Search found 2085 matches

by Barefootgirl
Mon Jun 26, 2017 1:35 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 54
Views: 2879

Re: Worthwhile TV programming?

I thought The Keeper was interesting, but could have been condensed lol - I understand the producers have a different goal than the viewer. Yes, yes, as other posters have pointed out - the issue is with me - hahaha too picky. I don't eat brussel sprouts either lol. Actually, my interest in just wan...
by Barefootgirl
Mon Jun 26, 2017 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Health Care with/Medicare
Replies: 39
Views: 2319

Re: Federal Retiree Health Care with/Medicare

Whenever the talk turns to abolishing or scaling back on Medicare benefits, isn't it possible to view the FEHB program for retirees as a good cushion for handling the fall?
by Barefootgirl
Mon Jun 26, 2017 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Where to find a financially like-minded significant other?
Replies: 116
Views: 5086

Re: Where to find a financially like-minded significant other?

If you find a financially compatible partner, I think the relationship may have promise, but it's equally important to find a partner with at least a reasonable degree of emotional intelligence...the wings still need lift :)

I agree there should be a dating group. I have found we are a minority. :)
by Barefootgirl
Sun Jun 25, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 54
Views: 2879

Re: Worthwhile TV programming?

For me, it's probably a combination of having narrow interests and being easily distracted when a show doesn't draw me in. I've been looking around - it appears I might have better luck dropping subscription services and just buying programming on demand when I find something I think i might like. A...
by Barefootgirl
Sun Jun 25, 2017 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 167
Views: 18672

Re: Early Retirement - what to do about healthcare?

flyingaway - About 10+ years ago, a co-worker of mine was found sobbing alone in a conference room. We assumed it was because she had just been diagnosed with cancer. As I went to console her, I learned the actual source of her grief - she explained she would never be able to leave that job - a job ...
by Barefootgirl
Sat Jun 24, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 54
Views: 2879

Re: Worthwhile TV programming?

I find tons of documentaries on Netflix and Amazon that are obvious propaganda....and not just for one side. All sides seem to get a chance to push their various agendas.

I did enjoy the Tom Petty, Eagles and Keith Richards documentaries, however.

What has happened to programming?
by Barefootgirl
Sat Jun 24, 2017 6:34 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 54
Views: 2879

Re: Worthwhile TV programming?

Some of the ones you mention I believe require an additional add on subscription.

In that case, I might better subscribe directly through Roku?
by Barefootgirl
Sat Jun 24, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 54
Views: 2879

Re: Worthwhile TV programming?

yes, listening with one eye cocked and ready in case I hear something riveting :)
by Barefootgirl
Fri Jun 23, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 54
Views: 2879

Worthwhile TV programming?

I realize this topic is subjective, but maybe I can get some ideas here. I am not a station TV watcher, beyond news programs. I mostly telework, so I appreciate having something on in the background for noise (I am nearing retirement and could do this job in my sleep)... and to keep me thinking - so...
by Barefootgirl
Fri Jun 23, 2017 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 167
Views: 18672

Re: Early Retirement - what to do about healthcare?

We can speculate all day long about the best countries for certain types of medical care, but I find it most helpful to actually talk to boots on the ground - specifically, Canadian and U.S. expats living in other countries. Generally speaking, I've found it true that expats don't hold back when it ...
by Barefootgirl
Fri Jun 23, 2017 5:13 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1872
Views: 296422

Re: What's Your Credit Card Rewards Strategy?

Download the Experian app and you can see at any given moment how many new CC accounts you are showing w/in the previous 2 year period. Works like a charm = no need to guess how Chase is seeing it when they make their decision.
by Barefootgirl
Thu Jun 22, 2017 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 167
Views: 18672

Re: Early Retirement - what to do about healthcare?

My post was vague, way off topic and not specific to any poster, just the view from stepping back and looking at it from a very wide vantage point. I agree, we can't each build our own interstates ;) having more than one legal residency could be wise however.
by Barefootgirl
Thu Jun 22, 2017 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 167
Views: 18672

Re: Early Retirement - what to do about healthcare?

It's something of an irony that we're here in the forum overall to learn better how to profit from the constant growth that is celebrated and supported above all else in the US — above affordable health care, above education, above everything. At the end of the day, it means Americans believe it’s y...
by Barefootgirl
Thu Jun 22, 2017 10:24 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1872
Views: 296422

Re: What's Your Credit Card Rewards Strategy?

And so I'd like to pass the announcement that the next FTU will be taking place in Chicago on 17-19 November 2017, https://ftuniversity.com/ . If I were not traveling at that time elsewhere, I would have found it worthwhile to fly to Chicago for this event. Your mileage may vary (excuse the pun), T...
by Barefootgirl
Wed Jun 21, 2017 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: Best Practices for Managing Paper Receipts
Replies: 28
Views: 1928

Re: Best Practices for Managing Paper Receipts

I'm a minimalist. I have two baskets - "tax & HSA receipts - the other: "purchase receipts" Every few weeks or so, I gather up the tax (deductible expense etc) receipts and put them in a current tax year file - the HSA receipts go in their file. Around the same interval, I check t...
by Barefootgirl
Wed Jun 21, 2017 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1872
Views: 296422

Re: What's Your Credit Card Rewards Strategy?

I'm starting to second guess my waiting game on the Chase Sapphire. I am sitting at just 6/24 right now - so getting close, but see other good opportunities on the horizon. I'm earning UR points through Ink, etc. The bonus of course would be nice - but remind me again - what is your primary motivato...
by Barefootgirl
Mon Jun 19, 2017 6:48 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1872
Views: 296422

Re: What's Your Credit Card Rewards Strategy?

Merrill Plus Visa Signature card.


Is there a business version of this card, anyone know? I will try to find out.
by Barefootgirl
Mon Jun 19, 2017 6:42 am
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3215

Re: Fermenting Vegetables

we humans prefer crisp over soft, the latter being a sign of spoilage. . I never thought of it this way, but that's exactly it. I looked at the lovely and tasty piece of cucumber that I had fermented and it tasted good, but I had to tell myself the mushiness was not a concern ;0 If it's solely due ...
by Barefootgirl
Sun Jun 18, 2017 6:47 pm
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 103
Views: 10179

Re: Amazon Buys Whole Foods

In this area, also considered affluent and densely populated, there's a growing wave of large German or German-connected grocers: Lidl, Aldi and Trader Joes - all quite literally moving into spaces once occupied by Safeway and similar, new stores in the past couple years and several more scheduled t...
by Barefootgirl
Sun Jun 18, 2017 6:06 pm
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3215

Re: Fermenting Vegetables

I think the brining solutions I use fall somewhere between 2-4 percent - so the brine is salty to the taste, but quite palatable, particularly as its rich with other flavors developed during fermentation - but to me, not any more salty than a bag of salted pretzels or potato chips - or as I recall, ...
by Barefootgirl
Sun Jun 18, 2017 5:18 pm
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3215

Re: Fermenting Vegetables

Living is linked to cancer. This forum often surprises me. The subject of grilling meat comes up here often and yet I don't think I've ever seen one poster mention the link between cancer and charred meats/food and cooking meats at high temps - something that has probably been included on the ACA we...
by Barefootgirl
Sun Jun 18, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3215

Re: Fermenting Vegetables

The dilly beans are the best. Do you have any tips for ingredients that support crispness? (for example, in cucumbers!) my last batch of cukes was a little flabby. Someone suggested adding a tea leaf to the jar. By the way, for others here, the Journal of Probiotics & Health has a ton of academi...
by Barefootgirl
Sun Jun 18, 2017 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Federal employees considering early out - buyout?
Replies: 38
Views: 3120

Re: Federal employees considering early out - buyout?

then the only issue left is quality of worklife and employment stability, I've only been in one agency, one career category for my entire federal career. I hear about this thing called quality of worklife, but so far, it remains elusive lol. I find the pressures in this position to be no less than ...
by Barefootgirl
Sun Jun 18, 2017 9:07 am
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon, Freebooksy, Bookbub, etc.
Replies: 15
Views: 1292

Alternatives to Amazon, Freebooksy, Bookbub, etc.

A friend reads free ebooks from Freebooksy and Bookbub, but I don't find many titles there to my taste. I have naively purchased self-published books - ugh, more cautious now. I guess I lean a lot more toward non-fiction, not-mainstream authors and topics....stuff I usually pay big $ for on Amazon :...
by Barefootgirl
Sun Jun 18, 2017 8:58 am
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3215

Fermenting Vegetables

I have a friend with a garden. He harvests more than he can use by himself (and his family, neighbors, etc.) In addition to filling his freezer, he ferments and has been trying to talk me into it. I live an urban life (think little time and space), so I wasn't too keen to it, until he introduced me ...
by Barefootgirl
Sun Jun 18, 2017 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Federal employees considering early out - buyout?
Replies: 38
Views: 3120

Re: Federal employees considering early out - buyout?

So you mean your entire group would likely leave if benefits were significantly downgraded? Not criticizing, just trying to understand. One thing to keep in mind -- even if all the other benefits were to become less attractive, if you are still able to continue FEHB coverage in retirement that alon...
by Barefootgirl
Sat Jun 17, 2017 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Federal employees considering early out - buyout?
Replies: 38
Views: 3120

Re: Federal employees considering early out - buyout?

But the 2018 budget proposal would reduce COLAs for future and current retirees, which is a first. So people are cautious. Understandably. I have less control over that potential change than I do over the timing of my departure due to eligibility rules, so now I'm trying to determine if there's any...
by Barefootgirl
Sat Jun 17, 2017 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Federal employees considering early out - buyout?
Replies: 38
Views: 3120

Re: Federal employees considering early out - buyout?

I think there is some financial risk for near-retirement employees that do not get off the rolls.


I realize future reforms may be different and there are no guarantees, but generally speaking, isn't there typically some kind of grandfathering for near-retirement employees?
by Barefootgirl
Thu Jun 15, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: Call Forwarding from Landline to Cell
Replies: 7
Views: 594

Call Forwarding from Landline to Cell

I'm thinking of cancelling my landline with Verizon. This is one of two numbers of I've been using for business, so there is a concern that clients may try to reach me on the landline phone number, even if I try to put the word out. Does anyone know if we can cancel a landline and still have the cal...
by Barefootgirl
Wed Jun 14, 2017 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1872
Views: 296422

Re: What's Your Credit Card Rewards Strategy?

I don't spend enough at restaurants to justify a concerted effort, but I note that this promotion runs during a peak vacation season when I am more likely to seek meals away from home, so there's that. I have a unique key ring attached to my car keys, it also attaches credit cards. I slide them on a...
by Barefootgirl
Sun Jun 11, 2017 6:19 am
Forum: Personal Finance (Not Investing)
Topic: Regret early retirement/downsizing
Replies: 228
Views: 35480

Re: Regret early retirement/downsizing

but part of me hopes that the positive feeling of freedom from work will be much more powerful than the negative feeling of stagnating/declining net worth. Part of me sometimes wonders whether some of us (self included), attach too much significance to the number itself (net worth). I'd be willing ...
by Barefootgirl
Sun Jun 11, 2017 6:14 am
Forum: Personal Finance (Not Investing)
Topic: Meeting with retirement guru, specializes in federal govt employees
Replies: 72
Views: 7132

Re: Meeting with retirement guru, specializes in federal govt employees

Thank you MnD, I'm going to follow up on your most helpful post of links and guidance. In my situation, I will have 10 years of service when I retire, so I need to fully understand the differences for my situation versus benefits for a typical, longer length of service. Montanagirl, need to educate ...
by Barefootgirl
Sat Jun 10, 2017 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1872
Views: 296422

Re: What's Your Credit Card Rewards Strategy?

It's not like the card issuers and gift card companies aren't aware of this "hobby". Surely, it's part of the calculated business case - the business case where we're a small population compared to their primary, more desirable customers. I was just seeking out a local bank to sign up with...
by Barefootgirl
Sat Jun 10, 2017 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Meeting with retirement guru, specializes in federal govt employees
Replies: 72
Views: 7132

Re: Meeting with retirement guru, specializes in federal govt employees

Sure, will be glad to pass along anything that appears to be useful info for others, not just me.

He's going to address Medicare, but I have to wonder - since I am 10 years away from eligibility - wondering if that is speculation. Of course, I am 7 years from SS.
by Barefootgirl
Sat Jun 10, 2017 5:40 am
Forum: Personal Finance (Not Investing)
Topic: (Very) Early Retirement vs Parenthood
Replies: 74
Views: 4208

Re: (Very) Early Retirement vs Parenthood

So what happens when something goes wrong? The heart of the matter, really, right? Things always go wrong, as we all know, that's part of life, time and tide wait for no one. Speaking from the field of Psychology, we would learn that the struggle to overcome and grow is where life truly begins. So ...
by Barefootgirl
Fri Jun 09, 2017 8:38 pm
Forum: Personal Finance (Not Investing)
Topic: (Very) Early Retirement vs Parenthood
Replies: 74
Views: 4208

Re: (Very) Early Retirement vs Parenthood

It's a gamble, with tremendous outcomes possible in many different directions. I was ambivalent about parenthood until my early thirties at which time I became fortunate enough to have an opportunity to adopt a child and it just felt like the right and natural thing to do. I have never regretted tha...
by Barefootgirl
Fri Jun 09, 2017 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Regret early retirement/downsizing
Replies: 228
Views: 35480

Re: Regret early retirement/downsizing

This week I was feeling a bit sad about it all. I am usually a grateful person and happy to know I can retire now if I want, although hanging in longer for the health insurance and it bothers me that this is such a huge issue in this country...if not for health insurance...you can finish the rest of...
by Barefootgirl
Fri Jun 09, 2017 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Meeting with retirement guru, specializes in federal govt employees
Replies: 72
Views: 7132

Re: Meeting with retirement guru, specializes in federal govt employees

Has the retirement expert provided any interesting advice that you could share here? Thank you, Victoria Hello Victoria, yes, some so far. One of the earlier posters in this thread was correct and I misunderstood ~ while I took my list of questions, it ended up that he had far more questions of me....
by Barefootgirl
Fri Jun 09, 2017 11:17 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1872
Views: 296422

Re: What's Your Credit Card Rewards Strategy?

Aww come on now, lol

remember : banks are people too. :sharebeer
by Barefootgirl
Wed Jun 07, 2017 10:19 pm
Forum: Personal Consumer Issues
Topic: My Wife is having our 5th child. What is an appropriately extravagant push gift?
Replies: 90
Views: 6896

Re: My Wife is having our 5th child. What is an appropriately extravagant push gift?

This mini backlash isn't about a gift exchange between new parents, it's about the ever growing list of expected gifting situations and creeping use of tacky language. Check out any comedy film produced in the last 15 years. Nothing is sacred, its a race to the terminology bottom. See, I said bottom...
by Barefootgirl
Wed Jun 07, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: My Wife is having our 5th child. What is an appropriately extravagant push gift?
Replies: 90
Views: 6896

Re: My Wife is having our 5th child. What is an appropriately extravagant push gift?

Seems like many of the responses here are coming from the same folks who don't celebrate Grandparents Day or Siblings Day. 8-)
by Barefootgirl
Wed Jun 07, 2017 10:02 am
Forum: Personal Consumer Issues
Topic: My Wife is having our 5th child. What is an appropriately extravagant push gift?
Replies: 90
Views: 6896

Re: My Wife is having our 5th child. What is an appropriately extravagant push gift?

What's the gift called for the other spouse who gets up at 0400 every day for decades to pay for the housing and food? I can appreciate the intent of husband, but there are many ways to take this. What about the spouse that gave birth, raised the child AND got up every day at sunrise to earn an inc...
by Barefootgirl
Tue Jun 06, 2017 9:44 am
Forum: Personal Consumer Issues
Topic: Robo Vacs - 2017 models
Replies: 1
Views: 209

Robo Vacs - 2017 models

I know we've had several threads discussing these units, but it seems like there are newer market entrants, lower prices, etc. Between Consumer Reports and Amazon, these models were reviewed/most popular: Eufy RoboVac Samsung Powerbot Roomba (various newer models) iClebo Arte Evovacs Deboot Bissell ...
by Barefootgirl
Mon Jun 05, 2017 12:33 pm
Forum: Personal Consumer Issues
Topic: Transcription Services
Replies: 9
Views: 838

Re: Transcription Services

Thank you for catching my typo.
by Barefootgirl
Mon Jun 05, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: Transcription Services
Replies: 9
Views: 838

Transcription Services

My sister is a new mother, taking a hiatus from her teaching career. She wants to earn some money from home, in a situation that provides her with a good amount of flexibility. She has stumbled onto transcription services and looks like she might be getting work via http://www.transcribme.com, maybe...
by Barefootgirl
Sun Jun 04, 2017 12:49 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2715
Views: 763572

Re: What Movie Have You Recently Watched?

Hacksaw Ridge.

Triggered something deep within me. Very emotional - a compelling story.
by Barefootgirl
Sat Jun 03, 2017 11:18 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 243
Views: 25046

Re: Where to Live on $60K or Less a Year?

We have relatives that live quite literally down the road from where the eastern time zone meets the central time zone. Makes for interesting situations whenever events are planned. The am reasonably adaptable to changing time zones, so I guess I don't understand the issue - the only time I had a pr...

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