Search found 9 matches

by TanyTrojan
Mon Aug 17, 2020 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1751
Views: 162778

Re: My LenderFi refinance is going well

I don’t think LF is worth the hard pull. Ryan ghosted me. I asked four times for an an LE with a specific rate. The first LE they gave me was junk. He also sounds like a complete moron in emails and on the phone. I wouldn’t trust him with your personal info. Overall a huge disappointment after hear...
by TanyTrojan
Mon Aug 17, 2020 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10050
Views: 709740

Re: Refinance Mega Thread

I locked my rate yesterday @ 3.30 pm PST with LenderFI. They said it will take 2-3 days to get LE. I don't know when the announcement was made about 0.5% fee. Do you guys think LenderFI will honor my lock rate with no closing costs? I am hoping so as they didn't mention anything about these fees wh...
by TanyTrojan
Fri Aug 14, 2020 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1751
Views: 162778

Re: My LenderFi refinance is going well

I locked my rate yesterday @ 3.30 pm PST with LenderFI (Ryan). They said it will take 2-3 days to get LE. I don't know when the announcement was made about 0.5% fee. Do you guys think LenderFI will honor my lock rate with no closing costs? I am hoping so as they (Ryan) didn't mention anything about...
by TanyTrojan
Thu Aug 13, 2020 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10050
Views: 709740

Re: Refinance Mega Thread

I spoke with LenderFi this afternoon. While I can’t say for sure, the gentleman on the phone (not my LO) made it sound like if we had a verbal lock over the phone prior to this news we would not be affected. My LO online is Ryan, but Brad is the one who called me about the improved LE and the one I...
by TanyTrojan
Thu Aug 13, 2020 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10050
Views: 709740

Re: Refinance Mega Thread

I locked my rate yesterday @ 3.30 pm PST with LenderFI. They said it will take 2-3 days to get LE. I don't know when the announcement was made about 0.5% fee. Do you guys think LenderFI will honor my lock rate with no closing costs? I am hoping so as they didn't mention anything about these fees wh...
by TanyTrojan
Thu Aug 13, 2020 4:31 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1751
Views: 162778

Re: My LenderFi refinance is going well

I locked my rate yesterday @ 3.30 pm PST with LenderFI (Ryan). They said it will take 2-3 days to get LE. I don't know when the announcement was made about 0.5% fee. Do you guys think LenderFI will honor my lock rate with no closing costs? I am hoping so as they (Ryan) didn't mention anything about ...
by TanyTrojan
Thu Aug 13, 2020 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10050
Views: 709740

Re: Refinance Mega Thread

I locked my rate yesterday @ 3.30 pm PST with LenderFI. They said it will take 2-3 days to get LE. I don't know when the announcement was made about 0.5% fee. Do you guys think LenderFI will honor my lock rate with no closing costs? I am hoping so as they didn't mention anything about these fees whi...
by TanyTrojan
Fri Aug 07, 2020 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10050
Views: 709740

Re: Refinance Mega Thread

Question - I have applied at multiple lenders (LC, LD, and LenderFI). I am planning to wait before locking, hoping to get a better rate.
Do you know how long my initial credit check will be valid for? I don't want another round of hard credit check when I actually lock the rate.

Thanks!
by TanyTrojan
Thu Aug 06, 2020 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10050
Views: 709740

Re: Refinance Mega Thread

Most Mortgage Rate Headlines Are Wrong Today - http://www.mortgagenewsdaily.com/consum ... 51469.aspx