Search found 4284 matches

by joe8d
Wed Jan 16, 2019 9:25 pm
Forum: Investing - Theory, News & General
Topic: The Bogle Rule
Replies: 24
Views: 4035

Re: The Bogle Rule

:thumbsup
by joe8d
Wed Jan 16, 2019 7:58 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 818
Views: 39702

Re: John Bogle is dead at 89

Very sad day.Thoughts and prayers for Mr Bogle and family at this time
by joe8d
Sat Jan 05, 2019 11:21 pm
Forum: Personal Consumer Issues
Topic: Recommend men's undershirts
Replies: 49
Views: 3504

Re: Recommend men's undershirts

JC Penny Stafford Heavyweight T-Shirts.
by joe8d
Sat Jan 05, 2019 11:16 pm
Forum: Personal Consumer Issues
Topic: Vanguard Statements - Print or Electronic
Replies: 47
Views: 2681

Re: Vanguard Statements - Print or Electronic

Paper Always. You need a paper trail when you'er gone for heirs to follow.
by joe8d
Mon Dec 31, 2018 9:49 pm
Forum: Investing - Theory, News & General
Topic: International Funds Still Relevant in a Simple Portfolio?
Replies: 72
Views: 4692

Re: International Funds Still Relevant in a Simple Portfolio?

Not Necessary, but no more than 20% if you do.
by joe8d
Sat Dec 22, 2018 11:12 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 240
Views: 20251

Re: Whose buying today? where's all the "dry powder" folks at? :)

I bought Dec 21th with distribution from funds outside VG into VG Index Funds.
by joe8d
Wed Dec 19, 2018 10:28 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Continue to Delay SS One More Year
Replies: 29
Views: 3909

Re: Should I Continue to Delay SS One More Year

The one thing you don't want to do is sitting and looking at the calendar,hoping the years go by fast, so you can collect a bigger SS check at 70. You may not make it and you wasted the end of your life PS: Took mine at 62.5, now 76, and my savings more than doubled during that time( less than 1M to...
by joe8d
Tue Dec 18, 2018 9:40 pm
Forum: Personal Consumer Issues
Topic: Is Liquid Plumber / Draino bad for the pipes?
Replies: 51
Views: 5943

Re: Is Liquid Plumber / Draino bad for the pipes?

0. Access area under the sink, inside cabinet. 1. Remove "P" trap assembly. (clear debris as needed) 2. Use a "thin" coiled plumbing snake to clear the drain pipe going into the wall. Go as far as possible. Do not force. 3. Assemble and test, repeat as needed. As previously suggested, use a screen ...
by joe8d
Mon Dec 17, 2018 9:28 pm
Forum: Personal Consumer Issues
Topic: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?
Replies: 80
Views: 5404

Re: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?

While " Bottoms" have gotten bigger, the width of TP has gotten smaller. Go figure.
by joe8d
Sat Dec 15, 2018 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard RMD tax withholding
Replies: 11
Views: 804

Re: Vanguard RMD tax withholding

sport wrote:
Sat Dec 15, 2018 6:29 pm
I have enough withheld, along with any other withholding, to equal last years tax liability. This gives me safe harbor status. I'll settle up any difference in March of next year.
Yes, that's all you have to do.
by joe8d
Fri Dec 14, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?
Replies: 80
Views: 5404

Re: A "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?

Toilet paper rolls have been shrinking. These days the "double" rolls are less than the single rolls a few decades ago. Just like bond yields, the golden days of toilet paper are...um, behind us. Real bogleheads use recycled single-ply . It's the Corolla/Timex of toilet paper. Yes and use both sides.
by joe8d
Sun Dec 02, 2018 10:35 pm
Forum: Investing - Help with Personal Investments
Topic: Personnel turnover in Vanguard Personal Advisory Services
Replies: 22
Views: 2219

Re: Personnel turnover in Vanguard Personal Advisory Services

Flagship members probably know more then their VG advisers. I've never used them for any advice.
by joe8d
Sun Dec 02, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Target gift cards 10% off today only
Replies: 11
Views: 1517

Re: Target gift cards 10% off today only

Bought some tonite online.
by joe8d
Sat Nov 17, 2018 11:23 pm
Forum: Personal Consumer Issues
Topic: Men's crew neck t-shirts
Replies: 47
Views: 3767

Re: Men's crew neck t-shirts

Jockey "Life" are very good. Got them at WalMart last time.
by joe8d
Sun Nov 11, 2018 11:36 pm
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 83
Views: 5018

Re: Doing taxes by hand

Use Free Tax Usa for free Fed ( including E-File ) and do State by hand ( using Fed info ).
by joe8d
Fri Oct 12, 2018 7:30 pm
Forum: Investing - Help with Personal Investments
Topic: 6 month Treasury Note: "Bond" or "Cash"?
Replies: 47
Views: 3785

Re: 6 month Treasury Note: "Bond" or "Cash"?

Any interest bearing debt instrument, I consider a bond.
by joe8d
Mon Oct 08, 2018 8:13 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking about selling VTSMX to buy VIGRX & VISGX
Replies: 14
Views: 1434

Re: Thinking about selling VTSMX to buy VIGRX & VISGX

Aeiouoiea wrote:
Mon Oct 08, 2018 8:06 pm
I'm still new to this. 28 years old. I have around $6,500 in Total Stock Market Index (VTSMX). I am thinking about selling it and buying Growth Index (VIGRX) and Small-Cap Growth Index (VISGX).



Thoughts on this?
Stay with TSM.
by joe8d
Tue Sep 18, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: Inexpensive source for greeting cards?
Replies: 27
Views: 1696

Re: Inexpensive source for greeting cards?

Dollar tree. Great cards at 50 cents / $ 1. Just bought 2 today.
by joe8d
Fri Sep 14, 2018 7:01 pm
Forum: Investing - Theory, News & General
Topic: Age in Bonds - Still Recommended?
Replies: 152
Views: 12217

Re: Age in Bonds - Still Recommended?

TravelforFun wrote:
Fri Sep 14, 2018 6:58 pm
I guess I'm the only one on this forum who doesn't care about AA. I keep 10 years worth of annual expenses in bonds, CDs, money market, and savings, and the rest is in stock regardless of the %.

TravelforFun
:thumbsup. That would be ( and is for me) the position to be at and in retirement.
by joe8d
Tue Sep 11, 2018 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Laid Off, Considering Multiple Options - Which Would You Recommend?
Replies: 48
Views: 7252

Re: Laid Off, Considering Multiple Options - Which Would You Recommend?

46 is not too old to find another job. That's what I would do.
by joe8d
Fri Sep 07, 2018 7:11 pm
Forum: Personal Consumer Issues
Topic: Effectiveness of McAfee Anti-Virus Protection
Replies: 10
Views: 881

Re: Effectiveness of McAfee Anti-Virus Protection

I use free Microsoft Essentials.Have had no problems.
by joe8d
Wed Aug 29, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 98
Views: 8737

Re: Shingrix [Vaccine availability]

mlebuf wrote:
Mon Aug 27, 2018 8:16 pm
I went to the local CVS in Scottsdale last week to get flu and pneumonia shots. Pharmacist said that Shingrix vaccine is not available and to check back early next year.
My CVS ( located in Target ) just received a shipment today.
by joe8d
Mon Aug 27, 2018 7:43 pm
Forum: Investing - Theory, News & General
Topic: Why doesn't Fidelity have an international bond index fund?
Replies: 12
Views: 1086

Re: Why doesn't Fidelity have an international bond index fund?

mcraepat9 wrote:
Mon Aug 27, 2018 4:36 pm
Because they know that they add very little value to their customers.
:thumbsup
by joe8d
Mon Aug 13, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101309

Re: What Movie Have You Recently Watched?

For anyone interested, Grave of the Fireflies will be showing in U.S. theaters one time each on Sunday, Monday, and Wednesday. Monday is with subtitles, the others are the English dubbed version. I've never seen this one, but if it's like other Studio Ghibli films it should look much better on a bi...
by joe8d
Sun Aug 12, 2018 11:01 pm
Forum: Investing - Help with Personal Investments
Topic: 3 funds now, or start off with 2?
Replies: 17
Views: 1277

Re: 3 funds now, or start off with 2?

Just Total Stock Mkt. index for now.
by joe8d
Tue Aug 07, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6986

Re: "Dollar Tree Store" favorites

Cards.
by joe8d
Fri Jul 27, 2018 8:18 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 207
Views: 10551

Re: Toughest Purchase of my Life. Engagement Ring time

Jack FFR1846 wrote:
Thu Jul 26, 2018 1:19 pm
Two Words: Cubic Zirconia

And one more: Elope
:thumbsup
by joe8d
Fri Jul 13, 2018 7:31 pm
Forum: Investing - Help with Personal Investments
Topic: Why not go 100% stocks?
Replies: 127
Views: 15778

Re: Why not go 100% stocks?

TravelforFun wrote:
Mon Jun 25, 2018 11:12 am
Sure. Go 100% stock if you:

- Don't need that money for 20-30 years
- Can still sleep well after your portfolio drops 20% in one day or 50% in one year then stay flat for a few years

I was 100% equity when I was in my 30s and 40s and came out fine.

TravelforFun
:thumbsup
by joe8d
Thu Jun 28, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: Best way to clean eyeglasses?
Replies: 59
Views: 4306

Re: Best way to clean eyeglasses?

JOY detergent, warm water and dry with microfiber cloth or 100% cotton.
by joe8d
Tue May 15, 2018 8:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 11998

Re: Yes, I'm 89 all right! [Jack Bogle]

Happy Belated 89th Birthday Wishes Mr Bogle.
by joe8d
Mon May 14, 2018 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 467
Views: 46075

Re: Lucrative careers?

PoppyA wrote:
Sat May 12, 2018 12:19 am
Welder
This is what the out of work Appalachian coal miners should be trained to do. They would have to relocate, but would have decent jobs
.
by joe8d
Sat May 12, 2018 10:05 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 467
Views: 46075

Re: Lucrative careers?

2 words: Government Job (if you are lucky enough to find one; you normally need to have an insider connection because these jobs are the Holy Grail of Job Security, Quality of Work Life, and pensions/benefits and even competitive salary and definitely long-term happiness). I say it over and over to...
by joe8d
Sat May 05, 2018 10:52 pm
Forum: Personal Consumer Issues
Topic: AMC Movie Theaters -- typical OR not?
Replies: 61
Views: 5255

Re: AMC Movie Theaters -- typical OR not?

Haven't been in a theater since 1974 when you could see a matinee for a $1.
by joe8d
Wed Apr 11, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 28961

Re: Anyone Deleting Facebook?

No. I keep in touch with my Family with it.The fact that Advertisers target you is the price you pay. No big Deal
by joe8d
Sat Mar 31, 2018 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: free dinner investing seminar
Replies: 396
Views: 36901

Re: Got my Ruth's Chris seminar invitation, "Surviving Retirement"

bogglizer wrote:
Sat Mar 31, 2018 7:52 pm
The only way to survive retirement is to return to work. Any other plan results in certain death.
:thumbsup
by joe8d
Sat Mar 31, 2018 9:34 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101309

Re: What Movie Have You Recently Watched?

"The Breadwinner". Afghanistan Animation. Very Engrossing.
by joe8d
Wed Mar 28, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101309

Re: What Movie Have You Recently Watched?

Florida Project. It was as the old Hank Williams song, " A Picture from Life's Other Side ".
by joe8d
Sat Mar 17, 2018 10:18 pm
Forum: Personal Consumer Issues
Topic: Soft boxer shorts for men
Replies: 28
Views: 3259

Re: Soft boxer shorts for men

" buy Hanes at Walmart one size bigger than they say I should feels great and cheap."

Same and Same :thumbsup
by joe8d
Fri Mar 16, 2018 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: [Minimizing costs of a medical procedure (Colonoscopy)]
Replies: 87
Views: 8174

Re: Minimizing costs of a Colonoscopy

kenoryan wrote:
Mon Mar 05, 2018 11:41 pm
SlowMovingInvestor wrote:
Sat Mar 03, 2018 7:10 pm
If something is detected during a colonoscopy, and (say) a polyp has to be removed, does that convert the colonscopy from a screening to a diagnostic, and it then becomes chargeable ?

Yes.
Yes, That's what happened to me.
by joe8d
Thu Mar 15, 2018 7:04 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4043
Views: 1101309

Re: What Movie Have You Recently Watched?

LBJ Very good.
by joe8d
Tue Mar 13, 2018 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: Filed 2017 taxes electonically for FREE
Replies: 46
Views: 5692

Re: Filed 2017 taxes electonically for FREE

I used H&R Block's free version available through IRS E-file website for 2017 taxes. I was able to submit federal and state (CA) for free -- already received my direct deposit refunds! Went through the whole process and found out they did not support form 1116 (foreign tax credit) which apparently ...
by joe8d
Mon Mar 12, 2018 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Filed 2017 taxes electonically for FREE
Replies: 46
Views: 5692

Re: Filed 2017 taxes electonically for FREE

New York had a free tax file on their site 2 years ago. It's gone now, probably due to paid providers donations. That, or it was easier to allow commercial providers to develop the SW than do it themselves fully. I really wanted to use the IRS fillable forms, but NY's rule that you must efile state...
by joe8d
Thu Mar 08, 2018 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Filed 2017 taxes electonically for FREE
Replies: 46
Views: 5692

Re: Filed 2017 taxes electonically for FREE

New York had a free tax file on their site 2 years ago. It's gone now, probably due to paid providers donations.
by joe8d
Wed Feb 28, 2018 10:44 pm
Forum: Personal Consumer Issues
Topic: Favorite socks?
Replies: 83
Views: 6824

Re: Favorite socks?

Gold Toe, Rayon. Get them at WalMart
by joe8d
Mon Feb 26, 2018 10:19 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett Dislikes Bonds
Replies: 57
Views: 7441

Re: Warren Buffett Dislikes Bonds

FBN2014 wrote:
Sun Feb 25, 2018 10:57 am
Buffett says 'terrible mistake' for long-term investors to be in bonds

[link formatted by admin LadyGeek]
:thumbsup