Search found 6 matches

by Cubs Fan
Thu Feb 04, 2021 7:49 pm
Forum: Personal Investments
Topic: Please review my portfolio
Replies: 4
Views: 531

Re: Please review my portfolio

Thank you retired@50 and HomeStretch. I already turned off reinvestment of dividends. I will make sure that I don't incur excessive capital gains taxes. You correctly point out that the loss of the deceased spouse's Social Security amount could impose a hardship; however, at that time the survivor m...
by Cubs Fan
Thu Feb 04, 2021 1:49 pm
Forum: Personal Investments
Topic: Please review my portfolio
Replies: 4
Views: 531

Re: Please review my portfolio

Correction to my post. DH Roth amount should read "$108,983.98 instead of $261,214.93".
by Cubs Fan
Thu Feb 04, 2021 1:36 pm
Forum: Personal Investments
Topic: Please review my portfolio
Replies: 4
Views: 531

Please review my portfolio

DH is age 77. DW is age 71. Retired living in AZ. Taxable status MFJ. Social Security per year is $53,000.00 combined. We do not have pensions. IPS is 60% stock fund/40% bond fund. International % is zero. Home value is $350,000.00. We have no debt but plan to pay cash for a $60,000.00 vehicle in 4 ...
by Cubs Fan
Fri Dec 25, 2020 4:31 pm
Forum: Investing - Theory, News & General
Topic: What is your age and asset allocation ?
Replies: 467
Views: 38950

Re: What is your age and asset allocation ?

DH 77, DW 71. AA 60/40 mostly VTI/VBTLX. We are using Edward Jones as our emergency fund. I bought Nextera Energy 20 years ago (initial investment of $26,000) along with the usual high ER funds. When I retired 7 years ago I systematically sold my EJ funds carefully avoiding capital gains taxes. The ...
by Cubs Fan
Sat Nov 14, 2020 12:42 pm
Forum: Personal Investments
Topic: How to judge the year financially
Replies: 33
Views: 3360

Re: How to judge the year financially

Retired, age 77. Each December I complete a reverse budget to determine exactly how much we spent. This provides a guideline to determine how much I can safely spend in the next year. I subtract the amount spent from the gain in our Vanguard investments. Social Security provides $53,000.00 per year....
by Cubs Fan
Wed Nov 11, 2020 12:45 pm
Forum: Personal Investments
Topic: Extra or "play" money high risk/reward speculative moonshots... If you partake, what are you doing?
Replies: 17
Views: 2504

Re: Extra or "play" money high risk/reward speculative moonshots... If you partake, what are you doing?

19 years ago I inherited $26,000.00 of FPL (now Nextera Energy. I never invested more money into this stock. Over the years I withdrew approximately $100,000.00 to purchase 2 cars. I have not been reinvesting the dividends for the past 6 years. Currently NEE in my account is worth $255,000.00. I hav...