Bogleheads.org

newbie_Mo

I used it as an investment when I purchased the virtual currency. I didn't receive a form 1099 from them. I downloaded a "gain/loss report" from their website. It didn't explicitly say is a 1099, but has the cost basis and sold price, total gain/loss listed. So I guess I will have to amend...

newbie_Mo

Thanks for the info.

I currently do not own any virtual currency. It was sold in 2018. The $500 is in cash and still in the Coinbase website.

newbie_Mo

I sold some virtual currency at a loss of $300 in 2018 (bought for $800 sold for $500). I did not know how to use wallet to take out the $500 so it is still sitting at the Coinbase account. I forgot to report the loss in my 2018 tax return. Do I have to amend my 2018 tax return to report the loss? D...

newbie_Mo

So back in May I sold stock ABC at a loss of $10k (I had held this stock for 6 months before the sell) . Due to the recent gain in the stock market, one of my ETF has a gain of $10k (I have held this ETF for more than a year) . Should I sell the ETF today so that I can avoid paying capital gain in t...

newbie_Mo

Our old 15-20 year old ac can only work with very porous filters. The only thing that works is the 30day ez flow air filters. If we use any higher grade filter the ac can't cool down the inside lower than 78F.

newbie_Mo

Whatever and whenever you do, buy a house you can pay for on just your income. Wife may want to stay home. If you buy a forever home, she may need to work full time. Scale the wedding way down. Save money for the house. Stop paying extra on home. Get rid ofother loans asap. This. If you want 2 to 3...

newbie_Mo

Wow, appreciate all of the quick feedback on this. I haven't had the honest conversation with my wife yet, but just wanted to have this as an option in the back of my mind in case she does want to go that route. I get the "feeling" that she wants to be a SAHM based on her asking if she co...

newbie_Mo

Make soup/stock outdoor in the summer. We tried with a propane stove but when you turn the fire to low it can easily got blow off by the wind. So we are thinking about getting a induction cooker for about $50.

newbie_Mo

Sorry for your loss. Ally bank has a no penalty cd (1.5% interest rate). You can open a few of those. Whenever you feel ready you can withdraw from your cds and invest. All the best to you and your family at this difficult time.

newbie_Mo

I am a little surprised with the majority saying this can't be afforded. It certainly is pushing it, but OP is still talking about a mortgage that would be ~2.5x his gross income. I realize many here like that number to be closer to 2.0x income, but this isn't that crazy, is it? It's not the mortga...

newbie_Mo

Got ours a month ago

newbie_Mo

Use a small towel (i.e. Hand towel) and a small bucket to take 1 to 2 gallon of water. Use towel to transfer water to wet your body, apply soap then use the towel to help you take water from bucket to clean away the soap. Dry up. Done.

newbie_Mo

2014 forester. Noisy and harsh ride, but very good snow traction.

newbie_Mo

If you want your broth to taste good you have to have enough ingredients (bones, skin, meat) there to boil it for 4 hrs. A good broth IMHO would become a solid gel after it cools in the fridge.

newbie_Mo

I had a similar problem with our over the range microwave few days ago. The frigidaire microwave would start when we closed the microwave door. Ours was manufactured in 2014. I look up the problem. It was most likely due to a faulty door switch. The switch costs $10. Without replacing the switch, i ...

newbie_Mo

http://www.bagbalm.com https://www.riteaid.com/shop/media/catalog/product/cache/1/image/9df78eab33525d08d6e5fb8d27136e95/8/0/8018025_1.jpg You beat me to it. Good product, I can't remember if it has an odor or not. Broken Man 1999 +3! It does have a slight odor that reminds me of an old library. I ...

newbie_Mo

I think the other question you should ask is how do you protect your wealth. I am assuming you are a police officer because you love your job. How often do you have to use force (physically and use of a weapon) to subdue someone in your job? Will you get sued if someone is hurt by you or your partne...

newbie_Mo

Normally I would say put the screws to the boss and demand more pay or something to offset the pay cut like more paid time off. But since you are $600/month upside down if she loses the job, I would probably go back to work for the pay cut and find another job asap. I would also be inclined to leav...

newbie_Mo

Long fleece clothes, warm and inexpensive.

newbie_Mo

I think living in a condo has a high risk of increase in HOA fee that is beyond their control.

newbie_Mo

Zenni. I bought the $7 frame with anti-reflective coating $4. Total $16 with shipping. So far so good.

newbie_Mo

Is OP living in a state where if they get divorced the assets are not split 50/50? Or is OP asking for more (i.e. 75%) of their wealth upon a divorce, thus the need for a post-nup?

newbie_Mo

Back in the days of Montessori preschool, they were very into organizational skills. It worked as the child that went to Montessori is very organized and neat. So, we went with the plastic crates you can get at Walmart that are light weight cubes. They come in various colors and you can stack the b...

newbie_Mo

runner3081 wrote:We went with a "cubed" type of bookshelf. It looks like 5-6 cubes from the front and has book shelves/cubby holes for storage.

Any links/examples of what they look like? Thanks.

newbie_Mo

aristotelian wrote:Could you get some book-ends to keep them up straight?

Tried the book-ends. They always seem to be moved out of place and the books falling flats.

newbie_Mo

I am looking for suggestions on how to organize books for our toddler. Right now we have 4 big boxes (diaper box) of books. I don't want to use book shelves because some of those books are thin and paper backs very hard to keep them stay upright. Bookshelf with sling seems not enough space for all t...

newbie_Mo

If you buy in the dangeous neighborhood, who will your kids be hangout with? Kids learn from their peers.

If you cannot afford a 250k house, how do you afford to send your kids to private school?

newbie_Mo

You mentioned the new company just just bought out and things could change. Restructuring may happen soon after you move to the new company.

newbie_Mo

Another 100k in housing price means $3000 into the realtor's pocket. They wouldn't care less you couldn't afford the house.

newbie_Mo

You didn't mention what king of house you will get for 350k to 500k. That alone will dictate your lifestyle.

newbie_Mo

We are in similar situations. When the time comes to replace the fence we will just replace it ourselves.

newbie_Mo

How much is rent for a 2 bedrm apt in the good school district? I think there was a thread that talked about 2 sibs sharing a bedrm. Look that up.

newbie_Mo

When we were renting rent and utilities were about 6-8% (1 bedrm then 2 bedrm) of our gross. With our own house we are at 11% with mortgage, ins, pro tax, and utilities. We had a 40% downpayment. 15 yr mortgage.

newbie_Mo

Some mouse dig holes in the ground. Don't know if thats what you have.

newbie_Mo

You keep talking about your "young, short, cute guy" look. Being a cute guy is fine but showing off that is another story. Try to lay off your I am a young and cute guy mentality and show results then your clients would no drop you.

newbie_Mo

Less than $3000 for the whole house (beds, sofa, dinning table, dishes, drapes etc.). Almost everything new from Ikea. Nothing fancy but everything works for us.

newbie_Mo

Send the child a link to bogleheads. Have him/her spend 15 mins per day for 2 weeks.

Honestly, I can't think of a better place for your adult child to find better guidance about life and investments than here.

newbie_Mo

On baby gear: you REALLY don't need that much. We never got a swing / rocker / bouncer and never felt the need for one. Our baby napped in his crib, in the middle of our bed (before he could move), or on a blanket on top of the living room rug. We also never got a baby monitor, as our home is small...

newbie_Mo

What's more alarming is the the fraudster knows how much you have in your account. They didn't request transfer of a large sum that would get rejected. They requested transfer of an amount that just depleted your account. I don't think anyone just happened to know your bank account number be able to...

newbie_Mo

... and PhDs can often end up taking longer than planned. This is an important consideration. Does she know the average completion time for students in this program? If her funding is for 3 years, but it will potentially take 5 years, then you will need to plan for the additional cost. +1. Most Ph....

newbie_Mo

If half of the utilities cost and property tax is what you want then tell her.

newbie_Mo

We rarely talk about budget, because we are not big spenders. We spend what we need. We do talk about what we need to buy (more like "should we buy this Big ticket item"). I am the one usually makes the final decision. At the end of the year I will tell DH how much we have saved. He is not...

newbie_Mo

Is the housing market really as hot as you described that if you don't buy now you would be left behind? You have two houses. The townhouse is still going for less than when you bought in 2007. The rental has a negative cash flow. Doesn't sound too hot to me.

newbie_Mo

Keep the baby in your room if the toddler is affected by baby's night feeding.

I would not buy in a "less desirable location". In a few years you will be concerned about public schools in those less desirable locations.

newbie_Mo

when my mother is in town, she cooks most of the meals, does our laundry, cleans the kitchen, etc. I'm not saying you have to play the part of the maid, but being a little less of a "guest" can be helpful. This x1000. Definitely visit in person. My kid loves to see the grands, but having ...

newbie_Mo

"any land I owned"? How about your own house?

newbie_Mo

How much is childcare in your area? With income of $30k each, any one of you planning to be stay at home parent once you have 1 or 2 children?

newbie_Mo

Move, rent.

newbie_Mo

Basically you are making your spendthrift daughter resent everyone in her life after you are gone. What exactly is your purpose of disinherited her?

newbie_Mo

One in kitchen.

Search found 228 matches