Search found 1353 matches

by Atilla
Tue Nov 12, 2019 5:17 pm
Forum: Personal Consumer Issues
Topic: Blankets/Bedding for Cold Winter Nights
Replies: 56
Views: 3434

Re: Blankets/Bedding for Cold Winter Nights

Upper Midwest here. We let the heat go down to 64 at night.

Flannel sheets and the thinnest synthetic IKEA comforter they sell.

No clothing - she's a furnace. :sharebeer
by Atilla
Mon Nov 11, 2019 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: How donating appreciated stocks save taxes?
Replies: 13
Views: 696

Re: How donating appreciated stocks save taxes?

Buy shares for $1,000 and hold. Shares value grows to $1,500.

Donate shares and replace with $1,500 of the same shares.

Get $1,500 tax deduction for something that cost you $1,000; and eliminate capital gain of $500 you won't have to eventually pay tax on when you sell.
by Atilla
Sun Nov 10, 2019 9:05 pm
Forum: Personal Consumer Issues
Topic: Saving seats on Southwest
Replies: 210
Views: 11065

Re: Saving seats on Southwest

I only flew Southwest once. But from my experience if you have your act together and check in online at the correct time on your phone laying in bed you are A1 or whatever and board first and none of this is an issue? Am I missing something?
by Atilla
Sat Nov 09, 2019 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Do you charge your employer for the time that you spend working on your off days?
Replies: 145
Views: 7534

Re: Do you charge your employer for the time that you spend working on your off days?

Garbage like this is why I'm glad I work from home and get paid on commission.

I was emailed once (on vacation) to call a client about money the company wanted asap. I replied that I had a few beers and shouldn't be talking to them.

Problem solved. :sharebeer
by Atilla
Thu Nov 07, 2019 4:23 pm
Forum: Personal Consumer Issues
Topic: Maximize 1 Day at Disney
Replies: 48
Views: 2668

Re: Maximize 1 Day at Disney

Definitely rent a stroller. Back in the day they were big plastic monstrosities a 5-year old could lounge in while you make time from one thing to the other without the kid getting tired.
by Atilla
Tue Nov 05, 2019 2:57 pm
Forum: Personal Consumer Issues
Topic: Working from home vs in the office
Replies: 22
Views: 1831

Re: Working from home vs in the office

Working from home totally rocks. I'm a firm believer in having a dedicated office. The flexibility is great - wake up with coffee and start working right away. After a couple hours take a break and go for a run. Quick self-made lunch then take a walk with the dog. If you have to work a bit late - no...
by Atilla
Sat Nov 02, 2019 9:33 pm
Forum: Personal Consumer Issues
Topic: Wallets [Do you carry a wallet?]
Replies: 102
Views: 8156

Re: Wallets [Do you carry a wallet?]

I would never attach my "wallet" to my cell phone any more than I would add my car key to it. Small leather billfold with drivers license, health insurance card, concealed carry ID, lifetime membership college union card (to buy beer) and a couple credit/debit cards and usually no cash. Except for L...
by Atilla
Mon Oct 28, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: How much do you plan to spend on your children's weddings?
Replies: 182
Views: 8792

Re: How much do you plan to spend on your children's weddings?

Right now the plan is to throw $10,000 at him and he can spend it on whatever he wants - wedding, house down payment, whatever.
by Atilla
Thu Oct 17, 2019 3:39 pm
Forum: Personal Finance (Not Investing)
Topic: Handling a substantial salary increase - suggestions?
Replies: 27
Views: 3732

Re: Handling a substantial salary increase - suggestions?

Make sure your withholding is sufficient to avoid a huge hit at tax time. Tripling your salary to the $170k range brings you into the company of people actually paying significant income taxes.
by Atilla
Fri Oct 11, 2019 5:07 pm
Forum: Personal Consumer Issues
Topic: Hotel mini bar - rude to use for own stuff
Replies: 42
Views: 6282

Re: Hotel mini bar - rude to use for own stuff

If you run into a hassle with a minibar with sensors and you really want to use the fridge space - I have heard tell that in the US if you inform the front desk you are insulin-dependent and need the cold storage they will accommodate you at no charge.
by Atilla
Fri Oct 11, 2019 3:28 pm
Forum: Personal Consumer Issues
Topic: duckduckgo
Replies: 31
Views: 4102

Re: duckduckgo

Duckduckgo is my primary search engine browsing with Firefox. Never a problem ever.

Since Chrome is Google, perhaps it's no surprise they dragged you back in after having "problems" with Duckduckgo.

Nope, no surprise at all...
by Atilla
Thu Oct 03, 2019 6:31 pm
Forum: Personal Consumer Issues
Topic: BH choice for car service from LGA and to EWR
Replies: 12
Views: 474

Re: Boglehead choice for car service in NYC

Stinky wrote:
Thu Oct 03, 2019 6:20 pm
BarbBrooklyn wrote:
Thu Oct 03, 2019 6:14 pm
And which airport?
Arriving LGA, departing EWR.
Same folks also cover EWR!
https://lgacarservice.com/
by Atilla
Thu Oct 03, 2019 6:19 pm
Forum: Personal Consumer Issues
Topic: BH choice for car service from LGA and to EWR
Replies: 12
Views: 474

Re: Boglehead choice for car service in NYC

https://lgacarservice.com/ These folks worked out great just this past June. I needed my mother picked up at LGA and hauled up to Beacon NY for a wedding. NIce man in a Town Car made pleasant conversation and got her there with great service. Same guy was there a few days later for the return trip. ...
by Atilla
Wed Oct 02, 2019 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Wedding Finances-Today
Replies: 107
Views: 8386

Re: Wedding Finances-Today

I'm gonna break your rules and talk about my 2 weddings - 1993 and 2005. :) Both were reasonable cost. Similarities between the two: The thought of hiring a planner never entered anyone's mind Buffet meal, 1993 was a full blown dinner; 2005 was heavy appetizers Reception and ceremony at the same pla...
by Atilla
Tue Oct 01, 2019 11:06 am
Forum: Personal Investments
Topic: Highly Compensated Employee & 401K limits
Replies: 41
Views: 4327

Re: Highly Compensated Employee & 401K limits

It is what it is.You don't want to over-contribute because you'll just get the excess back and get taxed on it as income - just another hassle to deal with at tax time. Our current 401K provider is good enough to cut me off when I hit the limit, which the last couple years has been in early Septembe...
by Atilla
Fri Sep 27, 2019 5:42 pm
Forum: Personal Finance (Not Investing)
Topic: Half of Retirees Afraid to Use Savings
Replies: 111
Views: 12707

Re: Half of Retirees Afraid to Use Savings

Unfortunately my mother is in the other half not afraid to use savings. 6-figures plus so far to keep her out of the van down by the river.
by Atilla
Thu Sep 26, 2019 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Success stories of NOT buying more/too much house
Replies: 109
Views: 18446

Re: Success stories of NOT buying more/too much house

One thing that really helps avoiding buying too much house is having a paid off mortgage. Where we live now the house is just fine, but the neighborhood has gone to crap and is getting worse. BUT it's paid off and all our things are here. Taking on a mortgage after years of no payments and/or dippin...
by Atilla
Thu Sep 19, 2019 3:26 pm
Forum: Personal Consumer Issues
Topic: Blue Apron for a sick friend?
Replies: 41
Views: 2469

Re: Blue Apron for a sick friend?

We found a personal chef locally for my wife's parents. Her cost was very reasonable. She asked questions about food preferences/restrictions, did all the shopping, showed up once a week, cooked up a storm for 2-3 hours and made tupperware meal buckets for the freezer along with some fresh options f...
by Atilla
Fri Sep 13, 2019 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 6416

Re: Whistleblowing / Going Rogue at Work

Dude you are SO getting fired (that's the best outcome) if they find out who you are.
by Atilla
Wed Sep 11, 2019 1:02 pm
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 3173

Re: Need ideas for NY Upstate Getaway

The area around Beacon, NY (on the Hudson River) is lined with apple orchards and several wineries that are nice to visit this time of year. There's also a modern art museum (the Dia) and the Storm King art center/outdoor sculpture park. You'll also be near some nice sections of the Appalachian Tra...
by Atilla
Tue Sep 10, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: Electric Bicycles
Replies: 116
Views: 9309

Re: Electric Bicycles

Electric bikes let you exercise as much as you wish to. They are also excellent for riders of different fitness levels to be able to ride together at the same comfortable pace. We have a pair of Magnum electric bikes: https://www.magnumbikes.com/ . My wife has the Ui6 and I have the Peak. Different ...
by Atilla
Mon Sep 02, 2019 8:35 pm
Forum: Personal Consumer Issues
Topic: How to help niece improve her driving
Replies: 94
Views: 6107

Re: How to help niece improve her driving

Don't ride with your niece if it bugs you. Problem solved. You ain't ever gonna get a "bad" driver to drive the way you would. And as a motorcycle rider of 35 years - believe me - there are a lot of bad cage drivers out there. Truly clueless.
by Atilla
Thu Aug 29, 2019 3:47 pm
Forum: Personal Consumer Issues
Topic: Tailgating Equipment Recommendations
Replies: 22
Views: 1227

Re: Tailgating Equipment Recommendations

Convert an ambulance into a "insert mascot name here" Rescue Unit. Custom interior with outward-facing big flat screen monitor and speakers in the back. Exterior painted in team colors. Adjacent pop up 10' x 20' shelter containing full bar. Lots and lots of team color camper chairs and 50 of your cl...
by Atilla
Wed Aug 28, 2019 3:55 pm
Forum: Personal Consumer Issues
Topic: Diesel Chevy Equinox a good idea?
Replies: 36
Views: 1608

Re: Diesel Chevy Equinox a good idea?

There is no circumstance in which I could say buying a Chevy diesel Equinox would be a good idea. Oh my God - I shudder to think. If it's going to be something new that has to get good mileage - a Rav4 is a no-brainer choice. You want something with some Clarence to it. Buy a set of cheap steel whee...
by Atilla
Tue Aug 27, 2019 4:22 pm
Forum: Personal Consumer Issues
Topic: Recycling an old mattress
Replies: 29
Views: 1692

Re: Recycling an old mattress

Around here the city taxes you to haul away an old mattress. In my neighborhood folks throw them to the curb and move on to the next rental. Eventually the mattress disappears.
by Atilla
Tue Aug 20, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Chicago - What to see, do & eat in two days
Replies: 71
Views: 4048

Re: Chicago - What to see, do & eat in two days

Navy Pier is good for a few things: Starting point for some good architectural river tours. The city is beautiful seen from the river on a summer day. Jet boat lake rides - this is a blast: https://www.seadogcruises.com/chicago/cruises/extreme-thrill-ride There is also a children's museum there: htt...
by Atilla
Thu Aug 15, 2019 9:04 pm
Forum: Personal Consumer Issues
Topic: Brown Bag Lunch Ideas
Replies: 70
Views: 4841

Re: Brown Bag Lunch Ideas

We call it "picnic lunch". Plastic container with sandwich meat, sliced cheese, cheese curds, boiled eggs, broccoli, carrots, ranch dressing, triscuits, sliced melon, sliced apples. Whatever is semi-healthy in the quantity that won't make you fatter.
by Atilla
Wed Aug 14, 2019 6:38 am
Forum: Personal Investments
Topic: Tell me about TD Ameritrade
Replies: 21
Views: 1755

Re: Tell me about TD Ameritrade

That said, I've been using TDA for my HSA for a while now and it's fine. They have a pretty healthy list of commission-free ETFs including plenty of low-cost index ETFs. .... There are hundreds more that trade commission free but I haven't seen any need to look further down the list than that. I be...
by Atilla
Mon Aug 12, 2019 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Should we move
Replies: 45
Views: 4076

Re: Should we move

Our master bedroom is in the basement and it's awesome. Quiet, cool and dark and it frees up the space on the second floor for 2 separate dedicated home offices. We have room for a bed, sectional sofa/coffee table, bar area/slot machine and huge TV on the wall. It's like sleeping in a Vegas hotel ro...
by Atilla
Fri Aug 02, 2019 3:36 pm
Forum: Personal Consumer Issues
Topic: Extreme Anxiety with Time/Money
Replies: 95
Views: 8974

Re: Extreme Anxiety with Time/Money

Focus on eternity - what really matters.

I have a mental image of a person standing on the beach obsessing about the bit of water cupped in his hands.
by Atilla
Wed Jul 31, 2019 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: How do you decide what car to buy for your kid
Replies: 91
Views: 4422

Re: How do you decide what car to buy for your kid

If the boy is 17, buy him a 17 year old Civic. It's what I did for my 16 year old back when.
by Atilla
Sat Jul 27, 2019 11:53 am
Forum: Personal Consumer Issues
Topic: RESOLVED: Non-lethal alternatives to firearms to defend against home invasions in Florida
Replies: 113
Views: 6849

Re: Non-lethal alternatives to firearms to defend against home invasions in Florida

Seems to me the only good non-lethal alternative against a home invasion is making sure the perps never get inside in the first place.

Once they are in, non-lethal alternatives all seem like a really bad idea. Except for a big protective dog.

You gotta be prepared to take the invader(s) out.
by Atilla
Wed Jul 24, 2019 11:29 am
Forum: Personal Consumer Issues
Topic: wine in cans
Replies: 34
Views: 2545

Re: wine in cans

How can a name like "Porch Pounder" go wrong?
Image
by Atilla
Mon Jul 22, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: C8 Corvette - who is buying?
Replies: 125
Views: 9487

Re: C8 Corvette - who is buying?

No preorder for me but definitely interested in checking it out in person and probably a test drive. I was thinking of buying a NSX but this has changed things. The new Corvette is a game changer in the sports car world. Mid engine, 495hp, 0-60 under 3 seconds, starting under $60K...WOW! 0-60 in un...
by Atilla
Sat Jul 13, 2019 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone inherited a obligation/burden/responsibility?
Replies: 76
Views: 8397

Re: Has anyone inherited a obligation/burden/responsibility?

Depending on how the finances look when my mother passes, I'm planning on looting her place for photos and momentos and walking away. Only child so no siblings to deal with - which is nice.
by Atilla
Mon Jul 01, 2019 4:40 pm
Forum: Personal Consumer Issues
Topic: Opinions on bicycle disc brakes?
Replies: 45
Views: 3791

Re: Opinions on bicycle disc brakes?

Wife and I have somewhat matching bikes of the same brand. Hers has cable-actuated disk brakes. Mine are hydraulic. I don't have to adjust mine as the pads wear. I'm monkeying with hers every now and then to maintain proper adjustment. I was suspicions of getting a bicycle with hydraulic brakes, but...
by Atilla
Mon Jul 01, 2019 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Relocate to Seattle or NYC
Replies: 129
Views: 6768

Re: Relocate to Seattle or NYC

NYC winters are no picnic; but I think I'd go crazy with the lack of sun in Seattle. I'll take cold and clear winter days over warmer cloudy fog for days on end. We did use the Metro North train during a visit to NYC last month. Made the run up to Beacon NY. The trains are very decent and run freque...
by Atilla
Wed Jun 26, 2019 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Should I buy a condo in Chicago?
Replies: 52
Views: 5758

Re: Should I buy a condo in Chicago?

You didn't mention, but do you have a spouse? You're city plans may change significantly based upon your answer and choice for children as many move out to the suburbs at that point...If you know exactly where u want to live, then just keep an eye out for a deal and don't impulse purchase. I'm not ...
by Atilla
Sun Jun 23, 2019 6:22 pm
Forum: Personal Consumer Issues
Topic: Single cup coffee/espresso options, 2019
Replies: 84
Views: 5953

Re: Single cup coffee/espresso options, 2019

Gaggia Classic. Use distilled water. Run the removable parts thru a dishwasher every now and then.

Bulletproof, good and fast.
Image
by Atilla
Sun Jun 23, 2019 7:43 am
Forum: Personal Consumer Issues
Topic: Do you Casino? What do you play? Have you won?
Replies: 82
Views: 5568

Re: Do you Casino? What do you play? Have you won?

Sigma Derby at MGM Las Vegas is a blast playing with a group of friends.
by Atilla
Fri Jun 21, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: Are you a member of nextdoor.com? Any concerns registering your info?
Replies: 71
Views: 6455

Re: Are you a member of nextdoor.com? Any concerns registering your info?

If nothing else it's entertaining. I call it mrscravitz.com
Image
by Atilla
Wed Jun 19, 2019 8:20 am
Forum: Investing - Theory, News & General
Topic: How Bad was 2008, really?
Replies: 355
Views: 44114

Re: How Bad was 2008, really?

A couple things that really helped us get through that time relatively easily: 1. Live below your means. Wife lost her job and was out of work from November 2008 to May 2009. My commission salary dropped by a third; but it was still OK. Her unemployment check covered 1/2 of our bare living expenses ...
by Atilla
Mon Jun 03, 2019 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: How long have you been unemployed?
Replies: 97
Views: 12070

Re: How long have you been unemployed?

Since I started working an actual FICA tax job at 16....1 day unemployed over the following 36 years, but only because I quit a job on the spot once and it took me a day to land a new one.

No leave, paid or unpaid, during that time.
by Atilla
Sat May 25, 2019 8:28 am
Forum: Personal Consumer Issues
Topic: Am I a sucker to pay for a new roof?
Replies: 24
Views: 2512

Re: Am I a sucker to pay for a new roof?

We had a hail storm back in 2006. Neighbors called their insurance and their company paid to repair a small section of roof. Filed with our insurer and next thing we know the insurance guy is at our front door with a roofing company person. He inspects the roof, says we need total replacement and do...
by Atilla
Wed May 22, 2019 4:49 pm
Forum: Personal Consumer Issues
Topic: Bigger car, less economical but more safe.. Get used to smaller car over time?
Replies: 106
Views: 7912

Re: Bigger car, less economical but more safe.. Get used to smaller car over time?

I have always leaned toward larger vehicles for the safety factor. My ideal crumple zone is the other guy who hits me. :happy Or you hit them. It's a 50-50 chance. Instead of 2 people in a hospital for a week, you have one walking away and one dead. Based on my history - not so much. Been in 4 acci...
by Atilla
Wed May 22, 2019 4:30 pm
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 6896

Re: Best small AWD to 'drive into the ground'

With the OP's history of expensive repairs with Subaru - they appear to be an excellent for a best SUV to drive into the ground. You will achieve that quickly. If super long mileage with low maintenance is your top priority - Toyota with AWD and regular automatic transmission is the first choice. CV...
by Atilla
Tue May 21, 2019 3:23 pm
Forum: Personal Consumer Issues
Topic: Recently promoted - how to match image with title?
Replies: 54
Views: 5292

Re: Recently promoted - how to match image with title?

Wear glasses even if you don't need them. Never finish a sentence with your voice note going up.
by Atilla
Tue May 21, 2019 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Should I encourage my kids to work in high school/college?
Replies: 224
Views: 14646

Re: Should I encourage my kids to work in high school/college?

When the boy turned 16 and was given a Civic the same age as himself, it was explained that he needed to get a job to go with the car.
by Atilla
Fri May 17, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: Why do plumbers get paid so well?
Replies: 84
Views: 6715

Re: Why do plumbers get paid so well?

Plumbers also come with a truck full of tools and materials that had to be paid for before work even starts. Common laborers don't have to make that investment to do their jobs.
by Atilla
Fri May 17, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: Bigger car, less economical but more safe.. Get used to smaller car over time?
Replies: 106
Views: 7912

Re: Bigger car, less economical but more safe.. Get used to smaller car over time?

I have always leaned toward larger vehicles for the safety factor. My ideal crumple zone is the other guy who hits me. :happy