Search found 768 matches

by cheesepep
Mon Aug 20, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: New 2018 Honda Odyssey Problem - Need Advice
Replies: 50
Views: 15641

Re: New 2018 Honda Odyssey Problem - Need Advice

Totally your wife's fault, don't blame the car. Take the loss, if needed. It is not a truck platform, it is on a crossover platform (if that), which is more car than truck.
by cheesepep
Sat Aug 18, 2018 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?
Replies: 49
Views: 30929

Re: Costco Eyeglasses - No satisfaction guarantee. Any chance of resolution?

Love Costco glasses, especially overseas. Will not buy another pair elsewhere.
by cheesepep
Tue Aug 14, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 124
Views: 11183

Re: As an American, where are some great places in the world to retire?

Speaking of retiring (not that I am close to it) in a foreign country, generally speaking, how does one become a resident in that foreign country (or is it even needed?)? I know working there is one option, but you are retired, so you don't want to work, but besides that and marriage, how do people ...
by cheesepep
Wed Aug 08, 2018 9:56 pm
Forum: Investing - Theory, News & General
Topic: Jamie Dimon: Higher rates are coming
Replies: 42
Views: 6597

Re: Jamie Dimon: Higher rates are coming

I’m like Buffet — interest rates play no factor in my investing decisions.
by cheesepep
Wed Aug 01, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: My experience with CloudReady (convert your PC or Mac into a Chromebook)
Replies: 23
Views: 2197

Re: My experience with CloudReady (convert your PC or Mac into a Chromebook)

I only use Google search and Google maps, no other services. There is absolutely no way that I would trust my (personal) data to an ad company. There is a reason why Chromebooks are so cheap. Not only that, but there is no way that I would trust my personal data to be online (Google, Dropbox, Apple,...
by cheesepep
Mon Jul 23, 2018 3:38 am
Forum: Personal Consumer Issues
Topic: Engineers come in.
Replies: 108
Views: 7791

Re: Engineers come in.

Seems more like sheer laziness.
by cheesepep
Thu Jul 19, 2018 12:24 am
Forum: Personal Consumer Issues
Topic: suit shoe combo?
Replies: 49
Views: 3211

Re: suit shoe combo?

Ok, on a related note, for a business casual look, do the shoes need to match the belt? Brown belt and brown shoes or does it matter?
by cheesepep
Wed Jul 18, 2018 12:47 am
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 8682

Re: Be Careful Using Mailboxes

My neighborhood has a large metal mailbox in the front that everyone shares. It got broken into a few months ago using crowbars, I guess. The mailbox was upgraded to a more heavy duty design two weeks later. I also keep my use of the USPS as little as possible and happy that all my bank statements a...
by cheesepep
Thu Jul 05, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: Good scanner for paperless (or less paper) office?
Replies: 30
Views: 1341

Re: Good scanner for paperless (or less paper) office?

I use my iOS device and Scanner Pro software. Good for when you don’t have many documents to scan but this app auto detects the size of the paper and uploads to cloud read for your other device to process.
by cheesepep
Fri Jun 29, 2018 12:29 am
Forum: Personal Consumer Issues
Topic: Best way to clean eyeglasses?
Replies: 59
Views: 4008

Re: Best way to clean eyeglasses?

I hate dirty glasses. I always have to clean them after cooking when I find micro beads of oil all over them.
by cheesepep
Thu Jun 28, 2018 4:43 am
Forum: Investing - Theory, News & General
Topic: Are we just way over complicating this?
Replies: 113
Views: 7355

Re: Are we just way over complicating this?

I got to say that a lot of these posts irritate me because people are overly complicating things, especially the "Can I afford this house/car?" questions. The answer, quite frankly, is super easy, but people still post them supposedly with a radically different scenario from the hundred other ones.
by cheesepep
Tue Jun 19, 2018 11:11 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 8644

Re: gray hair

A bunch of old farts here! I have zero gray hair.
by cheesepep
Sun Jun 17, 2018 7:54 pm
Forum: Investing - Theory, News & General
Topic: I-bonds look pretty bad right now
Replies: 92
Views: 10950

Re: I-bonds look pretty bad right now

Bonds, at least to me, have always been a waste of money. Just buy stocks and have some cash in a savings account. Don't want the 0.1% interest rate? Oh, well.
by cheesepep
Sun Jun 17, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 8794

Re: Which Supermarket are you?

So-called ethnic grocery stores, but I consider them normal grocery stores. Occasionally Costco and the local supermarket. No organic for me. I also visit the local wet market for fresh veggies and seafood.
by cheesepep
Fri Jun 08, 2018 2:43 am
Forum: Investing - Help with Personal Investments
Topic: Large inheritance -- looking for advice
Replies: 56
Views: 6810

Re: Large inheritance -- looking for advice

To some of the weird people above, more capital gains means good, not bad. No matter if you are paying taxes on them, you are earning money, not losing.
by cheesepep
Sun Jun 03, 2018 9:44 pm
Forum: Personal Consumer Issues
Topic: Fitting three young kids in the car...
Replies: 76
Views: 5323

Re: Fitting three young kids in the car...

Buy a smaller car seat for the 2 little ones, or buy a minivan.
by cheesepep
Sat Jun 02, 2018 4:18 am
Forum: Personal Consumer Issues
Topic: Microsoft Edge versus Chrome
Replies: 27
Views: 1821

Re: Microsoft Edge versus Chrome

To me, using a browser from a company who makes 90 percent of its money on ads is just weird. I use Safari and Firefox. I also use a lot of ad blockers and tracking blockers.
by cheesepep
Fri Jun 01, 2018 12:30 am
Forum: Personal Consumer Issues
Topic: Instant oatmeal vs "regular" oatmeal
Replies: 88
Views: 11167

Re: Instant oatmeal vs "regular" oatmeal

I have a canister of Quaker instant oatmeal and some Quaker instant steel-cut oats or something. I much prefer the former. I like the smooth texture instead of having lumps in my food. That being said, I barely eat oatmeal. The oatmeal in my cupboards is more than 6 months old!
by cheesepep
Thu May 31, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Oatmeal suggestions
Replies: 159
Views: 24190

Re: Oatmeal suggestions

I admit that I have a canister of instant oats and a small bag of some other type of oatmeal (whose name escapes me now). I am also a proud shareholder of PEP, the parent company of Quaker Oats. However, I rarely eat the stuff. I rather have noodles for breakfast or leftovers instead or some bread. ...
by cheesepep
Thu May 31, 2018 2:06 am
Forum: Investing - Help with Personal Investments
Topic: How to buy commodities (soybeans)
Replies: 16
Views: 1899

Re: How to buy commodities (soybeans)

To be honest, I've always had an urge to buy pork bellies after watching Coming to America starring Eddie Murphy. To this date, I've been limited to buying them at the supermarket one piece at a time. :D
by cheesepep
Wed May 30, 2018 12:52 am
Forum: Personal Consumer Issues
Topic: Best brand of appliances for new condo
Replies: 21
Views: 2284

Re: Best brand of appliances for new condo

Whatever you do, don't buy any smart appliances that need a software update or anything with a screen. Simple knobs and buttons are all what is needed.

And if you cook using a wok, make sure to buy a stove with a high BTU rating and a grate that is low to the stove for fast cooking.
by cheesepep
Tue May 29, 2018 7:05 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7656

Re: Advice on neighbor not keeping up his property...

To me, 1-5 is not a big deal. #6 is and it has been dealt with. Nothing you can do.
by cheesepep
Tue May 29, 2018 4:32 am
Forum: Personal Consumer Issues
Topic: Please help with grocery budget
Replies: 51
Views: 4466

Re: Please help with grocery budget

These help my food budget posts are always so easy. In order to save the max money while still eating very well, you got to change your diet, not where you buy your food. You will still eat well, perhaps even better than now. Consider trying to eat a non-American or western diet instead. Focus less ...
by cheesepep
Thu May 24, 2018 9:08 pm
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 190
Views: 22241

Re: High End Wrist Watches (Gone Crazy)

I agree with the above posts and that is why I own a (semi) stylish digital watch with a large watch face. It costs me about $600 USD and I'm quite happy with it. It is about 4 years old now and I love it. Just buy whatever you want and can afford. If you have to take out a loan or borrow money for ...
by cheesepep
Thu May 24, 2018 2:31 am
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 190
Views: 22241

Re: High End Wrist Watches (Gone Crazy)

I really don't see the point of buying an analog watch. They don't do anything and the thing that they do (tell time) is inferior to a digital watch. I can read the time off a digital watch much faster than an analog one where I have to see where the little and big hands are pointing to and guess if...
by cheesepep
Mon May 14, 2018 11:16 pm
Forum: Investing - Help with Personal Investments
Topic: consumer staples
Replies: 10
Views: 1216

Re: consumer staples

I'm big in PEP right now. Also own small amounts of CHD.
by cheesepep
Thu May 03, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: Need advice on $5M property sale
Replies: 39
Views: 4278

Re: Need advice on $5M property sale

Shop around. I've sold several houses before and use only one realtor who does it for between 4-5%.
by cheesepep
Thu May 03, 2018 2:56 am
Forum: Personal Consumer Issues
Topic: If you really like the CR-V, you should check out the [_____]
Replies: 79
Views: 7028

Re: If you really like the CR-V, you should check out the [_____]

Owner of a brand new CR-V (at least it was in 2015), and I'm ok with it. It has the vibration at low idle problem like many CR-Vs do have and it does annoy me. Also, no volume knob and touchscreen is horrible. Perks are it is very roomy and not so high up like many other cars.
by cheesepep
Wed May 02, 2018 8:52 pm
Forum: Personal Consumer Issues
Topic: Not Wasting Food
Replies: 60
Views: 3930

Re: Not Wasting Food

Pretty much eat all parts of the veggies/meat that you eat. I was at a restaurant yesterday watching a "chef" prepare food. It was so bad that he threw away much of the veggies and meat just to get to "the good stuff." For example, tossing the fish skin or the sides of the fish just to make it have ...
by cheesepep
Wed May 02, 2018 3:12 am
Forum: Personal Consumer Issues
Topic: Have you quit eating sugar? Tell me how!
Replies: 129
Views: 11202

Re: Have you quit eating sugar? Tell me how!

I eat fairly healthy despite 50% of my meals being eaten outside. I eat plenty of carbs (rice and noodles, but no bread usually, and if bread, it is steamed buns). I don't add any sugar to my foods (ok, I do sometimes, but I add less than the recommended amount), but some of my foods contain sugar (...
by cheesepep
Mon Apr 16, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 387
Views: 45778

Re: Name something you had to have and now you regret purchasing it?

My foldable bike with twenty inch wheels. It is not the foldable aspect itself but the brakes are truly horrible. I replaced them but they still stink. I think it is due to the metal on the wheels. Also, it is a bit heavy.
by cheesepep
Mon Apr 16, 2018 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: How much salary did you negotiate?
Replies: 20
Views: 2908

Re: How much salary did you negotiate?

Funny enough, I got my first pay raise in 2 years without doing anything. About 9% increase.
by cheesepep
Wed Apr 11, 2018 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 14715

Re: Ivy school education. Is it worth it?

It is only good for SOME majors, definitely not all or most. If you want to get a degree in theology or something worthless like that, then go to a community college. On a side note, I hate people who wear sweatshirts with their school logo or acronym on there. NO ONE CARES!!!
by cheesepep
Thu Apr 05, 2018 5:04 pm
Forum: Personal Finance (Not Investing)
Topic: How did you file your income taxes?
Replies: 77
Views: 5559

Re: How did you file your income taxes?

TT, remarkably easier this way. I guess I'm getting used to it. I also "filed" my taxes in the foreign country that I work at. It was simply receive tax mailings in the mail, show the nearby 7-11 the bill, and pay in cash. No signature, no nothing.
by cheesepep
Thu Mar 29, 2018 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Healthy eaters -- is this grocery budget normal to you?
Replies: 247
Views: 14973

Re: Healthy eaters -- is this grocery budget normal to you?

I also eat very healthy (most times) and my foods consists of non-organic and GMO foods. Yummy.
by cheesepep
Sat Mar 24, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: Buying large heavy items from places like Amazon
Replies: 22
Views: 2108

Re: Buying large heavy items from places like Amazon

You got to be insane to buy bulky items, perishable food items, or something of the sort from amazon.
by cheesepep
Sat Mar 17, 2018 1:01 am
Forum: Personal Consumer Issues
Topic: 2018 Forester vs CRV vs RAV4
Replies: 130
Views: 14862

Re: 2018 Forester vs CRV vs RAV4

As an owner of a relatively recent CR-V, I was victim of the vibration issue and it still hasn’t been fixed. Also no car play as “promised.” The ride is ok, but ride height a bit too high for me. If the Subaru has car play, I would go for it instead.
by cheesepep
Fri Mar 16, 2018 12:45 am
Forum: Investing - Help with Personal Investments
Topic: Can somebody explain this cost basis calculation for me?
Replies: 2
Views: 358

Can somebody explain this cost basis calculation for me?

A few days ago, I bought X amount of AAPL at $179.59 and then I bought Y amount of AAPL at $178.66, where X and Y are fairly large numbers. I go on my CapitalOne Investing "positions" website where it shows a cost basis of my 2 purchases at $180.29 a share. How can my cost basis be more than the ave...
by cheesepep
Wed Mar 14, 2018 6:59 am
Forum: Personal Finance (Not Investing)
Topic: Accountant not doing taxes while you are there
Replies: 53
Views: 6628

Re: Accountant not doing taxes while you are there

It would seem weird to me for an accountant to do my taxes while I wait (but H&R block is quite common as the taxes there are much easier and done on the spot). Usually give them the paperwork and answer a few questions, drop of the necessary papers, come back in a week, and review taxes with accoun...
by cheesepep
Mon Mar 12, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 45101

Re: What frugal thing did you do today?

I constantly go to a tea shop and order their ice black tea. It comes with a straw. I always don’t use the straw, it because I’m frugal because it is a single use straw and bad for the environment. Yes, maybe bad for my teeth, but I don’t care. Now if they would only serve it in a ceramic mug instea...
by cheesepep
Mon Mar 12, 2018 1:57 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 287
Views: 48441

Re: [Yahoo Finance no longer works - Alternatives to download securities quotes]

I use Apple Numbers and one of the latest updates (well, a few months ago) changed from auto-filling cells with real-time quotes to close of market quotes from yesterday. Yeah, completely useless.
by cheesepep
Sat Mar 10, 2018 11:42 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block vs TurboTax (spoiler: HRB is awful)
Replies: 70
Views: 7121

Re: H&R Block vs TurboTax (spoiler: HRB is awful)

I also did the same. TT user than tried to save money and buy HRB. I found the interface to be mostly the same but a bit less intuitive. Ended up going back. Not to say HRB is bad but not for my needs. However, TT needs an interface update. Much of it looks like 90s software. The window can’t be res...
by cheesepep
Fri Mar 09, 2018 12:46 am
Forum: Investing - Help with Personal Investments
Topic: Can I take an 85+% pay cut for fun?
Replies: 80
Views: 9726

Re: Can I take an 85+% pay cut for fun?

I would. Life is short. Do a part-time job on the side to pick up more money. Do tutoring or something.
by cheesepep
Mon Mar 05, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: Which car, Porsche Cayenne or Volvo XC90?
Replies: 71
Views: 6160

Re: Which car, Porsche Cayenne or Volvo XC90?

None. Volvo station wagon, yes, a station wagon.
by cheesepep
Mon Mar 05, 2018 4:10 am
Forum: Personal Consumer Issues
Topic: Converting old home to open plan layout?
Replies: 45
Views: 4243

Re: Converting old home to open plan layout?

I absolutely hate open floor plans. Every single modern house as them and I strongly dislike. I do want some openness and would prefer for the doors between some rooms to be of double size (or have no doors) such as the space between kitchen and living room, etc. A kitchen should NEVER have a bar. T...
by cheesepep
Sat Mar 03, 2018 6:45 am
Forum: Personal Consumer Issues
Topic: What are the Best Tablet to Read PDFs?
Replies: 29
Views: 4429

Re: What are the Best Tablet to Read PDFs?

Definitely some sort of tablet would be best. The two on one notebooks will do the trick but not as well and will be inconvenient at times. No need to go iPad Pro as any ordinary iPad will no. Can buy any stylus you need. Most important part is which software you use to take notes in AND organize th...
by cheesepep
Sat Feb 24, 2018 10:10 am
Forum: Investing - Theory, News & General
Topic: Buffett's Shareholder Letter [2017]
Replies: 47
Views: 4655

Re: Buffet - Stock to Bond ratio

I’ve never understood bonds and why anyone would own them and, to that end, I don’t purchase any. All stocks for me.
by cheesepep
Tue Feb 20, 2018 4:28 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 45101

Re: What frugal thing did you do today?

I commonly reuse ziploc baggies. A quick rinse and they are as good as new. I also use them for soups and stuff. Much easier many times than a Tupperware.

Every time I visit a restaurant and get some napkins, I take unused napkins back with me
by cheesepep
Tue Feb 20, 2018 2:13 am
Forum: Personal Finance (Not Investing)
Topic: Misc Income [how to report with no 1099]
Replies: 87
Views: 4418

Re: Misc Income [how to report with no 1099]

Nothing to add here other to say that taxes are complicated. No wonder why some people don't report such incomes because they have no idea how to do so.
by cheesepep
Tue Feb 06, 2018 5:44 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 23434

Re: I bought a stock today - Redfin (RDFN)

I also bought a few shares as I said I would. Great company!