Search found 6 matches

by thatsabingo
Wed Oct 14, 2020 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1371
Views: 123882

Re: My LenderFi refinance is going well

Using new LenderFi servicing portal - My prepaid interest at closing is not showing up as a transaction on my loan, or in my YTD interest paid. Anybody else experiencing the same thing? And does this matter? Ultimately I only care because I want to make sure it shows up on any 1098 that they issue ...
by thatsabingo
Thu Oct 01, 2020 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1371
Views: 123882

Re: My LenderFi refinance is going well

Just as a data point, I received an email from the LenderFi processor today that my refi (approx. $590k) was funded today, which was on time and in accordance with my closing documents. So at least for me, it seems that funding a larger loan wasn’t an issue. Just wanted to note that yesterday’s pay...
by thatsabingo
Sun Sep 20, 2020 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1371
Views: 123882

Re: My LenderFi refinance is going well

I locked on 8/17 and received initial CD 9/15, which showed a closing date of 9/18. Didn't hear anything for a few days after the initial CD. Got a call from my processor on 9/18 asking if I could close 9/23, which I agreed to. Got the final CD yesterday (9/19) from my closer which shows the updated...
by thatsabingo
Thu Sep 17, 2020 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1371
Views: 123882

Re: My LenderFi refinance is going well

For those who have already closed, how soon after receiving the pre-closing CD were you contacted to schedule closing? I received and signed my pre-closing CD on Tuesday (9/15), but have had no communication with the settlement firm or LF since then. I've seen several posts about not receiving fina...
by thatsabingo
Thu Sep 17, 2020 11:04 am
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1371
Views: 123882

Re: My LenderFi refinance is going well

For those who have already closed, how soon after receiving the pre-closing CD were you contacted to schedule closing? I received and signed my pre-closing CD on Tuesday (9/15), but have had no communication with the settlement firm or LF since then. I've seen several posts about not receiving final...
by thatsabingo
Fri Sep 11, 2020 11:29 am
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1371
Views: 123882

Re: My LenderFi refinance is going well

My experience - Signed initial disclosures with un-locked LE on 8/11 (Tues) Locked over the phone 8/12 (Wed) Received updated, locked LE and re-disclosure docs on 8/18 (Tues), though rate lock was effective the prior day (Mon 8/17) So it took 3+ business days to receive the locked LE after locking o...