Search found 4 matches
- Sat Mar 21, 2020 8:40 am
- Forum: Personal Investments
- Topic: Reinvesting dividends with Spec ID method at Vanguard
- Replies: 5
- Views: 240
Reinvesting dividends with Spec ID method at Vanguard
I am considering swithing from average cost to specific ID cost basis tracking in my Vanguard taxable account. It is 100% Vanguard Total Stock Market Index with semi monthly contributions. I don't have any plans to use this money in the foreseeable future. I have seen people say on here that people ...
- Sat Feb 29, 2020 10:13 am
- Forum: Personal Investments
- Topic: Tips for spec ID cost basis with Vanguard
- Replies: 4
- Views: 303
Tips for spec ID cost basis with Vanguard
I have a few questions about specific ID cost basis tracking for my taxable Vanguard account. My plan is to buy and hold just two index funds. 1. I do not intend to do tax loss harvesting when the market goes down. That seems more complicated than I'm interested in. I just want to be able to avoid t...
- Thu Feb 27, 2020 12:13 pm
- Forum: Personal Investments
- Topic: Paying down mortgage instead of buying bonds
- Replies: 16
- Views: 1297
Paying down mortgage instead of buying bonds
Lets say my budget allows for $1,000 to invest every month. My current asset allocation target is 85/15. So I would invest $850 into a total stock market index fund and $150 into a total bond market index fund. But what if instead I used the $150 as an extra principal payment on my 4% mortgage? I vi...
- Mon Jan 20, 2020 5:42 pm
- Forum: Personal Investments
- Topic: Downside to ETFs?
- Replies: 19
- Views: 2098
Downside to ETFs?
I just opened a Vanguard taxable account. I was planning to invest in the total stock market index fund and the total bond market index fund. But I see that the ETF versions of those two funds have slightly lower expense ratios and no minimum investment requirement. And they are commission free. So ...