Search found 866 matches

by daytona084
Tue Nov 03, 2020 12:49 pm
Forum: Personal Consumer Issues
Topic: Nine Volt Batteries
Replies: 61
Views: 4044

Re: Nine Volt Batteries

1. We have a gas fireplace that uses 9V batteries in the remote and the receiver 2. Stud finder 3. Numerous clock radios and digital clocks that use 9V batteries as a backup 4. Garage door opener outdoor keypad By the way, I have determined that my hard wired smoke detectors will run down the 9v bat...
by daytona084
Mon Sep 28, 2020 9:08 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Online Meeting Saturday Oct. 3 2020

Our next meeting will be an online meeting, next Saturday, October 3rd, at 10:30 AM. We have several suggestions for topics - The changes to the Michigan Auto Insurance. If you have not renewed in the last few months, you might not have given this much thought. I recently renewed, so I can make a s...
by daytona084
Mon Aug 24, 2020 7:18 pm
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3756

Re: Question about Password Managers

Many thanks for all the replies so far... A lot of very good replies, gives me a lot to consider. I was under the impression that all password managers require the user to change all their passwords over to their own long self-generated passwords. Good to know that's not the case, at least for most ...
by daytona084
Mon Aug 24, 2020 6:39 pm
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3756

Re: Question about Password Managers

With regards to the printing a boarding pass using a hotel computer: I've literally never done this in my entire life, and cannot for the life of me figure out why this would be desirable. Either use the mobile boarding pass on your phone/watch, or print it at the kiosk at the airport. Takes 15 sec...
by daytona084
Mon Aug 24, 2020 6:31 pm
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3756

Re: Question about Password Managers

When I started on the internet 25 or so years ago I had an 8 character fairly well known but uncommon word for my password which was fine for 10 years and across 100 or so places I registered at. Then the websites required a combination of letters and numbers in your passwords so I just added three...
by daytona084
Mon Aug 24, 2020 11:16 am
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3756

Question about Password Managers

I know there are many threads already about password managers and I don't really want to start another, but I've read a lot here on the forum, and elsewhere, and I don't see my particular concern addressed. It seems that in almost all of the discussion it's assumed that the user is on his/her own de...
by daytona084
Mon Jun 01, 2020 7:24 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

On Line Meeting Saturday June 6th 2020

We will have an online meeting on Saturday June 6th, from 10:30 AM to 12:00 Noon Subjects - 1. Has the pandemic influenced your investing? 2. General Discussion - Consumer Issues (as it relates to the pandemic) Members on the mailing list will receive an email with login information prior to the me...
by daytona084
Tue May 26, 2020 7:05 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Re: Detroit Area Bogleheads - Master Thread

Definitely no in-person meeting. We are thinking of a virtual meeting soon but no definite plan. We need a good subject.
by daytona084
Sat Feb 29, 2020 11:34 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting March 7, 2020 - "Taxes"

The next meeting of the Detroit Chapter will be Saturday March 7, 2020, 10:30 AM to 12 noon. It's tax time, so let's talk about taxes! We'll have a discussion covering such topics as: 1. Tax efficient asset placement ..... capital gains ......qualified dividends 2. Tax loss harvesting ........Tax g...
by daytona084
Sun Dec 29, 2019 3:19 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Re: Detroit Area Bogleheads - Master Thread

Our next meeting is planned for March 7, 2020. Please mark your calendars!
by daytona084
Sat Dec 21, 2019 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2017
Replies: 66
Views: 3757

Re: Quicken 2017

I'm currently using Quicken Premier 2017. I have no problem with the yearly subscription model -- it's really not that much different from the previous model except that you have to pay once per year instead of every 3 years. I might have you all beat... I started over 40 years ago with pencil and p...
by daytona084
Thu Dec 12, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Is a minivan worth it?
Replies: 86
Views: 7009

Re: Is a minivan worth it?

An enthusiastic, unqualified, "YES" to the OP Regarding the "stigma" of the minivan.... Where did this come from?? and secondly Who cares!! . Not on my radar. What's cool about "sport utility vehicles"? In essence, most of them are tall, boxy, 2-wheel drive cars, not pa...
by daytona084
Thu Dec 05, 2019 11:17 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Re: Detroit Area Bogleheads - Master Thread

Reminder - our next meeting is this Saturday December 7th. Address: (Our usual meeting place) Multi-Lakes Conservation Association 3860 Newton Rd, Commerce Twp, MI 48382 The following podcast will be used as our subject for discussion - Down the Middle with Jonathan Clemens and Peter Mallouk https:/...
by daytona084
Thu Nov 28, 2019 12:13 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting - December 7th 2019

Hi Everyone, The next meeting of the Detroit Chapter will be Saturday December 7, 2019, 10:30 AM to 12 noon. Topic is TBD shortly - watch for the next post. *** New Members Welcome *** Hope you can make it! *** Address: (Our usual meeting place) Multi-Lakes Conservation Association 3860 Newton Rd, C...
by daytona084
Thu Nov 14, 2019 3:51 pm
Forum: Personal Consumer Issues
Topic: (Sigh) "Wasting" year-old smoke detector batteries...
Replies: 93
Views: 5666

Re: (Sigh) "Wasting" year-old smoke detector batteries...

OK here's what I do - I do not want to hear a beep at 2AM. I keep track of battery life by writing the install date on the battery. Found that it's about 2 years and 3 months until the first one of them (there are seven detectors total) starts beeping. So I put an entry in my calendar to change them...
by daytona084
Wed Nov 13, 2019 3:08 pm
Forum: Personal Consumer Issues
Topic: would appreciate your thoughts [circuit maker]
Replies: 4
Views: 518

Re: would appreciate your thoughts [circuit maker]

Apparently, you are both incorrect. It's called a "Cricut Machine" -
https://www.amazon.com/Machine-Beginner ... B076J1JCCT
by daytona084
Fri Nov 08, 2019 10:19 pm
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 7279

Re: Was I ripped off at the car dealership?

The oil pan gasket is at the top of the oil pan. The oil, even when full, is below this level. Yes, when the engine is running there is oil flying around in the crankcase, but there is no way the oil could start "pouring out". It probably won't do you any good, but perhaps you could compla...
by daytona084
Wed Oct 23, 2019 11:57 am
Forum: Investing - Theory, News & General
Topic: "Dogs of the Dow" in a Roth IRA with Zero Commissions
Replies: 52
Views: 3830

Re: "Dogs of the Dow" in a Roth IRA with Zero Commissions

I also once tried a Dogs of the Dow strategy. It was a complete waste of time and commissions. OP - You seem to be convinced that it's a wise decision for you, despite dozens of replies advising you not to. That's fine - enjoy the ride. But if you are looking for someone to agree with you, you need ...
by daytona084
Thu Sep 05, 2019 12:01 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting - Saturday September 7th 2019

Two Day Reminder! See previous post for details.
by daytona084
Wed Aug 28, 2019 10:23 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting - September 7th 2019

The next meeting of the Detroit Chapter will be Saturday September 7, 2019, 10:30 AM to 12 noon. We will be discussing "The Wisdom of Rick Ferri" , using excerpts from Rick's appearances on various podcasts as subjects for round table discussions. https://www.bogleheads.org/wiki/Rick_Ferri...
by daytona084
Mon Jul 15, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1453

Re: Bathtub Mat Recommendation

Where is the line between, the mat being mildew/mold resistant and the mildew/mold growing on soapy body residue? I don't know. Mold spores float in the air and look for moist places to land. Through in a bit of soap residue and microscopic pieces of body dander for a food source and you have all t...
by daytona084
Mon Jul 15, 2019 5:55 pm
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1453

Re: Bathtub Mat Recommendation

Definitely talking about the mat that goes in the bathtub or shower.
by daytona084
Mon Jul 15, 2019 12:50 pm
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1453

Re: Bathtub Mat Recommendation

I have found a couple of teak shower mats work great in my shower...not a tub, but you could check Amazon to see if you can find correct size that fits your needs. Hmm... It appears on Amazon (also searching google images) that the wood "shower mats" (teak and bamboo) are made to be used ...
by daytona084
Mon Jul 15, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1453

Bathtub Mat Recommendation

Sorry if this seems trivial.... We recently purchased a bathtub mat that specifically states on the label "Treated with an Agent to Resist Mildew". The brand is "Maytex". However, based on our results, this "agent" does not resist mildew, it seems to actually promote mo...
by daytona084
Fri Jul 05, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: Anyone pay to install transfer switch recently? Does quote seem reasonable?
Replies: 47
Views: 7172

Re: Anyone pay to install transfer switch recently? Does quote seem reasonable?

Getting back to the original question... how much should it cost. Just for point of reference, I had a whole house generator installed recently, and the electrician was here the entire day. I don't know what he was paid, because the main contractor hired and paid the electrician, but you can get a r...
by daytona084
Mon May 20, 2019 6:44 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting - June 1, 2019

The next meeting of the Detroit Chapter will be Saturday June 1, 10:30 AM to 12 noon. We'll have two discussions - 1. The importance of starting early (Discussion / Presentation by Jason). 2. (Group Discussion) What is your biggest concern right now? -or- What is your biggest regret from the past? P...
by daytona084
Thu Apr 18, 2019 8:09 am
Forum: Personal Consumer Issues
Topic: microwave that doesnt beep forever?
Replies: 24
Views: 1798

Re: microwave that doesnt beep forever?

We have a Whirlpool. The user can configure several options for the sound, including no sound at all. The only thing I don't like is that you have to reset this after a power outage.
by daytona084
Fri Mar 01, 2019 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: Should I switch my daily banking business to Ally?
Replies: 51
Views: 5115

Re: Should I switch my daily banking business to Ally?

I use Ally savings and checking, but I have kept my Chase checking account as well. It's called "Chase Better Banking" which does not appear in the list of available checking accounts (apparently I am grandfathered ... the account is over 40 years old.) There is no monthly fee and no requi...
by daytona084
Thu Feb 28, 2019 7:53 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting March 2, 2019

Final Reminder - The next meeting of the Detroit Chapter will be Saturday March 2nd, 10:30 AM to 12 noon. We will focus on Jack Bogle... we'll select a few video clips from a Q&A with Jack and use these clips as a springboard for brief discussions on some of Jack's opinions. Hopefully, we captur...
by daytona084
Thu Feb 21, 2019 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Closing a HSA
Replies: 11
Views: 1432

Re: Closing a HSA

I don't know about BofA, my account was at HSA Bank. When I wanted to close the account, I called them. They told me of the $25 closing fee which was in the fine print (I hadn't noticed it). So I withdrew all my money except for $25 (as they directed me to). They took the $25. Fine. Not worth any fu...
by daytona084
Thu Feb 21, 2019 4:03 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Re: Detroit Area Bogleheads - Master Thread

The next meeting of the Detroit Chapter will be Saturday March 2nd, 10:30 AM to 12 noon. We will focus on Jack Bogle... we'll select a few video clips from a Q&A with Jack and use these clips as a springboard for brief discussions on some of Jack's opinions. Hopefully, we capture the essence of ...
by daytona084
Mon Jan 21, 2019 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Can I contest a medical bill with doctor's office if insurance says it's not covered?
Replies: 29
Views: 2855

Re: Can I contest a medical bill with doctor's office if insurance says it's not covered?

Normally for lab work, the bill comes from the lab, not the doctors's office. Is that not the case here? If so, the negotiation would be between the lab and yourself. (assuming that talking to BCBS gets you nowhere) So you should negotiate with the lab which is doing the billing. The previous sugges...
by daytona084
Sat Jan 19, 2019 3:42 pm
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 153
Views: 9672

Re: What is a Boglehead funeral/burial?

It sure seems like the underlying theme in almost all of the posts so far is "Boglehead Funeral = Cheap". I beg to differ. I would say the Boglehead, having invested wisely and amassed a large nest egg, can have whatever funeral he or she wants, without regard to cost.
by daytona084
Fri Jan 18, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: How do you keep a calendar?
Replies: 63
Views: 3755

Re: How do you keep a calendar?

Google Calendar. I have no syncing issues. It's always available - - on the phone, desktop, laptop. I see no need to print it on paper... I use Google calendar also, but its major syncing issue is its inability to show events outside a +/- one year interval on my smartphone app. I have several trav...
by daytona084
Fri Jan 18, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: How do you keep a calendar?
Replies: 63
Views: 3755

Re: How do you keep a calendar?

Google Calendar. I have no syncing issues. It's always available - - on the phone, desktop, laptop. I see no need to print it on paper. On my phone I have a widget (might be an Android only thing?) that always shows the next calendar event on the home screen. Also, no problem scheduling events well ...
by daytona084
Thu Jan 17, 2019 9:12 am
Forum: Personal Finance (Not Investing)
Topic: [Wash sale concern - Are these stocks substantially identical?]
Replies: 49
Views: 2763

Re: [Wash sale concern - Are these stocks substantially identical?]

The solution seems to easy to me... Sell fund "a" (for example a "Total Market Fund") and Buy fund "b" (for example, a "S&P 500" Fund). The two funds are clearly not "substantially identical" 31 days later, buy back fund "a" For the 31 ...
by daytona084
Wed Dec 19, 2018 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 712
Views: 82699

Re: Fidelity free Turbotax

For what it's worth... (For those who are not seeing the offer) I spoke to the Fidelity rep today (on the "Private Client" help line). He said: those with Private Client status should see a "banner" containing the offer (I have not)(maybe this is the offer at the bottom right of ...
by daytona084
Tue Dec 18, 2018 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 712
Views: 82699

Re: Fidelity free Turbotax

Not working for me -My Fidelity status is "Private Client Group" -I see no special link for TT at the bottom of the Fido Portfolio Page -When I click the TT link in Fidelity (under "Accounts and Trade" -->> "Tax Information") I get a "$20 off" offer. -When I ...
by daytona084
Tue Dec 18, 2018 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 712
Views: 82699

Re: Fidelity free Turbotax

Not working for me -My Fidelity status is "Private Client Group" -I see no special link for TT at the bottom of the Fido Portfolio Page -When I click the TT link in Fidelity (under "Accounts and Trade" -->> "Tax Information") I get a "$20 off" offer. -When I g...
by daytona084
Mon Dec 17, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Worx 20v battery leaf blower
Replies: 12
Views: 1192

Re: Worx 20v battery leaf blower

The EGO 56V (530 CFM) blower is awesome! Very happy with it.
by daytona084
Fri Nov 30, 2018 12:49 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Re: Detroit Area Bogleheads - Master Thread

Hello, Any chance there will be a Webex/Skype available for those not able to attend in person to still be able to participate/contribute? Thank you! Bob Not this time... I will float the question and see if anything can be done. One complication is that the meeting room seems to have poor mobile p...
by daytona084
Fri Nov 30, 2018 11:49 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting December 1, 2018

One final reminder - Next meeting is Saturday December 1, 2018, See earlier posts for details.
by daytona084
Fri Nov 30, 2018 11:46 am
Forum: Personal Investments
Topic: Any single income earners with kids able to retire "early"?
Replies: 22
Views: 1832

Re: Any single income earners with kids able to retire "early"?

  • Single income earner - (Wife's last day of work was the day our first child was born.)
  • Occupation - engineer for large company
  • Number of children - 3. (I paid for college for all 3)
  • Retired at 58. Could have retired maybe 5 years earlier, as it turns out.
So yes, it can be done.
by daytona084
Tue Nov 27, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: Leveling basement floor
Replies: 15
Views: 1281

Re: Leveling basement floor

I did this. Luckily, I had a friend in the flooring business who did this for me as a "side job". My room was exactly the same size as yours. If you calculate the amount of material (just say 450 sf x 0.5 inches) you get 19 cubic feet or 140 gallons. That's a lot of mixing. You need a good...
by daytona084
Tue Nov 27, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: So that's why 2-day shipping isn't what I expected!
Replies: 41
Views: 5389

Re: So that's why 2-day shipping isn't what I expected!

It says two-day shipping. That means that the shipping takes two days. Shipping starts when the order is shipped. Seems obvious to me.
by daytona084
Sun Nov 25, 2018 12:56 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting December 1, 2018

Reminder - next meeting in 6 days. See previous post for details.
by daytona084
Wed Nov 21, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2737

Re: Good oil for cooking and salad?

Some brands: Macadamia nut oil - "Mac Nut" - https://thrivemarket.com/p/mac-nut-oil-macadamia-oil Avocado Oil - Chosen Foods - https://chosenfoods.com/collections/avocado-oil-products Ghee - Organic Valley (was formerly "Purity Farms") Olive Oil - We like to go to a local shop (h...
by daytona084
Tue Nov 20, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2737

Re: Good oil for cooking and salad?

One oil not mentioned yet is macadamia nut oil . Healthy profile (lots of monounsaturated) Excellent for frying, high smoke point, little added flavor. As mentioned in other posts, Avocado oil is excellent for cooking. Never use olive oil at high temperature. I agree with the concerns about canola o...
by daytona084
Tue Nov 20, 2018 7:05 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 71
Views: 32267

Next Meeting December 1, 2018

Detroit Area Bogleheads - Meeting Notice When: Saturday December 1st 10:30 AM - 12:00 Noon Where: Multi-Lakes Conservation Association 3860 Newton Rd Commerce Twp, MI 48362 (We meet in the Clubhouse - Lower Level) Topics: 1. "Tracking your Assets - Spreadsheets, Quicken, and Other Methods"...
by daytona084
Sun Nov 04, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to buy house out of blue but wants us to come up with offer
Replies: 31
Views: 5692

Re: Neighbor wants to buy house out of blue but wants us to come up with offer

You want to live in the home for approx. two more years. He wants your home but is willing to wait two more years to move in The answer seems obvious - you sell your home in two years (or whenever you want to). If he still wants it, he can make an offer. He wants to buy your home now but "voic...