Search found 4203 matches

by joe8d
Wed Oct 11, 2017 8:20 pm
Forum: Investing - Help with Personal Investments
Topic: Please define "cash"
Replies: 31
Views: 1971

Re: Please define "cash"

Cash is the money in your wallet.Anything that pays interest is a "Debt Instrument".
by joe8d
Sat Oct 07, 2017 10:03 pm
Forum: Investing - Help with Personal Investments
Topic: Third time in my 32 year career I have been laid off
Replies: 87
Views: 10040

Re: Third time in my 32 year career I have been laid off

My employer mentioned he wants to soften the transition by offering me a part-time consultant position and we'll talk soon.
Sounds like they still need you, but can get you on the cheap that way.
by joe8d
Thu Oct 05, 2017 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Millionaire Next Door (Thank you Bogleheads)
Replies: 81
Views: 11112

Re: Millionaire Next Door (Thank you Bogleheads)

dratkinson wrote:
Thu Oct 05, 2017 4:36 pm
Congratulations. The first million is the hardest... or so I've been told. One day.
Yes, the 2nd sneaks up on you.
by joe8d
Wed Oct 04, 2017 7:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3015
Views: 883250

Re: What Movie Have You Recently Watched?

LadyGeek wrote:
Wed Oct 04, 2017 7:27 pm
Lost City of Z, on Amazon prime. A British explorer searches for a hidden ancient city in South America. Not bad.
Yes, and was based on a true story.
by joe8d
Wed Sep 27, 2017 8:24 pm
Forum: Personal Consumer Issues
Topic: $700 to install a dishwasher seem by a plumber?!
Replies: 65
Views: 4472

Re: $700 to install a dishwasher seem by a plumber?!

Seems expensive to me but then again it is Chicago. We recently purchased a Bosch from Lowes. The took out the old one ,installed the new one in about half an hour. I believe the installation was 99.00. 700 is off the charts. Check out lowes in your area. :happy Same experience.Whirlpool DW from Lo...
by joe8d
Sat Sep 23, 2017 10:44 pm
Forum: Investing - Theory, News & General
Topic: "My Favorite Mutual Fund"
Replies: 14
Views: 1974

Re: "My Favorite Mutual Fund"

Bogleheads: If I could own only one mutual fund or ETF it would be a low-cost Total U.S. Market Index Fund (Balanced and fund-of -funds excluded). Jim Dahle, The White Coat Investor, feels the same. In this article, Dr. Dahle explains eight important reasons: MY FAVORITE MUTUAL FUND Best wishes. Ta...
by joe8d
Fri Sep 15, 2017 8:23 pm
Forum: Investing - Help with Personal Investments
Topic: Stupid question re: admiral funds
Replies: 6
Views: 906

Re: Stupid question re: admiral funds

Admiral funds have a slightly higher Dividend Yield( lower fee) than Investor class. That's it.
by joe8d
Fri Sep 15, 2017 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: How can I be more savy about taxes?
Replies: 15
Views: 1774

Re: How can I be more savy about taxes?

One thing that is good to do is to get the paper tax forms and booklets and to do your taxes on paper. You could do last years tax returns and when you are done compare them to the tax return the accountant prepared. You will learn a lot about just how the tax calculations work by doing this. :thum...
by joe8d
Tue Sep 12, 2017 8:45 pm
Forum: Personal Consumer Issues
Topic: Best Lower Cost USA Cities to Live
Replies: 102
Views: 7548

Re: Best Lower Cost USA Cities to Live

I Always equate lower cost of living with lower quality of living.
by joe8d
Tue Sep 12, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 18312

Re: Is it really Worth it to brown bag your lunch at work?

Brown Bagged all my life, school and work.
by joe8d
Sat Sep 09, 2017 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else freeze their credit score?
Replies: 126
Views: 11347

Re: Anyone else freeze their credit score?

Don't have a Credit Card.
by joe8d
Tue Sep 05, 2017 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: 87-year old dad is interested in reverse mortgage
Replies: 13
Views: 2011

Re: 87-year old dad is interested in reverse mortgage

Slem wrote:
Tue Sep 05, 2017 2:56 pm
Thanks to all for the replies. I've explained the shortcomings to my dad and he's not going to do it.
Good.
by joe8d
Tue Sep 05, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: repairman broke washing machine, what would you do?
Replies: 42
Views: 4070

Re: repairman broke washing machine, what would you do?

Wildebeest wrote:
Mon Sep 04, 2017 8:28 pm
Buy a new washing machine.
+2
by joe8d
Tue Sep 05, 2017 8:03 pm
Forum: Investing - Theory, News & General
Topic: Do retiree BHs actually run down their portfolios?
Replies: 73
Views: 8223

Re: Do retiree BHs actually run down their portfolios?

flyingaway wrote:
Tue Sep 05, 2017 10:18 am
I will be happy to see my account balance run up year by year after I retire.
That is my situation.
by joe8d
Sat Sep 02, 2017 10:17 pm
Forum: Personal Consumer Issues
Topic: repairman broke washing machine, what would you do?
Replies: 42
Views: 4070

Re: repairman broke washing machine, what would you do?

Appliances supposedly only work a few years nowadays when used daily. We have a basic GE washer which is probably 5 years old and is run several times a day. The next time it needs repairs we will buy a new one. We had a new more 'advanced' and more costly one which broke and could not be fixed. Th...
by joe8d
Thu Aug 31, 2017 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Would you DCA from S&P 500 to TSM?
Replies: 13
Views: 1188

Re: Would you DCA from S&P 500 to TSM?

All at once. They are basically the same in performance.
by joe8d
Tue Aug 29, 2017 8:20 pm
Forum: Investing - Help with Personal Investments
Topic: Should I Go 100% Into Stocks?
Replies: 24
Views: 2172

Re: Should I Go 100% Into Stocks?

I started investing at the age of 40 (I am now 42) and plan on retiring at around 65. I currently do the Vanguard Balanced Index Fund for my portfolio via 401k and IRA. Lately, I have considered going 100% into stocks. Specifically, the Vanguard Total Stock market. I figure I'd count my Social Secu...
by joe8d
Tue Aug 29, 2017 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct for $13.50
Replies: 41
Views: 3335

Re: TaxAct for $13.50

tetractys wrote:
Tue Aug 29, 2017 6:52 pm
Never got the email. Don't see anything about it anywhere outside this thread. Maybe OP's been fished. -- Tet
Yes,too early for offers. got my free offer ( US & NYS ) on Cyber Monday last year.
by joe8d
Wed Aug 23, 2017 7:28 pm
Forum: Investing - Help with Personal Investments
Topic: What do you do with RMD money you don't need?
Replies: 51
Views: 4246

Re: What do you do with RMD money you don't need?

I just put it in my taxable TSM account.
by joe8d
Thu Aug 17, 2017 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 138
Views: 10556

Re: Anyone planning on never retiring?

My father was one of those people who was dead-set against retirement. He worked until ill health forced him into retirement at age 84. Dad lived seven more years and was miserable. He knew his health was failing, and he hated his life. To this day, I am amazed that he didn't take one of his guns i...
by joe8d
Wed Aug 16, 2017 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 138
Views: 10556

Re: Anyone planning on never retiring?

75 and still working P/T.
by joe8d
Tue Aug 15, 2017 8:52 pm
Forum: Investing - Help with Personal Investments
Topic: SINGLE FUND for retirement
Replies: 11
Views: 2355

Re: SINGLE FUND for retirement

VG Total Stock Market for both and use the MF version.
by joe8d
Sat Aug 12, 2017 10:42 pm
Forum: Personal Consumer Issues
Topic: Your Movie Collection?
Replies: 43
Views: 3523

Re: Your Movie Collection?

All my movies are free from my Public Library.
by joe8d
Thu Jul 27, 2017 7:43 pm
Forum: Personal Consumer Issues
Topic: Part-Time Job who ?
Replies: 11
Views: 1865

Re: Part-Time Job who ?

Retired 2004. Been working P/T for local Public Library for the last 11 yrs. Love it.

PS: Do something in retirement different than you did before.
by joe8d
Tue Jul 25, 2017 7:13 pm
Forum: Investing - Help with Personal Investments
Topic: Best short term bond fund
Replies: 5
Views: 739

Re: Best short term bond fund

VG Short Term IG Bond Fund.
by joe8d
Sun Jul 16, 2017 8:57 pm
Forum: Investing - Help with Personal Investments
Topic: 2017 RMD Timing
Replies: 33
Views: 2726

Re: 2017 RMD Timing

Most financial reasons favor delaying RMDs to later in the year since markets usually go up and you would earn more on the RMD amount prior to withdrawal. .......... Suppose you don't need the RMD to live on and are going to reinvest in the same fund. When you take it out after reinvesting, any gai...
by joe8d
Sat Jul 15, 2017 11:40 pm
Forum: Personal Consumer Issues
Topic: Urgent 1st world problem [coffeemaker]
Replies: 48
Views: 3608

Re: Urgent 1st world problem [coffeemaker]

Mr Coffee from WalMart.
by joe8d
Sat Jul 15, 2017 11:38 pm
Forum: Investing - Help with Personal Investments
Topic: 2017 RMD Timing
Replies: 33
Views: 2726

Re: 2017 RMD Timing

Always take RMD on 1st Q TSM reinvest date and that what I do with it.
by joe8d
Mon Jul 10, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3015
Views: 883250

Re: What Movie Have You Recently Watched?

"The Red Turtle", Japanese Animation,very unique.
by joe8d
Sun Jul 09, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: What to wear for job interview - skip the tie?
Replies: 53
Views: 4493

Re: What to wear for job interview - skip the tie?

ALWAYS dress to impress! So does that mean a $5000 Kiton wool cashmere sport coat with no tie or a $300 suit on special at Joseph Banks with a tie? A cheap suit with a tie is still a cheap suit. It probably depends on those doing the interview. If the panel is made up of people like me who have to ...
by joe8d
Sat Jul 08, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: What to wear for job interview - skip the tie?
Replies: 53
Views: 4493

Re: What to wear for job interview - skip the tie?

I remember wearing the Full Tux, Tie, Tails and Topper ensemble to a job interview in the month of August and finding the hiring manager wearing a T-Shirt. Didn't get job.
by joe8d
Sat Jul 08, 2017 9:57 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3015
Views: 883250

Re: What Movie Have You Recently Watched?

FB01 wrote:Hi,

Does Lion movie has any sex scene? I am planning to watch it my 7 year old kid. I read that there is some profanity but just want to confirm if there are some scenes, will avoid watching..

Any comment from who has seen?
No sex scenes.
by joe8d
Sat Jul 08, 2017 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Last 80 minutes of my career
Replies: 64
Views: 10642

Re: Last 80 minutes of my career

SrGrumpy wrote:I didn't realize that leaving a job was like being paroled from prison. The corporations won.
Yes, need to sign all papers protecting corporation from lawsuits before getting final check.
by joe8d
Fri Jul 07, 2017 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Last 80 minutes of my career
Replies: 64
Views: 10642

Re: Last 80 minutes of my career

Hogan773 wrote:Enjoy next Monday!

On Tuesday, apply to become an Uber driver so you can avoid being bored and make some extra money on the side :wink:
:thumbsup
by joe8d
Thu Jul 06, 2017 8:37 pm
Forum: Investing - Theory, News & General
Topic: Should Indexers give up their voting rights? Bill McNabb says "No"
Replies: 8
Views: 1167

Re: Should Indexers give up their voting rights? Bill McNabb says "No"

:thumbsup
Dominic wrote:Indexers DO care about governance.

Vanguard's managers can't sell shares of companies they don't like. All they can do is vote in the long term interests of the company, and in turn, the long term interests of their shareholders.
by joe8d
Wed Jun 07, 2017 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare users - what type of plan(s) do you use?
Replies: 26
Views: 2800

Re: Medicare users - what type of plan(s) do you use?

Medicare Advantage (Not for profit provider ) which includes prescription, dental and vision benefits.
by joe8d
Thu Jun 01, 2017 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Is Flagship membership status worth a $50 [transaction] fee?
Replies: 40
Views: 5768

Re: Is Flagship membership status worth a $50 one time fee?

I'm Flagship, but would not pay to have that status.
by joe8d
Fri May 19, 2017 7:26 pm
Forum: Investing - Theory, News & General
Topic: Interesting conversation with an alleged SS actuary
Replies: 63
Views: 5990

Re: Interesting conversation with an alleged SS actuary

That's been my understanding for a single individual.
by joe8d
Wed May 17, 2017 8:15 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3015
Views: 883250

Re: What Movie Have You Recently Watched?

"Lion".Based on a true story. Very Good.
by joe8d
Wed Apr 26, 2017 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: One Fund? Really?
Replies: 49
Views: 6351

Re: One Fund? Really?

100% TSM would be ok.
by joe8d
Mon Apr 17, 2017 7:56 pm
Forum: Investing - Help with Personal Investments
Topic: First Full-Time Job: Need Help Picking Funds
Replies: 21
Views: 1504

Re: First Full-Time Job: Need Help Picking Funds

At age 22, I would be 100% in VG Institutional Index for Retirement.
by joe8d
Tue Apr 11, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: You can never go "home" - retirement
Replies: 85
Views: 13592

Re: You can never go "home" - retirement

I never left.