Search found 1486 matches

by airahcaz
Sun Sep 16, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Folks,
I went with the 2018 Accord Sport 1.5 and couldn’t be happier, $25,500 OTD
by airahcaz
Fri Sep 14, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Dare I throw this into the mix, the Accord will be more "fun"?
by airahcaz
Fri Sep 14, 2018 6:51 am
Forum: Personal Consumer Issues
Topic: New car or used?
Replies: 6
Views: 631

Re: New car or used?

Does the Accord have the same engine that's giving the CRV trouble? I've crossed CR-V off my list and Civic and Accord that shares same engine. If you're leasing the car, it may not matter, but if you're keeping long term, be more cautious. How bad is the decision of buying a 2018 Honda CR-V consid...
by airahcaz
Thu Sep 13, 2018 10:31 pm
Forum: Personal Consumer Issues
Topic: New car or used?
Replies: 6
Views: 631

New car or used?

2015 Lexus ES350 or 2018 Honda Accord Sport 1.5? Go.
by airahcaz
Thu Sep 13, 2018 10:22 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

What about a 2015 Lexus ES350 for under $25K?
by airahcaz
Tue Sep 11, 2018 2:49 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Accord also has an impressive 30/38/33 mpg combined. Accord 2.0 is 22/26 and GS is 19/25
by airahcaz
Tue Sep 11, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

I am OPEN to an Accord Sport manual for sure! Wife also drives stick, but she thinks impractical in our area. Worth reconsidering.

How's manual in snow? We're in suburbs but still populous.
by airahcaz
Tue Sep 11, 2018 7:24 am
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Toyota Camry. Stay away from current models with the Honda 1.5T engine that appears to have significant issues with unburned fuel getting into the engine oil. Really? On Accord or other cars? Any issues with the hybrid or 2.0? Read through multiple owners forums before you buy any new or used car t...
by airahcaz
Tue Sep 11, 2018 6:02 am
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Going to the Accord 2.0 engine increases the price range, I’m guessing the risk with the 1.5 is if they do not find or acknowledge and subsequently fix any issues within the 3-5 year warranty? 5 year powertain. But also the hassle if there are any major engine issues
by airahcaz
Tue Sep 11, 2018 5:59 am
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

monkey_business wrote:
Mon Sep 10, 2018 11:31 pm
Try this: http://lmgtfy.com/?q=Honda+accord+forum

:beer
Did that. I was asking specifically a good one where the 1.5 engine oil was being discussed.
by airahcaz
Mon Sep 10, 2018 10:23 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Toyota Camry. Stay away from current models with the Honda 1.5T engine that appears to have significant issues with unburned fuel getting into the engine oil. Really? On Accord or other cars? Any issues with the hybrid or 2.0? Thanks. Which forum? Read through multiple owners forums before you buy ...
by airahcaz
Mon Sep 10, 2018 10:11 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

jabberwockOG wrote:
Mon Sep 10, 2018 9:23 pm
Toyota Camry. Stay away from current models with the Honda 1.5T engine that appears to have significant issues with unburned fuel getting into the engine oil.
Really? On Accord or other cars? Any issues with the hybrid or 2.0?
by airahcaz
Mon Sep 10, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Edited my post to reflect that I’ll keep the car for at least a decade.
by airahcaz
Mon Sep 10, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

I spent in April 25K after TTL for Honda Accord 2018. Before TTL I think it was 23.5K, with roughly 1.5K being TTL in NoVA area. Very happy with the car and its terrific value with Android Auto, safety features and decent 1.5T engine. I wanted hybrid but they did niot have it when I needed car and ...
by airahcaz
Mon Sep 10, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Hmm, one biggie. The GS does have 300+ HP Also, do any of the things you like about Lexus as a brand apply also to Toyota? If so, are you also considering the Camry for a mid-level car. What about a used Acura TSX for as a competitor to the Lexus? I’d rather the Accord Sport over 2018 Camry SE. I k...
by airahcaz
Mon Sep 10, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

Hmm, one biggie. The GS does have 300+ HP
by airahcaz
Mon Sep 10, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

There’s also the parts and repair costs, which used luxury car will need sooner and cost more than new Honda.
by airahcaz
Mon Sep 10, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

Re: $25K car

I really like the 2018 Honda Accord Sport, purchased one myself and am happy about it. The only downside is that it is model year one for this car and the 1.5 Liter Turbo has had issues in other Honda vehicles in the lineup (long running thread on Bogleheads about the CRV). I feel pretty good about...
by airahcaz
Mon Sep 10, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3572

$25K car

For second car, looking to spend $25K. Set this threshold cause a new 2018 Honda Accord Sport can be obtained for right around that number, with Honda Sensing Safety, keyless entry, Apple CarPlay, and well, NEW! Of course there’s the used market, and our family is partial to Lexus: 2014/2015 ES350 F...
by airahcaz
Mon Aug 13, 2018 8:47 am
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Re: Uninsured Motorist coverage

Got my car totaled by an uninsured driver, fortunately I was not injured. My uninsured coverage covered the car and also the deductible was waived because of the uninsured motorist. I am pretty sure I still would have been covered for the car under collision but I would have had to pay the deductib...
by airahcaz
Sun Aug 12, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Re: Uninsured Motorist coverage

Checked with my health insurance and after a deductible the coverage is unlimited (worldwide), but that of course is only for me and any family members on the same policy.
by airahcaz
Fri Aug 10, 2018 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Canadian Citizen and Resident
Replies: 7
Views: 590

Re: Canadian Citizen and Resident

ETF’s are hard to dollar cost average via monthly contributions cause of commissions.

Perhaps the most inexpensive way is to buy the Canadian brokerages index fund equivalent even though their MER is higher than the States?
by airahcaz
Thu Aug 09, 2018 9:28 pm
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Re: Uninsured Motorist coverage

Appreciate all the input.

My decision was the min $15K/$30K

Or the maximum $500K/$500K

Anything in between is only a few bucks

I’m guessing go max then, which will match my bodily injury limits
by airahcaz
Thu Aug 09, 2018 6:06 pm
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Re: Uninsured Motorist coverage

A bit perplexing. Uninsured motorist hits your car and injures you and a passenger. Medical and liability coverage should kick in regardless. In what scenario would one need to use this beyond simply selecting state minimums? Especially if one has Personal Injury Protection , as well as Uninsured M...
by airahcaz
Thu Aug 09, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Re: Uninsured Motorist coverage

A bit perplexing. Uninsured motorist hits your car and injures you and a passenger. Medical and liability coverage should kick in regardless. In what scenario would one need to use this beyond simply selecting state minimums? https://www.allstate.com/tools-and-resources/videos/ask-agent-car-insuran...
by airahcaz
Thu Aug 09, 2018 5:18 pm
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Re: Uninsured Motorist coverage

A bit perplexing. Uninsured motorist hits your car and injures you and a passenger. Medical and liability coverage should kick in regardless. In what scenario would one need to use this beyond simply selecting state minimums? https://www.allstate.com/tools-and-resources/videos/ask-agent-car-insuran...
by airahcaz
Thu Aug 09, 2018 3:20 pm
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Re: Uninsured Motorist coverage

A bit perplexing. Uninsured motorist hits your car and injures you and a passenger. Medical and liability coverage should kick in regardless. In what scenario would one need to use this beyond simply selecting state minimums? https://www.allstate.com/tools-and-resources/videos/ask-agent-car-insuran...
by airahcaz
Thu Aug 09, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Uninsured Motorist coverage
Replies: 30
Views: 1889

Uninsured Motorist coverage

A bit perplexing. Uninsured motorist hits your car and injures you and a passenger. Medical and liability coverage should kick in regardless. In what scenario would one need to use this beyond simply selecting state minimums? Especially if one has Personal Injury Protection , as well as Uninsured Mo...
by airahcaz
Wed Aug 08, 2018 2:24 pm
Forum: Investing - Help with Personal Investments
Topic: Canadian Vanguard Equivalents
Replies: 5
Views: 1080

Re: Canadian Vanguard Equivalents

Ok so what brokerage firm can a Canadian citizen and Canadian resident open in Canada to obtain something like a fidelity or vanguard or Schwab S&P500 index fund?
by airahcaz
Wed Aug 08, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Canadian Citizen and Resident
Replies: 7
Views: 590

Canadian Citizen and Resident

Relative is a Canadian Citizen and Canadian Resident and would like to open a non retirement brokerage account in Canada to start investing in a broad based index fund. Fidelity said they only service retirement accounts Canadian Residents Vanguard? TD? What's the next best place to look? Then, he'd...
by airahcaz
Sat Jun 30, 2018 2:56 pm
Forum: Personal Consumer Issues
Topic: Debating a new deck
Replies: 8
Views: 885

Re: Debating a new deck

Deck Remodelers only do top notch work with top materials, including LED lighting...

The pergola has an open and shut roof
by airahcaz
Sat Jun 30, 2018 2:51 pm
Forum: Personal Consumer Issues
Topic: Debating a new deck
Replies: 8
Views: 885

Debating a new deck

The DW wants a new covered deck. Less than 500 sq ft will run $50-$70K in our northeast NJ area (either roof or equinox pergola).

Is a deck worthwhile? Anyone spend that dough and have zero regrets? Or have much regret?
by airahcaz
Wed Apr 11, 2018 5:58 am
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

Re: New Lexus LS or Tesla Model S

.. GPS navigation on both is as lousy as it has ever been. It's super painful to find a destination you are just hazy about, so procedure is to find it on Google Maps and then somehow transfer that to the cars. One day, all cars will switch to Google maps... Apple CarPlay, which Toyota/Lexus/German...
by airahcaz
Tue Apr 10, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

Re: New Lexus LS or Tesla Model S

I think this thread is convincing me more and more to look at 2019 ES or GS as a Boglehead for less

ES AWD would be impressive
by airahcaz
Mon Apr 09, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

Re: New Lexus LS or Tesla Model S

And what if we looked strictly economically, purchasing either of these two 2018’s, but in 2020/2021 when used. Can we assume they’ll be close in costs?

What about maintenance and upkeep in years 3-10?

To answer other commenters, it’ll be a vehicle that will be kept for easily a decade+
by airahcaz
Mon Apr 09, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

Re: New Lexus LS or Tesla Model S

I’ve had 1LS before as well as a 98 GS400 which is still running strong. Lexus reliability trumps both Tesla and Germans. Sticking to Lex vs Tes, there is a concern 5-10 years from now, where we can most likely predict how the Lexus will hold up both physically and in value. Tes is a bit of an unkno...
by airahcaz
Sun Apr 08, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

Re: New Lexus LS or Tesla Model S

How about the one that costs less 2-3 years from now used?
by airahcaz
Sun Apr 08, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

Re: New Lexus LS or Tesla Model S

5LS is of course refreshed look, there’s something to be said about that vs 4LS

It is a decision of electric vs ICE as well though
by airahcaz
Sun Apr 08, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

Re: New Lexus LS or Tesla Model S

would avoid the tesla based on a family member's poor experience. But they are very different types of cars. Would get a 1-2 year old panamera CPO for sporty, or a preowned S Class 1 year old for luxury. Look at a 2017 Bmw 7 also. Lexus is nice for modern reliable sedan also. Ultimately, you cant g...
by airahcaz
Sun Apr 08, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 5207

New Lexus LS or Tesla Model S

For 2018, both are mid $70’s, so wondering what the BH’s think....
by airahcaz
Fri Mar 09, 2018 11:42 am
Forum: Personal Finance (Not Investing)
Topic: Filing taxes on a rental property loss
Replies: 5
Views: 708

Re: Filing taxes on a rental property loss

Has it occurred to you that you might be in over your head on this? You have a rare situation that would stump many tax pros who don't handle this sort of matter on a regular basis. You're not going to find all the answers by looking up a few paragraphs in a publication and filling in some boxes on...
by airahcaz
Fri Mar 09, 2018 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Tax help on sale of rental property
Replies: 8
Views: 1253

Re: Tax help on sale of rental property

Apologies for bumping different threads, but there are different responders and wanted to understand how each person resolved their situation. Given what pub523 states here, if one qualifies for all exclusion criteria, namely no gain and selling a residence converted to a rental at a loss , then a ...
by airahcaz
Fri Mar 09, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Selling Rental Property ?s
Replies: 19
Views: 3012

Re: Selling Rental Property ?s

A good source of information is IRS Pub 523, Selling Your Home: https://www.irs.gov/pub/irs-pdf/p523.pdf When the depreciation is recaptured it is taxed as ordinary income. The maximum tax rate for the recapture is 25%. Apologies for bumping different threads, but there are different responders and...
by airahcaz
Fri Mar 09, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Selling rental condo - capital gains even though selling at same price??
Replies: 24
Views: 2285

Re: Selling rental condo - capital gains even though selling at same price??

Apologies for bumping different threads, but there are different responders and wanted to understand how each person resolved their situation. Given what pub523 states here, if one qualifies for all exclusion criteria, namely no gain and selling a residence converted to a rental at a loss , then a ...
by airahcaz
Fri Mar 09, 2018 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Rental property sale - loss/gain?
Replies: 12
Views: 1158

Re: Rental property sale - loss/gain?

Apologies for bumping different threads, but there are different responders and wanted to understand how each person resolved their situation. Given what pub523 states here, if one qualifies for all exclusion criteria, namely no gain and selling a residence converted to a rental at a loss , then a ...
by airahcaz
Fri Mar 09, 2018 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Filing taxes on a rental property loss
Replies: 5
Views: 708

Re: Filing taxes on a rental property loss

Thanks. Is there some rule about this that I can reference? Does TurboTax Form 4797 need to reflect this or somewhere else, and how?
by airahcaz
Thu Mar 08, 2018 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: Filing taxes on a rental property loss
Replies: 5
Views: 708

Filing taxes on a rental property loss

Hi Experts, hoping you can help with this scenario: The Facts: Personal residence purchased in 2007 for $730K Placed into rental service in 2012, FMV dropped to $500K Took Depreciation since 2012: say $60K Short Sold Property in 2017 for $565K Cancelation of Debt 1099-C from 1st and 2nd mortgages to...
by airahcaz
Wed Jan 24, 2018 2:56 pm
Forum: Personal Consumer Issues
Topic: Remove name from mortgage
Replies: 11
Views: 1355

Re: Remove name from mortgage

That's the easy part. A quit claim through the county gets her name off the deed. A simple one page form. If a refi is the way it's going to go, no need to get her name off the current mortgage. Just don't have her name on the next one. Are the mom and other sisters okay with taking on 100k more de...
by airahcaz
Wed Jan 24, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: Remove name from mortgage
Replies: 11
Views: 1355

Re: Remove name from mortgage

No tax situation that I'm aware of for the buyout scenario. Is that the plan, the others are going to buy her out? Will she also get her name off the deed then? How exactly will she get the $100k? This doesn't sound very well planned out if the main concern is just how to get her name off the mortg...
by airahcaz
Wed Jan 24, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: Remove name from mortgage
Replies: 11
Views: 1355

Re: Remove name from mortgage

House worth $600K Remaining mortgage is $200K Thus equity about $400K The situation could be more complex. You also need to take taxes into account when you start talking about taking money out of the house. If this is something like a family home that has been owned for decades then the state and ...