Search found 830 matches

by daytona084
Wed Dec 19, 2018 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 378
Views: 51825

Re: Fidelity free Turbotax

For what it's worth... (For those who are not seeing the offer) I spoke to the Fidelity rep today (on the "Private Client" help line). He said: those with Private Client status should see a "banner" containing the offer (I have not)(maybe this is the offer at the bottom right of the page that people...
by daytona084
Tue Dec 18, 2018 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 378
Views: 51825

Re: Fidelity free Turbotax

Not working for me -My Fidelity status is "Private Client Group" -I see no special link for TT at the bottom of the Fido Portfolio Page -When I click the TT link in Fidelity (under "Accounts and Trade" -->> "Tax Information") I get a "$20 off" offer. -When I go to the TT site via that link it does ...
by daytona084
Tue Dec 18, 2018 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 378
Views: 51825

Re: Fidelity free Turbotax

Not working for me -My Fidelity status is "Private Client Group" -I see no special link for TT at the bottom of the Fido Portfolio Page -When I click the TT link in Fidelity (under "Accounts and Trade" -->> "Tax Information") I get a "$20 off" offer. -When I go to the TT site via that link it does o...
by daytona084
Mon Dec 17, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Worx 20v battery leaf blower
Replies: 12
Views: 1020

Re: Worx 20v battery leaf blower

The EGO 56V (530 CFM) blower is awesome! Very happy with it.
by daytona084
Fri Nov 30, 2018 12:49 pm
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Re: Detroit Area Bogleheads - Master Thread

Hello, Any chance there will be a Webex/Skype available for those not able to attend in person to still be able to participate/contribute? Thank you! Bob Not this time... I will float the question and see if anything can be done. One complication is that the meeting room seems to have poor mobile p...
by daytona084
Fri Nov 30, 2018 11:49 am
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Next Meeting December 1, 2018

One final reminder - Next meeting is Saturday December 1, 2018, See earlier posts for details.
by daytona084
Fri Nov 30, 2018 11:46 am
Forum: Investing - Help with Personal Investments
Topic: Any single income earners with kids able to retire "early"?
Replies: 23
Views: 1603

Re: Any single income earners with kids able to retire "early"?

  • Single income earner - (Wife's last day of work was the day our first child was born.)
  • Occupation - engineer for large company
  • Number of children - 3. (I paid for college for all 3)
  • Retired at 58. Could have retired maybe 5 years earlier, as it turns out.
So yes, it can be done.
by daytona084
Tue Nov 27, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: Leveling basement floor
Replies: 15
Views: 1121

Re: Leveling basement floor

I did this. Luckily, I had a friend in the flooring business who did this for me as a "side job". My room was exactly the same size as yours. If you calculate the amount of material (just say 450 sf x 0.5 inches) you get 19 cubic feet or 140 gallons. That's a lot of mixing. You need a good sized bar...
by daytona084
Tue Nov 27, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: So that's why 2-day shipping isn't what I expected!
Replies: 41
Views: 5010

Re: So that's why 2-day shipping isn't what I expected!

It says two-day shipping. That means that the shipping takes two days. Shipping starts when the order is shipped. Seems obvious to me.
by daytona084
Sun Nov 25, 2018 12:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Next Meeting December 1, 2018

Reminder - next meeting in 6 days. See previous post for details.
by daytona084
Wed Nov 21, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2489

Re: Good oil for cooking and salad?

Some brands: Macadamia nut oil - "Mac Nut" - https://thrivemarket.com/p/mac-nut-oil-macadamia-oil Avocado Oil - Chosen Foods - https://chosenfoods.com/collections/avocado-oil-products Ghee - Organic Valley (was formerly "Purity Farms") Olive Oil - We like to go to a local shop (https://www.fustinis....
by daytona084
Tue Nov 20, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2489

Re: Good oil for cooking and salad?

One oil not mentioned yet is macadamia nut oil . Healthy profile (lots of monounsaturated) Excellent for frying, high smoke point, little added flavor. As mentioned in other posts, Avocado oil is excellent for cooking. Never use olive oil at high temperature. I agree with the concerns about canola o...
by daytona084
Tue Nov 20, 2018 7:05 pm
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Next Meeting December 1, 2018

Detroit Area Bogleheads - Meeting Notice When: Saturday December 1st 10:30 AM - 12:00 Noon Where: Multi-Lakes Conservation Association 3860 Newton Rd Commerce Twp, MI 48362 (We meet in the Clubhouse - Lower Level) Topics: 1. "Tracking your Assets - Spreadsheets, Quicken, and Other Methods" 2. "Q&A ...
by daytona084
Sun Nov 04, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to buy house out of blue but wants us to come up with offer
Replies: 31
Views: 5374

Re: Neighbor wants to buy house out of blue but wants us to come up with offer

You want to live in the home for approx. two more years. He wants your home but is willing to wait two more years to move in The answer seems obvious - you sell your home in two years (or whenever you want to). If he still wants it, he can make an offer. He wants to buy your home now but "voiced wi...
by daytona084
Sat Nov 03, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: Target Red Card Auto-Pay Deceit Warning
Replies: 19
Views: 1861

Re: Target Red Card Auto-Pay Deceit Warning

Can anyone explain why one would sign up for auto-pay, then make manual payments before the auto-pay date?
by daytona084
Sat Nov 03, 2018 10:57 am
Forum: Personal Consumer Issues
Topic: Should I buy a fire truck?
Replies: 13
Views: 899

Re: Should I buy a fire truck?

If you are in a hurry, people will get out of your way! :D
by daytona084
Sat Nov 03, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: Video Editing Software
Replies: 14
Views: 1064

Re: Video Editing Software

I recommend VideoPad by NCH... it's free for non-commercial use. I find it easy to use, and the learning curve is not steep. I use the Windows version, but it is available for Mac per their download site.

https://www.nchsoftware.com/videopad/download-now.html
by daytona084
Wed Oct 31, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: USPS - Informed delivery - complain on missing items?
Replies: 53
Views: 3406

Re: USPS - Informed delivery - complain on missing items?

I have checked the "I didn't receive this" box on the Informed Delivery email, for something that never arrived. Never heard a thing from USPS.
by daytona084
Mon Oct 29, 2018 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: What’s less bad? Vanguard ETF w/ $50 trade fees vs. mutual fund w/ 1.5% ER
Replies: 24
Views: 1731

Re: What’s less bad? Vanguard ETF w/ $50 trade fees vs. mutual fund w/ 1.5% ER

My understanding is that with a SIMPLE IRA (unlike a 401k) you are permitted to roll over any amount anytime into a traditional IRA. So you can contribute up to the match limit (leaving it in cash sounds like a good idea) and periodically roll over your holdings to a traditional IRA. My daughter has...
by daytona084
Mon Oct 29, 2018 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: Speeding ticket and insurance
Replies: 29
Views: 2307

Re: Speeding ticket and insurance

I have never noticed a rate increase due to a single conviction. One time, a dependent of mine got 3 tickets in a 6-month span - that was a different story. Also note - (my understanding, I could be wrong) for out-of state-convictions, the local court notifies their state of the conviction, and the ...
by daytona084
Wed Oct 24, 2018 1:16 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for Social Security Online
Replies: 44
Views: 5354

Re: Applying for Social Security Online

Wow... They actually called back within minutes of my leaving a message. The representative told me that my application has been "adjudicated" ... approved with no snags or anything. But no communication will occur until a couple weeks before the first payment. (Which in my case will be in December....
by daytona084
Wed Oct 24, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for Social Security Online
Replies: 44
Views: 5354

Re: Applying for Social Security Online

I submitted my application for benefits on August 10, 2018. Expecting benefits to start in November. (first check would be December) Checking the progress online, the SSA web site has the following information: 08/13/2018 Benefit Application Pending We are reviewing your Retirement benefit applicat...
by daytona084
Wed Oct 24, 2018 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Applying for Social Security Online
Replies: 44
Views: 5354

Re: Applying for Social Security Online

I submitted my application for benefits on August 10, 2018. Expecting benefits to start in November. (first check would be December) Checking the progress online, the SSA web site has the following information: 08/13/2018 Benefit Application Pending We are reviewing your Retirement benefit applicati...
by daytona084
Sun Oct 21, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: Why Purchase an Automobile using Premium Gasoline?
Replies: 68
Views: 3180

Re: Why Purchase an Automobile using Premium Gasoline?

At some point, this question might become irrelevant. Auto makers are pushing for a "single grade" of fuel (premium) and design all engines to run on it. They say there is a benefit (fuel mileage and performance) if all cars consumed high octane fuel. http://www.autonews.com/article/20180514/OEM11/1...
by daytona084
Fri Oct 12, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Keep a backup hot water heater?
Replies: 104
Views: 5733

Re: Keep a backup hot water heater?

Whoever heard of a "backup hot water heater"? Nobody does that. It is actually done ... A friend owns a 12 bedroom vacation rental that rents for over $1200 per night. The renters would not be happy if the hot water went out. He has the two water heaters plumbed such that either or both can be acti...
by daytona084
Tue Oct 09, 2018 6:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Re: Detroit Area Bogleheads - Master Thread

We are planning our next meeting to for December 1, 2018 - same time (10:30 - 12:00 noon) and location. Topics to be determined. Save the date!
by daytona084
Fri Sep 28, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: Ventilated car seats?
Replies: 61
Views: 4442

Re: Ventilated car seats?

I have ventilated seats in my Cadillac CTS - absolutely love them. In the summer months, on long trips, I would find myself constantly adjusting the A/C temperature, fan speed, choice of vents, etc to get just the right climate. But none of these adjustments can do anything for the seat back and sea...
by daytona084
Fri Aug 24, 2018 9:35 am
Forum: Investing - Theory, News & General
Topic: Fidelity Full View transition to eMoney
Replies: 151
Views: 18588

Re: Fidelity Full View transition to eMoney

My main concern is historical data loss and changes to existing data. I had several years of transactions and after the upgrade only see back to August 1, 2018. If this can happen to Full View data, can it happen to investment data? I'm losing confidence in Fidelity. When I play around with the set...
by daytona084
Tue Aug 21, 2018 6:38 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Full View transition to eMoney
Replies: 151
Views: 18588

Re: Fidelity Full View transition to eMoney

Actually I knew this was coming. I received a personal (live representative) phone call from Fidelity a few weeks ago. They identified me as a frequent user of Full View. Asked me if I had any questions, and told me I would have to re-enter my login credentials. When the change occurred yesterday, r...
by daytona084
Mon Aug 20, 2018 12:52 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Full View transition to eMoney
Replies: 151
Views: 18588

Re: Fidelity Full View transition to eMoney

OK, today is the day. First day with the new system. I went through the changeover in Full View and all went well except for one account - the Fidelity Rewards Visa Card (ELAN). I was able to add the Fidelity Rewards Visa, and the correct balance appeared on screen, but after a few clicks, the accou...
by daytona084
Fri Aug 03, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 111
Views: 7726

Re: Minivan Vs SUV Experience

I love my minivan, and still do even though the kids are long since grown and moved out. I can't count the number of times it's been used for sheetrock, lumber, water heater, refrigerator, and other large items from the home center. Or a furniture item from Craigslist. No need to borrow a vehicle or...
by daytona084
Thu May 17, 2018 4:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Meeting Notice - May 19th 2018

Reminder - Our next meeting is this Saturday, May 19th. New members are welcome! When: Saturday May 19th 10:30 AM - 12:00 Noon Where: Multi-Lakes Conservation Association 3860 Newton Rd Commerce Twp, MI 48362 Topics (Approx 30 Minutes Each): 1. International Stock Funds in your Portfolio - - Why? W...
by daytona084
Sat May 05, 2018 9:54 am
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Meeting Notice - May 19th 2018

Detroit Area Bogleheads - Meeting Notice When: Saturday May 19th 10:30 AM - 12:00 Noon Where: Multi-Lakes Conservation Association 3860 Newton Rd Commerce Twp, MI 48362 Topics (Approx 30 Minutes Each): 1. International Stock Funds in your Portfolio - - Why? Why not? 2. a. How to recognize and deal ...
by daytona084
Wed Apr 11, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5664

Re: New Lexus LS or Tesla Model S

Am I missing something? With a Tesla, you have to charge the battery every 200-300 miles, right? We typically drive our Cadillac 600-700 miles per day on road trips, visiting grandchildren or a warm place in the winter. The Tesla would not be capable of such a trip. Wouldn't this be a factor in the...
by daytona084
Tue Apr 10, 2018 6:43 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5664

Re: New Lexus LS or Tesla Model S

Am I missing something? With a Tesla, you have to charge the battery every 200-300 miles, right? We typically drive our Cadillac 600-700 miles per day on road trips, visiting grandchildren or a warm place in the winter. The Tesla would not be capable of such a trip. Wouldn't this be a factor in the ...
by daytona084
Mon Mar 26, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: GE Microwave Weird Issue
Replies: 22
Views: 2226

Re: GE Microwave Weird Issue

I have no idea what is going on but a microwave turning itself on seems to me to be a very bad business and it would put me into territory where I would say "I do not want this fixed because the design itself must be defective, I need to get a new microwave... and not from GE... even if it means ju...
by daytona084
Wed Mar 21, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: Outdoor Blower
Replies: 24
Views: 1716

Re: Outdoor Blower

I also recommend the EGO. It's amazing how handy it is and how many uses I find for it, because it's not necessary to start the thing up (like a gas blower) or string a cord (like a corded blower). It's great for cleanup after lawn mowing, clearing light snowfall, blowing debris off the deck, etc. h...
by daytona084
Sat Mar 17, 2018 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Need for Medicare supplemental plan?
Replies: 155
Views: 11446

Re: Need for Medicare supplemental plan?

As others have commented, the logic in the original article is severely flawed. This is insurance , not a "health plan" we are talking about. One does not buy a medicare supplement policy, or any other insurance policy, hoping it turns out to be a "good deal". (For example, I don't think I have ever...
by daytona084
Sun Mar 11, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: Balsamic vinegar?
Replies: 31
Views: 4303

Re: Balsamic vinegar?

+1 on Fustini's
by daytona084
Sun Mar 11, 2018 11:31 am
Forum: Investing - Theory, News & General
Topic: Investing spreadsheet or software?
Replies: 17
Views: 1891

Re: Investing spreadsheet or software?

If your decade-old Quicken is working fine for you, just install it on your new computer. Your license allows you to do this.
by daytona084
Wed Mar 07, 2018 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Net Worth Template
Replies: 12
Views: 1337

Re: Net Worth Template

Very nice and pretty. If you want to actually "track" net worth over time, you would have a column for every month (or week or year, whatever your time interval). I do it the opposite way, with the accounts across the top and an one row for each month.
by daytona084
Wed Mar 07, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: What if you have a poorly rated car?
Replies: 47
Views: 3730

Re: What if you have a poorly rated car?

Consumer Reports bases their choice of "cars to avoid" mainly based on what they call "reliability". Their ratings are all based on comparison to "average". Ratings range from "much worse than average" to "much better than average". What they bury in the fine print is that "average" reliability has ...
by daytona084
Wed Mar 07, 2018 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Net Worth Template
Replies: 12
Views: 1337

Re: Net Worth Template

I created a net worth spreadsheet somewhere around 1986 when I got my first PC. This was back when the flagship spreadsheet program was Lotus 1-2-3. It was (and still is) a no-brainer - no need for a template. I also went back and entered the numbers going back to "day one" (1975). The spreadsheet (...
by daytona084
Wed Feb 21, 2018 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Horrible Experience with Ally New Account Opening Process
Replies: 43
Views: 10795

Re: Horrible Experience with Ally New Account Opening Process

I don't get it. You are depositing money with Ally, not getting a loan, right? Why is the customer's credit report even applicable?

I opened an Ally account years ago (checking and saving) with no issues whatsoever. That was before I froze my credit.
by daytona084
Wed Feb 21, 2018 4:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Area Bogleheads - Master Thread
Replies: 53
Views: 17299

Next Meeting March 3rd, 2018. "Bogleheads 101"

This is a reminder - Next Meeting in 10 Days - March 3rd - 10:30 AM Several members expressed interest in a "Bogleheads 101" presentation. So, that will be the topic at the next meeting March 3rd. Keith has volunteered to lead the discussion with a presentation entitled "Letters to My Son", which wi...
by daytona084
Sat Feb 17, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: Mixing fuel octanes for cars
Replies: 57
Views: 4532

Re: Mixing fuel octanes for cars

Back in the day, Sunoco offered eight grades of gasoline from "sub-regular" 190 to "super premium" 260 (actually 102 octane). The pump just mixed the 190 and the 260 to produce the other 6 grades in between. There were not eight tanks in the ground. So, yes, mixing two grades is a completely valid t...
by daytona084
Sun Feb 11, 2018 7:22 pm
Forum: Investing - Theory, News & General
Topic: U-Haul Investors Club
Replies: 14
Views: 3457

Re: U-Haul Investors Club

(knock at the door)... "I'm sorry, there's bad news. U-Haul defaulted on your investment. But not to worry, your loan is 'asset-backed'. Where would you like us to put these 12,000 furniture dollies?" :happy
by daytona084
Fri Feb 09, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Alternatives
Replies: 61
Views: 5699

Re: Quicken Alternatives

Quicken 2017 download services will work thru April 2020.
by daytona084
Mon Feb 05, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Internet Speed 15Mbps okay ?
Replies: 27
Views: 2902

Re: Internet Speed 15Mbps okay ?

We have nominal 10Mbps (actually getting about 8 Mbps when measured) and we can everything (including Netfilx) works fine.

Edit: I could also add that some time ago we had "Economy" internet (3 Mbps!) and Netflix "worked" but we had to drop down a notch on quality (720P I think).
by daytona084
Wed Jan 24, 2018 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Excel for Personal Finance Accounting ?
Replies: 42
Views: 4892

Re: Excel for Personal Finance Accounting ?

The OP's goal is to "to reconcile and maintain our deposit and credit card accounts"... If that's all one wants to do, Excel (or any other spreadsheet) can do the job with ease. With or without a template to start with. On the other hand, to duplicate all the features in Quicken requires a relationa...