Search found 1688 matches

by TxAg
Fri Sep 18, 2020 8:34 pm
Forum: Personal Consumer Issues
Topic: Pretending to enjoy sports for business/social reasons
Replies: 83
Views: 4767

Re: Pretending to enjoy sports for business/social reasons

Don't fake it. You'll be found out. Life is too short to pretend.

I like sports, but I'd almost always rather be "doing something" than "watching someone else doing something"

I am looking forward to the Olympics, though.
by TxAg
Fri Sep 18, 2020 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 400
Views: 86851

Re: Physician Retirement Savings

I feel like I am probably not just in the 1%, but rather in the 1% among physicians. My liquid assets are 8 figures, the practice I started is also worth 8 figures, and my real estate portfolio is worth 7 figures. I will soon be approaching retirement age, but I still like seeing patients. I am pro...
by TxAg
Thu Sep 17, 2020 9:25 pm
Forum: Personal Consumer Issues
Topic: Kids back to On Campus School - Would you ?
Replies: 46
Views: 1934

Re: Kids back to On Campus School - Would you ?

My wife and I are on opposite sides. I think our 3rd grader should go back in Mid-October - with proper precautions (hybrid, smaller class sizes, etc), wife does not. We had asked our daughter before the year, she absolutely wanted to be in the classroom - cried when they announced online. Now, aft...
by TxAg
Thu Sep 17, 2020 9:21 pm
Forum: Personal Consumer Issues
Topic: Kids back to On Campus School - Would you ?
Replies: 46
Views: 1934

Re: Kids back to On Campus School - Would you ?

Our 4 yr old and 6 yr old are back at school 5 days a week.

At some point we have to start living life again.
by TxAg
Wed Sep 16, 2020 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing for retirement in mid 30s
Replies: 311
Views: 20646

Re: Preparing for retirement in mid 30s

What about college costs for your kids? Public colleges are fine. Besides, with the extra time I will have in retirement, I can give them a head start on education that is likely to be superior to any private school in the world. I agree with public college. Is that cost included in the $45k/yr?
by TxAg
Wed Sep 16, 2020 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing for retirement in mid 30s
Replies: 311
Views: 20646

Re: Preparing for retirement in mid 30s

Seems irresponsible to work the healthcare system in your favor when you can clearly keep working. Admittedly, I'm not fully informed on the subject matter, though.


Also, what about college costs for your kids?
by TxAg
Sat Sep 05, 2020 11:13 am
Forum: Personal Finance (Not Investing)
Topic: What is PenFed good at?
Replies: 77
Views: 5520

Re: What is PenFed good at?

We had a new car loan with them 4 years ago. It was extremely easy.
by TxAg
Sat Sep 05, 2020 7:56 am
Forum: Personal Consumer Issues
Topic: Buying guns not an option, what else
Replies: 56
Views: 5118

Re: Buying guns not an option, what else

Thinking about having some form of safety help at home in case of emergency. Not going to buy guns, looking for any other options.... Have been looking at mace, but looks like they are not reliable and have a shelf life. Any suggestions recommendations will be appreciated. As a former cop and retir...
by TxAg
Sat Sep 05, 2020 7:54 am
Forum: Personal Consumer Issues
Topic: Buying guns not an option, what else
Replies: 56
Views: 5118

Re: Buying guns not an option, what else

Is your concern preventing home invasions? Get a dog Upgrade your deadbolts to Class 1 locks and install reinforced strike plates Ensure windows can't be jimmied open (eg if you have horizontal sliders, put a wooden dowel in the track) Install motion-sensing lights around exterior doors/gates Insta...
by TxAg
Tue Sep 01, 2020 7:34 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1715
Views: 223318

Re: Post your Financial Milestone Announcements Here

Love this thread
by TxAg
Mon Aug 24, 2020 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Stage 4 Cancer and Young Family
Replies: 105
Views: 14691

Re: Stage 4 Cancer and Young Family

You're a good man. That is clearly evident. Best of luck to y'all.
by TxAg
Wed Aug 19, 2020 2:52 pm
Forum: Personal Consumer Issues
Topic: Landscaping - affordable choices
Replies: 22
Views: 1971

Re: Landscaping - affordable choices

It would also be pretty cool to plant a food forest. Check out Edible Acres in youtube.
by TxAg
Wed Aug 19, 2020 2:41 pm
Forum: Personal Consumer Issues
Topic: Landscaping - affordable choices
Replies: 22
Views: 1971

Re: Landscaping - affordable choices

Whatever you plant, make sure it is drought/heat tolerant and cold tolerant down to 10* or so. We're a little south of you in DFW. It's a pain to cover up plants in the winter or water heavily in the summer. And this is coming from someone who loves messing around in the yard. As an example: We star...
by TxAg
Wed Aug 05, 2020 8:18 am
Forum: Personal Investments
Topic: Diversifying to timber/farmland
Replies: 25
Views: 1817

Re: Diversifying to timber/farmland

I own a little over 220 acres of timberland with a 4 BR 3 BA cabin, lake, roads, etc. on it. Has been in my family for 70 years, but I took ownership/purchased it back in 2014, so I have been dealing with it for 6 years now. I do all tractor work myself (New Holland TN65 with PTO), live 6 hours fro...
by TxAg
Wed Aug 05, 2020 7:42 am
Forum: Personal Investments
Topic: Diversifying to timber/farmland
Replies: 25
Views: 1817

Re: Diversifying to timber/farmland

I own a little over 220 acres of timberland with a 4 BR 3 BA cabin, lake, roads, etc. on it. Has been in my family for 70 years, but I took ownership/purchased it back in 2014, so I have been dealing with it for 6 years now. I do all tractor work myself (New Holland TN65 with PTO), live 6 hours fro...
by TxAg
Wed Jul 29, 2020 12:29 pm
Forum: Personal Consumer Issues
Topic: Where is best place to have engagement ring professionally cleaned?
Replies: 20
Views: 1587

Re: Where is best place to have engagement ring professionally cleaned?

An old toothbrush and Dawn dish soap will do wonders.
by TxAg
Sun Jul 26, 2020 8:03 am
Forum: Personal Consumer Issues
Topic: Talk me out of or into this (purchasing a new vehicle).
Replies: 51
Views: 3709

Re: Talk me out of or into this (purchasing a new vehicle).

I don't know if it makes sense financially, but I like the idea of it.


A Tacoma or Tundra with less than 100k miles goes fast and for a premium.
by TxAg
Sat Jul 18, 2020 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Tired Lawyer, Need career and life advice
Replies: 106
Views: 13906

Re: Tired Lawyer, Need career and life advice

I'd quit, sell the house, buy an RV and tour the US for a coulle years before the kiddo starts school. Then get any job you want that pays for health insurance.
by TxAg
Sat Jul 18, 2020 10:20 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 566
Views: 22741

Re: Bird watchers – what birds are you seeing?

Lots of Mississippi Kites around here this time of year. It's fun to watch them swoop in for cicadas.


Fun fact: copperheads are bad this time of year also. They congregate under oaks and eat the cicadas. https://tpwmagazine.com/archive/2016/ju ... opperhead/
by TxAg
Tue Jul 14, 2020 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Helping our Adult Child Buy a Home
Replies: 72
Views: 5668

Re: Helping our Adult Child Buy a Home

Consider fully funding your future grandchildrens' college tuition.

That would be less invasive and still help your daughter/SIL financially.
by TxAg
Sat Jul 11, 2020 8:06 pm
Forum: Personal Consumer Issues
Topic: Who is your favorite fiction author and what is your favorite book of theirs?
Replies: 161
Views: 9600

Re: Who is your favorite fiction author and what is your favorite book of theirs?

I prefer non-fiction, but I've read "Lonesome Dove" by Larry McMurtry several times. Love that book.
by TxAg
Fri Jul 10, 2020 7:57 am
Forum: Personal Consumer Issues
Topic: Who has painted their own house?
Replies: 45
Views: 3781

Re: Who has painted their own house?

I just painted the interior of our two car garage. Walls and ceiling. Man, I hate painting. I'm fairly handy, but I vowed to hire out all future painting projects
by TxAg
Mon Jul 06, 2020 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Lots of changes at work. How best to proceed?
Replies: 18
Views: 2651

Re: Lots of changes at work. How best to proceed?

It’s been 11 months since I posted this and thought I’d give an update: EVP is now P Director is now VP I am in same spot I have asked multiple times about the job mentioned here: you can continue to work on that side of the business for now, but the job we’re hiring for is more senior than where y...
by TxAg
Sat Jul 04, 2020 6:30 pm
Forum: Investing - Theory, News & General
Topic: 4% rule - confidence poll
Replies: 457
Views: 26944

Re: 4% rule - confidence poll

Tagged
by TxAg
Sat Jul 04, 2020 9:55 am
Forum: Personal Consumer Issues
Topic: Thinking about joining Air National Guard at 31 years
Replies: 94
Views: 6129

Re: Thinking about joining Air National Guard at 31 years

I'm 38 with 2 kids, wife, good job etc.

My biggest regret in life is never serving in the military.
by TxAg
Fri Jul 03, 2020 2:38 pm
Forum: Personal Investments
Topic: Cash left from Mortgage refinance
Replies: 9
Views: 719

Re: Cash left from Mortgage refinance

Just chiming in to say i love your username
by TxAg
Fri Jul 03, 2020 1:28 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1715
Views: 223318

Re: Two Comma Club

:sharebeer
by TxAg
Thu Jul 02, 2020 1:01 pm
Forum: Personal Consumer Issues
Topic: Elementary school in Fall - choose Virtual or In-person
Replies: 120
Views: 8539

Re: Elementary school in Fall - choose Virtual or In-person

Kids need social interaction. Going to school in person is the right choice.
by TxAg
Thu Jul 02, 2020 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 7980

Re: Question - Reloc to TX

The difference is that renting might mean you live in small apartment and buying might mean that you live in a large house. The small apmt guy is NOT paying the same amount of property taxes as the house guy.
by TxAg
Thu Jul 02, 2020 7:56 am
Forum: Personal Consumer Issues
Topic: Landlord expectations: Rats in the yard
Replies: 80
Views: 5746

Re: Landlord expectations: Rats in the yard

Poison and traps are cheap. I'd just take care of it myself. Maybe get an outdoor cat? A pellet gun would be a fun option. I don't know where you live, but PLEASE DO NOT PUT OUT POISON! It will kill domestic cats and any other wildlife in the area, such as raccoons and opossom. About three years ag...
by TxAg
Wed Jul 01, 2020 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 7980

Re: Question - Reloc to TX

Quick q - if living in McKinney, what is the commute like to Frisco? I don't want to pay expensive tolls as well since I see toll roads all over the place in Dallas. At the moment it is irrelevant since my company has indicated that it will be remote for a few more months but ultimately I will be i...
by TxAg
Tue Jun 30, 2020 10:35 pm
Forum: Personal Consumer Issues
Topic: Landlord expectations: Rats in the yard
Replies: 80
Views: 5746

Re: Landlord expectations: Rats in the yard

Cooked bacon (and grease) makes an excellent rat bait if you decide to buy some traps.
by TxAg
Tue Jun 30, 2020 6:08 pm
Forum: Personal Consumer Issues
Topic: Landlord expectations: Rats in the yard
Replies: 80
Views: 5746

Re: Landlord expectations: Rats in the yard

Poison and traps are cheap. I'd just take care of it myself.

Maybe get an outdoor cat? A pellet gun would be a fun option.
by TxAg
Tue Jun 30, 2020 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 7980

Re: Question - Reloc to TX

You're getting some good advice and I do not want to bash Texas but 100 degrees in Dallas is quite different than 100 degrees in the IE. We have dry heat in California. Texas has humidity. Good luck in your move to Texas. I would rent. yep, understood :) I have experienced it when I was in Miami. I...
by TxAg
Tue Jun 30, 2020 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 7980

Re: Question - Reloc to TX

I lived in one bedroom apts for a few years. Never paid more than. $100/month in the summer.

In 1700sf house now paying $140-170/month in the summer
by TxAg
Tue Jun 30, 2020 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 7980

Re: Question - Reloc to TX

Wouldn't you expect the property taxes to be included as part of the rent? Assuming that's the case, this wouldn't be a factor in your rent/buy decision. Yes, but "taxes paid" for renting a 900 sf apt is still much cheaper than buying a 2000sf house. Plus, complexes negotiate cheap rates and discou...
by TxAg
Fri Jun 26, 2020 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Question - Reloc to TX
Replies: 105
Views: 7980

Re: Question - Reloc to TX

I'd live in an apartment close to the office. Traffic can stink sometimes. The urban apartments will likely have parking garages so no worrying about hail.

The DFW area is like anywhere else...it's what you make it.
by TxAg
Mon Jun 22, 2020 1:15 pm
Forum: Personal Consumer Issues
Topic: roof attic fan
Replies: 42
Views: 2597

Re: roof attic fan

Your attic fan may be different than ours. My attic has 3. Two went out close together. I disconnected them and capped the wires. I then removed the blades/box to enhance air flow. Our roof has soffits and air circulates fine without the fans. I added extra insulation 8 years ago. I recently added a...
by TxAg
Mon Jun 22, 2020 7:28 am
Forum: Personal Consumer Issues
Topic: What kind of sunglasses?
Replies: 107
Views: 6669

Re: What kind of sunglasses?

Peppers or Goodr
by TxAg
Sat Jun 20, 2020 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: House not appraising to sale price
Replies: 51
Views: 7064

Re: House not apprising to sale price

This is so frustrating. Appraisals are just educated guesses. In these cases, the guesses are wrong as the fair market value was just agreed upon by a willing buyer and seller.
by TxAg
Fri Jun 19, 2020 10:09 am
Forum: Personal Finance (Not Investing)
Topic: Is it retirement time yet?
Replies: 22
Views: 2679

Re: Is it retirement time yet?

They're worth $6.5 million. They can retire if they want. Expenses matter but they have plenty of dough.
by TxAg
Tue Jun 16, 2020 9:15 pm
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 101
Views: 9202

Re: Online / Gun Dealer Recommendations

Followup....took my wife to local gun store and we evaluated a couple candidates for a home defense weapon. As suggested on this forum, it was important for wife to be comfortable with the grip ad handling. We opted for the Glock 17 Gen 5. Nothing flashy but we like the design. You Tube had a wealt...
by TxAg
Tue Jun 16, 2020 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: Parents in a tough situation for retirement
Replies: 117
Views: 13484

Re: Parents in a tough situation for retirement

Don't put your retirement at risk for theirs. At their ages they can work for another decade.