Search found 1251 matches

by Atilla
Wed Jan 23, 2019 9:55 am
Forum: Personal Consumer Issues
Topic: Is there ever a smart time to trade a vehicle ?
Replies: 15
Views: 797

Re: Is there ever a smart time to trade a vehicle ?

Trucks hold their value very well. I wouldn't trade it in and I wouldn't sell it until it's well over 10 years old, 100k miles. Then sell it private party. Financially it makes sense to drive a car as long as possible. Buying a new car every few years is about as bad as leasing. Pretty much what I ...
by Atilla
Tue Jan 15, 2019 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: A co-worker makes more than me
Replies: 77
Views: 6606

Re: A co-worker makes more than me

That's what's nice about being paid on commission. My co-worker joined the company 10 years after I did and makes more money.

My annual sales is $3.3 million and hers is $4.2 mil. So - no hard feelings. :D
by Atilla
Fri Jan 11, 2019 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: What to do when a parent's money runs out?
Replies: 236
Views: 40466

Re: What to do when a parent's money runs out?

Amazing - almost the exact same story as mine. Mother inherits a quarter million and proceeds to blow through most of it and end up with two houses, three mortgages and no job. Unemployment magically became retirement when she hit 62. I just send the money - $1,000 every month. What pisses me off m...
by Atilla
Tue Jan 08, 2019 7:27 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 12676

Re: Recommendations for a 9mm handgun

If this is to be a big klunker to keep at the bedside, look at an MPA Defender. Ours has been 100% reliable, holds 33 rounds of 9MM. We mounted a laser sight and a front strap for 2-handed stability. https://ii.cheaperthandirt.com/fcgi-bin/iipsrv.fcgi?FIF=/images/cheaperthandirt/source/7-gmpa930sst_...
by Atilla
Tue Jan 08, 2019 11:24 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 12676

Re: Recommendations for a 9mm handgun

Never owned or used a gun before but thinking about purchasing one. After a little research I am thinking a 9mm might be the best handgun for a beginner like me. Can anyone recommend a particular brand/model? Thanks 9mm is a good choice, and Glocks are the Honda Civics of guns. Not the best but the...
by Atilla
Sun Jan 06, 2019 7:36 am
Forum: Personal Consumer Issues
Topic: United, American Airlines, Delta--about the same?
Replies: 144
Views: 7782

Re: United, American, Delta--about the same?

Are the flights even on the carriers' planes, or on regional jets operated by 3rd parties? IME - in terms of comfort, reliability, and service level, at least on mainline: Delta >> United >> flying dumpster fire >> American Have you checked the other carriers? Can you get Southwest or Alaska (both ...
by Atilla
Fri Jan 04, 2019 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: What Do You Spend The Most On Annually?
Replies: 158
Views: 8265

Re: What Do You Spend The Most On Annually?

Expenses are about 60% taxes and 40% for everything else. Savings is not figured into this since it's not an expense.
by Atilla
Tue Jan 01, 2019 6:32 pm
Forum: Personal Consumer Issues
Topic: Thoughts on the new Maxima?
Replies: 42
Views: 2892

Re: Thoughts on the new Maxima?

Maxima's CVT transmission is a deal killer. Get a 2 year old Infiniti Q70 with either all-wheel or rear wheel drive.
by Atilla
Sat Dec 29, 2018 11:33 am
Forum: Investing - Theory, News & General
Topic: College Inflation rate?
Replies: 59
Views: 3481

Re: College Inflation rate?

Big10 school for me starting 1985 compared to what I'm paying now for in-state tuition and fees (same school) I get a 2.7% annual increase averaged over the last 32 years. When I attended the increase was 10%/year, but those were much smaller numbers back then. We've been very fortunate as there has...
by Atilla
Fri Dec 28, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Why do people buy- performance cars?
Replies: 67
Views: 2370

Re: Why do people buy- performance cars?

I think one thing that has been over looked is the throaty sound of a car that uses the left hand to start and has an illuminated word “turbo” as you get into it. Pure pleasure and you haven’t even backed out of the driveway. :beer Also overlooked is a lumpy big cam idle. Lots of fast and fancy car...
by Atilla
Fri Dec 28, 2018 5:18 pm
Forum: Personal Consumer Issues
Topic: Why do people buy- performance cars?
Replies: 67
Views: 2370

Re: Why do people buy- performance cars?

Performance car - why? Some folks like to haul it up highway on-ramps and be backing off 80 or 90 mph by the time they have to merge. Or have easy access to deserted, curvy country back roads where there's no Po Po. Or don't mind the errant fishtail and super-quick blast up to 40 mph in town. Or lik...
by Atilla
Fri Dec 28, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: not funding kid's tuition
Replies: 102
Views: 3338

Re: not funding kid's tuition

Except college costs are completely transparent up front and you can vote with your feet to a better value/lower cost.
by Atilla
Fri Dec 28, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: not funding kid's tuition
Replies: 102
Views: 3338

Re: not funding kid's tuition

Meh- I bought #1 son a car (1998 Civic) and kicked him out the door after high school. I'm currently covering (employer subsidized) health insurance and in-state tuition for college. Tuition is $5K-ish a semester for a flagship Big10 experience. That's easily cash-flowed laundering the money through...
by Atilla
Fri Dec 21, 2018 5:45 pm
Forum: Personal Consumer Issues
Topic: MIL looking for a large "luxury" sedan
Replies: 51
Views: 4991

Re: MIL looking for a large "luxury" sedan

Cadillac XTS? For people that buy automotive luxury by the pound, I don't think it can be beat. Is rear passenger room a major concern? Is she driving family or friends around? Lexus ES350 I wouldn't consider a large sedan. It's in the same class as the TLX. Infinitis tend to depreciate faster than...
by Atilla
Sat Dec 15, 2018 11:55 am
Forum: Personal Finance (Not Investing)
Topic: How can you get a car w/ taxi or police package?
Replies: 13
Views: 2272

Re: How can you get a car w/ taxi or police package?

Buddy of mine @ uni got one from the police auction 30 years ago - quite the car indeed w/ the 454 and dual exhausts - still black+white even! Probably got 9 mpg but gas was cheaper. Was this guy your buddy, by any chance? https://www.youtube.com/watch?v=jKmuKjpKPIo https://www.seo-e.com/wp-content...
by Atilla
Thu Dec 06, 2018 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 375
Views: 22374

Re: What are others paying for property taxes around the US?

Answers are worthless without stating assessed value vs. taxes paid.

$203,000 assessed value, $4,400 annual property taxes.
by Atilla
Tue Dec 04, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Anyone else not enjoy going out?
Replies: 68
Views: 12185

Re: Anyone else not enjoy going out?

Back in the day when smoking was allowed in bars and music consisted of a jukebox running through some extra speakers you could go out with friends and fire up a skunky fatty in the tobacco stench and talk with a good music background. You can't do that anymore. Not that I would anymore anyway. :sha...
by Atilla
Fri Nov 30, 2018 6:06 pm
Forum: Personal Consumer Issues
Topic: moving an expensive car across several states
Replies: 9
Views: 593

Re: moving an expensive car across several states

A friend of mine (trustworthy guy) was asked by a rich friend of his to drive a $100,000+ Jag cross country to deliver it to the west coast from the Midwest. Paid his gas, food, hotel and flight home.
by Atilla
Thu Nov 29, 2018 4:51 pm
Forum: Investing - Help with Personal Investments
Topic: What would you do with $6,000 in gold and silver?
Replies: 40
Views: 3445

Re: What would you do with $6,000 in gold and silver?

Meh, it's only $6,000. I'd keep it stashed with the guns, ammo and liquor in case of emergency. :sharebeer
by Atilla
Tue Nov 20, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Home Printer
Replies: 41
Views: 1859

Re: Recommendations for Home Printer

This printer [Canon ImageClass MF634Cdw Wireless Multifunction Color Laser Printer $200-ish] looks like a pretty good deal right now, according to the comments from the forum slickdeals. It's color, tho, which you may not need. But laserprinter toner is not expensive compared with ink, and it has a...
by Atilla
Wed Nov 14, 2018 6:11 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 109
Views: 17513

Re: Don't pay full price for SiriusXM radio

With modern vehicles these days you can stream pretty much anything you want for free thru your phone to your vehicle audio. I see no need whatever for a satellite radio service. That assumes that you have a phone with unlimited data. Many of us do not. I stream audio at will and never exceed 1.5 -...
by Atilla
Wed Nov 14, 2018 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: My Grandmother has 80% stocks
Replies: 55
Views: 5724

Re: My Grandmother has 80% stocks

A wealthy aunt spread her $4.5 million around upon her death back in 2004. I got 1%, which was nice - solved all my money problems. She was 100% invested in 15 or so stocks she picked herself. She had been a stock picker since the 1950's and did just fine. She never worked anywhere except at Oscar M...
by Atilla
Wed Nov 14, 2018 4:06 pm
Forum: Investing - Help with Personal Investments
Topic: Brand New to Boggleheads, Thoughts on my stocks?
Replies: 12
Views: 816

Re: Brand New to Boggleheads, Thoughts on my stocks?

I say keep the 2 individual stocks and see what happens to them. It will be a fun lesson. :D All future money should go to an index ETF like SPY until you have a big enough pile of money you can play around with individual stocks on the side if you're still interested in that. Definitely look at ope...
by Atilla
Sun Nov 11, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 109
Views: 17513

Re: Don't pay full price for SiriusXM radio

With modern vehicles these days you can stream pretty much anything you want for free thru your phone to your vehicle audio. I see no need whatever for a satellite radio service.
by Atilla
Sun Nov 11, 2018 2:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Armistice Day - 100 years ago today, the ending of World War One
Replies: 10
Views: 812

Re: Armistice Day - 100 years ago today, the ending of World War One

A YouTube channel - The Great War - has been covering the war week by week as it happened 100 years ago. It's been great. The host is a history buff with a background in theater.

https://www.youtube.com/channel/UCUcyEs ... 69RRVhRh4A
by Atilla
Fri Nov 09, 2018 5:34 pm
Forum: Personal Consumer Issues
Topic: Alcohol related gift idea - nice glasses for drinking spirits?
Replies: 17
Views: 1526

Re: Alcohol related gift idea - nice glasses for drinking spirits?

Good old Waterford Lismore drinkin' tumblers. Sit nice and heavy in the hand.
Image
by Atilla
Mon Nov 05, 2018 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching kids there is an ample amount of money
Replies: 108
Views: 8124

Re: Teaching kids there is an ample amount of money

Who had the line talking to their children - "Your mother and I are well off. You however don't have a cent."?
by Atilla
Wed Oct 31, 2018 6:27 am
Forum: Personal Consumer Issues
Topic: Luxury Sedans for around $25k used with lower miles? AWD?
Replies: 38
Views: 2747

Re: Luxury Sedans for around $25k used with lower miles? AWD?

Last year I purchased a 2012 Infiniti M37x. Just under 24,000 miles for $23,000. Roomy, all wheel drive, good power and handling, decent reliability and good crash rating. So I'd look for used M37/Q70 models. They can be found everywhere. The G37/Q50s are not mid to large luxury cars. The M37/Q70 de...
by Atilla
Tue Oct 30, 2018 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: How much to offer on new construction home
Replies: 31
Views: 2266

Re: How much to offer on new construction home

"You would have gotten a better deal not showing up with an agent. Builder has to pay her commission now."

Yep. :moneybag Think of it as a huge front load fee you have to pay.
by Atilla
Tue Oct 30, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: Treasure Island or Bally's in Las Vegas
Replies: 32
Views: 2326

Re: Treasure Island or Bally's in Las Vegas

As someone who has wandered the strip at all hours - from morning jogs to past midnight stumbling - Bally's location is the belly of the beast as far as what will be seen on the sidewalk compared to TI. In general the west side of the strip (TI) is a bit more civilized than the east side (Bally's). ...
by Atilla
Tue Oct 30, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: Treasure Island or Bally's in Las Vegas
Replies: 32
Views: 2326

Re: Treasure Island or Bally's in Las Vegas

I have not stayed at either property, but I've visited both many times. My vote is for TI as more kid-friendly. You are directly next door to Fashion Show Mall to the north. The tram takes you the other way to Mirage and their Tiger/Dolphin habitat which is actually kinda neat. It's just a more "dis...
by Atilla
Fri Oct 26, 2018 3:59 pm
Forum: Personal Consumer Issues
Topic: How to sell a nice professional office desk?
Replies: 12
Views: 1104

Re: How to sell a nice professional office desk?

Craigslist has always been my friend. Got rid of everything from a treadmill to a Hummer for decent money in a very short time.
by Atilla
Sat Oct 20, 2018 6:26 pm
Forum: Personal Consumer Issues
Topic: Beer - Strong German Style Lagers
Replies: 56
Views: 4924

Beer - Strong German Style Lagers

Last year I was lucky enough to go to Munich during Oktoberfest. I'm familiar with import German beer, but the stuff over there is obviously fresher. I really really enjoyed the various lagers brewed in Munich - most especially Augustiner Edelstoff. Clear, clean and strong. The local mega liquor mar...
by Atilla
Fri Oct 19, 2018 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Give 1 Week Notice: Can Employer Retaliate by Not Paying Vacation?
Replies: 53
Views: 5115

Re: Give 1 Week Notice: Can Employer Retaliate by Not Paying Vacation?

Regardless of the state, the employer in your situation can do whatever they want and it will be up to you to fight them legally if you don't like it.
by Atilla
Sun Oct 14, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 338
Views: 23600

Re: Talk me out of buying a Tesla Model 3

pennylane wrote:
Tue Oct 09, 2018 9:32 pm
Atilla wrote:
Mon Oct 08, 2018 5:24 pm
Zero to 60 in 3.5 seconds is getting close to Yamaha VMAX territory. I have a VMAX so I know what that's like.

Get the Model 3. :twisted:
Actually was timed at 3.2. The 3.5 is conservative from Tesla
Still a good second longer than a VMAX, but hey - great for a car. 8-)
by Atilla
Fri Oct 12, 2018 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing?
Replies: 103
Views: 10014

Re: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing

If you are fit enough and in the San Francisco area then working part time on the Giants groundscrew, there are 50 of us, is a great retirement job. 1. Get to watch some MLB from the dugout. 2. No need for a gym membership. 3. Very flexible work hours. 4. Long off season to recharge. 5. Beautiful w...
by Atilla
Wed Oct 10, 2018 5:54 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10165
Views: 1790435

Re: U.S. stocks in freefall

MJW wrote:
Wed Oct 10, 2018 3:12 pm
Doom&Gloom wrote:
Wed Oct 10, 2018 3:07 pm
This is it!

I'm not certain what "it" is, but this is definitely it.
I agree. It's definitely happening. I'm seeing the same thing you are.
I saw it coming two weeks ago already.
by Atilla
Mon Oct 08, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 338
Views: 23600

Re: Talk me out of buying a Tesla Model 3

Zero to 60 in 3.5 seconds is getting close to Yamaha VMAX territory. I have a VMAX so I know what that's like.

Get the Model 3. :twisted:
by Atilla
Mon Sep 10, 2018 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else playing catch-up in their 40's?
Replies: 68
Views: 7492

Re: Anyone else playing catch-up in their 40's?

At 37 I had a net worth of under $25,000. Credit card debt equaled over half my 401K balance. It was a bad time and a lifetime of bad money decisions.

By 40 net worth was a bit over $400,000.

At 51 I have a net worth working toward the second million.
by Atilla
Mon Sep 10, 2018 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Working for a municipality
Replies: 26
Views: 2552

Re: Working for a municipality

Father In Law retired at 53 years old, city assessor.

30 years later he still collects a check from the city, so it's worked out really really well for him.
by Atilla
Wed Aug 29, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Native German speakers: need help with translation.
Replies: 17
Views: 2026

Re: Native German speakers: need help with translation.

Ja! and Nein! should do it, eh?

Keep it simple and fun.
by Atilla
Wed Aug 22, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: relationship issues - advise needed
Replies: 51
Views: 4252

Re: relationship issues - advise needed

My advice is both of you need to consider divorce as not an option and work it out starting from there. Not a big fan of counselors - at your point usually one party is set on divorce and the other isn't. Counseling is just a pathway to make the "want to leave" partner feel better on the way out. Ho...
by Atilla
Wed Aug 22, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: Good Non-Boring Boglehead Cars Under $30k
Replies: 247
Views: 17152

Re: Good Non-Boring Boglehead Cars Under $30k

A 3-year old Infiniti Q50 will blow most cars out of the water. 3.7 liter V6, just shy of 330 horsepower and all wheel drive. Reliable, revs to 7,500 RPM and good handling. Under 30K should be no problem. :sharebeer
by Atilla
Wed Aug 22, 2018 7:57 am
Forum: Personal Consumer Issues
Topic: Landlord Nightmare
Replies: 90
Views: 9770

Re: Landlord Nightmare

If it's your facebook page, just nuke his negative comments. They were never there. Done.
by Atilla
Thu Aug 16, 2018 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Seattle- mandatory affordable housing units affect single family home values?
Replies: 47
Views: 3684

Re: Seattle- mandatory affordable housing units affect single family home values?

I can't see this as a positive to your friend's property value. Best case scenario is there is not too much harm. How the affordable units are allocated to tenants and the building is managed will be key. If it's a 7 story high rise full of section 8 tenants, she's doomed. I can tell you first hand,...
by Atilla
Wed Aug 15, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 54
Views: 4905

Re: Adult piggy bank

I use one of those big 5-gallon glass bottles you ferment beer in.
by Atilla
Thu Aug 02, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?
Replies: 96
Views: 9604

Re: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?

Minneapolis area is much larger and very sprawley. Traffic can be horrible if you have to commute. If you choose to live there, pick carefully so you are in a neighborhood with like-minded people and plenty of stuff to do close by. You don't want to move somewhere you will be isolated unless you get...
by Atilla
Fri Jul 27, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: DisneyWorld-Needing specific advice
Replies: 33
Views: 2068

Re: DisneyWorld-Needing specific advice

It's been 15 years - back when the boy was 5 but my recommendations: Stick with Disney and avoid Universal given the time constraints. Consider making 1 of your 3 days a "Disney Lite" day and spend half the day hanging at the resort pool Absolutely stay at a Disney resort for earlier/later park acce...
by Atilla
Thu Jul 26, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 207
Views: 10555

Re: Toughest Purchase of my Life. Engagement Ring time

Get the girl the ring. Assuming you know the answer will be "yes". She will love it and get to flash it around to friends and family. 20 years later (hopefully) she will still love it. Now is not the time to get all cheap and reasonable. Put a ring she already has on any finger (pinky) of yours wher...
by Atilla
Mon Jul 23, 2018 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Pay for college with cash flow
Replies: 78
Views: 5543

Re: Pay for college with cash flow

I am currently cash flowing the boy's tuition, but I launder the money through a 529 account to get the tax deduction.