large metal mailbox in the front that everyone shares. It got broken into a few months ago using crowbars, I guess. The mailbox was upgraded to a more heavy duty design two weeks later. I also keep my use of the USPS as little as possible and happy that all my bank statements a...
by cheesepep
Thu Jul 05, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: Good scanner for paperless (or less paper) office?
Replies: 30
Views: 1445

Re: Good scanner for paperless (or less paper) office?

I use my iOS device and Scanner Pro software. Good for when you don’t have many documents to scan but this app auto detects the size of the paper and uploads to cloud read for your other device to process.
by cheesepep
Fri Jun 29, 2018 12:29 am
Forum: Personal Consumer Issues
Topic: Best way to clean eyeglasses?
Replies: 59
Views: 4279

Re: Best way to clean eyeglasses?

I hate dirty glasses. I always have to clean them after cooking when I find micro beads of oil all over them.
by cheesepep
Thu Jun 28, 2018 4:43 am
Forum: Investing - Theory, News & General
Topic: Are we just way over complicating this?
Replies: 113
Views: 7897

Re: Are we just way over complicating this?

I got to say that a lot of these posts irritate me because people are overly complicating things, especially the "Can I afford this house/car?" questions. The answer, quite frankly, is super easy, but people still post them supposedly with a radically different scenario from the hundred other ones.
by cheesepep
Tue Jun 19, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 9201

Re: gray hair

A bunch of old farts here! I have zero gray hair.
by cheesepep
Sun Jun 17, 2018 7:54 pm
Forum: Investing - Theory, News & General
Topic: I-bonds look pretty bad right now
Replies: 92
Views: 11737

Re: I-bonds look pretty bad right now

Bonds, at least to me, have always been a waste of money. Just buy stocks and have some cash in a savings account. Don't want the 0.1% interest rate? Oh, well.
by cheesepep
Sun Jun 17, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 9442

Re: Which Supermarket are you?

So-called ethnic grocery stores, but I consider them normal grocery stores. Occasionally Costco and the local supermarket. No organic for me. I also visit the local wet market for fresh veggies and seafood.
by cheesepep
Fri Jun 08, 2018 2:43 am
Forum: Investing - Help with Personal Investments
Topic: Large inheritance -- looking for advice
Replies: 56
Views: 7116

Re: Large inheritance -- looking for advice

To some of the weird people above, more capital gains means good, not bad. No matter if you are paying taxes on them, you are earning money, not losing.
by cheesepep
Sun Jun 03, 2018 9:44 pm
Forum: Personal Consumer Issues
Topic: Fitting three young kids in the car...
Replies: 76
Views: 5565

Re: Fitting three young kids in the car...

Buy a smaller car seat for the 2 little ones, or buy a minivan.
by cheesepep
Sat Jun 02, 2018 4:18 am
Forum: Personal Consumer Issues
Topic: Microsoft Edge versus Chrome
Replies: 27
Views: 1969

Re: Microsoft Edge versus Chrome

To me, using a browser from a company who makes 90 percent of its money on ads is just weird. I use Safari and Firefox. I also use a lot of ad blockers and tracking blockers.
by cheesepep
Fri Jun 01, 2018 12:30 am
Forum: Personal Consumer Issues
Topic: Instant oatmeal vs "regular" oatmeal
Replies: 88
Views: 12110

Re: Instant oatmeal vs "regular" oatmeal

I have a canister of Quaker instant oatmeal and some Quaker instant steel-cut oats or something. I much prefer the former. I like the smooth texture instead of having lumps in my food. That being said, I barely eat oatmeal. The oatmeal in my cupboards is more than 6 months old!
by cheesepep
Thu May 31, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 167
Views: 25862

Re: Oatmeal suggestions

I admit that I have a canister of instant oats and a small bag of some other type of oatmeal (whose name escapes me now). I am also a proud shareholder of PEP, the parent company of Quaker Oats. However, I rarely eat the stuff. I rather have noodles for breakfast or leftovers instead or some bread. ...
by cheesepep
Thu May 31, 2018 2:06 am
Forum: Investing - Help with Personal Investments
Topic: How to buy commodities (soybeans)
Replies: 16
Views: 2026

Re: How to buy commodities (soybeans)

To be honest, I've always had an urge to buy pork bellies after watching Coming to America starring Eddie Murphy. To this date, I've been limited to buying them at the supermarket one piece at a time. :D
by cheesepep
Wed May 30, 2018 12:52 am
Forum: Personal Consumer Issues
Topic: Best brand of appliances for new condo
Replies: 21
Views: 2415

Re: Best brand of appliances for new condo

Whatever you do, don't buy any smart appliances that need a software update or anything with a screen. Simple knobs and buttons are all what is needed.

And if you cook using a wok, make sure to buy a stove with a high BTU rating and a grate that is low to the stove for fast cooking.
by cheesepep
Tue May 29, 2018 7:05 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7984

Re: Advice on neighbor not keeping up his property...

To me, 1-5 is not a big deal. #6 is and it has been dealt with. Nothing you can do.
by cheesepep
Tue May 29, 2018 4:32 am
Forum: Personal Consumer Issues
Topic: Please help with grocery budget
Replies: 51
Views: 4697

Re: Please help with grocery budget

These help my food budget posts are always so easy. In order to save the max money while still eating very well, you got to change your diet, not where you buy your food. You will still eat well, perhaps even better than now. Consider trying to eat a non-American or western diet instead. Focus less ...
by cheesepep
Thu May 24, 2018 9:08 pm
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 254
Views: 30187

Re: High End Wrist Watches (Gone Crazy)

I agree with the above posts and that is why I own a (semi) stylish digital watch with a large watch face. It costs me about $600 USD and I'm quite happy with it. It is about 4 years old now and I love it. Just buy whatever you want and can afford. If you have to take out a loan or borrow money for ...
by cheesepep
Thu May 24, 2018 2:31 am
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 254
Views: 30187

Re: High End Wrist Watches (Gone Crazy)

I really don't see the point of buying an analog watch. They don't do anything and the thing that they do (tell time) is inferior to a digital watch. I can read the time off a digital watch much faster than an analog one where I have to see where the little and big hands are pointing to and guess if...
by cheesepep
Mon May 14, 2018 11:16 pm
Forum: Investing - Help with Personal Investments
Topic: consumer staples
Replies: 10
Views: 1280

Re: consumer staples

I'm big in PEP right now. Also own small amounts of CHD.
by cheesepep
Thu May 03, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: Need advice on $5M property sale
Replies: 39
Views: 4418

Re: Need advice on $5M property sale

Shop around. I've sold several houses before and use only one realtor who does it for between 4-5%.
by cheesepep
Thu May 03, 2018 2:56 am
Forum: Personal Consumer Issues
Topic: If you really like the CR-V, you should check out the [_____]
Replies: 89
Views: 9540

Re: If you really like the CR-V, you should check out the [_____]

Owner of a brand new CR-V (at least it was in 2015), and I'm ok with it. It has the vibration at low idle problem like many CR-Vs do have and it does annoy me. Also, no volume knob and touchscreen is horrible. Perks are it is very roomy and not so high up like many other cars.
by cheesepep
Wed May 02, 2018 8:52 pm
Forum: Personal Consumer Issues
Topic: Not Wasting Food
Replies: 60
Views: 4206

Re: Not Wasting Food

Pretty much eat all parts of the veggies/meat that you eat. I was at a restaurant yesterday watching a "chef" prepare food. It was so bad that he threw away much of the veggies and meat just to get to "the good stuff." For example, tossing the fish skin or the sides of the fish just to make it have ...
by cheesepep
Wed May 02, 2018 3:12 am
Forum: Personal Consumer Issues
Topic: Have you quit eating sugar? Tell me how!
Replies: 129
Views: 11989

Re: Have you quit eating sugar? Tell me how!

I eat fairly healthy despite 50% of my meals being eaten outside. I eat plenty of carbs (rice and noodles, but no bread usually, and if bread, it is steamed buns). I don't add any sugar to my foods (ok, I do sometimes, but I add less than the recommended amount), but some of my foods contain sugar (...
by cheesepep
Mon Apr 16, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 387
Views: 46944

Re: Name something you had to have and now you regret purchasing it?

My foldable bike with twenty inch wheels. It is not the foldable aspect itself but the brakes are truly horrible. I replaced them but they still stink. I think it is due to the metal on the wheels. Also, it is a bit heavy.
by cheesepep
Mon Apr 16, 2018 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: How much salary did you negotiate?
Replies: 20
Views: 3121

Re: How much salary did you negotiate?

Funny enough, I got my first pay raise in 2 years without doing anything. About 9% increase.
by cheesepep
Wed Apr 11, 2018 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 15606

Re: Ivy school education. Is it worth it?

It is only good for SOME majors, definitely not all or most. If you want to get a degree in theology or something worthless like that, then go to a community college. On a side note, I hate people who wear sweatshirts with their school logo or acronym on there. NO ONE CARES!!!
by cheesepep
Thu Apr 05, 2018 5:04 pm
Forum: Personal Finance (Not Investing)
Topic: How did you file your income taxes?
Replies: 77
Views: 6172

Re: How did you file your income taxes?

TT, remarkably easier this way. I guess I'm getting used to it. I also "filed" my taxes in the foreign country that I work at. It was simply receive tax mailings in the mail, show the nearby 7-11 the bill, and pay in cash. No signature, no nothing.
by cheesepep
Thu Mar 29, 2018 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Healthy eaters -- is this grocery budget normal to you?
Replies: 247
Views: 16423

Re: Healthy eaters -- is this grocery budget normal to you?

I also eat very healthy (most times) and my foods consists of non-organic and GMO foods. Yummy.
by cheesepep
Sat Mar 24, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: Buying large heavy items from places like Amazon
Replies: 22
Views: 2369

Re: Buying large heavy items from places like Amazon

You got to be insane to buy bulky items, perishable food items, or something of the sort from amazon.
by cheesepep
Sat Mar 17, 2018 1:01 am
Forum: Personal Consumer Issues
Topic: 2018 Forester vs CRV vs RAV4
Replies: 143
Views: 18359

Re: 2018 Forester vs CRV vs RAV4

As an owner of a relatively recent CR-V, I was victim of the vibration issue and it still hasn’t been fixed. Also no car play as “promised.” The ride is ok, but ride height a bit too high for me. If the Subaru has car play, I would go for it instead.
by cheesepep
Fri Mar 16, 2018 12:45 am
Forum: Investing - Help with Personal Investments
Topic: Can somebody explain this cost basis calculation for me?
Replies: 2
Views: 377

Can somebody explain this cost basis calculation for me?

A few days ago, I bought X amount of AAPL at $179.59 and then I bought Y amount of AAPL at $178.66, where X and Y are fairly large numbers. I go on my CapitalOne Investing "positions" website where it shows a cost basis of my 2 purchases at $180.29 a share. How can my cost basis be more than the ave...