Search found 1196 matches

by TxAg
Mon Jun 18, 2018 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: Messy Divorce -- Forensic Accounting Help....
Replies: 50
Views: 3029

Re: Messy Divorce -- Forensic Accounting Help....

Cut your losses and move on. Not worth it.
by TxAg
Mon Jun 18, 2018 7:18 pm
Forum: Investing - Help with Personal Investments
Topic: Retire at 50: Should I?
Replies: 26
Views: 2054

Re: Retire at 50: Should I?

Yes.

And post here about all the fun and generous things you do to fill your day. It's great motivation for the rest of us!
by TxAg
Sat Jun 16, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 57
Views: 3947

Re: What are your hobbies?

Playing with my kids
Landscaping
Hunting local and out of state
Working out
Hiking

Reading about and youtubing all of the above
by TxAg
Fri Jun 15, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: I am STUNNED over how much help my friends recieved with house purchase!
Replies: 47
Views: 3650

Re: I am STUNNED over how much help my friends recieved with house purchase!

You don't sound envious to me....just enlightened. I went through the same thing. I once had a conversation wih my uncle (a doctor) about people around us buying more house than they should be able to afford. He stated how common it was for parents to pitch in. The lightbulb went on. My ego might ge...
by TxAg
Fri Jun 15, 2018 1:13 pm
Forum: Personal Consumer Issues
Topic: Too much house vs. just enough
Replies: 38
Views: 3315

Re: Too much house vs. just enough

Paying an extra $110k plus interest for a 4th bedroom you already say you don't need doesn't make financial sense.
by TxAg
Tue Jun 12, 2018 2:05 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 36490

Re: Bogleheads, tell me about your 40's?

TxAg wrote:
Mon Nov 17, 2014 11:02 am
I'm early 30s but enjoying this thread. Thanks.
A little older now but still enjoying this thread.
by TxAg
Sun Jun 10, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: House sale by owner - Problems & Pitfalls?
Replies: 30
Views: 1575

Re: House sale by owner - Problems & Pitfalls?

Good luck. You’re going to try selling on your own, overprice or maybe get a sale, in the process something will pop up that otherwise a seasoned agent would be able to mediate and calm everyone down and save the deal, your deal is going to blow up Your home will now be a home on the market for som...
by TxAg
Fri Jun 08, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: Tipping HVAC installers?
Replies: 22
Views: 1897

Re: Tipping HVAC installers?

I tried a search and there seemed to be conflicting opinions from what I saw. I'm having a new HVAC system installed today. It's pretty miserably hot in the area where they are having to add some duct work, if that makes a difference. I had chicken biscuits for the workers for breakfast (it's a sou...
by TxAg
Thu Jun 07, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: daughter wants a college transfer?
Replies: 65
Views: 5053

Re: daughter wants a college transfer?

I transfered after my freshman year. From a tiny school to a big (and cheaper) one. I'm thankful I did!
by TxAg
Tue Jun 05, 2018 10:47 pm
Forum: Personal Consumer Issues
Topic: Home Reno, your objective opinion please.
Replies: 34
Views: 2775

Re: Home Reno, your objective opinion please.

I got a chuckle from your screen name after reading the post. :)
by TxAg
Tue Jun 05, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: Is our monthly Personal money out of line?
Replies: 74
Views: 7389

Re: Is our monthly Personal money out of line?

We do zero. All money goes into a joint pot, all bills are paid out of joint pot, including savings. I don’t understand the need to “allocate” to him/her needs. Home Depot expenses whether they be tools or supplies are for the home, the one we jointly live in. Just curious, how do you decide how mu...
by TxAg
Tue Jun 05, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Is our monthly Personal money out of line?
Replies: 74
Views: 7389

Re: Is our monthly Personal money out of line?

We do zero. All money goes into a joint pot, all bills are paid out of joint pot, including savings. I don’t understand the need to “allocate” to him/her needs. Home Depot expenses whether they be tools or supplies are for the home, the one we jointly live in. We do it this way also, but I understa...
by TxAg
Sun Jun 03, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4917

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

UncleLeo wrote:
Sun Jun 03, 2018 5:33 pm
AZAttorney11 wrote:
Sat Jun 02, 2018 9:11 am

Phoenix is much different than Tucson, Sedona, and Flagstaff.
Out of curiosity, in what ways are Phoenix and Tucson different?
Probably referring to elevation, size, and proximity to recreation space.
by TxAg
Sun Jun 03, 2018 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4917

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

I'll offer a counterpoint and I'm somewhat being devil's advocate here: The summers are just not worth it in Phoenix. It is like a sauna or opening the oven all the time. The mild winters do not make up for it. Air quality is poor. The culture is not that great either. Crime is high. There is no gr...
by TxAg
Sun Jun 03, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Friends with an EJ Advisor
Replies: 49
Views: 3901

Re: Friends with an EJ Advisor

Just tell him to search "Edward Jones" on bogleheads. Haha
by TxAg
Sat Jun 02, 2018 8:31 pm
Forum: Investing - Help with Personal Investments
Topic: Helping son buy a house
Replies: 33
Views: 2966

Re: Helping son buy a house

Good idea but have yall thought about a non traditional home? Maybe a tiny home or a container home? Maybe a cabin or an A frame? Something cheaper, smaller, and easier to maintain than a normal house.
by TxAg
Wed May 30, 2018 5:29 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4555

Re: My mind exploded

Wait a few years and check her bar tab :)
by TxAg
Wed May 30, 2018 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Have $3m at 33, "approach to career" advice needed
Replies: 99
Views: 12252

Re: Have $3m at 33, "approach to career" advice needed

Cabin in a mountain town sounds about perfect.
by TxAg
Tue May 29, 2018 6:09 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7379

Re: Advice on neighbor not keeping up his property...

I feel your pain. We live in a nice neighborhood and we have a grow house next door. The renters who were the "farmers" just moved out, and I am assuming the next renters will also be growers since they can hardly rent it out as is. The management company and the landlord are obviously well aware, ...
by TxAg
Tue May 29, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7379

Re: Advice on neighbor not keeping up his property...

Sometimes that's just life. I'm on your side, though. I enjoy keeping my home and yard in good shape.
by TxAg
Tue May 29, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Attic Mice and Insulation Issues
Replies: 21
Views: 1280

Re: Attic Mice and Insulation Issues

My opinion is that rats and mice are just a natural thing that one will never ever completely get rid of. I assume that every single home and building has mice living in it now or has had mice living in it. There are droppings everywhere and there will always be droppings everywhere until the all t...
by TxAg
Mon May 28, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: How To Store Blue Rhino Tanks Safely
Replies: 35
Views: 2698

Re: How To Store Blue Rhino Tanks Safely

Mine is in the garage. To go from our garage to our backdoor you have to walk outside. I'm not worried about it leaking or blowing up.
by TxAg
Sun May 27, 2018 10:07 pm
Forum: Personal Consumer Issues
Topic: Cheapest ways to watch NBA playoffs
Replies: 37
Views: 2987

Re: Cheapest ways to watch NBA playoffs

sksbog wrote:
Sun May 27, 2018 9:36 pm
livesoft wrote:
Sun May 27, 2018 5:11 pm
I don't know and I didn't ask.
Very concerning. It means you have no idea what sites your son goes to and have no idea what he does with his computer.
I think his kids are adults
by TxAg
Sun May 27, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: Retirement in Arizona - Seeking Advice
Replies: 79
Views: 11458

Re: Retirement in Arizona - Seeking Advice

^^^

100* is a deal killer. We have that here already :)
by TxAg
Sun May 27, 2018 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Leave career (fortune 200) and join the peace corps?
Replies: 29
Views: 3333

Re: Leave career (fortune 200) and join the peace corps?

Sounds like you are child free so nothing is holding you back. Go for it!

As many have already said, take a chance so you don't regret it later. I wish I had taken a few chances in my 20's
by TxAg
Sat May 26, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: Reducing mosquitos by pool
Replies: 14
Views: 1466

Re: Reducing mosquitos by pool

Bat House
by TxAg
Sat May 26, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: Please help with grocery budget
Replies: 51
Views: 4217

Re: Please help with grocery budget

Sounds like a lot of surf and turf!
by TxAg
Sat May 26, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Retirement in Arizona - Seeking Advice
Replies: 79
Views: 11458

Re: Retirement in Arizona - Seeking Advice

Bump for Tucson, Prescott, Sedona, Flagstaff...
by TxAg
Wed May 23, 2018 8:59 am
Forum: Investing - Help with Personal Investments
Topic: Parents with pre-K kids and 529 target
Replies: 50
Views: 2943

Re: Parents with pre-K kids and 529 target

4 yr old and 2 yr old here

We'd like to have $100k per kid in a 529 but likely not gona happen.

We'll have a paid off house by then. Plus they can have a little skin in the game.
by TxAg
Sun May 20, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: Moving to Texas - [Request for clothes, car window tint] recommendations
Replies: 42
Views: 3134

Re: Moving to Texas - [Request for clothes, car window tint] recommendations

When I was growing up my dad had a gun rack in the back window of a single cab GMC. I miss those days....and it wasn't all that long ago...late 80's. Neither my wife or I have tint on our front windows. It's no big deal. July, August, and September are obnoxiously hot in DFW, though. Regarding cloth...
by TxAg
Sun May 20, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Home Depot's Life Proof Rigid Core Vinyl Flooring
Replies: 6
Views: 842

Re: Home Depot's Life Proof Rigid Core Vinyl Flooring

Ged wrote:
Sun May 20, 2018 5:52 pm
Home Depot installers are independent contractors that have been recruited by Home Depot to do this work. YMMV.
Correct. Steer clear.

They are usually the lowest quality. A lady down the street had them redo the same job 3 times...just one example.
by TxAg
Sat May 19, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 24153

Re: Lucrative careers?

CedarWaxWing wrote:
Thu May 17, 2018 7:37 pm
Mega church television evangelist! I sat next to one (two actually) on a plane flight once, and for some reason they opened up to me about how lucrative that is.
I'd rather be poor than a rich swindler. Although, these fellas fly private.

Example: https://youtu.be/AdH2DGSXjss
by TxAg
Sat May 19, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: Detached Garage
Replies: 18
Views: 2280

Re: Detached Garage

how upset would you be if you get a crack in our garage floor?

Personally, I'd pocket the cash
by TxAg
Sat May 19, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: Nephew graduating high school & joining military. Gift Ideas?
Replies: 29
Views: 1674

Re: Nephew graduating high school & joining military. Gift Ideas?

A crisp $100 bill and a link to bogleheads.org
by TxAg
Thu May 17, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 209
Views: 12310

Re: how do you tip on wine at a restaurant

I would've tipped a bit more in that situation, but the OP isn't out of line. It is often the case that people tip less on alcohol...likely because it is so marked up to begin with and requires comparatively little effort. I just don't understand this. The waiter isn't cooking your steak and that's...
by TxAg
Wed May 16, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 209
Views: 12310

Re: how do you tip on wine at a restaurant

I would've tipped a bit more in that situation, but the OP isn't out of line. It is often the case that people tip less on alcohol...likely because it is so marked up to begin with and requires comparatively little effort.
by TxAg
Tue May 15, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: Interesting/Playful ideas for 1 year baby
Replies: 37
Views: 1631

Re: Interesting/Playful ideas for 1 year baby

How bout a water table?
by TxAg
Mon May 14, 2018 11:36 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Sports Betting Opportunities
Replies: 25
Views: 2079

Re: Investing in Sports Betting Opportunities

HomerJ wrote:
Mon May 14, 2018 11:16 pm
DanMahowny wrote:
Mon May 14, 2018 6:27 pm
Strider wrote:
Mon May 14, 2018 4:48 pm
OP here. To date, most of the current volume of sports betting has been underground. Going forward such betting will be channeled through legal entities.
My illegal bookie thinks legal sports betting will drive even more business his way. I think he's right.
Why?

Possibly fees?
by TxAg
Mon May 14, 2018 8:13 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Sports Betting Opportunities
Replies: 25
Views: 2079

Re: Investing in Sports Betting Opportunities

There's a limited number of gamblers, and gambler's money. Many current casino will be substituting one Revenue stream (games, slots, etc.) for another (sports betting). Sure they'll be some increase in total revenue but not much to move the needle more than 5% - 10%. I disagree with this. Sports b...
by TxAg
Mon May 14, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Grand Canyon or other Nat'l Park in October?
Replies: 44
Views: 2457

Re: Grand Canyon or other Nat'l Park in October?

Just a thought....it would make for a long travel day but you could fly in to El Paso and drive to Big Bend NP. October would be a nice time!!
by TxAg
Thu May 10, 2018 5:52 pm
Forum: Personal Consumer Issues
Topic: Dog as Running Companion - Advice, Equipment, Training, Etc.
Replies: 23
Views: 1595

Re: Dog as Running Companion - Advice, Equipment, Training, Etc.

Some dogs will chafe with a harness (legs moving against body in the armpit area). I would stick with a collar.
by TxAg
Thu May 10, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 5663

Re: What's the view on dogs running free?

If it happened once a week, it wouldn't bother me.

If it happened daily, it would annoy me.
by TxAg
Fri May 04, 2018 8:28 am
Forum: Personal Finance (Not Investing)
Topic: Pay $2500 in rent or continue living at home
Replies: 91
Views: 6431

Re: Pay $2500 in rent or continue living at home

Living at home probably puts a damper on your love/social life. Get out now!!! Actually it hasn’t. I have privacy here and I’m engaged. But I appreciate the THREE exclamation points you needed to include. Did you watch the movie ‘Get Out?’ Fabulous film!!!!! Haha good for you. Yes, I did see it rec...
by TxAg
Thu May 03, 2018 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Pay $2500 in rent or continue living at home
Replies: 91
Views: 6431

Re: Pay $2500 in rent or continue living at home

Living at home probably puts a damper on your love/social life. Get out now!!!
by TxAg
Thu May 03, 2018 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Moving to The Woodlands,TX
Replies: 49
Views: 5821

Re: Moving to The Woodlands,TX

BradJ wrote:
Wed May 02, 2018 1:42 pm
Anyone give me a rough estimate on home insurance in the Woodlands? I would be looking at a 2000 sq feet home around 250k.
Something like $1600/yr for regular home insurance and another $1000/yr for flood.