Bogleheads.org

Consider reducing your hours at work to possibly 60 hours per week. This will help reduce your stress from work and allow you to stay on their health insurance for both you and your wife.

I'm one of the few Bogleheads who is in favor of using international bonds. I use a 75% US / 25% international mix for bonds. I've been invested in Vanguard total international bond index (VTABX) since its inception in 2013. Since that time it has performed well. In fact, better than Vanguard total...

We are currently invested in International Bonds with the Vanguard Total International Bond Index Fund (VTIBX) with an 80%/20% of U.S. Bonds/International Bonds. We are comfortable with a portfolio with international exposure. We generally only see other portfolios recommendations of international e...

mcraepat9 wrote: ↑Thu Mar 05, 2020 11:27 am Please roll your existing tIRAs into your respective 401ks if you can and then start this process. That is step 1 and a no-brainer if the plans let you do it.

Neither or our employers will let us roll our TIRA into our 401k plan.

First, search "Back Door Roth". Your income may exclude you from regular Roth contributions, but you can still do back door Roth for both each year. Don't lose that benefit. Bonds in 401k/Traditional IRAs Roth are 100% stock index funds Taxable depends on how things fit above and the plan...

We have a current 401k/Roth plan through work that we are maximizing our contributions. We each have a Traditional IRA from a rollover from previous employers. We each have a Roth account setup that we can no longer contribute to due to our earnings. We have money outside of retirement funds. We wou...