Search found 676 matches

by 6miths
Fri Aug 17, 2018 8:37 pm
Forum: Investing - Help with Personal Investments
Topic: Better Behavioural Finance Books?
Replies: 17
Views: 1071

Re: Better Behavioural Finance Books?

Love all these (with the exception of Dave Ramsey which I am not familiar with). I have read 'Thinking, Fast and Slow' a couple of times and listened to it on audiobook a couple of times as well. Most of these deserve some deep thought.
by 6miths
Fri Aug 17, 2018 8:21 pm
Forum: Investing - Help with Personal Investments
Topic: Today I retired [should I invest in rental properties?]
Replies: 24
Views: 1990

Re: Today I retired [should I invest in rental properties?]

David Jay wrote:
Fri Aug 17, 2018 6:04 pm
So you WANT a job? That’s what you get when you own rentals. Been there. Done that. Got the t-shirt.
+1

Exactly what I was thinking. Never had the disposition for this and in my mind not far off my idea of hell on earth even though I am incredibly handy and can fix just about anything.
by 6miths
Fri Aug 17, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 30
Views: 4233

Re: The Fall of Consumer Reports

Totally agree that the proliferation of models was and continues to be a pain for both CR and consumers. Also that online reviews do not come near what CR provided and in some areas still provides. They still do some good journalism. I continue to enjoy things they do on medical issues. I still subs...
by 6miths
Sun Jul 29, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: American Express (Amex) Platinum Business Card
Replies: 3
Views: 692

Re: American Express (Amex) Platinum Business Card

Thanks. Yes have been over looking at Flyertalk and this would be the Business card rather than the personal. It seemed like a few years ago the value of having the card diminished quite a bit in terms of perks but now perhaps it has regained some of its benefits. It seems like when first offered th...
by 6miths
Sat Jul 21, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: American Express (Amex) Platinum Business Card
Replies: 3
Views: 692

American Express (Amex) Platinum Business Card

Does anyone have any experience with this relatively new offering. It seems that the benefits are in flux but the cost is lower than the personal card and I could pay the fees with corporate dollars. DW and I have been flying a fair bit again and access to lounges is very nice. I don't usually fly b...
by 6miths
Thu Jul 19, 2018 6:59 am
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 15752

Re: New book based on Millionaire Next Door

Enjoyed these books and will be hoping the library gets it early and as an audiobook. ;)
by 6miths
Thu Jul 19, 2018 6:46 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 55401

Re: Flaunt Your High-Mileage Car

170k miles on a 2007 Acura CSX Type S. Only tires, brakes once and one clutch.
by 6miths
Thu Jul 19, 2018 6:42 am
Forum: Personal Consumer Issues
Topic: Possible Knob & Tube in an older home.
Replies: 29
Views: 2441

Re: Possible Knob & Tube in an older home.

No doubt some K&T wiring is still in place. Many times it is easier to abandon (disconnect) wiring leaving it in place much like a plumber may leave existing galvanized pipe in place when re-piping in copper. Would think a home built 150+ years ago would have all sorts of previous things left in pl...
by 6miths
Wed Jul 18, 2018 6:58 am
Forum: Personal Consumer Issues
Topic: 35 minute connection for flight, long enough?
Replies: 65
Views: 3634

Re: 35 minute connection for flight, long enough?

That would be too tight for me. I just did it inadvertently last week. Flight leaving Addis Ababa was held up because the president of Eriteria landed and they held up all flights for security reasons. Got to see a nice brass band and a bunch of dignitaries out of the plane window. Flight landed in ...
by 6miths
Tue Jul 10, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: Opticians: is there any difference in quality of Costco glasses?
Replies: 70
Views: 90233

Re: Opticians: is there any difference in quality of Costco glasses?

Have been using Costco for almost 20 years for both eyeglasses and contacts. Have never been disappointed. As mentioned Consumer Reports, rates them highest for satisfaction for eye wear.
by 6miths
Sat Jun 30, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: [Do you subscribe to Consumer Reports?]
Replies: 31
Views: 2891

Re: [Do you subscribe to Consumer Reports?]

Yes. Online subscriber and I do trust them more than most online reviews. Agree that I think that there have been some changes not for the better but still enjoy reading specific reviews.
by 6miths
Fri Jun 29, 2018 1:07 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3167
Views: 966957

Re: What Book Are You Currently Reading? Part VI

Rereading 'An American Sickness' by Dr Elisabeth Rosenthal. Just as depressing the second time.
by 6miths
Thu Jun 14, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 38038

Re: Bogleheads, tell me about your 40's?

LowER wrote:
Sat Nov 15, 2014 11:35 pm
Yep. 20/10 my whole life then all of a sudden can't see poop right in front of me.
Yes this was such a pain. Having to do fine work - and not having my 'readers'. All the worse when eyes had been so very good.
by 6miths
Wed Jun 13, 2018 8:02 am
Forum: Personal Consumer Issues
Topic: What To Do About 2001 Honda Odyssey With No AIr
Replies: 16
Views: 1420

Re: What To Do About 2001 Honda Odyssey With No AIr

As pointed out the total fix isn't that expensive. Patching doesn't seem to be the way to go. Have replaced AC on two Honda's at about 13 and 11 years of age as I recall. Wasn't a big deal and both have worked for several years since the replacement with little further major maintenance. Now if it h...
by 6miths
Fri Jun 08, 2018 10:11 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3167
Views: 966957

Re: What Book Are You Currently Reading? Part VI

Red Moon Rising by Matthew Brzezinski. The story of Sergi Korolev and the Soviet Union's rocket programme and the ICBM and space race. Very good.
by 6miths
Fri Jun 08, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Why do we work?
Replies: 121
Views: 10721

Re: Why do we work?

I'm pretty much retired but the the work that I choose to do now is because I love to learn new things. I teach young people and they teach me. When the ask me why I do it I tell them that and that I love to get an infusion of enthusiasm. The other work that I do takes me to new parts of the world t...
by 6miths
Sun May 27, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1602

Re: electrical outlet dead; fuse not tripped

I have a broken wire in an outlet, also in the basement as OP, need to add a short new wire in that box. What do you mean by a 'broken wire'? That doesn't sound like a good thing. There should be enough length in the box to redo an new outlet or rewire to the terminal on the old outlet. Good work t...
by 6miths
Sun May 27, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1602

Re: electrical outlet dead; fuse not tripped

Don't you have a wiring diagram? lol. Fond memories of generating one with my now passed DD for the two houses I have lived in. Good advice so far. Check everything on the circuit. Search for the forgotten tripped or broken upstream GFCI. If everything on the circuit is dead it's the breaker or wire...
by 6miths
Thu May 24, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 106573

Re: To take or not to take delivery of Tesla 3

I got my configuration e-mail in early April for the Model 3 on a reservation from last May (2017 - not a Tesla owner). Delivery in 4-8 weeks. I am going to wait for now. Still undecided. There are many positives but not a big fan of sunroofs. When I sit in the car I can see why some 'car' folks are...
by 6miths
Thu Apr 26, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 3116

Re: Ikea Quality

Billy is very serviceable and build/rebuild quality has improved over the years. We have some Billy that has been through 3 moves and has done well. It has been rebuilt each time. They have held up well cosmetically as well. The one downside is that they are not solid wood and really cannot tolerate...
by 6miths
Thu Apr 26, 2018 7:13 am
Forum: Investing - Help with Personal Investments
Topic: Do I have 3 different investment horizons when planning for retirement?
Replies: 32
Views: 2749

Re: Do I have 3 different investment horizons when planning for retirement?

We also have the time horizon of children and grandchildren - money that we will never spend and is invested for their futures. So 70 and 100 years. Buying land in Canada's far north at pennies per acre. ;)
by 6miths
Thu Apr 26, 2018 6:53 am
Forum: Personal Consumer Issues
Topic: Traveling to Asia-need advice
Replies: 46
Views: 3967

Re: Traveling to Asia-need advice

Get a Forex free Visa card. Put some money in account before leaving. Use it as credit card and for ATM withdrawals.
by 6miths
Thu Apr 26, 2018 6:41 am
Forum: Investing - Help with Personal Investments
Topic: Does it ever make sense to not contribute to retirement accounts?
Replies: 30
Views: 2599

Re: Does it ever make sense to not contribute to retirement accounts?

Pretty much retired at 53 from the high paying job and now have a much lower income. Retirement accounts (RRSPs in Canada) very well funded and RMDs will put us in higher tax brackets when they start. Actually likely makes sense to start withdrawing from RRSPs early - no restrictions on withdrawals ...
by 6miths
Sun Apr 22, 2018 10:06 am
Forum: Personal Finance (Not Investing)
Topic: Interesting vs higher paying job
Replies: 40
Views: 3418

Re: Interesting vs higher paying job

I spent the first half of my career in the 'interesting' job at a prestigious university and the second half in the less 'interesting' high paying job. It is safe to say that my career would have been longer in the 'interesting' job - I would have felt more challenged and satisfied and been in a muc...
by 6miths
Tue Mar 27, 2018 11:28 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 25797

Re: Anyone Deleting Facebook?

Still have it. still use it. Mainly for communications with students in 'Private' groups and family using messenger.
by 6miths
Mon Feb 12, 2018 1:27 am
Forum: Personal Consumer Issues
Topic: Do you think it is worth the money to travel to warm weather destinations during the winter?
Replies: 77
Views: 7300

Re: Do you think it is worth the money to travel to warm weather destinations during the winter?

It sure is for me. Just came back from Malawi. Especially sweet since it was on someone else's dime. Breaks up the winter nicely.
by 6miths
Mon Jan 15, 2018 11:24 pm
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 11374

Re: Besides Bogleheads, What Are Your Favorite Forums?

yes to early retirement.org and the white coat investor.
by 6miths
Sun Dec 31, 2017 4:57 pm
Forum: Personal Consumer Issues
Topic: Car headlights or Daytime Running Lights - what do you do?
Replies: 62
Views: 4336

Re: Car headlights or Daytime Running Lights - what do you do?

Evidently, subsequent research seems to have indicated that this is not at all effective, in most cases for passenger cars, at increasing safety. I couldn't find the 'subsequent research' that you are citing though I saw that a 2004 NHTSA study was more positive than a subsequent one in 2008. A mor...
by 6miths
Sun Dec 31, 2017 1:44 am
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 8015

Re: manual car for new teen driver

Canadians tend to drive somewhat smaller more economical cars and most of the cars that beginning drivers own are available as standards in Canada. Hyundai Accent and Elantra, Honda Civic and Fit, Mazda 2 and 3, Ford Focus, etc. DS could have taken his test in our automatic Hyundai Elantra GT, he ju...
by 6miths
Sat Dec 30, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 8015

Re: manual car for new teen driver

DS loves driving the stick. We are lucky to have lots of hilly back country roads to practice on. He said that the Licensing Examiner commented that not many kids did their exam in a standard any more and said that DS drove it well in passing. Now my biggest problem is getting it away from him as I ...
by 6miths
Fri Dec 29, 2017 11:50 am
Forum: Personal Consumer Issues
Topic: Lowes vs Home Depot
Replies: 62
Views: 9466

Re: Lowes vs Home Depot

I spend much more time in HD partly out of habit as the Lowe's was later to the game in our area. HD seems a bit less expensive. Lowe's definitely prettier. Garden Centre at Lowe's has better sales on plants so that gets me there in the spring. I've got lots of time on my hands so tend to go to both...
by 6miths
Thu Dec 28, 2017 8:14 pm
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 148
Views: 16508

Re: Is anyone putting money aside into Gold?

no but it is pretty.
by 6miths
Thu Dec 28, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Hyundai quality and reliability
Replies: 41
Views: 4224

Re: Hyundai quality and reliability

2013 Elantra GT after many Hondas. Like the styling of the Elantra now better than the Civic but Hondas seem more solid in terms of build quality and lack of rattles. Hyundais more bang for buck in terms of features. Heating/AC seems a little weak on the Elantra but otherwise has been good. Stock Ko...
by 6miths
Thu Dec 28, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2018?
Replies: 151
Views: 11864

Re: What non fiction book will you be reading in 2018?

Reading 'American Eclipse" by David Baron given to me by my daughter for Christmas. Recounting the times and total solar eclipse of 1878 in the American west and to commemorate the American eclipse of 2017.
by 6miths
Tue Dec 26, 2017 1:43 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13766

Re: European Cities that don't interest you

Personally: Tallin Riga Vilnius Minsk Chisinau Skopje Podgorica Tirana Gdansk I haven't heard enough about these cities that would put them on the map and my sense is these cities are less cosmopolitan and potentially more hostile to outsiders. Tallin Riga Vilnius? Hostile to outsiders? These are 3...
by 6miths
Tue Dec 26, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13766

Re: European Cities that don't interest you

Not drinking is a huge disadvantage in socialization in Russia. But moderate drinking is a risky mitigation. You come to a party with good intentions and leave a party with a bad hangover. But if you are willing to drink with the Russians you can make instantaneous life friends. I was listening to ...
by 6miths
Tue Dec 26, 2017 12:08 am
Forum: Personal Consumer Issues
Topic: Which cell phone to buy--need good camera?
Replies: 32
Views: 2781

Re: Which cell phone to buy--need good camera?

We have mainly iPhones in the family but DS is using Android and recently got the pixel 2 XL and it has an amazing camera.
by 6miths
Mon Dec 25, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3654
Views: 1038650

Re: What Movie Have You Recently Watched?

Just saw 'The Last Jedi' with the four children and DW. Was ok. Have to feel for the writers and director with so much history binding them. Reviews were very mixed but 90 minutes later they are still talking about all of the good and bad about it.
by 6miths
Mon Dec 25, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13766

Re: European Cities that don't interest you

Donetsk. Luhanks. Unless you are with an NGO. Victoria Enjoyed my trips to Donetsk but that was before all of the troubles. Once ran into (almost literally) the President of Ukraine coming out of the Donbass Palace. That said it was mainly about the people, the city maybe not so much. Did you see Y...
by 6miths
Mon Dec 25, 2017 8:31 pm
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 8015

Re: manual car for new teen driver

17-year-old son is driving my 11-year-old Acura CSX 6-speed and loves it. It is a Canadian built Acura badged Civic. I like the idea that it keeps him engaged in driving and pretty effectively removes any idea of texting while one is driving in traffic.
by 6miths
Mon Dec 25, 2017 2:35 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13766

Re: European Cities that don't interest you

VictoriaF wrote:
Sat Dec 23, 2017 7:16 pm
Donetsk.
Luhanks.

Unless you are with an NGO.

Victoria
Enjoyed my trips to Donetsk but that was before all of the troubles. Once ran into (almost literally) the President of Ukraine coming out of the Donbass Palace. That said it was mainly about the people, the city maybe not so much.
by 6miths
Sun Dec 24, 2017 2:29 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 44693

Re: What frugal thing did you do today?

Shoveled snow yesterday. Win win. No kid, no gym. Big score was that I went to the bird store yesterday and for $4 per they had silver foil streamers about 8" long suspended from suction cups to go on windows to prevent birds from flying into them. We lose a few birds each year to this as we have gl...
by 6miths
Thu Dec 07, 2017 2:00 am
Forum: Personal Finance (Not Investing)
Topic: House on the market less than a day. Did listing agent commit fraud?
Replies: 56
Views: 7725

Re: House on the market less than a day. Did listing agent commit fraud?

In most (all?) jurisdictions AFAIK real estate agents do not have a fiduciary responsibility to anyone. In our neck of the woods and in other hot markets there has been an uproar related to agent practices. Agents misleading sellers as to value of their properties, buying them from them and then res...
by 6miths
Thu Dec 07, 2017 1:54 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you lose motivation for work?
Replies: 156
Views: 13164

Re: After financial independence, do you lose motivation for work?

As has been said, didn't really lose motivation to work but had a marked decreased tolerance for bulls#%t and that is what eventually led to retirement. Now I do the things that I enjoy and think will make a difference. Teach the next generation and spend time in low resource places trying to make a...
by 6miths
Sun Nov 19, 2017 11:03 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 14568

Re: The valet smashed my Tesla into a brick wall!

Yes I am the same as far as not handing my keys to anyone. And mine is the car out alone at the edge of the lot parked one side to a curb and back to the edge of the lot. All parking lots should be like Costco parking lots - well for parking at least. Sorry to hear about your angst. I also like mini...
by 6miths
Sun Nov 19, 2017 1:43 am
Forum: Investing - Theory, News & General
Topic: Where did you first learn about investing?
Replies: 98
Views: 6633

Re: Where did you first learn about investing?

My father and maternal grandmother who was widowed at young age with 6 young children. Then the books on the reading list.
by 6miths
Sat Nov 18, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 10604

Re: Tesla truck unnveil

Too bad they can't make a swappable battery pack. National truck stops like Pilot could have a bank of them. Sort of like swapping out my empty propane tank at Walmart. Could be a seperate trailer, right behind the cab. So cab, battery pack, load haul trailer. Then they just have to unhook and swap...
by 6miths
Sat Nov 18, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 10604

Re: Tesla truck unnveil

riverguy wrote:
Fri Nov 17, 2017 11:18 am
Are they going to be building these by hand too?
+1

I'd just be happy if they could get a functional Model 3 to me with a reasonable timeline.
by 6miths
Fri Nov 17, 2017 12:11 am
Forum: Personal Consumer Issues
Topic: Hyundai Elantra Special Edition- any thoughts?
Replies: 21
Views: 1971

Re: Hyundai Elantra Special Edition- any thoughts?

Have a 2013 Hyundai Elantra GT and have driven many Honda Civics. I'm not fond of the styling of the new Elantra but that is personal preference obviously, I'm not keen on the styling of the new Civic either for that matter. On paper the Hyundai offers more bang for back in terms of features but the...
by 6miths
Mon Nov 13, 2017 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Isn't it safer to NOT sign Credit card?
Replies: 97
Views: 8000

Re: Isn't it safer to NOT sign Credit card?

We have been chip and PIN in Canada for a few years now and I don't sign my cards and there are no signed receipts anymore. Most transactions for less than $100-200 are done with 'tap' so the PIN isn't protective on those.