Search found 9 matches

by bonjour
Wed Feb 17, 2021 4:31 pm
Forum: Personal Investments
Topic: FNBGX (Long Term Treasury Bond Index)
Replies: 9
Views: 431

Re: FNBGX (Long Term Treasury Bond Index)

What purpose does FNBGX serve in your portfolio? Treasury bond indexes have historically served as an effective counterweight to market dips, corrections, and crashes. On the other hand, if interest rates go up at all or the market continues rallying, those bonds could go lower. FNBGX is down 3% for...
by bonjour
Sun Jan 17, 2021 12:14 am
Forum: Investing - Theory, News & General
Topic: Young investors: don’t take unnecessary risk with aggressive and concentrated allocations
Replies: 205
Views: 13664

Re: Young investors: don’t take unnecessary risk with aggressive and concentrated allocations

Once again I might clarify that I’m a Millennial that despises gambling...walking through a casino actually irritates me. 90%Vtsax/Vfiax 10%vbtlx is tolerable to me. I totally see how cities like Las Vegas have become so large. This is oddly apparent even on bogleheads. The path to FI is clear for ...
by bonjour
Sat Jan 16, 2021 10:19 pm
Forum: Investing - Theory, News & General
Topic: Young investors: don’t take unnecessary risk with aggressive and concentrated allocations
Replies: 205
Views: 13664

Re: Young investors: don’t take unnecessary risk with aggressive and concentrated allocations

Middle-aged millennial checking in. I am a recent Boglehead convert and have the vast majority of my portfolio dedicated to low-fee stock market index funds (90/10 domestic/international) as a result, with a 10% allocation to bonds for offsetting risk (so I won't feel completely screwed when gravity...
by bonjour
Sat Jan 16, 2021 7:33 pm
Forum: Personal Investments
Topic: Should I Continue to DCA?
Replies: 29
Views: 2135

Re: Should I Continue to DCA?

Seeds grow in soil, so plant them.
by bonjour
Mon Jan 11, 2021 4:31 pm
Forum: Investing - Theory, News & General
Topic: The Calm Post - Stay the course thread.
Replies: 532
Views: 51272

Re: The Calm Post - Stay the course thread.

As a recent convert to the BH philosophy, this thread and the people who've shared their philosophy of stability are a balm for the soul.
by bonjour
Mon Jan 11, 2021 10:02 am
Forum: Personal Consumer Issues
Topic: What is the least expensive way to have a water heater installed?
Replies: 71
Views: 5478

Re: What is the least expensive way to have a water heater installed?

Another cost-cutting maneuver: don't have it installed on an upper floor if you can avoid it. Every plumber I spoke to when my own heater was installed offered to install it in the attic and reassured me it would never leak. Meanwhile, I have at least three coworkers who went the upstairs water heat...
by bonjour
Mon Jan 11, 2021 12:48 am
Forum: Investing - Theory, News & General
Topic: If you bought Bitcoin, when do you plan to sell?
Replies: 396
Views: 30102

Re: If you bought Bitcoin, when do you plan to sell?

I was sitting on some minor positions in the top three cryptos from a while ago (BTC, ETH, LTC) and got out tonight after seeing enough dropoffs. Not huge gains by any stretch, but I don't want to stress over steep turns so often. If Ethereum drops low enough I might jump back in just because it see...
by bonjour
Sun Jan 10, 2021 8:11 pm
Forum: Personal Investments
Topic: How can I teach my 5 year old daughter about investing?
Replies: 109
Views: 5065

Re: How can I teach my 5 year old daughter about investing?

Once she's a little older, perhaps 8 or 9, make her the human calculator for grocery trips. Every aisle, ask her what the total is. This exercise will teach her to add on the fly (as well as backtrack and correct herself in her head) as well as tighten her attention span, since she has to hold the r...
by bonjour
Sat Jan 09, 2021 11:35 pm
Forum: Personal Investments
Topic: How can I teach my 5 year old daughter about investing?
Replies: 109
Views: 5065

Re: How can I teach my 5 year old daughter about investing?

I distinctly remember my grandfather hammering financial lessons into me and my cousins throughout our childhoods. He would try to impress upon us the value of compound investing by showing us various charts demonstrating the value of compound interest. The only problem? We were kids and had nowhere...