Search found 1231 matches

by Atilla
Wed Nov 14, 2018 6:11 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 86
Views: 14332

Re: Don't pay full price for SiriusXM radio

With modern vehicles these days you can stream pretty much anything you want for free thru your phone to your vehicle audio. I see no need whatever for a satellite radio service. That assumes that you have a phone with unlimited data. Many of us do not. I stream audio at will and never exceed 1.5 -...
by Atilla
Wed Nov 14, 2018 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: My Grandmother has 80% stocks
Replies: 55
Views: 5226

Re: My Grandmother has 80% stocks

A wealthy aunt spread her $4.5 million around upon her death back in 2004. I got 1%, which was nice - solved all my money problems. She was 100% invested in 15 or so stocks she picked herself. She had been a stock picker since the 1950's and did just fine. She never worked anywhere except at Oscar M...
by Atilla
Wed Nov 14, 2018 4:06 pm
Forum: Investing - Help with Personal Investments
Topic: Brand New to Boggleheads, Thoughts on my stocks?
Replies: 12
Views: 626

Re: Brand New to Boggleheads, Thoughts on my stocks?

I say keep the 2 individual stocks and see what happens to them. It will be a fun lesson. :D All future money should go to an index ETF like SPY until you have a big enough pile of money you can play around with individual stocks on the side if you're still interested in that. Definitely look at ope...
by Atilla
Sun Nov 11, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 86
Views: 14332

Re: Don't pay full price for SiriusXM radio

With modern vehicles these days you can stream pretty much anything you want for free thru your phone to your vehicle audio. I see no need whatever for a satellite radio service.
by Atilla
Sun Nov 11, 2018 2:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Armistice Day - 100 years ago today, the ending of World War One
Replies: 10
Views: 737

Re: Armistice Day - 100 years ago today, the ending of World War One

A YouTube channel - The Great War - has been covering the war week by week as it happened 100 years ago. It's been great. The host is a history buff with a background in theater.

https://www.youtube.com/channel/UCUcyEs ... 69RRVhRh4A
by Atilla
Fri Nov 09, 2018 5:34 pm
Forum: Personal Consumer Issues
Topic: Alcohol related gift idea - nice glasses for drinking spirits?
Replies: 17
Views: 1469

Re: Alcohol related gift idea - nice glasses for drinking spirits?

Good old Waterford Lismore drinkin' tumblers. Sit nice and heavy in the hand.
Image
by Atilla
Mon Nov 05, 2018 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching kids there is an ample amount of money
Replies: 108
Views: 7953

Re: Teaching kids there is an ample amount of money

Who had the line talking to their children - "Your mother and I are well off. You however don't have a cent."?
by Atilla
Wed Oct 31, 2018 6:27 am
Forum: Personal Consumer Issues
Topic: Luxury Sedans for around $25k used with lower miles? AWD?
Replies: 38
Views: 2654

Re: Luxury Sedans for around $25k used with lower miles? AWD?

Last year I purchased a 2012 Infiniti M37x. Just under 24,000 miles for $23,000. Roomy, all wheel drive, good power and handling, decent reliability and good crash rating. So I'd look for used M37/Q70 models. They can be found everywhere. The G37/Q50s are not mid to large luxury cars. The M37/Q70 de...
by Atilla
Tue Oct 30, 2018 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: How much to offer on new construction home
Replies: 31
Views: 2214

Re: How much to offer on new construction home

"You would have gotten a better deal not showing up with an agent. Builder has to pay her commission now."

Yep. :moneybag Think of it as a huge front load fee you have to pay.
by Atilla
Tue Oct 30, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: Treasure Island or Bally's in Las Vegas
Replies: 32
Views: 2269

Re: Treasure Island or Bally's in Las Vegas

As someone who has wandered the strip at all hours - from morning jogs to past midnight stumbling - Bally's location is the belly of the beast as far as what will be seen on the sidewalk compared to TI. In general the west side of the strip (TI) is a bit more civilized than the east side (Bally's). ...
by Atilla
Tue Oct 30, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: Treasure Island or Bally's in Las Vegas
Replies: 32
Views: 2269

Re: Treasure Island or Bally's in Las Vegas

I have not stayed at either property, but I've visited both many times. My vote is for TI as more kid-friendly. You are directly next door to Fashion Show Mall to the north. The tram takes you the other way to Mirage and their Tiger/Dolphin habitat which is actually kinda neat. It's just a more "dis...
by Atilla
Fri Oct 26, 2018 3:59 pm
Forum: Personal Consumer Issues
Topic: How to sell a nice professional office desk?
Replies: 12
Views: 1082

Re: How to sell a nice professional office desk?

Craigslist has always been my friend. Got rid of everything from a treadmill to a Hummer for decent money in a very short time.
by Atilla
Sat Oct 20, 2018 6:26 pm
Forum: Personal Consumer Issues
Topic: Beer - Strong German Style Lagers
Replies: 56
Views: 4864

Beer - Strong German Style Lagers

Last year I was lucky enough to go to Munich during Oktoberfest. I'm familiar with import German beer, but the stuff over there is obviously fresher. I really really enjoyed the various lagers brewed in Munich - most especially Augustiner Edelstoff. Clear, clean and strong. The local mega liquor mar...
by Atilla
Fri Oct 19, 2018 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Give 1 Week Notice: Can Employer Retaliate by Not Paying Vacation?
Replies: 53
Views: 5067

Re: Give 1 Week Notice: Can Employer Retaliate by Not Paying Vacation?

Regardless of the state, the employer in your situation can do whatever they want and it will be up to you to fight them legally if you don't like it.
by Atilla
Sun Oct 14, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19127

Re: Talk me out of buying a Tesla Model 3

pennylane wrote:
Tue Oct 09, 2018 9:32 pm
Atilla wrote:
Mon Oct 08, 2018 5:24 pm
Zero to 60 in 3.5 seconds is getting close to Yamaha VMAX territory. I have a VMAX so I know what that's like.

Get the Model 3. :twisted:
Actually was timed at 3.2. The 3.5 is conservative from Tesla
Still a good second longer than a VMAX, but hey - great for a car. 8-)
by Atilla
Fri Oct 12, 2018 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing?
Replies: 103
Views: 9870

Re: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing

If you are fit enough and in the San Francisco area then working part time on the Giants groundscrew, there are 50 of us, is a great retirement job. 1. Get to watch some MLB from the dugout. 2. No need for a gym membership. 3. Very flexible work hours. 4. Long off season to recharge. 5. Beautiful w...
by Atilla
Wed Oct 10, 2018 5:54 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7832
Views: 1607493

Re: U.S. stocks in freefall

MJW wrote:
Wed Oct 10, 2018 3:12 pm
Doom&Gloom wrote:
Wed Oct 10, 2018 3:07 pm
This is it!

I'm not certain what "it" is, but this is definitely it.
I agree. It's definitely happening. I'm seeing the same thing you are.
I saw it coming two weeks ago already.
by Atilla
Mon Oct 08, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19127

Re: Talk me out of buying a Tesla Model 3

Zero to 60 in 3.5 seconds is getting close to Yamaha VMAX territory. I have a VMAX so I know what that's like.

Get the Model 3. :twisted:
by Atilla
Mon Sep 10, 2018 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else playing catch-up in their 40's?
Replies: 68
Views: 7408

Re: Anyone else playing catch-up in their 40's?

At 37 I had a net worth of under $25,000. Credit card debt equaled over half my 401K balance. It was a bad time and a lifetime of bad money decisions.

By 40 net worth was a bit over $400,000.

At 51 I have a net worth working toward the second million.
by Atilla
Mon Sep 10, 2018 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Working for a municipality
Replies: 26
Views: 2498

Re: Working for a municipality

Father In Law retired at 53 years old, city assessor.

30 years later he still collects a check from the city, so it's worked out really really well for him.
by Atilla
Wed Aug 29, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Native German speakers: need help with translation.
Replies: 17
Views: 2015

Re: Native German speakers: need help with translation.

Ja! and Nein! should do it, eh?

Keep it simple and fun.
by Atilla
Wed Aug 22, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: relationship issues - advise needed
Replies: 51
Views: 4216

Re: relationship issues - advise needed

My advice is both of you need to consider divorce as not an option and work it out starting from there. Not a big fan of counselors - at your point usually one party is set on divorce and the other isn't. Counseling is just a pathway to make the "want to leave" partner feel better on the way out. Ho...
by Atilla
Wed Aug 22, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: Good Non-Boring Boglehead Cars Under $30k
Replies: 247
Views: 16824

Re: Good Non-Boring Boglehead Cars Under $30k

A 3-year old Infiniti Q50 will blow most cars out of the water. 3.7 liter V6, just shy of 330 horsepower and all wheel drive. Reliable, revs to 7,500 RPM and good handling. Under 30K should be no problem. :sharebeer
by Atilla
Wed Aug 22, 2018 7:57 am
Forum: Personal Consumer Issues
Topic: Landlord Nightmare
Replies: 90
Views: 9683

Re: Landlord Nightmare

If it's your facebook page, just nuke his negative comments. They were never there. Done.
by Atilla
Thu Aug 16, 2018 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Seattle- mandatory affordable housing units affect single family home values?
Replies: 47
Views: 3568

Re: Seattle- mandatory affordable housing units affect single family home values?

I can't see this as a positive to your friend's property value. Best case scenario is there is not too much harm. How the affordable units are allocated to tenants and the building is managed will be key. If it's a 7 story high rise full of section 8 tenants, she's doomed. I can tell you first hand,...
by Atilla
Wed Aug 15, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 54
Views: 4812

Re: Adult piggy bank

I use one of those big 5-gallon glass bottles you ferment beer in.
by Atilla
Thu Aug 02, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?
Replies: 96
Views: 9479

Re: Thinking about moving to Madison, WI or Minneapolis, MN..Any advice?

Minneapolis area is much larger and very sprawley. Traffic can be horrible if you have to commute. If you choose to live there, pick carefully so you are in a neighborhood with like-minded people and plenty of stuff to do close by. You don't want to move somewhere you will be isolated unless you get...
by Atilla
Fri Jul 27, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: DisneyWorld-Needing specific advice
Replies: 33
Views: 2028

Re: DisneyWorld-Needing specific advice

It's been 15 years - back when the boy was 5 but my recommendations: Stick with Disney and avoid Universal given the time constraints. Consider making 1 of your 3 days a "Disney Lite" day and spend half the day hanging at the resort pool Absolutely stay at a Disney resort for earlier/later park acce...
by Atilla
Thu Jul 26, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 207
Views: 10352

Re: Toughest Purchase of my Life. Engagement Ring time

Get the girl the ring. Assuming you know the answer will be "yes". She will love it and get to flash it around to friends and family. 20 years later (hopefully) she will still love it. Now is not the time to get all cheap and reasonable. Put a ring she already has on any finger (pinky) of yours wher...
by Atilla
Mon Jul 23, 2018 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Pay for college with cash flow
Replies: 78
Views: 5446

Re: Pay for college with cash flow

I am currently cash flowing the boy's tuition, but I launder the money through a 529 account to get the tax deduction.
by Atilla
Sat Jul 07, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4453

Re: Tipping in a hotel room/cruise ship room

Hotel - $5 each time I let them in the room - which is once every 2-3 days, I don't make a mess either.

If I was on a cruise, I'd tip up front - better service getting what you want in the room. You would stand out perhaps? Never done a cruise, but I'd want them to know from day 1 wasn't a cleapa$$.
by Atilla
Fri Jul 06, 2018 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: How do normal people afford the Bay Area?
Replies: 48
Views: 5530

Re: How do normal people afford the Bay Area?

I hope you all realize that the Bay Area is much more than SV and SF. There are many nice places you can buy for in the 800,000’s both single family homes or nice townhomes in good areas. If you want to live real close to SV or in the heart of SF,well then you are talking bigger bucks which is your...
by Atilla
Sun Jul 01, 2018 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 14409

Re: What are your property taxes?

Around here property taxes are $4600 on a property assessed at $200,000. We do have income tax pretty flat at 6 percent. Breaks for the poor. Homestead exemption. We don't tax food on sales tax. The streets in our city should be paved in gold. Can't hardly buy a decent place in an ok neighborhood fo...
by Atilla
Fri Jun 29, 2018 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Charity giving how much? How much do other retirees give?
Replies: 44
Views: 4238

Re: Charity giving how much? How much do other retirees give?

Cash flow is twice your expenses, so that's good. How about give an amount equal to 10% or 20% of what you spend; and then allocate what's left after death however you want to fulfill your charitable wishes? My attitude is you want to give, but you don't want to allow yourself to become a burden eit...
by Atilla
Fri Jun 29, 2018 2:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 511
Views: 58457

Re: Pulled the trigger and paid off the house today

I wanted to frame the fancy paid off mortgage certificate we got and put it on the wall where people would see it.

Wife won't let me.
by Atilla
Mon Jun 25, 2018 10:09 am
Forum: Personal Consumer Issues
Topic: car for long-distance driving
Replies: 80
Views: 5716

Re: car for long-distance driving

I do a fair amount of driving for work - sometimes 300+ miles a day. Picked up a low mileage used Infiniti M37X - for under $25,000. Comfort is VERY good - I'm not stiff at all climbing out of the car after a few hours driving. Gas mileage is not the best you will get, but I see 26MPG highway regula...
by Atilla
Thu Jun 21, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: 3 nights in Vegas
Replies: 49
Views: 3725

Re: 3 nights in Vegas

On the Strip - definitely do not get a car. Limos are cheap and Presidential Limo will have an online special to get you from the airport to the hotel and back for a flat rate. Just tip the drivers - plus the pick up guy is happy to stop at a liquor store if you're the type to want to stock up the r...
by Atilla
Wed Jun 13, 2018 9:52 pm
Forum: Personal Consumer Issues
Topic: Learning how to fix/repair things
Replies: 29
Views: 2564

Re: Learning how to fix/repair things

I learned how to install and tune a 383 stroker motor into an old Camaro right before the Internet became useful. Now with You Tube you can be completely clueless and if you are a capable person with basic mechanical skills do a lot of stuff on your own. The key is to have acquired basic skills and ...
by Atilla
Wed Jun 13, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2994

Re: Chipmunk Repellent?

I'm a big softie. I used to hunt large and small game for food but killing cute little chipmunks I can't do. So I have a Hav-a-Hart trap I use and haul them off as needed to the park around the hill. As soon as you see destruction you don't like - trap the little bastards and haul them off until the...
by Atilla
Fri May 25, 2018 1:19 pm
Forum: Investing - Theory, News & General
Topic: Folks, I'm calling the Tops for Bay area RE market
Replies: 46
Views: 3724

Re: Folks, I'm calling the Tops for Bay area RE market

Real estate is crazy here in upper midwest college town country. Crap tear down houses on tiny lots in trendy neighborhoods are going for $300K plus. Buyers are looking at buying a very small, un-renovated since the 1950s 2 bedroom house on a slab that will cost them $7,000 a year in property taxes ...
by Atilla
Fri May 25, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Rum and Summer Cocktails
Replies: 30
Views: 2257

Re: Rum and Summer Cocktails

Nothing fancy, but I have always preferred rum and orange juice vs. a screwdriver.
by Atilla
Mon May 21, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: Wifi + wired device [updated]
Replies: 56
Views: 3757

Re: Wifi + wired device

We use these Netgear thingies to run Roku boxes in parts of the house the wifi signal won't reach. They work like a charm - perfect streaming through a hard wired Internet connection to the devices.

http://www.netgear.com/home/products/ne ... L1000.aspx
by Atilla
Sun May 20, 2018 10:59 am
Forum: Investing - Theory, News & General
Topic: Challenge: guess the effect of rebalancing (by interval or bands) in 2008-2009
Replies: 35
Views: 4340

Re: Challenge: guess the effect of rebalancing (by interval or bands) in 2008-2009

Cool - I feel good about how I handled that time period. Never panicked and sold, but never re balanced either.

Turns out that was a perfectly fine strategy. :sharebeer
by Atilla
Thu May 17, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 5740

Re: New motorcycle rider

whodidntante wrote:
Wed May 16, 2018 8:43 pm
motorcyclesarecool wrote:
Fri Jun 26, 1970 11:20 am
Or, if you can document a safe ride of 1,000 miles in 24 hours, you can join the IBA
http://ironbutt.com/rides/ss1000.htm
I have done that. I did not know I was due an award, LOL.
My personal record is 750 miles in 11 hours on a 900cc 1983 Yamaha. 8-)
by Atilla
Thu May 17, 2018 6:26 am
Forum: Personal Consumer Issues
Topic: Brake work estimate
Replies: 45
Views: 3372

Re: Brake work estimate

The cost quoted on just pads isn't horrible - go ahead and let them do the work. I just did 4 rotors and pads myself on an Infiniti and the job took 4 hours including going to the store for brake cleaner and test drive afterward. Disc brakes are really easy to replace. Total cost was under $600.00 a...
by Atilla
Tue May 15, 2018 7:43 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 5740

Re: New motorcycle rider

No suggestions from me - but after you get decent experience riding you will become a better car driver. Car drivers are mostly idiots and on a motorcycle you see and experience this more intensely and will eventually gain a second sense that lets you (usually) predict what a car driver will do befo...
by Atilla
Fri May 11, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!
Replies: 30
Views: 2713

Re: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!

Get an aluminum folding motorcycle ramp and roll the suckers on. Easy peasy and secure.Image
by Atilla
Tue May 08, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: Las Vegas shows
Replies: 22
Views: 2417

Re: Las Vegas shows

Brad Garrett's Comedy Club at MGM. If you catch a night when Brad is there, it will be a treat. He does sort of a Rickles-lite improv routine between acts, acting as master of ceremonies. Really funny the way he interacts with the audience.

Brad is the brother from Everybody Loves Raymond.
by Atilla
Mon May 07, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: When to buy new underwear?
Replies: 86
Views: 7014

Re: When to buy new underwear?

New undies each time you replace your used Accord/Camry? For that fresh car smell - replace both at 250,000 miles.
by Atilla
Thu May 03, 2018 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Moving downtown Chicago. Should I sell my car?
Replies: 41
Views: 3038

Re: Moving downtown Chicago. Should I sell my car?

I definitely see the attraction of selling the vehicle and simplifying your life for the next 2 years. Devil's advocate: You have free storage. Change the oil, fill the tank and add Sta-Bil to the gas. Put car on cheap jack stands to keep the tires from getting a flat spot, plug in a trickle charger...