Search found 11 matches

by brrio
Mon Nov 16, 2020 10:22 am
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

Where do you guys talk about investiments with other brazilians? There's this forum in portuguese about investments in general: https://www.hardmob.com.br/forums/338-Dinheiro-Negocios For global investments in ETFs, factor investing, focus on retirement: Otávio Paranhos in Youtube and Instagram For...
by brrio
Fri Nov 13, 2020 12:00 pm
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

I am afraid no. You have a resident or non-resident account? Brazil is a hostile country to non-resident investors: https://tersi.adv.br/conta-nao-residente-por-que-e-tao-dificil/ Thanks for your help! I also have a brazilian citizenship and file annual tax returns as required per advice of my loca...
by brrio
Wed Nov 11, 2020 1:30 pm
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

If your assets on Iteractive Brokers are greater than $100k the Account Maintenance Fee is not charged.

https://www.interactivebrokers.com/en/index.php?f=4969
by brrio
Wed Nov 11, 2020 10:23 am
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

I have a related question for my brazilian friends. I live in the US but I do have an account with Bradesco Prime in Brazil. This is way less than 1% of my total assets so I really don't pay much attention to it. I have no need for that cash and never touch it (except for ATM withdrawals when trave...
by brrio
Wed Nov 11, 2020 8:53 am
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

This is a local tax credit for US tax paid. As long as your local rate is 30% or higher, this is no loss. Otherwise, you would be better off with non-US domiciled ETFs. From the document you linked, the highest Brazilian tax rate looks to be 27.5%, so most Brazilians, if not all, will not be able t...
by brrio
Wed Nov 11, 2020 7:10 am
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

Are there good Brazilian bond funds one can use? AIUI the Boglehead portfolio holds bonds as a form of stability in the portfolio and as a way to cover future expenses as approaching retirement. So having bonds in one's home currency makes sense for that. Though admit to not knowing anything about ...
by brrio
Wed Nov 11, 2020 7:04 am
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

Brazil has no tax treaties with the US I think we have: http://www.planalto.gov.br/ccivil_03/_Ato2015-2018/2015/Decreto/D8506.htm https://cabecadebogle.blogspot.com/2017/02/tributacao-de-dividendos-no-exterior.html We don't have to pay taxes on dividends in Brazil if we have already paid in US. Ire...
by brrio
Tue Nov 10, 2020 7:14 pm
Forum: Non-US Investing
Topic: Questions from a brazilian investor
Replies: 24
Views: 2007

Re: Questions from a brazilian investor

I'm brazilian too. I've been using Passfolio. You can invest in a global two-ETF portfolio there with VT(equity) and BNDW(bonds).
by brrio
Mon Oct 19, 2020 8:53 pm
Forum: Non-US Investing
Topic: I'm Polish - should I hedge bond ETF to EUR?
Replies: 13
Views: 1693

Re: I'm Polish - should I hedge bond ETF to EUR?

A young man called "the nomad capitalist" appeared on my YouTube feed. He goes around the world and finds and invests in local residential RE around the world. Hi Galeno, I've bought his book based on your recommendation. He mentions San Juan Del Sur as a place where real state had a grea...
by brrio
Tue Sep 08, 2020 6:32 pm
Forum: Non-US Investing
Topic: Any ex-US world ETF
Replies: 23
Views: 2800

Re: Any ex-US world ETF

If you miss Canada you can add:

iShares MSCI Canada UCITS ETF (Acc)
by brrio
Mon Sep 07, 2020 8:30 pm
Forum: Non-US Investing
Topic: Any ex-US world ETF
Replies: 23
Views: 2800

Re: Any ex-US world ETF

Vanguard FTSE Developed Europe UCITS ETF (EUR) Accumulating
Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF Acc
Vanguard FTSE Japan UCITS ETF Accumulating
Vanguard FTSE Emerging Markets UCITS ETF Acc