Search found 4629 matches

by iceport
Sat May 30, 2020 11:35 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 621
Views: 32746

Re: What are you listening to now

I'm making this my Friday afternoon and evening listening events: In the Philadelphia area, University of Pennsylvania WXPN radio 88.5 FM, Funky Friday 4 PM to 7 PM Eastern 🕺 Then, switching to Temple University radio WRTI 90.1 FM. Nouveau Jazz Showcase , every Friday from 6 PM to 10 PM Eastern. 🎵 ...
by iceport
Sat May 30, 2020 11:34 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 621
Views: 32746

Re: What are you listening to now

A really sweet version of Blind Faith's Can't Find My Way Home, sung by Rachael Price: https://www.youtube.com/watch?v=1xZxxVlu7BM And as far as sweet covers go, the Travelling McCourys doing a surprisingly inspired version of the Dead's Loser: https://www.youtube.com/watch?v=hbhe8Aw_FnU (Did I get ...
by iceport
Tue May 26, 2020 9:20 pm
Forum: Investing - Theory, News & General
Topic: Covid-19 Fears and Stock Market Behavior
Replies: 13
Views: 1134

Re: Covid-19 Fears and Stock Market Behavior

I think short-lived market downturns correlating to short-term pandemics won't be very relevant if we end up in a prolonged pandemic, as currently appears distinctly possible — if not likely. Looking at the blue bar graph, I don't see anything like a tail end yet, do you? No, you're right, the U.S....
by iceport
Tue May 26, 2020 8:22 pm
Forum: Investing - Theory, News & General
Topic: Covid-19 Fears and Stock Market Behavior
Replies: 13
Views: 1134

Re: Covid-19 Fears and Stock Market Behavior

If there is a predictable pattern to stock market behavior in a pandemic — as there appears to be — this should reinforce the "buy-hold-rebalance" strategy of most passive investors. Also, investors might be further reassured that event-driven bear markets caused by pandemics have tended to be rela...
by iceport
Tue May 26, 2020 5:07 pm
Forum: Investing - Theory, News & General
Topic: Covid-19 Fears and Stock Market Behavior
Replies: 13
Views: 1134

Re: Covid-19 Fears and Stock Market Behavior

This might be a little off topic, but I couldn't help noticing how different the two bar graphs are! In one country, the cases rose, peaked and fell back to very low levels in the span of a single month. One month! In the other country, we're at 2-1/2 months and still going strong — with practically...
by iceport
Tue May 26, 2020 4:47 pm
Forum: Personal Consumer Issues
Topic: Homemade Salad Dressing
Replies: 51
Views: 3034

Re: Homemade Salad Dressing

So I went to the store and, Oh My, they only had apple cider vinegar in plastic bottles. Apple cider vinegar in a glass bottle has been my go-to since I first shopped for myself. Don’t ask me why, I just liked the apple cider idea I guess. So out of desperation or exasperation I settled for Balsami...
by iceport
Mon May 25, 2020 9:00 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 142
Views: 17505

Re: Any Instant Pot users here?

That's still well above the boiling point of water at sea level. And it's hotter than you're able to reach boiling water on the stove top, even if you add salt. You're still missing the part where I said that I discard the original water used to render the beans safe and put the beans into fresh li...
by iceport
Mon May 25, 2020 7:54 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 142
Views: 17505

Re: Any Instant Pot users here?

Note that I clearly said to not use "slow cooker mode" and that high pressure mode is probably okay (depending on altitude, since Instant Pot uses a pressure sensor, not a temperature sensor, to control the pressure mode). Mudpuppy, I think it's more than "probably" OK using a pressure cooker to ac...
by iceport
Mon May 25, 2020 4:14 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 142
Views: 17505

Re: Any Instant Pot users here?

Miriam2 wrote:
Mon May 25, 2020 4:06 pm
I just love it when engineers try to cook simple things :D
:)
:beer
by iceport
Mon May 25, 2020 4:02 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 142
Views: 17505

Re: Any Instant Pot users here?

► No pre-soaking anything. I never bothered cooking dried beans and grains that require pre-soaking before. Now that I don't have to go through the bother of pre-soaking anything, it's opened up a whole new list of foods I cook on a regular basis. One safety note with dried beans: Kidney beans, par...
by iceport
Mon May 25, 2020 11:15 am
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 142
Views: 17505

Re: Any Instant Pot users here?

Add me to the list of folks who consider the Instant Pot an indispensable kitchen necessity. I use mine practically every single day — often twice a day! I must admit that I haven't been very adventurous yet in attempting entree dishes, but I've made a chicken with leeks and mushrooms a few times th...
by iceport
Sun May 24, 2020 3:24 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

iceport, I purchased a NAD C368 Amp a few years ago, great amp - 80 watts/channel. There is so much great gear out there, have fun exploring! Dave Hey Dave, I just wanted to say how amazing I think these NAD amps are. (Yours is the same design.) What a good call replacing the old 2400 turned out to...
by iceport
Sat May 23, 2020 9:15 am
Forum: Personal Consumer Issues
Topic: Tips to stick to a weight loss diet?
Replies: 123
Views: 6462

Re: Tips to stick to a weight loss diet?

I guess a better question is, what are some tips to help stick to a weight loss (and then maintenance) way of eating? I do not want this discussion turning into medical advice that will get this locked. It's so easy to give into temptation. Any suggestions? I focused on quality, not quantity. You c...
by iceport
Fri May 22, 2020 5:57 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

Bummer. "I feel your pain." Thanks nisiprius. I purchased a NAD C368 Amp a few years ago, great amp - 80 watts/channel. There is so much great gear out there, have fun exploring! Dave Thanks Dave. I actually would have picked that one, except the amp I blew up was rated for 100W, so I figured I cou...
by iceport
Fri May 22, 2020 2:57 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

Well, it looks like that's it for the trusty old NAD 2400. :( :( :oops:

The fuses came a day early in the mail. I replaced the three blown fuses, plugged it in and pressed the power button. Nothing. The main 7A fuse had blown again.

Looks like I'll be getting a replacement. :(
by iceport
Fri May 22, 2020 12:53 pm
Forum: Investing - Theory, News & General
Topic: Another couple of TLH wash sale questions -- sorry!
Replies: 17
Views: 827

Re: Another couple of TLH wash sale questions -- sorry!

If you recently (less than 30 days) had a reinvested dividend does the wash sale disallow TLH for ALL holdings of that asset or just for the amount of the reinvested dividend? A wash sale is created when you sell shares at a loss and purchase replacement shares — defined as substantially identical ...
by iceport
Thu May 21, 2020 6:47 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

Having revived many amps over the years (first in technician school and then on weekends in the lab of work for my engineering job), I know that you should first figure out why the fuses blew. They don't just blow for no reason. I've found in the many repairs I've done that the output stage typical...
by iceport
Thu May 21, 2020 4:29 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

Thanks everyone for your comments and insight! I appreciate them all. Lots of varied opinions, and I think that's a reflection of the fact that different modes of failure are real distinct possibilities. I contacted the nearest NAD factory service provider, identified from their own published list. ...
by iceport
Thu May 21, 2020 3:40 pm
Forum: Personal Consumer Issues
Topic: Safely disinfecting frozen food packages from corona virus?
Replies: 51
Views: 3581

Re: Safely disinfecting frozen food packages from corona virus?

Just wanted to point out that the CDC has just revised their guidance on the transmission of the virus from touching surfaces of objects. The virus spreads easily between people The virus does not spread easily in other ways COVID-19 is a new disease and we are still learning about how it spreads. I...
by iceport
Thu May 21, 2020 1:16 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

or if you had my older Electrovoice speakers that are very efficient, you wouldn't have blown your amp in the first place. Oh, now you're bringing back some really fond memories... 8-) I actually owned a wonderful pair of Electrovoice speakers I bought mail order at maybe 15 years old in the mid-70...
by iceport
Thu May 21, 2020 12:01 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

There's an overload indicator, and when I want maximum volume, I typically turn it up until the overload indicator light starts blinking, and then back down so that it stays off. ! Maybe you need a new amplifier with a megawatt rating. Heh, heh... Yeah, seems excessive doesn't it? I call these occa...
by iceport
Thu May 21, 2020 10:18 am
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

^^^^ Yeah, I'm positive the 4 ohm setting was selected. The main speakers say "Nominal: 6 ohms Minimum: 4 ohms" so that settled the selection, even without the second pair of speakers hooked up. There's an overload indicator, and when I want maximum volume, I typically turn it up until the overload ...
by iceport
Thu May 21, 2020 9:54 am
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

Having revived many amps over the years (first in technician school and then on weekends in the lab of work for my engineering job), I know that you should first figure out why the fuses blew. They don't just blow for no reason. I've found in the many repairs I've done that the output stage typical...
by iceport
Thu May 21, 2020 9:30 am
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Re: Blown Power Amplifier: Repair or Replace?

Fuses are cheap... Unbelievably so! The 7A fuse goes for 23.6 cents each, and the 6A fuse goes for 22.5 cents each. I've got some ordered, but I'm starting to doubt whether the fuses were the only casualties. I really enjoy music, occasionally at loud volumes :shock: , but I'm not knowledgeable abo...
by iceport
Thu May 21, 2020 9:06 am
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1791

Blown Power Amplifier: Repair or Replace? [resolved]

NOTE: This question was resolved. With a little needed prodding below, the blown amp was replaced with a greatly improved new amp. The NAD 2400 THX Power Amplifier I've been using happily for 26 years blew Tuesday afternoon :( and I'm wondering first if it's repairable, and second if it's worth it....
by iceport
Wed May 20, 2020 12:49 pm
Forum: Personal Consumer Issues
Topic: Safely disinfecting frozen food packages from corona virus?
Replies: 51
Views: 3581

Re: Safely disinfecting frozen food packages from corona virus?

Why not soap and water? :thumbsup It's been reported that regular soap and water is more effective than alcohol in neutralizing this type of virus. (We can't really say killing, because it isn't really "alive" to begin with). So when regular soap or detergent — and virtually any kind works well — c...
by iceport
Sun May 17, 2020 3:32 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 621
Views: 32746

Re: What are you listening to now

John Mayall — Blues From Laurel Canyon https://www.youtube.com/playlist?list=PL8JYSBmo-1yHc8uUj5wFOMu6OA2_AEPZK The themes of the tunes on this album were a perfect fit for a high school kid in the 70s. (And I never really outgrew it. 8-) ) I had never heard lyrics quite like some of these put to bl...
by iceport
Sun May 17, 2020 12:12 pm
Forum: Investing - Theory, News & General
Topic: Appreciating the magnitude of Sequence of Returns immediately after retirement
Replies: 115
Views: 5874

Re: Appreciating the magnitude of Sequence of Returns immediately after retirement

Great OP and great discussion. The illustration of the effect is excellent. The description of the significance can be looked at differently. Bad sequence of returns is one of the reasons ex ante safe withdrawal rates are as low as they are. The other reason is that the average return for a given re...
by iceport
Sat May 16, 2020 10:49 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 480
Views: 16587

Re: Bird watchers – what birds are you seeing?

Of much greater interest was what looked like might be a great blue heron, but it was darker grey than others I've seen. I only caught a couple of fleeting glimpses through the trees. Huge bird... definitely as big as a great blue heron, with a long curved neck. Is there anything similar? Could it ...
by iceport
Sat May 16, 2020 2:01 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 480
Views: 16587

Re: Bird watchers – what birds are you seeing?

One of the resident pileated woodpeckers was feeling sociable today. (Not a good image, but a decent pose.) https://i.postimg.cc/jSVWbyrj/041.jpg Of much greater interest was what looked like might be a great blue heron, but it was darker grey than others I've seen. I only caught a couple of fleetin...
by iceport
Sat May 16, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 621
Views: 32746

Re: What are you listening to now

Warren Zevon — Warren Zevon https://www.youtube.com/playlist?list=PLX66jEixZe1zjdNdujbE93dabPB66-N04 Still think this one's his masterpiece... nary a throw-away tune on the whole album. (Well, maybe one.) Every time I listen to Keep Me in Your Heart from his The Wind CD I shed some tears. Very movi...
by iceport
Sat May 16, 2020 1:30 pm
Forum: Personal Consumer Issues
Topic: How did you feel after giving notice to retire?
Replies: 52
Views: 4299

Re: How did you feel after giving notice to retire?

Is it normal to have conflicting thoughts? Second guessing yourself. Maybe about how much money you are leaving on the table. Feelings of separation and loss. Can anyone relate to this? Francis I can relate to those conflicting feelings — except for the second-guessing. I left a whole bunch of comp...
by iceport
Thu May 14, 2020 5:36 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 621
Views: 32746

Re: What are you listening to now

Warren Zevon — Warren Zevon

https://www.youtube.com/playlist?list=P ... abPB66-N04

Still think this one's his masterpiece... nary a throw-away tune on the whole album. (Well, maybe one.)
by iceport
Tue May 12, 2020 12:09 pm
Forum: Investing - Theory, News & General
Topic: proportional withdrawal -> no sequence-of-returns risk
Replies: 30
Views: 1347

Re: proportional withdrawal -> no sequence-of-returns risk

I would assume the primary disadvantages are, 1) the variability of income this method potentially generates (as you noted), and 2) the risk of unnecessarily constraining spending. I don't see how RMDs factor into this at all, as nobody is required to spend their RMDs, they can just reinvest them in...
by iceport
Mon May 11, 2020 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Is this a wash sale?
Replies: 7
Views: 505

Re: Is this a wash sale?

No, that's taking a loss. Wash sales is the government calling out a fake loss. If you sell, that, you genuinely lost the money. put another way, they don't care how fast you lose the money. Exactly. Or another way to look at it is that it's not the selling at a loss that causes a wash sale, it's t...
by iceport
Mon May 11, 2020 2:25 pm
Forum: Investing - Theory, News & General
Topic: Q: Firecal pension inflation
Replies: 7
Views: 484

Re: Q: Firecal pension inflation

I'v been running through the different firecalc models, however in the input of pensions, it has a checkmark for inflation adjustment. However, my pension puts a cap on the cola. Where can I input the cap? Hey Mark, I like FireCalc a lot, too. But this binary choice limitation on pension COLAs in F...
by iceport
Mon May 11, 2020 2:09 pm
Forum: Investing - Theory, News & General
Topic: At what moment does retirement begin?
Replies: 68
Views: 5554

Re: At what moment does retirement begin?

At what moment does retirement begin? Well this is a fine way to bring back fond memories! :D I have so many vivid memories from the days surrounding my retirement, but it's harder than I would have expected to pin down the exact moment that I felt truly retired. My retirement officially started on...
by iceport
Mon May 11, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 621
Views: 32746

Re: What are you listening to now

Nicolas wrote:
Mon May 11, 2020 8:55 am
East-West - The Paul Butterfield Blues Band (1966)
Oh man, that's a classic! I have it on vinyl. It's just drenched with misery — so much so that I usually only venture there when truly bummed... 8-)
by iceport
Fri May 08, 2020 12:22 pm
Forum: Personal Investments
Topic: Question on re-balancing due to current economic climate?
Replies: 12
Views: 809

Re: Question on Market-Timing due to current economic climate?

Hi, I have low 6 figures in FFNOX 4 fund portfolio. I am wondering if it makes sense to liquidate it, and put the money into some sort of bond fund for safe keeping, and re-enter the market once the blow back from this virus settles down? If so, what sort of funds should I be looking at(Fidelity)? ...
by iceport
Thu May 07, 2020 8:20 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 480
Views: 16587

Re: Bird watchers – what birds are you seeing?

I was lucky enough to see a very large adult pileated woodpecker this afternoon while out doing yardwork. I heard it's call, happened to look at the right place at the right time and saw it pecking around on a massive oak. Quite majestic in the late afternoon sun. I hear them every single day, most ...
by iceport
Wed May 06, 2020 1:59 pm
Forum: Investing - Theory, News & General
Topic: Why is lump sum investment option better than DCA?
Replies: 156
Views: 5717

Re: Why is lump sum investment option better than DCA?

My problem with DCA is that it is usually logically inconsistent . DCA'ing a large value means that you are ok being 100% invested 6 months from now (or whatever), but not today. Why? Usually, no good reason except that people are more scared of losing money they just got than money they've already...
by iceport
Wed May 06, 2020 1:51 pm
Forum: Investing - Theory, News & General
Topic: Why is lump sum investment option better than DCA?
Replies: 156
Views: 5717

Re: Why is lump sum investment option better than DCA?

My problem with DCA is that it is usually logically inconsistent . DCA'ing a large value means that you are ok being 100% invested 6 months from now (or whatever), but not today. Why? Usually, no good reason except that people are more scared of losing money they just got than money they've already...
by iceport
Wed May 06, 2020 1:38 pm
Forum: Investing - Theory, News & General
Topic: Why is lump sum investment option better than DCA?
Replies: 156
Views: 5717

Re: Why is lump sum investment option better than DCA?

I am confused a bit about why people feel lump sum investment is a better option than DCA. Any feedback on this would be helpful. I would just think that the DCA option would be safer so you are not putting all your eggs in one basket and if you invest over time it would appear to me to be more con...
by iceport
Tue May 05, 2020 11:54 am
Forum: Personal Consumer Issues
Topic: No sidewalk ramp or a steep ramp?
Replies: 14
Views: 1099

Re: No sidewalk ramp or a steep ramp?

Is there a known resident with disabilities in the area? That could certainly factor into any decision to consider revisions at this late stage. That might factor into any decision, but I remember I never really thought about curb cuts (I know, able-bodied privilege) until I was taking my baby daug...
by iceport
Mon May 04, 2020 10:30 pm
Forum: Personal Consumer Issues
Topic: No sidewalk ramp or a steep ramp?
Replies: 14
Views: 1099

Re: No sidewalk ramp or a steep ramp?

I don't think you have much to argue about. They did not build a barrier to pedestrian travel (the curb is old) and they did not diminish the level of accessibility that existed previously. And unless you have a certain disability, you are not protected by the ADA. Well, for one thing, accessibilit...
by iceport
Mon May 04, 2020 6:08 pm
Forum: Personal Consumer Issues
Topic: No sidewalk ramp or a steep ramp?
Replies: 14
Views: 1099

Re: No sidewalk ramp or a steep ramp?

Ooof! That's clearly not ADA compliant, but unfortunately it's already built now. (BTW, the curbing looks like it was existing, not new?) There's probably a way to fit an ADA compliant design, but it would involve much more design effort and sidewalk reconstruction. The sidewalk could be reconstruct...
by iceport
Mon May 04, 2020 4:59 pm
Forum: Personal Consumer Issues
Topic: No sidewalk ramp or a steep ramp?
Replies: 14
Views: 1099

Re: No sidewalk ramp or a steep ramp?

So, the question is is the utility correct that since the new ramp would be steeper than allowed are they correct to just not put in a ramp at all? Changing the street or sidewalk level is beyond the scope of their work as they point out. It's nearly impossible to know without a lot more detail. Th...
by iceport
Mon May 04, 2020 2:14 pm
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1811

Re: terro ant treatment

I can't remember how long it took for the ants to disappear, but all was well until this morning. Now I found a bunch of them coming in where they had originally come in last year. I had been replacing the Terro ant bait things every three months including two months ago. I just replaced them again...
by iceport
Mon May 04, 2020 1:42 pm
Forum: Personal Investments
Topic: Help rebalancing
Replies: 42
Views: 2110

Re: Help rebalancing

Thanks I will take my time to figure out what I want to do. It sounds more reasonable to change future contributions to large cap index until the small and mid caps become a smaller percentage of my portfolio. Can someone explain how selling and then buying is not a loss though? If I buy $2 worth o...
by iceport
Mon May 04, 2020 9:52 am
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12702

Re: What explains the continued rise in equities?

That infection fatality rates and case fatality rates can be compared directly is indeed a misconception. Whether fortyofforty actually shares that misconception is unclear, though a direct comparison of the two different measures seemed implied to me. (That might have been a leap to a conclusion o...