Search found 559 matches

by boater07
Sat Oct 12, 2019 5:05 pm
Forum: Personal Consumer Issues
Topic: Airline compensation
Replies: 8
Views: 1410

Airline compensation

Do airlines owe compensation for flight delays over 6 hours?
by boater07
Wed Sep 25, 2019 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: New Credit Card Search - 2 Front Runners?
Replies: 46
Views: 3981

Re: New Credit Card Search - 2 Front Runners?

I have liked the Costco Visa till now. Trip Cancellation has been dropped.
Although I've never used the benefit, it gave me comfort booking cruises etc
6 months out. Appears expensive to buy for each trip.
I'm looking for replacement and have only found Chase cards so far. Any other
suggestions?
by boater07
Sun Sep 22, 2019 6:50 pm
Forum: Personal Investments
Topic: IRA Rollover forms
Replies: 6
Views: 322

Re: IRA Rollover forms

Thank you Duckie
You answered all my questions.
I have a large CD expiring towards the end of Dec.
I'd just as soon get it done this year
instead of the ridiculous time it takes V to process direct transfers
by boater07
Sun Sep 22, 2019 5:38 pm
Forum: Personal Investments
Topic: IRA Rollover forms
Replies: 6
Views: 322

IRA Rollover forms

I understand an IRA withdrawal payable to me generates a 1099R from that custodian.
Do I need to file anything if I deposit the proceeds into another IRA?
How does the receiving cust know it's a rollover?
by boater07
Sat Sep 14, 2019 11:24 pm
Forum: Personal Consumer Issues
Topic: Gas Furnace Question
Replies: 5
Views: 580

Gas Furnace Question

Does it make sense to have the air ducts on a forced air furnace cleaned?
It seems to me that the air movement would blow out any dust. Local advertisers
overwhelm us with the need.
by boater07
Tue Sep 10, 2019 6:06 pm
Forum: Investing - Theory, News & General
Topic: Help with cost basis for funds
Replies: 3
Views: 279

Re: Help with cost basis for funds

Thanks DBR I don't understand how a distribution affects average cost . Isn't the Div taxed in the current year? I would assume it would then be subtracted from cost basis. Sorry to be so dense but I have not done anything in a taxable account for many years. I'll be fortunate this year of not spend...
by boater07
Tue Sep 10, 2019 3:30 pm
Forum: Investing - Theory, News & General
Topic: Help with cost basis for funds
Replies: 3
Views: 279

Help with cost basis for funds

I'm not clear what the best method is for taking Div/CG in taxable bond fund.
I typically transfer to MM to avoid tracking small additions. Does it really matter?
by boater07
Mon Aug 12, 2019 5:50 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard ongoing glitches, August 12-13, 2019]
Replies: 256
Views: 16270

What happened to Target Date Funds

[Thread merged into here, see below (next page). --admin LadyGeek]

My target income fund [VTINX} dropped 46% today. Looks like similar funds also lost big time.
I checked for Div or Splits and see nothing.
This can't be true!!!!
by boater07
Sat Aug 03, 2019 1:48 pm
Forum: Personal Consumer Issues
Topic: Dentist: Is this acceptable?
Replies: 63
Views: 5032

Re: Dentist: Is this acceptable?

When I want an inspection, dentist charges $75 in addition to cleaning
by boater07
Tue Jul 30, 2019 5:23 pm
Forum: Personal Consumer Issues
Topic: Help with DVD editing
Replies: 6
Views: 341

Re: Help with DVD editing

If I recall, Windows/Windows Media Player cannot read DVD's. To determine if they are readable, install the VideoLan VLC player that will play just about anything out there. From there you can RIP the DVD using VLC and convert to MP4 or codec of your liking (practice with some small clips first). O...
by boater07
Tue Jul 30, 2019 2:08 pm
Forum: Personal Consumer Issues
Topic: Help with DVD editing
Replies: 6
Views: 341

Re: Help with DVD editing

Thank you both.I will keep studying. To clarify, I don't recall how I got the 8mm to VHS, but I then purchased a Panasonic with VHS slot and DVD. Lot's of interruptions/static when I transferred. I recall the 2 min films on 8mm. Real problem is 2 DVD;s not in proper sequence and only partially used....
by boater07
Tue Jul 30, 2019 12:16 pm
Forum: Personal Consumer Issues
Topic: Help with DVD editing
Replies: 6
Views: 341

Help with DVD editing

Some time ago, I transferred old 8mm movies, VHS, etc to 2DVD's. Basically, it is our 56 year family history. Kids would like copies but I feel lots of editing is required to clean them up. For whatever reason, windows can't read the files. Is there software that would enable me to do some editing a...
by boater07
Sat Jul 13, 2019 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: What is the cost of MA plans to Medicare?
Replies: 5
Views: 589

Re: What is the cost of MA plans to Medicare?

Thank you. Not a simple answer to the issue I'm concerned about.
What is more efficient?
by boater07
Sat Jul 13, 2019 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: What is the cost of MA plans to Medicare?
Replies: 5
Views: 589

Re: What is the cost of MA plans to Medicare?

With all the talk about national healthcare, I thought this would be a way to compare govt vs private.
On further reflection, I realize the total outlay would be meaningless w/o membership count in each.
by boater07
Sat Jul 13, 2019 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: What is the cost of MA plans to Medicare?
Replies: 5
Views: 589

What is the cost of MA plans to Medicare?

MA plans appear to be very popular and heavily advertised by the insurance co's[ many at no cost] I doubt co's give anything away by choice and hence the payout by medicare to assume all risk must cover their expenditures more or less. As I understand, co's bid for the payout from Medicare. I would ...
by boater07
Thu Jul 11, 2019 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare vs Advantage Plans [how they affect the gov't]
Replies: 6
Views: 655

Re: Medicare vs Advantage Plans

Sorry--very poor title. Didn't mean to compare plans from consumer standpoint which has been covered many times.
Would like to know how the plans affect the govt.
by boater07
Thu Jul 11, 2019 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare vs Advantage Plans [how they affect the gov't]
Replies: 6
Views: 655

Medicare vs Advantage Plans [how they affect the gov't]

Curious whether anyone has seen studies how the plans work out for Medicare itself.
In other words what do they spend on each.
by boater07
Tue Jul 02, 2019 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: City Bank reducing card benefits
Replies: 4
Views: 887

Re: City Bank reducing card benefits

Auto Collision waiver seems to be pretty common but I haven't found trip cancellation that is meaningful
by boater07
Tue Jul 02, 2019 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: City Bank reducing card benefits
Replies: 4
Views: 887

City Bank reducing card benefits

I just learned that my CostcoCity CC will be eliminating rental car and trip cancellation,
Although, I've never used the benefit, would hate to go without it.
Any suggestions for cards that still have those benefits?? I'll start exploring but maybe someone can save me some time.
by boater07
Mon Jun 24, 2019 7:19 pm
Forum: Personal Consumer Issues
Topic: Help with Oahu Hotels
Replies: 12
Views: 1259

Re: Help with Oahu Hotels

Thank you Sandtrap. Any further suggestions would be greatly appreciated.
Don't do much swimming anymore,but like the beaches for walking etc.

My last time there-saw Don HO. That tells you a lot
by boater07
Mon Jun 24, 2019 5:41 pm
Forum: Personal Consumer Issues
Topic: Help with Oahu Hotels
Replies: 12
Views: 1259

Help with Oahu Hotels

I have my choice of 4 hotels for a time share presentation.
Anyone familiar with the Grand Waikikian, Hokulani Waik, Kalia Suites, or Lagoon Tower?
They're all in the Hilton Village.
Not planning on buying but I was offered a reasonable package to waste 2 hours :oops:
by boater07
Mon Jun 10, 2019 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: "Quitten" - Replacing Quicken with Google Sheets
Replies: 39
Views: 4392

Re: "Quitten" - Replacing Quicken with Google Sheets

tlk59 wrote:
Sun Jun 09, 2019 11:27 pm
AlohaJoe wrote:
Sun Jun 09, 2019 11:07 pm
Just use "D:D > 100" or "D12:D > 100"
Oh duh, that's right. Thanks!
I'm not a techie and would appreciate info on how to set up portfolio sheet. Assume the values could be updated as required
by boater07
Mon Jun 03, 2019 10:51 pm
Forum: Investing - Theory, News & General
Topic: You May Never See Your Grandchildren Again
Replies: 83
Views: 14791

Re: You May Never See Your Grandchildren Again

[quote="Rick ote]

It was the pickleball courts that got me.

:D good for you. Have loved the game for almost 20 years but slowing down.

Rick Ferri
[/quote]
by boater07
Sun May 05, 2019 11:58 am
Forum: Personal Investments
Topic: Help with clearer understanding of Fixed Income
Replies: 7
Views: 897

Re: Help with clearer understanding of Fixed Income

Thank you all. As my OP indicated, I'm 70% fixed income which leaves 30% for equity.
My temporary confusion was to forget that YTD only included 4 months of div and price
change as of now. I normally look at annual results.
by boater07
Sat May 04, 2019 5:05 pm
Forum: Personal Investments
Topic: Help with clearer understanding of Fixed Income
Replies: 7
Views: 897

Re: Help with clearer understanding of Fixed Income

boater, you are confusing the sec yield with yield to date. The sec yield is (sort of) the expected annual yield. That sort of means for the full year. You've already had a gain of 2.34% in 4 months. By the way, the NAV of the Short Term Investment grade fund was $10.44 on Dec 31 and !0.58 on May 3...
by boater07
Sat May 04, 2019 2:30 pm
Forum: Personal Investments
Topic: Help with clearer understanding of Fixed Income
Replies: 7
Views: 897

Help with clearer understanding of Fixed Income

I'm in later stage of retirement with 70% FI in short term corp and st treasury. My goal has been to simplify my estate by not renewing CD's scattered among 3 online banks. Proceeds are going to V in the above funds. I selected those based on sec yield approximating st cd's. Today I woke up to see y...
by boater07
Tue Apr 30, 2019 4:59 pm
Forum: Personal Consumer Issues
Topic: out of network emergency visits. Huge bill!!!
Replies: 156
Views: 13431

Re: out of network emergency visits. Huge bill!!!

fru- wrote:
I will just say Thank God I'm on Medicare + Medigap. I never have to deal with this terrifying stuff.
Would you explain. You mean medicare/medigap doesn't differentiate between in and out of network?
by boater07
Wed Mar 27, 2019 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO is not a Insurance Co
Replies: 31
Views: 5333

Re: GEICO is not a Insurance Co

Nate79 wrote:
Tue Mar 26, 2019 5:50 pm
The title of this thread is humorous. Do you know what GEICO stands for?
You obviously missed the point. read my replies
by boater07
Tue Mar 26, 2019 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO is not a Insurance Co
Replies: 31
Views: 5333

Re: GEICO is not a Insurance Co

It is apparent, Geico operates differently in various states. I like to know the name of the co who actually insures and handles claims. What does your policy say? The policy will say who the insurer is. I am only getting quotes at this point. With Geico's advertising, I thought I should include th...
by boater07
Tue Mar 26, 2019 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO is not a Insurance Co
Replies: 31
Views: 5333

Re: GEICO is not a Insurance Co

It is apparent, Geico operates differently in various states.
I like to know the name of the co who actually insures and handles claims.
by boater07
Tue Mar 26, 2019 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO is not a Insurance Co
Replies: 31
Views: 5333

Re: GEICO is not a Insurance Co

While shopping home and auto insurance, I learned that they quote for non-afffilliated co's. They do not name the co and are pretty skimpy with info. As a matter of fact, I can't even get a written quote for the auto. Can anyone that has been with them for a while tell what happens at renewal? I'm ...
by boater07
Tue Mar 26, 2019 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO is not a Insurance Co
Replies: 31
Views: 5333

Re: GEICO is not a Insurance Co

pshonore wrote:
Tue Mar 26, 2019 11:54 am
Did you ever get a detailed copy of your policy? (coverages, exclusions, all the legal stuff)
not yet--at least HO sent coverage summary. Auto folks won't even do that. they just want an order based on online quote
by boater07
Tue Mar 26, 2019 11:51 am
Forum: Personal Finance (Not Investing)
Topic: GEICO is not a Insurance Co
Replies: 31
Views: 5333

GEICO is not a Insurance Co

While shopping home and auto insurance, I learned that they quote for non-afffilliated co's. They do not name the co and are pretty skimpy with info. As a matter of fact, I can't even get a written quote for the auto. Can anyone that has been with them for a while tell what happens at renewal? I'm n...
by boater07
Mon Feb 25, 2019 2:34 pm
Forum: Investing - Theory, News & General
Topic: Short term Treas vs short term corp
Replies: 6
Views: 631

Re: Short term Treas vs short term corp

Thank you for a very clear reply. It reminded me of why I bought the 2 classes in the first place.
by boater07
Mon Feb 25, 2019 1:34 pm
Forum: Investing - Theory, News & General
Topic: Short term Treas vs short term corp
Replies: 6
Views: 631

Short term Treas vs short term corp

These two make up a large part of my fixed income. VSBSX vs VSCSX.
I would think they move in lockstep with each other.
Yet,I notice that the corp has increased at a much greater percentage since the first of the year.
Shouldn't both react the same to current interest expectations?
by boater07
Thu Jan 31, 2019 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: Any Experience with pay per mile insurance
Replies: 26
Views: 1492

Any Experience with pay per mile insurance

Wife and I drive very little per year-like 2K and 5K
Two cars make it expensive even at their lowest driving rate.
Metromile sent me an ivitation
What do BH think
by boater07
Sat Dec 29, 2018 3:25 pm
Forum: US Chapters
Topic: My favorite Boglehead posters
Replies: 154
Views: 11584

Re: My favorite Boglehead posters

te wrote:
+1 on Alan S, always hits a grand slam when you need it.

+3 Has helped me greatly over the years
by boater07
Thu Dec 27, 2018 7:56 pm
Forum: Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 467

Re: Strange Vanguard download to Quicken

MYSTERY SOLVED
Went back 12 year statement and there it is. Old account numbers in VBS.
Thank you all.
Now, I will let V try to solve why still being downloaded : :annoyed
by boater07
Thu Dec 27, 2018 7:43 pm
Forum: Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 467

Re: Strange Vanguard download to Quicken

When you click Download Vanguard presents a Download account information page. The page asks for 3 Steps, right? Step 3 lists the accounts you can select to download. I assume the account list in Step 3 matches the accounts in your Vanguard customized view? Does it include any unexpected accounts? ...
by boater07
Thu Dec 27, 2018 7:14 pm
Forum: Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 467

Re: Strange Vanguard download to Quicken

TomatoTomahto wrote:
Thu Dec 27, 2018 6:36 pm
What are you trying to accomplish with these downloads?

Very good question. Have used Q for a long time and maybe a habit I should break
by boater07
Thu Dec 27, 2018 7:11 pm
Forum: Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 467

Re: Strange Vanguard download to Quicken

Grasshopper wrote:
Thu Dec 27, 2018 6:41 pm
44V....... reminds me of a brokerage account number from ye olde daz.
That was my recollection but the rep declined to look back feeling it was a Q issue.
I've started looking at old statements but haven't had any luck
by boater07
Thu Dec 27, 2018 6:28 pm
Forum: Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 467

Re: Strange Vanguard download to Quicken

Silk McCue wrote:
Thu Dec 27, 2018 6:00 pm

You say Vanguard can’t give you any information on “the number mentioned”. What number is that?


The number starts as 44V .......
Cheers
by boater07
Thu Dec 27, 2018 6:24 pm
Forum: Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 467

Re: Strange Vanguard download to Quicken

I have various accounts at V and set up as customized view there like no zero balances or accounts that have been closed. In other words, I only want to download active accounts. I also do this manually in lieu of the automatic Quicken uploads. They have no user names or passwords. It just seems str...
by boater07
Thu Dec 27, 2018 4:00 pm
Forum: Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 467

Strange Vanguard download to Quicken

Whenever, I download my customized view to Quicken, it sets up a new account simply called investment at V. It then asks if i want to relate it to an existing account in Quicken. It has zero balance. I've called V and they can't give me any info on the number mentioned. They insist it's Q issue whic...
by boater07
Fri Dec 14, 2018 7:20 pm
Forum: Personal Investments
Topic: Investing RMD back into taxable vanguard fund
Replies: 9
Views: 1450

Re: Investing RMD back into taxable vanguard fund

I don't know about automatic RMD's, but the 2-3 I take thruout the year , go either to my bank
or to my taxable V account.
by boater07
Thu Nov 29, 2018 3:03 pm
Forum: Personal Investments
Topic: Any Schwab Investors using Intelligent Portfolio??
Replies: 6
Views: 757

Re: Any Schwab Investors using Intelligent Portfolio??

The Schwab Intelligent Portfolio is way, way, way, way to complicated. They have about four times the number of ETFs in the portfolio that need to be there. There are funds for the sake of having a lot of funds giving the impression the portfolio is sophisticated. Not needed! Thank you Mr Ferri. Th...
by boater07
Thu Nov 29, 2018 1:02 pm
Forum: Personal Investments
Topic: Any Schwab Investors using Intelligent Portfolio??
Replies: 6
Views: 757

Any Schwab Investors using Intelligent Portfolio??

I have a smaller secondary Schwab IRA in addition to V. Not sure why but wanted to
give wife access to local contact.
The rep seems to think their Intelligent Portfolio would be good for me. The fine print
is overwhelming and frankly has me spooked.
Any experiences will be appreciated.
by boater07
Sat Nov 24, 2018 12:26 am
Forum: Personal Investments
Topic: Rollover vs Transfer
Replies: 8
Views: 808

Re: Rollover vs Transfer

Appears to be resolved. V will void the 5498 to clarify a direct transfer request.
by boater07
Thu Nov 22, 2018 2:39 pm
Forum: Personal Investments
Topic: Rollover vs Transfer
Replies: 8
Views: 808

Re: Rollover vs Transfer

Thank you Alan for your usual thorough reply. I will be contacting V tomorrow to remind them of their earlier scr..up. You helped me last month when I first brought up the issue of them depositing to the wrong account. They have since apologized since Ally Bank even included specifics with their tra...
by boater07
Thu Nov 22, 2018 12:56 pm
Forum: Personal Investments
Topic: Rollover vs Transfer
Replies: 8
Views: 808

Re: Rollover vs Transfer

[quote=bondsr4me post_id=4224468 time=1
There are “one rollover per year” rules, so you should go to the IRS website and read the rules.
[/quote]

I know the rules. That's my point with V calling a direct transfer a rollover.