Search found 463 matches

by tat2ng
Thu Apr 06, 2017 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Best Online Banking for Youngster
Replies: 19
Views: 2108

Re: Best Online Banking for Youngster

I would highly recommend Alliant Credit Union. http://www.alliantcreditunion.org/ I started an account there years back because their HSA account is pretty decent, but have since moved our savings and checking accounts there, and have opened kids savings accounts for each of my children. They have a...
by tat2ng
Mon Nov 11, 2013 5:48 pm
Forum: Investing - Help with Personal Investments
Topic: The Biggest Secret in Checking Accounts - 1.51%
Replies: 36
Views: 11278

Re: The Biggest Secret in Checking Accounts - 1.51%

I've used Presidential as well for several years, as I too enjoyed their high interest rates on checking accounts. despite their website being a bit archaic, they DID/DO have a nice online bill-pay program (I like how some of my bills are pulled directly into Presidential to get the bill .pdf file r...
by tat2ng
Sun Nov 10, 2013 8:10 am
Forum: Investing - Help with Personal Investments
Topic: Thrivent Financial for Lutherans?
Replies: 48
Views: 31018

Re: Thrivent Financial for Lutherans?

No!!! I recently saw an episode of "American Greed" that warned of investing with friends from church. Stick with known respected big names! Thrivent Financial is not friends from church. That being said, I'd rather invest with Vanguard, and give money to my church at my own discretion, as opposed ...
by tat2ng
Fri Apr 19, 2013 8:03 am
Forum: Personal Consumer Issues
Topic: Review my plan to ditch satellite service
Replies: 45
Views: 7613

Re: Review my plan to ditch satellite service

I have the older version of this Channelmaster DVR http://reviews.cnet.com/digital-video-recorders-dvrs/channel-master-cm-7000pal/4505-6474_7-34142156.html It is pretty spartan and will take some adjustment if you are used to the nicer DVR systems that the cable company has, but it works well as a D...
by tat2ng
Tue Feb 12, 2013 11:14 pm
Forum: Personal Consumer Issues
Topic: New home build...anything youd want/change/splurge on...
Replies: 95
Views: 14301

Re: New home build...anything youd want/change/splurge on...

Watty wrote:FYI, this thread is from 2011.
As someone who is currently planning to build a home, I don't mind if people keep offering good ideas!
by tat2ng
Wed Jan 23, 2013 7:57 pm
Forum: Personal Consumer Issues
Topic: Cable TV with NO SPORTS Channels... Yep!
Replies: 49
Views: 3803

Re: Cable TV with NO SPORTS Channels... Yep!

most people don't DVR sports events, so commercials are actually seen. When I watch a football game, I always set the DVR, then start watching about 20 minutes after the game starts. I FF past the commercials, and usually catch up around halftime. Then I put it on pause, do something else for a whi...
by tat2ng
Tue Jan 22, 2013 7:58 pm
Forum: Personal Consumer Issues
Topic: Cable TV with NO SPORTS Channels... Yep!
Replies: 49
Views: 3803

Re: Cable TV with NO SPORTS Channels... Yep!

With the advent of high-speed internet, what we need is for the channels to be viewed online. Each channel can provide a subscription. I'll keep dreaming for that... :happy My only comment on that: over-the-air HD quality is (I believe) significantly higher/stronger than what is pushed through your...
by tat2ng
Tue Jan 22, 2013 12:22 pm
Forum: Personal Consumer Issues
Topic: Cable TV with NO SPORTS Channels... Yep!
Replies: 49
Views: 3803

Re: Cable TV with NO SPORTS Channels... Yep!

as a non-cable guy, I would gladly pay $5/month for ESPN. throw in a couple other sports channels (Big Ten Network, Fox Sports Detroit) for a few bucks more, and I'd take it in a heartbeat. I could care less for the 100's of other channels that cable subscriptions offer.
by tat2ng
Sat Jan 19, 2013 1:04 pm
Forum: Personal Consumer Issues
Topic: Home Siding
Replies: 25
Views: 3068

Re: Home Siding

I've been doing the same research for my planned detached garage/barn, and later on when we build the house. Everyone I've talked to about it, and everything I've read speaks VERY highly of the Hardie products (both the plank siding, and the 4'x8' panels). I was a bit hesitant initially due to assum...
by tat2ng
Tue Jan 08, 2013 7:45 am
Forum: Investing - Theory, News & General
Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
Replies: 481
Views: 26454

Re: 2013 BOGLEHEAD CONTEST REGISTRATION

1391.5

cheers,
tag
by tat2ng
Tue Jan 08, 2013 7:23 am
Forum: Personal Consumer Issues
Topic: Mac versus Windows for Investing
Replies: 11
Views: 1499

Re: Mac versus Windows for Investing

Do not believe that Pages, Numbers, and Keynote are an adequate substitute for Word, Excel, and Powerpoint. Budget for the latter. I would agree that Pages, Numbers and Keynote don't work well as a substitute. But I would encourage you to try Open Office, or NeoOffice - both free (or very cheap, ma...
by tat2ng
Mon Oct 15, 2012 12:07 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett on Jeopardy
Replies: 19
Views: 3111

Re: Warren Buffett on Jeopardy

The contestants included one of the best they've had on in a while, who was on her way to winning her fifth in a row for a total just shy of $100,000. I hope she figures out what to do with all that money. I haven't seen her in a few years, but I actually know the winner. I worked the same summer c...
by tat2ng
Thu Oct 04, 2012 9:55 am
Forum: Personal Consumer Issues
Topic: Anyone use HDTV free air over cable?
Replies: 73
Views: 10108

Re: Anyone use HDTV free air over cable?

the major drawback of OTA HD is that it is difficult to find a good DVR solution. There are some Tivos that do HD OTA recording, but they charge $20+/month just for the DVR service. For the last few years, I've had an unadvertised "light" plan from Dish for $20/month that includes networks, a few e...
by tat2ng
Fri Sep 28, 2012 6:55 am
Forum: Investing - Theory, News & General
Topic: How much you need to save as multiple of salary
Replies: 56
Views: 11869

Re: How much you need to save as multiple of salary

The Wizard wrote:
Bongleur wrote:>Your employer matches you at 50 cents on the dollar

Matching will be going away in the near future, during the recession/depression years.
No it won't...
Maybe not for everyone, but our company 401k matching went away in 2009, and it hasn't come back yet.
by tat2ng
Thu Sep 27, 2012 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Looking to switch to online checking- ING or Fidelity?
Replies: 37
Views: 5474

Re: Looking to switch to online checking- ING or Fidelity?

I have had ING for years, but don't use their checking account. Their mobile deposit app is pretty sweet to deposit checks. For online checking, I switched to Alliant Credit Union (recommended by The Finance Buff). I have savings, checking, and my HSA all with Alliant. They have free ATMs all over t...
by tat2ng
Fri Sep 14, 2012 10:30 am
Forum: Personal Consumer Issues
Topic: Most underrated band of all time [that you listen to]?
Replies: 342
Views: 20983

Re: Most underrated band of all time [that you listen to]?

not sure it qualifies as "of all time", but a great band that I listen to constantly is The National. they are kind of an indie folk/alternative rock band. I love their use of the violin in several songs, as well as occasionally various horns. here is a pretty good song: "Bloodbuzz Ohio".
by tat2ng
Wed Aug 08, 2012 8:26 pm
Forum: Local Chapters and Bogleheads Community
Topic: Let's talk about the Olympics
Replies: 115
Views: 12073

Re: Let's talk about the Olympics

I've got Comcast cable. Comcast owns NBC, so I have 8 channels of at least part time coverage. I'm DVRing all the broadcasts that look interesting and scanning through them at night. The coverage isn't that bad with the glaring exception of the NBC prime time show. But even that is tolerable as lon...
by tat2ng
Fri Jul 20, 2012 9:11 am
Forum: Personal Consumer Issues
Topic: Is free TV (with rabbit ears) a lot better these days?
Replies: 38
Views: 5958

Re: Is free TV (with rabbit ears) a lot better these days?

I'm having trouble finding the site where I read this.... but - I recall reading a article that showed that the OTA signal strength is MUCH higher than the signal strength you will get through your cable line. I think it was on the order of 6 times the signal strength. I've never had cable, and high...
by tat2ng
Tue Jun 05, 2012 10:11 am
Forum: Investing - Help with Personal Investments
Topic: Need a good HSA provider
Replies: 30
Views: 4094

Re: Need a good HSA provider

Alliant mentions an "Investment Program" but doesn't have any information about it. Anyone with an Alliant HSA leveraged this option? I guess I was on board with TFB's opinion that the "money is fungible" .... so I have been happy to just use the normal HSA account, and haven't even looked at their...
by tat2ng
Tue Jun 05, 2012 9:16 am
Forum: Investing - Help with Personal Investments
Topic: Need a good HSA provider
Replies: 30
Views: 4094

Re: Need a good HSA provider

I also use Alliant Credit Union's HSA account . I have only been using them for the past 5 months or so, but have been EXTREMELY happy with them overall - I set up checking and savings accounts with them, too. The Finance Buff (he posts on the forum often) makes a pretty good argument for using Alli...
by tat2ng
Thu May 17, 2012 7:09 am
Forum: Personal Consumer Issues
Topic: Travelling To Toronto
Replies: 11
Views: 2092

Re: Travelling To Toronto

My wife and I are about the same age as you are - we've gone to Toronto twice in the past few years. 1st time was for a business trip (so I was stuck in a conference all day - but my wife got the day pass for the transit system, and did sight-seeing all over town). It was our anniversary, so we ate ...
by tat2ng
Mon Apr 23, 2012 10:50 am
Forum: Personal Consumer Issues
Topic: Requesting advice from those who blog
Replies: 13
Views: 1100

Re: Requesting advice from those who blog

For those who blog, ... 2) If I ever decide to go the ad route, I will need to switch from free wordpress because wordpress doesn't allow ads on their free sites. Is that correct? If so, are there free websites that allow ads? ... I believe that Blogger will allow you to generate some income (affil...
by tat2ng
Fri Apr 20, 2012 6:21 pm
Forum: Personal Consumer Issues
Topic: Nest Thermostat = savings?
Replies: 11
Views: 4264

Re: Nest Thermostat = savings?

I agree the Nest looks awesome, but I haven't bought one. Several co-workers bought this Filtrete Thermostat that has wi-fi capability (you can adjust it with your iPhone, etc), and is only about $100. They are happy with it, but I haven't asked them if it is saving them anything on their heating/co...
by tat2ng
Fri Apr 20, 2012 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Employer falsely told me they did not offer HSA
Replies: 17
Views: 2114

Re: Employer falsely told me they did not offer HSA

You don't need to do an HSA through your employer. So as long as you had an HDHP, you were OK - coulda used HSABank, Sterling etc, which is likely to be a better option than the employer plan anyway. My employer is using HSA Bank, and I wasn't really happy with their meager interest rate offered. I...
by tat2ng
Wed Apr 18, 2012 2:54 pm
Forum: Personal Consumer Issues
Topic: Morel mushrooms
Replies: 36
Views: 3369

Re: Morel mushrooms

I was walking in the woods this afternoon with my wife and my parents, and my dad found a whole cluster of morels - all in one little area.
We just had a decent day of rain, and today is warm and sunny - not sure if that helps bring them out of the ground.
by tat2ng
Sun Apr 15, 2012 2:12 pm
Forum: Local Chapters and Bogleheads Community
Topic: Detroit Metro Chapter - Grand Opening
Replies: 27
Views: 4475

Re: Detroit Metro Chapter - Grand Opening

I'm in the Plymouth/Canton area. Spring and summer get quite a bit busier with kids sports and such, but depending on time/day/location, I might be able to make a meeting.

Thanks,
Thad (tat2ng)
by tat2ng
Fri Feb 17, 2012 10:09 pm
Forum: Investing - Help with Personal Investments
Topic: Best Liquid Savings Account?
Replies: 3
Views: 992

Re: Best Liquid Savings Account?

A while back, I saw that the Finance Buff recommended Alliant Credit Union. They have pretty solid rates on their savings and checking accounts, and also a nice rate on their HSA account. I just opened all three with them, and have been happy so far. Plus, having the shared ATM network as a credit u...
by tat2ng
Tue Feb 07, 2012 11:05 am
Forum: Investing - Help with Personal Investments
Topic: Is it really this simple?
Replies: 34
Views: 4241

Re: Is it really this simple?

mptfan wrote:...and that's ok, because we are human beings, not computers.
Well, most of us are.
by tat2ng
Tue Feb 07, 2012 11:04 am
Forum: Investing - Help with Personal Investments
Topic: Multiple Roths on same Vanguard account
Replies: 7
Views: 856

Re: Multiple Roths on same Vanguard account

bru wrote:Can you provide a link or location on vanguard.com Thanks
I had trouble finding it earlier, but I think this might work:
Vanguard - grant access to your accounts
by tat2ng
Tue Feb 07, 2012 9:48 am
Forum: Investing - Help with Personal Investments
Topic: Is it really this simple?
Replies: 34
Views: 4241

Re: Is it really this simple?

Well, the goal isn't to match the Market -- the goal is to earn the most I can reasonably expect to, from the money I have saved, without hassle or "inappropriate" risk. That said, I do wonder, for example, whether I should get rid of the bonds and go all stock. Here I should note that I'm in my yo...
by tat2ng
Tue Feb 07, 2012 9:27 am
Forum: Investing - Help with Personal Investments
Topic: Multiple Roths on same Vanguard account
Replies: 7
Views: 856

Re: Multiple Roths on same Vanguard account

Vanguard makes it really easy to do this now. My wife and I both had log-on usernames, but now I can see and manage everything from just one log-on. Your wife would have to give you permission to manage it - but now Vanguard lets you complete this process all electronically (previously you would hav...
by tat2ng
Sat Feb 04, 2012 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Online statement collector?
Replies: 9
Views: 1354

Re: Online statement collector?

My online bill pay program with my bank automatically pulls the .pdf's of most of my accounts. That cuts out quite a view of the sites I have to visit. Not sure about a separate program to do the same.
by tat2ng
Thu Jan 12, 2012 7:33 pm
Forum: Personal Consumer Issues
Topic: Can Adele Sing?
Replies: 56
Views: 5121

Re: Can Adele Sing?

The other day I dropped my Laptop in the ocean.

Now there really is a Dell rolling in the deep.

:lol :lol :lol
by tat2ng
Tue Jan 10, 2012 3:13 pm
Forum: Personal Consumer Issues
Topic: How many touchdowns in BCS championship?
Replies: 22
Views: 1850

Re: How many touchdowns in BCS championship?

chaz wrote:A good game coming no matter the score.
I'm not sure I would qualify last night as a good game.
by tat2ng
Mon Jan 09, 2012 7:25 am
Forum: Personal Consumer Issues
Topic: furnace heated the house at 85° for 17 days
Replies: 47
Views: 4457

Re: furnace heated the house at 85° for 17 days

The first mobile phone enabled housing temperature controls are appearing so soon we will be able to regulate our homes remotely. How cool is that ? ;-). (the 'Nest' is pretty cool, and apparently it's already sold out months in advance). the Nest is behavioural. It 'learns' your habits. There are ...
by tat2ng
Sun Jan 08, 2012 1:29 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Investment options through JPMC
Replies: 11
Views: 1010

Re: HSA Investment options through JPMC

the HSA at Alliant Credit Union (I posted about it just before your post) has ZERO fees.
you might want to check them out.
by tat2ng
Thu Jan 05, 2012 11:18 am
Forum: Personal Consumer Issues
Topic: What files to keep / scan long-term?
Replies: 9
Views: 1076

Re: What files to keep / scan long-term?

To avoid scanning all those bank statements, have you considered downloading them from your bank? I download .pdf files of my statements from just about every financial institution (banks, credit cards, 401k, IRA's, etc). It's much easier than scanning them all. Plus, I switched them all to online o...
by tat2ng
Wed Jan 04, 2012 7:12 pm
Forum: Personal Consumer Issues
Topic: Clothers Dryer - On last leg?
Replies: 23
Views: 1644

Re: Clothers Dryer - On last leg?

I just gave up on my old dryer - it was heating poorly (long dry times) even though I have used the flexible brush thing to clean out the dryer vent. the last straw was metal shavings ending up in the dryer when it turned - it must have destroyed the bearings. it sounded awful grinding as it was tur...
by tat2ng
Tue Jan 03, 2012 3:47 pm
Forum: Personal Consumer Issues
Topic: Grandson of BCS
Replies: 487
Views: 40258

Re: Grandson of BCS

I'm personally quite grateful for Richt's coaching decisions. :lol:
by tat2ng
Thu Dec 22, 2011 11:44 pm
Forum: Investing - Theory, News & General
Topic: Quicken for Mac 2007 being redone for Mac OS X Lion
Replies: 1
Views: 313

Re: Quicken for Mac 2007 being redone for Mac OS X Lion

Meh. I gave up on Quicken once I switched to a Mac (about 3 or 4 years ago). I had signed up for the beta testing of "Quicken Essentials" or whatever it was called, and it was quite honestly a joke. I considered trying some of the other Mac options, but just stopped doing the Quicken tracking. I swi...
by tat2ng
Mon Dec 19, 2011 12:25 pm
Forum: Investing - Help with Personal Investments
Topic: What's current International Allocation %
Replies: 5
Views: 695

Re: What's current International Allocation %

Here is what I am currently using: 80/20 stock/bond 30% of stock % as international 25% of stock % as small value 50/50 bonds/tips Which breaks down to approximately the following: 35% US total stock mkt 20% US small cap value 25% international 10% US bonds 10% TIPS Cheers, tat2ng
by tat2ng
Thu Dec 15, 2011 10:57 pm
Forum: Personal Consumer Issues
Topic: Do you exchange gifts with your wife?
Replies: 41
Views: 4291

Re: Do you exchange gifts with your wife?

call me unromantic, but same policy for birthdays, anniversaries, and valentines... i'll knock out a nice card occasionally. but we don't try to buy some knickknack or random piece of clothing or household item. now the kids.. that's a different topic... they are showered w/ gifts. We are pretty mu...
by tat2ng
Thu Dec 15, 2011 9:58 am
Forum: Personal Consumer Issues
Topic: Grandson of BCS
Replies: 487
Views: 40258

Re: Grandson of BCS

A funny take on the BCS National Championship Game from the Onion.
http://www.onionsportsnetwork.com/artic ... ame,26851/
by tat2ng
Tue Dec 06, 2011 8:38 am
Forum: Personal Consumer Issues
Topic: How many touchdowns in BCS championship?
Replies: 22
Views: 1850

Re: How many touchdowns in BCS championship?

yukonjack wrote:...I would venture to guess that a 9 game conference schedule in the Pac12, Big12, Big 10 and the ACC is not as difficult as an 8 game SEC schedule. .
FWIW, the B1G Ten does not play a 9 game conference schedule (yet).
by tat2ng
Mon Dec 05, 2011 5:57 pm
Forum: Personal Consumer Issues
Topic: Grandson of BCS
Replies: 487
Views: 40258

Re: Grandson of BCS

I'm sure the SEC might be happy with the BCS bowl arrangements, but I think a lot of people disagree. This pretty much sums up my opinion: http://resizr.lord-lance.com/resized/200_horseshit.jpg The joke of selections for the Sugar Bowl are the "worst-ever" at large selections - here's a good spin on...
by tat2ng
Tue Nov 22, 2011 12:11 pm
Forum: Personal Consumer Issues
Topic: Favorite comic strips
Replies: 50
Views: 4176

Re: Favorite comic strips

another one I enjoy is Basic Instructions.
http://basicinstructions.net/

here's an older one that was quite funny:
Image
by tat2ng
Fri Nov 18, 2011 8:50 am
Forum: Personal Finance (Not Investing)
Topic: re: bizarre email from Fisher Investments
Replies: 14
Views: 7331

Re: re: bizarre email from Fisher Investments

I received both emails as well - the 1st email, and then the follow-up apology.
I just deleted them both.

edit: I DON'T have any accounts with Fisher, so it was pretty easy for me to ignore.
by tat2ng
Thu Nov 10, 2011 11:30 am
Forum: Personal Consumer Issues
Topic: Beatles or Rolling Stones
Replies: 70
Views: 4655

Re: Beatles or Rolling Stones

neither. Led Zeppelin, without a doubt.
I'm only 32 though... maybe my vote shouldn't count.
by tat2ng
Wed Nov 09, 2011 6:15 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Investment options through JPMC
Replies: 11
Views: 1010

Re: HSA Investment options through JPMC

jlg wrote:My company contributes $600 to my HSA. This leaves $5650 for me to consider contributing elsewhere if the price is right.
the Finance Buff (he posts here often) just posted an article today about the best option for an HSA account - his conclusion was to use Alliant Credit Union.

cheers,
tat2ng
by tat2ng
Mon Oct 31, 2011 1:56 pm
Forum: Personal Consumer Issues
Topic: Grandson of BCS
Replies: 487
Views: 40258

Re: Grandson of BCS

3CT_Paddler wrote:Give Wisconsin.... a chance to play the likely SEC champion.
The same Wisconsin that just lost 2 straight games, and has a long road ahead just to get to the B1G championship game?