Search found 2012 matches

by Barefootgirl
Wed May 24, 2017 9:15 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

Starwood Amex up for annual renewal @ $95.

I rarely stay at Starwood properties and I believe staying is the only way to earn these points.

Any creative strategies to justify keeping and paying the AF? I tried to get it waived, they refused. oh well.

Thanks
by Barefootgirl
Wed May 24, 2017 9:07 am
Forum: Personal Finance (Not Investing)
Topic: i am my own "guy," but not sure I should advertise that
Replies: 47
Views: 3956

Re: i am my own "guy," but not sure I should advertise that

I had a mildly shocking experience in this regard a couple weeks ago. A few of us at work were having a casual chat moment. A gentleman I work with, in his early 60s and fairly high ranking in the org, mentioned that he's not at all familiar with the funds offered in our version of a 401K. He said h...
by Barefootgirl
Wed May 24, 2017 9:03 am
Forum: Personal Consumer Issues
Topic: Well-made quality handbags
Replies: 22
Views: 1950

Re: Well-made quality handbags

Thank you for the suggestions, particularly brands I was not aware of. There might be holiday sales this weekend. I lead something of a multiple personality lifestyle, so I rotate a few for different occasions. Again, thanks PS/ I have noticed that the Chinese are getting bigger in this space - lots...
by Barefootgirl
Mon May 22, 2017 10:57 pm
Forum: Personal Consumer Issues
Topic: Merida, MX?
Replies: 1
Views: 341

Merida, MX?

I may be spending an extended amount of time this coming winter in Merida, MX - maybe as long as a few weeks.

Please share any recommendations...things to do and see, places not to be missed. I hear that it's a lovely city situated not far from tropical and lovely beaches.

Thanks
by Barefootgirl
Sun May 21, 2017 2:51 am
Forum: Personal Consumer Issues
Topic: What goes in your smoothie?
Replies: 45
Views: 2361

Re: What goes in your smoothie?

Great, thanks for all the suggestions/ideas. FWIW, I switched from a Vitamix to the Blendtec a few years ago and find them equivalent in talent and longevity.
by Barefootgirl
Sat May 20, 2017 4:54 pm
Forum: Personal Consumer Issues
Topic: What are your priorities for retirement?
Replies: 56
Views: 4861

Re: What are your priorities for retirement?

The financial writer, JL Collins, speaks about two kinds of people - roots people and wings people. He mentions there are phases or situations in life when the wings people, for various reasons, become rooted - but retirement offers them a chance to use their wings again. If all goes as planned, I'l...
by Barefootgirl
Sat May 20, 2017 9:37 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

Do Home Depot or Lowes sell VGCs in various denominations? up to and including $500?
by Barefootgirl
Sat May 20, 2017 6:20 am
Forum: Personal Consumer Issues
Topic: What goes in your smoothie?
Replies: 45
Views: 2361

What goes in your smoothie?

I know this is a Vitamix crowd (I've read the consumer threads, lol). I've been using fruit, yogurt, various nuts and seeds - but always looking to shake things up...bad pun. Share your favorite ingredients.... PS - for naysayers, I get enough food in it's whole form, I just prefer shakes for a quic...
by Barefootgirl
Sat May 20, 2017 6:17 am
Forum: Personal Consumer Issues
Topic: Well-made quality handbags
Replies: 22
Views: 1950

Well-made quality handbags

Every year, I find myself seeking to purchase a new handbag. It's an item I use every single day and they take a beating just for that reason alone. I would love to find one or two that I could buy, maintain with cleaning products if needed - that are nearly timeless classics that I could hold onto ...
by Barefootgirl
Fri May 19, 2017 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

The M&T application has boxes to check to confirm whether you have any existing accounts.

Unless you made false entries, I don't see how they could press charges. I am curious how many you got to, before they blew the whistle.
by Barefootgirl
Fri May 19, 2017 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

The M&T application has boxes to check to confirm whether you have any existing accounts.

Unless you made false entries, I don't see how they could press charges. I am curious how many you got to, before they blew the whistle.
by Barefootgirl
Fri May 19, 2017 11:46 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

Chase doesn't care about inquiries, right? only number of new accounts?
by Barefootgirl
Fri May 19, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Flat rate cell plans vs. tiered?
Replies: 3
Views: 221

Flat rate cell plans vs. tiered?

I guess I have an unusual usage pattern when it comes to cell service. I am either using my cellphone very little (talk and text), but then when I do (usually when away from home, obviously) ....it spikes, then Consumer Cellular automatically bumps me up to the next tier, more $$, where I remain eve...
by Barefootgirl
Fri May 19, 2017 6:33 am
Forum: Personal Consumer Issues
Topic: Summer outdoor parties - party food ideas
Replies: 20
Views: 1513

Summer outdoor parties - party food ideas

Looking for party food ideas in hot weather...don't generally serve anything with eggs or mayo or dairy when temps are hot due to spoilage ...grad parties, etc. Discussing with Mom that we'll serve salsa and hummus, with dipping pita wedges, veggies, etc. Then she asked me about eggplant dip - I hav...
by Barefootgirl
Fri May 19, 2017 6:27 am
Forum: Personal Consumer Issues
Topic: f.lux software/blue light reduction for devices
Replies: 11
Views: 415

f.lux software/blue light reduction for devices

Although I don't really have any trouble sleeping, I continue to read reports that device use at night is detrimental to health, due to emission of blue light...disrupting circadian rythym. Do any of you use the f.lux software to change the light of your computer screen at night? or similar? comments?
by Barefootgirl
Tue May 16, 2017 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: How Old Habits Can Sabotage Retirement
Replies: 51
Views: 7038

Re: How Old Habits Can Sabotage Retirement

I'm a little less than two years away and I can already see this is going to be an issue for me - flipping a switch from being a saver to a spender. - but awareness is the first step, so I intend to tackle it. All this talk of people falling apart when they lose a spouse is a bummer. I know it, I've...
by Barefootgirl
Tue May 16, 2017 9:42 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

So the offers more often show up when you log in, than in your email?

Just trying to figure out how I should best look for them.
by Barefootgirl
Tue May 16, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: Tipping for restaurants where you order at the counter
Replies: 49
Views: 4410

Re: Tipping for restaurants where you order at the counter

With these latest trends in tipping in advance, it feels to me as if it has moved away from tipping for service to tipping to subsidize low wages.

A negative here compared to other countries.
by Barefootgirl
Mon May 15, 2017 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

If anyone has the AMEX Blue Cash Everyday card there is a targeted upgrade offer to Blue Cash Preferred--$150 after $1000 spend. What's great about this offer is that there's no hard pull on your credit, and no new line of credit bring down your AAoA. What's even better is that I took advantage of ...
by Barefootgirl
Mon May 15, 2017 12:41 pm
Forum: Personal Consumer Issues
Topic: Tipping for restaurants where you order at the counter
Replies: 49
Views: 4410

Re: Tipping for restaurants where you order at the counter

In almost all of these situations now, the tip is requested in advance, by typing an amount on the screen.

Does anyone know how these digital tips are accounted for and actually allocated to the staff?
by Barefootgirl
Sun May 14, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 489
Views: 195435

Re: TV show recommendations?

I keep wondering why I'm not enjoying Fargo as much as I expected to and I guess it's because I loved the movie so much that my expectations were very high, too high it seems. It seems darker, not as tightly written with characters not as developed...of course Billy Bob is always Billy Bob, it's the...
by Barefootgirl
Sat May 13, 2017 11:05 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 121
Views: 15146

Re: The Wall Street Journal to close Google loophole entirely

As for libraries, yay! Sadly, even in my rich and well-funded county library days and hours have been cut and budgets no longer keep up with new releases. But I'm happy that most periodicals are free and accessible for all. I live in the county with the highest average household income in the U.S. ...
by Barefootgirl
Sat May 13, 2017 10:54 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 121
Views: 15146

Re: The Wall Street Journal to close Google loophole entirely

I see this all the time, not just here. People getting all indignant upon any suggestion that an individual might possibly be taking advantage of a corporation and yet, corporations take advantage of individuals all day long and the usual response is: "ah, those crazy companies, what can you do...
by Barefootgirl
Sat May 13, 2017 12:33 pm
Forum: Personal Consumer Issues
Topic: Why are the [Florida] Keys so expensive?
Replies: 29
Views: 8046

Re: Why are the [Florida] Keys so expensive?

I don't know if any of you would consider the 80s to be recent history, but that said, I spent quite a bit of time there in my early 20s and it was complete paradise. Returned a few years ago and didn't recognize the place. Manhattan has been similarly ruined IMO. Every vestige of unique Americana d...
by Barefootgirl
Wed May 10, 2017 6:58 pm
Forum: Personal Consumer Issues
Topic: Beware Citibank Bonus Promotion
Replies: 23
Views: 3551

Re: Beware Citibank Bonus Promotion

Interesting coincedence. I was on the phone with Citibank earlier tonight because my statement did not show up in the mail and they said it was because i recently changed to paperless statements.

I know for a fact that I did not..
by Barefootgirl
Wed May 10, 2017 6:57 pm
Forum: Personal Consumer Issues
Topic: Puzzling issue with MacBookAir
Replies: 7
Views: 883

Re: Puzzling issue with MacBookAir

did a little more digging around....how strange...it seems to be connected to a new security setting (that I did not change or apply) that requires me to give the ok to open apps from "unidentified developers"....but these aren't apps, they are documents...strange.
by Barefootgirl
Wed May 10, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: Puzzling issue with MacBookAir
Replies: 7
Views: 883

Puzzling issue with MacBookAir

Just recently I started having trouble opening downloaded documents on my MBA. I can open documents that I have created using Pages, just fine, no issues. I can't seem to narrow down the issue, so I have a ticket into Apple, now waiting...couldn't find any guidance for this exact issue. Have any of ...
by Barefootgirl
Mon May 08, 2017 9:19 pm
Forum: Personal Consumer Issues
Topic: Expat Retirement Location with Health Care Eligibility
Replies: 30
Views: 2731

Re: Expat Retirement Location with Health Care Eligibility

The foreignness of a foreign country is MUCH more than language. I'd be willing to bet that she knows that. Her comment though rings true with nearly every expat I know...they were much more content once they'd made a few inroads to enjoy the culture - mostly the language, etc. Over time, it appear...
by Barefootgirl
Sun May 07, 2017 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

I am seeing mixed reports on the Chase IHG Card:

https://creditcards.chase.com/a1/ihg/ih ... MasterCard

Do any of you know for sure whether this one counts toward. 5/24?

Thanks
by Barefootgirl
Sun May 07, 2017 8:29 am
Forum: Personal Consumer Issues
Topic: HOA & renting rules
Replies: 27
Views: 2263

Re: HOA & renting rules

They are seeking a 12 month lease, if that seems to make a difference. There is one L shaped huge driveway, so there is off street parking for them.

Their concern is getting all settled in, then being forced out due to the homeowner getting caught up in a violation issue.
by Barefootgirl
Sat May 06, 2017 7:46 pm
Forum: Personal Consumer Issues
Topic: HOA & renting rules
Replies: 27
Views: 2263

HOA & renting rules

My brother and sister in law experienced a little sticker shock recently when they arrived in the DC/Northern VA area to do some apartment shopping. Most apartments within a reasonable commuting distance start at around $1,700....but they found something interesting today for $1K. It is a beautiful ...
by Barefootgirl
Sat May 06, 2017 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: Job Decision
Replies: 53
Views: 3576

Re: Job Decision

If the world operates by nepotism, greed, incompetence, timing, arrogance, and politics, instead of skills, then MASTER nepotism, greed, incompetence, timing, arrogance, and politics. Don't gripe and whine and sulk about it. I will say there is ALWAYS politics in the workplace - and in life. The be...
by Barefootgirl
Sat May 06, 2017 8:14 am
Forum: Personal Consumer Issues
Topic: Best salads
Replies: 46
Views: 3818

Re: Best salads

salad as the meal...thanks
by Barefootgirl
Sat May 06, 2017 7:20 am
Forum: Personal Consumer Issues
Topic: Best salads
Replies: 46
Views: 3818

Best salads

I was gifted one of those Oxo chopped salad makers and I am loving it, now making salad with far less fuss and chopping. I am moving beyond leaves and tomatoes to now adding other vegetables, etc. I am inspired, lol. What are your favorite salad ingredients, combinations, dressing ingredients, etc.?
by Barefootgirl
Sat May 06, 2017 7:16 am
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 301
Views: 40166

Re: What is your favorite consumer product?

You know this is a unique group of people when the favorite consumer product seems to be oatmeal


The BH demographic emerges:

a personal technology loving, Costco shopping, oatmeal eating, lover of brand names....lol
by Barefootgirl
Fri May 05, 2017 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: Estate Planning for mobile individuals
Replies: 3
Views: 437

Re: Estate Planning for mobile individuals

Thank you bsteiner, your comments have given me guidance as to how to approach this. 523HRR - your comment (pasted below), is interesting as in what are the tax consequences if the employer does not reimburse living expenses nor do they provide office space, i.e. are mobile office arrangements as eq...
by Barefootgirl
Fri May 05, 2017 4:58 am
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 301
Views: 40166

Re: What is your favorite consumer product?

While I'm not an inveterate shopper, I always find reading this thread to be very interesting....observing the Boglehead preferences....many are very brand specific. I would have guessed category specific, so I'm wrong on that - such a marketer's dream here, full of data. I have an update. I have si...
by Barefootgirl
Thu May 04, 2017 12:41 pm
Forum: Personal Consumer Issues
Topic: Recs for moisturizer w sunscreen please.
Replies: 15
Views: 1315

Re: Recs for moisturizer w sunscreen please.

Sorry that it took me so long to get back, but thank you Englishgirl for supplying the link. FWIW, I use Asian sunscreens in the darker winter months - mostly on my face, neck, hands and arms (leaving the other areas to get Vitamin D exposure)....and then European sunscreens for the summer. They are...
by Barefootgirl
Thu May 04, 2017 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Starting new job mid-career - What advice to learn from my past?
Replies: 39
Views: 2140

Re: Starting new job mid-career - What advice to learn from my past?

Barefootgirl, I agreed with you. But, if the employee is doing nothing and free most of the time, how could the employee refuse to help a customer in need? This is the case with OP Hi there, I was replying to his original post, not the ensuing discussion, although I did read it. When you are a remo...
by Barefootgirl
Thu May 04, 2017 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Estate Planning for mobile individuals
Replies: 3
Views: 437

Estate Planning for mobile individuals

Estate planning and executing a will have been near the bottom of the list of things I need to get to, but not for lack of motivation, just other things getting in the way. I'm now in a situation where within a year, I'll be living a mobile lifestyle. I haven't looked into where my domicile will be ...
by Barefootgirl
Thu May 04, 2017 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Starting new job mid-career - What advice to learn from my past?
Replies: 39
Views: 2140

Re: Starting new job mid-career - What advice to learn from my past?

The challenge with this is you get overloaded and spread yourself too thin. How does one manage that successfully? I have a long history in corporate America, various companies with difficult cultures, but this is one thing they share - propensity to overload their best employees. I've only known o...
by Barefootgirl
Wed May 03, 2017 6:55 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1603
Views: 246537

Re: What's Your Credit Card Rewards Strategy?

I was doing a little portfolio analysis last night and realized that cash on hand to take advantage of various credit and bank offers has it's own category lol.
by Barefootgirl
Sun Apr 30, 2017 2:39 pm
Forum: Personal Consumer Issues
Topic: Recs for moisturizer w sunscreen please.
Replies: 15
Views: 1315

Re: Recs for moisturizer w sunscreen please.

Go onto Ratzilla and purchase one with a PPD rating of ++++ or better. Asian sunscreens are better than American sunscreens. European sunscreens even better. There is some debate about the need to expose your body to the sun, but our face is a different story. Read up on Tinosorb. PS - When I say be...
by Barefootgirl
Sun Apr 30, 2017 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Dealing with regret
Replies: 102
Views: 8635

Re: Dealing with regret

I lost a vast sum of money in the market about 15 years ago due to GREED. From 2007 - 2010ish, I lost quite a bit of money in the market due to FEAR. I am about a decade older than you. My point is that if you stick around long enough, this will happen, to most of us. It's called being human. The BH...
by Barefootgirl
Sun Apr 30, 2017 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite Financial Indulgences
Replies: 78
Views: 7378

Re: Favorite Financial Indulgences

Not a chocolate person, but always on the lookout for good chocolate. Recs?
by Barefootgirl
Sun Apr 30, 2017 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite Financial Indulgences
Replies: 78
Views: 7378

Re: Favorite Financial Indulgences

Nespresso capsules (before anyone jumps at me, I participate in the recycling program)

meals prepared by someone else

housecleaning services

I am hoping that list will change over time. I look forward to time as an indulgence.
by Barefootgirl
Fri Apr 28, 2017 9:37 pm
Forum: Personal Consumer Issues
Topic: Nespresso capsules
Replies: 35
Views: 3376

Re: Nespresso capsules

Has anyone found a better price than through Nespresso itself?....hmm, if they are so much cheaper in Europe, even with shipping costs factored in, it could be worthwhile to order internationally. I have yet to find anyone who has found a compatible capsule brand that tastes as good as the original....
by Barefootgirl
Fri Apr 28, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: Which sonicare toothbrush do you recommend?
Replies: 13
Views: 810

Re: Which sonicare toothbrush do you recommend?

I've found all the brushes to perform pretty much equally - it's the brush heads that make a difference. I cannot remember the name of them, but I buy the most expensive heads they sell for the brushes...work very well, better than the heads they come with.
by Barefootgirl
Fri Apr 28, 2017 6:55 pm
Forum: Personal Consumer Issues
Topic: Fabricated seasonal homes/cottages
Replies: 1
Views: 351

Fabricated seasonal homes/cottages

If you have your own piece of land and utility hookups aren't a problem, have any of you built or had built for you, a seasonal home, for warmer months? Preferably low maintenance. There is an Amish community I am aware of that builds and sells these kinds of homes/buildings or sheds or home shells....
by Barefootgirl
Thu Apr 27, 2017 9:28 am
Forum: Personal Consumer Issues
Topic: Time and Materials Vs. Flat Bid
Replies: 10
Views: 676

Re: Time and Materials Vs. Flat Bid

In your experience when does it make sense to go the route of either time and materials versus a flat bid with a contractor? When the overall schedule & requirements are well known and funds are allotted, I would go with a fixed price. If requirements and/or schedule are not well known or are v...

Go to advanced search