Search found 14 matches

by FitnFin
Sun Jul 12, 2020 11:06 am
Forum: Personal Consumer Issues
Topic: Sports drink preferences
Replies: 61
Views: 2992

Re: Sports drink preferences

Pedialyte is a good option.

More health conscious individuals might prefer this version, though price is much higher.

Earth's Best Organic Electrolyte Solution.
by FitnFin
Thu Jun 11, 2020 8:21 pm
Forum: Personal Consumer Issues
Topic: Weighted Vest for Exercise
Replies: 19
Views: 930

Re: Weighted Vest for Exercise

Be careful with the running and jogging. When I did that, I found that it really pounded my body. The rate of injury for running is already much higher than walking -- unless that vest is glued to you, it will fly up a bit and then slam down. Just walking for any decent period of time could also be...
by FitnFin
Thu Jun 11, 2020 8:18 pm
Forum: Personal Investments
Topic: Is my thinking out of line with NOT funding a 529?
Replies: 41
Views: 3082

Re: Is my thinking out of line with NOT funding a 529?

My state offers 20% tax credit on $5k limit and I understand gains are tax exempt. However I’m having trouble getting excited about funding an account for each of the kids (will be college age in 10ish years) and for whatever reason want to cash flow as needed(would not be a problem). My wife and I...
by FitnFin
Sun Jun 07, 2020 4:02 pm
Forum: Personal Consumer Issues
Topic: Wood blind alternatives to Hunter Douglas?
Replies: 11
Views: 771

Re: Wood blind alternatives to Hunter Douglas?

I have Levolor blinds, aesthetics are solid and quality is good. Would recommend.
by FitnFin
Wed Jun 03, 2020 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Dependent Care FSA may not be used up this year
Replies: 2
Views: 194

Re: Dependent Care FSA may not be used up this year

IRS has made exemptions to this for current year due to Covid-19. They will allow mid-year changes, so simply turn it off then turn it back on. You should confirm with your own HR staff as your company may have to 'enroll' in this option I believe. Here is the release: https://www.irs.gov/pub/irs-dr...
by FitnFin
Tue Jun 02, 2020 7:38 am
Forum: Personal Consumer Issues
Topic: Bicycle Recommendation?
Replies: 49
Views: 4678

Re: Bicycle Recommendation?

Lunacycle by far produces the best ebikes and ebike conversion kits. Have been using for quite awhile.
by FitnFin
Wed May 27, 2020 12:48 pm
Forum: Investing - Theory, News & General
Topic: Fractional Investing
Replies: 27
Views: 2040

Re: Fractional Investing

At Fidelity, for example, the only downside I see is that if you ever want to transfer a position with fractional shares to another brokerage, you will have to liquidate the fractional share portion of the holding -- fractional shares aren't transferable. No biggie IMO. Also, as a side note, you ca...
by FitnFin
Sat May 23, 2020 7:32 am
Forum: Personal Consumer Issues
Topic: Bicycle Recommendation?
Replies: 49
Views: 4678

Re: Bicycle Recommendation?

Best price/value for a bike you will likely find, though it requires you to assemble.

http://www.bikesdirect.com

Lunacycle has some great bike converter kits if you ever wanted to create a powerful e-bike at a fraction of the cost. I
by FitnFin
Wed May 13, 2020 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Should you include home equity in Net Worth?
Replies: 160
Views: 8209

Re: Should you include home equity in Net Worth?

When you calculate your Net Worth do you factor in potential taxes to be paid on different investment vehicles (401k, IRA, etc). If not, then does it make sense to calculate in real estate fees associated with selling your house? Perhaps that's the thrill of the game, finding ways to optimize these ...
by FitnFin
Thu Apr 23, 2020 7:21 am
Forum: Investing - Theory, News & General
Topic: Are you a market timer if you sit on cash?
Replies: 26
Views: 2277

Re: Are you a market timer if you sit on cash?

Refusing to buy because the price is too high isn't 'market timing', it's common sense. ^^^ This ^^^ Would you over pay for a beanie baby or Tulip bulb at the height of their mania (not saying this is the current situation)? Or use your cash to make a more prudent investment when a good opportunity...
by FitnFin
Wed Apr 22, 2020 7:27 am
Forum: Personal Consumer Issues
Topic: Is walking enough cardio exercise if I also lift weights?
Replies: 65
Views: 5033

Re: Is walking enough cardio exercise if I also lift weights?

Yes, the combination of walking and weights is the ideal combination for most individuals. Walking allows for increased circulation, primarily uses fat oxidation as an energy substrate, and the cognitive benefits have been long noted in research. Weights increase bone density and help improve/mainta...
by FitnFin
Tue Apr 21, 2020 7:37 pm
Forum: Personal Consumer Issues
Topic: Anyone here have a Peloton treadmill?
Replies: 7
Views: 1119

Re: Anyone here have a Peloton treadmill?

It is a solid investment, treadmill is high quality (as previous mentioned slat belt similar to a woodway) and the ability to use it for leisure walks, runs etc beyond just the classes. Your subscription service also gives you access to all the workouts, yoga, etc that can be streamed to all your de...
by FitnFin
Sat Apr 18, 2020 7:33 pm
Forum: Personal Consumer Issues
Topic: 2 iPhone rotation
Replies: 16
Views: 1116

Re: 2 iPhone rotation

Another more financially prudent option is available soon

https://www.theverge.com/2020/4/15/2122 ... e-features