Search found 664 matches

by 6miths
Thu Jun 14, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 36861

Re: Bogleheads, tell me about your 40's?

LowER wrote:
Sat Nov 15, 2014 11:35 pm
Yep. 20/10 my whole life then all of a sudden can't see poop right in front of me.
Yes this was such a pain. Having to do fine work - and not having my 'readers'. All the worse when eyes had been so very good.
by 6miths
Wed Jun 13, 2018 8:02 am
Forum: Personal Consumer Issues
Topic: What To Do About 2001 Honda Odyssey With No AIr
Replies: 16
Views: 1340

Re: What To Do About 2001 Honda Odyssey With No AIr

As pointed out the total fix isn't that expensive. Patching doesn't seem to be the way to go. Have replaced AC on two Honda's at about 13 and 11 years of age as I recall. Wasn't a big deal and both have worked for several years since the replacement with little further major maintenance. Now if it h...
by 6miths
Fri Jun 08, 2018 10:11 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3064
Views: 945397

Re: What Book Are You Currently Reading? Part VI

Red Moon Rising by Matthew Brzezinski. The story of Sergi Korolev and the Soviet Union's rocket programme and the ICBM and space race. Very good.
by 6miths
Fri Jun 08, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Why do we work?
Replies: 121
Views: 10040

Re: Why do we work?

I'm pretty much retired but the the work that I choose to do now is because I love to learn new things. I teach young people and they teach me. When the ask me why I do it I tell them that and that I love to get an infusion of enthusiasm. The other work that I do takes me to new parts of the world t...
by 6miths
Sun May 27, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1542

Re: electrical outlet dead; fuse not tripped

I have a broken wire in an outlet, also in the basement as OP, need to add a short new wire in that box. What do you mean by a 'broken wire'? That doesn't sound like a good thing. There should be enough length in the box to redo an new outlet or rewire to the terminal on the old outlet. Good work t...
by 6miths
Sun May 27, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1542

Re: electrical outlet dead; fuse not tripped

Don't you have a wiring diagram? lol. Fond memories of generating one with my now passed DD for the two houses I have lived in. Good advice so far. Check everything on the circuit. Search for the forgotten tripped or broken upstream GFCI. If everything on the circuit is dead it's the breaker or wire...
by 6miths
Thu May 24, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1107
Views: 86502

Re: To take or not to take delivery of Tesla 3

I got my configuration e-mail in early April for the Model 3 on a reservation from last May (2017 - not a Tesla owner). Delivery in 4-8 weeks. I am going to wait for now. Still undecided. There are many positives but not a big fan of sunroofs. When I sit in the car I can see why some 'car' folks are...
by 6miths
Thu Apr 26, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 2875

Re: Ikea Quality

Billy is very serviceable and build/rebuild quality has improved over the years. We have some Billy that has been through 3 moves and has done well. It has been rebuilt each time. They have held up well cosmetically as well. The one downside is that they are not solid wood and really cannot tolerate...
by 6miths
Thu Apr 26, 2018 7:13 am
Forum: Investing - Help with Personal Investments
Topic: Do I have 3 different investment horizons when planning for retirement?
Replies: 32
Views: 2614

Re: Do I have 3 different investment horizons when planning for retirement?

We also have the time horizon of children and grandchildren - money that we will never spend and is invested for their futures. So 70 and 100 years. Buying land in Canada's far north at pennies per acre. ;)
by 6miths
Thu Apr 26, 2018 6:53 am
Forum: Personal Consumer Issues
Topic: Traveling to Asia-need advice
Replies: 46
Views: 3704

Re: Traveling to Asia-need advice

Get a Forex free Visa card. Put some money in account before leaving. Use it as credit card and for ATM withdrawals.
by 6miths
Thu Apr 26, 2018 6:41 am
Forum: Investing - Help with Personal Investments
Topic: Does it ever make sense to not contribute to retirement accounts?
Replies: 30
Views: 2493

Re: Does it ever make sense to not contribute to retirement accounts?

Pretty much retired at 53 from the high paying job and now have a much lower income. Retirement accounts (RRSPs in Canada) very well funded and RMDs will put us in higher tax brackets when they start. Actually likely makes sense to start withdrawing from RRSPs early - no restrictions on withdrawals ...
by 6miths
Sun Apr 22, 2018 10:06 am
Forum: Personal Finance (Not Investing)
Topic: Interesting vs higher paying job
Replies: 40
Views: 3221

Re: Interesting vs higher paying job

I spent the first half of my career in the 'interesting' job at a prestigious university and the second half in the less 'interesting' high paying job. It is safe to say that my career would have been longer in the 'interesting' job - I would have felt more challenged and satisfied and been in a muc...
by 6miths
Tue Mar 27, 2018 11:28 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 24119

Re: Anyone Deleting Facebook?

Still have it. still use it. Mainly for communications with students in 'Private' groups and family using messenger.
by 6miths
Mon Feb 12, 2018 1:27 am
Forum: Personal Consumer Issues
Topic: Do you think it is worth the money to travel to warm weather destinations during the winter?
Replies: 77
Views: 7128

Re: Do you think it is worth the money to travel to warm weather destinations during the winter?

It sure is for me. Just came back from Malawi. Especially sweet since it was on someone else's dime. Breaks up the winter nicely.
by 6miths
Mon Jan 15, 2018 11:24 pm
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 11008

Re: Besides Bogleheads, What Are Your Favorite Forums?

yes to early retirement.org and the white coat investor.
by 6miths
Sun Dec 31, 2017 4:57 pm
Forum: Personal Consumer Issues
Topic: Car headlights or Daytime Running Lights - what do you do?
Replies: 62
Views: 4201

Re: Car headlights or Daytime Running Lights - what do you do?

Evidently, subsequent research seems to have indicated that this is not at all effective, in most cases for passenger cars, at increasing safety. I couldn't find the 'subsequent research' that you are citing though I saw that a 2004 NHTSA study was more positive than a subsequent one in 2008. A mor...
by 6miths
Sun Dec 31, 2017 1:44 am
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 7759

Re: manual car for new teen driver

Canadians tend to drive somewhat smaller more economical cars and most of the cars that beginning drivers own are available as standards in Canada. Hyundai Accent and Elantra, Honda Civic and Fit, Mazda 2 and 3, Ford Focus, etc. DS could have taken his test in our automatic Hyundai Elantra GT, he ju...
by 6miths
Sat Dec 30, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 7759

Re: manual car for new teen driver

DS loves driving the stick. We are lucky to have lots of hilly back country roads to practice on. He said that the Licensing Examiner commented that not many kids did their exam in a standard any more and said that DS drove it well in passing. Now my biggest problem is getting it away from him as I ...
by 6miths
Fri Dec 29, 2017 11:50 am
Forum: Personal Consumer Issues
Topic: Lowes vs Home Depot
Replies: 62
Views: 9233

Re: Lowes vs Home Depot

I spend much more time in HD partly out of habit as the Lowe's was later to the game in our area. HD seems a bit less expensive. Lowe's definitely prettier. Garden Centre at Lowe's has better sales on plants so that gets me there in the spring. I've got lots of time on my hands so tend to go to both...
by 6miths
Thu Dec 28, 2017 8:14 pm
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 148
Views: 15225

Re: Is anyone putting money aside into Gold?

no but it is pretty.
by 6miths
Thu Dec 28, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Hyundai quality and reliability
Replies: 41
Views: 3983

Re: Hyundai quality and reliability

2013 Elantra GT after many Hondas. Like the styling of the Elantra now better than the Civic but Hondas seem more solid in terms of build quality and lack of rattles. Hyundais more bang for buck in terms of features. Heating/AC seems a little weak on the Elantra but otherwise has been good. Stock Ko...
by 6miths
Thu Dec 28, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: What non fiction book will you be reading in 2018?
Replies: 147
Views: 10711

Re: What non fiction book will you be reading in 2018?

Reading 'American Eclipse" by David Baron given to me by my daughter for Christmas. Recounting the times and total solar eclipse of 1878 in the American west and to commemorate the American eclipse of 2017.
by 6miths
Tue Dec 26, 2017 1:43 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13382

Re: European Cities that don't interest you

Personally: Tallin Riga Vilnius Minsk Chisinau Skopje Podgorica Tirana Gdansk I haven't heard enough about these cities that would put them on the map and my sense is these cities are less cosmopolitan and potentially more hostile to outsiders. Tallin Riga Vilnius? Hostile to outsiders? These are 3...
by 6miths
Tue Dec 26, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13382

Re: European Cities that don't interest you

Not drinking is a huge disadvantage in socialization in Russia. But moderate drinking is a risky mitigation. You come to a party with good intentions and leave a party with a bad hangover. But if you are willing to drink with the Russians you can make instantaneous life friends. I was listening to ...
by 6miths
Tue Dec 26, 2017 12:08 am
Forum: Personal Consumer Issues
Topic: Which cell phone to buy--need good camera?
Replies: 32
Views: 2690

Re: Which cell phone to buy--need good camera?

We have mainly iPhones in the family but DS is using Android and recently got the pixel 2 XL and it has an amazing camera.
by 6miths
Mon Dec 25, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3573
Views: 1019189

Re: What Movie Have You Recently Watched?

Just saw 'The Last Jedi' with the four children and DW. Was ok. Have to feel for the writers and director with so much history binding them. Reviews were very mixed but 90 minutes later they are still talking about all of the good and bad about it.
by 6miths
Mon Dec 25, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13382

Re: European Cities that don't interest you

Donetsk. Luhanks. Unless you are with an NGO. Victoria Enjoyed my trips to Donetsk but that was before all of the troubles. Once ran into (almost literally) the President of Ukraine coming out of the Donbass Palace. That said it was mainly about the people, the city maybe not so much. Did you see Y...
by 6miths
Mon Dec 25, 2017 8:31 pm
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 7759

Re: manual car for new teen driver

17-year-old son is driving my 11-year-old Acura CSX 6-speed and loves it. It is a Canadian built Acura badged Civic. I like the idea that it keeps him engaged in driving and pretty effectively removes any idea of texting while one is driving in traffic.
by 6miths
Mon Dec 25, 2017 2:35 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13382

Re: European Cities that don't interest you

VictoriaF wrote:
Sat Dec 23, 2017 7:16 pm
Donetsk.
Luhanks.

Unless you are with an NGO.

Victoria
Enjoyed my trips to Donetsk but that was before all of the troubles. Once ran into (almost literally) the President of Ukraine coming out of the Donbass Palace. That said it was mainly about the people, the city maybe not so much.
by 6miths
Sun Dec 24, 2017 2:29 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 43129

Re: What frugal thing did you do today?

Shoveled snow yesterday. Win win. No kid, no gym. Big score was that I went to the bird store yesterday and for $4 per they had silver foil streamers about 8" long suspended from suction cups to go on windows to prevent birds from flying into them. We lose a few birds each year to this as we have gl...
by 6miths
Thu Dec 07, 2017 2:00 am
Forum: Personal Finance (Not Investing)
Topic: House on the market less than a day. Did listing agent commit fraud?
Replies: 56
Views: 7646

Re: House on the market less than a day. Did listing agent commit fraud?

In most (all?) jurisdictions AFAIK real estate agents do not have a fiduciary responsibility to anyone. In our neck of the woods and in other hot markets there has been an uproar related to agent practices. Agents misleading sellers as to value of their properties, buying them from them and then res...
by 6miths
Thu Dec 07, 2017 1:54 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you lose motivation for work?
Replies: 156
Views: 12810

Re: After financial independence, do you lose motivation for work?

As has been said, didn't really lose motivation to work but had a marked decreased tolerance for bulls#%t and that is what eventually led to retirement. Now I do the things that I enjoy and think will make a difference. Teach the next generation and spend time in low resource places trying to make a...
by 6miths
Sun Nov 19, 2017 11:03 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 14298

Re: The valet smashed my Tesla into a brick wall!

Yes I am the same as far as not handing my keys to anyone. And mine is the car out alone at the edge of the lot parked one side to a curb and back to the edge of the lot. All parking lots should be like Costco parking lots - well for parking at least. Sorry to hear about your angst. I also like mini...
by 6miths
Sun Nov 19, 2017 1:43 am
Forum: Investing - Theory, News & General
Topic: Where did you first learn about investing?
Replies: 98
Views: 6363

Re: Where did you first learn about investing?

My father and maternal grandmother who was widowed at young age with 6 young children. Then the books on the reading list.
by 6miths
Sat Nov 18, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 10131

Re: Tesla truck unnveil

Too bad they can't make a swappable battery pack. National truck stops like Pilot could have a bank of them. Sort of like swapping out my empty propane tank at Walmart. Could be a seperate trailer, right behind the cab. So cab, battery pack, load haul trailer. Then they just have to unhook and swap...
by 6miths
Sat Nov 18, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 10131

Re: Tesla truck unnveil

riverguy wrote:
Fri Nov 17, 2017 11:18 am
Are they going to be building these by hand too?
+1

I'd just be happy if they could get a functional Model 3 to me with a reasonable timeline.
by 6miths
Fri Nov 17, 2017 12:11 am
Forum: Personal Consumer Issues
Topic: Hyundai Elantra Special Edition- any thoughts?
Replies: 21
Views: 1880

Re: Hyundai Elantra Special Edition- any thoughts?

Have a 2013 Hyundai Elantra GT and have driven many Honda Civics. I'm not fond of the styling of the new Elantra but that is personal preference obviously, I'm not keen on the styling of the new Civic either for that matter. On paper the Hyundai offers more bang for back in terms of features but the...
by 6miths
Mon Nov 13, 2017 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Isn't it safer to NOT sign Credit card?
Replies: 97
Views: 7694

Re: Isn't it safer to NOT sign Credit card?

We have been chip and PIN in Canada for a few years now and I don't sign my cards and there are no signed receipts anymore. Most transactions for less than $100-200 are done with 'tap' so the PIN isn't protective on those.
by 6miths
Mon Nov 13, 2017 10:39 pm
Forum: Personal Consumer Issues
Topic: Looking for a Catamaran
Replies: 21
Views: 1956

Re: Looking for a Catamaran

So I guess my Hobie Cat wouldn't make the grade? ;)
by 6miths
Sun Nov 12, 2017 1:41 am
Forum: Investing - Theory, News & General
Topic: Retirees: I got this!!
Replies: 82
Views: 10842

Re: Retirees: I got this!!

Retired 3.5 years and was very happy with finances before I retired. Otherwise I would have stayed with it.
by 6miths
Fri Nov 10, 2017 7:30 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 184
Views: 19211

Re: Flying first class, business, versus economy.

13 hour flight to Addis coming up in a couple of weeks. Will be booked economy but I'll be looking for an upgrade at the gate if the price is right. The price will have to be very good though as I find it hard to justify the cost.
by 6miths
Sat Nov 04, 2017 10:37 pm
Forum: Personal Consumer Issues
Topic: Honda Care Extended Warranty experience?
Replies: 56
Views: 40043

Re: Honda Care Extended Warranty experience?

I have owned Hondas for 30 years and have never bought an extended warranty. Though there certainly are exceptions, my Hondas seem to run forever without major problems. That said, I do trade before hitting 100,000 miles. Same here on the 30 years. The only extended warranty I bought was on my 2007...
by 6miths
Sat Nov 04, 2017 9:55 pm
Forum: Personal Consumer Issues
Topic: Projector Setup in Basement
Replies: 24
Views: 1882

Re: Projector Setup in Basement

Started with LCD projectors at work and had the great idea to put one in the basement in 1996 in a rear projection configuration with a DaLite screen. First projector cost about 10k and the current one was below 1k from Costco. Has 5.1 surround. Was certainly great in the day but eventually became t...
by 6miths
Sat Oct 28, 2017 6:19 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 25
Views: 2679

Re: Which minivan?

We had a 1999 Odyssey, a 2004 Sienna, a 2010 Odyssey and currently a 2014 Odyssey. All of the Odysseys were mechanically very sound and great to drive. The Sienna was a lemon but also drove reasonably. My main issue with Honda products currently is that their 'Infotainement' systems seem to be laggi...
by 6miths
Sat Oct 21, 2017 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 249
Views: 34990

Re: Does anyone here with net worths north of $1 mil use financial advisors?

Agree with 6miths . No need for a FA, but we use, and benefit from, a seasoned CPA. He does our taxes, and from time to time we consult with him to get his take on Roth conversions, RMDs, taxes, when to take Social Security, and how all of the aforementioned combine each year to maximize our portfo...
by 6miths
Fri Oct 20, 2017 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 249
Views: 34990

Re: Does anyone here with net worths north of $1 mil use financial advisors?

No we don't. I have a really good accountant who used to work for the tax department and feel that I get great value for money from him. Have always enjoyed going to 'educational' dinners in expensive restaurants and listening to pitches for the newest, latest greatest product. Every time I listen t...
by 6miths
Sun Oct 15, 2017 1:21 am
Forum: Personal Consumer Issues
Topic: Deals on Halloween Candy
Replies: 13
Views: 1998

Re: Deals on Halloween Candy

Costco for me.
by 6miths
Sat Oct 14, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Dental implants in Poland
Replies: 29
Views: 2923

Re: Dental implants in Poland

I don't know but teeth are something that I wouldn't take a chance on. We spent 3 years overseas and one Christmas I had an abscessed tooth. Fortunately we were visiting the UK at the time so I wasn't too worried about the quality of care that I would receive. The dentist was in fact very good but h...
by 6miths
Wed Oct 11, 2017 11:58 pm
Forum: Personal Finance (Not Investing)
Topic: Growing old without kids or younger caring relatives
Replies: 106
Views: 21503

Re: Growing old without kids or younger caring relatives

A copy of Atul Gawande's 'Being Mortal' is sitting on my bedside table and I have read and listened to it a few times. Also give it to students I teach. An wise old psychiatrist told me years ago when I was his student that the secret to happiness in old age was to have at least two daughters. Times...
by 6miths
Wed Oct 11, 2017 7:21 pm
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 4773

Re: SUV options with 3 little kids

Minivan. Odyssey or Sienna. We had 4 young children and a Land Rover Discovery. Beautiful vehicle. We managed but there was virtually no room for anything else so don't plan on driving it on a vacation. The versatility and hauling power of minivans are very hard to beat. Children are now in late tee...