Search found 5 matches

by TeacherLady
Wed Oct 09, 2019 9:26 pm
Forum: Personal Investments
Topic: New Retiree Seeking Portfolio Advice
Replies: 6
Views: 943

Re: New Retiree Seeking Portfolio Advice

Many thanks for the wise advice. Have already fixed the Fidelity 401(k) and the Roth IRAs. Preparing for the Roth conversions.
by TeacherLady
Wed Oct 09, 2019 1:29 pm
Forum: Personal Investments
Topic: New Retiree Seeking Portfolio Advice
Replies: 6
Views: 943

Re: New Retiree Seeking Portfolio Advice

Just a few random thoughts. 1. Your Roth accounts are stacked with bond funds. The greatest advantage of Roth accounts is that growth is tax free. Why do you want to constrain growth in such accounts, by stocking them with bonds? Ideally you would want to have those asset classes with the greatest ...
by TeacherLady
Wed Oct 09, 2019 1:21 pm
Forum: Personal Investments
Topic: New Retiree Seeking Portfolio Advice
Replies: 6
Views: 943

Re: New Retiree Seeking Portfolio Advice

HomeStretch wrote:
Wed Oct 09, 2019 12:22 pm
Do you have two Vanguard joint taxable accounts (one in Trust name and one held outside Trust) or just one held in Trust?

This is a revocable Trust taxed at your rate, correct?
We have just one Vanguard taxable account which is held in our revocable Trust, taxed at our regular rate.
by TeacherLady
Wed Oct 09, 2019 12:01 pm
Forum: Personal Investments
Topic: New Retiree Seeking Portfolio Advice
Replies: 6
Views: 943

New Retiree Seeking Portfolio Advice

Hello from a new retiree! My hb and I just made a small mistake while moving our cash from Capital1 over to a new Vanguard brokerage account. Learning that Target Retirement 2015 fund is not the best for a taxable account has opened our eyes to our need to plan a sensible portfolio correctly, not by...
by TeacherLady
Mon Dec 14, 2009 1:19 am
Forum: Personal Finance (Not Investing)
Topic: Private school - what would you do?
Replies: 97
Views: 13831

Homeschooling Works for Me

You really might want to look into the possibility of homeschooling your child(ren). The education and socialization is tailor-made for each child, and they do thrive! Our family homeschools our two kids through the local school district, and the academic and social benefits have been astounding. It...