Search found 15 matches

by sean2724
Thu Sep 17, 2020 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Condo rich vs house poor?
Replies: 56
Views: 5225

Re: Condo rich vs house poor?

In a nutshell - you have to choose your regrets. I don't see a way out of them. My wife and I went with being condo rich. Kids weren't a factor - and I acknowledge that could be a huge. But kids grow up and move out (hopefully) and often people downsize. Both of our parents felt homes were too much ...
by sean2724
Sat Sep 05, 2020 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Thoughts on condos?
Replies: 65
Views: 6042

Re: Thoughts on condos?

I wanted a house (initially) and ended up in a condo. I've come to LOVE the lifestyle - and there's a lot you can do in a small space. Maybe not for dog people though. You can get a lot of extra time to enjoy life. A lot of houses in my area just dont have the features I'd want or to an extent to ju...
by sean2724
Sat Sep 05, 2020 12:37 am
Forum: Personal Consumer Issues
Topic: Buying guns not an option, what else
Replies: 56
Views: 5296

Re: Buying guns not an option, what else

A high intensity flashlight with a strike bezel. Surefire has a few options. Imagine 1000 lumens - enough to daze and overwhelm someone’s eyes. And if they come closer - a bonk on the head. You’ll want something with cr123 batteries - they have a 10 year shelf life. Nothing is wrong with guns if you...
by sean2724
Thu Sep 03, 2020 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Health Ins For New Young Federal Employee
Replies: 15
Views: 846

Re: Federal Health Ins For New Young Federal Employee

Also recommending GEHA. I found the coverage good, premiums low, and the HSA contributions match any comparable plan. The HSA component will fully cover the catastrophic limit within 2 years. I'm healthy and dont use the plan much - but fully fund the HSA. They also have a health rewards program whe...
by sean2724
Wed Aug 19, 2020 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: How to evaluate risk of prospective tenants?
Replies: 38
Views: 2409

Re: How to evaluate risk of prospective tenants?

Years ago I helped my mom screen tenants looking to rent a room in her home. I would show the space, discuss terms, and small talk with people. I was really impressed by the poor judgement some people showed. If you get people talking they'll say all kinds of things. I felt like there was no substit...
by sean2724
Mon Aug 17, 2020 1:30 pm
Forum: Personal Consumer Issues
Topic: Middle of Nowhere Retirement
Replies: 108
Views: 12990

Re: Middle of Nowhere Retirement

On the other hand, proximity to health care may become more of a priority, which could be an issue living in the middle of nowhere. My in-laws work in healthcare. They like to refer to these areas as 'self triaging' Medical emergencies sort themselves out - when you die in transit to medical care. :(
by sean2724
Mon Aug 17, 2020 1:22 pm
Forum: Personal Consumer Issues
Topic: Thinking of moving Seattle or Vancouver, WA
Replies: 88
Views: 6473

Re: Thinking of moving Seattle or Vancouver, WA

I've lived in Portland for the last 5 years. Vancouver is relatively affordable. Their downtown waterfront has seen some development and is looking good. You're also just across the river from Portland which has no sales tax. Portland generally has a lot more going on in terms of food and culture - ...
by sean2724
Sun Aug 16, 2020 1:22 am
Forum: Personal Finance (Not Investing)
Topic: Employee Over Paid by Six Digits
Replies: 36
Views: 4160

Re: Employee Over Paid by Six Digits

Reading OP’s story and I couldn’t help but think....are they mobsters?

Never thought “sales reps” got paid so much that this could be a thing. That, and the repeated references that the employee knowingly stole.

I’d terminate the employee. As an example to your partner. :twisted:
by sean2724
Fri Aug 14, 2020 12:07 am
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 239
Views: 16611

Re: Products that last forever

forkhorn wrote: Thu Aug 13, 2020 7:42 pm Corded power tools (as opposed to rechargable). Really corded anything vs rechargeable.
Agreed 100%
by sean2724
Thu Aug 13, 2020 5:57 pm
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 239
Views: 16611

Re: Products that last forever

Not quite forever.... A 90oz container of Dawn Ultra purchased from Costco :P ... and Costco dryer sheets. We're on year 5 with the soap, which I think is absurd. We could probably go another year. We dilute it in water, but otherwise use it liberally. As for something more durable... Baratza coffe...
by sean2724
Thu Aug 13, 2020 2:21 pm
Forum: Personal Consumer Issues
Topic: Should I caulk this area on a shower door?
Replies: 30
Views: 2660

Re: Should I caulk this area on a shower door?

I'd caulk the heck out of that.

With mildew resistant caulk if there is such a thing (which there probably is).

And if it got nasty some day - I'd remove it and caulk it again.
by sean2724
Thu Aug 13, 2020 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Green Card Holder Unemployment
Replies: 18
Views: 2249

Re: Green Card Holder Unemployment

I'll echo what others said - if she quit her job I don't think she'd be eligible for unemployment. You should consult an immigration expert, and/or review the paperwork she submitted when applying for a green card. Sometimes (but not always) green card applicants need to submit an I-864. To quote US...
by sean2724
Tue Aug 11, 2020 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Any Tips for "Splitting" Finances in Married Couples?
Replies: 32
Views: 3475

Re: Any Tips for "Splitting" Finances in Married Couples?

My wife an I have a system that works well for us. Each of us sets up a paycheck allotment (after retirement contributions) so 70% automatically goes into a joint account. We wanted a way to split expenses proportional to income. The joint account is used for common expenses and the necessities of d...
by sean2724
Sat Aug 08, 2020 1:25 am
Forum: Personal Consumer Issues
Topic: Home Pistol Safe (And What To Put In It)
Replies: 45
Views: 3151

Re: Best Handgun Storage for Home Defense

FAS1 had some nice looking safes. The steel is a much heavier gauge than a lot of others you’d find. They have versions that are quick access and practically present the pistol to you. It’s what I’d get. That being said you might consider a very powerful tactical flashlight that uses cr123 batteries...
by sean2724
Wed Aug 05, 2020 12:21 am
Forum: Personal Consumer Issues
Topic: Cookware (frying pan) for a glass cooktop?
Replies: 24
Views: 1507

Re: Cookware (frying pan) for a glass cooktop?

Stainless Set to medium low with a tablespoon of oil. As the oil thins thoroughly coat the pan. This part is critical - make the oil smoke. When it smokes you’re good. Dump any excess oil. Cook your eggs and watch them slide out of the pan. I haven’t used Teflon in years. Cast iron is preferred for ...