Search found 164 matches

by supalong52
Sun Sep 15, 2019 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Estate and Tax Attorney
Replies: 6
Views: 976

Re: Estate and Tax Attorney

We used ACTEC to find our estate planning lawyer and we've been happy with them thus far. Not sure if they would also handle tax issues, but I'm sure they could give you a reliable referral since it is such a related practice area.
by supalong52
Fri Sep 06, 2019 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowner's: notice of non-renewal. Where/how to shop?
Replies: 36
Views: 3924

Re: Homeowner's: notice of non-renewal. Where/how to shop?

Amica and at least one other insurer (Nationwide?) declined to cover us in North county San Diego. We're not even in a high fire risk zone as we're by the ocean. Every insurer is tightening up their risk tolerance.
by supalong52
Fri Aug 16, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1126
Views: 285226

Re: Best watch for around $5,000?

Ok, I'll bite. Who is petrocelli and what was his watch? Petrocelli started the thread (as previously noted). His watch was a Rolex Datejust that he received for Christmas in 2014. Petrocelli's watch --- https://www.bogleheads.org/forum/viewtopic.php?f=11&t=27707&start=600#p2307166 I remember that ...
by supalong52
Tue Jul 02, 2019 10:36 am
Forum: Personal Consumer Issues
Topic: how do couples work together on home finance
Replies: 60
Views: 4808

Re: how do couples work together on home finance

I do most of the financial lifting in our household because I enjoy it. My SO is involved a little bit. Tracking spending: She has access to Mint and she tries to (1) keep her passwords updated, (2) add cash transactions when she makes them, and (3) update the spending categories on her own CC spend...
by supalong52
Sun Jun 09, 2019 1:39 pm
Forum: Personal Consumer Issues
Topic: lawn care cost
Replies: 70
Views: 6398

Re: lawn care cost

It varies a lot even in our area. Our first lawn care company charged $80 a month for weekly visits or $20 a visit. We have a 0.15 acre lot. But they were bad, unreliable, and went out of business. The next company we wanted to work with wanted to charge $160 for 2x a month service. That's a 4x jump...
by supalong52
Fri Jun 07, 2019 7:23 pm
Forum: Personal Consumer Issues
Topic: What flagship (even used) item is better than a budget new item?
Replies: 131
Views: 8377

Re: What flagship (even used) item is better than a budget new item?

I would say almost anything from furniture to cars to suits, etc. is better as used high-quality than budget. Budget items are usually no-go for us. I'd rather pay a little more for quality, especially for an item we want to last. So for us, the question is usually is it worth it to buy new or is u...
by supalong52
Thu Jun 06, 2019 3:32 pm
Forum: Personal Consumer Issues
Topic: What flagship (even used) item is better than a budget new item?
Replies: 131
Views: 8377

Re: What flagship (even used) item is better than a budget new item?

I would say almost anything from furniture to cars to suits, etc. is better as used high-quality than budget. Budget items are usually no-go for us. I'd rather pay a little more for quality, especially for an item we want to last. So for us, the question is usually is it worth it to buy new or is us...
by supalong52
Fri May 31, 2019 10:23 am
Forum: Personal Consumer Issues
Topic: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?
Replies: 31
Views: 2044

Re: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?

We bought the Makita 18V Subcompact driver/drill set. Very happy with it. It's the perfect size. Bought a factory refurb model and paid less than half of retail. https://www.makitatools.com/products/details/CX200RB
by supalong52
Wed May 29, 2019 12:31 am
Forum: Personal Consumer Issues
Topic: Double ovens, please advise on these options, have gone through 2 ovens in under 10 years.!
Replies: 49
Views: 3323

Re: Double ovens, please advise on these options, have gone through 2 ovens in under 10 years.!

We just replaced the oven in our new house. We wanted to go higher end and looked at Wolf, etc., but found that most of those required 220V/50A for double and 220V/30A for single. The only ones that could support a regular 220V/20A for single was Monogram, which is GE's top line. That's what we went...
by supalong52
Thu May 09, 2019 10:12 am
Forum: Personal Finance (Not Investing)
Topic: College Expenses
Replies: 232
Views: 13609

Re: College Expenses

I feel like Klang is willfully blind as to any experiences outside his own. A little frustrating to read. First he is advocating for sending his kids to a less expensive school so his kids can experience homeless people and how that is a huge advantage over top schools, but then he finally acknowled...
by supalong52
Sun May 05, 2019 8:38 pm
Forum: Personal Consumer Issues
Topic: Where do you shop to get best deal for home appliance/electronics?
Replies: 22
Views: 2135

Re: Where do you shop to get best deal for home appliance/electronics?

We bought a house and replaced most of the existing appliances. We went the eBay display model / open box route. Ended up with Wolf and Monogram products that are basically new and cost about the same as, maybe less than in some cases, new appliances like your average KitchenAid, Whirlpool at Best B...
by supalong52
Tue Apr 30, 2019 12:19 am
Forum: Personal Consumer Issues
Topic: Wifi extenders vs Mesh network
Replies: 54
Views: 4336

Re: Wifi extenders vs Mesh network

We have a Linksys Maxstream router and just purchased a preowned Maxstream range extender. The range extender uses the same SSID as the router since they are compatible, and has seamless roaming. Now we have Mu-MIMO wireless using a single SSID. Not bad for $35.
by supalong52
Mon Apr 29, 2019 12:48 am
Forum: Personal Consumer Issues
Topic: How to buy a mattress
Replies: 62
Views: 6901

Re: How to buy a mattress

I purchased a new mattress about a year ago after extensive research. I would firmly advise you to stay away from any online mattress from Casper, Purple, Lisa, Tuft and Needle, etc. After hearing a number of great reviews about the ease and value of these new online, shipped-in-box mattress compan...
by supalong52
Mon Apr 29, 2019 12:47 am
Forum: Personal Finance (Not Investing)
Topic: Cheapest Realtor exam course ?
Replies: 12
Views: 1234

Re: Cheapest Realtor exam course ?

If you pass the exam, are you an agent or a broker? I thought you had to work a few years as an agent under a broker until you can become a broker yourself, unless you meet an exemption like having a law degree. If you're an agent working on your own, what if anything are you allowed to do?
by supalong52
Tue Apr 16, 2019 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Leave Job to Spend Time with Disabled Spouse?
Replies: 13
Views: 1905

Re: Leave Job to Spend Time with Disabled Spouse?

I wouldn't let the health insurance tail wag the dog. You have enough to take some time off and spend time with your spouse. I imagine it would be one of your great regrets if you did not do so. The money you have saved should be used in these circumstances.
by supalong52
Mon Apr 08, 2019 3:27 pm
Forum: Personal Consumer Issues
Topic: Drill & driver combo kit comparison
Replies: 46
Views: 2956

Re: Drill & driver combo kit comparison

I just bought a combo kit in the Makita sub-compact line (XFD11ZB, XDT15ZB). I'm pretty new to drills, but these are far better than anything I've ever used and they are darn compact to boot. https://www.cpooutlets.com/on/demandware.static/-/Sites-cpo-master-catalog/default/product_media/mkt/mktrcx2...
by supalong52
Mon Apr 08, 2019 12:00 am
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 5391

Re: New homeowner wants to DIY, but disappointed today

I am horrible at diy, so hire out many things that I could probably do myself, taking 3 times as long and using many more curse words than I should. Look at it this way, you probably took some time off the labor the plumber would have charged, and no major damage due to the leak. Sounds like you di...
by supalong52
Mon Apr 08, 2019 12:00 am
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 5391

Re: New homeowner wants to DIY, but disappointed today

Angle stops can be a good diy if they are easily accessible. YouTube videos are good. You mentioned 12 and it's too late now but I think I would have done them one at a time to see your success rate and if you want to keep going forward. I have taken them apart myself but have not replaced. My worr...
by supalong52
Sun Apr 07, 2019 11:58 pm
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 5391

Re: New homeowner wants to DIY, but disappointed today

CurlyDave wrote:
Sun Apr 07, 2019 11:29 pm
Did you clean up the threaded and sealing surfaces?

Do you know how to tighten a compression fitting using two wrenches?
I reamed and deburred. On the first two, I might have forgotten to wipe down the pipe after doing that. I did use two wrenches to tighten. Ridgid has a good 2 in 1.
by supalong52
Sun Apr 07, 2019 11:57 pm
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 5391

Re: New homeowner wants to DIY, but disappointed today

Don't fix what isn't broken. As nice as it is to know that you've got good new valves there is a certain degree of risk when you try to fix anything. One thing I've noticed is that often new parts are sometimes not as good and reliable as parts that were maybe made 50 years or more ago. There are a...
by supalong52
Sun Apr 07, 2019 11:22 pm
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 5391

New homeowner wants to DIY, but disappointed today

I tried my hand at replacing the angle stop valves in our new house today. 12 in total. It was a disaster. I managed to get the existing valves off, despite the corrosion and nearly unmovable compression nuts. But I guess I did a poor job installing the new ones because once we turned on the water, ...
by supalong52
Tue Mar 26, 2019 1:39 am
Forum: Personal Finance (Not Investing)
Topic: Help with law school decision
Replies: 78
Views: 5881

Re: Help with law school decision

It would help to know what she wants out of her law degree. Not to be a snob, but I didn't know most of those schools even had law programs, except ASU and Emory.
by supalong52
Sun Mar 24, 2019 11:03 pm
Forum: Personal Consumer Issues
Topic: Lock Strategy for New House
Replies: 40
Views: 3023

Re: Lock Strategy for New House

I feel so confused now! I need to sleep on these responses...
by supalong52
Sun Mar 24, 2019 2:45 pm
Forum: Personal Consumer Issues
Topic: Lock Strategy for New House
Replies: 40
Views: 3023

Re: Lock Strategy for New House

Instead of just reinforcing the strike plate you may want to consider reinforcing the entire frame with a type of 'door jamb armor' so it's cannot be easily kicked in. Do you have children? We found it helpful to not have keys on the house or garage at all. Some Simplex mechanical keypad locks have...
by supalong52
Sun Mar 24, 2019 1:57 pm
Forum: Personal Consumer Issues
Topic: Lock Strategy for New House
Replies: 40
Views: 3023

Lock Strategy for New House

We just bought a house and we are going to switch out the exterior locks and the garage entry lock. I'm trying to balance security with convenience and cost. Here's what I'm currently considering: Front door lock -- something heavy duty like a Medeco m3 (6 pin) or Abloy Protec2. I like the Medeco be...
by supalong52
Mon Mar 18, 2019 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Should we purchase $700k home?
Replies: 101
Views: 7167

Re: Should we purchase $700k home?

RollTide31457 wrote:
Mon Mar 18, 2019 11:40 am
Net worth looks a bit low for such high incomes.
I hate it when ppl say this. Look at their ages! It's not like they made $400k combined right out of college.
by supalong52
Sun Mar 03, 2019 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: How To Buy Another Home Before Selling Your First?
Replies: 19
Views: 2174

Re: How To Buy Another Home Before Selling Your First?

We are in the process of buying a house and the seller tried to do this. Here's how it went down: 1. They saw a house they wanted to buy and they were super motivated to get us under contract so we got a good price. 2. They asked for a contingency where our sale was contingent on them getting their ...
by supalong52
Sat Mar 02, 2019 5:34 pm
Forum: Personal Consumer Issues
Topic: DIY Appliance Install
Replies: 28
Views: 1900

Re: DIY Appliance Install

Its pretty amazing how fearful everyone of hooking up a gas appliance. Its extremely safe if you take a few basic precautions that are very easy to do. Soapy water on connections, smell for gas, and use yellow teflon tape on fittings that aren't flared fittings. That's what I thought too, but I've ...
by supalong52
Sat Mar 02, 2019 5:32 pm
Forum: Personal Consumer Issues
Topic: Advice on Grand Pianos?
Replies: 57
Views: 3422

Re: Advice on Grand Pianos?

After your youngest goes to college, will you still have an established need for a grand piano? If not, this is a purchase you only need for six years. I would think about getting a good upright instead like others have suggested. Even those are super heavy and a pain to sell/donate.
by supalong52
Tue Feb 26, 2019 2:20 pm
Forum: Personal Consumer Issues
Topic: DIY Appliance Install
Replies: 28
Views: 1900

Re: DIY Appliance Install

Thanks all for the feedback. I feel less out of my mind doing it myself after reading the responses here. The folks at houzz were really giving me a hard time.
by supalong52
Tue Feb 26, 2019 2:17 am
Forum: Personal Consumer Issues
Topic: DIY Appliance Install
Replies: 28
Views: 1900

DIY Appliance Install

Has anyone ever installed any of the following kitchen appliances yourself or with a friend: gas cooktop, range hood, microwave w/ trim kit, single electric wall oven? We're buying our first house and are looking to upgrade these appliances. I thought I would be able to do the cooktop and microwave,...
by supalong52
Mon Jan 28, 2019 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - quit 6-figure job to do coding school?
Replies: 118
Views: 9977

Re: Need Advice - quit 6-figure job to do coding school?

Not advice but just pointing out this is one thing that separates people that can make a good income from people that can make an amazing income. If I was in your situation I was save like crazy and enjoy the 250k until it eventually disappears. If/when that happens I would then decide what to do. ...
by supalong52
Mon Jan 28, 2019 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax 2018 Forms Now Online
Replies: 65
Views: 5226

Re: Vanguard Tax 2018 Forms Now Online

I read somewhere else that Intuit was telling ppl trying to import Vanguard tax forms that the 1099-DIV for brokerage accounts will be released tomorrow (the 29th). I'm checking pretty frequently as we are trying to nail down a home loan and need to get a return on file ASAP.
by supalong52
Thu Jan 24, 2019 10:02 pm
Forum: Personal Consumer Issues
Topic: how not to waste money on trash bags.
Replies: 12
Views: 1684

Re: how not to waste money on trash bags.

We just use plastic bags from the supermarket, including the produce bags. It's free and doesn't smell. Not big though.
by supalong52
Wed Jan 16, 2019 6:34 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 56047

Re: John Bogle is dead at 89

Rest in peace. Thank you for all your contributions to personal finance and the mutual fund industry. My condolences to the family.
by supalong52
Mon Jan 14, 2019 11:57 am
Forum: Personal Consumer Issues
Topic: golf clubs
Replies: 17
Views: 1523

Re: golf clubs

I'll admit I've never been properly for for my clubs. I started playing golf seriously 5 years ago. I've started to swap out some clubs and tweak others. I've messed around with a lot of clubs at the PGA tour superstore so have a rough idea of my specs and what feels good. So until my full bag upgra...
by supalong52
Sat Jan 12, 2019 12:00 am
Forum: Personal Consumer Issues
Topic: Preventative home & auto checks
Replies: 30
Views: 2469

Re: Preventative home & auto checks

We just had a potential major home disaster arise a few days ago. Long story short, it could have created carbon monoxide poisoning, fire and/or deem or home uninhabitable. The danger went on for 18 months before we detected it. Can you tell us what happened? So we could detect it for ourselves and...
by supalong52
Sun Dec 30, 2018 11:27 pm
Forum: Personal Finance (Not Investing)
Topic: How to find a quality Estate Planning Attorney?
Replies: 31
Views: 3617

Re: How to find a quality Estate Planning Attorney?

https://www.actec.org/ +1 I looked in San Diego and found 4 attorneys. All of them seem to deal with very high net worth / private client types. Not really for the average BHer. My former firm had a private client law group that only dealt with folks worth over $100 mil. So I don't think I could ev...
by supalong52
Sun Dec 30, 2018 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Contributing too much to a 529?
Replies: 43
Views: 3656

Re: Contributing too much to a 529?

We are expecting our first in a few months so thinking about these things too. $200 a month over 20 years at 6.5% will grow to just under $100K in 2038 dollars. I don't know how much your in-state tuition is now, but assuming it is $80K for 4 years and it grows at 5% (which is the overall average ov...
by supalong52
Mon Dec 17, 2018 11:23 pm
Forum: Personal Investments
Topic: Priorities - Biglaw junior associate
Replies: 58
Views: 8398

Re: Priorities - Biglaw junior associate

I've only posted a handful of times but I have found reading Bogleheads over the past few years to be incredibly useful in helping me learn about handling finances and, more importantly, learn to think critically about my financial goals and how to achieve them. DW and I have been incredibly lucky ...
by supalong52
Mon Dec 17, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: When has being frugal or cheaping out bit you in the rear?
Replies: 109
Views: 8823

Re: When has being frugal or cheating out bit you in the rear?

35 years ago I returned a business trip rental car to the airport on a busy Friday afternoon just to swap it out and get a $9/day lower rate for a personal 3 day weekend. Long lines, crowds, no cars, etc - the swap took me apprx 2.5 hours to accomplish. I saved $27 bucks - way not worth it. It did ...
by supalong52
Mon Dec 17, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: Gift Ideas for wife
Replies: 76
Views: 5911

Re: Gift Ideas for wife

My wife and I just agreed not to get gifts.
by supalong52
Sun Dec 16, 2018 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Biglaw - nonequity partner base pay
Replies: 12
Views: 2328

Re: Biglaw - nonequity partner base pay

When I was a non-equity partner in Big Law at a similar firm, we got paid a third of the revenue for our billings plus 10% overall on matters we brought in. So for someone without a book of biz but billing 2000 hours @ 700/hr, we got about $460k. Our base was fixed at 360k and then you'd get the dif...
by supalong52
Fri Dec 07, 2018 1:44 am
Forum: Personal Investments
Topic: What to do if expected income MIGHT phase out for Roth IRA
Replies: 7
Views: 895

Re: What to do if expected income MIGHT phase out for Roth IRA

Why not contribute in 2019, before the 4/15 deadline, when you know how much you've made in 2018?
by supalong52
Mon Dec 03, 2018 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Home Purchase Price vs. Gross Income
Replies: 59
Views: 4560

Re: Home Purchase Price vs. Gross Income

Bacchus01, 1) It only applies to the first house purchase. <<House 1, LCOL 1998 1.66 bought>> 2) The median is 1.49. Your number is close to TMND ratio. <<The number is such a point in time as others have noted and is hugely dependent on area, life cycle or career cycle, and alternatives available....
by supalong52
Sun Nov 11, 2018 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Should we open 1 or 2 HSAs?
Replies: 10
Views: 975

Re: Should we open 1 or 2 HSAs?

We each have our own HSA. We are in a community property state and our prenup treats our retirement accts, HSAs, etc. as separate property. Don't know what other ppl do.
by supalong52
Sat Nov 10, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: International Travel during Maternity/Paternity
Replies: 86
Views: 4064

Re: International Travel during Maternity/Paternity

You should do it, and then report back to the rest of us on whether it ended up being a good idea or not. I can see driving a few hours to the coast and staying in a nice cottage, etc., but not really nomadic travel (which we've also done).
by supalong52
Fri Nov 09, 2018 2:56 pm
Forum: Personal Consumer Issues
Topic: Anyone with an Audi A3, Sport hatchback e-tron?
Replies: 37
Views: 2572

Re: Anyone with an Audi A3, Sport hatchback e-tron?

My friend has one. I rode in it for about 15 minutes in the passenger seat. I got severe dizziness looking out the windshield from the passenger side. There's something amiss in how the glass is shaped/curved. My friend gets it too, but is OK on driver's side. Her husband does not notice anything.
by supalong52
Fri Nov 09, 2018 2:13 am
Forum: Personal Finance (Not Investing)
Topic: Chase points - what's the point of buying gift cards
Replies: 30
Views: 2780

Re: Chase points - what's the point of buying gift cards

I transfer my Chase points to United. Probably worth 2 cents a point, so more valuable than the cash value. Amazon value is terrible.
by supalong52
Tue Nov 06, 2018 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Never thought of living in Bay Area but just got a call from Tesla
Replies: 72
Views: 7931

Re: Never thought of living in Bay Area but just got a call from Tesla

I would also avoid Tesla. I have a family member who worked there during one of the XXX (e.g., Production) Hell phases. It was pretty close to hell. Poor pay for the Bay Area with the expectation that you work a lot harder.