Search found 650 matches

by 6miths
Mon Jan 15, 2018 11:24 pm
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 9469

Re: Besides Bogleheads, What Are Your Favorite Forums?

yes to early retirement.org and the white coat investor.
by 6miths
Sun Dec 31, 2017 4:57 pm
Forum: Personal Consumer Issues
Topic: Car headlights or Daytime Running Lights - what do you do?
Replies: 62
Views: 3704

Re: Car headlights or Daytime Running Lights - what do you do?

Evidently, subsequent research seems to have indicated that this is not at all effective, in most cases for passenger cars, at increasing safety. I couldn't find the 'subsequent research' that you are citing though I saw that a 2004 NHTSA study was more positive than a subsequent one in 2008. A mor...
by 6miths
Sun Dec 31, 2017 1:44 am
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 6481

Re: manual car for new teen driver

Canadians tend to drive somewhat smaller more economical cars and most of the cars that beginning drivers own are available as standards in Canada. Hyundai Accent and Elantra, Honda Civic and Fit, Mazda 2 and 3, Ford Focus, etc. DS could have taken his test in our automatic Hyundai Elantra GT, he ju...
by 6miths
Sat Dec 30, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 6481

Re: manual car for new teen driver

DS loves driving the stick. We are lucky to have lots of hilly back country roads to practice on. He said that the Licensing Examiner commented that not many kids did their exam in a standard any more and said that DS drove it well in passing. Now my biggest problem is getting it away from him as I ...
by 6miths
Fri Dec 29, 2017 11:50 am
Forum: Personal Consumer Issues
Topic: Lowes vs Home Depot
Replies: 62
Views: 8403

Re: Lowes vs Home Depot

I spend much more time in HD partly out of habit as the Lowe's was later to the game in our area. HD seems a bit less expensive. Lowe's definitely prettier. Garden Centre at Lowe's has better sales on plants so that gets me there in the spring. I've got lots of time on my hands so tend to go to both...
by 6miths
Thu Dec 28, 2017 8:14 pm
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 107
Views: 8224

Re: Is anyone putting money aside into Gold?

no but it is pretty.
by 6miths
Thu Dec 28, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Hyundai quality and reliability
Replies: 40
Views: 2946

Re: Hyundai quality and reliability

2013 Elantra GT after many Hondas. Like the styling of the Elantra now better than the Civic but Hondas seem more solid in terms of build quality and lack of rattles. Hyundais more bang for buck in terms of features. Heating/AC seems a little weak on the Elantra but otherwise has been good. Stock Ko...
by 6miths
Thu Dec 28, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2018?
Replies: 129
Views: 7618

Re: What non fiction book will you be reading in 2018?

Reading 'American Eclipse" by David Baron given to me by my daughter for Christmas. Recounting the times and total solar eclipse of 1878 in the American west and to commemorate the American eclipse of 2017.
by 6miths
Tue Dec 26, 2017 1:43 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 11788

Re: European Cities that don't interest you

Personally: Tallin Riga Vilnius Minsk Chisinau Skopje Podgorica Tirana Gdansk I haven't heard enough about these cities that would put them on the map and my sense is these cities are less cosmopolitan and potentially more hostile to outsiders. Tallin Riga Vilnius? Hostile to outsiders? These are 3...
by 6miths
Tue Dec 26, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 11788

Re: European Cities that don't interest you

Not drinking is a huge disadvantage in socialization in Russia. But moderate drinking is a risky mitigation. You come to a party with good intentions and leave a party with a bad hangover. But if you are willing to drink with the Russians you can make instantaneous life friends. I was listening to ...
by 6miths
Tue Dec 26, 2017 12:08 am
Forum: Personal Consumer Issues
Topic: Which cell phone to buy--need good camera?
Replies: 32
Views: 2276

Re: Which cell phone to buy--need good camera?

We have mainly iPhones in the family but DS is using Android and recently got the pixel 2 XL and it has an amazing camera.
by 6miths
Mon Dec 25, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3264
Views: 945247

Re: What Movie Have You Recently Watched?

Just saw 'The Last Jedi' with the four children and DW. Was ok. Have to feel for the writers and director with so much history binding them. Reviews were very mixed but 90 minutes later they are still talking about all of the good and bad about it.
by 6miths
Mon Dec 25, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 11788

Re: European Cities that don't interest you

Donetsk. Luhanks. Unless you are with an NGO. Victoria Enjoyed my trips to Donetsk but that was before all of the troubles. Once ran into (almost literally) the President of Ukraine coming out of the Donbass Palace. That said it was mainly about the people, the city maybe not so much. Did you see Y...
by 6miths
Mon Dec 25, 2017 8:31 pm
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 6481

Re: manual car for new teen driver

17-year-old son is driving my 11-year-old Acura CSX 6-speed and loves it. It is a Canadian built Acura badged Civic. I like the idea that it keeps him engaged in driving and pretty effectively removes any idea of texting while one is driving in traffic.
by 6miths
Mon Dec 25, 2017 2:35 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 11788

Re: European Cities that don't interest you

VictoriaF wrote:
Sat Dec 23, 2017 7:16 pm
Donetsk.
Luhanks.

Unless you are with an NGO.

Victoria
Enjoyed my trips to Donetsk but that was before all of the troubles. Once ran into (almost literally) the President of Ukraine coming out of the Donbass Palace. That said it was mainly about the people, the city maybe not so much.
by 6miths
Sun Dec 24, 2017 2:29 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 315
Views: 23172

Re: What frugal thing did you do today?

Shoveled snow yesterday. Win win. No kid, no gym. Big score was that I went to the bird store yesterday and for $4 per they had silver foil streamers about 8" long suspended from suction cups to go on windows to prevent birds from flying into them. We lose a few birds each year to this as we have gl...
by 6miths
Thu Dec 07, 2017 2:00 am
Forum: Personal Finance (Not Investing)
Topic: House on the market less than a day. Did listing agent commit fraud?
Replies: 56
Views: 7120

Re: House on the market less than a day. Did listing agent commit fraud?

In most (all?) jurisdictions AFAIK real estate agents do not have a fiduciary responsibility to anyone. In our neck of the woods and in other hot markets there has been an uproar related to agent practices. Agents misleading sellers as to value of their properties, buying them from them and then res...
by 6miths
Thu Dec 07, 2017 1:54 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you lose motivation for work?
Replies: 156
Views: 11575

Re: After financial independence, do you lose motivation for work?

As has been said, didn't really lose motivation to work but had a marked decreased tolerance for bulls#%t and that is what eventually led to retirement. Now I do the things that I enjoy and think will make a difference. Teach the next generation and spend time in low resource places trying to make a...
by 6miths
Sun Nov 19, 2017 11:03 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 13219

Re: The valet smashed my Tesla into a brick wall!

Yes I am the same as far as not handing my keys to anyone. And mine is the car out alone at the edge of the lot parked one side to a curb and back to the edge of the lot. All parking lots should be like Costco parking lots - well for parking at least. Sorry to hear about your angst. I also like mini...
by 6miths
Sun Nov 19, 2017 1:43 am
Forum: Investing - Theory, News & General
Topic: Where did you first learn about investing?
Replies: 98
Views: 5393

Re: Where did you first learn about investing?

My father and maternal grandmother who was widowed at young age with 6 young children. Then the books on the reading list.
by 6miths
Sat Nov 18, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 9109

Re: Tesla truck unnveil

Too bad they can't make a swappable battery pack. National truck stops like Pilot could have a bank of them. Sort of like swapping out my empty propane tank at Walmart. Could be a seperate trailer, right behind the cab. So cab, battery pack, load haul trailer. Then they just have to unhook and swap...
by 6miths
Sat Nov 18, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 9109

Re: Tesla truck unnveil

riverguy wrote:
Fri Nov 17, 2017 11:18 am
Are they going to be building these by hand too?
+1

I'd just be happy if they could get a functional Model 3 to me with a reasonable timeline.
by 6miths
Fri Nov 17, 2017 12:11 am
Forum: Personal Consumer Issues
Topic: Hyundai Elantra Special Edition- any thoughts?
Replies: 21
Views: 1598

Re: Hyundai Elantra Special Edition- any thoughts?

Have a 2013 Hyundai Elantra GT and have driven many Honda Civics. I'm not fond of the styling of the new Elantra but that is personal preference obviously, I'm not keen on the styling of the new Civic either for that matter. On paper the Hyundai offers more bang for back in terms of features but the...
by 6miths
Mon Nov 13, 2017 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Isn't it safer to NOT sign Credit card?
Replies: 97
Views: 6883

Re: Isn't it safer to NOT sign Credit card?

We have been chip and PIN in Canada for a few years now and I don't sign my cards and there are no signed receipts anymore. Most transactions for less than $100-200 are done with 'tap' so the PIN isn't protective on those.
by 6miths
Mon Nov 13, 2017 10:39 pm
Forum: Personal Consumer Issues
Topic: Looking for a Catamaran
Replies: 21
Views: 1817

Re: Looking for a Catamaran

So I guess my Hobie Cat wouldn't make the grade? ;)
by 6miths
Sun Nov 12, 2017 1:41 am
Forum: Investing - Theory, News & General
Topic: Retirees: I got this!!
Replies: 82
Views: 10265

Re: Retirees: I got this!!

Retired 3.5 years and was very happy with finances before I retired. Otherwise I would have stayed with it.
by 6miths
Fri Nov 10, 2017 7:30 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 17426

Re: Flying first class, business, versus economy.

13 hour flight to Addis coming up in a couple of weeks. Will be booked economy but I'll be looking for an upgrade at the gate if the price is right. The price will have to be very good though as I find it hard to justify the cost.
by 6miths
Sat Nov 04, 2017 10:37 pm
Forum: Personal Consumer Issues
Topic: Honda Care Extended Warranty experience?
Replies: 53
Views: 26739

Re: Honda Care Extended Warranty experience?

I have owned Hondas for 30 years and have never bought an extended warranty. Though there certainly are exceptions, my Hondas seem to run forever without major problems. That said, I do trade before hitting 100,000 miles. Same here on the 30 years. The only extended warranty I bought was on my 2007...
by 6miths
Sat Nov 04, 2017 9:55 pm
Forum: Personal Consumer Issues
Topic: Projector Setup in Basement
Replies: 24
Views: 1582

Re: Projector Setup in Basement

Started with LCD projectors at work and had the great idea to put one in the basement in 1996 in a rear projection configuration with a DaLite screen. First projector cost about 10k and the current one was below 1k from Costco. Has 5.1 surround. Was certainly great in the day but eventually became t...
by 6miths
Sat Oct 28, 2017 6:19 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 25
Views: 2197

Re: Which minivan?

We had a 1999 Odyssey, a 2004 Sienna, a 2010 Odyssey and currently a 2014 Odyssey. All of the Odysseys were mechanically very sound and great to drive. The Sienna was a lemon but also drove reasonably. My main issue with Honda products currently is that their 'Infotainement' systems seem to be laggi...
by 6miths
Sat Oct 21, 2017 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 175
Views: 18908

Re: Does anyone here with net worths north of $1 mil use financial advisors?

Agree with 6miths . No need for a FA, but we use, and benefit from, a seasoned CPA. He does our taxes, and from time to time we consult with him to get his take on Roth conversions, RMDs, taxes, when to take Social Security, and how all of the aforementioned combine each year to maximize our portfo...
by 6miths
Fri Oct 20, 2017 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 175
Views: 18908

Re: Does anyone here with net worths north of $1 mil use financial advisors?

No we don't. I have a really good accountant who used to work for the tax department and feel that I get great value for money from him. Have always enjoyed going to 'educational' dinners in expensive restaurants and listening to pitches for the newest, latest greatest product. Every time I listen t...
by 6miths
Sun Oct 15, 2017 1:21 am
Forum: Personal Consumer Issues
Topic: Deals on Halloween Candy
Replies: 13
Views: 1769

Re: Deals on Halloween Candy

Costco for me.
by 6miths
Sat Oct 14, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Dental implants in Poland
Replies: 29
Views: 2610

Re: Dental implants in Poland

I don't know but teeth are something that I wouldn't take a chance on. We spent 3 years overseas and one Christmas I had an abscessed tooth. Fortunately we were visiting the UK at the time so I wasn't too worried about the quality of care that I would receive. The dentist was in fact very good but h...
by 6miths
Wed Oct 11, 2017 11:58 pm
Forum: Personal Finance (Not Investing)
Topic: Growing old without kids or younger caring relatives
Replies: 106
Views: 20466

Re: Growing old without kids or younger caring relatives

A copy of Atul Gawande's 'Being Mortal' is sitting on my bedside table and I have read and listened to it a few times. Also give it to students I teach. An wise old psychiatrist told me years ago when I was his student that the secret to happiness in old age was to have at least two daughters. Times...
by 6miths
Wed Oct 11, 2017 7:21 pm
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 3811

Re: SUV options with 3 little kids

Minivan. Odyssey or Sienna. We had 4 young children and a Land Rover Discovery. Beautiful vehicle. We managed but there was virtually no room for anything else so don't plan on driving it on a vacation. The versatility and hauling power of minivans are very hard to beat. Children are now in late tee...
by 6miths
Sun Oct 08, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Do you want your receipt?
Replies: 99
Views: 8159

Re: Do you want your receipt?

I always say yes and then usually toss it unless business expense and even then sometimes as I have a record of it on credit card statement anyway. At the gas pump I also always select 'yes' when queried about wanting a receipt.
by 6miths
Sun Sep 24, 2017 2:54 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle, Eugene Fama- New Freakonomics Radio Podcast
Replies: 28
Views: 3834

Re: Jack Bogle, Eugene Fama- New Freakonomics Radio Podcast

Thanks for posting. Looks like a great talk... and spurred me to listen to the 'Bad Medicine' series.
by 6miths
Sun Sep 24, 2017 2:46 pm
Forum: Personal Consumer Issues
Topic: Where do you get your news?
Replies: 131
Views: 9491

Re: Where do you get your news?

Love The Economist. Much to my chagrin, the local Costcos recently stopped carrying it in their magazine section. Used to read it while I took advantage of the hot dog deal. Toronto Globe and Mail. NYT. BBC. Local 24h radio station when driving.
by 6miths
Tue Sep 19, 2017 10:29 pm
Forum: Personal Consumer Issues
Topic: Grass trimmer
Replies: 67
Views: 4941

Re: Grass trimmer

Stihl. I have a standard straight shaft trimmer and also there KombiSystem trimmer along with a couple of the other attachments. Also have other Stihl gear. Never any problems. Tough. Purchased from local power equipment store.
by 6miths
Thu Sep 07, 2017 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: What is the main purpose of holding your current job?
Replies: 66
Views: 6198

Re: What is the main purpose of holding your current job?

I am at a solid 1 now. I am retired as far as I am concerned and the job I do now is teaching which they pay me for but many years ago they did not. We don't need the money and I would in fact do it for free. Very much enjoy it.
by 6miths
Thu Sep 07, 2017 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: NYT > Under ‘Observation,’ Some Hospital Patients Face Big Bills
Replies: 23
Views: 3007

Re: NYT > Under ‘Observation,’ Some Hospital Patients Face Big Bills

At the end of her book 'An American Sickness', Dr Elisabeth Rosenthal has a list of suggestions to help avoid some of the system gaming that is going on by hospitals, insurance companies, and doctors. This issue was one of the areas that she addressed and IIRC the advice was similar to that given ab...
by 6miths
Tue Aug 29, 2017 11:28 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2749
Views: 878113

Re: What Book Are You Currently Reading? Part VI

'An American Sickness' by Elisabeth Rosenthal. Depressing.
by 6miths
Tue Aug 29, 2017 11:23 pm
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 17119

Re: How far would you travel to see The Eclipse?

It is worth it. Salem OR. +100 +100 The boys and I made the 660-mile trip from Maryland to Nashville Tennessee on Sunday. (Yes, we did something of a 'power trip' by leaving around 4am, and not stopping for long along the way. Pulled in around 2pm, a 10h ride.) Yesterday we hung out at the Triple C...
by 6miths
Mon Jul 17, 2017 5:35 pm
Forum: Personal Consumer Issues
Topic: Does mower brand matter much if they're all Briggs & Stratton engines?
Replies: 84
Views: 7982

Re: Does mower brand matter much if they're all Briggs & Stratton engines?

Have mainly used Toro mowers over the years. Have one at the cottage and one at mom's and they have done well. One at mom's is almost 40 years old. I expect the enviro cops to pull up one day and take it away from me. I have no idea why my father went to a two stroke as the Toro that proceeded it wa...
by 6miths
Mon Jul 17, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: Thinking of Retiring in South Florida
Replies: 13
Views: 1985

Re: Thinking of Retiring in South Florida

Good friends who had lived in Coral Springs for 30 years just retired to Tarpon Springs. They felt that the Tampa area was a better choice for them and they were tired of getting hit by hurricanes (although they probably just put the jinx on Tampa-St.Petes). I saw an article the other day that the T...
by 6miths
Mon Jul 17, 2017 12:26 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3264
Views: 945247

Re: What Movie Have You Recently Watched?

Saw Baby Driver and Spider-Man recently. Both good but Baby Driver was truly outstanding.
by 6miths
Tue Jun 27, 2017 2:56 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 17442

Re: Sam's Club vs. Costco

Costco for me. Walmart closed all of its Sam's Club stores in Canada in 2009. I don't know that they have reopened any. When I am staying in the US I sometimes go to the local Sam's Club with friend's and don't see anything new that would change my mind about my preference. I am a huge number crunch...
by 6miths
Mon Jun 05, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 17426

Re: Flying first class, business, versus economy.

Frequent flyer to Africa and the Middle-East. Economy on my dime but very happy to upgrade if I can convince someone else to pay for it.
by 6miths
Wed Mar 08, 2017 7:43 pm
Forum: Personal Consumer Issues
Topic: 2017 Honda Civic not recommended by Consumer reports
Replies: 44
Views: 10073

Re: 2017 Honda Civic not recommended by Consumer reports

It's interesting that when you go to the actual reliability breakdown the redesigned 2016 Civic gets the highest rating in almost every category except being flagged for audio system and average for its 'power equipment' and yet still gets a poor rating which is what the 2017 rating is largely based...