Search found 2 matches

by LyrehcLover
Sun Sep 13, 2020 3:17 pm
Forum: Personal Investments
Topic: Cash on hand for two year horizon - suggested placement
Replies: 6
Views: 691

Cash on hand for two year horizon - suggested placement

Hi Everyone. I have about $15,000 in an FDIC insured savings account which I plan to use to purchase a house within the next two years. I will be continuing to save income for a down payment on the home and adding it to this sum. I was thinking about storing the money in a TIPS fund like VIPSX or VT...
by LyrehcLover
Sun Sep 13, 2020 3:10 pm
Forum: Investing - Theory, News & General
Topic: TIPS Funds vs Direct Purchase from Treasury Direct
Replies: 25
Views: 1929

TIPS Funds vs Direct Purchase from Treasury Direct

Hi everyone. I have been reading about TIPS Funds (like VIPSX) and purchasing direct TIPS from Treasury Direct. It has come to my attention that it is possible for funds, such as VIPSX, to actually go down in value. I am not sure how this is possible, because I thought TIPS were almost guaranteed to...