Search found 1420 matches

by Atilla
Sat Apr 11, 2020 9:40 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 609
Views: 31647

Re: What are you listening to now

Awesome early 80s German metal...
Image
by Atilla
Sat Apr 11, 2020 2:58 pm
Forum: US Chapters
Topic: How Is Your Job Being Impacted By The Current Crisis?
Replies: 503
Views: 50423

Re: How Is Your Job Being Impacted By The Current Crisis?

Third round of layoffs in the last 3 weeks. There were about 50 of us to start, now we are down to 6. All of us left are on 24 hour work weeks. Aside from a couple jobs that may or may not happen in June/July, we are looking at no money coming into the company until August. That's a best-case scenar...
by Atilla
Sat Apr 11, 2020 6:56 am
Forum: Personal Consumer Issues
Topic: Home office monitor?
Replies: 39
Views: 1592

Re: Home office monitor?

I have one of these, an ultra wide LG model: https://www.lg.com/us/monitors/lg-29UM60-P-ultrawide-monitor I love it - I can have 2 documents side by side and a third on my laptop screen. I don't remember exactly what I paid, but I'm cheap and it must have been under $400.00. It has some cool functio...
by Atilla
Thu Apr 09, 2020 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage payoff - Am I crazy?
Replies: 81
Views: 5444

Re: Mortgage payoff - Am I crazy?

Right now cash is KING. Hold onto the money until this stupidity passes over - then pay off the mortgage once you are both more secure in your jobs.

If you both had bullet-proof government jobs or something comparable, I'd say pay it off now.
by Atilla
Wed Apr 08, 2020 5:08 pm
Forum: Investing - Theory, News & General
Topic: Hope you weren't born in 1960
Replies: 63
Views: 10202

Re: Hope you weren't born in 1960

Interesting. Thanks for the info Alan. It is also interesting that you hear complaints like this when average wages drop (ie financial crisis) but no corresponding complaints of overly high disbursements in good years. I suspect this may be a reason why a change has not happened yet. This is "compa...
by Atilla
Wed Apr 08, 2020 10:55 am
Forum: Personal Consumer Issues
Topic: Coffee Grinders
Replies: 69
Views: 3126

Re: Coffee Grinders

Coincidentally, my bean grinder barely made it this morning, hummed and finally spun. So, I ordered a new one. Not sure if it's good or might work for you. I only grind enough for several days so the grinds stay fresher. And, it's only for me so small capacity is fine. $79 Mueller Conical Burr Grin...
by Atilla
Tue Apr 07, 2020 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: What have you learned from this situation that you will take action on?
Replies: 158
Views: 14386

Re: What have you learned from this situation that you will take action on?

I learned to add face masks, TP, hand sanitizer and wipes to the list of stuff to have a little extra on hand. Real happy about the ammo and liquor stockpile we've kept since 2008. Totally not worried about finding cheap self defense ammo; and no need to go to the liquor store for a looong time. :sh...
by Atilla
Mon Apr 06, 2020 2:27 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55506

Re: How to get Toilet Paper ? seriously.

It's times like this you find out what stores have pull with their suppliers. Around here we have Woodman's. Pallets of toilet paper and bottled water stacked at the checkouts. Brilliant psychological marketing - "don't worry, we got this". Tons of meat and produce of every kind. Nothing in shortage...
by Atilla
Sat Apr 04, 2020 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Why are you NOT buying rental properties?
Replies: 985
Views: 102058

Re: Why are you NOT buying rental properties?

I would have a huge problem if the government appropriated my property by saying I'm not allowed to get rid of non-payers. Add virtual confiscation to the list of risks of owning rental property.
by Atilla
Sat Apr 04, 2020 12:56 pm
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20097

Re: What are you doing for haircuts due to coronavirus shutdown?

I planned ahead and got a haircut right before the crap hit the fan. College kid next to me was talking about going on spring break the following week. :P Now since I'm working from home I figure I'll look like Jim from Taxi before I get it cut again. https://2.bp.blogspot.com/-roxcETFcyS0/VNSdWSpP9...
by Atilla
Fri Apr 03, 2020 3:37 pm
Forum: Personal Investments
Topic: Share what worked in your plan during the crisis
Replies: 103
Views: 6962

Re: Share what worked in your plan during the crisis

Having a paid off house, no car payments or any other debt and living a lifestyle at 25% of our actual income has worked out real well. Incomes for both of us are taking big hits, but we don't have money problems (yet). We could run the household on just unemployment payments if we had to and not ha...
by Atilla
Fri Apr 03, 2020 3:31 pm
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Re: Should I withdraw my kids from summer camp?

I would get my money back now while they still have it to give back...
by Atilla
Fri Apr 03, 2020 1:19 pm
Forum: Personal Consumer Issues
Topic: Should I cancel my travel in France and Belgium in mid May?
Replies: 75
Views: 5531

Re: Should I cancel my travel in France and Belgium in mid May?

I've been up close and personal with the rolling disaster that is the trade show industry and cancellations. I've seen how it's gone the last 3 weeks. Ain't no way that trip is gonna happen. You won't have to decide whether to cancel. It will get canceled for you when they won't let you in the count...
by Atilla
Wed Apr 01, 2020 10:43 am
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 73
Views: 6027

Re: Online / Gun Dealer Recommendations

I would hook up with an FFL in your area. You can find lists of them online. Many of them are small gun shops or independents. I have a guy who works out of his house just down the road. He can find me anything I want; or I can order online and have it delivered to him. If I get something through hi...
by Atilla
Sun Mar 29, 2020 3:05 pm
Forum: Personal Investments
Topic: Rick Ferri says to put aside something for "Bingo Money"
Replies: 76
Views: 9163

Re: Rick Ferri says to put aside something for "Bingo Money"

The cool thing now with basically nobody charging commission is you can buy a single stock of whatever and see what happens to it. :sharebeer

Consider it a replacement to sports betting.
by Atilla
Sun Mar 29, 2020 2:19 pm
Forum: Investing - Theory, News & General
Topic: Market will be at all time high by year-end
Replies: 121
Views: 11675

Re: Market will be at all time high by year-end

Looking at people's behavior (comparing to other countries), it is clear to me that the virus will hit US very hard. I expect a fall in S&P 500 in few weeks when the dead start piling up. I am looking into buying puts or taking some money out of the market. I live a stone's throw from the corner St...
by Atilla
Fri Mar 27, 2020 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: How are you going to use your stimulus money?
Replies: 222
Views: 12675

Re: How are you going to use your stimulus money?

Not getting any. So to y'all who are I say "you're welcome". :annoyed
by Atilla
Tue Mar 24, 2020 4:57 pm
Forum: Investing - Theory, News & General
Topic: Chinese Stocks during the COVID-19 Pandemic
Replies: 95
Views: 8237

Re: Chinese Stocks during the COVID-19 Pandemic

I look at this and see the attempts by the Chinese government to deny and hide the problem (and place blame elsewhere) until it got out of control. I see the worldwide destruction of income and wealth as a result of their government's actions. I can't believe the Chinese economy will not be made to ...
by Atilla
Sun Mar 22, 2020 11:28 am
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 267
Views: 15512

Re: So what are you cooking

Sunday Brunch: Home made corned beef hash, topped with an egg over easy (fried in butter) and a cold beer in a heavy frozen glass! :sharebeer
by Atilla
Thu Mar 19, 2020 5:49 pm
Forum: Personal Consumer Issues
Topic: How much cash to have during coronavirus panic?
Replies: 144
Views: 10777

Re: How much cash to have during coronavirus panic?

The nice thing about booze, cash and bullets - they all keep indefinitely if stored properly. And you never worry when things go sideways and you decide too late you'd like to have some. Wait until some chicken state governor decides liquor stores are non essential and orders them closed. Unlikely, ...
by Atilla
Thu Mar 19, 2020 2:56 pm
Forum: Investing - Theory, News & General
Topic: 2020 COVID Crash Lessons
Replies: 157
Views: 12758

Re: Sage forum people what are the right lessons to draw from this crash?

Hindsight is 20/20. We saw what happened in Wuhan back in January. They locked down an entire region and didn't care if they wrecked the economy doing it. Meanwhile we were all over here not getting the message of what was coming. Now we are voluntarily destroying jobs and wealth on a massive scale....
by Atilla
Wed Mar 18, 2020 5:22 pm
Forum: Personal Consumer Issues
Topic: How much cash to have during coronavirus panic?
Replies: 144
Views: 10777

Re: How much cash to have during coronavirus panic?

Hard cash? I've kept a few thou in a secure location since the last scare in 2008-2009. Along with enough liquor and ammo to get through just about anything.
by Atilla
Tue Mar 17, 2020 5:46 pm
Forum: US Chapters
Topic: How Is Your Job Being Impacted By The Current Crisis?
Replies: 503
Views: 50423

Re: How Is Your Job Being Impacted By The Current Crisis?

80% of the company is let go for now, remaining people on a 3 day workweek with a 40% reduction in base salary/hours. Thank God my base salary is 25% of total pay, so take home income is marginally affected. It will take awhile before commission income takes a major hit. We have zero work on the boo...
by Atilla
Mon Mar 09, 2020 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Actual Cash Money Without Extensive Paper Trail
Replies: 27
Views: 2872

Re: Actual Cash Money Without Extensive Paper Trail

I would just start paying cash for everything you normally use a debit/credit card for. Gas, groceries, dinners out, other purchases. All in cash whenever possible. Then let the unspent money from your regular income source go into savings/investments. Bonus - by spending cash you might get a better...
by Atilla
Mon Mar 09, 2020 9:57 am
Forum: Personal Investments
Topic: Market down over 6% today
Replies: 56
Views: 5912

Re: Market down over 6% today

I was finally able to book some decent losses and clean some things up in taxable I've been avoiding due to capital gains taxes.
by Atilla
Sat Mar 07, 2020 5:38 pm
Forum: Personal Consumer Issues
Topic: double-side tape to secure rug to floor - recommendations?
Replies: 20
Views: 963

Re: double-side tape to secure rug to floor - recommendations?

Double sided Remo tape. We use it all the time at work. Sticks hard but pulls off with no residue whatsoever. Might not work for your specific use but I'd give it a shot.

http://www.essentraspecialtytapes.com/Remo-Two-Rolls
by Atilla
Sat Feb 29, 2020 2:38 pm
Forum: Personal Consumer Issues
Topic: Retire Old Desktop Computer
Replies: 40
Views: 2908

Re: Retire Old Desktop Computer

A pound of Tannerite, .308 Winchester rifle, some friends and beer in an empty field would be my choice for retiring the thing. :beer
by Atilla
Fri Feb 28, 2020 11:44 am
Forum: Investing - Theory, News & General
Topic: When do you buy stocks in a correction or bear market?
Replies: 30
Views: 2762

Re: When do you buy stocks in a correction or bear market?

I really wanna dump all available cash into the market today - but I'm not. Sticking to the plan, blah blah blah.

Which means we probably hit a bottom and it's all up from here. :D Guess we'll see...
by Atilla
Tue Feb 25, 2020 3:30 pm
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27222

Re: Protection Against Home Intruders

1. Sleep in the basement where an intruder wouldn't think to look for you at night. 2. Nightstand gun: big heavy MPA Defender in 9MM, 33 round magazine, suppressed with subsonic ammunition, attached combo green laser/flashlight, front strap giving you 2-handed stability holding the gun in close and ...
by Atilla
Wed Feb 19, 2020 6:05 pm
Forum: Personal Consumer Issues
Topic: Pet Peeve: Bar Keeper's Friend Clumping
Replies: 15
Views: 1870

Re: Pet Peeve: Bar Keeper's Friend Clumping

Shake the container real hard before you use it.
by Atilla
Wed Feb 19, 2020 6:01 pm
Forum: Investing - Theory, News & General
Topic: Would you ever hold enough Fixed Income to cover you until a certain age?
Replies: 55
Views: 3158

Re: Would you ever hold enough Fixed Income to cover you until a certain age?

We are 60/40. And that 40 in bonds will keep us OK for plenty enough years until the SS entitlement train kicks in, so - my answer is "yes".
by Atilla
Tue Feb 18, 2020 5:22 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 224
Views: 11120

Re: Perform own oil change pros & cons?

I have always changed my own oil so I know it's done correctly. Gives you a chance to crawl around and spot any other issues - check brake pads, etc. Last year I had my transmission fluid and front and rear differential fluids changed by the dealership since the transmission fluid change was a big o...
by Atilla
Sun Feb 16, 2020 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Entry-Level Jobs with Pensions - What companies still offer pensions these days?
Replies: 155
Views: 12324

Re: Entry-Level Jobs with Pensions - What companies still offer pensions these days?

My father-in-law retired at 53 from a municipal job. Still collecting a pension paycheck at 85. In the only state with a 100% funded public employee retirement system. Lovely wife has a pension with a local insurance company she earned working there from age 17 to 37. Over 100% funded, and her cash ...
by Atilla
Sun Feb 16, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4583

Re: When will 5G be available in Rural US?

10 years from now when cancer rates spike in cities with 5G, country folk will be happy they never got it.
by Atilla
Sun Feb 16, 2020 3:58 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 609
Views: 31647

Re: What are you listening to now

Sunday Afternoon. Swilling margaritas and listening to Vaughan Brothers Family Style album. :beer
by Atilla
Sun Feb 16, 2020 9:14 am
Forum: Personal Consumer Issues
Topic: Carhartt or Tough Duck jackets
Replies: 19
Views: 1661

Re: Carhartt or Tough Duck jackets

The fleece jackets from Duluth Trading are incredibly warm and windproof considering they are not bulky. Sizes do run large, so get one size smaller than you normally would. One of these as a layer under a thin shell jacket is good for temps down to zero. Plus they are inexpensive. https://www.dulut...
by Atilla
Sat Feb 15, 2020 6:24 pm
Forum: Personal Consumer Issues
Topic: How are you spending Valentine's day?
Replies: 64
Views: 3890

Re: How are you spending Valentine's day?

We went out the night before for a nice steak dinner to avoid the amateurs. :sharebeer
by Atilla
Thu Feb 13, 2020 3:32 pm
Forum: Personal Consumer Issues
Topic: Short week in New Orleans
Replies: 24
Views: 1494

Re: Short week in New Orleans

Royal Street walk is enjoyable, preferable to Bourbon Street by a lot. Finding a bad meal is almost impossible.

I was surprised to discover that midtown Manhattan stinks WAY worse than the French Quarter.
by Atilla
Wed Feb 12, 2020 7:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5584
Views: 478951

Re: U.S. stocks continue to soar!

And yet here I am at historical highs re balancing into more equities because my wife's 100% funded private pension plan cash value took a big leap for 2020. Feh. Sicking to the plan. :beer
by Atilla
Sat Feb 08, 2020 1:30 pm
Forum: Personal Consumer Issues
Topic: Would you drive without a spare tire?
Replies: 193
Views: 11271

Re: Would you drive without a spare tire?

For awhile I had an old 1980 Camaro that came with an uninflated spare and a can of air from the factory. The car was 20 years old by the time I got it and who knew if the can of air was any good. So I ditched the spare and carried a tire plug kit and portable 12volt tire pump. I figured that combo ...
by Atilla
Fri Feb 07, 2020 4:54 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 609
Views: 31647

Re: What are you listening to now

Just picked up a pristine copy of Accept's 1981 Breaker LP. Eyeing a German pressing of Restless and Wild that I might have to get as well. Reliving my high school years. :beer
by Atilla
Fri Feb 07, 2020 9:41 am
Forum: Personal Consumer Issues
Topic: Finding GOOD flights, not necessarily cheapest flights
Replies: 40
Views: 3104

Re: Finding GOOD flights, not necessarily cheapest flights

Good general rules:

Premium Economy for the legroom at much lower cost than Business/First Class.
Window seats on a plane with just the 2 seats then an aisle. Just you and your partner and no one else.
Book direct with the airline, not through a 3rd party.
Avoid American Airlines like the plague.
by Atilla
Thu Jan 30, 2020 7:44 pm
Forum: Personal Consumer Issues
Topic: First Visit to Keys and Marathon, FL
Replies: 25
Views: 2316

Re: First Visit to Keys and Marathon, FL

In Key West you can always stumble down to the Green Parrot for some afternoon day drinking. :beer
by Atilla
Thu Jan 30, 2020 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: How does someone know whether they would enjoy being a manager?
Replies: 59
Views: 4224

Re: How does someone know whether they would enjoy being a manager?

One of the best career decisions I ever made was to turn down a sales management job offer way back in 2004. I'm still with the company in the same position, raking in good money on commission. If I was a manager, nobody would ever do what I wanted, HOW I would want it done; and it would drive me cr...
by Atilla
Tue Jan 28, 2020 7:55 am
Forum: Personal Consumer Issues
Topic: Dog repellent when biking
Replies: 63
Views: 2910

Re: Dog repellent when biking

Google search "stun club". I take one when walking our dog in the park because there have been times I've had to deal with loose dogs. It's seriously nasty and won't leave a mark. Great deterrent for people too.
by Atilla
Sat Jan 25, 2020 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Umbrella insurance cost
Replies: 98
Views: 6615

Re: Umbrella insurance cost

$1 million coverage through Erie. 2 adults, $288.00 per year. Just got my bill.
by Atilla
Fri Jan 24, 2020 6:30 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 94
Views: 5795

Re: Subaru Outback engine stop/start

It's annoying you can't permanently turn off the auto stop/start feature - but if it's a matter of pushing an extra button every time you drive - meh - you get used to it. My wife's stupid Lexus defaults to ECO mode every time you start the thing. You have to switch to SPORT mode every time you star...
by Atilla
Thu Jan 23, 2020 6:27 pm
Forum: Personal Consumer Issues
Topic: Baby registry "must haves"?
Replies: 64
Views: 3283

Re: Baby registry "must haves"?

Target gift cards! Diaper Genie - P-U. We received one back in the day and P-U! Smelly swampy thing that seems like a good idea but isn't. Tons and tons of cheap white cloths you can easily wash in hot water and bleach. A crib if you can't get one from family. A skid of disposable diapers. And tons ...
by Atilla
Wed Jan 08, 2020 6:12 pm
Forum: Personal Consumer Issues
Topic: Irrational Fear of Injury in Small Car?
Replies: 124
Views: 8079

Re: Irrational Fear of Injury in Small Car?

All things being equal, size matters. That's why safety ratings are given for each class of vehicle size; and you can't really compare a subcompact's safety to full size. My preference is always for the crumple zone to be the other vehicle, so I lean toward somewhat larger vehicles. Plus they are ge...
by Atilla
Sat Jan 04, 2020 5:37 pm
Forum: Investing - Theory, News & General
Topic: Now is a good time to start tracking your net worth.
Replies: 123
Views: 11357

Re: Now is a good time to start tracking your net worth.

Ive been tracking our net worth in Excel since 2006. Used to add a new column every quarter but that got tiring, so now just a new column for every year. First tab for the "Family Fortune" big picture overview, one tab each for our retirements and another for our taxable investments/savings. The big...