Search found 1504 matches

by TxAg
Sat Sep 14, 2019 11:23 am
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 48
Views: 2273

Re: Best Leaf Blower?

I like mowing (mulching) my leaves, but when I clean up I looove my Echo blower. Use TruFuel and never a hiccup
by TxAg
Fri Sep 06, 2019 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: Can it get better than 15 year fixed mortgage at 3%?
Replies: 44
Views: 3319

Re: Can it get better than 15 year fixed mortgage at 3%?

Ours is a 15 yr at 2.5%

No rush to pay it off
by TxAg
Wed Sep 04, 2019 8:12 pm
Forum: Personal Consumer Issues
Topic: Wedding/Engagement Ring Insurance
Replies: 64
Views: 3535

Re: Wedding/Engagement Ring Insurance

We decided that my wife is getting a CZ if she loses th real thing. We don't have insurance on it.

Our mentality is to own our possessions rather than let them own us.
by TxAg
Mon Sep 02, 2019 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Feeling confused/stressed: adapt to house or move?
Replies: 31
Views: 2641

Re: Feeling confused/stressed: adapt to house or move?

Did i miss why the basement can't be finished out?
by TxAg
Sun Sep 01, 2019 11:11 pm
Forum: Personal Finance (Not Investing)
Topic: Feeling confused/stressed: adapt to house or move?
Replies: 31
Views: 2641

Re: Feeling confused/stressed: adapt to house or move?

Based on your first paragraph I would consider adding on:

1) if you can afford it
2) if you'll stay in that house for the next 18 yrs



Also, why not just finish out the basement with a bedroom and bathroom?
by TxAg
Sun Sep 01, 2019 10:46 pm
Forum: Personal Consumer Issues
Topic: Not gaining weight on vacation?
Replies: 115
Views: 5318

Re: Not gaining weight on vacation?

Skip a meal each day.

Drink less alcohol.
by TxAg
Sun Sep 01, 2019 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Life Insurance policy advice
Replies: 8
Views: 772

Re: Life Insurance policy advice

JH seems reasonable.

Prudential is high.
by TxAg
Sun Sep 01, 2019 4:49 pm
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1372

Re: Share your Best Barter

Does dating count?
by TxAg
Sun Sep 01, 2019 12:15 pm
Forum: Personal Consumer Issues
Topic: Did humanity ever make good Gas cans
Replies: 70
Views: 5935

Re: Did humanity ever make good Gas cans

Glad to see some more suggestions for the metal Eagles
by TxAg
Sun Sep 01, 2019 9:21 am
Forum: Personal Consumer Issues
Topic: Did humanity ever make good Gas cans
Replies: 70
Views: 5935

Re: Did humanity ever make good Gas cans

Eagle metal gas can on Amazon

I had the same issues and have been very pleased for a couple years now using the Eagle
by TxAg
Sat Aug 31, 2019 9:53 pm
Forum: Personal Consumer Issues
Topic: How to help niece improve her driving
Replies: 90
Views: 4853

Re: How to help niece improve her driving

Has she forgotten the basic rules of the road? Or is her self preservation meter broken?
by TxAg
Sat Aug 31, 2019 8:46 pm
Forum: Personal Consumer Issues
Topic: Most economical way to move small load 1000 miles
Replies: 40
Views: 3070

Re: Most economical way to move small load 1000 miles

Can you do 1000 miles straight with no hotel? Or stay at a campground? That would shave off some $$$
by TxAg
Fri Aug 30, 2019 8:50 pm
Forum: Personal Consumer Issues
Topic: Electric razors
Replies: 25
Views: 2011

Re: Electric razors

any recommendations for a heavy beard? If we are talking trimmers, I think Norelco is the only choice for price/effectiveness. I have a super old Norelco that still works like a champ. Perfect accurate cut with no catching, battery last forever. I don't remember the model number and it wore off, bu...
by TxAg
Fri Aug 30, 2019 7:11 pm
Forum: Personal Consumer Issues
Topic: Electric razors
Replies: 25
Views: 2011

Re: Electric razors

any recommendations for a heavy beard?
by TxAg
Fri Aug 30, 2019 10:38 am
Forum: Personal Consumer Issues
Topic: Baby Gift Suggestions
Replies: 14
Views: 722

Re: Baby Gift Suggestions

A Target gift card would be great


99% of people don't want another "thing"

Buying things is for the giver, not the receiver. The most useful gift is cash or gift card. If you want to put your mark on it, include a hand written card and bottle of wine.
by TxAg
Fri Aug 30, 2019 6:47 am
Forum: Personal Finance (Not Investing)
Topic: While there is a high school question - my daughter wants to graduate early
Replies: 76
Views: 3472

Re: While there is a high school question - my daughter wants to graduate early

Let her go.

Sounds like she is excited to go rather than being forced to go. She'l likely do great!
by TxAg
Sun Aug 25, 2019 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: What do you think about this $4M house idea?
Replies: 103
Views: 7366

Re: What do you think about this $4M house idea?

If you are smart enough to have the means to spend $4M on a house, surely you are smart enough to see the problem here?
by TxAg
Sun Aug 25, 2019 8:02 am
Forum: Personal Consumer Issues
Topic: Bitten by a dog; owner took dog and ran away.
Replies: 19
Views: 3916

Re: Bitten by a dog; owner took dog and ran away.

I'm a dog lover, but a biting dog should be a euthanized dog. Good luck. Keep us posted on the outcome.
by TxAg
Sat Aug 24, 2019 11:31 am
Forum: Personal Finance (Not Investing)
Topic: How to help an employee who is in debt and requesting a loan
Replies: 110
Views: 8019

Re: How to help an employee who is in debt and requesting a loan

Somebody needs to have a "talk" with the husband...
by TxAg
Sat Aug 24, 2019 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Do you sacrifice to save?
Replies: 97
Views: 8357

Re: Do you sacrifice to save?

OP, 1) I save 50K to 60K per year. 2) I spend 50K to 60K per year. 3) US Median household income is around 50K to 60K per year. If I am spending as much as the US median household income, how could I be sacrificing anything? 4) If I am living in a lifestyle that I am comfortable in, how could I be ...
by TxAg
Fri Aug 23, 2019 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Financially independent - now completely lost
Replies: 30
Views: 5434

Re: Financially independent - now completely lost

Some of the responses seem a bit harsh. I can somewhat relate to the OP although not quite completely FI yet. When you're young-ish and have ample time and everyone else is working the 8-5 grind, it can be difficult to find something that makes the best use out of your time. I like to try to maximi...
by TxAg
Fri Aug 23, 2019 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Financially independent - now completely lost
Replies: 30
Views: 5434

Re: Financially independent - now completely lost

I don't know if I'm happy for you or sad for you, but I wish you luck.


I would focus on your kids. You won't get this time back!
by TxAg
Fri Aug 23, 2019 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Manager is Interviewing Candidates (External) before Job is posted
Replies: 57
Views: 5606

Re: Manager is Interviewing Candidates (External) before Job is posted

bigtex wrote:
Fri Aug 23, 2019 12:55 pm
TxAg wrote:
Fri Aug 23, 2019 12:48 pm
Take legal action? Seriously?

Maybe your attitude is a problem.
I guess I just thought there were some labor laws or something. My bad.
10-4


I agree with others saying speak to your manager and keep a positive attitude.
by TxAg
Fri Aug 23, 2019 12:48 pm
Forum: Personal Finance (Not Investing)
Topic: Manager is Interviewing Candidates (External) before Job is posted
Replies: 57
Views: 5606

Re: Manager is Interviewing Candidates (External) before Job is posted

Take legal action? Seriously?

Maybe your attitude is a problem.
by TxAg
Thu Aug 22, 2019 6:14 pm
Forum: Personal Consumer Issues
Topic: Dealer asking to re-sign
Replies: 45
Views: 4327

Re: Dealer asking to re-sign

I'd file this under "not my problem". I would tell them to email the document, review it, and then look it over and sign it and email it back. I wouldn't go in. If I was unhappy with them/their service I wouldn't do anything and let them handle it. It was their mistake. You won't get much sympathy ...
by TxAg
Sun Aug 18, 2019 5:29 pm
Forum: Personal Consumer Issues
Topic: Front load washer mold
Replies: 30
Views: 2704

Re: Front load washer mold

We wash whites with hot water and bleach every 10 days or so. We also leave the door cracked (or sometimes wide open) so that the drum can completely dry out. No issues.


Samsung WF42H500AW/A2
by TxAg
Sun Aug 18, 2019 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford new House of $500-550k?
Replies: 9
Views: 1306

Re: Can we afford new House of $500-550k?

I didn't read ALL of it but looks like you can easily afford it.

I would want the extra space if MIL was gona be there for a while :)
by TxAg
Sun Aug 18, 2019 10:31 am
Forum: Personal Consumer Issues
Topic: Company Vehicle - value?
Replies: 9
Views: 621

Re: Company Vehicle - value?

My deal is near identical to Jack FFR1846. I've had this deal for 11 years and rotate vehicles every 3-4 years.

I was just curious how others would value it. I've unofficially valued it around $10-12k per year.
by TxAg
Sat Aug 17, 2019 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3668

Re: Go for new job (more pay but travel) or stay?

What are the company travel policies? I would assume that business travel is all on personal time, so you still work a full week, you just lose most of two days a week to travel. Can you arrange your own (maybe not the least expensive) travel or does the company make you connect two times instead o...
by TxAg
Sat Aug 17, 2019 9:35 pm
Forum: Personal Consumer Issues
Topic: Company Vehicle - value?
Replies: 9
Views: 621

Company Vehicle - value?

What annual value would you place on the following company vehicle?

Free mid-sized SUV with zero out of pocket costs. The company pays for all maintenance, gas, and insurance.

The vehicle can be used for personal use within reason (I can drive say 500 miles from home but not to Alaska and back).
by TxAg
Sat Aug 17, 2019 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Kids education planning
Replies: 21
Views: 1419

Re: Kids education planning

Is your kid happy? Start there.

The rest will work itself out.

Thanks for coming to my TED Talk :)
by TxAg
Sat Aug 17, 2019 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3668

Re: Go for new job (more pay but travel) or stay?

What do your wife and kids think? Of course they want their daddy at home. Wife prefers I not take it but would understand. If I stay at my current job, I would appreciate my DW look for part time or full time WFH job but won't force it. That 2/4 weeks will end up being 3/4 weeks... What makes you ...
by TxAg
Sat Aug 17, 2019 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3668

Re: Go for new job (more pay but travel) or stay?

What do your wife and kids think?


That 2/4 weeks will end up being 3/4 weeks...
by TxAg
Sat Aug 17, 2019 11:00 am
Forum: Personal Finance (Not Investing)
Topic: Taking a break in your 50s: Is it the kiss of death?
Replies: 86
Views: 8336

Re: Taking a break in your 50s: Is it the kiss of death?

Life is short. You have plenty of money. Go enjoy yourself a bit.
by TxAg
Thu Aug 15, 2019 7:04 am
Forum: Personal Finance (Not Investing)
Topic: Should we move
Replies: 45
Views: 3865

Re: Should we move

New house would not be walking distance but bus pickups or mom dropping off the kids. The kids really like there school but they do make friends pretty easy. I also work for the schools there in now. So being able to keep an eye on them occasionally is good and knowing most of the teachers staff an...
by TxAg
Tue Aug 13, 2019 5:27 pm
Forum: Personal Consumer Issues
Topic: Is this 25% savings?
Replies: 67
Views: 4926

Re: Is this 25% savings?

The owner if a $60M business got this wrong last week. I politely corrected him but he didn't budge.
by TxAg
Tue Aug 13, 2019 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Help with job decision
Replies: 26
Views: 1832

Re: Help with job decision

You have a great opportunity to do something like this:

viewtopic.php?f=11&t=287947
by TxAg
Tue Aug 13, 2019 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: Help with job decision
Replies: 26
Views: 1832

Re: Help with job decision

I'd move in a heartbeat
by TxAg
Mon Aug 12, 2019 8:56 pm
Forum: Personal Consumer Issues
Topic: Bob Ross Original Paintings
Replies: 5
Views: 958

Bob Ross Original Paintings

This is kinda silly, but I'd love to have one. My 5 yr old was home sick today, and we watched youtube videos of Bob Ross all day. It reminded me of when I was a kid and home during the summers. Has anyone bought one? Can they be found for a reasonable price? My limited searching hasn't turned up an...
by TxAg
Mon Aug 12, 2019 6:43 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 36
Views: 2521

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

Just did some internet sleuthing... GJ looks awesome. They have a Target so it meets my wife's main criteria.
by TxAg
Mon Aug 12, 2019 3:09 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 36
Views: 2521

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

What are folks doing for work there? Medical, Tourism, and what else?
by TxAg
Mon Aug 12, 2019 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Should we move
Replies: 45
Views: 3865

Re: Should we move

Thanks for all the great points to consider. I know in the end it’s wants versus needs. The total livable square footage is 2200 with basement. There is a family room in basement with a office which we use as a spare bedroom. Can’t technically call it a bedroom unless I install a egress window. Two...
by TxAg
Sat Aug 10, 2019 6:50 pm
Forum: Personal Consumer Issues
Topic: Trail running shoes for light hiking
Replies: 48
Views: 3180

Re: Trail running shoes for light hiking

Comfort is important. I am fond of Altras. Wide toe box and zero drop from heel to toe. Their trail models have an aggressive tread and can be found for reasonable prices online.
by TxAg
Fri Aug 09, 2019 8:27 pm
Forum: Personal Consumer Issues
Topic: Where to donate house plants
Replies: 15
Views: 1128

Re: Where to donate house plants

Put them on the curb. Somebody will get them.