Search found 14 matches

by imbroke2
Thu Sep 17, 2020 11:55 pm
Forum: Non-US Investing
Topic: taxes in Germany for ETFs not bought in Germany?
Replies: 11
Views: 1381

Re: taxes in Germany for ETFs not bought in Germany?

Are you a German citizen or resident? Do you plan to work in Germany for a long time? Is it possible to leave your non German IB holdings as is while working in Germany? Open a GERMAN brokerage account and contribute to it while you're in Germany? not a german resident. duration of work in germany ...
by imbroke2
Thu Sep 17, 2020 1:05 am
Forum: Non-US Investing
Topic: taxes in Germany for ETFs not bought in Germany?
Replies: 11
Views: 1381

Re: taxes in Germany for ETFs not bought in Germany?

do i have to declare my portfolio every tax year or is it automatically obtained by the tax authorities in germany? The tax is deduced automatically by the (Germany based) bank/broker. If you have accumulating ETFs, you have to make sure that there is enough money in your account to cover the tax d...
by imbroke2
Wed Sep 16, 2020 12:28 pm
Forum: Non-US Investing
Topic: taxes in Germany for ETFs not bought in Germany?
Replies: 11
Views: 1381

Re: taxes in Germany for ETFs not bought in Germany?

1) Yes, you will pay taxes on your ETFs every year that you are a German tax resident. It doesn't matter if they are accumulating or distributing. You need to look up the Vorabpauschaule taxation treatment in Germany. Taxation of ETFs does not only occur at time of sale in Germany - it occurs every...
by imbroke2
Tue Sep 08, 2020 7:47 am
Forum: Non-US Investing
Topic: taxes in Germany for ETFs not bought in Germany?
Replies: 11
Views: 1381

taxes in Germany for ETFs not bought in Germany?

if i purchase accumulating UCITS ETFs while being a tax resident in Singapore and later relocate to Germany for work, do i have to pay tax as a germany tax resident on (1) the reinvested dividends and (2) capital gains if i sell the ETF as a Germany tax resident (even though I purchased the ETF earl...
by imbroke2
Wed May 27, 2020 1:10 pm
Forum: Non-US Investing
Topic: should I consdier stock ETFs that cover EU and other regions?
Replies: 3
Views: 266

should I consdier stock ETFs that cover EU and other regions?

VWRA is what i'm leaning towards but given the majority weightage to the US, what other low cost accumulating etfs cover other regions? Or should i just simplify it and just go with VWRA?
by imbroke2
Thu Apr 30, 2020 12:03 pm
Forum: Non-US Investing
Topic: list of countries that Singapore has a tax treaty with
Replies: 1
Views: 206

list of countries that Singapore has a tax treaty with

https://www.iras.gov.sg/irashome/Quick-Links/International-Tax/List-of-DTAs--limited-treaties-and-EOI-arrangements/ are the countries listed here the countries that allows for Singapore residents to pay no withholding tax (ie similar to an irish domiciled etf)? am i also right that singapore residen...
by imbroke2
Tue Dec 31, 2019 12:50 pm
Forum: Non-US Investing
Topic: how to purchase ETFs at their NAVs?
Replies: 11
Views: 1146

how to purchase ETFs at their NAVs?

From what I've seen, the market price of ETFs are usually higher than the NAVs.

As NAVs are calculated at the end of the trading day, should I then place a buy order equal to the closing NAV after the trading day has ended?

Or is purchasing ETFs at the exact NAV value impossible?
by imbroke2
Thu Dec 19, 2019 8:49 am
Forum: Non-US Investing
Topic: is irish domicile useful to bond etfs as well?
Replies: 8
Views: 605

Re: is irish domicile useful to bond etfs as well?

I'd stick to an ETF of SG govt bonds(A35)
is there an accumulating version of this etf or similar etf? wouldnt want to spend the extra trading cost to reinvest the coupons
by imbroke2
Mon Dec 16, 2019 12:42 pm
Forum: Non-US Investing
Topic: is irish domicile useful to bond etfs as well?
Replies: 8
Views: 605

is irish domicile useful to bond etfs as well?

[Start of previous thread --admin LadyGeek] a brief read through on the bond etfs available and i came across names like BND, AGGH, IGLH 1) as BND is US domiciled, will a non-US investor be disadvantaged due to the 30% withholding tax similar to equity etfs? 2) i am investing from Singapore and am ...
by imbroke2
Mon Dec 16, 2019 12:40 pm
Forum: Non-US Investing
Topic: is irish domicile useful to bond etfs as well?
Replies: 8
Views: 605

Re: Exploring the Permanent Portfolio

i've read that page. However, it only mentions about the global bond etfs and not about purely buying Singapore government bonds for the bond allocation
by imbroke2
Mon Dec 16, 2019 12:21 pm
Forum: Non-US Investing
Topic: is irish domicile useful to bond etfs as well?
Replies: 8
Views: 605

is irish domicile useful to bond etfs as well?

[Merged into this thread from: Exploring the Permanent Portfolio --admin LadyGeek] I have a long-term horizon and am planning to allocate 20% into bonds and 80% into VWRA. if I were to buy SG bonds for the bond portion in my portfolio, which maturity should I buy? If I only purchase 1 maturity, wou...
by imbroke2
Mon Dec 16, 2019 9:28 am
Forum: Non-US Investing
Topic: IWDA + EIMI VS VWRD. Which is better?
Replies: 5
Views: 4296

Re: IWDA + EIMI VS VWRD. Which is better?

i have a question regarding optimised sampling: IWDA has 1644 stocks and the MSCI world has 1650 stocks. However, VWRA has 3371 stocks and the FTSE All World Index has 3949 stocks. Since both etfs have lesser stocks than the indexes, how does VWRA (physical) be better than IWDA (optimised sampling)?
by imbroke2
Sat Dec 07, 2019 12:28 pm
Forum: Non-US Investing
Topic: questions on S&P500 ETFs
Replies: 4
Views: 603

Re: questions on S&P500 ETFs

The price of the fund does not matter -> why so? VUSA (USD 45) and CSPX (USD 312) will clearly affect how many lots one is able to purchase?

so basically the marketing for the Lyxor fund is a scam?
by imbroke2
Sat Dec 07, 2019 1:27 am
Forum: Non-US Investing
Topic: questions on S&P500 ETFs
Replies: 4
Views: 603

questions on S&P500 ETFs

based in Singapore and new to investing. I'm thinking of purchasing a S&P500 ETF. 1) why is is there a huge price difference between VUSA (USD 45) and CSPX (USD 312)? I understand that VUSA is a distributing ETF while CSPX is an accumulating ETF. But that surely doesn't explain for the price differe...