Search found 1054 matches

by TxAg
Sat Dec 16, 2017 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Two commas, I'm calling it
Replies: 20
Views: 4223

Re: Two commas, I'm calling it

Congratulations
by TxAg
Sun Dec 10, 2017 10:03 pm
Forum: Personal Consumer Issues
Topic: Save all this money, what do you splurge on?
Replies: 173
Views: 12494

Re: Save all this money, what do you splurge on?

1. I enjoy collecting Rare & Semi Rare American Coins (Gold and silver) all minted between 1794 -1908. Price range on each item is from $200 to $20k! I have poured at least $125k into this, knowing the worst case, I can sell them for $100k overnight. 2. I enjoy cataloging, these rare coins, so I ha...
by TxAg
Sun Dec 10, 2017 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford to live on one income?
Replies: 70
Views: 5510

Re: Can we afford to live on one income?

I’d be uncomfortable with it, but it appears to be more of an emotional decision than a financial decision.
by TxAg
Thu Nov 30, 2017 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: A good friend has nearly $1M in BitCoin what do I tell him?
Replies: 147
Views: 15239

Re: A good friend has nearly $1M in BitCoin what do I tell him?

He's a business man and a smart one at that,.... and you're a fireman/paramedic. What do you think you should tell him? :happy I kid, no knock on fire fighter or paramedics. I would tell him..... nothing. Let him do as he pleases with this. Haha. He is a firefighter and a paramedic too. That’s how ...
by TxAg
Sat Nov 18, 2017 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Looking to payoff mortgage
Replies: 15
Views: 2168

Re: Looking to payoff mortgage

sport wrote:
Thu Apr 20, 2017 4:46 pm
A mortgage with a rate that low is costing you very little, especially after taxes. Almost certainly you have better places to put that money rather than paying it off any earlier than necessary.
+1

We have a 2.5% 15 yr. and are not paying it off early.



Edit: congrats!
by TxAg
Tue Oct 31, 2017 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Pet insurance?
Replies: 50
Views: 4747

Re: Pet insurance?

Dogs don’t have to be expensive.

Lots of dogs need good homes.

I’m in the No Insurance camp.
by TxAg
Fri Oct 27, 2017 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Sanity Check - Would like to pay off mortgage early
Replies: 35
Views: 2678

Re: Sanity Check - Would like to pay off mortgage early

What happens if you lose your job?

I’d rather have the extra money available.
by TxAg
Sat Oct 21, 2017 8:10 am
Forum: Personal Consumer Issues
Topic: Best no sweat athletic/work socks
Replies: 28
Views: 2149

Re: Best no sweat athletic/work socks

Darn Tough makes a thin sock (solid light crew sock)

I wore the same pair two days this week while traveling for business.

I also wear them when hiking or running. Their socks are amazing.
by TxAg
Wed Oct 18, 2017 6:01 am
Forum: Personal Consumer Issues
Topic: Amazon Prime - Decline in Delivery Service?
Replies: 60
Views: 5122

Re: Amazon Prime - Decline in Delivery Service?

We live 20 mins from a major Amazon DC. I have definitely noticed issues in the last 6 months. Mostly, it is the 2 day deiveries taking 3-4 days....not a huge issue but still annoying.
by TxAg
Sun Sep 24, 2017 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 83
Views: 5477

Re: Bogleheads monthly costs of dog ownership?

No personal experience (my wife does not like dogs - a real character flaw), but in recent years the willingness of dog owners to spend huge amounts on medical costs of even elderly dogs is astounding. We always had a dog growing up on a far, as did most of our neighbors -- BUT back then, when a do...
by TxAg
Sun Sep 24, 2017 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Should I move?
Replies: 16
Views: 1354

Re: Should I move?

TxAg wrote:
Sun Sep 24, 2017 10:27 am
Orlando sounds like more fun for a young, single person.
My bad. I skimmed the OP too quickly.

I still like the sound of Florida better :)
by TxAg
Sun Sep 24, 2017 10:27 am
Forum: Personal Finance (Not Investing)
Topic: Should I move?
Replies: 16
Views: 1354

Re: Should I move?

Orlando sounds like more fun for a young, single person.
by TxAg
Sat Sep 23, 2017 7:41 pm
Forum: Personal Consumer Issues
Topic: Thoughts on Barefoot/Minimalist Running
Replies: 55
Views: 4349

Re: Thoughts on Barefoot/Minimalist Running

I like it. If I run in cushioned shoes my lower back gives me fits. I much prefer barefoot sprints in grass or a minimalist type shoe on pavement.
by TxAg
Sat Sep 23, 2017 6:28 pm
Forum: Investing - Help with Personal Investments
Topic: $3.6 million at age 25 - need investment advice
Replies: 44
Views: 5654

Re: $3.6 million at age 25 - need investment advice

The good stuff has been covered.

All I've got is Congratulations!!
by TxAg
Sat Sep 23, 2017 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 83
Views: 5477

Re: Bogleheads monthly costs of dog ownership?

Probably $50-70/month
by TxAg
Thu Sep 21, 2017 5:47 pm
Forum: Personal Consumer Issues
Topic: 2018 Subaru Outback
Replies: 65
Views: 8418

Re: 2018 Subaru Outback

Thanks for the input! I will definitely get Eyesight, as the safety features are one of the reasons I want a Subaru. Unfortunately I will be commuting in it a few days a week and I'm sure I'll miss my more fuel efficient sedan, but after a few years of obsessing about getting an Outback, I think I'...
by TxAg
Thu Sep 21, 2017 5:43 pm
Forum: Personal Consumer Issues
Topic: The money trail...import vehicle vs domestic.
Replies: 32
Views: 2418

The money trail...import vehicle vs domestic.

I have a coworker who refuses to buy an "import" vehicle. In today's discussion, it was Toyota. Even though Toyota Tundras are made in Texas (San Antonio) and they have a new headquarters in DFW, his reasoning is that the money goes back to Japan and not the US. I don't think he's correct. I'm perfe...
by TxAg
Thu Sep 21, 2017 9:46 am
Forum: Investing - Help with Personal Investments
Topic: I won the Lottery. Need sound advice.
Replies: 220
Views: 25398

Re: I won the Lottery. Need sound advice.

As someone mentioned earlier, the "two chicks" quote was definitely a reference to Office Space. It sounds like some of you need to drop whatever you're doing and watch it. Probably not going to happen. Checking IMDB reveals "A comedy from Mike Judge, creator of "Beavis and Butt-head" and co-creato...
by TxAg
Wed Sep 20, 2017 8:38 pm
Forum: Personal Consumer Issues
Topic: Laying sod... too late in the year?
Replies: 12
Views: 1457

Re: Laying sod... too late in the year?

badbreath wrote:
Wed Sep 20, 2017 8:36 pm
No, now is the perfect time to sod or seed. Cooler nights, a bit more rain but still a lot of sunny days.

+1

In the south, this is a great time to do it. I've resodded most of my yard over the last couple years and purposely choose the early Fall. Just water it well for the first month or so
by TxAg
Wed Sep 20, 2017 8:40 am
Forum: Personal Consumer Issues
Topic: 2018 Subaru Outback
Replies: 65
Views: 8418

Re: 2018 Subaru Outback

tomd37 wrote:
Wed Sep 20, 2017 8:02 am
TxAg - Can the automatic headlight function be turned off to stop the problem to which you refer? I know it can be turned off on some vehicles.
I suppose, but I haven't looked into it lately. It's my wife's car and she rarely drives at night so it is only a minor annoyance for now.
by TxAg
Tue Sep 19, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: 2018 Subaru Outback
Replies: 65
Views: 8418

Re: 2018 Subaru Outback

We've had a 2017 for 14 months. 10,000 miles on it so far and no complaints except the headlamps' "brights" are automated to cut off when they sense a light source...even reflecting off a sign.
by TxAg
Sun Sep 17, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: Buying nightguards (teeth grinding)
Replies: 52
Views: 4546

Re: Buying nightguards (teeth grinding)

Bought one from the dentist. $300. Now I never wear it but should.
by TxAg
Thu Sep 07, 2017 5:10 pm
Forum: Personal Consumer Issues
Topic: Ideas to use a large flat space in yard
Replies: 26
Views: 3084

Re: Ideas to use a large flat space in yard

Make it attractive to wildlife. Water, bird feeder, blooming bushes/flowers, a few small trees....
by TxAg
Tue Aug 29, 2017 5:23 pm
Forum: Investing - Help with Personal Investments
Topic: Relative angry I will not co-sign
Replies: 90
Views: 8708

Re: Relative angry I will not co-sign

Stay strong. He'll likely be back.
by TxAg
Sun Aug 27, 2017 8:25 pm
Forum: Personal Consumer Issues
Topic: Stay or not - natural disaster
Replies: 16
Views: 1928

Re: Stay or not - natural disaster

First responders are overwhelmed in Houston right now b/c people didn't leave. Living in the country with a truck and flat bottom boat is one thing, but living in the city means get out asap. The Mayor of Houston is still standing by his decision NOT to have residents evacuate. We've spoken about t...
by TxAg
Sun Aug 27, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: Stay or not - natural disaster
Replies: 16
Views: 1928

Re: Stay or not - natural disaster

First responders are overwhelmed in Houston right now b/c people didn't leave. Living in the country with a truck and flat bottom boat is one thing, but living in the city means get out asap.
by TxAg
Sat Aug 12, 2017 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: 20 year vs. 30 year Term Life Insurance
Replies: 18
Views: 2130

Re: 20 year vs. 30 year Term Life Insurance

We were in a similar situation and wend with 20-year. The only reason why we bought life insurance is to provide for our child in the event of our untimely demise. In 20-years we will no longer have a huge remaining financial commitment. College will have been saved for, and our retirement accounts...
by TxAg
Thu Aug 10, 2017 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell a home to a friend's daughter?
Replies: 31
Views: 3283

Re: Should we sell a home to a friend's daughter?

1) Figure out a price...realtor or appraisal.
2) Sell as is
by TxAg
Mon Aug 07, 2017 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: kids think lazy if retire?
Replies: 70
Views: 8547

Re: kids think lazy if retire?

Seems like an awesome teaching moment. You are living proof that if you work hard and make intelligent choices with your money, you can sit at home and watch movies while other people have to spend 12 hours per day at a job they hate. This is how I see it. I've never understood when people worry ab...
by TxAg
Sun Aug 06, 2017 6:26 am
Forum: Personal Finance (Not Investing)
Topic: Can We Afford This House?
Replies: 11
Views: 1403

Re: Can We Afford This House?

Sell the townhouse
by TxAg
Sat Aug 05, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1978

Re: Recommendations on stackable washer/dryer

I appreciate the responses
by TxAg
Thu Aug 03, 2017 10:32 pm
Forum: Investing - Help with Personal Investments
Topic: 85/15 too aggressive at age 35?
Replies: 104
Views: 10933

Re: 85/15 too aggressive at age 35?

Similar age and 100/0 We sleep fine at night I always wonder how much money those who are at 100/0 had in 2007 -2009. I went through market problem through 2007 and nothing bothered me. But at that time I had enough accumulated, that the deep market drop terrified me. Terror was enhanced by the bel...
by TxAg
Thu Aug 03, 2017 12:44 pm
Forum: Investing - Help with Personal Investments
Topic: 85/15 too aggressive at age 35?
Replies: 104
Views: 10933

Re: 85/15 too aggressive at age 35?

Similar age and 100/0

We sleep fine at night
by TxAg
Thu Aug 03, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1978

Re: Recommendations on stackable washer/dryer

While price is a concern, the most important thing is a quality built machine that will last. Definitely provide a number or range. Miele, for example is definitely quality and built to last but if you're saying price is a concern it may be irrelevant to you. Never heard of Miele so probably out of...
by TxAg
Thu Aug 03, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1978

Re: Recommendations on stackable washer/dryer

TxAg: In June 2015 we bought a Kenmore stackable washer-dryer model 417-6171. Our prior Kenmore stackable washer-dryer was excellent. The new Kenmore stackable washer-dryer is the worst washer we ever owned. The instructions (not available at the store) say: "Add items one at a time, each tightly b...
by TxAg
Thu Aug 03, 2017 8:14 am
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1978

Re: Recommendations on stackable washer/dryer

We purchased a maytag front loader 2 years ago. Last month it stopped working. Repairman was called and he said the control panel was shot. He tried ordering A new one and they are not available anywere.He even tried ebay in hopes of Finding one. No able to find part so we had to junk a 2 year old ...
by TxAg
Wed Aug 02, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1978

Re: Recommendations on stackable washer/dryer

BriantheK wrote:I bought a Whirlpool Duet washer from Home Depot when my Maytag Neptune went out. A year later, I've really been pleased with it. When the Neptune dryer dies, a Whirlpool Duet will go in its place.

Thanks for the rec. I'll take a look.
by TxAg
Wed Aug 02, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: Recommendations on stackable washer/dryer
Replies: 28
Views: 1978

Recommendations on stackable washer/dryer

We are interested in a new washer/dryer combo. Front loading stackable (full size) is necessary due to space. We currently have a Frigidaire stackable combo that has been great. We bought it used, and it has been humming along for 10 years. While price is a concern, the most important thing is a qua...
by TxAg
Wed Jul 26, 2017 1:38 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park - where to stay
Replies: 29
Views: 2967

Re: Glacier National Park - where to stay

surveyor wrote:Where do most people fly in and out of? I suppose part of the allure is that it is nowhere close to any hustle and bustle.

Kalispell
by TxAg
Tue Jul 25, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park - where to stay
Replies: 29
Views: 2967

Re: Glacier National Park - where to stay

If we want to spend a day in Waterton, is it best (from points west) just to use Going To The Sun as the preferred route?? It's way faster to take Hwy 2 south around the park and catch 89 north There is a restaurant in Babb called Two Sisters that everyone swears you need to experience. Don't get t...
by TxAg
Mon Jul 24, 2017 2:25 pm
Forum: Personal Consumer Issues
Topic: Glacier National Park - where to stay
Replies: 29
Views: 2967

Re: Glacier National Park - where to stay

For future reference: We just got back from Glacier. We saw a grizzly sow and cub which was one of the highlights.

We stayed in a house about 2 miles out of Whitefish. We loved Whitefish.
by TxAg
Mon Jul 24, 2017 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: New Milestone
Replies: 44
Views: 5063

Re: New Milestone

We could sell our home for more than the Zestimate. Congrats. Hope to be in your same boat in a few years.
by TxAg
Mon Jul 24, 2017 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Should I purchase Lake House for Primary
Replies: 26
Views: 3277

Re: Should I purchase Lake House for Primary

My biggest concern would be the school district. If it's good, then it's a no brainer.
by TxAg
Thu Jul 20, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: How is U-Haul for getting a trailer hitch?
Replies: 28
Views: 2321

Re: How is U-Haul for getting a trailer hitch?

Rupert wrote:I have. They probably install more trailer hitches than anybody else. They did a great job on my van, which was also brand new and pristine at the time.

+1
by TxAg
Mon Jul 10, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Coyote control
Replies: 66
Views: 4877

Re: Coyote control

ddurrett896 wrote:Shoot them or trap them then shoot them.
Agreed. I know that isn't an option here but in many places it is a necessity. The coyote population is greater now than at any point in history.
by TxAg
Mon Jul 10, 2017 8:04 pm
Forum: Personal Consumer Issues
Topic: Most Effective Rat Poison
Replies: 24
Views: 1610

Re: Most Effective Rat Poison

Traps work but poison is better. Try Tractor Supply.
by TxAg
Fri Jun 30, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: How did you handle the costs of your child's wedding?
Replies: 170
Views: 14773

Re: How did you handle the costs of your child's wedding?

Most weddings are a waste of time, especially if they are really huge and ostentatious. I have gone for many weddings of close friends where I barely got to speak to them. It's like paying for this over-priced ticket to a one-day play where everyone's performing a role. The one wedding that I reall...
by TxAg
Fri Jun 30, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Engagement Ring Insurance
Replies: 46
Views: 3695

Re: Engagement Ring Insurance

My wife is getting a CZ if she loses hers :)