Search found 8 matches

by SemiTech11
Fri May 01, 2020 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: Any One-More-Year FIRE people sticking to their plan?
Replies: 72
Views: 8974

Re: Any One-More-Year FIRE people sticking to their plan?

https://www.theatlantic.com/ideas/archive/2019/02/religion-workism-making-americans-miserable/583441/: There is nothing wrong with work, when work must be done. And there is no question that an elite obsession with meaningful work will produce a handful of winners who hit the workist lottery: busy,...
by SemiTech11
Fri May 01, 2020 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Any One-More-Year FIRE people sticking to their plan?
Replies: 72
Views: 8974

Re: Any One-More-Year FIRE people sticking to their plan?

Thanks everyone!! I have truly enjoyed reading your posts regardless of your position on the OP's question. For myself, I am truly blessed that I have a great job - good purpose, supportive colleagues & management, higher compensation than I ever imagined, high visibility in my industry, etc. - ...
by SemiTech11
Wed Apr 29, 2020 11:19 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri: "You have to stick with that plan for the rest of your life."
Replies: 61
Views: 9310

Re: Rick Ferri: "You have to stick with that plan for the rest of your life."

I would agree. If most investors simply invested in an S&P 500 fund that is cap weighted (or a Total Stock fund) and added to it during their working career they will be very happy at retirement time. This is the simplest of all strategies: 1) When you start working buy as much VTI (Vanguard To...
by SemiTech11
Tue Apr 21, 2020 10:35 pm
Forum: Personal Consumer Issues
Topic: Is walking enough cardio exercise if I also lift weights?
Replies: 65
Views: 5075

Re: Is walking enough cardio exercise if I also lift weights?

I used to lift weights 2-3 times a week and also jogged 3-4 miles 2-3 times a week until back problems a few years back forced me to stop jogging which I loved. So I moved to walking 2 miles 5 times a week. I was surprised by how much I enjoyed walking which I looked down upon previously. (It is not...
by SemiTech11
Tue Apr 21, 2020 10:16 pm
Forum: Personal Investments
Topic: Asset Allocation at 56
Replies: 12
Views: 1450

Re: Asset Allocation at 56

Being in a similar demographic I would say that you are in great shape. Congratulations!! As others have noted, you are projecting a 4% withdrawal 5-8 years from now when your portfolio has hopefully increased. A major factor in your allocation decision that you have not shared is your combined Soci...
by SemiTech11
Tue Apr 14, 2020 10:35 pm
Forum: Personal Investments
Topic: Paul Merriman vs JL Collins portfolio head-to-head
Replies: 55
Views: 6525

Re: Paul Merriman vs JL Collins portfolio head-to-head

Hi!

I would appreciate it if you would post some details about how you arrived at this principal component analysis? Also, do your principal components directly correspond to the funds you have listed?

Thanks!!
by SemiTech11
Tue Apr 07, 2020 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Another college choice question
Replies: 31
Views: 2011

Re: Another college choice question

If he gets off the wait list at Rice that would be a much more compelling option than either CMU or GaTech. Rice has a fantastic CS program, it is an elite engineering and sciences school, but most importantly, he will have a great experience at Rice, both academically and socially. Rice grads are ...
by SemiTech11
Mon Apr 06, 2020 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Another college choice question
Replies: 31
Views: 2011

Re: Another college choice question

Firstly, congratulations on your son being accepted to these schools! Georgia Tech CS is extremeley competitive and just to be waitlisted for CMU CS is an honor. I have been in a hard core computer-related field for the past 30 years. Also, because of the nature of my job I interact with computer sc...