Search found 1309 matches

by TxAg
Fri Dec 07, 2018 9:41 pm
Forum: Personal Consumer Issues
Topic: Is this normal for an HOA?
Replies: 87
Views: 7412

Re: Is this normal for an HOA?

That letter would go straight in the trash.
by TxAg
Thu Dec 06, 2018 11:15 pm
Forum: Personal Consumer Issues
Topic: portable jump starters
Replies: 41
Views: 2431

Re: portable jump starters

I have one. It was less than $50 from costco. It is awesome and has saved me a lot of trouble.



https://www.costco.com/Lithium-Jump-Sta ... 83979.html

Edit: i used the cables/clips directly on the battery terminals (not the cigarette port)
by TxAg
Wed Nov 28, 2018 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Restaurant Budget
Replies: 113
Views: 6552

Re: Restaurant Budget

$350/person/month....I'm sure I spent that much when i was 25. It was part of the "going out/fun" budget. Those costs naturally transition to things like diapers and daycare later in life :)
by TxAg
Mon Nov 26, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: Should I Buy a Truck Now?
Replies: 11
Views: 855

Re: Should I Buy a Truck Now?

get a used truck: check
make dad happy: check
by TxAg
Sun Nov 25, 2018 11:55 pm
Forum: Personal Finance (Not Investing)
Topic: paying off all but 1 dollar of CC
Replies: 83
Views: 8186

Re: paying off all but 1 dollar of CC

I don't think that's true
by TxAg
Sat Nov 24, 2018 12:36 pm
Forum: Investing - Help with Personal Investments
Topic: Helping a friend with his manager
Replies: 33
Views: 1809

Re: Helping a friend with his manager

Why waste time at a meeting? Fire him and move on.
by TxAg
Fri Nov 23, 2018 10:51 am
Forum: Personal Consumer Issues
Topic: Men's crew neck t-shirts
Replies: 47
Views: 3698

Re: Men's crew neck t-shirts

I wear Merino wool undershirts under my dress shirts. I buy light gray as it blends well under various dress shirt colors. It's much better than cotton. More expensive but I travel for work and I can wear them on the plane, in different climates, and honestly one shirt can get me through a week and...
by TxAg
Thu Nov 22, 2018 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: What financial information do you share with your family and relatives?
Replies: 112
Views: 9681

Re: What financial information do you share with your family and relatives?

This is the holiday season and here are some questions I've heard asked at gatherings in the past. Some I have been asked myself. "How much was your house?" "How much was your car?" "What is your mortgage payment?" "What is your car payment?" "Is your car paid off?" "How much was your utility bill?...
by TxAg
Wed Nov 21, 2018 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Downing sizing home
Replies: 15
Views: 2563

Re: Downing sizing home

With limited information, I like the plan. We're a family of 4 in 1670 sf. Taxes and utilities are less. We buy/keep less junk. Cleaning and yard maintenance is easier. We could sell our home for ~$400k but owe $115k at 2.5%. We're in no hurry. The only issue is long term guests or large gatherings ...
by TxAg
Sat Nov 17, 2018 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Water-Sewer line insurance
Replies: 34
Views: 1878

Re: Water-Sewer line insurance

Here in central Illinois on a mid-60's house, we have cast iron inside the house and under the slab. When it exits the house, it switches to clay tile. I don't know if that is common elsewhere or not. We had ours replaced from the house to the street with PVC a few years ago due to tree root issues...
by TxAg
Wed Nov 14, 2018 5:28 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 4903

Re: 2019 Subaru Outback 2.5 vs 3.6

So far, so good. I won't win any road rallies, but it's no trouble going 65 on these mountain roads. The worst part was the headwind coming through the TX panhandle. Also, I'm extremely impressed with the performance in the snow with stock tires. Did you end up having any issues at the increased el...
by TxAg
Wed Nov 14, 2018 8:07 am
Forum: Personal Consumer Issues
Topic: Flooring for home gym
Replies: 27
Views: 3880

Re: Flooring for home gym

Second vote for the 4 x 6 mats used in horse stalls for home gym flooring. Bought ours at a local Tractor Supply store a few years ago. Affordable and essentially indestructible. They do have a pretty strong 'rubber smell' for a few months. This smell will go away. They are large and heavy to move ...
by TxAg
Tue Nov 13, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7433

Re: Too many choices for my next TRUCK

Ok, so I thought I was done shopping for pick up truck. I narrowed it down to either a 2018 Nissan Titan (SV) or a 2019 Toyota Tundra (SR 5.7L). They were priced in the $30K range. I was going to decide this month and pick one up. Done! But then I saw that the 2018 Ford F150 (2.7/3.5L Ecoboost) and...
by TxAg
Thu Nov 08, 2018 9:55 pm
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7433

Re: Too many choices for my next TRUCK

Ford first. GM last. All the others in the middle. (And I grew up a GM fan)
by TxAg
Thu Nov 08, 2018 9:24 pm
Forum: Investing - Theory, News & General
Topic: Whats your number to walk away?
Replies: 301
Views: 45795

Re: Whats your number to walk away?

We're in our 30's so $3M-$5M to be safe??

Less as we age.
by TxAg
Thu Nov 08, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: tipping for grocery delivery
Replies: 53
Views: 4085

Re: tipping for grocery delivery

Tipping is out of control in this country
by TxAg
Tue Nov 06, 2018 8:32 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 4903

Re: 2019 Subaru Outback 2.5 vs 3.6

I have a 2014 2.5 One thing that I have now noticed as I have two kids and a camper seems more practical than a tent, I am very underwhelmed by the towing capacity of the outback. If they want to market the outback to outdoorsy people, they need to make a bigger engine. For your needs, the 2.5 shou...
by TxAg
Mon Nov 05, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 4903

Re: 2019 Subaru Outback 2.5 vs 3.6

I'm taking a 2017 2.5 Outback to the mountains next week. We'll be around 10,000' and loaded down. I'll report back....I'm not expecting any significant issues b/c of a smaller engine, though. So far, so good. I won't win any road rallies, but it's no trouble going 65 on these mountain roads. The w...
by TxAg
Sat Nov 03, 2018 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Is an MBA worth it these days?
Replies: 53
Views: 6377

Re: Is an MBA worth it these days?

Since you mentioned TX schools, have a look at Texas A&M's Master of Real Estate degree.
by TxAg
Tue Oct 30, 2018 9:40 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 4903

Re: 2019 Subaru Outback 2.5 vs 3.6

I'm taking a 2017 2.5 Outback to the mountains next week. We'll be around 10,000' and loaded down. I'll report back....I'm not expecting any significant issues b/c of a smaller engine, though.
by TxAg
Mon Oct 29, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: Tire rotation - low mileage car
Replies: 36
Views: 1932

Re: Tire rotation - low mileage car

For 6k a year, just rotate tires once a year. Get your oil changed at the same time. Probably a $100 bill all in
by TxAg
Sun Oct 28, 2018 11:01 am
Forum: Personal Consumer Issues
Topic: When to get a new toilet?
Replies: 52
Views: 3901

Re: When to get a new toilet?

We bought a fairly nice one from Sam's for $96 and I installed it myself. Liked it so much, we did the same in our second bathroom.



I'd get the new one and be done with it. $400 probably isn't too far off if it's a nice toilet and you have to pay the plumber's rate.
by TxAg
Sat Oct 27, 2018 10:53 pm
Forum: Personal Consumer Issues
Topic: Insurance for dog(s) ?
Replies: 12
Views: 897

Re: Insurance for dog(s) ?

It's silly to me. But here's my take on it. Your mileage may vary. I give annual shots myself....just buy them from the local farm store. Flea/tick meds can be had on Amazon. Heartworm preventative can be bought online as well... Except they aren't marketed and don't charge a premium. Look up Iverm...
by TxAg
Sat Oct 27, 2018 5:50 pm
Forum: Personal Consumer Issues
Topic: Insurance for dog(s) ?
Replies: 12
Views: 897

Re: Insurance for dog(s) ?

It's silly to me. But here's my take on it. Your mileage may vary. I give annual shots myself....just buy them from the local farm store. Flea/tick meds can be had on Amazon. Heartworm preventative can be bought online as well... Except they aren't marketed and don't charge a premium. Look up Iverme...
by TxAg
Mon Oct 22, 2018 12:16 pm
Forum: Personal Consumer Issues
Topic: Sequoia or Land Cruiser
Replies: 25
Views: 1392

Re: Sequoia or Land Cruiser

Great feedback. The Pilot is definitely a consideration. What about the Explorer? We have 3 kids and really just need something spacious for them. Our main vehicle right now is my wife’s 2016 Camry. It’s very tight in the back for them. I am provided a new Explorer every few years as a work vehicle...
by TxAg
Sat Oct 20, 2018 4:05 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6079

Re: Pull kids from school for vacations?

kacang wrote:
Sat Oct 20, 2018 3:57 pm
Our kids' (public) school discourages it and asks the parents to consider making a donation to make up for the loss in funding due to such absences.
I totally believe it. It is ridiculous.
by TxAg
Sat Oct 20, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6079

Re: Pull kids from school for vacations?

My kids aren't quite school age yet. We've thought about it and decided it just depends. I don't see a problem with it in most cases.


Regarding the 180 days comments...some trips can't be made in a weekend's time, and some trips are seasonal.
by TxAg
Tue Oct 16, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3881
Views: 1085572

Re: What Movie Have You Recently Watched?

"A Star Is Born"

Really, really good and great soundtrack. I'm impressed that Bradley Cooper could write/direct, sing, and act.
by TxAg
Mon Oct 15, 2018 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Gift for two of four grandchildren
Replies: 18
Views: 2292

Re: Gift for two of four grandchildren

Why can't she write a check to the parents of those two kids with the expectation they use the $$$ for college?
by TxAg
Sat Oct 13, 2018 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor discussing finances with me
Replies: 64
Views: 6110

Re: Neighbor discussing finances with me

If you're close friends, discuss it further.
by TxAg
Sat Oct 13, 2018 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Weigh in on our Marital Argument =)-- HCOL edition
Replies: 102
Views: 10555

Re: Weigh in on our Marital Argument =)-- HCOL edition

You owe $200k on a place worth $950k. Sell and take the $750k and apply it to the larger $1.2M place. That should be feasible on your current income. That keeps the commute similar and you get the extra room.
by TxAg
Fri Oct 12, 2018 9:54 am
Forum: Personal Consumer Issues
Topic: Key West Hotels
Replies: 27
Views: 1896

Re: Key West Hotels

We stayed here in June 2011. It was really nice and also low key.

The Marquesa Hotel
600 Fleming
Key West, FL 33040
Phone: 305-292-1919
by TxAg
Thu Oct 11, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Anyone here major in Economics in college?
Replies: 68
Views: 4027

Re: Anyone here major in Economics in college?

Econ major here. Take plenty of finance and accounting classes. Take statistics and econometrics. Take Calculus 1 and 2.


Econ is a great way to mix business strategy, math, stats, and common sense.

I wanted to be an Econ PhD but stunk (comparatively) at math.
by TxAg
Thu Oct 11, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5991

Re: Anyone done a Hair Transplant?

pennstater2005 wrote:
Thu Oct 11, 2018 10:12 am
I had someone tell me once “you look a little thin on top” I replied “you look a little thick in the middle”. He never mentioned it again. Feel free to use that :D
Haha I like that
by TxAg
Wed Oct 10, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5991

Re: Anyone done a Hair Transplant?

Buzz your whole head with a #1. I think that's the best look for early balding.
by TxAg
Wed Oct 10, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 5991

Re: Anyone done a Hair Transplant?

It worked for Jason Witten, Deion Sanders, and Brian Urlacher.
by TxAg
Wed Oct 10, 2018 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Pls help us design our family life!!!
Replies: 42
Views: 5407

Re: Pls help us design our family life!!!

Your definition of frugal is different than mine ;)
by TxAg
Tue Oct 09, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 216
Views: 15755

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

Fort Worth is the best thing going in TX
by TxAg
Tue Oct 09, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3922

Re: Neighbors tree branch growing too close to my house

My technique (in a land of small yards and large trees): I tell my neighbor that I will need to hack off some branches that are extending onto my property. If they are concerned about the health of "look" of the tree, I give them time to hire someone to do the job professionally. (An arborist told ...
by TxAg
Mon Oct 08, 2018 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Sellers remorse - selling business
Replies: 44
Views: 4878

Re: Sellers remorse - selling business

You need a hobby
by TxAg
Wed Oct 03, 2018 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Sold Home - 2 days after buyer claims they found an issue with A/C
Replies: 119
Views: 12045

Re: Sold Home - 2 days after buyer claims they found an issue with A/C

They got scammed so they're scamming you. I agree with the "pound sand" comments.
by TxAg
Tue Oct 02, 2018 7:36 pm
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 55
Views: 4058

Re: Tipping

Is it possible s/he isn't paying taxes? Then s/he's getting a double whammy with the tip and also not paying the tax percentage.
by TxAg
Wed Sep 26, 2018 5:31 pm
Forum: Personal Consumer Issues
Topic: cleaning lady stealing
Replies: 49
Views: 7521

Re: cleaning lady stealing

We had a cleaning lady steal my wife's clothes. She was fired from a lot of homes after word got around.
by TxAg
Tue Sep 25, 2018 2:04 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 89
Views: 6155

Re: Oil change interval for low-mileage vehicles

I've asked mechanics the same question and was told once per year. It has worked well for me.
by TxAg
Sun Sep 23, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Minimalist Lifestyle
Replies: 92
Views: 11764

Re: Minimalist Lifestyle

Follow the in/out rule: Every time you buy something new get rid of something old. When I buy a new shirt, I throw out or donate an old shirt. When I buy a new pair of shoes, I throw out or donate an old pair of shoes. Could I live out of a suitcase? In an end-of-the-world scenario, sure. But that'...
by TxAg
Sun Sep 23, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: How to get rid of rabbits
Replies: 66
Views: 3829

Re: How to get rid of rabbits

Rabbit stew.
by TxAg
Sat Sep 22, 2018 7:31 am
Forum: Personal Consumer Issues
Topic: What to wear for job interview - skip the tie?
Replies: 83
Views: 9311

Re: What to wear for job interview - skip the tie?

Leave the tie at home.

As long as the rest of you looks put together and your poised and well spoken, you'll do fine.

Edit: i saw this thread was old, and you've updated it. Congrats on the new gig.
by TxAg
Mon Sep 17, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13420

Re: Considering Quitting Job - Seeking Advice. Would you do it?

I didn't bother reading all the replies. There's no amount of money that would entice me to work that many hours with kids at home. Edit: I read the replies. I don't mean to be rude, but you're being selfish at this point. Your family needs you. I'll say it again....they need YOU, not more money. Yo...