Search found 198 matches

by AerialP
Tue Nov 05, 2019 5:54 pm
Forum: Personal Consumer Issues
Topic: Best pricing for multi-city flights in ANY order?
Replies: 8
Views: 549

Re: Best pricing for multi-city flights in ANY order?

Yes indeed, heavily weigh taking the superb rail in Europe. Investigate www.raileurope.com in advance - you may have to use placeholder dates to replicate the days of the week you anticipate, rather than the actual dates, if you are researching more than a couple of months into the future. Stations ...
by AerialP
Mon Oct 28, 2019 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Hotel "incidentals" credit card precharge?
Replies: 24
Views: 1701

Re: Hotel "incidentals" credit card precharge?

I am a "roadwarrior" across North America and spread my stays almost exclusively among three major hotel families/programs: Hilton Honors, IHG (Holiday Inns, etc), and Bonvoy (Marriott/SPG). This incidentals pre-charge, which floats on my credit card as "pending" until check-out, is very standard pr...
by AerialP
Mon Oct 28, 2019 9:18 am
Forum: Personal Consumer Issues
Topic: Favorite brand of tofu?
Replies: 7
Views: 624

Re: Favorite brand of tofu?

by AerialP
Sat Oct 12, 2019 1:24 pm
Forum: Personal Consumer Issues
Topic: Want to stop renting optimum modem.
Replies: 21
Views: 1581

Re: Want to stop renting optimum modem.

In my case, I bought the identical model as the one provided by my ISP but bought it as a refurb from Amazon. Returned the rental one in person to the local ISP office and activating the new one was quite simple, just took a phone call but I think there was an online activation option as well (altho...
by AerialP
Wed Sep 11, 2019 10:37 pm
Forum: Personal Consumer Issues
Topic: Bike head/rear lights
Replies: 31
Views: 1749

Re: Bike head/rear lights

+1 on the Planet Bike suggestion, and adding a suggestion to check out what's on sale/clearance via REI. Lights are now very compact, very bright, have several intensity/blinking choices, pretty low priced, and most all are rechargeable usually via USB connection. One good light forward and one good...
by AerialP
Sun Sep 01, 2019 5:22 am
Forum: Personal Consumer Issues
Topic: Most economical way to move small load 1000 miles
Replies: 40
Views: 3368

Re: Most economical way to move small load 1000 miles

I like all of the above suggestions, and would add that you might consider www.roadie.com to see what they estimate for cost-and-time.
by AerialP
Thu Aug 22, 2019 11:23 am
Forum: Personal Consumer Issues
Topic: Want to create a simple iPhone app for personal use - can I do it: cheaply, with little to no coding, etc?
Replies: 10
Views: 990

Re: Want to create a simple iPhone app for personal use - can I do it: cheaply, with little to no coding, etc?

synthfan23 wrote:
Thu Aug 22, 2019 7:26 am

B) It's the automation scripting language ESRI uses for ArcGIS (not that I use ESRI products these days; I'm a QGIS / GRASS Man)
Amen to, for, and about QGIS.
by AerialP
Sat Aug 17, 2019 7:34 am
Forum: Personal Finance (Not Investing)
Topic: "Friends Life Care" [senior living assistance in PA & DE]
Replies: 3
Views: 622

Re: "Friends Life Care" [senior living assistance in PA & DE]

This is very interesting to me. Friends (a.k.a. "Quakers") organizations, which were the originators of this entity per their website's History page, have centuries of prudent caring holistic engagement in their communities. To know that they are involved in eldercare in that capacity is warming.
by AerialP
Mon Aug 12, 2019 6:00 pm
Forum: Personal Consumer Issues
Topic: Why household batteries have picture of no trash disposal on them?
Replies: 27
Views: 2932

Re: Why household batteries have picture of no trash disposal on them?

Batteries + Bulbs, a national chain in the U.S., recycles batteries of all kinds.
by AerialP
Sun Aug 11, 2019 12:19 pm
Forum: Personal Consumer Issues
Topic: best gadget for juicing ginger root?
Replies: 5
Views: 521

Re: best gadget for juicing ginger root?

I used to use a centrifugal juicer and would often throw a chunk of ginger root in mid-session to add that nice tingly kick to whatever melange I was improvising on any given day. But I've not been juicing much at all in recent years and the cleanup of the centrifugal type is a bummer. A few weeks a...
by AerialP
Sun Aug 11, 2019 8:07 am
Forum: Personal Consumer Issues
Topic: Has anyone dealt with Anxiety at work?
Replies: 13
Views: 1400

Re: Has anyone dealt with Anxiety at work?

I don't believe this is a topic ripe for an immediate lock because in my experience, and anecdotally from many many peoples' experience, there is much anxiety from work due to economic pressures. Ye Olde "Golden Handcuffs" come to mind. The need for sticking with a job which you find unfulfilling in...
by AerialP
Mon Aug 05, 2019 11:09 am
Forum: Investing - Theory, News & General
Topic: "4 Financial Worries to Cross Off Your List"
Replies: 21
Views: 4558

Re: "4 Financial Worries to Cross Off Your List"

A terse and good read - thank you sir for bringing it to my (and our) attention!
by AerialP
Sun Aug 04, 2019 2:20 pm
Forum: Personal Consumer Issues
Topic: Using Damprid with metal objects
Replies: 8
Views: 949

Re: Using Damprid with metal objects

Perhaps investigate the appropriateness of a "Goldenrod" for your needs. Intended for usage within gun safes, which likely seal more tightly than your closet when closed, but it could do the trick under the right circumstances. They are specifically designed to provide a measure of constant dehumidi...
by AerialP
Fri Jul 26, 2019 12:39 am
Forum: Personal Finance (Not Investing)
Topic: Where should I bank for an account only meant for expenses?
Replies: 10
Views: 780

Re: Where should I bank for an account only meant for expenses?

Pursue the offerings at your local credit unions. High interest rate with no minimums will be hard to come by, but I reckon you'll like working with a credit union for lack of fees, easy automatic bill pay, and large ATM networks including some exposure to overseas access.
by AerialP
Sun Jun 09, 2019 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Paying for rent is throwing away money...myth?
Replies: 302
Views: 20906

Re: Paying for rent is throwing away money...myth?

Erwin007 wrote:
Sat Jun 08, 2019 9:38 pm
Rent is the ceiling of what you will pay for housing per month.

With buying, the mortgage/PMI payment is just the floor...
What a succinct and elegant way to conceive of the comparison. Thank you!
by AerialP
Thu Jun 06, 2019 7:39 am
Forum: Personal Finance (Not Investing)
Topic: Best place to get a mortgage these days?
Replies: 7
Views: 1165

Re: Best place to get a mortgage these days?

There is no one-size-fits-all answer because there are so many dynamics to consider, and even with one particular property vs another.
But for me, I'd defer to a local credit union unless there is something obvious right off the bat for me to consider elsewhere. But that's just me.
by AerialP
Fri May 31, 2019 7:28 pm
Forum: Personal Consumer Issues
Topic: How to remove minor scratches from Manufactured Hardwood floors:
Replies: 10
Views: 1187

Re: How to remove minor scratches from Manufactured Hardwood floors:

Try rubbling a walnut kernel on the scratch. Seriously. When I worked a job moving furniture, we kept a small bag of walnuts in the cab of the truck and if we unfortunately scratched a hardwood floor during our moving process (ahem upright pianos ahem), in almost every case it did the trick with its...
by AerialP
Tue May 28, 2019 1:47 pm
Forum: Investing - Theory, News & General
Topic: "Six Personal Finance Hacks..." article (pardon the hackneyed use of hack)
Replies: 3
Views: 1408

"Six Personal Finance Hacks..." article (pardon the hackneyed use of hack)

I found this brief opinion piece on MarketWatch to be quite pertinent and cogent, and thought Bogleheads would enjoy reading it and perhaps sharing it within their own personal circles.

https://www.marketwatch.com/story/six-p ... 2019-05-28
by AerialP
Sun May 26, 2019 5:32 am
Forum: Personal Consumer Issues
Topic: My bicycle ride from Florence, Italy to Bern, Switzerland [journal added]
Replies: 52
Views: 5017

Re: 3 Alpine passes in 3 days by bicycle

Having eased away from the board a bit since my investing is comfortably on auto-pilot, I'd not read one of your travelogues in a few years, Raybo, but am reminded of just how engaging are not only your adventures but also your writing of them. Thank you! Per the wackadoodle gun question, looking at...
by AerialP
Mon May 20, 2019 7:20 pm
Forum: Investing - Theory, News & General
Topic: Lively HSA: "no activity... acct will be closed..."
Replies: 8
Views: 1106

Re: Lively HSA: "no activity... acct will be closed..."

Angst wrote:
Mon May 20, 2019 7:16 pm
I do like Lively. Their response was prompt, polite and didn't appear canned, and I'd forgotten how nicely laid out their website is.
:thumbsup
I've been enjoying my choice to go with them about 18 months ago.
by AerialP
Tue May 14, 2019 7:29 pm
Forum: Personal Finance (Not Investing)
Topic: Cashing (Redeeming)Savings Bonds?
Replies: 12
Views: 866

Re: Cashing (Redeeming)Savings Bonds?

Two weeks ago I redeemed a few I-series & EE-series from several years back. It was so very easy. I did look online, with the resources listed above, to see their value before going to redeem them, and it matched to the penny what the clerk tallied as their value. I used my credit union for the rede...
by AerialP
Tue May 07, 2019 3:48 pm
Forum: Personal Investments
Topic: VMMXX as cash
Replies: 38
Views: 5928

Re: VMMXX as cash

I consider the Vanguard Prime Money Market Fund (VMMXX) to be cash. I parse my asset allocation into three categories: equities, bonds, and cash. This fund is very liquid to me within a day or two and has checkwriting capability so it greatly satisfies me as ready cash in my taxable portfolio. I als...
by AerialP
Sun Apr 14, 2019 10:25 pm
Forum: Personal Consumer Issues
Topic: Where To Get New Bikes
Replies: 67
Views: 5072

Re: Where To Get New Bikes

Depending on your location, if it is relatively convenient I would suggest also considering a visit to an REI store (https://www.rei.com/) to see what they may have to offer you in your research. They strike a good balance between LBS & big-box.
by AerialP
Sun Apr 07, 2019 8:16 pm
Forum: Personal Consumer Issues
Topic: Trader Joe's Fans - good value?
Replies: 148
Views: 22629

Re: Trader Joe's Fans - good value?

Hilarious that the previous two comment authors were Trader Joe & an Albertson.
by AerialP
Wed Feb 27, 2019 10:46 pm
Forum: Personal Consumer Issues
Topic: Luxury vacation towns ??
Replies: 51
Views: 4354

Re: Luxury vacation towns ??

*ahem* Charlevoix MI *ahem*
by AerialP
Thu Feb 21, 2019 8:51 pm
Forum: Personal Consumer Issues
Topic: How to make a good, accurate map of a small village
Replies: 17
Views: 1605

Re: How to make a good, accurate map of a small village

Take a look at openstreetmap.org. It's a crowd-sourced mapping project covering the whole world. Start from what's there and add the details of your village. The map editor runs in your web browser. Yes yes, give openstreetmap dot org a whirl. They have several kinds of interfaces with aerial image...
by AerialP
Tue Jan 29, 2019 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Max out retirment funds before saving for kid's college?
Replies: 54
Views: 2657

Re: Max out retirment funds before saving for kid's college?

One quick-&-dirty rule of thumb I've read several times here is "you can get a loan for college but not for retirement". Not necessarily a one-size-fits-all guidance, but something to mull. (Edit: as soon as I posted this I saw that someone else beat me to it! I'm leaving mine up here because the fa...
by AerialP
Wed Jan 23, 2019 10:23 am
Forum: Personal Consumer Issues
Topic: Cell Phone Plans - Question Re Best Plan for Combining Husband & Wife
Replies: 65
Views: 3264

Re: Cell Phone Plans - Question Re Best Plan for Combining Husband & Wife

Yes, strongly consider Google Fi. Everyone I've known to migrate to them has been tickled with every aspect.
by AerialP
Thu Jan 17, 2019 3:37 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle's Obituary From The Family
Replies: 48
Views: 16540

Re: Jack Bogle's Obituary From The Family

Thank you Taylor. My heart continues to alternately ache and swoon since receiving yesterday's sad news.
by AerialP
Wed Jan 16, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 8458

Re: Gillette Mach 3 alternatives

Strange direction this thread has gone in. I just realized, people are actually deciding to boycott Gillette because they released a commercial that offended them :P :P :P Yeah, I thought it was about blades. Oops. I had to google the commercial since I hadn't seen it. Indeed. This thread has repea...
by AerialP
Tue Jan 15, 2019 10:35 pm
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 8458

Re: Gillette Mach 3 alternatives

My criteria for most all consumer goods revolve around price-point balanced with performance. Marketing hype is pretty much always to be ignored. In the specific case of shaving, the race over the decades towards more and more blades has been so silly and superfluous to me. I settled on rechargeable...
by AerialP
Tue Jan 08, 2019 11:57 am
Forum: Investing - Theory, News & General
Topic: [Vanguard to stop accepting purchases in Leveraged or Inverse mutual funds]
Replies: 145
Views: 10458

Re: More Nanny State From Vanguard

The term "nanny state" not only does not apply to Vanguard, it is very politically charged. Not cool here.
by AerialP
Mon Jan 07, 2019 8:33 pm
Forum: US Chapters
Topic: Lexington, Kentucky
Replies: 3
Views: 2355

Re: Lexington, Kentucky

Although I realize this post is over 10 years old, I would be interested in joining in on this and know of one other locally who would as well. That potentially makes three - can we get two more?
by AerialP
Mon Jan 07, 2019 10:48 am
Forum: Investing - Theory, News & General
Topic: recent interview w/ Ted Benna - inventor of 401(k)
Replies: 8
Views: 587

recent interview w/ Ted Benna - inventor of 401(k)

I found this fairly recent article to be an interesting and quick read. An interview with the "inventor" of the 401(k) about its beginnings and his thoughts regarding where it stands now as an investment vehicle. https://www.barrons.com/articles/the-inventor-of-the-401-k-thinks-it-has-gone-awry-1542...
by AerialP
Tue Jan 01, 2019 2:47 am
Forum: Personal Consumer Issues
Topic: Porting from a family plan to Google Fi
Replies: 29
Views: 1925

Re: Porting from a family plan to Google Fi

My experiences with Google Fi support the past 3 years I've been with them, and my father's experience with them a month ago as he ported over three lines from decades with Sprint, has been superb. Although I understand they've had a big increase in calls the past couple of months as they've opened ...
by AerialP
Fri Dec 28, 2018 9:22 pm
Forum: US Chapters
Topic: My favorite Boglehead posters
Replies: 154
Views: 12156

Re: My favorite Boglehead posters

*shouts it from the rooftops*
"I have a crush on VictoriaF!"
😁
by AerialP
Wed Dec 26, 2018 11:51 pm
Forum: Personal Consumer Issues
Topic: Best Albums of 2018
Replies: 36
Views: 2904

Re: Best Albums of 2018

Super fun to see Melvins referenced as well as Steve Malkmus & The Jicks.
I will add a personal fave from 2018: Mountain Man's latest album, entitled "Magic Ship". ---> https://youtu.be/mTyECxZV6KA
by AerialP
Sat Dec 15, 2018 10:18 pm
Forum: Personal Consumer Issues
Topic: Spectrum mobile phone offering
Replies: 9
Views: 1276

Re: Spectrum mobile phone offering

Have you looked in to Google Fi?
by AerialP
Fri Dec 07, 2018 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Questions about protecting Premarital Assets
Replies: 21
Views: 2158

Re: Questions about protecting Premarital Assets

I agree with those suggesting avoiding marriage.
by AerialP
Thu Sep 13, 2018 6:58 pm
Forum: Personal Investments
Topic: Best place for a small HSA
Replies: 9
Views: 927

Re: Best place for a small HSA

Lively it. Excellent transfer customer service, almost seamless. Park it with them and enjoy cruising with it out out sight out of mind for a while.
by AerialP
Wed Aug 29, 2018 9:17 am
Forum: Personal Consumer Issues
Topic: How do you save money on groceries?
Replies: 157
Views: 11275

Re: How do you save money on groceries?

It looks to me that you've really focused on doing almost everything reasonably possible, going beyond what most folks do. Your list reads much like one from "Your Money Or Your Life", "Tightwad Gazette", or various "simple lifestyle" forums. And that is a good thing! :-) But yes that is a big categ...
by AerialP
Sat Aug 25, 2018 10:36 pm
Forum: Personal Consumer Issues
Topic: Driving as a side gig, not Uber/Lyft/taxi, in my spare time
Replies: 18
Views: 1647

Driving as a side gig, not Uber/Lyft/taxi, in my spare time

Here's something about which I've been wondering and cannot find good answers with several crafted Google searches. With my career, I have field rotations. They are known a year in advance (with a bit of wiggle room as needed since I and my colleagues have lives outside of road warrioring!), are a b...
by AerialP
Fri Aug 17, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Best (most practical, low cost) Luggage for Airline Travel
Replies: 56
Views: 4492

Re: Best (most practical, low cost) Luggage for Airline Travel

Thinking a bit outside of the usual luggage store fare, consider looking at the Osprey brand. Found at outdoors stores (for example REI) their travel luggage line has many sizes and styles, is very lightweight, very rugged, designed with good features, and reasonably priced.
by AerialP
Tue Aug 14, 2018 4:48 pm
Forum: Personal Consumer Issues
Topic: Biking with 2 young children - what gear to get?
Replies: 26
Views: 1647

Re: Biking with 2 young children - what gear to get?

Since I've not yet seen it mentioned in this thread: HELMETS!! Sure they can mess up the hair and they feel sorta weird at first, but they save lives. Have done so twice in my years of riding. And if the kids see their parent(s) wearing a helmet they're more inclined to model that behaviour as well....
by AerialP
Fri Jul 27, 2018 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Google Sheet Personal Finance Manager
Replies: 20
Views: 5811

Re: This personal finance workbook is great!

First glance this looks excellent!! Could very well moving forward supercede a couple of my own spreadsheets, ongoing from the past 10 years. And we look to be about the same age so it's even more plug-and-play for me!
Thank you very much.
by AerialP
Fri Jul 20, 2018 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Transferring Money and Closing Bank Account
Replies: 12
Views: 1256

Re: Transferring Money and Closing Bank Account

This is a timely post for me as I too have been eyeing an exit from my longterm banking institution and consolidating to a local credit union.
Thanks for the extra nudge, confirming how easy (& satisfying) this task will be.
by AerialP
Fri Jul 20, 2018 11:24 am
Forum: Personal Consumer Issues
Topic: Good places to visit within 4-5 hr drive from Atlanta
Replies: 38
Views: 3490

Re: Good places to visit within 4-5 hr drive from Atlanta

I also heartily recommend spending time in the Chattanooga area, with Huntsville a close second.