Search found 72 matches

by leehsm
Tue May 29, 2018 8:29 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1159
Views: 174831

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Was hoping to find more info on the Dilution problem. Can’t seem to find if Honda is actually admitting the problem exists and what can a visit to dealer accomplish. They have told me there is no problem and my checking dip stick does not smell of fuel. I’m concerned that the problem can appear some...
by leehsm
Wed May 16, 2018 12:45 pm
Forum: Personal Investments
Topic: 5yr IRA CD Rate 4,20% apy
Replies: 1
Views: 990

5yr IRA CD Rate 4,20% apy

Was very surprised to find this rate at Achieva Credit Union in Florida. It looks to me the highest rate in the country?
by leehsm
Mon Nov 06, 2017 7:25 pm
Forum: Investing - Theory, News & General
Topic: My (general) contacts with Treasury Direct re loss & liability
Replies: 46
Views: 8924

Re: My (general) contacts with Treasury Direct re loss & liability

Is there a way I can sell, or move my TD I bonds to another financial institution without being hit with taxes on the interest earned over the past 8 years. Thanks
by leehsm
Wed Jun 22, 2016 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Buying or leasing new car
Replies: 2
Views: 601

Buying or leasing new car

Appreciate comments and suggestion on first time condsidering leasing rather than buying. I I drive about 16,000 mi. Year.
Thanks, Lee
by leehsm
Thu May 26, 2016 9:29 am
Forum: Personal Finance (Not Investing)
Topic: New car buying
Replies: 32
Views: 3699

New car buying

I'm looking for latest places to begin search for best new car prices, particularly Suburu, thanks
by leehsm
Tue May 24, 2016 6:21 pm
Forum: Personal Consumer Issues
Topic: Car rental deals
Replies: 14
Views: 1619

Re: Car rental deals

Thanks for suggestions on Costco. I just found them to be best by far of others, thanks
by leehsm
Tue May 24, 2016 4:27 pm
Forum: Personal Consumer Issues
Topic: Car rental deals
Replies: 14
Views: 1619

Car rental deals

Looking for best car rental deals
by leehsm
Wed Apr 13, 2016 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: FSBO advice needed for Web listing
Replies: 4
Views: 582

Re: FSBO advice needed for Web listing

Thanks for tips. I looked into the Zillow website and they seem to have some good ideas of getting pics and descriptions on their site. I believe Trulia also is similar and I'll check them out along with Yahoo homes. Thanks
by leehsm
Tue Apr 12, 2016 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: FSBO advice needed for Web listing
Replies: 4
Views: 582

FSBO advice needed for Web listing

Looking for advice on how to get my home listed on the Internet when selling by owner.
by leehsm
Mon Jun 15, 2015 6:43 pm
Forum: Personal Consumer Issues
Topic: Retirement areas, not Florida
Replies: 67
Views: 15341

Retirement areas, not Florida

We have been retired for 10 years in Florida and would like to move on to a nice Retirement Community with less heat and humidity. Looking for suggestions in the North Carolina, South Carolina, Virginia, etc. Thanks
by leehsm
Tue May 19, 2015 4:39 pm
Forum: Personal Consumer Issues
Topic: Malwarebytes Anti-Exploit
Replies: 17
Views: 2727

Re: Malwarebytes Anti-Exploit

Can I use malwarebytes and/ or anti exploit on IPad and IPhone? Or are they not necessary?
by leehsm
Mon Mar 23, 2015 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Liability coverage needed for tree removal
Replies: 11
Views: 2309

Re: Liability coverage needed for tree removal

After reviewing the helpful suggestions I received from this posting I have discussed the tree removal with my homeowners insurance co. To my surprise, I'm informed there is no coverage when I hire a contractor to do the job. The contractor is responsible for the damage and liability coverage. My in...
by leehsm
Sun Mar 22, 2015 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Liability coverage needed for tree removal
Replies: 11
Views: 2309

Re: Liability coverage needed for tree removal

Thanks for the suggestions. I will check with my home owners ins. tomorrow to see what coverage I have. Just in case....
by leehsm
Sat Mar 21, 2015 6:04 am
Forum: Personal Finance (Not Investing)
Topic: Liability coverage needed for tree removal
Replies: 11
Views: 2309

Liability coverage needed for tree removal

I have a very large tree in Florida that needs to be removed and it is surrounded by neighbors home and utilities. I would like suggestions on what type of coverage I should be checking when getting estimates from local tree removal companies.
by leehsm
Mon Oct 20, 2014 1:30 pm
Forum: Personal Consumer Issues
Topic: Shoes for Plantar Fasciitis?
Replies: 47
Views: 6733

Re: Shoes for Plantar Fasciitis?

For 5 months I have PF in one foot. My Podiatrist had me get the exact same New Balance as shown in the 1 st posting. In addition he told me to use a heel pad. I find the new shoes to be quite heavy and stiff, he claims that's what was needed.l didn't find much pain relief so recently he gave me a C...
by leehsm
Tue Oct 07, 2014 4:41 pm
Forum: Personal Consumer Issues
Topic: I phone I pad virus/malware protection
Replies: 9
Views: 1503

Re: I phone I pad virus/malware protection

Thanks for link to article but a lot has happened to security issues since April 2012. Hoping to find some current ideas.
by leehsm
Tue Oct 07, 2014 4:25 pm
Forum: Personal Consumer Issues
Topic: I phone I pad virus/malware protection
Replies: 9
Views: 1503

I phone I pad virus/malware protection

I've seen recent articles on the need for Anti Malware and Virus protection for the I phones and I pads. I have
MalwareBytes and Avast for my PC but not clear if they would work, or, are needed on the IOS systems. Any suggestions appreciated. Lee
by leehsm
Thu Jul 24, 2014 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone used Vanguard electronic money transfer
Replies: 20
Views: 2370

Anyone used Vanguard electronic money transfer

I am considering transferring money from my Vanguard MM to my local bank. Has anyone used their program of adding my bank to the VG account and using this method to make the money transfer. Or, would the safest method be the old fashioned method of US Postal. And having VG mail the transfer in check...
by leehsm
Sat Jun 28, 2014 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Jacksonville fl, to Villanova pa over 4th
Replies: 4
Views: 579

Jacksonville fl, to Villanova pa over 4th

Re-considering trip after reviewing early post. We did not think about the 4th holiday traffic so think a longer route avoiding Richmond- DC- Baltimore may be our best. Any suggestion on picking up I-83 taking it north to around Harrisburg then east to Vilinova pa. Thanks
by leehsm
Thu Jun 26, 2014 5:04 pm
Forum: Personal Consumer Issues
Topic: Best route thru DC on I95
Replies: 23
Views: 13788

Best route thru DC on I95

Looking for the best route thru DC heading north on I 95 from Richmond Va to Philly. During July 4 week. Last trip we followed GPS and it took us thru the busy DC TRAFFIC. Appreciate any hints on best route. Lee
by leehsm
Mon May 05, 2014 7:02 pm
Forum: Personal Consumer Issues
Topic: Reasonable priced security camera
Replies: 18
Views: 3549

Reasonable priced security camera

Looking for a home security camera that would run on wifi. Nothing connected to a security system, just able to keep an eye on the pets when away and the pool area. So far the Drop Cam seems to be the most economical but would appreciate
Any comments. Lee
by leehsm
Mon Nov 18, 2013 7:41 pm
Forum: Personal Investments
Topic: Credit freeze or fraud alert
Replies: 1
Views: 470

Credit freeze or fraud alert

We have been notified that our medical records at Clinic have been breached with SS numbers, address, etc. We already have a Freeze on our Credit Reports but we are wondering if we should also place fraud alerts with the 3credit bureaus. Any comments appreciated. Lee
by leehsm
Wed Oct 16, 2013 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Computer virus protection
Replies: 8
Views: 1180

Computer virus protection

My annual McAfee virus protection is due and I am looking for a replacement to protect my Windows Laptop. This past year my email account was hacked and found that McAfee did not protect it and other malware was found on my computer. Would appreciate learning what others are using. Thanks, Lee
by leehsm
Thu Aug 01, 2013 7:08 pm
Forum: Personal Consumer Issues
Topic: Alaska Cruise Ideas
Replies: 24
Views: 2077

Alaska Cruise Ideas

We are planning an Alaska 7 day cruise next summer and would appreciate suggestions on a good Ship for the inside/glacier bay cruise. We would be leaving from sw fl and suggestions on round trip flights to Vancouver would also be appreciated Thanks, Lee
by leehsm
Fri Jun 07, 2013 6:15 pm
Forum: Personal Investments
Topic: Is it to late to rid gnma
Replies: 12
Views: 1088

Is it to late to rid gnma

Retired at age 73 and 20 % in vanguard gnma. Have I waited to long to get out. Lee
by leehsm
Mon Jun 03, 2013 6:18 pm
Forum: Personal Consumer Issues
Topic: 2 stage heat pump, florida
Replies: 6
Views: 735

Re: 2 stage heat pump, florida

I should have added that we are all electric, and would also appreciate any thoughts on who are the better Mfgs of Heat pumps. Thanks
by leehsm
Mon Jun 03, 2013 5:21 pm
Forum: Personal Consumer Issues
Topic: 2 stage heat pump, florida
Replies: 6
Views: 735

2 stage heat pump, florida

Trying to decide benefits if any to buying new Trane (or other heat pump system). My problem is I get conflicting answers from AC contractors on 2 stage compressor vs 1 stage. We live on the fla east coast. Thanks for any suggestions, Lee
by leehsm
Sun Feb 19, 2012 3:16 pm
Forum: Personal Investments
Topic: Florida home owners insurance
Replies: 1
Views: 397

Florida home owners insurance

Looking for ratings of Florida homeowners insurance policies. Not having much luck unless I subscribe to the various rating agencies. Any suggestions on where to find some useful information without paying their fees.
by leehsm
Wed Jan 11, 2012 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: I Pad too slippery
Replies: 10
Views: 1757

I Pad too slippery

Cannot find a cover just for the back side. I find it difficult using. I have a leather case but find it bulky to use.
by leehsm
Tue Nov 08, 2011 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Lifelock and other Identity Protection (TreasuryDirect)
Replies: 3
Views: 749

Lifelock and other Identity Protection (TreasuryDirect)

I'm trying to make a decision on buying a policy for Identity protection, such as Life Lock. The recent flood of questions surrounding the new rules for Treasury Direct have brought this subject more important . With TD no longer selling paper bonds that had the protection if lost or stolen would a ...
by leehsm
Sun Sep 25, 2011 6:36 am
Forum: Personal Finance (Not Investing)
Topic: Lawn Mole problems
Replies: 25
Views: 3778

Lawn Mole problems

Construction is going on nearby and we have a big problem with ground Moles moving into our propery.Looking for suggestions on getting rid of them in our yard. Have tried many ideas found at local hardware, mole poison worms, filling mounds with water, spraying with castor oil, traps (not easy to se...
by leehsm
Wed Aug 03, 2011 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: Ally No penalty CD vs Savings acct.
Replies: 21
Views: 7747

Ally No penalty CD vs Savings acct.

I am considering using the Ally 11 month No Penalty CD @1.14% or their SavingsAcct. @ 1.04% for cash that may not be neeeded for an extended period of time. Would appreciate any comments on those that have used either or both accounts.. I understand the CD does require it be completely liqudated if ...
by leehsm
Mon May 23, 2011 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Need tips for buying used car for grandson
Replies: 6
Views: 974

Need tips for buying used car for grandson

Thanks for Civic suggestion. I am really looking for any suggestions on using outlets like Car Max or similiar for buying used cars. Thanks, Lee
by leehsm
Mon May 23, 2011 7:27 am
Forum: Personal Finance (Not Investing)
Topic: Need tips for buying used car for grandson
Replies: 6
Views: 974

Need tips for buying used car for grandson

College Grandson in Miami is looking to buy a "decent" used car. This will be his first car and is concerned of getting burned with a lot of problems with a reasonably priced (4-$6,000 ). Any ideas appreciated, Lee
by leehsm
Fri May 20, 2011 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: I Bonds - Good luck getting answers
Replies: 2
Views: 1157

I Bonds - Good luck getting answers

Not risky for principle but it sure can be extremely difficult working with Treasury Direct and with the Treasury for paper bonds. Every call will get a different answer to the same question. Lee
by leehsm
Thu May 19, 2011 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: I Bonds - Good luck getting answers
Replies: 2
Views: 1157

I Bonds - Good luck getting answers

3 weeks ago I purchased $5,000 Paper I-bonds from my local bank for my Trust and 5k for regular purchase. In one week the regular Bonds were received in the mail, however the co-owner was dropped from the registration. With several calls to the Treasury they agree with their error and I will have to...
by leehsm
Wed May 04, 2011 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Buying paper I bonds
Replies: 1
Views: 752

Buying paper I bonds

Does the bank issue the actual I Bonds or are they sent from the Treasury after paying the bank ?? Thanks, Lee
by leehsm
Fri Apr 22, 2011 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Taxable gain on Life Policy
Replies: 19
Views: 2462

Taxable gain on Life Policy

I forgot to say thanks to Sekar for his thoughtful responses. His recap was exactly how this policy was sold to me 20 years ago. Thanks again, Lee
by leehsm
Fri Apr 22, 2011 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Taxable gain on Life Policy
Replies: 19
Views: 2462

Taxable gain on Life Policy

Sekar you have some good suggestions on my situation. My policy is similar to what you suggested. It is called Modified Payment Option. Your idea of a reduced paid up policy is going to be an option, however, I am waiting for Co. to send me a projection of future values for the policy. I'm able to c...
by leehsm
Fri Apr 22, 2011 7:28 am
Forum: Personal Finance (Not Investing)
Topic: Taxable gain on Life Policy
Replies: 19
Views: 2462

Taxable gain on Life Policy

You are correct, I do not wish to cash out the policy. It is called Permanent Life. The premium has remained the same for last 20 years with current and past dividends paying the annual premium. I have been notified there is no longer any accrued previous dividends, and the current dividends are not...
by leehsm
Fri Apr 22, 2011 6:08 am
Forum: Personal Finance (Not Investing)
Topic: Taxable gain on Life Policy
Replies: 19
Views: 2462

Taxable gain on Life Policy

I am 70 years old I would like to keep the Permanent Life Policy, however the premiums are large and the dividend will no longer be enough to cover them.
by leehsm
Thu Apr 21, 2011 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Taxable gain on Life Policy
Replies: 19
Views: 2462

Taxable gain on Life Policy

I would like to take the cash value of my Life Policy. Doing this would incur a rather large taxable gain. Is there a method to defer this gain to a future date. Appreciate any suggestions. Lee
by leehsm
Sat Mar 12, 2011 6:13 pm
Forum: Personal Investments
Topic: us bonds and earthquake
Replies: 9
Views: 2310

us bonds and earthquake

What will be affect on bond mkt with tradegy in japan? [/b]
by leehsm
Thu Dec 02, 2010 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: GNMA -Is now the time ?
Replies: 19
Views: 3676

GNMA Current suggestions needed

Taylor, Fixed income is 85% Gnma (VFIIX) 10% Inflation Protected Bond (VIPSX) 5% ST Bond Index (VBISX). Overall I am about 10% equities and 90% in fixed income when I consider the CDs in with the Bond portion. I am thinking this may be the time to increase the equities, such as S&P 500 or Total Stoc...
by leehsm
Thu Dec 02, 2010 11:37 am
Forum: Personal Finance (Not Investing)
Topic: GNMA -Is now the time ?
Replies: 19
Views: 3676

GNMA -Is now the time ?

At age 71 I have most of my fixed income in VFIIX (GNMA) and would like suggestions on putting at least half into Intermediate or Short Term, ( Treasuries or Corp. Funds). The more I read, the more confused. Thanks, Lee
by leehsm
Sat Oct 16, 2010 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for ideas other than CDs
Replies: 10
Views: 1998

Penfed

Thanks on Pentagon, I presently have several 7 year IRA CD's with Penfed amd would like to find a good 4-5 year or thoughts on Bonds funds.
by leehsm
Sat Oct 16, 2010 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for ideas other than CDs
Replies: 10
Views: 1998

Retirement funds

These maturing CD's are retirement funds.
by leehsm
Sat Oct 16, 2010 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for ideas other than CDs
Replies: 10
Views: 1998

Looking for ideas other than CDs

I have several CDs maturing and cannot find new CDs with rates over 3% fpr 5 years. In Bond Funds I have Vanguard Ginne Mae's and Inflation Protected (VIPSX). At this point I am concermed abput adding to these acounts. Would appreciate suggestions. Lee
by leehsm
Wed Sep 29, 2010 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Tax consequenses on Life Policy (cash value)
Replies: 5
Views: 988

Tax consequenses on Life Policy (cash value)

I would like to know what Fed.Taxes are owed if the cash value of a Whole Life Policy is cashed out. The premiums have been paid either by me or from the annual dividends on the policy. Thanks for any information.
by leehsm
Tue Sep 21, 2010 4:36 pm
Forum: Investing - Theory, News & General
Topic: CD Rates in coming weeks-months
Replies: 11
Views: 2769

CD Rates in coming weeks-months

With todays no change on the Fed Rates what does this mean for CD rates.?