Search found 1282 matches

by TxAg
Tue Oct 16, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3760
Views: 1068350

Re: What Movie Have You Recently Watched?

"A Star Is Born"

Really, really good and great soundtrack. I'm impressed that Bradley Cooper could write/direct, sing, and act.
by TxAg
Mon Oct 15, 2018 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Gift for two of four grandchildren
Replies: 18
Views: 2197

Re: Gift for two of four grandchildren

Why can't she write a check to the parents of those two kids with the expectation they use the $$$ for college?
by TxAg
Sat Oct 13, 2018 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor discussing finances with me
Replies: 64
Views: 5904

Re: Neighbor discussing finances with me

If you're close friends, discuss it further.
by TxAg
Sat Oct 13, 2018 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Weigh in on our Marital Argument =)-- HCOL edition
Replies: 70
Views: 5357

Re: Weigh in on our Marital Argument =)-- HCOL edition

You owe $200k on a place worth $950k. Sell and take the $750k and apply it to the larger $1.2M place. That should be feasible on your current income. That keeps the commute similar and you get the extra room.
by TxAg
Fri Oct 12, 2018 9:54 am
Forum: Personal Consumer Issues
Topic: Key West Hotels
Replies: 27
Views: 1787

Re: Key West Hotels

We stayed here in June 2011. It was really nice and also low key.

The Marquesa Hotel
600 Fleming
Key West, FL 33040
Phone: 305-292-1919
by TxAg
Thu Oct 11, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Anyone here major in Economics in college?
Replies: 68
Views: 3842

Re: Anyone here major in Economics in college?

Econ major here. Take plenty of finance and accounting classes. Take statistics and econometrics. Take Calculus 1 and 2.


Econ is a great way to mix business strategy, math, stats, and common sense.

I wanted to be an Econ PhD but stunk (comparatively) at math.
by TxAg
Thu Oct 11, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5667

Re: Anyone done a Hair Transplant?

pennstater2005 wrote:
Thu Oct 11, 2018 10:12 am
I had someone tell me once “you look a little thin on top” I replied “you look a little thick in the middle”. He never mentioned it again. Feel free to use that :D
Haha I like that
by TxAg
Wed Oct 10, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5667

Re: Anyone done a Hair Transplant?

Buzz your whole head with a #1. I think that's the best look for early balding.
by TxAg
Wed Oct 10, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5667

Re: Anyone done a Hair Transplant?

It worked for Jason Witten, Deion Sanders, and Brian Urlacher.
by TxAg
Wed Oct 10, 2018 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Pls help us design our family life!!!
Replies: 42
Views: 5029

Re: Pls help us design our family life!!!

Your definition of frugal is different than mine ;)
by TxAg
Tue Oct 09, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 209
Views: 14291

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

Fort Worth is the best thing going in TX
by TxAg
Tue Oct 09, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3816

Re: Neighbors tree branch growing too close to my house

My technique (in a land of small yards and large trees): I tell my neighbor that I will need to hack off some branches that are extending onto my property. If they are concerned about the health of "look" of the tree, I give them time to hire someone to do the job professionally. (An arborist told ...
by TxAg
Mon Oct 08, 2018 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Sellers remorse - selling business
Replies: 44
Views: 4724

Re: Sellers remorse - selling business

You need a hobby
by TxAg
Wed Oct 03, 2018 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Sold Home - 2 days after buyer claims they found an issue with A/C
Replies: 119
Views: 11745

Re: Sold Home - 2 days after buyer claims they found an issue with A/C

They got scammed so they're scamming you. I agree with the "pound sand" comments.
by TxAg
Tue Oct 02, 2018 7:36 pm
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 55
Views: 3890

Re: Tipping

Is it possible s/he isn't paying taxes? Then s/he's getting a double whammy with the tip and also not paying the tax percentage.
by TxAg
Wed Sep 26, 2018 5:31 pm
Forum: Personal Consumer Issues
Topic: cleaning lady stealing
Replies: 49
Views: 7419

Re: cleaning lady stealing

We had a cleaning lady steal my wife's clothes. She was fired from a lot of homes after word got around.
by TxAg
Tue Sep 25, 2018 2:04 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 89
Views: 5967

Re: Oil change interval for low-mileage vehicles

I've asked mechanics the same question and was told once per year. It has worked well for me.
by TxAg
Sun Sep 23, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Minimalist Lifestyle
Replies: 80
Views: 8678

Re: Minimalist Lifestyle

Follow the in/out rule: Every time you buy something new get rid of something old. When I buy a new shirt, I throw out or donate an old shirt. When I buy a new pair of shoes, I throw out or donate an old pair of shoes. Could I live out of a suitcase? In an end-of-the-world scenario, sure. But that'...
by TxAg
Sun Sep 23, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: How to get rid of rabbits
Replies: 66
Views: 3713

Re: How to get rid of rabbits

Rabbit stew.
by TxAg
Sat Sep 22, 2018 7:31 am
Forum: Personal Consumer Issues
Topic: What to wear for job interview - skip the tie?
Replies: 83
Views: 9011

Re: What to wear for job interview - skip the tie?

Leave the tie at home.

As long as the rest of you looks put together and your poised and well spoken, you'll do fine.

Edit: i saw this thread was old, and you've updated it. Congrats on the new gig.
by TxAg
Mon Sep 17, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 154
Views: 12133

Re: Considering Quitting Job - Seeking Advice. Would you do it?

I didn't bother reading all the replies. There's no amount of money that would entice me to work that many hours with kids at home. Edit: I read the replies. I don't mean to be rude, but you're being selfish at this point. Your family needs you. I'll say it again....they need YOU, not more money. Yo...
by TxAg
Sat Sep 01, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Help Us Pick a Lot to Build On - Which Neighborhood Option?
Replies: 19
Views: 1875

Re: Help Us Pick a Lot to Build On - Which Neighborhood Option?

For similar money, I'd prefer 2 acres over 1/2 acre.
by TxAg
Thu Aug 30, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: Do Honda Mowers Leave Un-cut Grass Strips? [YES, but...]
Replies: 96
Views: 49544

Re: Do Honda Mowers Leave Un-cut Grass Strips? [YES, but...]

Many helpful and rational comments and observations on this issue. However, NO ONE mentioned the obvious reason for the Honda 21" leaving noticeable strips. It has to do with the Honda wheelbase, wheel track, and wheel width design. Honda chose to mount the narrow front and rear wheels in line with...
by TxAg
Tue Aug 28, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 48
Views: 4030

Re: Recommend a good SOCK. Yes, I said SOCK!

Darn Tough brand
by TxAg
Sun Aug 26, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Best ultra thin pocket knife?
Replies: 54
Views: 3556

Re: Best ultra thin pocket knife?

Kershaw Chill on Amazon for $17.

Thin, light, and easy to sharpen.
by TxAg
Fri Aug 24, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: Landlord Nightmare
Replies: 90
Views: 9632

Re: Landlord Nightmare

Just today, we had another lady (5x yo, single, with an 8 yo dog, non student, employed) contacted us for a place. Her budget was enough for our room in a shared house with students (no pets allowed), but only half of what we charge for our apt (pets are fine, as the apt is not shared). We thought ...
by TxAg
Tue Aug 21, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Is a million really the benchmark for retirement
Replies: 109
Views: 12033

Re: Is a million really the benchmark for retirement

My wife and I have never spent anywhere close to $100k over many years in metro Atlanta and I think we have a really nice lifestyle. 100k is a must to have a decent living for two people even if in LCOA. Let's say Rent $2000 a month (or $1000 mortgage, 500 property tax + 500 insurance and repair) F...
by TxAg
Tue Aug 14, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Retire in Florida or Alabama?
Replies: 107
Views: 8141

Re: Retire in Florida or Alabama?

Texas beaches are gross.

Real estate taxes are high in TX so I'd consider a permanent move rather than keeping a house here.
by TxAg
Thu Aug 09, 2018 8:43 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 74
Views: 7327

Re: When is leaving your job that pays well a good idea?

greg24 wrote:
Wed Aug 08, 2018 3:35 pm
Texanbybirth wrote:
Wed Aug 08, 2018 3:19 pm
If this thread isn't an example of how good we have it in America, then I don't know what is.
+99999999999999999999 :sharebeer
Agreed.

OP needs a reality check.
by TxAg
Sun Aug 05, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 25272

Re: most compelling TV character ever

If TV mini series count, then Robert Duvall as Augustus McCrae in Lonesome Dove is as good as it gets.
by TxAg
Sat Aug 04, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Land Purchase Possible or Forget About It?
Replies: 20
Views: 1814

Re: Land Purchase Possible or Forget About It?

I loooove hunting, but don't buy the land unless you get it cheap.
by TxAg
Sat Aug 04, 2018 8:13 am
Forum: Personal Finance (Not Investing)
Topic: Making a mistake considering a new job?
Replies: 31
Views: 2216

Re: Making a mistake considering a new job?

Different strokes for different folks. I'd stay put and retire asap.
by TxAg
Fri Aug 03, 2018 9:06 am
Forum: Personal Consumer Issues
Topic: Hiking vacation in November - any recomendations?
Replies: 35
Views: 2151

Re: Hiking vacation in November - any recomendations?

Thanks for the great idea's everyone! I think I'm leaning to Big Bend at the moment and will do a bit more research and reading on the locale and accommodation options. Getting there is a breeze on Southwest with my points so that's a plus too - yes I'll lose a fair part of a day getting there an b...
by TxAg
Thu Aug 02, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Hiking vacation in November - any recomendations?
Replies: 35
Views: 2151

Re: Hiking vacation in November - any recomendations?

Zion/Bryce or Big Bend/Guadalupe Mountains
by TxAg
Tue Jul 31, 2018 12:30 pm
Forum: Investing - Help with Personal Investments
Topic: 1.9 M windfall. My plan; input requested
Replies: 30
Views: 4704

Re: 1.9 M windfall. My plan; input requested

Reconsider helping your kids through college! Of course, there are lots of factors...
by TxAg
Mon Jul 30, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Best BBQ in San Antonio
Replies: 41
Views: 3029

Re: Best BBQ in San Antonio

Rudy's is good for "fast food" bbq, but it's a loooongp way behind the ones in Lockhart mentioned above.
by TxAg
Sat Jul 28, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: Why dont people sit outside more? And how to deal with bugs?
Replies: 50
Views: 5485

Re: Why dont people sit outside more? And how to deal with bugs?

Build a bat house. Use mosquito spray.

We love being outside. It was 100* today but it only seems "too hot" from 12-6. After that it's easily tolerable.
by TxAg
Sat Jul 28, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: Talk to me about Le Creuset
Replies: 53
Views: 6170

Re: Talk to me about Le Creuset

We were gifted one. It gets a lot of use during winter with soups and chilis. :sharebeer
by TxAg
Fri Jul 27, 2018 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Best Loan for Home Addition??
Replies: 10
Views: 790

Re: Best Loan for Home Addition??

$312k + another $75k + car and student debt...all on $146k gross. You're nuts.
by TxAg
Fri Jul 27, 2018 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3651

Re: Decision for Stay at Home Wife?

There is no one solution that fits every family. Our kids love their day school and are probably better off for it. They learn constantly and are very socialized. We spend A LOT of time with them, but the learning structure M-F is a great thing for them (and us). We wouldn't have it any other way. W...
by TxAg
Thu Jul 26, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 207
Views: 10071

Re: Toughest Purchase of my Life. Engagement Ring time

34 years old. income: 70k, currently have 35k cash in Emergency fund. 90K in retirement accounts. Extremely frugal (drive 91 civic) and all bills minimized. Girlfriend contributes 50% to all shared expenses (mortgage, utilities, shared house expenses, etc...). No debt other than mortgage 217K in ho...
by TxAg
Wed Jul 25, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: Flooring: Hard wood vs Ceramic Tile that looks like wood
Replies: 26
Views: 2757

Re: Flooring: Hard wood vs Ceramic Tile that looks like wood

I love tile, but tile should look like tile and wood should look like wood.
by TxAg
Tue Jul 24, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Road trip - Dallas to Kalispell MT - which vehicle and must sees
Replies: 30
Views: 2349

Re: Road trip - Dallas to Kalispell MT - which vehicle and must sees

I'm in DFW. We were in Whitefish last July....I can't wait to go back.
by TxAg
Fri Jul 20, 2018 8:23 pm
Forum: Investing - Help with Personal Investments
Topic: Should I Dump a Pile of Money on Young Son?
Replies: 157
Views: 13777

Re: Should I Dump a Pile of Money on Young Son?

Sounds like a level headed dude. Give it to him.
by TxAg
Wed Jul 18, 2018 9:20 pm
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 511
Views: 56194

Re: Seven figure milestone

Tortoise Banker wrote:
Wed Jul 18, 2018 6:38 pm
That's huge! Congrats!
Nice avatar!
by TxAg
Wed Jul 18, 2018 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17584

Re: Salary vs. Lifestyle

I've made the opposite choice, but only after reaching financial independence. I'm now working 40% less for 40% lower pay than I did as a full-timer. No regrets. :beer -PoF PoF (and anyone else with an opinion) - if you were starting over would you do it the same way with working hard until FI and ...
by TxAg
Wed Jul 18, 2018 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17584

Re: Salary vs. Lifestyle

I realize that this is a very subjective matter, but after reading one of the threads regarding early retirement, I noticed they recurring theme: Enjoying life while you can (having more time for "living in the sunlight" - hobbies, taking walks, exercising and spending time with family). I thankful...